Best Money Market Rates in Bedford, Massachusetts - July 2026
Brian McKay
Brian McKay
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Current Bedford, Massachusetts and the surrounding area money market deposit account rates include Citizens BankCitizens Bank91 S River Rd, Bedford, NH 03110A5.0 ★Texas Ratio: 8.28% Citizens Private Client Money Market at 3.50% APY, Hanscom Federal Credit UnionHanscom Federal Credit Union325 Great Rd, Bedford, MA 01730A+5.0 ★Texas Ratio: 3.63% Premier Money Market at 3.50% APY, Dedham Institution for SavingsDedham Institution for Savings100 Old Billerica Rd, Bedford, MA 01730A5.0 ★Texas Ratio: 6.25% Premium Money Market Account at 3.00% APY, Eastern BankEastern BankA+5.0 ★ Money Market Plus at 4.00% APY, and Eastern Bank Boston, MAEastern Bank Boston, MAA+5.0 ★Texas Ratio: 2.03% Money Market at 4.00% APY. Money market rates as of July 16, 2026 according to verified data from MonitorBankRates.
Bedford has 3 local institutions in our database, with money market rates as high as 3.50% APY from Citizens Bank at 91 S River Rd, Bedford, NH 03110. Use the table below to compare all available offers, including options from institutions serving the broader Massachusetts area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Bedford, Massachusetts and surrounding area. Last Updated and Verified: July 16, 2026
Compare the Best Money Market Rates Today in Bedford, Massachusetts & the Surrounding Area
Preferred rates; Must have a Citizens Private Client® Checking account; A minimum of $25,000 of new money is required to qualify for preferred rates.
Preferred rates; Requires a Citizens Quest® Checking account; A minimum of $25,000 of new money is required to qualify for preferred rates.
Rates are variable and may change after the account is opened. Rate subject to change without notice. Fees may reduce earnings.
Rates are variable and may change after the account is opened. Rate subject to change without notice. Fees may reduce earnings.
Rates are variable and may change after the account is opened. Rate subject to change without notice. Fees may reduce earnings.
Standard rates; Must have a Citizens Private Client® Checking account.
Rates are variable and may change after the account is opened. Rate subject to change without notice. Fees may reduce earnings.
Standard rates; Requires a Citizens Quest® Checking account.
Standard rates; Monthly maintenance fees $0 or $10; Keep a minimum daily balance of at least $2,500 to waive the fee.
Boost Your Savings up to 4.00% Annual Percentage Yield with a Money Market. Get up to 3.25% APY plus a 0.75% APY boost for 6 months on balances of $25,000 to $10 million when you open a Money Market Plus.
Includes a 0.75% APY boost for 6 months on balances of $25,000 to $10 million.
Compounding: Daily
Available to Premium Checking customers when linked with a Premium Checking Account. No monthly maintenance fees. Easy online access and flexibility to move funds when needed.
Qualifying balance $1,000,000+
APY* - Annual Percentage Yield assumes that all funds, including dividends, remain on deposit for 365 days. The minimum balance to avoid a service fee is $2,500.00. Fees may reduce earnings. Rates subject to change daily and may change after the account is opened. Accounts are insured by NCUA up to $250,000. Shares and Deposits in excess of NCUA limits are fully insured by MSIC.
Compounding: Daily
New Money Only: Yes
Boosted 6 Month APY: 4.00%, Boosted 6 Month Interest Rate: 3.93%
Balance of $1,000,000.01 or More
Rates are variable and may change after the account is opened at any time at SCU's discretion. Fees may reduce earnings on the account. Other conditions may apply.
Rates are variable and may change after the account is opened at any time at SCU's discretion. Fees may reduce earnings on the account. Other conditions may apply.
Balances $250,000-$1,000,000 (plus interest paid)
Compounding: Daily
Rates are variable and may change after the account is opened at any time at SCU's discretion. Fees may reduce earnings on the account. Other conditions may apply.
Balance of $500,000.01-$1,000,000.00
Rates are variable and may change after the account is opened at any time at SCU's discretion. Fees may reduce earnings on the account. Other conditions may apply.
Rates are variable and may change after the account is opened at any time at SCU's discretion. Fees may reduce earnings on the account. Other conditions may apply.
Tiered Rate: $500,000.00 or more 2.75% $350,000 - $499,999.99 2.50% $150,000 - $349,999.99 1.50% $50,000 - $149,999.99 1.25% $10,000 - $49,999.99 0.50% $1,000 - $9,999.99 0.25%
Compounding: Daily
3x more Lifetime Earnings Direct FCU : 2.20% APY * Massachusetts Avg: 0.61% APY *
Balance Tier: $100,000.00 or more
Balance range: $100,000 or more
Qualifying balance from $250,000.00 - $999,999.99
APY* - Annual Percentage Yield assumes that all funds, including dividends, remain on deposit for 365 days. The minimum balance to avoid a service fee is $2,500.00. Fees may reduce earnings. Rates subject to change daily and may change after the account is opened. Accounts are insured by NCUA up to $250,000. Shares and Deposits in excess of NCUA limits are fully insured by MSIC.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Bedford, MA Money Market Rate Trends
Compare local Bedford, MA money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Massachusetts high-yield MMA rates rose 0.015 points over the past 7 days to 3.502% APY.
Massachusetts standard MMA rates rose 0.080 points over the past 7 days to 0.520% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Bedford, Massachusetts money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Bedford, Massachusetts directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Bedford, Massachusetts. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in MA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Bedford, Massachusetts
What is a Money Market Account (MMA)?
Are Money Market accounts in Bedford, Massachusetts safe?
How often do MMA rates change in Bedford, Massachusetts?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Bedford, Massachusetts?
Best Money Market Rates in Bedford, Massachusetts
- Citizens Bank
Citizens Private Client Money Market — 3.50% APY - Hanscom Federal Credit Union
Premier Money Market — 3.50% APY - Dedham Institution for Savings
Premium Money Market Account — 3.00% APY - Eastern Bank
Money Market Plus — 4.00% APY - Eastern Bank Boston, MA
Money Market — 4.00% APY
Bedford, Massachusetts Rates & Resources
