Best Money Market Rates in Sturbridge, Massachusetts (MA) - May 2026
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Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Sturbridge, Massachusetts and the surrounding area money market deposit account rates include Citizens BankCitizens Bank100 Charlton Rd, Sturbridge, MA 01566A5.0 ★Texas Ratio: 8.28% Citizens Private Client® Money Market at 3.75% APY, Savers Co-operative BankSavers Co-operative Bank55 Main St, Sturbridge, MA 01566A+5.0 ★Texas Ratio: 4.61% Ultra Money Market Special -Personal and Business at 3.25% APY, Cornerstone Bank Spencer, MACornerstone Bank Spencer, MA200 Charlton Rd, Sturbridge, MA 01566A+5.0 ★Texas Ratio: 5.59% Premier Money Market at 2.75% APY, Southbridge Credit UnionSouthbridge Credit Union514 Main St, Sturbridge, MA 01518 1212A+5.0 ★Texas Ratio: 1.37% Money Market at 2.00% APY, and Hometown Bank Oxford, MAHometown Bank Oxford, MA331 Main St, Sturbridge, MA 01566A+5.0 ★Texas Ratio: 3.60% Get More Tiered Money MarketSM at 0.30% APY. Money market rates as of May 12, 2026 according to verified data from MonitorBankRates.
Sturbridge has 5 local institutions in our database, with money market rates as high as 3.75% APY from Citizens Bank at 100 Charlton Rd, Sturbridge, MA 01566. Use the table below to compare all available offers, including options from institutions serving the broader Massachusetts area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Sturbridge, Massachusetts and surrounding area. Last Updated and Verified: May 12, 2026
Compare the Best Money Market Rates Today in Sturbridge, Massachusetts & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
100 Charlton Rd, Sturbridge, MA 01566
Citizens Private Client® Money Market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Qualifying balance up to $25,000.00
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
100 Charlton Rd, Sturbridge, MA 01566
Citizens Quest® Money Market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Qualifying balance up to $25,000.00
Savers Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
55 Main St, Sturbridge, MA 01566
Ultra Money Market Special -Personal and Business
3.25%
$0
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Savers Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
55 Main St, Sturbridge, MA 01566
Ultra Money Market Special -Personal and Business
2.75%
$0
▼
Rate2.68%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Cornerstone Bank Spencer, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
200 Charlton Rd, Sturbridge, MA 01566
Premier Money Market
2.75%
$1,000
▼
Rate2.72%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Southbridge Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
514 Main St, Sturbridge, MA 01518 1212
Money Market
2.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
As High as
Southbridge Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
514 Main St, Sturbridge, MA 01518 1212
Money Market
1.50%
$50,000
▼
Rate1.49%
Min Deposit$50,000
Min Balance—
UpdatedMay 10, 2026
Details
Savers Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
55 Main St, Sturbridge, MA 01566
Ultra Money Market Special -Personal and Business
1.35%
$0
▼
Rate1.32%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Southbridge Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
514 Main St, Sturbridge, MA 01518 1212
Money Market
1.25%
$10,000
▼
Rate1.24%
Min Deposit$10,000
Min Balance—
UpdatedMay 10, 2026
Details
Savers Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
55 Main St, Sturbridge, MA 01566
Ultra Money Market Special -Personal and Business
1.00%
$0
▼
Rate0.98%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Southbridge Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
514 Main St, Sturbridge, MA 01518 1212
Money Market
1.00%
$2,500
▼
Rate1.00%
Min Deposit$2,500
Min Balance—
UpdatedMay 10, 2026
Details
Southbridge Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
514 Main St, Sturbridge, MA 01518 1212
Money Market
0.75%
$10
▼
Rate0.75%
Min Deposit$10
Min Balance—
UpdatedMay 10, 2026
Details
Savers Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
55 Main St, Sturbridge, MA 01566
Tiered Business Money Market Account
0.45%
$0
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Savers Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
55 Main St, Sturbridge, MA 01566
Tiered Money Market Account
0.35%
$0
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Hometown Bank Oxford, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
331 Main St, Sturbridge, MA 01566
Get More Tiered Money MarketSM
0.30%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Savers Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
55 Main St, Sturbridge, MA 01566
Premier IRA Money Market Account
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Savers Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
55 Main St, Sturbridge, MA 01566
Tiered Business Money Market Account
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Hometown Bank Oxford, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
331 Main St, Sturbridge, MA 01566
Get More Tiered Money MarketSM
0.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Hometown Bank Oxford, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
331 Main St, Sturbridge, MA 01566
Get More Money MarketSM
0.20%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Hometown Bank Oxford, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
331 Main St, Sturbridge, MA 01566
Get More Tiered Money MarketSM
0.20%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Savers Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
55 Main St, Sturbridge, MA 01566
Tiered Money Market Account
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Savers Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
55 Main St, Sturbridge, MA 01566
Premier IRA Money Market Account
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Savers Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
55 Main St, Sturbridge, MA 01566
Tiered Business Money Market Account
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Savers Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
55 Main St, Sturbridge, MA 01566
Tiered Money Market Account
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Hometown Bank Oxford, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
