StonehamBank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.80%, 6-month CD rates at 4.80% and 3-month CD rates at 0.10%. Current savings rates are at 0.10% and money market rates are at 0.25%. Mortgage rates today on 30-year fixed loans are around 6.71%. Credit Card rates are at 15.40%. Personal Loan rates are at 8.25%. All these rates, and more, can be found in our database of rates. StonehamBank's 24-Month CD rates are at 4.50%, 60-Month CD rates are at 4.50%, 48-Month CD rates are at 4.50%, 36-Month CD rates are at 4.50%, 18-Month CD rates are at 4.07%. StonehamBank's savings rates are at 0.05%. StonehamBank's money market rates are at 0.20%. StonehamBank's 30-Year Fixed rates are at 7.12%, 15-Year Fixed rates are at 7.00%, 20-Year Fixed rates are at 6.88%.

StonehamBank

To see how these rates compare to StonehamBank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from StonehamBank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with StonehamBank CD rates. You can also compare StonehamBank savings rates, MMA rates and mortgage rates using our other rate lists.

StonehamBank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at StonehamBank? Share your experience about StonehamBank by leaving a review below, or read customer reviews before you decide to use StonehamBank.

StonehamBank Texas Ratio

StonehamBank's Texas Ratio is at 0.59%, which is considered excellent. The Texas Ratio for StonehamBank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, StonehamBank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
0.35%
18-Month CD
4.07%
24-Month CD
4.50%
36-Month CD
4.50%
48-Month CD
4.50%
60-Month CD
4.50%
Savings
0.05%
MMA
0.20%
30-Year Fixed
7.20%
Credit Card
N/A
Personal Loan
N/A
StonehamBank
80 Montvale Ave
Stoneham, MA 02180
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

StonehamBank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
StonehamBank
StonehamBank
24-Month CD
4.50%
$1,000
StonehamBank
StonehamBank
36-Month CD
4.50%
$1,000
StonehamBank
StonehamBank
48-Month CD
4.50%
$1,000
StonehamBank
StonehamBank
60-Month CD
4.50%
$1,000
StonehamBank
StonehamBank
18-Month CD
4.07%
$1,000
StonehamBank
StonehamBank
12-Month CD
0.35%
$1,000
StonehamBank
StonehamBank
Plus One Money market
0.20%
$10
StonehamBank
StonehamBank
Optimum Savings
0.05%
$10
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

StonehamBank Mortgage Rates

Lender
Product
Rate
APR
Points
StonehamBank
StonehamBank
20-Year Fixed
6.875%
6.971%
0.000
StonehamBank
StonehamBank
15-Year Fixed
7.000%
7.121%
0.000
StonehamBank
StonehamBank
30-Year Fixed
7.125%
7.201%
0.000

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare StonehamBank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
BankVista
BankVista
Kasasa Checking
6.00%
$50
Communitywide Federal Credit Union
Communitywide Federal Credit Union
6-Month CD
5.30%
$1,000
Chesapeake Bank
Chesapeake Bank
13-Month CD
5.10%
$1,000
Jovia Federal Credit Union
Jovia Federal Credit Union
13-Month CD
4.70%
$100
HSBC Trust Company (Delaware)
HSBC Trust Company (Delaware)
12-Month CD Online
4.70%
$0
TAB Bank
TAB Bank
24-Month CD
4.70%
$1,000
Maries County Bank
Maries County Bank
12-Month CD (special)
4.58%
$1,000
Meridian Bank
Meridian Bank
Hometown Money Market
4.50%
$25,000
Access Bank
Access Bank
30-Month CD (special)
4.45%
$1,000
University First Federal Credit Union
University First Federal Credit Union
24-Month CD
4.40%
$500
Kearney Trust Company
Kearney Trust Company
12-Month CD (Add-On)
4.25%
$25
First FSB of Twin Falls
First FSB of Twin Falls
11-Month CD (No Penalty)
4.23%
$5,000
American Bank & Trust Co, Inc.
American Bank & Trust Co, Inc.
Personal Money Market
4.15%
$300,000
705 Federal Credit Union
705 Federal Credit Union
18-Month CD certificate
4.06%
$1,000
Farmers Insurance Federal Credit Union
Farmers Insurance Federal Credit Union
Online Savings
4.00%
$0
Commerce Bank & Trust Winter Park, FL
Commerce Bank & Trust Winter Park, FL
18-Month CD
3.92%
$0
Iron Workers SB
Iron Workers SB
36-Month CD
3.00%
$500
Peoples T&S Bank Boonville, IN
Peoples T&S Bank Boonville, IN
60-Month CD
3.00%
$500
River Falls State Bank
River Falls State Bank
60-Month CD
2.73%
$500
American State Bank of Grygla
American State Bank of Grygla
30-Month CD
2.62%
$500
Kendall Bank
Kendall Bank
6-Month CD
2.50%
$1,000
American Commerce Bank, N.A.
American Commerce Bank, N.A.
30-Month CD
2.50%
$500
Old Exchange Bank of Okawville
Old Exchange Bank of Okawville
48-Month CD
2.26%
$1,000
Ultima Bank Minnesota
Ultima Bank Minnesota
12-Month CD
2.25%
$1,000
FCNB of St. Paris
60-Month CD
2.20%
$1,000
Washita State Bank
Washita State Bank
48-Month CD
2.12%
$1,000
Abound Federal Credit Union
Abound Federal Credit Union
Savvy Money Market
1.85%
$250,000
State Bank of St. Jacob
State Bank of St. Jacob
9-Month CD
1.75%
$2,500
TSB Bank
TSB Bank
12-Month CD
1.60%
$500
SSB of Wanamingo
SSB of Wanamingo
48-Month CD
1.46%
$500
Jewett City Savings Bank
Jewett City Savings Bank
24-Month CD
1.25%
$1,000
Mount Vernon B&T Co.
Mount Vernon B&T Co.
18-Month CD
1.05%
$500
PennCrest Bank
PennCrest Bank
24-Month CD
1.00%
$1,000
FNB of Peterstown
FNB of Peterstown
48-Month CD
1.00%
$2,500
First State Bank and Trust
First State Bank and Trust
3-Month CD
0.95%
$2,500
Conway National Bank (CNB)
Conway National Bank (CNB)
3-Month CD
0.90%
$500
First United Bank Dimmitt, TX
First United Bank Dimmitt, TX
Achieve Interest Checking
0.75%
$1,000
Bank of 1889
Bank of 1889
12-Month CD
0.50%
$500
Pioneer Bank Mapleton, MN
Pioneer Bank Mapleton, MN
12-Month CD
0.50%
$500
Savings Bank of Danbury
Savings Bank of Danbury
24-Month CD
0.40%
$500
First Commercial Bank, N.A.
First Commercial Bank, N.A.
Savings Account
0.35%
$100
The Middlefield Banking Company
The Middlefield Banking Company
6-Month CD
0.25%
$500
Eastern Bank
Eastern Bank
18-Month CD (Business Select)
0.20%
$500
Hatboro Federal Savings
Hatboro Federal Savings
Statement Savings
0.15%
$100
United Southern Bank
United Southern Bank
18-Month CD
0.15%
$1,000
FNB of River Falls
FNB of River Falls
Tiered Money Market
0.10%
$0
Gogebic Range Bank
Gogebic Range Bank
Now Checking
0.03%
$500
The Bank of Princeton
The Bank of Princeton
Classic Checking
0.02%
$500
Union Bank Morrisville, VT
Union Bank Morrisville, VT
Statement Savings
0.02%
$25
First State Bank New London, WI
First State Bank New London, WI
Interest Checking
0.01%
$50
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

