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Bristol County Savings Bank Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
Location-Based Rate Tables
Bank & Credit Union Health Safety Ratings
Bank & Credit Union Star Ratings
Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated and Verified: October 14, 2026
Bristol County Savings Bank's top rates as of October 14, 2026 are 4.25% APY on its PRIME TIMETM Term Accounts - Certificate of Deposits - 18-Month, 0.10% APY on savings, 2.53% APY on money market accounts, and 0.05% APY on checking, according to rates verified by MonitorBankRates. Other Bristol County Savings Bank CD rates include PRIME TIMETM Term Accounts - Certificate of Deposits - 1 Year at 4.10%, Certificate of Deposit - 18-Month at 3.75%, and Certificate of Deposit - 1 Year at 3.60%. MonitorBankRates evaluates the financial stability of Bristol County Savings Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.37%. Rates last updated and verified on 10/14/2026.
Bristol County Savings Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bristol County Savings Bank? Share your experience about Bristol County Savings Bank by leaving a review below, or read customer reviews before you decide to use Bristol County Savings Bank.
Bristol County Savings Bank has earned an overall safety grade of A+ (Exceptional, Score: 98/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective FDIC regulatory data.
MonitorBankRates Rating
?
5.0
ExceptionalOut of 5.0 Stars
MonitorBankRates Star Rating
Bristol County Savings Bank has earned a Star Rating of 5.0 out of 5 stars (Exceptional).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with customer feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
?
3.37%
ExcellentLower than avg
Bristol County Savings Bank Texas Ratio
Bristol County Savings Bank's Texas Ratio is 3.37%, which is considered excellent and is lower than the national average of 5.85%.
Bristol County Savings Bank has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
3.86% to 3.37% over 12 quarters, very strongFull history
Star Rating 5.0 to 5.0, Health Grade A+ to A+
The Texas Ratio for this bank has stayed very strong since Q3 2023. Lower is healthier; the amber line is the 15% level required for the MBR Verified Healthy badge.
Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.
Bristol County Savings Bank CD Rates
Product
Rate
APY
Term
View More
PRIME TIMETM Term Accounts - Certificate of Deposits - 18 Month
4.16%
4.25%
18 Month
Min Balance$1,000
DetailsBalance: $1,000 & up; Must maintain a Prime Time Checking account; early withdrawal penalty may be imposed
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 4.25% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
PRIME TIMETM Term Accounts - Certificate of Deposits - 1 Year
4.02%
4.10%
1 Year
Min Balance$1,000
DetailsBalance: $1,000 & up; Must maintain a Prime Time Checking account; early withdrawal penalty may be imposed
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 4.10% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Certificate of Deposit - 18 Month
3.68%
3.75%
18 Month
Min Balance$5,000
DetailsBalance: $5,000 minimum daily balance; early withdrawal penalty may be imposed
Last Updated10/14/2026
Rate History
1 change since Sep 30, 2026 · 3.82% → 3.75% ▼ 0.07 pts · high 3.82% / low 3.75%
Oct 14, 20263.75%▼ from 3.82%
Sep 30, 20263.82%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Certificate of Deposit - 1 Year
3.54%
3.60%
1 Year
Min Balance$5,000
DetailsBalance: $5,000 minimum daily balance tier; early withdrawal penalty may be imposed
Last Updated10/14/2026
Rate History
