What are the current interest rates at Village Bank Auburndale, MA?

Current rates for Village Bank Auburndale, MA include: 12-Month CD: 3.75%, 18-Month CD: 3.75%, 24-Month CD: 3.75%, 36-Month CD: 3.75%, 48-Month CD: 3.50%, 60-Month CD: 3.50%, Savings: 3.50%, MMA: 2.75%

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Village Bank Auburndale, MA

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Village Bank Auburndale, MA Rates & Review October 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Village Bank Auburndale, MA provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 12, 2026

Village Bank Auburndale, MA's top rates as of October 12, 2026 are 4.50% APY on its 15-Months 15-Month Certificate, 3.50% APY on savings, 2.75% APY on money market accounts, 0.03% APY on checking, 6.00% on its 10-Year Fixed mortgage, and auto loans from 6.00% APR, according to rates verified by MonitorBankRates. Other Village Bank Auburndale, MA CD rates include 15-Months 15-Month IRA Certificate at 4.50%, 7-Months 7-Month IRA Certificate at 4.25%, and 12-Months 12-Month Certificate at 3.75%. Other Village Bank Auburndale, MA mortgage rates include 15-Year Fixed at 6.25%, 20-Year Fixed at 6.50%, and 30-Year Fixed at 6.75%. MonitorBankRates evaluates the financial stability of Village Bank Auburndale, MA with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.24%. Rates last updated and verified on 10/12/2026.

Village Bank Auburndale, MA money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Village Bank Auburndale, MA? Share your experience about Village Bank Auburndale, MA by leaving a review below, or read customer reviews before you decide to use Village Bank Auburndale, MA.

Verified Healthy Q2 2026 Use This Badge on Your Bank Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

2.24%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Village Bank Auburndale, MA

320 Needham St
Newton, MA 02464

https://www.village-bank.com

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Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

Village Bank Auburndale, MA CD Rates

Product	Rate	APY	Term
15 Month Certificate	4.41%	4.50%	15 months
No additional details. Last Updated 10/12/2026 Rate History No change since Sep 24, 2026 · 4.50% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.24%
15 Month IRA Certificate	4.41%	4.50%	15 months
No additional details. Last Updated 10/12/2026 Rate History No change since Sep 28, 2026 · 4.50% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.24%
7 Month IRA Certificate	4.17%	4.25%	7 months
No additional details. Last Updated 10/12/2026 Rate History No change since Sep 24, 2026 · 4.25% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.24%
12 Month Certificate	3.69%	3.75%	12 months
No additional details. Last Updated 10/12/2026 Rate History No change since Sep 24, 2026 · 3.75% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.24%
12 Month IRA Certificate	3.69%	3.75%	12 months
No additional details. Last Updated 10/12/2026 Rate History No change since Sep 28, 2026 · 3.75% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.24%
18 Month Certificate	3.69%	3.75%	18 months
No additional details. Last Updated 10/12/2026 Rate History No change since Sep 24, 2026 · 3.75% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.24%
18 Month IRA Certificate	3.69%	3.75%	18 months
No additional details. Last Updated 10/12/2026 Rate History No change since Sep 28, 2026 · 3.75% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.24%
2 Year Certificate	3.69%	3.75%	2 years
No additional details. Last Updated 10/12/2026 Rate History No change since Sep 24, 2026 · 3.75% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.24%
2 Year IRA Certificate	3.69%	3.75%	2 years
No additional details. Last Updated 10/12/2026 Rate History No change since Sep 28, 2026 · 3.75% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.24%
3 Year Certificate	3.69%	3.75%	3 years
No additional details. Last Updated 10/12/2026 Rate History No change since Sep 24, 2026 · 3.75% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.24%
3 Year IRA Certificate	3.69%	3.75%	3 years
No additional details. Last Updated 10/12/2026 Rate History No change since Sep 28, 2026 · 3.75% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.24%
30 Month Certificate	3.69%	3.75%	30 months
No additional details. Last Updated 10/12/2026 Rate History No change since Sep 24, 2026 · 3.75% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.24%
30 Month IRA Certificate	3.69%	3.75%	30 months
No additional details. Last Updated 10/12/2026 Rate History No change since Sep 28, 2026 · 3.75% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.24%
4 Year IRA Certificate	3.45%	3.50%	4 years
No additional details. Last Updated 10/12/2026 Rate History No change since Sep 24, 2026 · 3.50% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.24%
5 Year Certificate	3.45%	3.50%	5 years
No additional details. Last Updated 10/12/2026 Rate History No change since Sep 24, 2026 · 3.50% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.24%
5 Year IRA Certificate	3.45%	3.50%	5 years
No additional details. Last Updated 10/12/2026 Rate History No change since Sep 28, 2026 · 3.50% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.24%
6 Month IRA Certificate	3.45%	3.50%	6 months
No additional details. Last Updated 10/12/2026 Rate History No change since Sep 24, 2026 · 3.50% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.24%
91 Day IRA Certificate	3.25%	3.25%	91 Days
No additional details. Last Updated 10/12/2026 Rate History No change since Sep 24, 2026 · 3.25% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.24%

