|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Washington Trust Company, of Westerly Rates & Review August 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: August 28, 2026
Washington Trust Company, of Westerly's 1-2 years Choose Your Term CD rates are at 3.60%, 6-Months 6-Month Relationship CD Special rates are at 3.55%, 9-Months 9-Month Relationship CD rates are at 3.50%, 13-Months 13-Month APY Add-On CD rates are at 3.35%, 6-Months 6-Month rates are at 3.30%. Washington Trust Company, of Westerly's savings rates are at 0.00%. Washington Trust Company, of Westerly's 15 Year Fixed Rate Mortgage rates are at 5.88%, 10 Year Fixed Rate Mortgage rates are at 5.75%, Jumbo Fixed Mortgage rates are at 6.00%, Jumbo Fixed Mortgage rates are at 6.12%, 15 Year Fixed Rate Mortgage rates are at 6.12%. Washington Trust Company, of Westerly's Personal Loan Rates are at 8.24%. MonitorBankRates evaluates the financial stability of Washington Trust Company, of Westerly with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 7.68%. Rates last updated and verified on 08/28/2026. Washington Trust Company, of Westerly money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Washington Trust Company, of Westerly? Share your experience about Washington Trust Company, of Westerly by leaving a review below, or read customer reviews before you decide to use Washington Trust Company, of Westerly. 
Washington Trust Company, of Westerly CD Rates
Washington Trust Company, of Westerly Savings Rates
Washington Trust Company, of Westerly Checking Rates
Washington Trust Company, of Westerly Mortgage Rates
Washington Trust Company, of Westerly Home Equity & HELOC
Washington Trust Company, of Westerly Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Washington Trust Company, of Westerly is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Washington Trust Company, of Westerly rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Washington Trust Company, of Westerly's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
Washington Trust Company, of Westerly
Bank Holding Company
WASHINGTON TRUST BCORP INC
Address
23 Broad St,
Westerly, RI 02891 · Washington
Website
https://www.washtrust.com
FDIC Certificate #
23623
Established
01/01/1800
FDIC Insurance Date
01/02/1982
Domestic Offices
30
Total Branches
30
Regulator
FDIC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA
Overall Health Grade
Score: 96/100
5.0
Exceptional
Out of 5.0 Stars
7.68%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
0.7028%
Return on Equity (ROE)
10.5800%
Non-Performing Loans (NPL)
0.51%
Total Assets
$6,624,353,000
Total Deposits
$5,276,842,000
Equity Capital
$557,843,000
Net Income
$53,676,000
Headquarters
Westerly
Total Branches and Offices
30
Source: FDIC | Last Updated 12/31/2025
Customer Reviews
There are no reviews for Washington Trust Company, of Westerly yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Washington Trust Company, of Westerly
Frequently Asked Questions About Washington Trust Company, of WesterlyHow many branches does Washington Trust Company, of Westerly operate?Washington Trust Company, of Westerly currently maintains approximately 30 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, Washington Trust Company, of Westerly does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Washington Trust Company, of Westerly provides members with tools to manage their accounts and build a solid financial history. Does Washington Trust Company, of Westerly offer online and mobile banking?Most modern institutions like Washington Trust Company, of Westerly provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.washtrust.com. Current Washington Trust Company, of Westerly Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Banks
Bank of Labor
MRV Banks
Bank of Star Valley
Genoa Community Bank
Midland Community Bank
Synergy Bank
Stifel Bank and Trust
WaFd Bank
Miners State Bank
American Momentum Bank
Industrial Bank
United Savings Bank Philadelphia, PA
First Savings Bank
Rushville State Bank
Enterprise Bank Omaha, NE
Middletown Valley Bank
NSB Bank
Hartsburg State Bank
Merchants & Citizens Bank
Hilltop National Bank
1st Source Bank
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Rate Assistant
MonitorBankRates.com · Live Data
Try asking