2 changes since Sep 30, 2026 · 4.19% → 3.60% ▼ 0.59 pts · high 4.19% / low 3.60%
Oct 14, 20263.60%▼ from 3.67%
Oct 8, 20263.67%▼ from 4.19%
Sep 30, 20264.19%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Certificate of Deposit - 1 Year
3.54%
3.60%
1 Year
Min Balance$1,000
DetailsBalance: $1,000 minimum daily balance tier; early withdrawal penalty may be imposed
Last Updated10/14/2026
Rate History
2 changes since Sep 30, 2026 · 4.19% → 3.60% ▼ 0.59 pts · high 4.19% / low 3.60%
Oct 14, 20263.60%▼ from 3.67%
Oct 8, 20263.67%▼ from 4.19%
Sep 30, 20264.19%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
PRIME TIMETM Term Accounts - Certificate of Deposits - 3 Month
3.46%
3.50%
3 Month
Min Balance$1,000
DetailsBalance: $1,000 & up; Must maintain a Prime Time Checking account; early withdrawal penalty may be imposed
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 3.50% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
PRIME TIMETM Term Accounts - Certificate of Deposits - 6 Month
3.47%
3.50%
6 Month
Min Balance$1,000
DetailsBalance: $1,000 & up; Must maintain a Prime Time Checking account; early withdrawal penalty may be imposed
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 3.50% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
PRIME TIMETM Term Accounts - Certificate of Deposits - 9 Month
3.50%
3.50%
9 Month
Min Balance$1,000
DetailsBalance: $1,000 & up; Must maintain a Prime Time Checking account; early withdrawal penalty may be imposed
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 3.50% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
PRIME TIMETM Term Accounts - Certificate of Deposits - 5 Year
3.20%
3.25%
5 Year
Min Balance$1,000
DetailsBalance: $1,000 & up; Must maintain a Prime Time Checking account; early withdrawal penalty may be imposed
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 3.25% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
PRIME TIMETM Term Accounts - Certificate of Deposits - 4 Year
3.15%
3.20%
4 Year
Min Balance$1,000
DetailsBalance: $1,000 & up; Must maintain a Prime Time Checking account; early withdrawal penalty may be imposed
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 3.20% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
PRIME TIMETM Term Accounts - Certificate of Deposits - 3 Year
3.05%
3.10%
3 Year
Min Balance$1,000
DetailsBalance: $1,000 & up; Must maintain a Prime Time Checking account; early withdrawal penalty may be imposed
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 3.10% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Certificate of Deposit - 3 Month
2.97%
3.00%
3 Month
Min Balance$5,000
DetailsBalance: $5,000 minimum daily balance tier; early withdrawal penalty may be imposed
Last Updated10/14/2026
Rate History
2 changes since Sep 30, 2026 · 3.65% → 3.00% ▼ 0.65 pts · high 3.65% / low 3.00%
Oct 14, 20263.00%▼ from 3.14%
Oct 8, 20263.14%▼ from 3.65%
Sep 30, 20263.65%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Certificate of Deposit - 3 Month
2.97%
3.00%
3 Month
Min Balance$1,000
DetailsBalance: $1,000 minimum daily balance tier; early withdrawal penalty may be imposed
Last Updated10/14/2026
Rate History
2 changes since Sep 30, 2026 · 3.65% → 3.00% ▼ 0.65 pts · high 3.65% / low 3.00%
Oct 14, 20263.00%▼ from 3.14%
Oct 8, 20263.14%▼ from 3.65%
Sep 30, 20263.65%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Certificate of Deposit - 6 Month
2.98%
3.00%
6 Month
Min Balance$5,000
DetailsBalance: $5,000 minimum daily balance tier; early withdrawal penalty may be imposed
Last Updated10/14/2026
Rate History
2 changes since Sep 30, 2026 · 3.63% → 3.00% ▼ 0.63 pts · high 3.63% / low 3.00%
