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Mortgage Lenders and Brokers in Boston, Massachusetts

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Boston, Massachusetts mortgage lenders include Leader Bank NALeader Bank NA48 Northern Ave, Boston, MA 02210A+5.0 ★Texas Ratio: 0.22%, M&T BankM&T BankOne Post Office Square, Boston, MA 02109A+5.0 ★Texas Ratio: 4.11%, Eastern BankEastern Bank63 Franklin St, Boston, MA 02110A+5.0 ★Texas Ratio: 2.61%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1 Post Office Sq, Boston, MA 02109A+5.0 ★Texas Ratio: 3.68%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust10 Post Office Sq, Boston, MA 02109A5.0 ★Texas Ratio: 7.72%, Citizens Bank, NACitizens Bank, NA560 Commonwealth Ave, Boston, MA 02215A+5.0 ★Texas Ratio: 5.44%, Rockland Trust BankRockland Trust Bank1065 Truman Hwy, Boston, MA 02136A+5.0 ★Texas Ratio: 2.64%, Bank of America NABank of America NA125 High St, Boston, MA 02110A+5.0 ★Texas Ratio: 4.14%, TD BankTD Bank185 Franklin St, Boston, MA 02110A+5.0 ★Texas Ratio: 3.71%, and Beacon Bank & TrustBeacon Bank & Trust1 Post Office Sq, Boston, MA 02109A+5.0 ★Texas Ratio: 5.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Boston, Massachusetts in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Boston are listed first, then lenders elsewhere in Massachusetts, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Boston, Massachusetts

