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Mortgage Lenders and Brokers in Newton, Massachusetts

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Newton, Massachusetts mortgage lenders include The Village BankThe Village Bank320 Needham St, Newton, MA 02464A+5.0 ★Texas Ratio: 2.24%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA776 Beacon St, Newton, MA 02459A+5.0 ★Texas Ratio: 3.68%, M&T BankM&T Bank806 Suffield St, Agawam, MA 01001A+5.0 ★Texas Ratio: 4.11%, Rockland Trust BankRockland Trust Bank170 Needham St, Newton, MA 02464A+5.0 ★Texas Ratio: 2.64%, Beacon Bank & TrustBeacon Bank & Trust1160 Walnut St, Newton, MA 02461A+5.0 ★Texas Ratio: 5.36%, Leader Bank NALeader Bank NA1201 Massachusetts Ave, Arlington, MA 02476A+5.0 ★Texas Ratio: 0.22%, Bank of America NABank of America NA235 Needham St, Newton, MA 02464A+5.0 ★Texas Ratio: 4.14%, TD BankTD Bank1197 Centre St, Newton, MA 02459A+5.0 ★Texas Ratio: 3.71%, Citizens Bank, NACitizens Bank, NA1126 Beacon St, Newton, MA 02461A+5.0 ★Texas Ratio: 5.44%, and Cambridge Savings BankCambridge Savings Bank188 Massachusetts Ave, Arlington, MA 02474A5.0 ★Texas Ratio: 9.52%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Newton, Massachusetts in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Newton are listed first, then lenders elsewhere in Massachusetts, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Newton, Massachusetts