Oct 14, 20263.00%▼ from 3.12%
Oct 8, 20263.12%▼ from 3.63%
Sep 30, 20263.63%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Certificate of Deposit - 6 Month
2.98%
3.00%
6 Month
Min Balance$1,000
DetailsBalance: $1,000 minimum daily balance tier; early withdrawal penalty may be imposed
Last Updated10/14/2026
Rate History
2 changes since Sep 30, 2026 · 3.63% → 3.00% ▼ 0.63 pts · high 3.63% / low 3.00%
Oct 14, 20263.00%▼ from 3.12%
Oct 8, 20263.12%▼ from 3.63%
Sep 30, 20263.63%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Certificate of Deposit - 9 Month
3.00%
3.00%
9 Month
Min Balance$1,000
DetailsBalance: $1,000 minimum daily balance; early withdrawal penalty may be imposed
Last Updated10/14/2026
Rate History
1 change since Sep 30, 2026 · 3.35% → 3.00% ▼ 0.35 pts · high 3.35% / low 3.00%
Oct 14, 20263.00%▼ from 3.35%
Sep 30, 20263.35%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
PRIME TIMETM Term Accounts - Certificate of Deposits - 2 Year
2.96%
3.00%
2 Year
Min Balance$1,000
DetailsBalance: $1,000 & up; Must maintain a Prime Time Checking account; early withdrawal penalty may be imposed
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 3.00% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Certificate of Deposit - 5 Year
2.71%
2.75%
5 Year
Min Balance$5,000
DetailsBalance: $5,000 minimum daily balance tier; early withdrawal penalty may be imposed
Last Updated10/14/2026
Rate History
2 changes since Sep 30, 2026 · 3.30% → 2.75% ▼ 0.55 pts · high 3.30% / low 2.75%
Oct 14, 20262.75%▼ from 2.79%
Oct 8, 20262.79%▼ from 3.30%
Sep 30, 20263.30%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Certificate of Deposit - 5 Year
2.71%
2.75%
5 Year
Min Balance$1,000
DetailsBalance: $1,000 minimum daily balance tier; early withdrawal penalty may be imposed
Last Updated10/14/2026
Rate History
2 changes since Sep 30, 2026 · 3.30% → 2.75% ▼ 0.55 pts · high 3.30% / low 2.75%
Oct 14, 20262.75%▼ from 2.79%
Oct 8, 20262.79%▼ from 3.30%
Sep 30, 20263.30%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Certificate of Deposit - 4 Year
2.66%
2.70%
4 Year
Min Balance$5,000
DetailsBalance: $5,000 minimum daily balance tier; early withdrawal penalty may be imposed
Last Updated10/14/2026
Rate History
2 changes since Sep 30, 2026 · 3.25% → 2.70% ▼ 0.55 pts · high 3.25% / low 2.70%
Oct 14, 20262.70%▼ from 2.74%
Oct 8, 20262.74%▼ from 3.25%
Sep 30, 20263.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Certificate of Deposit - 4 Year
2.66%
2.70%
4 Year
Min Balance$1,000
DetailsBalance: $1,000 minimum daily balance tier; early withdrawal penalty may be imposed
Last Updated10/14/2026
Rate History
2 changes since Sep 30, 2026 · 3.25% → 2.70% ▼ 0.55 pts · high 3.25% / low 2.70%
Oct 14, 20262.70%▼ from 2.74%
Oct 8, 20262.74%▼ from 3.25%
Sep 30, 20263.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Certificate of Deposit - 3 Year
2.57%
2.60%
3 Year
Min Balance$5,000
DetailsBalance: $5,000 minimum daily balance tier; early withdrawal penalty may be imposed
Last Updated10/14/2026
Rate History
2 changes since Sep 30, 2026 · 3.15% → 2.60% ▼ 0.55 pts · high 3.15% / low 2.60%
Oct 14, 20262.60%▼ from 2.63%
Oct 8, 20262.63%▼ from 3.15%
Sep 30, 20263.15%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Certificate of Deposit - 3 Year
2.57%
2.60%
3 Year
Min Balance$1,000
DetailsBalance: $1,000 minimum daily balance tier; early withdrawal penalty may be imposed
Last Updated10/14/2026
Rate History
2 changes since Sep 30, 2026 · 3.15% → 2.60% ▼ 0.55 pts · high 3.15% / low 2.60%
Oct 14, 20262.60%▼ from 2.63%
Oct 8, 20262.63%▼ from 3.15%