Market share is the lender's share of all home loans closed in Boston, Massachusetts. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Leader Bank NA 1 office in Boston 48 Northern Ave, Boston, MA 02210 A+5.0 ★Texas Ratio: 0.22%	Conventional, FHA, VA, Jumbo, HELOC	504 +31 HELOCs	9.2%	97.5%	$597,579	View
M&T Bank 5 offices in Boston One Post Office Square, Boston, MA 02109 A+5.0 ★Texas Ratio: 4.11%	Conventional, Jumbo, HELOC	168 +13 HELOCs	3.1%	96%	$996,071	View
Eastern Bank 6 offices in Boston 63 Franklin St, Boston, MA 02110 A+5.0 ★Texas Ratio: 2.61%	Conventional, FHA, Jumbo, HELOC	135 +169 HELOCs	2.5%	87.2%	$500,851	View
JPMorgan Chase Bank, NA 14 offices in Boston 1 Post Office Sq, Boston, MA 02109 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, Jumbo, HELOC	125 +4 HELOCs	2.3%	91.5%	$1,040,120	View
First Ciitizens Bank and Trust 2 offices in Boston 10 Post Office Sq, Boston, MA 02109 A5.0 ★Texas Ratio: 7.72%	Conventional, Jumbo, HELOC	106 +1 HELOCs	1.9%	90.7%	$381,981	View
Citizens Bank, NA 15 offices in Boston 560 Commonwealth Ave, Boston, MA 02215 A+5.0 ★Texas Ratio: 5.44%	Conventional, FHA, Jumbo, HELOC	105 +509 HELOCs	1.9%	84.9%	$693,952	View
Rockland Trust Bank 6 offices in Boston 1065 Truman Hwy, Boston, MA 02136 A+5.0 ★Texas Ratio: 2.64%	Conventional, FHA, VA, Jumbo, HELOC	99 +92 HELOCs	1.8%	76.9%	$517,323	View
Bank of America NA 14 offices in Boston 125 High St, Boston, MA 02110 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	97 +115 HELOCs	1.8%	85.1%	$1,167,164	View
TD Bank 6 offices in Boston 185 Franklin St, Boston, MA 02110 A+5.0 ★Texas Ratio: 3.71%	Conventional, Jumbo, HELOC	33 +30 HELOCs	0.6%	75%	$888,030	View
Beacon Bank & Trust 5 offices in Boston 1 Post Office Sq, Boston, MA 02109 A+5.0 ★Texas Ratio: 5.36%	Conventional, Jumbo, HELOC	29 +32 HELOCs	0.5%	93.8%	$676,379	View
Wells Fargo Bank NA 1 office in Boston 125 High St, Boston, MA 02110 A+5.0 ★Texas Ratio: 5.36%	Conventional, Jumbo	27	0.5%	84.4%	$1,096,111	View
City of Boston Credit Union CITY HALL, BOSTON, MA 02201 A5.0 ★Texas Ratio: 13.21%	Conventional	26	0.5%	54.9%	$138,461	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 2 offices in Boston 109 Causeway St, Boston, MA 02114 A+5.0 ★Texas Ratio: 4.24%	Conventional, Jumbo, HELOC	14 +10 HELOCs	0.3%	70%	$1,278,571	View
Needham Bank 2 offices in Boston 5 Market St, Amesbury, MA 01913 A+5.0 ★Texas Ratio: 3.41%	Conventional, Jumbo, HELOC	12 +14 HELOCs	0.2%	63.2%	$600,000	View
Bny Mellon, N.A. 1 office in Boston One Boston Place, Boston, MA 02108 A+5.0 ★Texas Ratio: 0.37%	Conventional, Jumbo	7	0.1%	87.5%	$973,571	View
Goldman Sachs Bank USA 1 office in Boston 125 High St, Boston, MA 02110 A+5.0 ★Texas Ratio: 4.32%	Conventional, Jumbo	7	0.1%	100%	$2,333,571	View
Eagle Bank 1 office in Boston 389 Hanover St, Boston, MA 02113 A+5.0 ★Texas Ratio: 0.32%	Conventional, Jumbo	6	0.1%	85.7%	$1,265,000	View
East West Bank 1 office in Boston 68 Harrison Ave, Boston, MA 02111 A+5.0 ★Texas Ratio: 2.84%	Conventional	3	0.1%	100%	$505,000	View
Cathay Bank 1 office in Boston 621 Washington St, Boston, MA 02111 A+5.0 ★Texas Ratio: 4.57%	Conventional	2	0%	100%	$510,000	View
The Northern Trust Co 1 office in Boston 125 Summer St, Boston, MA 02110 A4.7 ★Texas Ratio: 0.83%	Conventional, Jumbo	1	0%	50%	$4,325,000	View
Cambridge Savings Bank 188 Massachusetts Ave, Arlington, MA 02474 A5.0 ★Texas Ratio: 9.52%	Conventional, VA, Jumbo, HELOC	170 +22 HELOCs	3.1%	94.5%	$532,176	View
Bankesb 770 Main St, Agawam, MA 01001	Conventional, Jumbo, HELOC	47 +1 HELOCs	0.9%	94.2%	$609,468
The Cooperative Bank 201 Main St, Charlestown, MA 02129	Conventional, Jumbo	46	0.8%	92.6%	$702,391
Workers Federal Credit Union 107 Tower Rd, Athol, MA 01331 9823 A+5.0 ★Texas Ratio: 5.99%	Conventional, Jumbo, HELOC	40 +9 HELOCs	0.7%	97.6%	$823,250	View
Metro Credit Union 1 Center Plz, Boston, MA 02108 A+5.0 ★Texas Ratio: 5.39%	Conventional, Jumbo, HELOC	37 +42 HELOCs	0.7%	88.4%	$435,000	View
Harvard Federal Credit Union 55 Fruit St, Boston, MA 02114 2621 A5.0 ★Texas Ratio: 9.82%	Conventional, Jumbo, HELOC	33 +14 HELOCs	0.6%	91.7%	$383,484	View
Dedham Institution For Savings 100 Old Billerica Rd, Bedford, MA 01730 A5.0 ★Texas Ratio: 10.91%	Conventional, Jumbo	33	0.6%	97.1%	$637,121	View
Institution For Savings 112 County Rd, Amesbury, MA 01913 A+5.0 ★Texas Ratio: 0.22%	Conventional, Jumbo	28	0.5%	90.9%	$771,071	View
Direct Federal Credit Union 50 Cabot St, Needham, MA 02494	Conventional, Jumbo	27	0.5%	55.1%	$286,851
Hingham Institution For Savings 540 Tremont St, Boston, MA 02116 A5.0 ★Texas Ratio: 6.98%	Conventional, Jumbo	25	0.5%	100%	$1,089,400	View
Cornerstone Bank 52 Main St, Ashburnham, MA 01430 A+5.0 ★Texas Ratio: 2.94%	Conventional, Jumbo	22	0.4%	78.6%	$487,727	View