StonehamBank Mortgage Rates

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
5.500%
5.614%
0.000
5.500%
5.716%
0.500
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
15-Year Fixed
5.750%
5.910%
0.000
5.870%
5.970%
0.000
15-Year Fixed Jumbo
5.875%
5.970%
0.000
5.950%
5.998%
0.000
6.000%
6.043%
0.000
15 Year Fixed
5.750%
6.046%
1.000
6.000%
6.056%
0.000
10-Year Power Rate Fixed
5.750%
6.068%
0.000
5.875%
6.071%
0.250
5.875%
6.079%
1.000
6.000%
6.084%
0.000
6.000%
6.084%
0.000
15-Year Power Rate Fixed
5.875%
6.101%
0.000
6.000%
6.121%
0.000
5.875%
6.121%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

StonehamBank Information

StonehamBank
80 Montvale Ave
Stoneham, MA 02180
Middlesex
Established Date: 01/01/1887
FDIC Certificate #: 26559
Date of FDIC Deposit Insurance: 02/14/1986
How Many Domestic U.S. Offices? 2
How Many Branches are There? 2
Is StonehamBank FDIC Insured? Yes
What is StonehamBank's Cert number? 26559
What is the maximum amount for insured deposits? $250,000 per holder, per account

StonehamBank Financials

Total Assets:
$762,502,000
Total Deposits:
$608,621,000
Equity Capital:
$58,160,000
Domestic Deposits:
$608,621,000
Net Income:
$948,000
Return on Assets:
0.2729%
Quarterly Return on Assets:
0.5100%
Pretax Return on Assets:
0.6762%
Pretax Quarterly Return on Assets:
0.6800%
Return on Equity:
3.1300%
Quarterly Return on Equity:
6.6600%
Common Equity Tier 1 Capital Ratio:
13.5086%
Tier 1 Risk-Based Capital Ratio:
13.5086%
Leverage Tier 1 (Core Capital) Ratio:
9.8095%
Total Risk-Based Capital Ratio (YTD):
14.7634%
Total Interest Income (YTD):
3.5368%
 
 
Headquarters:
Stoneham
FDIC Field Office:
North Boston
Regulator:
FDIC
County:
Middlesex
# of Offices:
2
Metropolitan Statistical Area (MSA):
Boston-Cambridge-Newton, MA-NH
Consolidated Metropolitan Statistical Area (CMSA):
Boston-Worcester-Lawrence, MA-NH-ME-CT
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC

Explore Other Rate Deals

8000-first-time-home-buyer-tax-credit-for-down-payments-on-fha-loans1$8,000 First-Time Home Buyer Tax Credit for Down Payments on FHA Loans? The Department of Housing and Urban Development (HUD) account last week that first time home buyers would be able to use the $8,000 "first-time home buyer tax credit" for down payments on FHA loans through the use of bridge loans.
Just like many Americans, you're probably not great at saving money but don't mind spending a few dollars on lottery tickets. Bankrate.com's 2014 Financial Security Index showed that 76 percent of Americans didn't have the recommended 6 months of expenses in an emergency savings account. A more depressing statistic is that 26 percent of Americans had no emergency savings at all and live paycheck to paycheck.
The best savings account rates and money market rates right now on our deposit rate list are currently at 1.04 percent. In this week's national rate survey from Bankrate the average savings rate is exactly half at 0.52 percent. The Federal Deposit Insurance Corporation's national average rate is even lower at 0.08 percent, making our top savings rate 13 times the FDIC average.

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StonehamBank Reviews

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