Sep 30, 20263.15%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Certificate of Deposit - 2 Year
2.47%
2.50%
2 Year
Min Balance$5,000
DetailsBalance: $5,000 minimum daily balance tier; early withdrawal penalty may be imposed
Last Updated10/14/2026
Rate History
2 changes since Sep 30, 2026 · 3.05% → 2.50% ▼ 0.55 pts · high 3.05% / low 2.50%
Oct 14, 20262.50%▼ from 2.53%
Oct 8, 20262.53%▼ from 3.05%
Sep 30, 20263.05%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Certificate of Deposit - 2 Year
2.47%
2.50%
2 Year
Min Balance$1,000
DetailsBalance: $1,000 minimum daily balance tier; early withdrawal penalty may be imposed
Last Updated10/14/2026
Rate History
2 changes since Sep 30, 2026 · 3.05% → 2.50% ▼ 0.55 pts · high 3.05% / low 2.50%
Oct 14, 20262.50%▼ from 2.53%
Oct 8, 20262.53%▼ from 3.05%
Sep 30, 20263.05%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Certificate of Deposit - 1 Month
0.05%
0.05%
1 Month
Min Balance$1,000
DetailsBalance: $1,000 minimum daily balance; early withdrawal penalty may be imposed
Last Updated10/14/2026
Rate History
No change since Sep 30, 2026 · 0.05% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Bristol County Savings Bank Savings Rates
Product
Rate
APY
View More
IRA Savings Account
0.10%
0.10%
Min Balance$0
Last Updated10/14/2026
Rate History
No change since Sep 30, 2026 · 0.10% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Regular Savings Passbook or Statement
0.05%
0.05%
Min Balance$0
Last Updated10/14/2026
Rate History
No change since Sep 30, 2026 · 0.05% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Bristol County Savings Bank Money Market Rates
Product
Rate
APY
View More
Prime Time Elite Money Market
2.50%
2.53%
Min Balance$2,000,000
DetailsBalance: >$2,000,000
Last Updated10/14/2026
Rate History
No change since Sep 30, 2026 · 2.53% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Prime Time Elite Money Market
2.50%
2.53%
Min Balance$1,500,000
DetailsBalance: $1,500,000 - 1,999,999.99
Last Updated10/14/2026
Rate History
No change since Sep 30, 2026 · 2.53% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Prime Time Elite Money Market
2.50%
2.53%
Min Balance$1,000,000
DetailsBalance: $1,000,000 - 1,499,999.99
Last Updated10/14/2026
Rate History
No change since Sep 30, 2026 · 2.53% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Prime Time Elite Money Market
2.50%
2.53%
Min Balance$500,000
DetailsBalance: $500,000 - 999,999.99
Last Updated10/14/2026
Rate History
No change since Sep 30, 2026 · 2.53% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Prime Time Elite Money Market
2.50%
2.53%
Min Balance$250,000
DetailsBalance: $250,000 - 499,999.99
Last Updated10/14/2026
Rate History
No change since Sep 30, 2026 · 2.53% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Prime Time Elite Money Market
2.00%
2.02%
Min Balance$100,000
DetailsBalance: $100,000 - 249,999.99
Last Updated10/14/2026
Rate History
No change since Sep 30, 2026 · 2.02% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Prime Time Money Market Passbook
1.20%
1.21%
Min Balance$2,000,000
DetailsBalance: >$2,000,000
Last Updated10/14/2026
Rate History
No change since Sep 30, 2026 · 1.21% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Prime Time Money Market Passbook
1.20%
1.21%
Min Balance$1,500,000
DetailsBalance: $1,500,000 - 1,999,999.99
Last Updated10/14/2026
Rate History
No change since Sep 30, 2026 · 1.21% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Prime Time Money Market Passbook
1.20%
1.21%
Min Balance$1,000,000
DetailsBalance: $1,000,000 - 1,499,999.99
Last Updated10/14/2026
Rate History
No change since Sep 30, 2026 · 1.21% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Prime Time Money Market Passbook