Baycoast Mortgage Company, LLC 2 Locust St, Berkley, MA 02779 A5.0 ★Texas Ratio: 12.75%	Conventional, VA, Jumbo	21	0.4%	100%	$618,809	View
Everett Co-Operative Bank 419 Broadway, Everett, MA 02149 A+5.0 ★Texas Ratio: 0.89%	Conventional, Jumbo	21	0.4%	95.8%	$873,095	View
Middlesex Savings Bank 279 Main St, Acton, MA 01720 A+5.0 ★Texas Ratio: 1.23%	Conventional, Jumbo, HELOC	20 +9 HELOCs	0.4%	87%	$567,500	View
Jeanne D'Arc Credit Union 245 Chelmsford St, Chelmsford, MA 01824 2343 A+5.0 ★Texas Ratio: 2.58%	Conventional, HELOC	19 +1 HELOCs	0.3%	100%	$467,105	View
Bank of Canton 850 Southbridge St, Auburn, MA 01501 A+5.0 ★Texas Ratio: 4.22%	Conventional, Jumbo	19	0.3%	90.5%	$640,789	View
OneLocal Bank 1 Central St, Foxboro, MA 02035 A+5.0 ★Texas Ratio: 1.33%	Conventional, Jumbo	18	0.3%	94.7%	$1,162,777	View
Boston Firefighters CU 60 Hallet St, Dorchester, MA 02124 5408	Conventional	17	0.3%	94.7%	$649,117
Sharon & Crescent United Credit Union 115 Commercial St, Brockton, MA 02302 A+5.0 ★Texas Ratio: 2.19%	Conventional, Jumbo	11	0.2%	91.7%	$367,727	View
Rockland Federal Credit Union 200 Westgate Dr Unit 119A, Brockton, MA 02301 A+5.0 ★Texas Ratio: 3.09%	Conventional, Jumbo, HELOC	10 +12 HELOCs	0.2%	90.9%	$525,000	View
Bristol County Savings Bank 1 Blue Pride Way, Attleboro, MA 02703 A+5.0 ★Texas Ratio: 3.37%	Conventional	10	0.2%	100%	$633,000	View
Webster First Federal Credit Union 547 Southbridge St, Auburn, MA 01501 A+5.0 ★Texas Ratio: 1.75%	Conventional, Jumbo	9	0.2%	69.2%	$662,777	View
Bluestone Bank 5 Scotland Blvd, Bridgewater, MA 02324 A5.0 ★Texas Ratio: 9.41%	Conventional, Jumbo	9	0.2%	100%	$1,382,777	View
Digital Federal Credit Union 100 Powdermill Rd, Acton, MA 01720	Conventional, HELOC	8 +8 HELOCs	0.1%	42.1%	$378,750
Cape Cod Five Cents Savings Bank 2745 Main St, Brewster, MA 02631 A+5.0 ★Texas Ratio: 3.37%	Conventional, Jumbo, HELOC	8 +5 HELOCs	0.1%	88.9%	$563,750	View
Fall River Five Cents Savings 136 Faunce Corner Mall Rd, Dartmouth, MA 02747 A5.0 ★Texas Ratio: 7.62%	Conventional, FHA, Jumbo, HELOC	8 +2 HELOCs	0.1%	66.7%	$673,750	View
East Cambridge Savings Bank 105 Broadway, Arlington, MA 02474 A+5.0 ★Texas Ratio: 1.72%	Conventional, Jumbo	8	0.1%	80%	$787,500	View
Brightbridge Credit Union 2 Seaport Ln Ste 1400, Boston, MA 02210 2001	Conventional, HELOC	7 +5 HELOCs	0.1%	63.6%	$400,714	View
Unibank For Savings 10 Cheney St, Blackstone, MA 01504 A+5.0 ★Texas Ratio: 5.57%	Conventional, Jumbo	7	0.1%	100%	$785,000	View
Middlesex Federal Savings 53 Riverside Ave, Medford, MA 02155 A+5.0 ★Texas Ratio: 0.41%	Conventional, Jumbo	6	0.1%	100%	$1,370,000	View
Liberty Bay Credit Union 300 Granite St Fl 3, Braintree, MA 02184 3909 A+5.0 ★Texas Ratio: 1.21%	Conventional, Jumbo	6	0.1%	75%	$471,666	View
Avidia Bank 1073 Main St, Clinton, MA 01510 A+5.0 ★Texas Ratio: 3.70%	Conventional, Jumbo	6	0.1%	85.7%	$855,000	View
Winchester Savings Bank 188 Medford St, Arlington, MA 02474 A+5.0 ★Texas Ratio: 1.57%	Conventional, Jumbo	6	0.1%	100%	$958,333	View
Hanscom Federal Credit Union 495 Summer St, Boston, MA 02210 A+5.0 ★Texas Ratio: 3.62%	Conventional, VA, HELOC	5 +33 HELOCs	0.1%	75%	$469,000	View
Winchester Co-Operative Bank 19 Church St, Winchester, MA 01890 A+5.0 ★Texas Ratio: 2.71%	Conventional	5	0.1%	100%	$549,000	View
Mass Bay Credit Union 183 Main St, Everett, MA 02149 A5.0 ★Texas Ratio: 6.39%	Conventional	5	0.1%	41.7%	$509,000	View
The Village Bank 120 Seminary Ave, Auburndale, MA 02466 A+5.0 ★Texas Ratio: 2.24%	Conventional, Jumbo	4	0.1%	100%	$2,240,000	View
Cape Ann Savings Bank Leslie O Johnson Road, Gloucester, MA 01930 A+5.0 ★Texas Ratio: 2.00%	Conventional	4	0.1%	100%	$837,500	View
Coastal Heritage Bank 744 Broad St, East Weymouth, MA 02189 A5.0 ★Texas Ratio: 10.65%	Conventional, Jumbo	4	0.1%	80%	$1,805,000	View
St Mary'S Credit Union 1255 Worcester Rd, Framingham, MA 01701 5217 A+5.0 ★Texas Ratio: 0.47%	Conventional	4	0.1%	100%	$532,500	View
Winter Hill Bank 271 Main St, North Reading, MA 01864 A+5.0 ★Texas Ratio: 0.00%	Conventional	4	0.1%	100%	$362,500	View
Energy Credit Union 12 Chestnut st, Peabody, MA 01960 A+5.0 ★Texas Ratio: 5.81%	Conventional	4	0.1%	66.7%	$87,500	View
Trunorth Bank 6 Harrison Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 2.91%	Conventional, Jumbo	4	0.1%	100%	$912,500	View
RiverWorks Credit Union 256 Freeport St, Dorchester, MA 02122 2845	Conventional, Jumbo	4	0.1%	80%	$1,152,500
Wrentham Cooperative Bank 144 Main Street, Norfolk, MA 02056 A+5.0 ★Texas Ratio: 0.00%	Conventional	4	0.1%	100%	$612,500	View
Align Credit Union 19 Haverhill Rd, Amesbury, MA 01913 A5.0 ★Texas Ratio: 10.06%	Conventional, HELOC	3 +2 HELOCs	0.1%	75%	$598,333	View