Market share is the lender's share of all home loans closed in Newton, Massachusetts. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
The Village Bank 320 Needham St, Newton, MA 02464 A+5.0 ★Texas Ratio: 2.24%	Conventional, Jumbo	76	7.4%	100%	$2,286,447	View
JPMorgan Chase Bank, NA 1 office in Newton 776 Beacon St, Newton, MA 02459 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo, HELOC	42 +1 HELOCs	4.1%	93.3%	$1,232,857	View
M&T Bank 1 office in Newton 806 Suffield St, Agawam, MA 01001 A+5.0 ★Texas Ratio: 4.11%	Conventional, Jumbo, HELOC	35 +8 HELOCs	3.4%	100%	$1,256,428	View
Rockland Trust Bank 1 office in Newton 170 Needham St, Newton, MA 02464 A+5.0 ★Texas Ratio: 2.64%	Conventional, Jumbo, HELOC	7 +23 HELOCs	0.7%	87.5%	$816,428	View
Beacon Bank & Trust 1 office in Newton 1160 Walnut St, Newton, MA 02461 A+5.0 ★Texas Ratio: 5.36%	Conventional, Jumbo, HELOC	5 +26 HELOCs	0.5%	100%	$1,441,000	View
Leader Bank NA 1201 Massachusetts Ave, Arlington, MA 02476 A+5.0 ★Texas Ratio: 0.22%	Conventional, Jumbo, HELOC	64 +9 HELOCs	6.2%	97%	$923,125	View
Bank of America NA 235 Needham St, Newton, MA 02464 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	43 +82 HELOCs	4.2%	93.5%	$1,311,279	View
TD Bank 1197 Centre St, Newton, MA 02459 A+5.0 ★Texas Ratio: 3.71%	Conventional, Jumbo, HELOC	39 +18 HELOCs	3.8%	100%	$1,192,948	View
Citizens Bank, NA 1126 Beacon St, Newton, MA 02461 A+5.0 ★Texas Ratio: 5.44%	Conventional, Jumbo, HELOC	22 +195 HELOCs	2.1%	88%	$1,222,272	View
Cambridge Savings Bank 188 Massachusetts Ave, Arlington, MA 02474 A5.0 ★Texas Ratio: 9.52%	Conventional, Jumbo, HELOC	16 +6 HELOCs	1.6%	100%	$964,375	View
Eastern Bank 660 Bedford St, Abington, MA 02351 A+5.0 ★Texas Ratio: 2.61%	Conventional, Jumbo, HELOC	14 +51 HELOCs	1.4%	87.5%	$1,295,714	View
Wells Fargo Bank NA 125 High St, Boston, MA 02110 A+5.0 ★Texas Ratio: 5.36%	Conventional, Jumbo	14	1.4%	87.5%	$1,365,714	View
Bankesb 770 Main St, Agawam, MA 01001	Conventional, Jumbo, HELOC	13 +1 HELOCs	1.3%	100%	$968,076
First Ciitizens Bank and Trust One Newton Executive Park Suite 200 2221 Washington Street, Newton, MA 02462 A5.0 ★Texas Ratio: 7.72%	Conventional, Jumbo, HELOC	12 +2 HELOCs	1.2%	100%	$1,327,500	View
East West Bank 68 Harrison Ave, Boston, MA 02111 A+5.0 ★Texas Ratio: 2.84%	Conventional, Jumbo	12	1.2%	100%	$1,455,833	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 109 Causeway St, Boston, MA 02114 A+5.0 ★Texas Ratio: 4.24%	Conventional, Jumbo, HELOC	10 +4 HELOCs	1%	83.3%	$1,440,000	View
Needham Bank 5 Market St, Amesbury, MA 01913 A+5.0 ★Texas Ratio: 3.41%	Conventional, Jumbo, HELOC	6 +14 HELOCs	0.6%	100%	$861,666	View
Middlesex Savings Bank 279 Main St, Acton, MA 01720 A+5.0 ★Texas Ratio: 1.23%	Conventional, Jumbo, HELOC	6 +6 HELOCs	0.6%	85.7%	$800,000	View
Workers Federal Credit Union 107 Tower Rd, Athol, MA 01331 9823 A+5.0 ★Texas Ratio: 5.99%	Conventional, Jumbo, HELOC	6 +6 HELOCs	0.6%	87.5%	$993,333	View
Direct Federal Credit Union 50 Cabot St, Needham, MA 02494	Conventional, Jumbo	6	0.6%	66.7%	$286,666
Institution For Savings 112 County Rd, Amesbury, MA 01913 A+5.0 ★Texas Ratio: 0.22%	Conventional, Jumbo	6	0.6%	77.8%	$878,333	View
Watertown Savings Bank 980 Massachusetts Ave, Arlington, MA 02476 A+5.0 ★Texas Ratio: 1.01%	Conventional, Jumbo	6	0.6%	100%	$1,048,333	View
