StonehamBank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.50%, 6-month CD rates at 4.30% and 3-month CD rates at 3.85%. Current savings rates are at 0.25% and money market rates are at 0.20%. Mortgage rates today on 30-year fixed loans are around 6.79%. Credit Card rates are at 8.99%. Personal Loan rates are at 12.25%. All these rates, and more, can be found in our database of rates. StonehamBank's 18-Month CD rates are at 3.75%, 60-Month CD rates are at 3.50%, 48-Month CD rates are at 3.50%, 36-Month CD rates are at 3.50%, 24-Month CD rates are at 3.50%. StonehamBank's savings rates are at 0.05%. StonehamBank's money market rates are at 0.20%. StonehamBank's 30-Year Fixed rates are at 6.88%, 20-Year Fixed rates are at 6.50%, 15-Year Fixed rates are at 6.12%.

StonehamBank

To see how these rates compare to StonehamBank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from StonehamBank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with StonehamBank CD rates. You can also compare StonehamBank savings rates, MMA rates and mortgage rates using our other rate lists.

StonehamBank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at StonehamBank? Share your experience about StonehamBank by leaving a review below, or read customer reviews before you decide to use StonehamBank.

StonehamBank Texas Ratio

StonehamBank's Texas Ratio is at 0.30%, which is considered excellent. The Texas Ratio for StonehamBank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, StonehamBank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
0.35%
18-Month CD
3.75%
24-Month CD
3.50%
36-Month CD
3.50%
48-Month CD
3.50%
60-Month CD
3.50%
Savings
0.05%
MMA
0.20%
30-Year Fixed
6.95%
Credit Card
N/A
Personal Loan
N/A
StonehamBank
80 Montvale Ave
Stoneham, MA 02180
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

StonehamBank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
StonehamBank
StonehamBank
18-Month CD
3.75%
$1,000
StonehamBank
StonehamBank
24-Month CD
3.50%
$1,000
StonehamBank
StonehamBank
36-Month CD
3.50%
$1,000
StonehamBank
StonehamBank
48-Month CD
3.50%
$1,000
StonehamBank
StonehamBank
60-Month CD
3.50%
$1,000
StonehamBank
StonehamBank
12-Month CD
0.35%
$1,000
StonehamBank
StonehamBank
Plus One Money market
0.20%
$10
StonehamBank
StonehamBank
Optimum Savings
0.05%
$10
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

StonehamBank Mortgage Rates

Lender
Product
Rate
APR
Points
StonehamBank
StonehamBank
15-Year Fixed
6.125%
6.238%
0.000
StonehamBank
StonehamBank
20-Year Fixed
6.500%
6.593%
0.000
StonehamBank
StonehamBank
30-Year Fixed
6.875%
6.949%
0.000

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare StonehamBank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Whatcom Educational Credit Union
Whatcom Educational Credit Union
Stash (Emergency) Savings
6.00%
$0
Citizens Bank & Trust Company KY
Citizens Bank & Trust Company KY
48-Month CD
4.35%
$500
Security Federal Bank
Security Federal Bank
6-Month CD
4.30%
$500
First Port City Bank
First Port City Bank
Interest Checking
4.00%
$0
Spring Bank Brookfield, WI
Spring Bank Brookfield, WI
24-Month CD
4.00%
$1,000
EagleBank
EagleBank
60-Month CD
3.85%
$1,000
F&M Union Bank
12-Month CD
3.79%
$1,000
CNB of McConnelsville
12-Month CD
3.75%
$5,000
UniBank
UniBank
12-Month CD
3.75%
$1,000
Bank of the Flint Hills
Bank of the Flint Hills
48-Month CD
3.75%
$500
Regent Bank (OK)
Regent Bank (OK)
48-Month CD
3.50%
$1,000
Northeast Bank Portland, ME
Northeast Bank Portland, ME
Propel Preferred Savings
3.50%
$50
The Berkshire Bank
The Berkshire Bank
12-Month CD
3.30%
$10,000
JVB Juniata Valley Bank
JVB Juniata Valley Bank
3-Month CD
3.24%
$1,000
Napoleon State Bank
Napoleon State Bank
24-Month CD
3.15%
$500
Northrim Bank
Northrim Bank
6-Month CD
3.03%
$500
Kirkwood Bank & Trust Co.
Kirkwood Bank & Trust Co.
36-Month CD
3.00%
$2,500
Union State Bank Olsburg, KS
Union State Bank Olsburg, KS
24-Month CD
3.00%
$1,000
Kendall Bank
Kendall Bank
36-Month CD
2.96%
$1,000
Queenstown Bank
Queenstown Bank
Premier Money Market
2.53%
$500,000
South Georgia Banking Company
South Georgia Banking Company
24-Month CD
2.32%
$1,000
Huntington FSB
Huntington FSB
60-Month CD
2.02%
$500
Preferred Bank Rothville, MO
Preferred Bank Rothville, MO
36-Month CD
2.02%
$500
Fifth District Savings Bank
Fifth District Savings Bank
60-Month CD
2.00%
$1,000
Farmers State Bank Elmwood, IL
Farmers State Bank Elmwood, IL
60-Month CD
1.99%
$1,000
Union State Bank Pell City, AL
Union State Bank Pell City, AL
60-Month CD
1.75%
$500
First State Bank New London, WI
First State Bank New London, WI
12-Month CD
1.50%
$5,000
Town & Country Bank Ravenna, NE
Town & Country Bank Ravenna, NE
Money Market
1.50%
$100,000
Liberty Bank Liberty, IL
Liberty Bank Liberty, IL
30-Month CD
1.41%
$500
Liberty Bank for Savings
Liberty Bank for Savings
60-Month CD
1.25%
$5,000
Shelby County State Bank
Shelby County State Bank
36-Month CD
1.10%
$1,000
Yampa Valley Bank
Yampa Valley Bank
Premier Money Market
1.05%
$0
Heritage Bank Wood River, NE
6-Month CD
1.00%
$1,000
Mid-Missouri Bank
Mid-Missouri Bank
36-Month CD
0.90%
$1,000
First Community Bank, Xenia-Flora
First Community Bank, Xenia-Flora
Passbook Savings
0.75%
$100
First National Bank in Pinckneyville
First National Bank in Pinckneyville
48-Month CD
0.75%
$500
Municipal Bank
Municipal Bank
60-Month CD
0.75%
$1,000
Mifflinburg B&T CO.
Mifflinburg B&T CO.
24-Month CD
0.55%
$500
Maspeth Federal S&L
Maspeth Federal S&L
Savings
0.50%
$100
Central Bank Houston, TX
Central Bank Houston, TX
3-Month CD
0.35%
$1,000
Grand Rapids SB
Grand Rapids SB
24-Month CD
0.30%
$1,000
Pioneer Community Bank, Inc.
Pioneer Community Bank, Inc.
Savings
0.25%
$50
Heritage Bank of the Ozarks
Heritage Bank of the Ozarks
Money Market
0.15%
$2,500
Somerset Trust Company
Somerset Trust Company
Statement Savings
0.11%
$100
Associated Bank
Associated Bank
60-Month CD
0.10%
$1,000
Catskill Hudson Bank
Catskill Hudson Bank
Interest Checking
0.07%
$0
Iron Workers SB
Iron Workers SB
Passbook Savings
0.05%
$100
Magnolia Bank Elizabethtown, KY
Magnolia Bank Elizabethtown, KY
Savings
0.05%
$1
PNC Bank
PNC Bank
Premiere Money Market
0.04%
$1
F&M Bank Laotto, IN
F&M Bank Laotto, IN
Easy Interest Checking
0.01%
$50
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