Clinton Savings Bank 35 Central St, Berlin, MA 01503 A-5.0 ★Texas Ratio: 15.56%	Conventional, Jumbo	3	0.1%	100%	$1,298,333	View
South Shore Bank 1010 Washington St, Braintree, MA 02184 A+5.0 ★Texas Ratio: 1.63%	Conventional, Jumbo	3	0.1%	100%	$4,608,333	View
Stonehambank - A Co-Operative 493 Boston Rd, Billerica, MA 01821 A+5.0 ★Texas Ratio: 3.27%	Conventional, Jumbo	3	0.1%	60%	$1,161,666	View
Mechanics Cooperative Bank 72 Main St, Bridgewater, MA 02324 A+5.0 ★Texas Ratio: 0.21%	Conventional, Jumbo	3	0.1%	100%	$1,411,666	View
BankGloucester 15 Martin St, Essex, MA 01929 C-3.7 ★Texas Ratio: 30.61%	Conventional, Jumbo	3	0.1%	100%	$1,541,666	View
Bank of Easton 275 Washington St, North Easton, MA 02356 A+5.0 ★Texas Ratio: 0.01%	Conventional	3	0.1%	100%	$765,000	View
The Savings Bank 84 Main St, Andover, MA 01810 A5.0 ★Texas Ratio: 9.38%	Conventional, Jumbo	3	0.1%	100%	$1,971,666	View
Cape & Coast Bank 1591 Main Street, East Dennis, MA 02641 A5.0 ★Texas Ratio: 8.54%	Conventional, Jumbo	3	0.1%	100%	$628,333	View
Tremont Credit Union 180 Mount Vernon St, Dorchester, MA 02125 A5.0 ★Texas Ratio: 8.79%	Conventional, Jumbo	3	0.1%	71.4%	$675,000	View
Northern Bank & Trust Company 414 Massachusetts Ave, Acton, MA 01720 A5.0 ★Texas Ratio: 13.93%	Conventional, Jumbo, HELOC	2 +1 HELOCs	0%	100%	$1,455,000	View
MutualOne Bank 1 Lincoln St, Framingham, MA 01702 B4.5 ★Texas Ratio: 20.48%	Conventional, Jumbo	2	0%	100%	$2,715,000	View
Keybank National Association 6 Somers Rd, East Longmeadow, MA 01028 A+5.0 ★Texas Ratio: 4.81%	Conventional	2	0%	50%	$795,000	View
Dean Cooperative Bank 411 Pulaski Blvd, Bellingham, MA 02019 A4.7 ★Texas Ratio: 1.40%	Conventional	2	0%	66.7%	$335,000	View
Marblehead Bank 100 Cummings Ctr Ste 101f, Beverly, MA 01915 A+5.0 ★Texas Ratio: 2.39%	Conventional, Jumbo	2	0%	100%	$870,000	View
Salem Co-operative Bank 284 Merrimack St, Methuen, MA 01844 A+5.0 ★Texas Ratio: 1.95%	Conventional, Jumbo	2	0%	100%	$1,825,000	View
North Easton Savings Bank 656 Crescent St, Brockton, MA 02302 A5.0 ★Texas Ratio: 10.31%	Conventional, Jumbo	2	0%	100%	$1,255,000	View
Reading Cooperative Bank 18 20 Central St, Andover, MA 01810 A4.5 ★Texas Ratio: 0.72%	Conventional, Jumbo	2	0%	100%	$1,225,000	View
Pentucket Bank 120 Lincoln Ave, Haverhill, MA 01830 A+5.0 ★Texas Ratio: 5.92%	Conventional	2	0%	100%	$495,000	View
Members Plus Credit Union 494 Gallivan Blvd, Dorchester, MA 02124 A+5.0 ★Texas Ratio: 3.69%	Conventional	2	0%	100%	$470,000	View
PeoplesBank 56 Amity St, Amherst, MA 01002 A+5.0 ★Texas Ratio: 5.27%	Conventional, Jumbo	2	0%	100%	$730,000	View
Watertown Savings Bank 980 Massachusetts Ave, Arlington, MA 02476 A+5.0 ★Texas Ratio: 1.01%	Conventional	2	0%	100%	$490,000	View
Fidelity Co-Operative Bank 56 Common St, Barre, MA 01005 C+4.0 ★Texas Ratio: 26.47%	Conventional, HELOC	1 +2 HELOCs	0%	100%	$25,000	View
Main Street Bank 7 Main St, Ayer, MA 01432 A5.0 ★Texas Ratio: 11.53%	Conventional	1	0%	100%	$515,000	View
Community Credit Union of Lynn 1 Andrew St, Lynn, MA 01901 1101	Conventional	1	0%	50%	$605,000	View
Central One Federal Credit Union 63 Southbridge St, Auburn, MA 01501	Conventional	1	0%	50%	$675,000
Newburyport Five Cents Savings Bank 40 Friend St, Amesbury, MA 01913 A-4.9 ★Texas Ratio: 16.54%	Conventional, Jumbo	1	0%	100%	$1,725,000	View
Rollstone Bank & Trust 519 Electric Ave, Fitchburg, MA 01420 A+5.0 ★Texas Ratio: 1.64%	Conventional, Jumbo	1	0%	100%	$975,000	View
Milford Federal Bank 67 Medway Rd, Milford, MA 01757 A+5.0 ★Texas Ratio: 3.12%	Conventional	1	0%	100%	$885,000	View
Lowell Five Cent Savings Bank 700 Boston Rd, Billerica, MA 01821 A5.0 ★Texas Ratio: 6.48%	Conventional	1	0%	100%	$815,000	View
Homefield Credit Union 138 S Main St, Milford, MA 01757 3272 A+5.0 ★Texas Ratio: 5.10%	Conventional	1	0%	100%	$235,000	View
Webster Five Cents Savings Bank 400 Southbridge St, Auburn, MA 01501 A+5.0 ★Texas Ratio: 2.90%	Conventional	1	0%	100%	$845,000	View
Polish National Credit Union 46 Main St, Chicopee, MA 01020 A+5.0 ★Texas Ratio: 1.02%	Conventional	1	0%	100%	$525,000	View
UMassFive College Federal Credit Union 1 Campus Center Way, Amherst, MA 01003 A5.0 ★Texas Ratio: 7.52%	Conventional	1	0%	50%	$65,000	View
Salem Five Mortgage Company LLC	Conventional, FHA, VA, Jumbo	83	1.5%	86.5%	$615,843
Radius Financial Group Inc	Conventional, FHA, VA, Jumbo	41	0.7%	93.2%	$551,097
Msa Mortgage, LLC	Conventional, FHA	35	0.6%	87.5%	$634,428
New Fed Mortgage Corp.	Conventional, FHA, Jumbo	31	0.6%	86.1%	$625,645
Mortgage Equity Partners LLC	Conventional, FHA, Jumbo	30	0.5%	100%	$532,333
Northpoint Mortgage, Inc. A5.0 ★Texas Ratio: 8.47%	Conventional, FHA	13	0.2%	92.9%	$611,153	View
Mit Federal Credit Union	Conventional	8	0.1%	88.9%	$491,250
Drew Mortgage Associates, Inc	Conventional	4	0.1%	100%	$757,500
