Mortgage Lenders and Brokers in New Bedford, Massachusetts
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
New Bedford, Massachusetts mortgage lenders include New Bedford Credit UnionNew Bedford Credit Union1150 Purchase St, New Bedford, MA 02740 6635A+5.0 ★Texas Ratio: 2.71%, Fall River Five Cents SavingsFall River Five Cents Savings1724 Acushnet Ave, New Bedford, MA 02746A5.0 ★Texas Ratio: 7.62%, SouthCoast FCUSouthCoast FCU101 Page St, New Bedford, MA 02740A+5.0 ★Texas Ratio: 1.32%, Rockland Trust BankRockland Trust Bank833 Ashley Blvd, New Bedford, MA 02745A+5.0 ★Texas Ratio: 2.64%, Citizens Bank, NACitizens Bank, NA550 Tarkiln Hill Rd, New Bedford, MA 02745A+5.0 ★Texas Ratio: 5.44%, Bank of America NABank of America NA1918 Acushnet Ave, New Bedford, MA 02746A+5.0 ★Texas Ratio: 4.14%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA448 Dartmouth St, New Bedford, MA 02740A+5.0 ★Texas Ratio: 3.68%, Mechanics Cooperative BankMechanics Cooperative Bank1238 Kempton St, New Bedford, MA 02740A+5.0 ★Texas Ratio: 0.21%, Baycoast BankBaycoast Bank23 Elm St, New Bedford, MA 02740A5.0 ★Texas Ratio: 12.75%, and Bristol County Savings BankBristol County Savings Bank70 N Water St, New Bedford, MA 02740A+5.0 ★Texas Ratio: 3.37%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in New Bedford, Massachusetts in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in New Bedford are listed first, then lenders elsewhere in Massachusetts, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in New Bedford, Massachusetts
Market share is the lender's share of all home loans closed in New Bedford, Massachusetts. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1150 Purchase St, New Bedford, MA 02740 6635 A+5.0 ★Texas Ratio: 2.71% |
Conventional | 47 | 4.5% | 68.5% | $142,234 | View |
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2 offices in New Bedford 1724 Acushnet Ave, New Bedford, MA 02746 A5.0 ★Texas Ratio: 7.62% |
Conventional, FHA, HELOC | 39 +19 HELOCs |
3.7% | 75% | $362,179 | View |
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101 Page St, New Bedford, MA 02740 A+5.0 ★Texas Ratio: 1.32% |
Conventional, HELOC | 11 +2 HELOCs |
1.1% | 66.7% | $142,272 | View |
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1 office in New Bedford 833 Ashley Blvd, New Bedford, MA 02745 A+5.0 ★Texas Ratio: 2.64% |
Conventional, HELOC | 8 +19 HELOCs |
0.8% | 61.5% | $187,500 | View |
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1 office in New Bedford 550 Tarkiln Hill Rd, New Bedford, MA 02745 A+5.0 ★Texas Ratio: 5.44% |
Conventional, FHA, HELOC | 7 +74 HELOCs |
0.7% | 63.6% | $287,857 | View |
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2 offices in New Bedford 1918 Acushnet Ave, New Bedford, MA 02746 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 3 +9 HELOCs |
0.3% | 100% | $338,333 | View |
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1 office in New Bedford 448 Dartmouth St, New Bedford, MA 02740 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.2% | 66.7% | $495,000 | View |
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1 office in New Bedford 1238 Kempton St, New Bedford, MA 02740 A+5.0 ★Texas Ratio: 0.21% |
Conventional | 2 | 0.2% | 66.7% | $530,000 | View |
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2 offices in New Bedford 23 Elm St, New Bedford, MA 02740 A5.0 ★Texas Ratio: 12.75% |
HELOC | 0 +21 HELOCs |
0% | 0% | View | |
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70 N Water St, New Bedford, MA 02740 A+5.0 ★Texas Ratio: 3.37% |
Conventional | 45 | 4.3% | 86.8% | $342,555 | View |
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468 COUNTY ST, NEW BEDFORD, MA 02740 A+5.0 ★Texas Ratio: 2.13% |
Conventional | 23 | 2.2% | 95.8% | $141,956 | View |
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23 Elm St, New Bedford, MA 02740 A5.0 ★Texas Ratio: 12.75% |
Conventional, FHA, VA | 22 | 2.1% | 95.8% | $360,909 | View |
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2926 Acushnet Ave, New Bedford, MA 02745 C4.0 ★Texas Ratio: 27.62% |
Conventional | 6 | 0.6% | 54.5% | $158,333 | View |
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480 Rockdale Ave, New Bedford, MA 02740 A+5.0 ★Texas Ratio: 4.22% |
Conventional | 6 | 0.6% | 72.7% | $405,000 | View |
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100 Macy St, Amesbury, MA 01913 4315 |
Conventional, HELOC | 5 +2 HELOCs |
0.5% | 100% | $195,000 | View |
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2745 Main St, Brewster, MA 02631 A+5.0 ★Texas Ratio: 3.37% |
Conventional, FHA, HELOC | 5 +1 HELOCs |
