Auto Loan Rates in Middlefield, Massachusetts (MA) for May 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Middlefield, Massachusetts. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Middlefield, Massachusetts include St Anthony Of Padua Federal Credit UnionSt Anthony Of Padua Federal Credit UnionA+5.0 ★Texas Ratio: 5.41% offering Used Auto Loans - with 15% down at 3.10%, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% offering Auto Loans at 3.24%, American Airlines Federal Credit UnionAmerican Airlines Federal Credit UnionA+5.0 ★Texas Ratio: 2.63% offering New Auto at 3.74%, TEWKSBURYTEWKSBURYA+5.0 ★Texas Ratio: 0.00% offering New & Used Vehicle Loans at 3.79%, Chelsea Employees Federal Credit UnionChelsea Employees Federal Credit UnionA+5.0 ★Texas Ratio: 3.35% offering New Autos at 3.99%. Auto loan rates as of May 6, 2026 according to verified data from MonitorBankRates.
Middlefield borrowers have access to 47 lenders serving the Massachusetts area, with auto loan rates as low as 3.10% APR from St Anthony Of Padua Federal Credit Union. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Middlefield, Massachusetts. Auto Loan Rates Last Updated and Verified: May 6, 2026
Compare Auto Loan Rates Today in Middlefield, Massachusetts & Surrounding Area
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
St Anthony Of Padua Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
Used Auto Loans - with 15% down
3.10%
36 Months
▼
APR3.10%
Term36 Months
Last UpdatedMay 6, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.24%
Auto Buying Service
▼
APR3.24%
TermAuto Buying Service
Last UpdatedMay 2, 2026
Details
As Low As; APR - 2026 & Newer
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
New Auto
3.74%
Up to 36 Months
▼
APR3.74%
TermUp to 36 Months
Last UpdatedApr 27, 2026
Details
As Low As
TEWKSBURY
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Vehicle Loans
3.79%
36 Months
▼
APR3.79%
Term36 Months
Last UpdatedMay 2, 2026
Details
As Low As
Chelsea Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
New Autos
3.99%
72 Months
▼
APR3.99%
Term72 Months
Last UpdatedApr 17, 2026
Details
90% Financing
Chelsea Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Used Autos 2025 - 2026
3.99%
72 Months
▼
APR3.99%
Term72 Months
Last UpdatedApr 17, 2026
Details
90% Financing
Plymouth County Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
Auto Loan
3.99%
65 Months
▼
APR3.99%
Term65 Months
Last UpdatedApr 18, 2026
Details
As Low As
Quincy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
New Auto Loans
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As; APR with Auto Pay
Quincy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
Pre-Owned Auto Loans
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As; APR with Auto Pay
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.99%
0 - 75 Months
▼
APR3.99%
Term0 - 75 Months
Last UpdatedMay 2, 2026
Details
As Low As; APR - 2026 & Newer
APR3.99%
Term36 Months
Last UpdatedMay 2, 2026
Details
As Low As
St Anthony Of Padua Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
Used Auto Loans - with 15% down
4.10%
48 Months
▼
APR4.10%
Term48 Months
Last UpdatedMay 6, 2026
Details
As Low As
Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
New / Used Auto Loans 2022 - 2021
4.24%
60 Months
▼
APR4.24%
Term60 Months
Last UpdatedApr 17, 2026
Details
As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay.; 100% financing available for qualified vehicles.; Used Vehicle rates are based on J.D. Power book value; 84 Month Term for qualified vehicles and borrowers only; All rates are subject to change without notice.
Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
New / Used Auto Loans 2026 - 2023
4.24%
60 Months
▼
APR4.24%
Term60 Months
Last UpdatedApr 17, 2026
Details
As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay.; 100% financing available for qualified vehicles.; Used Vehicle rates are based on J.D. Power book value; 84 Month Term for qualified vehicles and borrowers only; All rates are subject to change without notice.
Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
New Vehicle
4.24%
60 Months
▼
APR4.24%
Term60 Months
Last UpdatedApr 17, 2026
Details
As Low As; Certain restrictions apply.
Quincy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
New Auto Loans
4.24%
48 Months
▼
APR4.24%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As; APR with Auto Pay
Quincy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
Pre-Owned Auto Loans
4.24%
48 Months
▼
APR4.24%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As; APR with Auto Pay
City of Boston Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.75%
New and Used Vehicle Loan
4.24%
48 Months
▼
APR4.24%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As; Maximum borrowed $150,000; Model Years 2025-2026
City of Boston Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.75%
Used Vehicle Loan (Model Years 2022-2024)
4.24%
36 Months
▼
APR4.24%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As; Maximum borrowed $150,000
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
Used Auto
4.24%
Up to 36 Months
▼
APR4.24%
TermUp to 36 Months
Last UpdatedApr 27, 2026
Details
As Low As
Watertown Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New/Refinanced New Autos 2024/2025 Models
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedApr 8, 2026
Details
Worcester Fire Dept Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
NEW CAR (2024-2026)
4.49%
4 years
▼
APR4.49%
Term4 years
Last UpdatedApr 19, 2026
Details
As Low As
Quincy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
New Auto Loans
4.49%
72 Months
▼
APR4.49%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As; APR with Auto Pay
Quincy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
Pre-Owned Auto Loans
4.49%
72 Months
▼
APR4.49%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As; APR with Auto Pay
City of Boston Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.75%
New and Used Vehicle Loan
4.49%
71 Months
▼
APR4.49%
Term71 Months
Last UpdatedApr 19, 2026
Details
As Low As; Maximum borrowed $150,000; Model Years 2025-2026
City of Boston Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.75%
Used Vehicle Loan (Model Years 2022-2024)
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As; Maximum borrowed $150,000
St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
New Car Loans 2025-2026 Models or newer
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedApr 19, 2026
Details
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
New Auto
4.49%
Up to 60 months
▼
APR4.49%
TermUp to 60 months
Last UpdatedApr 27, 2026
Details
As Low As
Mass Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
New < 25K miles Auto Loan
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedMay 2, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
4.49%
Auto Buying Service
▼
APR4.49%
TermAuto Buying Service
Last UpdatedMay 2, 2026
Details
As Low As; APR - 2023 - 2025*
Somerville School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
New Car (2025 - 2026)
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedApr 11, 2026
Details
Watertown Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New/Refinanced New Autos 2024/2025 Models
4.55%
48 Months
▼
APR4.55%
Term48 Months
Last UpdatedApr 8, 2026
Details
Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
New / Used Auto Loans 2020 & Older
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedApr 17, 2026
Details
As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay.; 100% financing available for qualified vehicles.; Used Vehicle rates are based on J.D. Power book value; 84 Month Term for qualified vehicles and borrowers only; All rates are subject to change without notice.
Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
New / Used Auto Loans 2026 - 2023
4.74%
72 Months
▼
APR4.74%
Term72 Months
Last UpdatedApr 17, 2026
Details
As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay.; 100% financing available for qualified vehicles.; Used Vehicle rates are based on J.D. Power book value; 84 Month Term for qualified vehicles and borrowers only; All rates are subject to change without notice.
Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
New Vehicle
4.74%
72 Months
▼
APR4.74%
Term72 Months
Last UpdatedApr 17, 2026
Details
As Low As; Certain restrictions apply.