Village Bank Auburndale, MA Savings Rates

Product	Rate	APY
High Yield Savings Account	-	3.50%
Min Deposit $20 Details The Annual Percentage Yield for the Village Bank High Yield Savings Account is 3.50% for balances up to $4,999,999.99. For total balances above $4,999,999.99, the rate is blended; the first $4,999,999.99 will earn 3.50% APY and the remaining balance will earn 0.05% APY. For example, if your Village Bank High Yield Savings account had a daily balance of $6,000,000, you would earn 3.50% APY for that day on $4,999,999.99 and 0.05% APY on the remaining $1,000,000.01. Personal accounts only. Rates may change after account is opened. The Village Bank High Yield Savings account offer is available to new or existing customers depositing new money not currently or previously on deposit with The Village Bank. Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 3.50% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.24%
Village High Yield Savings (New Money Only)	3.45%	3.50%
Min Balance $0 Details Balance: $0 to $4,999,999.99; New Money Only Last Updated 10/12/2026 Rate History No change since Sep 24, 2026 · 3.50% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.24%
Basic Banking Statement Savings	0.05%	0.05%
Min Balance $0 Last Updated 10/12/2026 Rate History No change since Sep 24, 2026 · 0.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.24%
Compass Savings Account	0.05%	0.05%
Min Balance $0 Last Updated 10/12/2026 Rate History No change since Sep 24, 2026 · 0.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.24%
Passbook Savings	0.05%	0.05%
Min Balance $0 Last Updated 10/12/2026 Rate History No change since Sep 24, 2026 · 0.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.24%
Village High Yield Savings (New Money Only)	0.05%	0.05%
Min Balance $5,000,000 Details Balance: $5,000,000 and up; New Money Only Last Updated 10/12/2026 Rate History No change since Sep 24, 2026 · 0.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.24%
Village Savings Account	0.05%	0.05%
Min Balance $0 Last Updated 10/12/2026 Rate History No change since Sep 24, 2026 · 0.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.24%
eVolve Savings Account	0.01%	0.01%
Min Balance $0 Last Updated 10/12/2026 Rate History No change since Sep 24, 2026 · 0.01% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.24%

Village Bank Auburndale, MA Money Market Rates

Product	Rate	APY
Village Money Market Account	2.72%	2.75%
Min Balance $500,000 Details Balance: $500,000 and up Last Updated 10/12/2026 Rate History No change since Sep 24, 2026 · 2.75% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.24%
Village Money Market Account	1.49%	1.50%
Min Balance $150,000 Details Balance: $150,000 to $499,999.99 Last Updated 10/12/2026 Rate History No change since Sep 24, 2026 · 1.50% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.24%
Village Money Market Account	1.00%	1.00%
Min Balance $75,000 Details Balance: $75,000 to $149,999.99 Last Updated 10/12/2026 Rate History No change since Sep 24, 2026 · 1.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.24%
Village Money Market Account	0.75%	0.75%
Min Balance $25,000 Details Balance: $25,000 to $74,999.99 Last Updated 10/12/2026 Rate History No change since Sep 24, 2026 · 0.75% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.24%
Village Money Market Account	0.25%	0.25%
Min Balance $0 Details Balance: $0 - $24,999.99 Last Updated 10/12/2026 Rate History No change since Sep 24, 2026 · 0.25% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.24%

Village Bank Auburndale, MA Business Money Market Rates

Product	Rate	APY
Village Business Money Market Account	2.72%	2.75%
Min Balance $500,000 Details Balance: $500,000 and up Last Updated 10/12/2026 Rate History No change since Sep 28, 2026 · 2.75% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.24%
Village Business Money Market Account	1.49%	1.50%
Min Balance $150,000 Details Balance: $150,000 to $499,999.99 Last Updated 10/12/2026 Rate History No change since Sep 28, 2026 · 1.50% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.24%
Village Business Money Market Account	1.00%	1.00%
Min Balance $75,000 Details Balance: $75,000 to $149,999.99 Last Updated 10/12/2026 Rate History No change since Sep 28, 2026 · 1.00% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.24%
Village Business Money Market Account	0.75%	0.75%
Min Balance $25,000 Details Balance: $25,000 to $74,999.99 Last Updated 10/12/2026 Rate History No change since Sep 28, 2026 · 0.75% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.24%
Village Business Money Market Account	0.25%	0.25%
Min Balance $0 Details Balance: $0 to $24,999.99 Last Updated 10/12/2026 Rate History No change since Sep 28, 2026 · 0.25% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.24%

