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Best Money Market Rates in North Chelmsford, Massachusetts (MA) - April 2026

Content reviewed by
Brian McKay Brian McKay
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Brian McKay

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Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Last Updated: April 11, 2026

Current North Chelmsford, Massachusetts and the surrounding area money market rates include Citizens BankCitizens BankA5.0 ★Texas Ratio: 8.28% Citizens Quest® Money Market at 3.75% APY, Wrentham Co-operative BankWrentham Co-operative BankA+5.0 ★Texas Ratio: 0.00% Premier Money Market at 3.70% APY, Community Credit Union Of LynnCommunity Credit Union Of LynnA-5.0 ★Texas Ratio: 14.06% Community High Yield Money Market Account at 3.65% APY, Washington Savings Bank Lowell, MAWashington Savings Bank Lowell, MAA+5.0 ★Texas Ratio: 4.14% Non-Profit Money Market at 3.61% APY, and Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% Money Market Special Intro rate at 3.50% APY. Money market rates as of April 11, 2026 according to verified data from MonitorBankRates.

North Chelmsford has 1 local institution in our database, with money market rates as high as 0.50% APY from Lowell Five Bank at 20 Groton Rd, North Chelmsford, MA 01863. Use the table below to compare all available offers, including options from institutions serving the broader Massachusetts area. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in North Chelmsford, Massachusetts and surrounding area. Last Updated and Verified: April 11, 2026

Compare the Best Money Market Rates Today in North Chelmsford, Massachusetts & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Citizens Quest® Money Market
3.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Qualifying balance up to $25,000.00

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Citizens Private Client® Money Market
3.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Qualifying balance up to $25,000.00

Wrentham Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Premier Money Market
3.70%
$0
View
▼
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Community Credit Union Of Lynn
Institution Rating:
A-5.0 ★ Texas Ratio: 14.06%
Community High Yield Money Market Account
3.65%
$10,000
View
▼
Rate3.59%
Min Deposit$10,000
Min Balance—
UpdatedApr 8, 2026
Details

Community High Yield Money Market for consumer and business accounts. Earn 3.75% Annual Percentage Yield for new money only. Minimum balance of $10,000 to open.

Washington Savings Bank Lowell, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
Non-Profit Money Market
3.61%
$10
View
▼
Rate3.50%
Min Deposit$10
Min Balance—
UpdatedApr 11, 2026
Details

Needham Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
Premium Money Market
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special
3.50%
$0
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

$15,000+ Intro rate

BankProv
Institution Rating:
A5.0 ★ Texas Ratio: 10.50%
Super Saver Money Market
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

BankProv
Institution Rating:
A5.0 ★ Texas Ratio: 10.50%
Premium Money Market
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Needham Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
Super Saver Money Market
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special Intro rate
3.50%
$0
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

$15,000+

DCU Digital Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.98%
Money Market
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

OneLocal Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.65%
High Yield Money Market & iYield Money Market Account
3.50%
$0
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Open Online

Webster First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Money Market Plus
3.50%
$0
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
Premier Money Market
3.50%
$0
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Naveo Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
Premier Money Market
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Cape Ann Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
Lighthouse Business Money Market Account
3.30%
$0
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

Selfreliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.56%
Money Market Accounts
3.29%
$0
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Selfreliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.56%
Money Market
3.29%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

up to

UKRAINIAN SELFRELIANCE NEW ENGLAND
Institution Rating:
A+5.0 ★ Texas Ratio: 0.96%
Money Market Accounts
3.29%
$0
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
Premier Money Market
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Webster First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Money Market Plus
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Beverly Municipal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.78%
Money Market
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

OneLocal Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.65%
High Yield Money Market & iYield Money Market Account
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Open Online

Institution for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
Business Sapphire Money Market
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Balances $2,000,000-$4,000,000 (plus interest paid)

MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★ Texas Ratio: 18.63%
High Yield Money Market
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details

New Money Only

Everett Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.90%
IRA Money Market
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Savers Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
Ultra Money Market Special -Personal and Business
3.25%
$0
View
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Eastern Bank Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
Money Market Account
3.25%
$50,000
View
▼
Rate3.20%
Min Deposit$50,000
Min Balance—
UpdatedApr 11, 2026
Details

Eastern Bank
Institution Rating:
A+5.0 ★
Money Market
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Eastern Bank Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
Money Market Special
3.25%
$50,000
View
▼
Rate3.20%
Min Deposit$50,000
Min Balance—
UpdatedApr 11, 2026
Details

Institution for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
Sapphire Money Market
3.25%
$2,000,000
View
▼
Rate3.20%
Min Deposit$2,000,000
Min Balance—
UpdatedApr 11, 2026
Details

Balances $2,000,000-$4,000,000 (plus interest paid)

Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.26%
Business Money Market Special
3.20%
$0
View
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

