Centreville Bank Rates and Review January 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Centreville Bank's 24-Month CD rates are at 2.50%, 12-Month CD rates are at 2.50%, 60-Month CD rates are at 2.25%, 48-Month CD rates are at 2.25%, 36-Month CD rates are at 2.25%. Centreville Bank's savings rates are at 2.00%. Centreville Bank's 3/1 ARM rates are at 6.25%, 30-Year Fixed Jumbo rates are at 6.12%, 30-Year Fixed rates are at 5.75%, 15-Year Fixed Jumbo rates are at 5.50%.
To see how these rates compare to Centreville Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Centreville Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Centreville Bank CD rates. You can also compare Centreville Bank savings rates, MMA rates and mortgage rates using our other rate lists. Centreville Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Centreville Bank? Share your experience about Centreville Bank by leaving a review below, or read customer reviews before you decide to use Centreville Bank. Financial Stability and Texas RatioCentreville Bank's Texas Ratio is at 4.53%, which is considered excellent. The Texas Ratio for Centreville Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Centreville Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Centreville Bank CD Rates and Interest Rates
Centreville Bank
12-Month CD
2.50%
$1,000
Centreville Bank
24-Month CD
2.50%
$1,000
Centreville Bank
18-Month CD
2.25%
$1,000
Centreville Bank
36-Month CD
2.25%
$1,000
Centreville Bank
48-Month CD
2.25%
$1,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
Compare Centreville Bank Rates with Other Competitive Bank and Credit Union Rates
Newtek Bank
High Yield Savings
4.35%
$1
Newtek Bank
18-Month CD
3.95%
$2,500
Inova Federal Credit Union
12-Month CD
3.50%
$200
Hyperion Bank
12-Month CD
3.50%
$500
Monroe Federal S&L
12-Month CD
3.50%
$1,000
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
View 50 More
Bank Profile & OverviewCentreville Bank
1218 Main StWest Warwick, RI 02893 Kent Established Date: 01/01/1888 FDIC Certificate #: 17764 Date of FDIC Deposit Insurance: 08/09/1989 How Many Domestic U.S. Offices? 18 How Many Branches are There? 18 Website: https://www.centrevillebank.com
Is Centreville Bank FDIC Insured? Yes
What is Centreville Bank's Cert number? 17764
What is the maximum amount for insured deposits? $250,000 per holder, per account
Financial Health & AssetsTotal Assets:
$2,630,262,000
Total Deposits:
$1,905,768,000
Equity Capital:
$356,590,000
Net Income:
$7,580,000
Return on Assets (ROA):
0.1145%
Return on Equity (ROE):
0.7800%
Headquarters:
West Warwick
Regulator:
FDIC
# of Offices:
18
Source: FDIC | Last Updated 03/31/2024
Customer ReviewsCNun
December 17, 2025
mGsF
Add Your Rating and Review for Centreville Bank
Frequently Asked Questions About Centreville BankIs Centreville Bank a safe place to deposit money?Yes, Centreville Bank is considered a safe financial institution. With a Texas Ratio of 4.53%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category. How many branches does Centreville Bank operate?Centreville Bank currently maintains approximately 18 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, Centreville Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Centreville Bank provides members with tools to manage their accounts and build a solid financial history. Does Centreville Bank offer online and mobile banking?Most modern institutions like Centreville Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.centrevillebank.com. Compare to other Banks |