Village Bank Auburndale, MA Checking Rates

Product	Rate	APY	View More
Village Interest Checking	0.03%	0.03%
Min Balance $0 Last Updated 10/12/2026 Rate History No change since Sep 24, 2026 · 0.03% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.24%

Village Bank Auburndale, MA Mortgage Rates

Product	Rate	Points	APR	Term
10-Year Fixed	6.00%	0	6.521%	10 years
No additional details. Last Updated 10/12/2026 Rate History 1 change since Sep 16, 2026 · 6.27% → 6.52% ▲ 0.25 pts · high 6.52% / low 6.27% Oct 1, 20266.52%▲ from 6.27% Sep 16, 20266.27%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.24%
15-Year Fixed	6.25%	0	6.623%	15 years
No additional details. Last Updated 10/12/2026 Rate History 1 change since Sep 16, 2026 · 6.37% → 6.62% ▲ 0.25 pts · high 6.62% / low 6.37% Oct 1, 20266.62%▲ from 6.37% Sep 16, 20266.37%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.24%
20-Year Fixed	6.50%	0	6.802%	20 years
No additional details. Last Updated 10/12/2026 Rate History 1 change since Sep 16, 2026 · 6.55% → 6.80% ▲ 0.25 pts · high 6.80% / low 6.55% Oct 1, 20266.80%▲ from 6.55% Sep 16, 20266.55%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.24%
30-Year Fixed	6.75%	0	6.984%	30 years
No additional details. Last Updated 10/12/2026 Rate History 1 change since Sep 16, 2026 · 6.73% → 6.98% ▲ 0.25 pts · high 6.98% / low 6.73% Oct 1, 20266.98%▲ from 6.73% Sep 16, 20266.73%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.24%
Adjustable Rate Mortgages - Owner Occupied - 10/1 ARM	6.625%	0	7.145%	30 years
Details Months 1 to 120: $6.40; Months 121 to 359: $6.85; Month 360: $6.85 Last Updated 10/12/2026 Rate History No change since Oct 1, 2026 · 7.15% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.24%
Adjustable Rate Mortgages - Owner Occupied - 5/1 ARM	6.125%	0	7.172%	30 years
Details Months 1 to 60: $6.08; Months 61 to 359: $6.89; Month 360: $6.87 Last Updated 10/12/2026 Rate History No change since Oct 1, 2026 · 7.17% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.24%
Adjustable Rate Mortgages - Owner Occupied - 7/1 ARM	6.50%	0	7.205%	30 years
Details Months 1 to 84: $6.32; Months 85 to 359: $6.88; Month 360: $6.87 Last Updated 10/12/2026 Rate History No change since Oct 1, 2026 · 7.21% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.24%

Village Bank Auburndale, MA Home Equity & HELOC

Product	Rate	Points	APR
Home Equity Line - Prime -0.50%	6.25%	-	6.25%
Details 1st Lien, Primary Home, Auto Payment from eVolve Checking account; Intro rate expires: 6 months Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 6.25% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.24%
Home Equity Line - Prime -0.50%	6.50%	-	6.50%
Details 1st Lien, Primary Home; Intro rate expires: 6 months Last Updated 10/12/2026 Rate History 1 change since Sep 16, 2026 · 6.25% → 6.50% ▲ 0.25 pts · high 6.50% / low 6.25% Sep 24, 20266.50%▲ from 6.25% Sep 16, 20266.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.24%
Home Equity Line - Prime Only	7.00%	-	7.00%
Details 2nd Lien, Primary Home (1st lien with another lender); Intro rate expires: 6 months Last Updated 10/12/2026 Rate History 1 change since Sep 16, 2026 · 6.75% → 7.00% ▲ 0.25 pts · high 7.00% / low 6.75% Sep 24, 20267.00%▲ from 6.75% Sep 16, 20266.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.24%
Home Equity Line - Prime +0.50%	7.50%	-	7.50%
Details Second Home; Intro rate expires: 6 months Last Updated 10/12/2026 Rate History 1 change since Sep 16, 2026 · 7.25% → 7.50% ▲ 0.25 pts · high 7.50% / low 7.25% Sep 24, 20267.50%▲ from 7.25% Sep 16, 20267.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.24%