St. Anne'S Credit Union of Fal	Conventional	3	0.1%	75%	$595,000
Ross Mortgage Company	Conventional	2	0%	100%	$330,000
Enterprise Bank and Trust Company	Conventional	2	0%	100%	$710,000
Colonial Federal Savings Bank	Conventional	2	0%	66.7%	$565,000
Members Mortgage Company Inc	Conventional	2	0%	100%	$640,000
Bangor Savings Bank A+5.0 ★Texas Ratio: 4.53%	Conventional, HELOC	1 +3 HELOCs	0%	100%	$425,000	View
Guaranteed Rate, Inc.	Conventional, FHA, VA, Jumbo, HELOC	307 +6 HELOCs	5.6%	92.8%	$676,530
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	301 +6 HELOCs	5.5%	96.8%	$660,880
Rocket Mortgage	Conventional, FHA, VA, Jumbo	273	5%	74.7%	$496,648
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	151 +11 HELOCs	2.8%	87.5%	$594,933
Guild Mortgage Company	Conventional, FHA, VA, Jumbo	105	1.9%	90.2%	$578,619
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, FHA, VA, USDA, Jumbo, HELOC	102 +10 HELOCs	1.9%	91.3%	$604,313	View
Fairway Independent Mort Corp	Conventional, VA, Jumbo	93	1.7%	93.9%	$554,354
Movement Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	91 +1 HELOCs	1.7%	95.2%	$620,274
Webster Bank, N.A.	Conventional, Jumbo, HELOC	76 +5 HELOCs	1.4%	88.5%	$825,131
Guaranteed Rate Affinity, LLC	Conventional, FHA, VA, Jumbo, HELOC	71 +1 HELOCs	1.3%	95.9%	$572,464
EMM Loans LLC	Conventional, FHA, VA	71	1.3%	100%	$670,492
Washington Trust Mortgage Company LLC A5.0 ★Texas Ratio: 7.00%	Conventional, Jumbo	55	1%	93.4%	$732,818	View
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo, HELOC	54 +2 HELOCs	1%	100%	$951,481	View
loanDepot.com LLC	Conventional, FHA, VA, Jumbo, HELOC	47 +5 HELOCs	0.9%	74.2%	$570,531
Newrez LLC	Conventional, FHA, VA, Jumbo	42	0.8%	39.3%	$533,095
Berkshire Bank A-5.0 ★Texas Ratio: 14.36%	Conventional, FHA, Jumbo, HELOC	40 +15 HELOCs	0.7%	95.2%	$784,750	View
Total Mortgage Services, LLC	Conventional, FHA, VA, HELOC	37 +2 HELOCs	0.7%	97.4%	$489,324
US Bank, N.A. A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, Jumbo, HELOC	37 +1 HELOCs	0.7%	80.4%	$907,972	View
New American Funding, LLC.	Conventional, FHA, VA, Jumbo, HELOC	34 +1 HELOCs	0.6%	79.1%	$673,823
Nfm, Inc	Conventional, FHA, VA, Jumbo	31	0.6%	100%	$599,516
Pennymac Loan Services LLC	Conventional, FHA, VA	30	0.5%	68.9%	$478,000
Freedom Mortgage Corporation	Conventional, FHA, VA, Jumbo	26	0.5%	86.5%	$624,615
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	Conventional, Jumbo	26	0.5%	93.1%	$1,291,538	View
Nationstar Mortgage	Conventional, FHA	25	0.5%	68.4%	$299,400
Mortgage Research Center	Conventional, VA, Jumbo	23	0.4%	63.9%	$790,217
Mutual of Omaha Mortgage	Conventional, FHA, VA, Jumbo	23	0.4%	71.9%	$599,347
Navy Federal Credit Union	Conventional, VA, Jumbo, HELOC	22 +14 HELOCs	0.4%	78.6%	$524,090
Nations Direct Mortgage, LLC	Conventional, FHA, Jumbo	21	0.4%	95.5%	$608,809
Primelending	Conventional, FHA	19	0.3%	92%	$571,842
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo	19	0.3%	95%	$1,526,052	View
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional, Jumbo	19	0.3%	95%	$1,241,842	View
Harborone Mortgage, LLC	Conventional, FHA, VA, Jumbo	18	0.3%	78.3%	$609,444
General Mortgage Capital Corporation	Conventional	16	0.3%	100%	$516,250
Liberty Bank A+5.0 ★Texas Ratio: 1.21%	Conventional, Jumbo	15	0.3%	88.2%	$663,000	View
Union Home Mortgage Corp.	Conventional, FHA	15	0.3%	100%	$632,333
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	14	0.3%	34.7%	$482,857
First Community Mortgage, Inc.	Conventional, FHA, VA, Jumbo	12	0.2%	92.3%	$688,333
Sage Home Loans Corporation	Conventional, VA	12	0.2%	94.1%	$627,500
Nbkc Bank	Conventional, VA, Jumbo	12	0.2%	92.3%	$685,000
Merchants Bank of Indiana A5.0 ★Texas Ratio: 11.97%	Conventional	12	0.2%	92.3%	$600,000	View
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	12	0.2%	66.7%	$415,833	View
Alliant Credit Union	Conventional, Jumbo, HELOC	11 +3 HELOCs	0.2%	100%	$865,000
Embrace Home Loans, Inc.	Conventional, Jumbo	10	0.2%	100%	$745,000
United Nations Federal CU	Conventional	10	0.2%	100%	$570,000
Amerisave Mortgage Company	Conventional, FHA	9	0.2%	21.8%	$136,111
T2 Financial LLC	Conventional	9	0.2%	90.9%	$508,333
Prosperity Home Mortgage, LLC	Conventional, Jumbo	9	0.2%	69.2%	$671,666
Mld Mortgage, Inc.Dba the Money Store	Conventional, FHA, Jumbo	9	0.2%	90.9%	$647,222
American Neighborhood Mortgage Acceptance Company	Conventional	9	0.2%	100%	$542,777
Sierra Pacific Mortgage Co. Inc	Conventional, FHA, HELOC	8 +1 HELOCs	0.1%	72.7%	$658,750
Huntington National Bank A+5.0 ★Texas Ratio: 3.66%	Conventional, Jumbo	8	0.1%	100%	$1,270,000	View
Guidance Residential, LLC	Conventional	8	0.1%	100%	$570,000
PHH Mortgage Corporation	Conventional, FHA	8	0.1%	72.7%	$516,250
William Raveis Mortgage, LLC	Conventional, Jumbo	8	0.1%	80%	$642,500