Worcester Fire Dept Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
NEW CAR (2024-2026)
4.74%
5 years
▼
APR4.74%
Term5 years
Last UpdatedApr 19, 2026
Details
As Low As
Quincy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
New Auto Loans
4.74%
84 Months
▼
APR4.74%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As; APR with Auto Pay
City of Boston Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.75%
New and Used Vehicle Loan
4.74%
84 Months
▼
APR4.74%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As; Maximum borrowed $150,000; Model Years 2025-2026
City of Boston Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.75%
Used Vehicle Loan (Model Years 2022-2024)
4.74%
72 Months
▼
APR4.74%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As; Maximum borrowed $150,000
St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
Used Car Loans 2023-2024 Models
4.74%
24 Months
▼
APR4.74%
Term24 Months
Last UpdatedApr 19, 2026
Details
Mass Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
New < 25K miles Auto Loans
4.74%
72 Months
▼
APR4.74%
Term72 Months
Last UpdatedMay 2, 2026
Details
Watertown Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New/Refinanced New Autos 2024/2025 Models
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedApr 8, 2026
Details
Somerville School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
Used Car (2022 - 2024)
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedApr 11, 2026
Details
Malden Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
New Auto
4.95%
2 - 5 Years
▼
APR4.95%
Term2 - 5 Years
Last UpdatedApr 17, 2026
Details
As Low As
Malden Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
Used Auto (Under 4 Years Old)
4.95%
4 Years
▼
APR4.95%
Term4 Years
Last UpdatedApr 17, 2026
Details
As Low As
Alltrust Credit Union
Institution Rating:
D3.5 ★ Texas Ratio: 33.38%
Auto Loan - Model Years 2019-2020
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedApr 8, 2026
Details
Up to 90% loan-to-value
Alltrust Credit Union
Institution Rating:
D3.5 ★ Texas Ratio: 33.38%
Auto Loan - Model Years 2021-2022
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedApr 8, 2026
Details
Up to 95% loan-to-value
Alltrust Credit Union
Institution Rating:
D3.5 ★ Texas Ratio: 33.38%
Auto Loan - Model Years 2023 or later
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedApr 8, 2026
Details
Up to 100% loan-to-value
Liberty Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.15%
Auto Loans
4.99%
0-36
▼
APR4.99%
Term0-36
Last UpdatedApr 8, 2026
Details
As Low As
AllCom Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
Vehicle Loans New or Used Model Years 2019-2025 37 to 48-Month Term
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedApr 8, 2026
Details
As Low As
AllCom Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
Vehicle Loans New or Used Model Years 2019-2025 49 to 60-Month Term
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedApr 8, 2026
Details
As Low As
AllCom Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
Vehicle Loans New or Used Model Years 2019-2025 Up to 36-Month Term
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedApr 8, 2026
Details
As Low As
Chelsea Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Used Autos 2022 - 2024
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedApr 17, 2026
Details
90% Financing
Plymouth County Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
Auto Loan
4.99%
75 Months
▼
APR4.99%
Term75 Months
Last UpdatedApr 18, 2026
Details
As Low As
Health Alliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.86%
New Car Loans
4.99%
36-60
▼
APR4.99%
Term36-60
Last UpdatedApr 18, 2026
Details
As Low As
Health Alliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.86%
Used Car Loans (2023,2024)
4.99%
36-60
▼
APR4.99%
Term36-60
Last UpdatedApr 18, 2026
Details
Worcester Fire Dept Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
NEW CAR (2024-2026)
4.99%
6 years
▼
APR4.99%
Term6 years
Last UpdatedApr 19, 2026
Details
As Low As
Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Auto Loans
4.99%
Up to 63 Months
▼
APR4.99%
TermUp to 63 Months
Last UpdatedApr 19, 2026
Details
St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