North Easton SB
Institution Rating:
A+5.0 ★ Texas Ratio: 1.18%
Business Premier Leader Money MarketSpecial
3.19%
$0
View
▼
Rate3.14%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

tcb The Cooperative Bank
Institution Rating:
A-5.0 ★ Texas Ratio: 14.39%
TCB Premier Money MarketEffective 04-01-2026
3.15%
$2,500
View
▼
Rate3.11%
Min Deposit$2,500
Min Balance—
UpdatedApr 3, 2026
Details

Washington Savings Bank Lowell, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
Business Money Market Account
3.09%
$10
View
▼
Rate3.00%
Min Deposit$10
Min Balance—
UpdatedApr 11, 2026
Details

Washington Savings Bank Lowell, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
High Yield Online Money Market
3.09%
$10
View
▼
Rate3.00%
Min Deposit$10
Min Balance—
UpdatedApr 11, 2026
Details

Bank of Easton
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
Advantage Money Market Account
3.09%
$0
View
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

North Brookfield SB
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
Level Up Money Market
3.05%
$20,000
View
▼
Rate3.00%
Min Deposit$20,000
Min Balance—
UpdatedApr 11, 2026
Details

Balance of $1,000,000.01 or More

Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.26%
Business Money Market Special
3.05%
$0
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Wrentham Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Premier Money Market
3.04%
$0
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Bank5 Connect
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
Connect Money Market
3.03%
$100
View
▼
Rate2.99%
Min Deposit$100
Min Balance—
UpdatedApr 11, 2026
Details

Beverly Municipal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.78%
Money Market
3.00%
$0
View
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Webster First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Money Market Plus
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Worcester Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
VIP Money Market
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

OneLocal Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.65%
High Yield Money Market & iYield Money Market Account
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Open Online

Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
MyPremium Money Market Tier 4
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Rates are variable and may change after the account is opened at any time at SCU's discretion. Fees may reduce earnings on the account. Other conditions may apply. Please refer to SCU's Important Account Information for Our Members and Schedule of Fees and Service Charges for important information and disclosures.

Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
MyPremium Money Market Tier 5
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Rates are variable and may change after the account is opened at any time at SCU's discretion. Fees may reduce earnings on the account. Other conditions may apply. Please refer to SCU's Important Account Information for Our Members and Schedule of Fees and Service Charges for important information and disclosures.

Institution for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
Gold Money Market
3.00%
$250,000
View
▼
Rate2.96%
Min Deposit$250,000
Min Balance—
UpdatedApr 11, 2026
Details

Balances $250,000 and above

Institution for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
Business Gold Money Market
3.00%
$250,000
View
▼
Rate2.96%
Min Deposit$250,000
Min Balance—
UpdatedApr 11, 2026
Details

plus interest paid

Cornerstone Bank Spencer, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
Premier Money Market
3.00%
$1,000
View
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details

Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
MyPremium Money Market Tier 3
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Rates are variable and may change after the account is opened at any time at SCU's discretion. Fees may reduce earnings on the account. Other conditions may apply. Please refer to SCU's Important Account Information for Our Members and Schedule of Fees and Service Charges for important information and disclosures.

Dedham Institution for Savings
Institution Rating:
A5.0 ★ Texas Ratio: 6.25%
Premium Money Market Account
3.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Bank of Easton
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
Advantage Money Market Account
2.99%
$0
View
▼
Rate2.95%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Cape Cod Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
Premier Money Market
2.85%
$0
View
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.26%
Business Money Market Special
2.80%
$0
View
▼
Rate2.76%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

First Priority Credit Union Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
Money Market (High Yield: New Money Special)
2.79%
$2,500
View
▼
Rate2.75%
Min Deposit$2,500
Min Balance—
UpdatedApr 8, 2026
Details

North Brookfield SB
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
Level Up Money Market
2.79%
$20,000
View
▼
Rate2.75%
Min Deposit$20,000
Min Balance—
UpdatedApr 11, 2026
Details

Balance of $500,000.01-$1,000,000.00

North Easton SB
Institution Rating:
A+5.0 ★ Texas Ratio: 1.18%
Main Street Money MarketSpecial
2.78%
$0
View
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Millbury Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
Business Money Market Savings Special
2.75%
$0
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
MyPremium Money Market Tier 1
2.75%
$0
View
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Rates are variable and may change after the account is opened at any time at SCU's discretion. Fees may reduce earnings on the account. Other conditions may apply. Please refer to SCU's Important Account Information for Our Members and Schedule of Fees and Service Charges for important information and disclosures.

Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
MyPremium Money Market Tier 2
2.75%
$0
View
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Rates are variable and may change after the account is opened at any time at SCU's discretion. Fees may reduce earnings on the account. Other conditions may apply. Please refer to SCU's Important Account Information for Our Members and Schedule of Fees and Service Charges for important information and disclosures.

