Fall River, Massachusetts mortgage lenders include Fall River Five Cents SavingsFall River Five Cents Savings4171 N Main St, Fall River, MA 02720A5.0 ★Texas Ratio: 7.62%, Baycoast BankBaycoast Bank310 Airport Rd, Fall River, MA 02720A5.0 ★Texas Ratio: 12.75%, Citizens Bank, NACitizens Bank, NA501 Rodman St, Fall River, MA 02721A+5.0 ★Texas Ratio: 5.44%, Rockland Trust BankRockland Trust Bank768 Robeson St, Fall River, MA 02720A+5.0 ★Texas Ratio: 2.64%, Bank of America NABank of America NA87 Mariano Bishop Blvd, Fall River, MA 02721A+5.0 ★Texas Ratio: 4.14%, Fall River Municipal Credit UnFall River Municipal Credit UnFall River, MA, St. Anne'S Credit Union of FalSt. Anne'S Credit Union of FalFall River, MA, Baycoast Mortgage Company, LLCBaycoast Mortgage Company, LLC310 Airport Rd, Fall River, MA 02720A5.0 ★Texas Ratio: 12.75%, Bristol County Savings BankBristol County Savings Bank215 Pleasant St, Fall River, MA 02721A+5.0 ★Texas Ratio: 3.37%, and Somerset Federal Credit UnionSomerset Federal Credit Union740 County St, Somerset, MA 02726A+5.0 ★Texas Ratio: 1.02%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Fall River, Massachusetts in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Fall River are listed first, then lenders elsewhere in Massachusetts, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Fall River, Massachusetts. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
4 offices in Fall River 4171 N Main St, Fall River, MA 02720 A5.0 ★Texas Ratio: 7.62% |
Conventional, FHA, VA, HELOC | 46 +36 HELOCs |
5.5% | 85.5% | $269,565 | View |
|
6 offices in Fall River 310 Airport Rd, Fall River, MA 02720 A5.0 ★Texas Ratio: 12.75% |
Conventional, HELOC | 14 +42 HELOCs |
1.7% | 75% | $61,428 | View |
|
2 offices in Fall River 501 Rodman St, Fall River, MA 02721 A+5.0 ★Texas Ratio: 5.44% |
Conventional, VA, HELOC | 8 +38 HELOCs |
0.9% | 88.9% | $322,500 | View |
|
2 offices in Fall River 768 Robeson St, Fall River, MA 02720 A+5.0 ★Texas Ratio: 2.64% |
Conventional, FHA, HELOC | 8 +9 HELOCs |
0.9% | 56.2% | $358,750 | View |
|
1 office in Fall River 87 Mariano Bishop Blvd, Fall River, MA 02721 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Fall River Municipal Credit Un
|
Conventional, HELOC | 27 +1 HELOCs |
3.2% | 75% | $117,222 | |
St. Anne'S Credit Union of Fal
|
Conventional, HELOC | 20 +36 HELOCs |
2.4% | 66.7% | $193,500 | |
|
310 Airport Rd, Fall River, MA 02720 A5.0 ★Texas Ratio: 12.75% |
Conventional, FHA, VA | 68 | 8.1% | 93.2% | $331,176 | View |
|
215 Pleasant St, Fall River, MA 02721 A+5.0 ★Texas Ratio: 3.37% |
Conventional | 25 | 3% | 96.3% | $287,000 | View |
|
740 County St, Somerset, MA 02726 A+5.0 ★Texas Ratio: 1.02% |
Conventional, HELOC | 4 +3 HELOCs |
0.5% | 80% | $245,000 | View |
|
660 Bedford St, Abington, MA 02351 A+5.0 ★Texas Ratio: 2.61% |
Conventional, HELOC | 3 +1 HELOCs |
0.4% | 60% | $355,000 | View |
|