0.5% | 83.3% | $293,000 | View |
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1201 Massachusetts Ave, Arlington, MA 02476 A+5.0 ★Texas Ratio: 0.22% |
Conventional, HELOC | 5 +1 HELOCs |
0.5% | 100% | $317,000 | View |
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52 Main St, Ashburnham, MA 01430 A+5.0 ★Texas Ratio: 2.94% |
Conventional | 4 | 0.4% | 80% | $252,500 | View |
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806 Suffield St, Agawam, MA 01001 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 3 +3 HELOCs |
0.3% | 80% | $311,666 | View |
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660 Bedford St, Abington, MA 02351 A+5.0 ★Texas Ratio: 2.61% |
Conventional, HELOC | 3 +3 HELOCs |
0.3% | 100% | $418,333 | View |
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1 Center Plz, Boston, MA 02108 A+5.0 ★Texas Ratio: 5.39% |
Conventional, FHA | 3 | 0.3% | 75% | $361,666 | View |
Bankesb
770 Main St, Agawam, MA 01001 |
Conventional | 2 | 0.2% | 100% | $85,000 | |
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★ 5 stars, 1 review 655 State Rd, Westport, MA 02790 A+5.0 ★Texas Ratio: 1.79% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $155,000 | View |
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850 Southbridge St, Auburn, MA 01501 A+5.0 ★Texas Ratio: 4.22% |
Conventional | 1 | 0.1% | 100% | $185,000 | View |
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200 Westgate Dr Unit 119A, Brockton, MA 02301 A+5.0 ★Texas Ratio: 3.09% |
Conventional | 1 | 0.1% | 100% | $45,000 | View |
Direct Federal Credit Union
50 Cabot St, Needham, MA 02494 |
Conventional | 1 | 0.1% | 50% | $205,000 | |
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279 Main St, Acton, MA 01720 A+5.0 ★Texas Ratio: 1.23% |
Conventional | 1 | 0.1% | 100% | $65,000 | View |
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5 Scotland Blvd, Bridgewater, MA 02324 A5.0 ★Texas Ratio: 9.41% |
Conventional | 1 | 0.1% | 100% | $325,000 | View |
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1 Campus Center Way, Amherst, MA 01003 A5.0 ★Texas Ratio: 7.52% |
Conventional | 1 | 0.1% | 100% | $205,000 | View |
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★ 1.7 stars, 3 reviews 109 Causeway St, Boston, MA 02114 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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740 County St, Somerset, MA 02726 A+5.0 ★Texas Ratio: 1.02% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Digital Federal Credit Union
100 Powdermill Rd, Acton, MA 01720 |
HELOC | 0 +1 HELOCs |
0% | 0% | ||
Radius Financial Group Inc
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Conventional, FHA | 31 | 3% | 96.9% | $429,516 | |
St. Anne'S Credit Union of Fal
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Conventional, HELOC | 23 +18 HELOCs |
2.2% | 71.9% | $175,434 | |
Mortgage Equity Partners LLC
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Conventional, FHA | 5 | 0.5% | 100% | $285,000 | |
New Fed Mortgage Corp.
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Conventional | 4 | 0.4% | 100% | $340,000 | |
Fall River Municipal Credit Un
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Conventional | 2 | 0.2% | 100% | $130,000 | |
Salem Five Mortgage Company LLC
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FHA | 2 | 0.2% | 100% | $480,000 | |
Harborone Bank
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 147 +7 HELOCs |
14% | 89.2% | $419,149 | |
Guild Mortgage Company
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Conventional, FHA, VA | 78 | 7.4% | 93.2% | $370,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 57 | 5.4% | 78.7% | $273,771 | |
Total Mortgage Services, LLC
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Conventional, FHA, HELOC | 34 +1 HELOCs |
3.2% | 91.9% | $363,823 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 31 | 3% | 85.7% | $395,322 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 19 +3 HELOCs |
1.8% | 79.2% | $346,578 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 17 | 1.6% | 84% | $340,882 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA, USDA | 17 | 1.6% | 94.7% | $412,647 | View |
Nationstar Mortgage
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Conventional, FHA | 17 | 1.6% | 85% | $194,411 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, HELOC | 16 +1 HELOCs |
1.5% | 100% | $408,750 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 16 | 1.5% | 100% | $355,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA | 16 | 1.5% | 100% | $386,250 | |
Webster Bank, N.A.
