Mortgage Lenders and Brokers in Sturbridge, Massachusetts
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Sturbridge, Massachusetts mortgage lenders include Cornerstone BankCornerstone Bank200 Charlton Rd, Sturbridge, MA 01566A+5.0 ★Texas Ratio: 2.94%, TD BankTD Bank178 Main St, Sturbridge, MA 01566A+5.0 ★Texas Ratio: 3.71%, Citizens Bank, NACitizens Bank, NA100 Charlton Rd, Sturbridge, MA 01566A+5.0 ★Texas Ratio: 5.44%, Northpoint Mortgage, Inc.Northpoint Mortgage, Inc.Sturbridge, MAA5.0 ★Texas Ratio: 8.47%, Monson Savings BankMonson Savings Bank61 N Main St, East Longmeadow, MA 01028A+5.0 ★Texas Ratio: 1.92%, Leader Bank NALeader Bank NA1201 Massachusetts Ave, Arlington, MA 02476A+5.0 ★Texas Ratio: 0.22%, Savers Cooperative BankSavers Cooperative Bank55 Main St, Sturbridge, MA 01566C4.0 ★Texas Ratio: 27.40%, Baycoast Mortgage Company, LLCBaycoast Mortgage Company, LLC2 Locust St, Berkley, MA 02779A5.0 ★Texas Ratio: 12.75%, Metro Credit UnionMetro Credit Union1 Center Plz, Boston, MA 02108A+5.0 ★Texas Ratio: 5.39%, and UMassFive College Federal Credit UnionUMassFive College Federal Credit Union1 Campus Center Way, Amherst, MA 01003A5.0 ★Texas Ratio: 7.52%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Sturbridge, Massachusetts in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Sturbridge are listed first, then lenders elsewhere in Massachusetts, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Sturbridge, Massachusetts
Market share is the lender's share of all home loans closed in Sturbridge, Massachusetts. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Sturbridge 200 Charlton Rd, Sturbridge, MA 01566 A+5.0 ★Texas Ratio: 2.94% |
Conventional, Jumbo | 11 | 15.7% | 100% | $249,545 | View |
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1 office in Sturbridge 178 Main St, Sturbridge, MA 01566 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 2 +2 HELOCs |
2.9% | 100% | $635,000 | View |
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1 office in Sturbridge 100 Charlton Rd, Sturbridge, MA 01566 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +8 HELOCs |
0% | n/a | View | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 1.4% | 100% | $545,000 | View |
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61 N Main St, East Longmeadow, MA 01028 A+5.0 ★Texas Ratio: 1.92% |
Conventional | 3 | 4.3% | 100% | $148,333 | View |
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1201 Massachusetts Ave, Arlington, MA 02476 A+5.0 ★Texas Ratio: 0.22% |
Conventional, Jumbo | 3 | 4.3% | 100% | $521,666 | View |
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55 Main St, Sturbridge, MA 01566 C4.0 ★Texas Ratio: 27.40% |
Conventional | 3 | 4.3% | 100% | $55,000 | View |
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2 Locust St, Berkley, MA 02779 A5.0 ★Texas Ratio: 12.75% |
Conventional | 2 | 2.9% | 100% | $380,000 | View |
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1 Center Plz, Boston, MA 02108 A+5.0 ★Texas Ratio: 5.39% |
Conventional | 2 | 2.9% | 100% | $160,000 | View |
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1 Campus Center Way, Amherst, MA 01003 A5.0 ★Texas Ratio: 7.52% |
Conventional | 2 | 2.9% | 100% | $40,000 | View |
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381 Centre Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 2.64% |
Conventional | 2 | 2.9% | 100% | $210,000 | View |
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806 Suffield St, Agawam, MA 01001 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 1 +1 HELOCs |
1.4% | 100% | $395,000 | View |
Digital Federal Credit Union
100 Powdermill Rd, Acton, MA 01720 |
Conventional, HELOC | 1 +1 HELOCs |
1.4% | 100% | $425,000 | |
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188 Massachusetts Ave, Arlington, MA 02474 A5.0 ★Texas Ratio: 9.52% |
Conventional, HELOC | 1 +1 HELOCs |
1.4% | 100% | $455,000 | View |
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655 Main St, Agawam, MA 01001 A+5.0 ★Texas Ratio: 2.93% |
Conventional | 1 | 1.4% | 100% | $665,000 | View |
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514 Main St, Sturbridge, MA 01518 1212 A+5.0 ★Texas Ratio: 1.53% |
Conventional | 1 | 1.4% | 100% | $105,000 | View |
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10 Cheney St, Blackstone, MA 01504 A+5.0 ★Texas Ratio: 5.57% |
Conventional | 1 | 1.4% | 100% | $285,000 | View |
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159 Mechanic St, Clinton, MA 01510 A+5.0 ★Texas Ratio: 2.11% |
Conventional | 1 | 1.4% | 100% | $205,000 | View |
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125 High St, Boston, MA 02110 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1.4% | 100% | $445,000 | View |
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285 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.29% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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93 Brockton Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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21 N Main St, Belchertown, MA 01007 A5.0 ★Texas Ratio: 6.28% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Central One Federal Credit Union
63 Southbridge St, Auburn, MA 01501 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Bankesb
770 Main St, Agawam, MA 01001 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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★ 1.7 stars, 3 reviews 109 Causeway St, Boston, MA 02114 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Rocket Mortgage
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Conventional | 4 | 5.7% | 100% | $287,500 | |
Nationstar Mortgage
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Conventional | 3 | 4.3% | 100% | $191,666 | |
Fairway Independent Mort Corp
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Conventional | 3 | 4.3% | 100% | $261,666 | |
Primary Residential Mortgage, INC.
