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 Coastal Heritage Bank Rates & Review May 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: May 3, 2026
Coastal Heritage Bank's 3-Months 3-Month Certificates of Deposit rates are at 3.25%, 3-Months IRA Certificates of Deposit 3-Month rates are at 3.25%, 18-Months 18-Month Certificates of Deposit rates are at 3.15%, 24-Months 24-Month Certificates of Deposit rates are at 3.15%, 36-Months 36-Month Certificates of Deposit rates are at 3.15%. Coastal Heritage Bank's savings rates are at 0.05%. Coastal Heritage Bank's money market rates are at 0.40%. MonitorBankRates evaluates the financial stability of Coastal Heritage Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.62%. Rates were last updated on 05/03/2026. Coastal Heritage Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Coastal Heritage Bank? Share your experience about Coastal Heritage Bank by leaving a review below, or read customer reviews before you decide to use Coastal Heritage Bank. 
Coastal Heritage Bank CD Rates
Coastal Heritage Bank Savings Rates
Coastal Heritage Bank Money Market Rates
Coastal Heritage Bank Checking Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Coastal Heritage Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Coastal Heritage Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Coastal Heritage Bank's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
Coastal Heritage Bank
Bank Holding Company
EQUITABLE BCORP MHC
Address
195 Washington St,
Weymouth, MA 02188 · Norfolk
FDIC Certificate #
26591
Established
01/01/1889
FDIC Insurance Date
03/11/1986
Domestic Offices
10
Total Branches
10
Regulator
FED
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA+
Overall Health Grade
Score: 98/100
5.0
Exceptional
Out of 5.0 Stars
4.62%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
0.3095%
Return on Equity (ROE)
3.1600%
Non-Performing Loans (NPL)
0.46%
Total Assets
$948,632,000
Total Deposits
$759,744,000
Equity Capital
$105,926,000
Net Income
$3,112,000
Headquarters
Weymouth
Total Offices
10
Source: FDIC | Last Updated 12/31/2025
Customer Reviewspvfv
December 17, 2025
kmrc
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Frequently Asked Questions About Coastal Heritage BankIs Coastal Heritage Bank a safe place to deposit money?Yes, Coastal Heritage Bank is considered a safe financial institution. With a Texas Ratio of 4.618147609681%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category. How many branches does Coastal Heritage Bank operate?Coastal Heritage Bank currently maintains approximately 10 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, Coastal Heritage Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Coastal Heritage Bank provides members with tools to manage their accounts and build a solid financial history. Does Coastal Heritage Bank offer online and mobile banking?Most modern institutions like Coastal Heritage Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.coastalheritagebank.com. Current Coastal Heritage Bank Rates
Retrieved from our database of financial products. Rates subject to change.
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