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Advertiser Disclosure
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 Centreville Bank Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 9, 2026
Centreville Bank's 15-Month CD Special New Money) rates are at 4.25%, 7-Month CD Special (New Money) rates are at 4.25%, 15-Month CD Special New Money) rates are at 4.00%, 7-Month CD Special (New Money) rates are at 4.00%, 3-Month CD rates are at 3.00%. Centreville Bank's savings rates are at 0.05%. Centreville Bank's money market rates are at 1.20%. Centreville Bank's Fixed Rate Jumbo Mortgages (Purchase or Refinance) - 10 year rates are at 5.88%, Fixed Rate Jumbo Mortgages (Purchase or Refinance) - 15 Year rates are at 6.00%, Fixed Rate Jumbo Mortgages (Purchase or Refinance) - 20 Year rates are at 6.62%, Fixed Rate Jumbo Mortgages (Purchase or Refinance) - 30 Year rates are at 6.75%, Fixed Rate Mortgages (Purchase) - 30 Year rates are at 6.88%. MonitorBankRates evaluates the financial stability of Centreville Bank with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 10.15%. Rates last updated and verified on 09/09/2026. Centreville Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Centreville Bank? Share your experience about Centreville Bank by leaving a review below, or read customer reviews before you decide to use Centreville Bank. 
Centreville Bank CD Rates
Centreville Bank Savings Rates
Centreville Bank Money Market Rates
Centreville Bank Checking Rates
Centreville Bank Mortgage Rates
Centreville Bank Home Equity & HELOC
Financial Health HistoryCentreville Bank’s Texas Ratio rose from 4.04% in Q3 2023 to 10.15% in Q2 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the amber line marks the 15% level a bank must stay under to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy threshold
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Centreville Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Centreville Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Centreville Bank's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
Centreville Bank
Bank Holding Company
CENTREVILLE MHC
Address
1218 Main St,
West Warwick, RI 02893 · Kent
Website
https://www.centrevillebank.com
FDIC Certificate #
17764
Established
18880101
FDIC Insurance Date
19570524
Domestic Offices
22
Total Branches
23
Regulator
FDIC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA
Overall Health Grade
Score: 95/100
5.0
Exceptional
Out of 5.0 Stars
10.15%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
1.2961%
Return on Equity (ROE)
9.5000%
Non-Performing Loans (NPL)
1.37%
Total Assets
$3,152,569,000
Total Deposits
$2,296,434,000
Equity Capital
$430,641,000
Net Income
$19,942,000
Headquarters
West Warwick
Total Branches and Offices
22
Source: FDIC | Last Updated 06/30/2026
Customer ReviewsCNun
December 17, 2025
mGsF
Want to discuss Centreville Bank with other members?
Visit our Community Reviews hub to see all reviews, ask questions, and join the conversation.
Add Your Rating and Review for Centreville Bank
Frequently Asked Questions About Centreville BankHow many branches does Centreville Bank operate?Centreville Bank currently maintains approximately 23 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, Centreville Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Centreville Bank provides members with tools to manage their accounts and build a solid financial history. Does Centreville Bank offer online and mobile banking?Most modern institutions like Centreville Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.centrevillebank.com. Current Centreville Bank Rates
Retrieved from our database of financial products. Rates subject to change.
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