★ 5 stars, 1 review 655 State Rd, Westport, MA 02790 A+5.0 ★Texas Ratio: 1.79% |
Conventional | 3 | 0.4% | 100% | $335,000 | View |
|
363 Highland Ave, Fall River, MA 02720 A+5.0 ★Texas Ratio: 1.32% |
Conventional | 3 | 0.4% | 100% | $98,333 | View |
|
1201 Massachusetts Ave, Arlington, MA 02476 A+5.0 ★Texas Ratio: 0.22% |
Conventional, FHA, VA | 3 | 0.4% | 100% | $355,000 | View |
|
806 Suffield St, Agawam, MA 01001 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 2 +2 HELOCs |
0.2% | 33.3% | $480,000 | View |
Bankesb
770 Main St, Agawam, MA 01001 |
Conventional, HELOC | 2 +2 HELOCs |
0.2% | 100% | $180,000 | |
|
115 Commercial St, Brockton, MA 02302 A+5.0 ★Texas Ratio: 2.19% |
Conventional | 2 | 0.2% | 66.7% | $275,000 | View |
|
1 Center Plz, Boston, MA 02108 A+5.0 ★Texas Ratio: 5.39% |
Conventional | 2 | 0.2% | 100% | $105,000 | View |
|
325 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.62% |
VA, HELOC | 1 +3 HELOCs |
0.1% | 100% | $535,000 | View |
|
408 Massachusetts Ave, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 1 +2 HELOCs |
0.1% | 100% | $105,000 | View |
|
850 Southbridge St, Auburn, MA 01501 A+5.0 ★Texas Ratio: 4.22% |
Conventional | 1 | 0.1% | 100% | $405,000 | View |
|
200 Westgate Dr Unit 119A, Brockton, MA 02301 A+5.0 ★Texas Ratio: 3.09% |
Conventional | 1 | 0.1% | 100% | $105,000 | View |
|
1101 Stafford Rd, Fall River, MA 02721 C4.0 ★Texas Ratio: 27.62% |
Conventional | 1 | 0.1% | 100% | $65,000 | View |
|
5 Scotland Blvd, Bridgewater, MA 02324 A5.0 ★Texas Ratio: 9.41% |
Conventional | 1 | 0.1% | 100% | $305,000 | View |
|
112 Main St, Acushnet, MA 02743 A+5.0 ★Texas Ratio: 4.22% |
Conventional | 1 | 0.1% | 50% | $475,000 | View |
|
52 Main St, Ashburnham, MA 01430 A+5.0 ★Texas Ratio: 2.94% |
Conventional | 1 | 0.1% | 100% | $155,000 | View |
|
125 High St, Boston, MA 02110 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.1% | 50% | $245,000 | View |
Digital Federal Credit Union
100 Powdermill Rd, Acton, MA 01720 |
Conventional | 1 | 0.1% | 100% | $65,000 | |
|
188 Massachusetts Ave, Arlington, MA 02474 A5.0 ★Texas Ratio: 9.52% |
Conventional | 1 | 0.1% | 100% | $305,000 | View |
|
5 Market St, Amesbury, MA 01913 A+5.0 ★Texas Ratio: 3.41% |
Conventional | 1 | 0.1% | 50% | $575,000 | View |
|
1150 Purchase St, New Bedford, MA 02740 6635 A+5.0 ★Texas Ratio: 2.71% |
Conventional | 1 | 0.1% | 100% | $185,000 | View |
|
★ 1.7 stars, 3 reviews 109 Causeway St, Boston, MA 02114 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
2745 Main St, Brewster, MA 02631 A+5.0 ★Texas Ratio: 3.37% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Radius Financial Group Inc
|
Conventional, FHA | 10 | 1.2% | 71.4% | $443,000 | |
Mortgage Equity Partners LLC
|
Conventional, FHA | 5 | 0.6% | 100% | $383,000 | |
Msa Mortgage, LLC
|
Conventional | 2 | 0.2% | 66.7% | $595,000 | |
|
A5.0 ★Texas Ratio: 8.47% |
Conventional | 2 | 0.2% | 100% | $505,000 | View |
New Fed Mortgage Corp.