1.20%
1.21%
Min Balance$500,000
DetailsBalance: $500,000 - 999,999.99
Last Updated10/14/2026
Rate History
No change since Sep 30, 2026 · 1.21% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Prime Time Money Market Passbook
1.20%
1.21%
Min Balance$250,000
DetailsBalance: $250,000 - 499,999.99
Last Updated10/14/2026
Rate History
No change since Sep 30, 2026 · 1.21% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Prime Time Money Market Passbook
1.20%
1.21%
Min Balance$100,000
DetailsBalance: $100,000 - 249,999.99
Last Updated10/14/2026
Rate History
No change since Sep 30, 2026 · 1.21% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Prime Time Elite Money Market
1.05%
1.06%
Min Balance$50,000
DetailsBalance: $50,000 - 99,999.99
Last Updated10/14/2026
Rate History
No change since Sep 30, 2026 · 1.06% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Prime Time Money Market Passbook
0.95%
0.95%
Min Balance$50,000
DetailsBalance: $50,000 - 99,999.99
Last Updated10/14/2026
Rate History
1 change since Sep 30, 2026 · 1.21% → 0.95% ▼ 0.26 pts · high 1.21% / low 0.95%
Oct 8, 20260.95%▼ from 1.21%
Sep 30, 20261.21%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Prime Time Elite Money Market
0.75%
0.75%
Min Balance$25,000
DetailsBalance: $25,000 - 49,999.99
Last Updated10/14/2026
Rate History
No change since Sep 30, 2026 · 0.75% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Money Market Passbook or Statement
0.46%
0.46%
Min Balance$2,000,000
DetailsBalance: >$2,000,000
Last Updated10/14/2026
Rate History
No change since Sep 30, 2026 · 0.46% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Money Market Passbook or Statement
0.46%
0.46%
Min Balance$1,500,000
DetailsBalance: $1,500,000 - 1,999,999.99
Last Updated10/14/2026
Rate History
No change since Sep 30, 2026 · 0.46% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Money Market Passbook or Statement
0.46%
0.46%
Min Balance$1,000,000
DetailsBalance: $1,000,000 - 1,499,999.99
Last Updated10/14/2026
Rate History
No change since Sep 30, 2026 · 0.46% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Money Market Passbook or Statement
0.46%
0.46%
Min Balance$500,000
DetailsBalance: $500,000 - 999,999.99
Last Updated10/14/2026
Rate History
No change since Sep 30, 2026 · 0.46% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Money Market Passbook or Statement
0.46%
0.46%
Min Balance$250,000
DetailsBalance: $250,000 - 499,999.99
Last Updated10/14/2026
Rate History
No change since Sep 30, 2026 · 0.46% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Money Market Passbook or Statement
0.46%
0.46%
Min Balance$100,000
DetailsBalance: $100,000 - 249,999.99
Last Updated10/14/2026
Rate History
No change since Sep 30, 2026 · 0.46% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Money Market Passbook or Statement
0.46%
0.46%
Min Balance$50,000
DetailsBalance: $50,000 - 99,999.99
Last Updated10/14/2026
Rate History
No change since Sep 30, 2026 · 0.46% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Prime Time Money Market Passbook
0.45%
0.45%
Min Balance$25,000
DetailsBalance: $25,000 - 49,999.99
Last Updated10/14/2026
Rate History
No change since Sep 30, 2026 · 0.45% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Prime Time Elite Money Market
0.30%
0.30%
Min Balance$0
DetailsBalance: $0.01 - 24,999.99
Last Updated10/14/2026
Rate History
1 change since Sep 30, 2026 · 2.53% → 0.30% ▼ 2.23 pts · high 2.53% / low 0.30%
Oct 8, 20260.30%▼ from 2.53%
Sep 30, 20262.53%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Prime Time Money Market Passbook
0.30%
0.30%
