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Village Bank Auburndale, MA Rates & Review August 2026

Village Bank Auburndale, MA's 3 years rates are at 3.50%, 30-Months 30-Month rates are at 3.50%, 5 years rates are at 3.50%, IRA Certificate 3 years rates are at 3.50%, 30-Months IRA Certificate 30-Month rates are at 3.50%. Village Bank Auburndale, MA's savings rates are at 0.01%. Village Bank Auburndale, MA's money market rates are at 0.25%. Village Bank Auburndale, MA's 10-Year Fixed rates are at 5.50%, 15-Year Fixed rates are at 5.75%, 20-Year Fixed rates are at 6.00%, 30-Year Fixed rates are at 6.25%, Adjustable Rate Mortgages - Owner Occupied - 5/1 ARM rates are at 5.75%. Village Bank Auburndale, MA's Personal Loan Rates are at 6.00%. MonitorBankRates evaluates the financial stability of Village Bank Auburndale, MA with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.85%. Rates last updated and verified on 08/28/2026.

Village Bank Auburndale, MA money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Village Bank Auburndale, MA? Share your experience about Village Bank Auburndale, MA by leaving a review below, or read customer reviews before you decide to use Village Bank Auburndale, MA.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.85%
Excellent Lower than avg
Village Bank Auburndale, MA
320 Needham St
Newton, MA 02464
https://www.village-bank.com
Member FDIC

Village Bank Auburndale, MA CD Rates

Product Rate APY Term View More
3 years 3.45% 3.50% 3 years
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.85%
30 month 3.45% 3.50% 30 months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.85%
5 years 3.45% 3.50% 5 years
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.85%
IRA Certificate 3 years 3.45% 3.50% 3 years
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.85%
IRA Certificate 30 month 3.45% 3.50% 30 months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.85%
IRA Certificate 4 years 3.45% 3.50% 4 years
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.85%
IRA Certificate 5 years 3.45% 3.50% 5 years
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.85%
12 month 3.30% 3.35% 12 months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.85%
18 month 3.30% 3.35% 18 months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.85%
2 years 3.30% 3.35% 2 years
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.85%
IRA Certificate 12 month 3.30% 3.35% 12 months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.85%
IRA Certificate 18 month 3.30% 3.35% 18 months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.85%
IRA Certificate 2 years 3.30% 3.35% 2 years
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.85%
IRA Certificate 6 month 3.20% 3.25% 6 months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.85%
IRA Certificate 91 Days 3.25% 3.25% 91 Days
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.85%

Village Bank Auburndale, MA Savings Rates

Product Rate APY View More
Village Bank High Yield Savings Account - 3.25%
Min Deposit $20
Details The Annual Percentage Yield for the Village Bank High Yield Savings Account is 3.25% for balances up to $4,999,999.99. For total balances above $4,999,999.99, the rate is blended; the first $4,999,999.99 will earn 3.25% APY and the remaining balance will earn 0.05% APY. For example, if your Village Bank High Yield Savings account had a daily balance of $6,000,000, you would earn 3.25% APY for that day on $4,999,999.99 and 0.05% APY on the remaining $1,000,000.01. Personal accounts only. Rates may change after account is opened. The Village Bank High Yield Savings account offer is available to new or existing customers depositing new money not currently or previously on deposit with The Village Bank. This condition applies to all deposits, including the initial funding and any future additions. Failure to meet this requirement may result in disqualification from the stated rate and account converted to the standard Village Savings rate. We reserve the right to review account funding sources and take appropriate action, including account closure, if this condition is not met.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.85%
Village High Yield Savings (New Money Only) 3.20% 3.25%
Min Balance $0
Details New Money Only
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.85%
Basic Banking Statement Savings 0.05% 0.05%
Min Balance $0
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.85%
Compass Savings Account 0.05% 0.05%
Min Balance $0
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.85%
Passbook Savings 0.05% 0.05%
Min Balance $0
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.85%
Village High Yield Savings (New Money Only) 0.05% 0.05%
Min Balance $5,000,000
Details New Money Only
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.85%
Village Savings Account 0.05% 0.05%
Min Balance $0
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.85%
eVolve Savings Account 0.01% 0.01%
Min Balance $0
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.85%

Village Bank Auburndale, MA Money Market Rates

Product Rate APY View More
Village Business Money Market Account 2.72% 2.75%
Min Balance $500,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.85%
Village Money Market Account 2.72% 2.75%
Min Balance $500,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.85%
Village Business Money Market Account 1.49% 1.50%
Min Balance $150,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.85%
Village Money Market Account 1.49% 1.50%
Min Balance $150,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.85%
Village Business Money Market Account 1.00% 1.00%
Min Balance $75,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.85%
Village Money Market Account 1.00% 1.00%
Min Balance $75,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.85%
Village Business Money Market Account 0.75% 0.75%
Min Balance $25,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.85%
Village Money Market Account 0.75% 0.75%
Min Balance $25,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.85%
Village Business Money Market Account 0.25% 0.25%
Min Balance $0
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.85%
Village Money Market Account 0.25% 0.25%
Min Balance $0
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.85%

Village Bank Auburndale, MA Checking Rates

Product Rate APY View More
Village Interest Checking 0.03% 0.03%
Min Balance $0
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.85%