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Conventional | 2 | 2.9% | 100% | $430,000 | |
Guild Mortgage Company
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FHA | 2 | 2.9% | 100% | $455,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 1.4% | 100% | $425,000 | View |
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A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 1.4% | 100% | $465,000 | View |
First Community Mortgage, Inc.
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Conventional | 1 | 1.4% | 100% | $265,000 | |
United Wholesale Mortgage
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Conventional | 1 | 1.4% | 100% | $415,000 | |
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A+5.0 ★Texas Ratio: 3.16% |
Conventional | 1 | 1.4% | 100% | $505,000 | View |
Newrez LLC
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Conventional | 1 | 1.4% | 100% | $445,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 1.4% | 100% | $235,000 | |
loanDepot.com LLC
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Conventional | 1 | 1.4% | 100% | $85,000 | |
Pennymac Loan Services LLC
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FHA | 1 | 1.4% | 100% | $395,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 1.4% | 50% | $55,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional | 1 | 1.4% | 100% | $175,000 | View |
Union Home Mortgage Corp.
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Conventional | 1 | 1.4% | 100% | $315,000 | |
Granite State Credit Union
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Conventional | 1 | 1.4% | 100% | $105,000 | |
Total Mortgage Services, LLC
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Conventional | 1 | 1.4% | 100% | $505,000 | |
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A+5.0 ★Texas Ratio: 5.98% |
Conventional, Jumbo | 1 | 1.4% | 100% | $925,000 | View |
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A+5.0 ★Texas Ratio: 2.14% |
FHA | 1 | 1.4% | 100% | $475,000 | View |
Navy Federal Credit Union
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Conventional | 1 | 1.4% | 100% | $345,000 | |
Guaranteed Rate, Inc.
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Ithink Financial Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 1.68% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Sturbridge Mortgage Rate Trends
Daily average mortgage rates for Massachusetts compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Sturbridge, Massachusetts
Looking for mortgage lenders near me or mortgage brokers near me in Sturbridge? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Sturbridge in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Sturbridge, MA
Use these to narrow the list above. Each category shows how many Sturbridge, MA lenders fit and what that kind of lender is usually best for.
Who Lends in Sturbridge, MA
Independent mortgage companies closed 34.3 percent of home loans in Sturbridge, Massachusetts in 2025, banks 52.9 percent and credit unions 12.9 percent. Northpoint Mortgage, Inc. was the largest mortgage company, Cornerstone Bank the largest bank and Metro Credit Union the largest credit union. Among lenders headquartered in Massachusetts, Cornerstone Bank led with 11 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Massachusetts. State deeds excise (transfer tax) of $4.56 per $1,000 of price, customarily paid by the seller; Barnstable County charges $6.12 per $1,000, and Nantucket and Martha's Vineyard add a 2 percent buyer paid land bank fee. No mortgage recording tax.
More Massachusetts Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Sturbridge, MA
By home loans closed in 2025, Cornerstone Bank was the largest mortgage lender in Sturbridge, Massachusetts with 11 loans, about 15.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
3 lenders closed FHA loans in Sturbridge, Massachusetts in 2025, led by Guild Mortgage Company with 2. 0 lenders closed VA loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 24 banks and 10 credit unions closed home loans in Sturbridge, Massachusetts in 2025, alongside 17 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Sturbridge, Massachusetts during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Sturbridge, Massachusetts for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Sturbridge. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