Harvard Federal Credit Union 55 Fruit St, Boston, MA 02114 2621 A5.0 ★Texas Ratio: 9.82%	Conventional, Jumbo, HELOC	5 +5 HELOCs	0.5%	100%	$881,000	View
Goldman Sachs Bank USA 125 High St, Boston, MA 02110 A+5.0 ★Texas Ratio: 4.32%	Conventional, Jumbo	5	0.5%	100%	$1,677,000	View
Cathay Bank 621 Washington St, Boston, MA 02111 A+5.0 ★Texas Ratio: 4.57%	Conventional, Jumbo	5	0.5%	100%	$1,247,000	View
Stonehambank - A Co-Operative 493 Boston Rd, Billerica, MA 01821 A+5.0 ★Texas Ratio: 3.27%	Conventional, Jumbo	4	0.4%	100%	$2,377,500	View
East Cambridge Savings Bank 105 Broadway, Arlington, MA 02474 A+5.0 ★Texas Ratio: 1.72%	Conventional, Jumbo	4	0.4%	100%	$792,500	View
OneLocal Bank 1 Central St, Foxboro, MA 02035 A+5.0 ★Texas Ratio: 1.33%	Conventional, Jumbo	4	0.4%	100%	$2,252,500	View
All One Credit Union 159 Mechanic St, Clinton, MA 01510 A+5.0 ★Texas Ratio: 2.11%	Conventional, Jumbo	3	0.3%	100%	$505,000	View
Brightbridge Credit Union 100 Macy St, Amesbury, MA 01913 4315	Conventional, Jumbo	3	0.3%	100%	$1,075,000	View
Lowell Five Cent Savings Bank 700 Boston Rd, Billerica, MA 01821 A5.0 ★Texas Ratio: 6.48%	Conventional, Jumbo	3	0.3%	100%	$1,125,000	View
Jeanne D'Arc Credit Union 245 Chelmsford St, Chelmsford, MA 01824 2343 A+5.0 ★Texas Ratio: 2.58%	Conventional	3	0.3%	100%	$511,666	View
MutualOne Bank 1 Lincoln St, Framingham, MA 01702 B4.5 ★Texas Ratio: 20.48%	Conventional, Jumbo	2	0.2%	100%	$1,890,000	View
Bny Mellon, N.A. One Boston Place, Boston, MA 02108 A+5.0 ★Texas Ratio: 0.37%	Conventional	2	0.2%	100%	$780,000	View
Sharon & Crescent United Credit Union 115 Commercial St, Brockton, MA 02302 A+5.0 ★Texas Ratio: 2.19%	Conventional, Jumbo	2	0.2%	100%	$1,145,000	View
Middlesex Federal Savings 53 Riverside Ave, Medford, MA 02155 A+5.0 ★Texas Ratio: 0.41%	Conventional, Jumbo	2	0.2%	100%	$1,245,000	View
BankGloucester 15 Martin St, Essex, MA 01929 C-3.7 ★Texas Ratio: 30.61%	Conventional, Jumbo	2	0.2%	100%	$865,000	View
Winter Hill Bank 271 Main St, North Reading, MA 01864 A+5.0 ★Texas Ratio: 0.00%	Conventional	2	0.2%	100%	$555,000	View
Eagle Bank 389 Hanover St, Boston, MA 02113 A+5.0 ★Texas Ratio: 0.32%	Conventional, Jumbo	2	0.2%	100%	$1,095,000	View
Cornerstone Bank 52 Main St, Ashburnham, MA 01430 A+5.0 ★Texas Ratio: 2.94%	Conventional	2	0.2%	100%	$270,000	View
Dedham Institution For Savings 100 Old Billerica Rd, Bedford, MA 01730 A5.0 ★Texas Ratio: 10.91%	Conventional, Jumbo	2	0.2%	100%	$730,000	View
Cape Cod Five Cents Savings Bank 2745 Main St, Brewster, MA 02631 A+5.0 ★Texas Ratio: 3.37%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$465,000	View
PeoplesBank 56 Amity St, Amherst, MA 01002 A+5.0 ★Texas Ratio: 5.27%	Conventional, Jumbo, HELOC	1 +1 HELOCs	0.1%	100%	$1,855,000	View
Baycoast Mortgage Company, LLC 2 Locust St, Berkley, MA 02779 A5.0 ★Texas Ratio: 12.75%	Conventional	1	0.1%	100%	$285,000	View
Bank of Canton 850 Southbridge St, Auburn, MA 01501 A+5.0 ★Texas Ratio: 4.22%	Conventional	1	0.1%	50%	$705,000	View
Charles River Bank 3 S Maple St, Bellingham, MA 02019 A-4.4 ★Texas Ratio: 5.05%	Conventional, Jumbo	1	0.1%	100%	$1,625,000	View
Unibank For Savings 10 Cheney St, Blackstone, MA 01504 A+5.0 ★Texas Ratio: 5.57%	Conventional, Jumbo	1	0.1%	100%	$1,895,000	View