|
Conventional | 1 | 0.1% | 100% | $365,000 | |
Salem Five Mortgage Company LLC
|
Conventional | 1 | 0.1% | 100% | $445,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, HELOC | 76 +5 HELOCs |
9% | 87.4% | $444,210 | |
Rocket Mortgage
|
Conventional, FHA | 43 | 5.1% | 81.1% | $226,627 | |
Total Mortgage Services, LLC
|
Conventional, FHA, VA, HELOC | 38 +1 HELOCs |
4.5% | 88.4% | $412,105 | |
Guild Mortgage Company
|
Conventional, FHA | 36 | 4.3% | 92.5% | $372,222 | |
EMM Loans LLC
|
Conventional, FHA | 34 | 4% | 100% | $397,647 | |
Fairway Independent Mort Corp
|
Conventional, FHA, VA | 24 | 2.8% | 96% | $351,250 | |
Nationstar Mortgage
|
Conventional, FHA | 19 | 2.3% | 82.6% | $110,263 | |
Freedom Mortgage Corporation
|
FHA, VA | 17 | 2% | 71.4% | $458,529 | |
Newrez LLC
|
Conventional, FHA, VA | 14 | 1.7% | 63.6% | $352,142 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA | 13 | 1.5% | 100% | $431,153 | |
Guaranteed Rate, Inc.
|
Conventional, FHA | 12 | 1.4% | 85.7% | $284,166 | |
Movement Mortgage, LLC
|
Conventional, FHA, VA | 12 | 1.4% | 100% | $390,000 | |
loanDepot.com LLC
|
Conventional, FHA, VA, HELOC | 11 +1 HELOCs |
1.3% | 68.8% | $188,636 | |
|
A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA, USDA | 11 | 1.3% | 81.2% | $344,090 | View |
|
A5.0 ★Texas Ratio: 8.47% |
Conventional, FHA, VA | 11 | 1.3% | 91.7% | $387,727 | View |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 10 | 1.2% | 66.7% | $400,000 | |
American Financial Network, Inc.
|
Conventional, FHA, VA | 9 | 1.1% | 100% | $489,444 | |
American Neighborhood Mortgage Acceptance Company
|
Conventional, FHA, VA | 8 | 0.9% | 100% | $437,500 | |
Webster Bank, N.A.
|
Conventional, HELOC | 7 +8 HELOCs |
0.8% | 70% | $255,000 | |
|
A+5.0 ★Texas Ratio: 3.16% |
Conventional | 7 | 0.8% | 100% | $343,571 | View |
New American Funding, LLC.
|
Conventional, FHA, VA | 7 | 0.8% | 63.6% | $415,000 | |
First Community Mortgage, Inc.
|
Conventional, FHA | 6 | 0.7% | 100% | $295,000 | |
First Home Mortgage
|
Conventional, FHA | 6 | 0.7% | 100% | $443,333 | |
Waterstone Mortgage Corporation
|
Conventional, FHA, VA | 6 | 0.7% | 66.7% | $458,333 | |
Embrace Home Loans, Inc.
|
Conventional, FHA | 5 | 0.6% | 100% | $457,000 | |
Plaza Home Mortgage, Inc
|
Conventional, FHA | 5 | 0.6% | 83.3% | $319,000 | |
Navy Federal Credit Union
|
Conventional, HELOC | 4 +2 HELOCs |
0.5% | 57.1% | $382,500 | |
Cornerstone First Mortgage, LLC
|
Conventional, FHA | 4 | 0.5% | 100% | $472,500 | |
Primary Residential Mortgage, INC.