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Conventional, HELOC | 13 +12 HELOCs |
1.2% | 72.2% | $199,615 | |
Newrez LLC
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Conventional, FHA, VA | 13 | 1.2% | 43.3% | $403,461 | |
EMM Loans LLC
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Conventional, FHA, VA | 12 | 1.1% | 100% | $535,833 | |
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A+5.0 ★Texas Ratio: 3.16% |
Conventional | 12 | 1.1% | 100% | $388,333 | View |
Guaranteed Rate, Inc.
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Conventional, FHA | 11 | 1.1% | 100% | $419,545 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA, VA | 10 | 1% | 46.9% | $313,000 | |
Plaza Home Mortgage, Inc
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Conventional, FHA | 10 | 1% | 90.9% | $369,000 | |
Mortgage Research Center
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FHA, VA | 8 | 0.8% | 66.7% | $390,000 | |
Navy Federal Credit Union
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Conventional, VA, HELOC | 7 +3 HELOCs |
0.7% | 87.5% | $352,142 | |
Movement Mortgage, LLC
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Conventional, FHA, VA, HELOC | 7 +1 HELOCs |
0.7% | 100% | $453,571 | |
First Community Mortgage, Inc.
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Conventional, FHA | 7 | 0.7% | 100% | $377,857 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional, FHA | 7 | 0.7% | 100% | $450,714 | View |
New American Funding, LLC.
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Conventional, FHA, VA | 7 | 0.7% | 50% | $342,142 | |
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A5.0 ★Texas Ratio: 7.00% |
Conventional | 7 | 0.7% | 100% | $277,857 | View |
Mutual of Omaha Mortgage
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Conventional, FHA, HELOC | 6 +1 HELOCs |
0.6% | 100% | $221,666 | |
Primary Residential Mortgage, INC.
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Conventional, FHA | 6 | 0.6% | 100% | $328,333 | |
Waterstone Mortgage Corporation
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Conventional | 5 | 0.5% | 100% | $325,000 | |
Province Mortgage Associates, Inc.
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Conventional, FHA | 5 | 0.5% | 100% | $427,000 | |
Reliance First Capital, LLC
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Conventional, FHA | 5 | 0.5% | 100% | $203,000 | |
Amerisave Mortgage Company
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Conventional | 4 | 0.4% | 40% | $107,500 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional, FHA | 4 | 0.4% | 83.3% | $382,500 | View |
Nfm, Inc
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Conventional, FHA, VA | 4 | 0.4% | 100% | $552,500 | |
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A5.0 ★Texas Ratio: 7.00% |
FHA | 4 | 0.4% | 100% | $500,000 | View |
Sierra Pacific Mortgage Co. Inc
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Conventional, HELOC | 3 +1 HELOCs |
0.3% | 75% | $461,666 | |
Semper Home Loans, Inc
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FHA, VA | 3 | 0.3% | 100% | $485,000 | |
American Financial Resources LLC
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FHA | 3 | 0.3% | 100% | $378,333 | |
Primelending
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Conventional, FHA | 3 | 0.3% | 100% | $378,333 | |
Equity Prime Mortgage LLC
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FHA | 3 | 0.3% | 60% | $265,000 | |
Amerant Mortgage LLC
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Conventional, FHA | 3 | 0.3% | 50% | $378,333 | |
PHH Mortgage Corporation
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Conventional, FHA | 3 | 0.3% | 100% | $258,333 | |
American Financial Network, Inc.
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FHA | 3 | 0.3% | 80% | $478,333 | |
Harborone Mortgage, LLC
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Conventional, FHA | 3 | 0.3% | 37.5% | $425,000 | |
Spring Eq, LLC
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Conventional, HELOC | 2 +3 HELOCs |
0.2% | 20% | $50,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 0.2% | 66.7% | $150,000 | View |
Cornerstone First Mortgage, LLC
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FHA | 2 | 0.2% | 100% | $595,000 | |
Norwich Commercial Group Inc
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Conventional | 2 | 0.2% | 100% | $205,000 | |
Navigant Credit Union
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Conventional | 2 | 0.2% | 100% | $420,000 | |
Discover Bank
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Conventional | 2 | 0.2% | 33.3% | $55,000 | |
Union Home Mortgage Corp.
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Conventional, FHA | 2 | 0.2% | 100% | $405,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 2 | 0.2% | 100% | $305,000 | View |
Shoreham Bank
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FHA | 2 | 0.2% | 100% | $395,000 | |
Embrace Home Loans, Inc.