Keystone Funding, Inc	Conventional	8	0.1%	91.7%	$560,000
Spring Eq, LLC	Conventional, HELOC	7 +4 HELOCs	0.1%	33.3%	$83,571
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	7	0.1%	87.5%	$583,571	View
Usalliance Federal Credit Union A5.0 ★Texas Ratio: 8.11%	Conventional, Jumbo, HELOC	6 +5 HELOCs	0.1%	100%	$1,005,000
American Financial Network, Inc.	Conventional, FHA, VA	6	0.1%	85.7%	$580,000
AmWest Funding Corp	Conventional	6	0.1%	100%	$465,000
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	Conventional, Jumbo	6	0.1%	100%	$831,666	View
Bay Equity LLC	Conventional	6	0.1%	100%	$466,666
Raymond James Bank A+5.0 ★Texas Ratio: 3.19%	Conventional, Jumbo	6	0.1%	100%	$956,666	View
Plaza Home Mortgage, Inc	Conventional, FHA	6	0.1%	70%	$413,333
Better Mortgage Corporation	Conventional, HELOC	5 +4 HELOCs	0.1%	35.7%	$425,000
Passumpsic Bank	Conventional	5	0.1%	100%	$777,000
Primary Residential Mortgage, INC.	Conventional, FHA	5	0.1%	100%	$431,000
Envoy Mortgage, Ltd	Conventional	5	0.1%	100%	$547,000
Dart Bank	Conventional	5	0.1%	100%	$525,000
Cardinal Financial Company, Li	Conventional, VA	5	0.1%	83.3%	$673,000
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional, Jumbo	5	0.1%	100%	$1,197,000	View
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional, FHA, VA, Jumbo	5	0.1%	71.4%	$937,000	View
Service Federal Credit Union	Conventional, HELOC	4 +1 HELOCs	0.1%	100%	$385,000
American Financial Resources LLC	Conventional	4	0.1%	80%	$712,500
Reliant Home Funding, Inc	Conventional	4	0.1%	100%	$670,000
Synergy One Lending, Inc.	Conventional	4	0.1%	100%	$635,000
First Home Mortgage	Conventional, FHA	4	0.1%	80%	$712,500
Sun West Mortgage Company, Inc	Conventional, FHA, VA	4	0.1%	100%	$732,500
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional	4	0.1%	100%	$632,500	View
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional, Jumbo	4	0.1%	100%	$660,000
JMAC Lending, Inc.	Conventional, FHA, Jumbo	4	0.1%	100%	$1,215,000
The Washington Trust Company, of Westerly A5.0 ★Texas Ratio: 7.00%	Conventional, Jumbo, HELOC	3 +4 HELOCs	0.1%	100%	$405,000	View
Lower, LLC	Conventional, FHA, HELOC	3 +3 HELOCs	0.1%	75%	$525,000
CIBC Bank USA A+5.0 ★Texas Ratio: 5.05%	Conventional, Jumbo	3	0.1%	100%	$1,765,000	View
Colorado Federal Savings Bank A+5.0 ★Texas Ratio: 3.16%	Conventional	3	0.1%	60%	$648,333	View
Equity Prime Mortgage LLC	FHA	3	0.1%	75%	$785,000
Allied Mortgage Group, Inc	Conventional, FHA	3	0.1%	83.3%	$408,333
Norwich Commercial Group Inc	Conventional, FHA	3	0.1%	100%	$378,333
Oaktree Funding Corp	Conventional	3	0.1%	100%	$865,000
Redwood Residential Acquisition Corporation	Conventional, Jumbo	3	0.1%	100%	$971,666
Congressional Federal Credit Union	Conventional	3	0.1%	75%	$391,666
Shoreham Bank	Conventional, FHA	3	0.1%	100%	$295,000
BMO Harris Bank NA A+5.0 ★Texas Ratio: 3.54%	Conventional, Jumbo	3	0.1%	100%	$1,145,000	View
Paramount Residential Mortgage	Conventional, Jumbo	3	0.1%	60%	$1,031,666
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, Jumbo	3	0.1%	100%	$731,666	View
Top Flite Financial, Inc.	Conventional, FHA	3	0.1%	100%	$271,666
HomeBridge Financial Services, Inc	Conventional, HELOC	2 +5 HELOCs	0%	50%	$425,000
Pentagon Federal Credit Union	Conventional, Jumbo, HELOC	2 +5 HELOCs	0%	66.7%	$1,070,000
Bank Fund Staff Federal Credit	Conventional, HELOC	2 +2 HELOCs	0%	100%	$545,000
Mission Loans, LLC	Conventional, HELOC	2 +2 HELOCs	0%	66.7%	$240,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional, HELOC	2 +1 HELOCs	0%	100%	$695,000	View
First Technology Federal Credit Union	Conventional, Jumbo, HELOC	2 +1 HELOCs	0%	100%	$655,000
Arc Home LLC	Conventional	2	0%	66.7%	$880,000
Semper Home Loans, Inc	Conventional	2	0%	100%	$520,000
Everett Financial, Inc.	Conventional, Jumbo	2	0%	100%	$855,000
Acrisure Mortgage, LLC	Conventional	2	0%	66.7%	$565,000
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional, Jumbo	2	0%	100%	$1,255,000	View
Bank Rhode Island	Conventional	2	0%	100%	$560,000
Discover Bank	Conventional	2	0%	7.4%	$80,000
Das Acquisition Company, LLC	Conventional, FHA	2	0%	100%	$855,000
Builders Choice Mortgage LLC	Conventional	2	0%	100%	$615,000
SIRVA Mortgage, Inc.	Conventional, Jumbo	2	0%	100%	$1,270,000
First Colony Mortgage Corporat	Conventional	2	0%	66.7%	$690,000
Real Genius LLC	Conventional	2	0%	100%	$410,000
Weichert Financial Services	Conventional, Jumbo	2	0%	66.7%	$1,485,000
Greenbox Loans	Conventional	2	0%	100%	$545,000
Centreville Bank A5.0 ★Texas Ratio: 10.15%	Conventional	2	0%	100%	$700,000	View
Lendsure Mortgage Corp.	Conventional, Jumbo	2	0%	100%	$1,960,000
Mid-Island Mortgage Corp.	Conventional	2	0%	100%	$580,000
National Cooperative Bank, N.A. A5.0 ★Texas Ratio: 6.04%	Conventional	2	0%	66.7%	$225,000	View