New Car Loans 2025-2026 Models or newer
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedApr 19, 2026
Details
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
Used Auto
4.99%
Up to 60 months
▼
APR4.99%
TermUp to 60 months
Last UpdatedApr 27, 2026
Details
As Low As
Morton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.04%
New Cars
4.99%
up to 7 years
▼
APR4.99%
Termup to 7 years
Last UpdatedApr 27, 2026
Details
Homefield Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.48%
Auto Loan
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMay 2, 2026
Details
As Low As
Mass Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Used > 25K miles Auto Loan
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 2, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
4.99%
0 - 75 Months
▼
APR4.99%
Term0 - 75 Months
Last UpdatedMay 2, 2026
Details
As Low As; APR - 2023 - 2025*
Tremont Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.31%
Auto Loans (2025-2026 Model Years)
4.99%
6 to 60
▼
APR4.99%
Term6 to 60
Last UpdatedMay 2, 2026
Details
APR4.99%
Term48 Months
Last UpdatedMay 2, 2026
Details
As Low As
TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
Auto Loans: New Vehicle
4.99%
4 Years
▼
APR4.99%
Term4 Years
Last UpdatedMay 4, 2026
Details
St Anthony Of Padua Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
New Auto Loans
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 6, 2026
Details
As Low As; Maximum term to 60 months
Norfolk Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.97%
Auto Loans NEW
4.99%
72 months
▼
APR4.99%
Term72 months
Last UpdatedMay 6, 2026
Details
As Low As; Maximum Amount: $65,000
Community Credit Union Of Lynn
Institution Rating:
A-5.0 ★ Texas Ratio: 14.06%
New Vehicle 2025-2026
5.00%
24-66
▼
APR5.00%
Term24-66
Last UpdatedApr 8, 2026
Details
As Low As; Less than 5K miles
Somerville School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
New Car (2025 - 2026)
5.00%
48 Months
▼
APR5.00%
Term48 Months
Last UpdatedApr 11, 2026
Details
New Bedford Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.29%
Used Auto - 2021 - 2019 models
5.20%
36 Months
▼
APR5.20%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As; 100% financing available
Liberty Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.15%
Auto Loans
5.24%
37-60
▼
APR5.24%
Term37-60
Last UpdatedApr 8, 2026
Details
As Low As
Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
New / Used Auto Loans 2026 - 2023
5.24%
84 Months
▼
APR5.24%
Term84 Months
Last UpdatedApr 17, 2026
Details
As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay.; 100% financing available for qualified vehicles.; Used Vehicle rates are based on J.D. Power book value; 84 Month Term for qualified vehicles and borrowers only; All rates are subject to change without notice.
Metrowest Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
Auto Loans (2025 - Newer)
5.24%
84 Months
▼
APR5.24%
Term84 Months
Last UpdatedApr 17, 2026
Details
Direct Deposit Auto Pay
St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
New Car Loans 2025-2026 Models or newer
5.24%
84 Months
▼
APR5.24%
Term84 Months
Last UpdatedApr 19, 2026
Details
St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
Used Car Loans 2021-2022 Models
5.24%
24 Months
▼
APR5.24%
Term24 Months
Last UpdatedApr 19, 2026
Details
St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
Used Car Loans 2023-2024 Models
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedApr 19, 2026
Details
Mass Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Used > 25K miles Auto Loans
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMay 2, 2026
Details
Tremont Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.31%
Auto Loans (2025-2026 Model Years)
5.24%
61 to 72
▼
APR5.24%
Term61 to 72
Last UpdatedMay 2, 2026
Details
Community Credit Union Of Lynn
Institution Rating:
A-5.0 ★ Texas Ratio: 14.06%
New Vehicle 2025-2026
5.25%
67-84
▼
APR5.25%
Term67-84
Last UpdatedApr 8, 2026
Details
As Low As; Less than 5K miles
Somerville School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
Older Used Car (2019 - 2023)
5.25%
36 Months
▼
APR5.25%
Term36 Months
Last UpdatedApr 11, 2026
Details