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FHA, VA | 2 | 0.2% | 100% | $500,000 | |
Keystone Funding, Inc
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Conventional | 2 | 0.2% | 100% | $245,000 | |
Nations Direct Mortgage, LLC
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Conventional, FHA | 2 | 0.2% | 100% | $370,000 | |
Summit Funding.Inc
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Conventional, FHA | 2 | 0.2% | 100% | $250,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 2 | 0.2% | 100% | $385,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
FHA | 2 | 0.2% | 66.7% | $550,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.2% | 100% | $70,000 | View |
Pentagon Federal Credit Union
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FHA, HELOC | 1 +1 HELOCs |
0.1% | 100% | $425,000 | |
Arc Home LLC
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Conventional | 1 | 0.1% | 100% | $365,000 | |
Goodleap, LLC
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FHA | 1 | 0.1% | 100% | $425,000 | |
Canopy Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $305,000 | |
First Home Mortgage
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Conventional | 1 | 0.1% | 100% | $505,000 | |
Valley West Corporation
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FHA | 1 | 0.1% | 100% | $445,000 | |
PFN Lending Group, Inc.
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FHA | 1 | 0.1% | 100% | $605,000 | |
Sun West Mortgage Company, Inc
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Conventional | 1 | 0.1% | 100% | $645,000 | |
Das Acquisition Company, LLC
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FHA | 1 | 0.1% | 100% | $345,000 | |
Click n' Close, Inc.
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FHA | 1 | 0.1% | 50% | $555,000 | |
American Financing Corporation
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FHA | 1 | 0.1% | 100% | $415,000 | |
William Raveis Mortgage, LLC
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FHA | 1 | 0.1% | 100% | $555,000 | |
First Colony Mortgage Corporat
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FHA | 1 | 0.1% | 100% | $525,000 | |
American Heritage Lending, LLC
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Conventional | 1 | 0.1% | 100% | $415,000 | |
Planet Home Lending, LLC
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VA | 1 | 0.1% | 100% | $415,000 | |
Intelliloan, Inc.
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FHA | 1 | 0.1% | 100% | $455,000 | |
T2 Financial LLC
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Conventional | 1 | 0.1% | 100% | $445,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $335,000 | |
Mission Loans, LLC
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Conventional | 1 | 0.1% | 100% | $105,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.1% | 50% | $105,000 | |
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A+5.0 ★Texas Ratio: 3.54% |
Conventional | 1 | 0.1% | 100% | $285,000 | View |
Lower, LLC
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FHA | 1 | 0.1% | 33.3% | $245,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 1 | 0.1% | 100% | $505,000 | |
Texana Bank
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FHA | 1 | 0.1% | 100% | $415,000 | |
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +2 HELOCs |
0% | 0% | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 1.68% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
First Technology Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
New Bedford Mortgage Rate Trends
Daily average mortgage rates for Massachusetts compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in New Bedford, Massachusetts
Looking for mortgage lenders near me or mortgage brokers near me in New Bedford? The list below shows the banks, credit unions and mortgage brokers that closed home loans in New Bedford in 2025, with lenders based there listed first.
Types of Mortgage Lenders in New Bedford, MA
Use these to narrow the list above. Each category shows how many New Bedford, MA lenders fit and what that kind of lender is usually best for.
Who Lends in New Bedford, MA
Independent mortgage companies closed 64.4 percent of home loans in New Bedford, Massachusetts in 2025, banks 22.3 percent and credit unions 13.4 percent. Radius Financial Group Inc was the largest mortgage company, Fall River Five Cents Savings the largest bank and New Bedford Credit Union the largest credit union. Among lenders headquartered in Massachusetts, New Bedford Credit Union led with 47 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Massachusetts. State deeds excise (transfer tax) of $4.56 per $1,000 of price, customarily paid by the seller; Barnstable County charges $6.12 per $1,000, and Nantucket and Martha's Vineyard add a 2 percent buyer paid land bank fee. No mortgage recording tax.
More Massachusetts Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in New Bedford, MA
By home loans closed in 2025, New Bedford Credit Union was the largest mortgage lender in New Bedford, Massachusetts with 47 loans, about 4.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in New Bedford, Massachusetts, Guild Mortgage Company approved the highest share of completed applications in 2025 at 93.2 percent, against a 81.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
64 lenders closed FHA loans in New Bedford, Massachusetts in 2025, led by United Wholesale Mortgage with 74. 20 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 39 banks and 21 credit unions closed home loans in New Bedford, Massachusetts in 2025, alongside 69 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in New Bedford, Massachusetts during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in New Bedford, Massachusetts for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up New Bedford. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