RBC Bank (Georgia), N.A.	Conventional	2	0%	100%	$540,000
Heritage Bank NA C-3.6 ★Texas Ratio: 31.27%	Conventional	2	0%	100%	$750,000	View
American Airlines Federal Cred	Conventional, HELOC	1 +1 HELOCs	0%	50%	$815,000
Hsbc Bank USA, NA A+5.0 ★Texas Ratio: 4.86%	Conventional, HELOC	1 +1 HELOCs	0%	100%	$545,000	View
The Camden National Bank A+5.0 ★Texas Ratio: 1.50%	Conventional, HELOC	1 +1 HELOCs	0%	100%	$735,000	View
Umb Bank NA A+5.0 ★Texas Ratio: 1.78%	Conventional, Jumbo, HELOC	1 +1 HELOCs	0%	100%	$2,825,000	View
Equity Resources Inc	Conventional	1	0%	100%	$885,000
American Eagle FCU	Conventional	1	0%	100%	$405,000
Cornerstone First Mortgage, LLC	Conventional	1	0%	100%	$1,145,000
Old National Bank A+5.0 ★Texas Ratio: 4.98%	Conventional	1	0%	100%	$345,000	View
Affordable Mortgage Advisors	Conventional	1	0%	100%	$485,000
Contour Mortgage Corporation	Conventional	1	0%	100%	$455,000
All Credit Considered Mortgage, Inc.	Conventional	1	0%	100%	$845,000
Amerant Mortgage LLC	Conventional	1	0%	100%	$205,000
AmeriHome Mortgage Company, LLC	Conventional	1	0%	100%	$675,000
Milo Credit, LLC	Conventional	1	0%	100%	$845,000
Deephaven Mortgage LLC	Conventional	1	0%	100%	$765,000
Princeton Mortgage Corporation	Conventional	1	0%	100%	$575,000
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional	1	0%	50%	$545,000	View
Home Mortgage Alliance Corp (Hmac)	Conventional	1	0%	100%	$195,000
AdvantageFirst Lending Inc	FHA	1	0%	100%	$395,000
Assurance Financial Group, L.L.C.	FHA	1	0%	50%	$785,000
ResMac Inc	Conventional	1	0%	100%	$295,000
Pinnacle Bank A+5.0 ★Texas Ratio: 3.04%	Conventional	1	0%	100%	$695,000	View
Veritex Community Bank	Conventional, Jumbo	1	0%	100%	$1,095,000
MortgageCountry	Conventional	1	0%	100%	$915,000
Credit Union Mortgage Associat	Conventional	1	0%	100%	$755,000
Nation One Mortgage Corporatio	Conventional	1	0%	100%	$695,000
Flexpoint, Inc.	Conventional	1	0%	100%	$675,000
East Coast Capital Corp.	Conventional, Jumbo	1	0%	100%	$1,925,000
American Financing Corporation	Conventional	1	0%	28.6%	$745,000
Kwik Mortgage Corporation	Conventional	1	0%	100%	$595,000
American Heritage Lending, LLC	Conventional	1	0%	100%	$365,000
Meredith Village Savings Bank A+5.0 ★Texas Ratio: 3.52%	Conventional, Jumbo	1	0%	100%	$2,505,000	View
Stg Mortgage Inc	Conventional	1	0%	100%	$435,000
JSB Mortgage Corporation	Conventional	1	0%	100%	$565,000
Beeline Loans, Inc.	Conventional	1	0%	100%	$385,000
Planet Home Lending, LLC	FHA, Jumbo	1	0%	33.3%	$1,195,000
Ladera Lending, Inc. A+5.0 ★Texas Ratio: 0.22%	Conventional, Jumbo	1	0%	50%	$1,675,000	View
Intelliloan, Inc.	VA	1	0%	50%	$975,000
Teachers Federal Credit Union	Conventional	1	0%	100%	$565,000
Armed Forces Bank, N.A. A+5.0 ★Texas Ratio: 4.81%	Conventional	1	0%	50%	$625,000	View
Hometown Equity Mortgage, LLC	Conventional	1	0%	50%	$945,000
St. Charles Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 5.27%	Conventional	1	0%	100%	$805,000	View
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional	1	0%	100%	$545,000	View
US Mortgage Corporation A+5.0 ★Texas Ratio: 2.85%	Conventional	1	0%	50%	$475,000	View
Province Mortgage Associates, Inc.	Conventional	1	0%	100%	$445,000
International Bank of Chicago A+5.0 ★Texas Ratio: 5.06%	Conventional	1	0%	100%	$505,000	View
Uif Corporation	Conventional	1	0%	100%	$655,000
Wings Financial Credit Union	Conventional	1	0%	100%	$765,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	1	0%	50%	$1,275,000	View
V.I.P. Mortgage, Inc.	Conventional	1	0%	100%	$805,000
Member Advantage Mortgage	Conventional	1	0%	100%	$405,000
Zillow Home Loans, LLC	Conventional	1	0%	100%	$425,000
Ardent Federal Credit Union A5.0 ★Texas Ratio: 7.48%	Conventional	1	0%	100%	$85,000	View
Fifth Third Bank, National Association A+5.0 ★Texas Ratio: 3.22%	Conventional	1	0%	33.3%	$505,000	View
WSFS bank A+5.0 ★Texas Ratio: 3.10%	Conventional	1	0%	100%	$275,000	View
Meadowbrook Financial Mortgage Bankers Corp.	Conventional	1	0%	100%	$825,000
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	FHA	1	0%	100%	$815,000	View
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional	1	0%	100%	$505,000	View
Truist Bank ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87%	Conventional	1	0%	100%	$895,000	View
Bellwether Community Credit Union	Conventional	1	0%	100%	$325,000
Stanford Federal Credit Union	Conventional	1	0%	100%	$525,000
City National Bank A+5.0 ★Texas Ratio: 5.55%	Conventional, Jumbo	1	0%	50%	$1,005,000	View
University Federal Credit Union A+5.0 ★Texas Ratio: 3.82%	Conventional	1	0%	50%	$415,000	View
Quontic Bank C+4.1 ★Texas Ratio: 25.91%	Conventional	1	0%	100%	$155,000	View
Industrial and Commercial Bank of China (USA) NA	Conventional	1	0%	100%	$505,000