|
Conventional, FHA | 4 | 0.5% | 100% | $547,500 | |
Lakeview Loan Servicing, LLC
|
Conventional, FHA | 4 | 0.5% | 33.3% | $387,500 | |
Amerisave Mortgage Company
|
Conventional, FHA | 4 | 0.5% | 41.7% | $135,000 | |
|
A+5.0 ★Texas Ratio: 5.05% |
Conventional, FHA | 4 | 0.5% | 71.4% | $560,000 | View |
Keystone Funding, Inc
|
Conventional, FHA | 4 | 0.5% | 100% | $367,500 | |
Mutual of Omaha Mortgage
|
Conventional, FHA | 4 | 0.5% | 50% | $297,500 | |
|
A5.0 ★Texas Ratio: 7.00% |
Conventional, FHA | 4 | 0.5% | 57.1% | $567,500 | View |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 3 +1 HELOCs |
0.4% | 60% | $91,666 | View |
Guaranteed Rate Affinity, LLC
|
Conventional | 3 | 0.4% | 75% | $215,000 | |
Everett Financial, Inc.
|
Conventional, FHA | 3 | 0.4% | 100% | $398,333 | |
Discover Bank
|
Conventional | 3 | 0.4% | 30% | $101,666 | |
Nfm, Inc
|
Conventional, FHA | 3 | 0.4% | 100% | $565,000 | |
Cardinal Financial Company, Li
|
Conventional | 3 | 0.4% | 100% | $368,333 | |
Mortgage Research Center
|
VA | 3 | 0.4% | 42.9% | $525,000 | |
Summit Funding.Inc
|
Conventional | 3 | 0.4% | 100% | $351,666 | |
Sierra Pacific Mortgage Co. Inc
|
Conventional, HELOC | 2 +3 HELOCs |
0.2% | 100% | $590,000 | |
|
A5.0 ★Texas Ratio: 7.77% |
Conventional, HELOC | 2 +1 HELOCs |
0.2% | 100% | $290,000 | View |
Spring Eq, LLC
|
Conventional, HELOC | 2 +1 HELOCs |
0.2% | 28.6% | $45,000 | |
Semper Home Loans, Inc
|
Conventional, FHA | 2 | 0.2% | 100% | $275,000 | |
American Financial Resources LLC
|
FHA | 2 | 0.2% | 100% | $625,000 | |
Primelending
|
Conventional, VA | 2 | 0.2% | 66.7% | $425,000 | |
Contour Mortgage Corporation
|
Conventional | 2 | 0.2% | 100% | $380,000 | |
Envoy Mortgage, Ltd
|
Conventional, VA | 2 | 0.2% | 100% | $570,000 | |
Norwich Commercial Group Inc
|
FHA | 2 | 0.2% | 100% | $510,000 | |
Assurance Financial Group, L.L.C.
|
Conventional, FHA | 2 | 0.2% | 66.7% | $710,000 | |
Das Acquisition Company, LLC
|
FHA | 2 | 0.2% | 100% | $420,000 | |
Union Home Mortgage Corp.
|
FHA | 2 | 0.2% | 50% | $675,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 2 | 0.2% | 40% | $325,000 | View |
Harborone Mortgage, LLC
|
Conventional | 2 | 0.2% | 66.7% | $355,000 | |
Better Mortgage Corporation
|
Conventional, FHA | 2 | 0.2% | 66.7% | $290,000 | |
Genway Home Mortgage, Inc.
|
FHA | 2 | 0.2% | 100% | $410,000 | |
Lower, LLC
|
FHA, VA | 2 | 0.2% | 66.7% | $385,000 | |
Ark-La-Tex Financial Services LLC
|
Conventional | 2 | 0.2% | 100% | $415,000 | |
Top Flite Financial, Inc.
|
FHA, VA | 2 | 0.2% | 66.7% | $350,000 | |
JMAC Lending, Inc.