Min Balance$10,000
DetailsBalance: $10,000 - 24,999.99
Last Updated10/14/2026
Rate History
No change since Sep 30, 2026 · 0.30% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Money Market Passbook or Statement
0.11%
0.11%
Min Balance$25,000
DetailsBalance: $25,000 - 49,999.99
Last Updated10/14/2026
Rate History
1 change since Oct 8, 2026 · 0.46% → 0.11% ▼ 0.35 pts · high 0.46% / low 0.11%
Oct 14, 20260.11%▼ from 0.46%
Oct 8, 20260.46%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Money Market Passbook or Statement
0.06%
0.06%
Min Balance$10,000
DetailsBalance: $10,000 - 24,999.99
Last Updated10/14/2026
Rate History
No change since Sep 30, 2026 · 0.06% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Money Market Passbook or Statement
0.06%
0.06%
Min Balance$2,500
DetailsBalance: $2,500 - 9,999.99
Last Updated10/14/2026
Rate History
No change since Sep 30, 2026 · 0.06% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Money Market Passbook or Statement
0.06%
0.06%
Min Balance$1,000
DetailsBalance: $1,000 - 2,499.99
Last Updated10/14/2026
Rate History
No change since Sep 30, 2026 · 0.06% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Prime Time Money Market Passbook
0.05%
0.05%
Min Balance$2,500
DetailsBalance: $2,500 - 9,999.99
Last Updated10/14/2026
Rate History
2 changes since Sep 30, 2026 · 0.05% → 0.05% ▼ 0.00 pts · high 1.21% / low 0.05%
Oct 14, 20260.05%▼ from 1.21%
Oct 8, 20261.21%▲ from 0.05%
Sep 30, 20260.05%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Prime Time Money Market Passbook
0.05%
0.05%
Min Balance$1,000
DetailsBalance: $1,000 - 2,499.99
Last Updated10/14/2026
Rate History
2 changes since Sep 30, 2026 · 0.05% → 0.05% ▼ 0.00 pts · high 1.21% / low 0.05%
No change since Sep 30, 2026 · 0.03% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Bristol County Savings Bank Home Equity & HELOC
Product
Rate
Points
APR
Term
View More
Home Equity Loan 5 Year Fixed
7.875%
-
7.875%
60 months
DetailsClosing Fees: $0.00; All APRs based on $100,000 loan amount
Last Updated10/14/2026
Rate History
2 changes since Sep 30, 2026 · 7.88% → 7.88% ▼ 0.00 pts · high 7.88% / low 7.75%
Oct 14, 20267.88%▲ from 7.75%
Oct 8, 20267.75%▼ from 7.88%
Sep 30, 20267.88%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Home Equity Loan - 10 Year Fixed
-
-
8.125%
120 months
DetailsClosing Fees: $0.00; Monthly Payment per $1,000 Borrowed: $12.20
Last Updated10/14/2026
Rate History
No change since Sep 30, 2026 · 8.13% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Home Equity Loan 15 Year Fixed
8.375%
-
8.375%
180 months
DetailsClosing Fees: $0.00; All APRs based on $100,000 loan amount
Last Updated10/14/2026
Rate History
No change since Sep 30, 2026 · 8.38% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Bristol County Savings Bank Other Rates
Product
Rate
Points
APY/APR
Term
View More
Fixed 15 Year
6.75%
0.000
6.813%
15 years
DetailsFixed Rate 1st Lien Mortgage; Monthly payment per $1,000 borrowed: $8.85; APR based on $832,750 loan amount with 20% down; minimum FICO 740; rates effective as of 10/14/2026
Last Updated10/14/2026
Rate History
4 changes since Sep 30, 2026 · 6.81% → 6.81% ▼ 0.00 pts · high 6.94% / low 6.56%
Oct 14, 20266.81%▲ from 6.69%
Oct 12, 20266.69%▼ from 6.94%
Oct 8, 20266.94%▲ from 6.56%
Oct 3, 20266.56%▼ from 6.81%
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Home Equity Loan 10 Year Fixed
8.125%
-
8.125%
120 months
DetailsClosing Fees: $0.00; All APRs based on $100,000 loan amount
Last Updated10/14/2026
Rate History
No change since Sep 30, 2026 · 8.13% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Home Equity Loan 15 Year Fixed
-
-