StonehamBank Mortgage Rates

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.125%
5.230%
0.000
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.500%
5.614%
0.000
5.500%
5.654%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.625%
5.797%
0.000
5.750%
5.801%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.832%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

StonehamBank Information

StonehamBank
80 Montvale Ave
Stoneham, MA 02180
Middlesex
Established Date: 01/01/1887
FDIC Certificate #: 26559
Date of FDIC Deposit Insurance: 08/09/1989
How Many Domestic U.S. Offices? 2
How Many Branches are There? 2
Is StonehamBank FDIC Insured? Yes
What is StonehamBank's Cert number? 26559
What is the maximum amount for insured deposits? $250,000 per holder, per account

StonehamBank Financials

Total Assets:
$796,195,000
Total Deposits:
$626,145,000
Equity Capital:
$60,167,000
Domestic Deposits:
$626,145,000
Net Income:
$918,000
Return on Assets:
0.3530%
Quarterly Return on Assets:
0.4700%
Pretax Return on Assets:
0.6379%
Pretax Quarterly Return on Assets:
0.6400%
Return on Equity:
4.7100%
Quarterly Return on Equity:
6.0800%
Common Equity Tier 1 Capital Ratio:
13.4834%
Tier 1 Risk-Based Capital Ratio:
13.4834%
Leverage Tier 1 (Core Capital) Ratio:
9.4580%
Total Risk-Based Capital Ratio (YTD):
14.7049%
Total Interest Income (YTD):
4.1343%
 
 
Headquarters:
Stoneham
FDIC Field Office:
North Boston
Regulator:
FDIC
County:
Middlesex
# of Offices:
2
Metropolitan Statistical Area (MSA):
Boston-Cambridge-Newton, MA-NH
Consolidated Metropolitan Statistical Area (CMSA):
Boston-Worcester-Lawrence, MA-NH-ME-CT
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Mortgage rates fell again in this week's Mortgage Application Survey which isn't a surprise since bond yields were also lower this past week. The average contact mortgage rate on 30 year mortgage loans is down to 4.46% for the week ending June 24, 2011, down from the prior week's average of 4.57%. Average mortgage points on 30 year home loans increased to 1.19 points, up from the previous week's average of 0.91 points.
We do anticipate deposit rates moving higher in the coming months when the Fed increases the fed funds rate. Hopefully by the end of 2015, the best savings rates will be above 2.00 percent. Below is a quick rundown of the current highest savings rates and money market rates available.
Speculation on when the Federal Open Market Committee will increase interest rates continues to change. The most recent round of speculation is based on the FOMC's January 2015 meeting minutes. The minutes show the FOMC hesitating to increase rates in June 2015 on fears of derailing the economic recovery.

Bank or Credit Union Offers and Deals

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Mortgage Refinance Rates: 30 Year Refinance Mortgage Rates at 4.85%, 15 Year Refinance Mortgage Rates at 4.33%
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The Fed Keeps Rates Low
Mortgage Rates: 30 Year Mortgage Rates at 5.03% and 15 Year Mortgage Rates at 4.35%
How to Find the Best Home Owner Insurance Rate
Get $50 from TradeKing

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