|
FHA | 2 | 0.2% | 100% | $570,000 | |
HomeBridge Financial Services, Inc
|
VA, HELOC | 1 +1 HELOCs |
0.1% | 25% | $445,000 | |
Arc Home LLC
|
Conventional | 1 | 0.1% | 100% | $485,000 | |
The People's Credit Union
|
Conventional | 1 | 0.1% | 50% | $105,000 | |
Loanunited.Com, LLC
|
FHA | 1 | 0.1% | 100% | $455,000 | |
Reliant Home Funding, Inc
|
Conventional | 1 | 0.1% | 100% | $395,000 | |
Strong Home Mortgage, LLC
|
FHA | 1 | 0.1% | 100% | $395,000 | |
Stg Mortgage Inc
|
VA | 1 | 0.1% | 100% | $765,000 | |
Churchill Mortgage Corporation
|
Conventional | 1 | 0.1% | 100% | $275,000 | |
Reliable Holdings Manager dba Lendz Financial
|
Conventional | 1 | 0.1% | 100% | $325,000 | |
Planet Home Lending, LLC
|
FHA | 1 | 0.1% | 100% | $645,000 | |
|
A5.0 ★Texas Ratio: 10.15% |
Conventional | 1 | 0.1% | 100% | $535,000 | View |
T2 Financial LLC
|
Conventional | 1 | 0.1% | 50% | $645,000 | |
GuardHill Financial LLC
|
Conventional | 1 | 0.1% | 100% | $555,000 | |
Province Mortgage Associates, Inc.
|
Conventional | 1 | 0.1% | 100% | $155,000 | |
Mission Loans, LLC
|
Conventional | 1 | 0.1% | 100% | $215,000 | |
Nations Direct Mortgage, LLC
|
Conventional | 1 | 0.1% | 100% | $455,000 | |
Zillow Home Loans, LLC
|
Conventional | 1 | 0.1% | 100% | $205,000 | |
|
B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.1% | 100% | $515,000 | View |
|
A5.0 ★Texas Ratio: 7.00% |
Conventional | 1 | 0.1% | 100% | $645,000 | View |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.1% | 100% | $105,000 | View |
Paramount Residential Mortgage
|
Conventional | 1 | 0.1% | 33.3% | $205,000 | |
Reliance First Capital, LLC
|
VA | 1 | 0.1% | 100% | $355,000 | |
Village Capital & Investment
|
VA | 1 | 0.1% | 66.7% | $295,000 | |
Figure Lending LLC
|
HELOC | 0 +5 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 1.68% |
HELOC | 0 +4 HELOCs |
0% | n/a | ||
Alliant Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
American Airlines Federal Cred
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | 0% | ||
Rhode Island Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Massachusetts compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Fall River? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Fall River in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Fall River, MA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 62.3 percent of home loans in Fall River, Massachusetts in 2025, banks 29.1 percent and credit unions 8.5 percent. Radius Financial Group Inc was the largest mortgage company, Fall River Five Cents Savings the largest bank and Fall River Municipal Credit Un the largest credit union. Among lenders headquartered in Massachusetts, Fall River Five Cents Savings led with 46 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Massachusetts. State deeds excise (transfer tax) of $4.56 per $1,000 of price, customarily paid by the seller; Barnstable County charges $6.12 per $1,000, and Nantucket and Martha's Vineyard add a 2 percent buyer paid land bank fee. No mortgage recording tax.
By home loans closed in 2025, Fall River Five Cents Savings was the largest mortgage lender in Fall River, Massachusetts with 46 loans, about 5.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Fall River, Massachusetts, Baycoast Mortgage Company, LLC approved the highest share of completed applications in 2025 at 93.2 percent, against a 80.4 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
54 lenders closed FHA loans in Fall River, Massachusetts in 2025, led by United Wholesale Mortgage with 35. 29 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 37 banks and 20 credit unions closed home loans in Fall River, Massachusetts in 2025, alongside 74 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Fall River, Massachusetts during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Fall River, Massachusetts for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Fall River. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.