Coastal Heritage Bank 744 Broad St, East Weymouth, MA 02189 A5.0 ★Texas Ratio: 10.65%	Conventional, Jumbo	1	0.1%	50%	$1,255,000	View
Bank of Easton 275 Washington St, North Easton, MA 02356 A+5.0 ★Texas Ratio: 0.01%	Conventional	1	0.1%	100%	$305,000	View
The Cooperative Bank 201 Main St, Charlestown, MA 02129	Conventional, Jumbo	1	0.1%	100%	$1,885,000
Liberty Bay Credit Union 300 Granite St Fl 3, Braintree, MA 02184 3909 A+5.0 ★Texas Ratio: 1.21%	Conventional, Jumbo	1	0.1%	100%	$1,685,000	View
Taunton Federal Credit Union 112 Main St, Acushnet, MA 02743 A+5.0 ★Texas Ratio: 4.22%	Conventional	1	0.1%	100%	$365,000	View
Trunorth Bank 6 Harrison Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 2.91%	Conventional, Jumbo	1	0.1%	100%	$2,905,000	View
Winchester Savings Bank 188 Medford St, Arlington, MA 02474 A+5.0 ★Texas Ratio: 1.57%	Conventional	1	0.1%	100%	$1,085,000	View
Hingham Institution For Savings 540 Tremont St, Boston, MA 02116 A5.0 ★Texas Ratio: 6.98%	Conventional, Jumbo	1	0.1%	50%	$1,895,000	View
RiverWorks Credit Union 256 Freeport St, Dorchester, MA 02122 2845	Conventional, Jumbo	1	0.1%	100%	$2,505,000
The Savings Bank 84 Main St, Andover, MA 01810 A5.0 ★Texas Ratio: 9.38%	Conventional	1	0.1%	100%	$605,000	View
Metro Credit Union 334 Watertown St, Newton, MA 02458 1306 A+5.0 ★Texas Ratio: 5.39%	HELOC	0 +10 HELOCs	0%	n/a		View
Salem Five Cents Savings Bank 285 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.29%	HELOC	0 +4 HELOCs	0%	n/a		View
Digital Federal Credit Union 100 Powdermill Rd, Acton, MA 01720	HELOC	0 +3 HELOCs	0%	n/a
Fall River Five Cents Savings 136 Faunce Corner Mall Rd, Dartmouth, MA 02747 A5.0 ★Texas Ratio: 7.62%	HELOC	0 +3 HELOCs	0%	n/a		View
Fidelity Co-Operative Bank 56 Common St, Barre, MA 01005 C+4.0 ★Texas Ratio: 26.47%	HELOC	0 +3 HELOCs	0%	n/a		View
Align Credit Union 19 Haverhill Rd, Amesbury, MA 01913 A5.0 ★Texas Ratio: 10.06%	HELOC	0 +2 HELOCs	0%	n/a		View
Hanscom Federal Credit Union 325 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.62%	HELOC	0 +2 HELOCs	0%	n/a		View
Salem Five Mortgage Company LLC	Conventional, Jumbo	18	1.8%	95%	$1,013,333
Radius Financial Group Inc	Conventional, Jumbo	9	0.9%	100%	$655,000
Northpoint Mortgage, Inc. A5.0 ★Texas Ratio: 8.47%	Conventional, Jumbo	3	0.3%	100%	$871,666	View
Enterprise Bank and Trust Company	Conventional, Jumbo	2	0.2%	66.7%	$1,390,000
Mortgage Equity Partners LLC	Conventional, Jumbo	2	0.2%	100%	$1,095,000
Bangor Savings Bank A+5.0 ★Texas Ratio: 4.53%	Conventional, Jumbo	2	0.2%	100%	$1,020,000	View
New Fed Mortgage Corp.	Conventional	2	0.2%	100%	$435,000
Members Mortgage Company Inc	Conventional	2	0.2%	100%	$345,000
Mit Federal Credit Union	Conventional	1	0.1%	100%	$265,000
Harborone Bank	HELOC	0 +1 HELOCs	0%	n/a
Guaranteed Rate, Inc.	Conventional, Jumbo, HELOC	52 +4 HELOCs	5.1%	98.1%	$1,116,346
CrossCountry Mortgage, LLC	Conventional, VA, Jumbo, HELOC	37 +1 HELOCs	3.6%	100%	$1,077,162
Rocket Mortgage	Conventional, VA, Jumbo	31	3%	91.4%	$804,677
US Bank, N.A. A+5.0 ★Texas Ratio: 2.85%	Conventional, Jumbo, HELOC	29 +3 HELOCs	2.8%	100%	$1,267,758	View
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	Conventional, Jumbo	20	1.9%	100%	$1,915,500	View
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	19	1.8%	100%	$1,079,210	View
Berkshire Bank A-5.0 ★Texas Ratio: 14.36%	Conventional, Jumbo, HELOC	17 +2 HELOCs	1.7%	94.4%	$1,142,647	View