8.375%
180 months
DetailsClosing Fees: $0.00; All APR's based on $100,000; Rates effective as of 10/14/2026
Last Updated10/14/2026
Rate History
No change since Sep 30, 2026 · 8.38% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
MassHousing Loan
7.50%
0.000
7.539%
30 years
DetailsFixed Rate 1st Lien Mortgage; MassHousing income limits apply; Monthly payment per $1,000 borrowed: $7.00; APR based on $832,750 loan amount with 20% down; minimum FICO 740; rates effective as of 10/14/2026
Last Updated10/14/2026
Rate History
3 changes since Sep 30, 2026 · 7.66% → 7.54% ▼ 0.13 pts · high 8.04% / low 7.41%
Oct 12, 20267.54%▼ from 8.04%
Oct 8, 20268.04%▲ from 7.41%
Oct 3, 20267.41%▼ from 7.66%
Sep 30, 20267.66%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
MassHousing Loan
-
0.000
7.539%
360 months
DetailsFixed Rate 1st Lien Mortgage; MassHousing* (income limits apply); Monthly Payment per $1,000 Borrowed: $7.00; APR based on $832,750 loan amount with 20% down; minimum FICO 740; rates effective as of 10/14/2026
Last Updated10/14/2026
Rate History
3 changes since Sep 30, 2026 · 7.66% → 7.54% ▼ 0.13 pts · high 8.04% / low 7.41%
No change since Sep 30, 2026 · 0.03% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Financial Health History
Bristol County Savings Bank’s Texas Ratio stayed near 3.86% in Q3 2023 to 3.37% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.
Show the quarterly figures
Quarter
Total assets
Texas Ratio
Star Rating
Health Grade
June 30, 2026
$3.3B
3.37%
5.0
A+
March 31, 2026
$3.2B
3.35%
5.0
A+
December 31, 2025
$3.1B
3.62%
5.0
A+
September 30, 2025
$3.1B
3.43%
5.0
A+
June 30, 2025
$3.0B
3.51%
5.0
A+
March 31, 2025
$3.0B
3.58%
5.0
A+
December 31, 2024
$3.0B
3.88%
5.0
A+
September 30, 2024
$3.1B
3.91%
5.0
A+
June 30, 2024
$3.1B
3.88%
5.0
A+
March 31, 2024
$3.1B
3.88%
5.0
A+
December 31, 2023
$3.1B
4.00%
5.0
A+
September 30, 2023
$3.1B
3.86%
5.0
A+
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data Sources
MonitorBankRates Star Rating:
Our rating for Bristol County Savings Bank is derived from comprehensive financial data published quarterly by the FDIC.
Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.
Texas Ratio:
We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation:
We gather Bristol County Savings Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Bristol County Savings Bank's official website for the most current offers and terms.
Bristol County Savings Bank earned the Verified Healthy badge
Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.
Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.
Learn more about the MBR Health & Safety Badge program on our methodology page.
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Frequently Asked Questions About Bristol County Savings Bank
How many branches does Bristol County Savings Bank operate?
Bristol County Savings Bank currently maintains approximately 18 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is there a first-time homebuyer program?
Currently, Bristol County Savings Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, Bristol County Savings Bank provides members with tools to manage their accounts and build a solid financial history.
Does Bristol County Savings Bank offer online and mobile banking?
Most modern institutions like Bristol County Savings Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bristolcountysavings.com.
Current Bristol County Savings Bank Rates
12-Month CD3.60%
18-Month CD3.75%
24-Month CD2.50%
36-Month CD2.60%
48-Month CD2.70%
60-Month CD2.75%
Savings0.10%
MMA2.53%
Retrieved from our database of financial products. Rates subject to change.