331 Main St, Sturbridge, MA 01566
Get More Tiered Money MarketSM
0.15%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
100 Charlton Rd, Sturbridge, MA 01566
Citizens Private Client® Money Market
0.15%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Savers Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
55 Main St, Sturbridge, MA 01566
Tiered Money Market Account
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Hometown Bank Oxford, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
331 Main St, Sturbridge, MA 01566
Get More Tiered Money MarketSM
0.10%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Cornerstone Bank Spencer, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
200 Charlton Rd, Sturbridge, MA 01566
Personal Money Market
0.10%
$25
▼
Rate0.10%
Min Deposit$25
Min Balance—
UpdatedMay 5, 2026
Details
Savers Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
55 Main St, Sturbridge, MA 01566
Tiered Business Money Market Account
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Savers Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
55 Main St, Sturbridge, MA 01566
Premier IRA Money Market Account
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
100 Charlton Rd, Sturbridge, MA 01566
Citizens Quest® Money Market
0.03%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
100 Charlton Rd, Sturbridge, MA 01566
Personal Money Market
0.01%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Qualifying balance up to $25,000.00
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Qualifying balance up to $25,000.00
Eastern Bank Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
Money Market Plus
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Boosted 6 Month APY
Wrentham Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Premier Money Market
3.70%
$0
▼
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
DCU Digital Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.98%
Money Market
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Webster First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Money Market Plus
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Naveo Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
Premier Money Market
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special Intro rate
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
$15,000+
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
Premier Money Market
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
OneLocal Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.65%
High Yield Money Market & iYield Money Market Account
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Open Online
Needham Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
Super Saver Money Market
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
BrightBridge Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Business Money Market
3.40%
$0
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
BrightBridge Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market Accounts
3.40%
$0
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Selfreliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.56%
Money Market
3.29%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
up to
Selfreliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.56%
Money Market Accounts
3.29%
$0
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Institution for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
Sapphire Money Market
3.25%
$2,000,000
▼
Rate3.20%
Min Deposit$2,000,000
Min Balance—
UpdatedMay 5, 2026
Details
Balances $2,000,000-$4,000,000 (plus interest paid)
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
Premier Money Market
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Webster First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Money Market Plus
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★ Texas Ratio: 18.63%
High Yield Money Market
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
New Money Only
OneLocal Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.65%
High Yield Money Market & iYield Money Market Account
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Open Online
Eastern Bank Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
Money Market Plus
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Standard APY
Institution for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
Business Sapphire Money Market
3.25%
$2,000,000
▼
Rate3.20%
Min Deposit$2,000,000
Min Balance—
UpdatedMay 5, 2026
Details
Balances $2,000,000-$4,000,000 (plus interest paid)
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.26%
Business Money Market Special
3.20%
$0
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
North Easton SB
Institution Rating:
A+5.0 ★ Texas Ratio: 1.18%
Business Premier Leader Money MarketSpecial
3.19%
$0
▼
Rate3.14%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Bank of Easton
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
Advantage Money Market Account
3.09%
$0
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
North Brookfield SB
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
Level Up Money Market
3.05%
$20,000
▼
Rate3.00%
Min Deposit$20,000
Min Balance—
UpdatedMay 5, 2026
Details
Balance of $1,000,000.01 or More
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.26%
Business Money Market Special
3.05%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Wrentham Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Premier Money Market
3.04%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Rate2.99%
Min Deposit$100
Min Balance—
UpdatedMay 4, 2026
Details
Institution for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
Business Gold Money Market
3.00%
$250,000
▼
Rate2.96%
Min Deposit$250,000
Min Balance—
UpdatedMay 5, 2026
Details
plus interest paid
Webster First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Money Market Plus
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
MyPremium Money Market Tier 3
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Rates are variable and may change after the account is opened at any time at SCU's discretion. Fees may reduce earnings on the account. Other conditions may apply. Please refer to SCU's Important Account Information for Our Members and Schedule of Fees and Service Charges for important information and disclosures.
Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
MyPremium Money Market Tier 4
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Rates are variable and may change after the account is opened at any time at SCU's discretion. Fees may reduce earnings on the account. Other conditions may apply. Please refer to SCU's Important Account Information for Our Members and Schedule of Fees and Service Charges for important information and disclosures.
Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
MyPremium Money Market Tier 5
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Rates are variable and may change after the account is opened at any time at SCU's discretion. Fees may reduce earnings on the account. Other conditions may apply. Please refer to SCU's Important Account Information for Our Members and Schedule of Fees and Service Charges for important information and disclosures.
First Priority Credit Union Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
Money Market (High Yield: New Money Special)
2.79%
$2,500
▼
Rate2.75%
Min Deposit$2,500
Min Balance—
UpdatedMay 10, 2026
Details
Millbury Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
Business Money Market Savings Special
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
MyPremium Money Market Tier 2
2.75%
$0
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Rates are variable and may change after the account is opened at any time at SCU's discretion. Fees may reduce earnings on the account. Other conditions may apply. Please refer to SCU's Important Account Information for Our Members and Schedule of Fees and Service Charges for important information and disclosures.
Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
MyPremium Money Market Tier 1
2.75%
$0
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Rates are variable and may change after the account is opened at any time at SCU's discretion. Fees may reduce earnings on the account. Other conditions may apply. Please refer to SCU's Important Account Information for Our Members and Schedule of Fees and Service Charges for important information and disclosures.
First Priority Credit Union Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
Money Market (High Yield: New Money Special)
2.53%
$2,500
▼
Rate2.50%
Min Deposit$2,500
Min Balance—
UpdatedMay 10, 2026
Details
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
Premier Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Service Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.03%
Business Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Selfreliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.56%
Money Market Accounts
2.27%
$0
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Direct Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
money market
2.20%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Massachusetts Family Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
Money Market
2.00%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Over $200,000
Millbury Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
Business Money Market Savings Special
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Taupa Lithuanian Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
Money market / Savings
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Webster First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Money Market Plus
1.77%
$0
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Selfreliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.56%
Money Market Accounts
1.76%
$0
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
Super Money Market
1.75%
$100,000
▼
Rate1.74%
Min Deposit$100,000
Min Balance—
UpdatedMay 12, 2026
Details
St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
Business Money Market
1.75%
$100,000
▼
Rate1.74%
Min Deposit$100,000
Min Balance—
UpdatedMay 12, 2026
Details
Workers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.04%
Workers Money Market Checking
1.75%
$1,000
▼
Rate1.73%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Workers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.04%
Workers Money Market
1.75%
$0
▼
Rate1.73%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Service Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.03%
Business Money Market
1.70%
$0
▼
Rate1.69%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Service Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.03%
Money Market Account
1.70%
$100,000
▼
Rate1.69%
Min Deposit$100,000
Min Balance—
UpdatedMay 4, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.20%
Business Money Market Account
1.70%
$0
▼
Rate1.69%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.20%
Money Market Account
1.70%
$0
▼
Rate1.69%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Sturbridge, Massachusetts and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Sturbridge, MA Money Market Rate Trends
Compare local Sturbridge, MA money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — MA Avg
3.521%
▲ 0.007 vs 7 days ago
Massachusetts high-yield MMA rates rose 0.007 points over the past 7 days to 3.521% APY.
Standard MMA — MA Avg
0.444%
▲ 0.004 vs 7 days ago
Massachusetts standard MMA rates rose 0.004 points over the past 7 days to 0.444% APY.
As of May 13, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Sturbridge, Massachusetts directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Sturbridge, Massachusetts. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in MA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Sturbridge, Massachusetts
What is a Money Market Account (MMA)?
A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Massachusetts.
Are Money Market accounts in Sturbridge, Massachusetts safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Massachusetts up to $250,000 per depositor, per institution.
How often do MMA rates change in Sturbridge, Massachusetts?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Massachusetts rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
How much do I need to deposit to open a money market account in Sturbridge, Massachusetts?
Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Sturbridge, Massachusetts require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.
Best Money Market Rates in Sturbridge, Massachusetts
Here are some of the highest money market account APYs currently available in Sturbridge, Massachusetts and the surrounding area:
- Citizens Bank
Citizens Private Client® Money Market — 3.75% APY - Savers Co-operative Bank
Ultra Money Market Special -Personal and Business — 3.25% APY - Cornerstone Bank Spencer, MA
Premier Money Market — 2.75% APY - Southbridge Credit Union
Money Market — 2.00% APY - Hometown Bank Oxford, MA
Get More Tiered Money MarketSM — 0.30% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Sturbridge, Massachusetts. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 12, 2026
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