Guaranteed Rate Affinity, LLC	Conventional, Jumbo	15	1.5%	93.8%	$992,333
United Wholesale Mortgage	Conventional, FHA, Jumbo	15	1.5%	76.2%	$762,333
Fairway Independent Mort Corp	Conventional, Jumbo	15	1.5%	78.9%	$1,116,333
Webster Bank, N.A.	Conventional, Jumbo, HELOC	14 +3 HELOCs	1.4%	78.9%	$1,140,714
Washington Trust Mortgage Company LLC A5.0 ★Texas Ratio: 7.00%	Conventional, Jumbo	14	1.4%	100%	$895,000	View
Nations Direct Mortgage, LLC	Conventional	10	1%	100%	$531,000
Liberty Bank A+5.0 ★Texas Ratio: 1.21%	Conventional, Jumbo	9	0.9%	90.9%	$1,148,333	View
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo	8	0.8%	100%	$1,470,000	View
United Nations Federal CU	Conventional, Jumbo	8	0.8%	100%	$910,000
EMM Loans LLC	Conventional	6	0.6%	100%	$660,000
Guild Mortgage Company	Conventional, Jumbo	6	0.6%	85.7%	$846,666
General Mortgage Capital Corporation	Conventional, Jumbo	6	0.6%	85.7%	$880,000
Movement Mortgage, LLC	Conventional, Jumbo, HELOC	5 +1 HELOCs	0.5%	100%	$1,187,000
Newrez LLC	Conventional, FHA	5	0.5%	100%	$667,000
Pennymac Loan Services LLC	Conventional, FHA, Jumbo	5	0.5%	83.3%	$1,275,000
Harborone Mortgage, LLC	Conventional, Jumbo	5	0.5%	83.3%	$889,000
loanDepot.com LLC	Conventional, Jumbo	4	0.4%	100%	$915,000
AmWest Funding Corp	Conventional, Jumbo	4	0.4%	100%	$957,500
Mutual of Omaha Mortgage	Conventional, FHA, Jumbo	4	0.4%	83.3%	$825,000
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional, Jumbo	4	0.4%	100%	$1,437,500	View
Sage Home Loans Corporation	Conventional, Jumbo	3	0.3%	100%	$845,000
Dart Bank	Conventional, Jumbo	3	0.3%	100%	$898,333
Amerisave Mortgage Company	Conventional	3	0.3%	23.1%	$598,333
Redwood Residential Acquisition Corporation	Conventional, Jumbo	3	0.3%	100%	$2,291,666
Hsbc Bank USA, NA A+5.0 ★Texas Ratio: 4.86%	Conventional, Jumbo	3	0.3%	75%	$1,315,000	View
New American Funding, LLC.	Conventional	3	0.3%	100%	$471,666
Mld Mortgage, Inc.Dba the Money Store	Conventional	3	0.3%	100%	$551,666
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, Jumbo	3	0.3%	100%	$541,666	View
Cornerstone First Mortgage, LLC	Conventional	2	0.2%	100%	$285,000
Primelending	Conventional, Jumbo	2	0.2%	100%	$2,705,000
Huntington National Bank A+5.0 ★Texas Ratio: 3.66%	Conventional, Jumbo	2	0.2%	100%	$1,250,000	View
Synergy One Lending, Inc.	Conventional	2	0.2%	100%	$260,000
Union Home Mortgage Corp.	Conventional	2	0.2%	100%	$805,000
Total Mortgage Services, LLC	Conventional	2	0.2%	100%	$665,000
Nfm, Inc	Conventional, Jumbo	2	0.2%	100%	$1,420,000
Embrace Home Loans, Inc.	Conventional, Jumbo	2	0.2%	100%	$1,170,000
Nationstar Mortgage	Conventional	2	0.2%	100%	$260,000
Raymond James Bank A+5.0 ★Texas Ratio: 3.19%	Conventional, Jumbo	2	0.2%	100%	$2,305,000	View
Prosperity Home Mortgage, LLC	Conventional, VA, Jumbo	2	0.2%	50%	$920,000
Navy Federal Credit Union	Conventional	2	0.2%	50%	$305,000
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, HELOC	1 +4 HELOCs	0.1%	66.7%	$745,000	View
Mission Loans, LLC	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$365,000
Better Mortgage Corporation	Conventional, Jumbo, HELOC	1 +2 HELOCs	0.1%	33.3%	$1,035,000
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional, Jumbo	1	0.1%	100%	$1,105,000	View
Freedom Mortgage Corporation	Conventional	1	0.1%	100%	$775,000