Village Bank Auburndale, MA Auto Loan Rates

Product	Rate	Points	APR	Term
New & Used Car Loans	6.00%	-	6.00%	1 Year
Details Loan Amount: $1,000 Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 6.00% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.24%
New & Used Car Loans	6.50%	-	6.50%	2 Year
Details Loan Amount: $2,000 Last Updated 10/12/2026 Rate History 2 changes since Sep 16, 2026 · 6.50% → 6.50% ▼ 0.00 pts · high 6.99% / low 6.50% Oct 8, 20266.50%▼ from 6.99% Sep 24, 20266.99%▲ from 6.50% Sep 16, 20266.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.24%
New & Used Car Loans	6.99%	-	6.99%	24 months
No additional details. Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 6.99% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.24%
New & Used Car Loans	6.99%	-	6.99%	36 months
No additional details. Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 6.99% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.24%
New & Used Car Loans	7.00%	-	7.00%	3 Year
Details Loan Amount: $3,000 Last Updated 10/12/2026 Rate History 2 changes since Sep 16, 2026 · 7.00% → 7.00% ▼ 0.00 pts · high 7.00% / low 6.99% Oct 8, 20267.00%▲ from 6.99% Sep 24, 20266.99%▼ from 7.00% Sep 16, 20267.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.24%
New & Used Car Loans	7.49%	-	7.49%	48 months
No additional details. Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 7.49% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.24%
New & Used Car Loans	7.50%	-	7.50%	4 Year
Details Loan Amount: $4,000 Last Updated 10/12/2026 Rate History 2 changes since Sep 16, 2026 · 7.50% → 7.50% ▼ 0.00 pts · high 7.50% / low 7.49% Oct 8, 20267.50%▲ from 7.49% Sep 24, 20267.49%▼ from 7.50% Sep 16, 20267.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.24%
New & Used Car Loans	7.99%	-	7.99%	60 months
No additional details. Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 7.99% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.24%
New & Used Car Loans	8.00%	-	8.00%	5 Year
Details Loan Amount: $5,000 Last Updated 10/12/2026 Rate History 2 changes since Sep 16, 2026 · 8.00% → 8.00% ▼ 0.00 pts · high 8.00% / low 7.99% Oct 8, 20268.00%▲ from 7.99% Sep 24, 20267.99%▼ from 8.00% Sep 16, 20268.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.24%
New & Used Car Loans	8.49%	-	8.49%	72 months
No additional details. Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 8.49% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.24%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Village Bank Auburndale, MA’s Texas Ratio stayed near 1.85% in Q3 2023 to 2.24% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$2.1B	2.24%	5.0	A+
March 31, 2026	$2.0B	3.30%	5.0	A+
December 31, 2025	$2.0B	3.00%	5.0	A+
September 30, 2025	$2.0B	1.29%	5.0	A+
June 30, 2025	$2.0B	0.60%	5.0	A+
March 31, 2025	$2.0B	0.63%	5.0	A+
December 31, 2024	$2.0B	1.04%	5.0	A+
September 30, 2024	$2.0B	0.83%	5.0	A+
June 30, 2024	$2.0B	1.51%	5.0	A+
March 31, 2024	$1.9B	1.67%	5.0	A+
December 31, 2023	$2.0B	1.78%	5.0	A+
September 30, 2023	$1.9B	1.85%	5.0	A+

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Village Bank Auburndale, MA is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Village Bank Auburndale, MA rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Village Bank Auburndale, MA's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Village Bank Auburndale, MA

FDIC Certificate # 26336

Address 320 Needham St, Newton, MA 02464 · Middlesex

Website https://www.village-bank.com

Established 19100501

FDIC Insurance Date 19850812

Domestic Offices 11

Total Branches 11

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 99/100

5.0

Exceptional Out of 5.0 Stars

2.24%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.4799%

Return on Equity (ROE) 5.6500%

Non-Performing Loans (NPL) 0.19%

Total Assets $2,068,136,000

Total Deposits $1,798,506,000

Equity Capital $176,413,000

Net Income $4,920,000

Headquarters Newton

Total Branches and Offices 11

Source: FDIC | Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

Village Bank Auburndale, MA earned the Verified Healthy badge

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Frequently Asked Questions About Village Bank Auburndale, MA

How many branches does Village Bank Auburndale, MA operate?

Village Bank Auburndale, MA currently maintains approximately 11 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Village Bank Auburndale, MA does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Village Bank Auburndale, MA provides members with tools to manage their accounts and build a solid financial history.

Does Village Bank Auburndale, MA offer online and mobile banking?

Most modern institutions like Village Bank Auburndale, MA provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.village-bank.com.

Current Village Bank Auburndale, MA Rates

12-Month CD3.75%
18-Month CD3.75%
24-Month CD3.75%
36-Month CD3.75%
48-Month CD3.50%
60-Month CD3.50%
Savings3.50%
MMA2.75%

Retrieved from our database of financial products. Rates subject to change.

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Village Bank Auburndale, MA Rates & Review October 2026

Brian McKay

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Village Bank Auburndale, MA earned the Verified Healthy badge

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Frequently Asked Questions About Village Bank Auburndale, MA

How many branches does Village Bank Auburndale, MA operate?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Village Bank Auburndale, MA offer online and mobile banking?

Current Village Bank Auburndale, MA Rates

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