Stoneham Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.62%
New Automobile
5.25%
1-48
▼
APR5.25%
Term1-48
Last UpdatedApr 18, 2026
Details
Up To $60,000; 100% NADA value; Years 2025-2026; Maximum mileage up to 8,000
MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★ Texas Ratio: 18.63%
New Auto
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedMay 2, 2026
Details
TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
Auto Loans: New Vehicle
5.25%
5 Years
▼
APR5.25%
Term5 Years
Last UpdatedMay 4, 2026
Details
APR5.25%
Term48 Months
Last UpdatedMay 5, 2026
Details
APR5.25%
Term48 Months
Last UpdatedMay 5, 2026
Details
Rockland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.47%
Auto Loans (2021-2022 Used)
5.39%
48 Month
▼
APR5.39%
Term48 Month
Last UpdatedApr 27, 2026
Details
As Low As; Estimated Payment Per $1,000: $23.21
Rockland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.47%
Auto Loans (2023-2026 New & Used)
5.39%
48 Month
▼
APR5.39%
Term48 Month
Last UpdatedApr 27, 2026
Details
As Low As; Estimated Payment Per $1,000: $23.21
Direct Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
Auto Loan 2022-2026
5.44%
63 Months
▼
APR5.44%
Term63 Months
Last UpdatedMay 6, 2026
Details
As Low As
Direct Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
Vehicle Loan
5.44%
up to 63
▼
APR5.44%
Termup to 63
Last UpdatedMay 6, 2026
Details
As Low As; New and used vehicles; Purchase, refinance, lease buyout; Finance up to 120% of vehicle value
Malden Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
Used Auto (Over 4 Years Old; No More Than 10 Years)
5.45%
4 Years
▼
APR5.45%
Term4 Years
Last UpdatedApr 17, 2026
Details
As Low As
AllCom Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
Vehicle Loans New or Used Model Years 2019-2025 61 to 72-Month Term*
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedApr 8, 2026
Details
As Low As
Watertown Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New/Refinanced New Autos 2024/2025 Models
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedApr 8, 2026
Details
Metrowest Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
Auto Loans (2025 - Newer)
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedApr 17, 2026
Details
Without Direct Deposit Auto Pay
Metrowest Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
Used Auto (Years 2021 - 2024)
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedApr 17, 2026
Details
Direct Deposit Auto Pay
Plymouth County Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
Auto Loan
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As
Health Alliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.86%
New Car Loans
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedApr 18, 2026
Details
City of Boston Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.75%
Used Vehicle Loan
5.49%
36 Months
▼
APR5.49%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As; Maximum borrowed $50,000
St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
Used Car Loans 2021-2022 Models
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedApr 19, 2026
Details
Tremont Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.31%
Auto Loans (2022-2024 Model Years)
5.49%
6 to 60
▼
APR5.49%
Term6 to 60
Last UpdatedMay 2, 2026
Details
MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★ Texas Ratio: 18.63%
Used Auto
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMay 2, 2026
Details
APR5.49%
Term66 Months
Last UpdatedMay 2, 2026
Details
As Low As
Stoughton Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
Auto Loans - New
5.49%
Up to 60 months
▼
APR5.49%
TermUp to 60 months
Last UpdatedMay 5, 2026
Details
Community Credit Union Of Lynn
Institution Rating:
A-5.0 ★ Texas Ratio: 14.06%
Used Vehicle 2025
5.50%
24-75
▼
APR5.50%
Term24-75
Last UpdatedApr 8, 2026
Details
As Low As
Somerville School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
New Car (2025 - 2026)
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedApr 11, 2026
Details
Somerville School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
Used Car (2022 - 2024)
5.50%
48 Months
▼
APR5.50%
Term48 Months
Last UpdatedApr 11, 2026
Details
Lowell Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
NEW VEHICLES