Colorado Federal Savings Bank A+5.0 ★Texas Ratio: 3.16%	Conventional	1	0.1%	100%	$525,000	View
Go Mortgage, LLC	Conventional, Jumbo	1	0.1%	100%	$1,205,000
Nbkc Bank	Conventional	1	0.1%	100%	$805,000
Acrisure Mortgage, LLC	Conventional	1	0.1%	100%	$455,000
Allied Mortgage Group, Inc	Conventional	1	0.1%	100%	$545,000
Guidance Residential, LLC	Conventional	1	0.1%	100%	$545,000
AmeriHome Mortgage Company, LLC	Conventional	1	0.1%	100%	$305,000
American Financial Network, Inc.	Conventional, Jumbo	1	0.1%	100%	$1,305,000
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	Conventional, Jumbo	1	0.1%	100%	$1,555,000	View
Nqm Funding, LLC	Conventional, Jumbo	1	0.1%	100%	$2,605,000
Discover Bank	Conventional	1	0.1%	25%	$205,000
Credit Union Mortgage Associat	Conventional	1	0.1%	100%	$915,000
Bay Equity LLC	Conventional, Jumbo	1	0.1%	100%	$1,095,000
Greenbox Loans	Conventional	1	0.1%	100%	$165,000
Planet Home Lending, LLC	Conventional	1	0.1%	100%	$755,000
Centreville Bank A5.0 ★Texas Ratio: 10.15%	Conventional, Jumbo	1	0.1%	100%	$2,005,000	View
T2 Financial LLC	Conventional	1	0.1%	100%	$365,000
Ithink Financial Credit Union	Conventional, Jumbo	1	0.1%	100%	$1,925,000
Sierra Pacific Mortgage Co. Inc	Conventional	1	0.1%	100%	$285,000
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional	1	0.1%	100%	$685,000
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional	1	0.1%	100%	$755,000	View
Mortgage Research Center	Conventional	1	0.1%	100%	$265,000
Keystone Funding, Inc	Conventional	1	0.1%	50%	$475,000
Purdue Federal Cu	Conventional, Jumbo	1	0.1%	100%	$2,305,000
BMO Harris Bank NA A+5.0 ★Texas Ratio: 3.54%	Conventional, Jumbo	1	0.1%	100%	$1,625,000	View
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional, Jumbo	1	0.1%	100%	$1,505,000	View
Truist Bank ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87%	Conventional, Jumbo	1	0.1%	100%	$1,305,000	View
Paramount Residential Mortgage	Conventional, Jumbo	1	0.1%	100%	$925,000
University Federal Credit Union A+5.0 ★Texas Ratio: 3.82%	Conventional	1	0.1%	100%	$895,000	View
Ark-La-Tex Financial Services LLC	Conventional	1	0.1%	100%	$755,000
Cake Mortgage Corp.	Conventional, Jumbo	1	0.1%	100%	$1,405,000
Star One Credit Union	Conventional	1	0.1%	100%	$595,000
American Neighborhood Mortgage Acceptance Company	Conventional, Jumbo	1	0.1%	100%	$1,085,000
JMAC Lending, Inc.	Conventional	1	0.1%	100%	$685,000
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	HELOC	0 +3 HELOCs	0%	n/a		View
The Washington Trust Company, of Westerly A5.0 ★Texas Ratio: 7.00%	HELOC	0 +3 HELOCs	0%	n/a		View
Fourleaf Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Valley National Bank A+5.0 ★Texas Ratio: 5.76%	HELOC	0 +2 HELOCs	0%	n/a		View
Georgia'S Own Credit Union	HELOC	0 +1 HELOCs	0%	n/a
American Airlines Federal Cred	HELOC	0 +1 HELOCs	0%	n/a
Tower Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Usalliance Federal Credit Union A5.0 ★Texas Ratio: 8.11%	HELOC	0 +1 HELOCs	0%	n/a
Figure Lending LLC	HELOC	0 +1 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Service Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Nrl Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
BankNewport A5.0 ★Texas Ratio: 7.77%	HELOC	0 +1 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Newton Mortgage Rate Trends