Village Bank Auburndale, MA Mortgage Rates

Product Rate Points APR Term View More
10-Year Fixed 5.50% 0 6.01% 10 years
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.85%
15-Year Fixed 5.75% 0 6.11% 15 years
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.85%
20-Year Fixed 6.00% 0 6.29% 20 years
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.85%
30-Year Fixed 6.25% 0 6.48% 30 years
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.85%
Adjustable Rate Mortgages - Owner Occupied - 5/1 ARM 5.75% 0 6.72% 30 years
Details Months 1 to 60: $5.84; Months 61 to 359: $6.56; Month 360: $6.52
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.85%
Adjustable Rate Mortgages - Owner Occupied - 10/1 ARM 6.25% 0 6.73% 30 years
Details Months 1 to 120: $6.16; Months 121 to 359: $6.53; Month 360: $6.53
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.85%
Adjustable Rate Mortgages - Owner Occupied - 7/1 ARM 6.13% 0 6.77% 30 years
Details Months 1 to 84: $6.08; Months 85 to 359: $6.56; Month 360: $6.59
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.85%

Village Bank Auburndale, MA Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line - Prime -0.50% 6.00% - 5.50%
Details 1st Lien, Primary Home, Auto Payment from eVolve Checking account; Intro rate expires: 6 months
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.85%
Home Equity Line - Prime Only 6.75% - 5.50%
Details 2nd Lien, Primary Home (1st lien with another lender); Intro rate expires: 6 months
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.85%
Home Equity Line of Credit - - 5.50% 30-year term (10-year draw period with interest only payments followed by 20-yea
Details 5.50% APR is fixed for the first 6 months after closing and will not vary during the promotional period. After that, the APR will vary as follows: APR = Annual Percentage Rate. APR is subject to change without notice. APR is variable, tied to the Wall Street Journal Prime Rate, the index (currently 6.75% as of December 11, 2025) plus or minus a margin, and can change monthly. There is a minimum rate of 3.00% APR, and a maximum rate of 18% APR. Available for primary residences or secondary homes to new Home Equity Line of Credit (HELOC) borrowers only. Maximum combined loan-to-value of 80%. In order to receive prime -.50% APR, the HELOC must be in 1st lien position or subordinate to a Village Bank 1st lien, the property must be your primary home, max Combined Loan to Value (CLTV) 80%, other requirements may apply. In order to receive an additional -.25% APR reduction, HELOC payments must be auto debited from your Village Bank eVolve checking account, other requirements may apply. In order to qualify for the 5.50% promo the collateral must be primary residence. Second homes do not qualify. This offer is valid only for new HELOC accounts and cannot be used to refinance an existing Village Bank Home Equity plan.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.85%
Home Equity Line - Prime +0.50% 7.25% - 7.25%
Details Second Home
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.85%

Village Bank Auburndale, MA Auto Loan Rates

Product Rate Points APR Term View More
New & Used Car Loans 6.00% - 6.00% 1 Year
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.85%
New & Used Car Loans 6.50% - 6.50% 2 Year
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.85%
New & Used Car Loans 6.99% - 6.99% 24 months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.85%
New & Used Car Loans 7.00% - 7.00% 3 Year
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.85%
New & Used Car Loans 7.49% - 7.49% 48 months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.85%
New & Used Car Loans 7.50% - 7.50% 4 Year
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.85%
New & Used Car Loans 7.99% - 7.99% 60 months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.85%
New & Used Car Loans 8.00% - 8.00% 5 Year
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.85%
New & Used Car Loans 8.49% - 8.49% 72 months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.85%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Village Bank Auburndale, MA is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Village Bank Auburndale, MA rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Village Bank Auburndale, MA's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Village Bank Auburndale, MA
FDIC Certificate # 26336
Address 320 Needham St, Newton, MA 02464  ·  Middlesex
Established 05/01/1910
FDIC Insurance Date 08/12/1985
Domestic Offices 11
Total Branches 11
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 99/100
5.0
Exceptional Out of 5.0 Stars
1.85%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.1785%
Return on Equity (ROE) 2.3600%
Non-Performing Loans (NPL) 0.13%
Total Assets $2,049,182,000
Total Deposits $1,806,624,000
Equity Capital $172,501,000
Net Income $9,169,000
Headquarters Newton
Total Branches and Offices 11
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Frequently Asked Questions About Village Bank Auburndale, MA

How many branches does Village Bank Auburndale, MA operate?

Village Bank Auburndale, MA currently maintains approximately 11 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Village Bank Auburndale, MA does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Village Bank Auburndale, MA provides members with tools to manage their accounts and build a solid financial history.

Does Village Bank Auburndale, MA offer online and mobile banking?

Most modern institutions like Village Bank Auburndale, MA provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.village-bank.com.

Current Village Bank Auburndale, MA Rates

  • 12-Month CD3.35%
  • 18-Month CD3.35%
  • 24-Month CD3.35%
  • 36-Month CD3.50%
  • 48-Month CD3.50%
  • 60-Month CD3.50%
  • Savings0.01%
  • MMA0.25%
Retrieved from our database of financial products. Rates subject to change.