Everett Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.90%
*** Everett Elite Money Market
2.75%
$2,500
View
▼
Rate2.72%
Min Deposit$2,500
Min Balance—
UpdatedApr 4, 2026
Details

New Valley Bank & Trust
Institution Rating:
A+5.0 ★ Texas Ratio: 5.24%
Municipal Money Market
2.75%
$0
View
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

New Valley Bank & Trust
Institution Rating:
A+5.0 ★ Texas Ratio: 5.24%
APEX Money Market
2.75%
$0
View
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

New Valley Bank & Trust
Institution Rating:
A+5.0 ★ Texas Ratio: 5.24%
Business APEX Money Market
2.75%
$0
View
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

Everett Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.90%
Everett Elite Money Market
2.75%
$2,500
View
▼
Rate2.72%
Min Deposit$2,500
Min Balance—
UpdatedApr 4, 2026
Details

OneLocal Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.65%
High Yield Money Market & iYield Money Market Account
2.75%
$0
View
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Open Online

Winchester Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
Business Money Market
2.75%
$0
View
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Savers Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
Ultra Money Market Special -Personal and Business
2.75%
$0
View
▼
Rate2.68%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Everett Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.90%
Elite Business Money Market
2.75%
$2,500
View
▼
Rate2.72%
Min Deposit$2,500
Min Balance—
UpdatedApr 4, 2026
Details

Webster Five Cents Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
Amplify Money Market
2.75%
$10
View
▼
Rate2.68%
Min Deposit$10
Min Balance—
UpdatedApr 11, 2026
Details

First Priority Credit Union Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
Money Market (High Yield: New Money Special)
2.53%
$2,500
View
▼
Rate2.50%
Min Deposit$2,500
Min Balance—
UpdatedApr 8, 2026
Details

Service Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.03%
Business Money Market
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
Premier Money Market
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Westport Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
Money Market Account
2.50%
$0
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Beverly Municipal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.78%
Money Market
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Selfreliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.56%
Money Market Accounts
2.27%
$0
View
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Worcester Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
VIP Money Market
2.25%
$0
View
▼
Rate2.22%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Westport Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
Money Market Account
2.25%
$0
View
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Direct Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
money market
2.20%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

AllCom Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
Premium Money Market Account
2.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Westport Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
Money Market Account
2.00%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Southbridge Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
Money Market
2.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

as High as

Millbury Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
Business Money Market Savings Special
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Massachusetts Family Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
Money Market
2.00%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Over $200,000

Taupa Lithuanian Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
Money market / Savings
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Webster First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Money Market Plus
1.77%
$0
View
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Selfreliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.56%
Money Market Accounts
1.76%
$0
View
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Workers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.04%
Workers Money Market
1.75%
$0
View
▼
Rate1.73%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Workers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.04%
Workers Money Market Checking
1.75%
$1,000
View
▼
Rate1.73%
Min Deposit$1,000
Min Balance—
UpdatedApr 6, 2026
Details

Worcester Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
VIP Money Market
1.75%
$0
View
▼
Rate1.73%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in North Chelmsford, Massachusetts and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

North Chelmsford, MA Money Market Rate Trends

Compare local North Chelmsford, MA money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Massachusetts MMA Trends →
High-Yield MMA — MA Avg
3.388%
▲ 2.116 vs 7 days ago

Massachusetts high-yield MMA rates rose 2.116 points over the past 7 days to 3.388% APY.

Standard MMA — MA Avg
0.504%
▼ 0.511 vs 7 days ago

Massachusetts standard MMA rates fell 0.511 points over the past 7 days to 0.504% APY.

As of Apr 14, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for North Chelmsford, Massachusetts directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in North Chelmsford, Massachusetts. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in MA.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in North Chelmsford, Massachusetts

What is a Money Market Account (MMA)?

A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Massachusetts.

Are Money Market accounts in North Chelmsford, Massachusetts safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Massachusetts up to $250,000 per depositor, per institution.

How often do MMA rates change in North Chelmsford, Massachusetts?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Massachusetts rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

Best Money Market Rates in North Chelmsford, Massachusetts

Here are some of the highest money market account APYs currently available in North Chelmsford, Massachusetts and the surrounding area:
  • Citizens Bank
    Citizens Quest® Money Market — 3.75% APY
  • Wrentham Co-operative Bank
    Premier Money Market — 3.70% APY
  • Community Credit Union Of Lynn
    Community High Yield Money Market Account — 3.65% APY
  • Washington Savings Bank Lowell, MA
    Non-Profit Money Market — 3.61% APY
  • Baxter Credit Union
    Money Market Special Intro rate — 3.50% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in North Chelmsford, Massachusetts. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 11, 2026

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