Daily average mortgage rates for Massachusetts compared with the national average, updated every evening.

30-Year Fixed MA Avg

7.075%

▲ 0.078 vs 7 days ago

15-Year Fixed MA Avg

6.731%

▲ 0.111 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Newton, Massachusetts

Looking for mortgage lenders near me or mortgage brokers near me in Newton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Newton in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Newton, MA

Use these to narrow the list above. Each category shows how many Newton, MA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 60 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 82 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 31 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 4 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 3 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 103 lenders. Loans above the conforming limit for higher priced homes Local lenders based in MA 61 lenders headquartered in Massachusetts, the closest thing to a mortgage lender near you

Who Lends in Newton, MA

Independent mortgage companies closed 28.6 percent of home loans in Newton, Massachusetts in 2025, banks 66.7 percent and credit unions 4.7 percent. Radius Financial Group Inc was the largest mortgage company, The Village Bank the largest bank and Workers Federal Credit Union the largest credit union. Among lenders headquartered in Massachusetts, The Village Bank led with 76 loans.

28.6%

Mortgage companies

66.7%

Banks

4.7%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

An attorney must handle the closing in Massachusetts. State deeds excise (transfer tax) of $4.56 per $1,000 of price, customarily paid by the seller; Barnstable County charges $6.12 per $1,000, and Nantucket and Martha's Vineyard add a 2 percent buyer paid land bank fee. No mortgage recording tax.

More Massachusetts Mortgage Lender Pages

All Massachusetts lenders 613 lenders Boston 302 lenders Springfield 168 lenders Worcester 199 lenders Brockton 139 lenders Haverhill 157 lenders Lowell 160 lenders New Bedford 118 lenders Taunton 147 lenders Lynn 135 lenders Quincy 150 lenders Fall River 122 lenders Weymouth Town 152 lenders

Frequently Asked Questions About Mortgage Lenders in Newton, MA

Who is the largest mortgage lender in Newton, MA?

By home loans closed in 2025, The Village Bank was the largest mortgage lender in Newton, Massachusetts with 76 loans, about 7.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Newton, MA have the highest approval rates?

Among lenders with meaningful volume in Newton, Massachusetts, The Village Bank approved the highest share of completed applications in 2025 at 100 percent, against a 93.1 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Newton, MA mortgage lenders offer FHA, VA and USDA loans?

4 lenders closed FHA loans in Newton, Massachusetts in 2025, led by United Wholesale Mortgage with 1. 3 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Newton, MA lender list?

Yes. 82 banks and 31 credit unions closed home loans in Newton, Massachusetts in 2025, alongside 60 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Newton, MA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Newton, Massachusetts during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Newton, Massachusetts for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Newton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.