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Boston Mortgage Rate Trends

Daily average mortgage rates for Massachusetts compared with the national average, updated every evening.

30-Year Fixed MA Avg

7.075%

▲ 0.078 vs 7 days ago

15-Year Fixed MA Avg

6.731%

▲ 0.111 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Boston, Massachusetts

Looking for mortgage lenders near me or mortgage brokers near me in Boston? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Boston in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Boston, MA

Use these to narrow the list above. Each category shows how many Boston, MA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 115 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 138 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 47 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 60 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 38 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 133 lenders. Loans above the conforming limit for higher priced homes Local lenders based in MA 97 lenders headquartered in Massachusetts, the closest thing to a mortgage lender near you

Who Lends in Boston, MA

Independent mortgage companies closed 43.5 percent of home loans in Boston, Massachusetts in 2025, banks 49.7 percent and credit unions 6.8 percent. Radius Financial Group Inc was the largest mortgage company, Leader Bank NA the largest bank and City of Boston Credit Union the largest credit union. Among lenders headquartered in Massachusetts, Leader Bank NA led with 504 loans.

43.5%

Mortgage companies

49.7%

Banks

6.8%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

An attorney must handle the closing in Massachusetts. State deeds excise (transfer tax) of $4.56 per $1,000 of price, customarily paid by the seller; Barnstable County charges $6.12 per $1,000, and Nantucket and Martha's Vineyard add a 2 percent buyer paid land bank fee. No mortgage recording tax.

More Massachusetts Mortgage Lender Pages

All Massachusetts lenders 613 lenders Springfield 168 lenders Worcester 199 lenders Brockton 139 lenders Haverhill 157 lenders Lowell 160 lenders New Bedford 118 lenders Newton 152 lenders Taunton 147 lenders Lynn 135 lenders Quincy 150 lenders Fall River 122 lenders Weymouth Town 152 lenders

Frequently Asked Questions About Mortgage Lenders in Boston, MA

Who is the largest mortgage lender in Boston, MA?

By home loans closed in 2025, Leader Bank NA was the largest mortgage lender in Boston, Massachusetts with 504 loans, about 9.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Boston, MA have the highest approval rates?

Among lenders with meaningful volume in Boston, Massachusetts, EMM Loans LLC approved the highest share of completed applications in 2025 at 100 percent, against a 85.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Boston, MA mortgage lenders offer FHA, VA and USDA loans?

60 lenders closed FHA loans in Boston, Massachusetts in 2025, led by United Wholesale Mortgage with 24. 38 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Boston, MA lender list?

Yes. 138 banks and 47 credit unions closed home loans in Boston, Massachusetts in 2025, alongside 115 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Boston, MA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Boston, Massachusetts during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Boston, Massachusetts for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Boston. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.