5.50%
7 year
▼
APR5.50%
Term7 year
Last UpdatedApr 17, 2026
Details
APR5.50%
Term12-60
Last UpdatedMay 5, 2026
Details
APR5.50%
Term60 Months
Last UpdatedMay 5, 2026
Details
APR5.50%
Term60 Months
Last UpdatedMay 5, 2026
Details
APR5.50%
Term48 Months
Last UpdatedMay 5, 2026
Details
Rockland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.47%
Auto Loans (2019-2020)
5.54%
48 Month
▼
APR5.54%
Term48 Month
Last UpdatedApr 27, 2026
Details
Estimated Payment Per $1,000: $23.27
MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★ Texas Ratio: 18.63%
Used Auto
5.63%
72 Months
▼
APR5.63%
Term72 Months
Last UpdatedMay 2, 2026
Details
Rockland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.47%
Auto Loans (2017-2018)
5.64%
48 Month
▼
APR5.64%
Term48 Month
Last UpdatedApr 27, 2026
Details
Estimated Payment Per $1,000: $23.32
Liberty Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.15%
Auto Loans
5.74%
61-84
▼
APR5.74%
Term61-84
Last UpdatedApr 8, 2026
Details
As Low As
Metrowest Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
Used Auto (Years 2021 - 2024)
5.74%
60 Months
▼
APR5.74%
Term60 Months
Last UpdatedApr 17, 2026
Details
Without Direct Deposit Auto Pay
St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
Used Car Loans 2023-2024 Models
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedApr 19, 2026
Details
Stoughton Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
Auto Loans - New
5.74%
72 months
▼
APR5.74%
Term72 months
Last UpdatedMay 5, 2026
Details
Stoughton Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
Auto Loans - Used
5.74%
Up to 60 months
▼
APR5.74%
TermUp to 60 months
Last UpdatedMay 5, 2026
Details
Direct Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
Auto Loan 2020-2021
5.74%
63 Months
▼
APR5.74%
Term63 Months
Last UpdatedMay 6, 2026
Details
As Low As
Community Credit Union Of Lynn
Institution Rating:
A-5.0 ★ Texas Ratio: 14.06%
Used Vehicle 2024
5.75%
24-75
▼
APR5.75%
Term24-75
Last UpdatedApr 8, 2026
Details
As Low As
Somerville School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
Older Used Car (2019 - 2023)
5.75%
48 Months
▼
APR5.75%
Term48 Months
Last UpdatedApr 11, 2026
Details
Notre Dame Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
New Autos
5.75%
24 Months
▼
APR5.75%
Term24 Months
Last UpdatedApr 17, 2026
Details
MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★ Texas Ratio: 18.63%
New Auto
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedMay 2, 2026
Details
Dean Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Cars
5.75%
36 Months
▼
APR5.75%
Term36 Months
Last UpdatedMay 5, 2026
Details
As Low As
APR5.75%
Term72 Months
Last UpdatedMay 5, 2026
Details
APR5.75%
Term72 Months
Last UpdatedMay 5, 2026
Details
APR5.75%
Term60 Months
Last UpdatedMay 5, 2026
Details
Rockland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.47%
Auto Loans (2021-2022 Used)
5.79%
72 Month
▼
APR5.79%
Term72 Month
Last UpdatedApr 27, 2026
Details
As Low As; Estimated Payment Per $1,000: $19.24
Rockland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.47%
Auto Loans (2023-2026 New & Used)
5.79%
72 Month
▼
APR5.79%
Term72 Month
Last UpdatedApr 27, 2026
Details
As Low As; Estimated Payment Per $1,000: $19.24
Direct Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
Auto Loan 2020-2021
5.84%
66 Months
▼
APR5.84%
Term66 Months
Last UpdatedMay 6, 2026
Details
As Low As
Direct Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
Auto Loan 2022-2026
5.89%
66 Months
▼
APR5.89%
Term66 Months
Last UpdatedMay 6, 2026
Details
As Low As
Direct Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
Auto Loan 2020-2021
5.94%
75 Months
▼
APR5.94%
Term75 Months
Last UpdatedMay 6, 2026
Details
As Low As
Chelsea Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Used Autos 2019 - 2021
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedApr 17, 2026
Details
90% Financing
Metrowest Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
Used Auto (Years 2021 - 2024)
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedApr 17, 2026
Details
Direct Deposit Auto Pay
Stoneham Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.62%
New Automobile
5.99%
49-72
▼
APR5.99%
Term49-72
Last UpdatedApr 18, 2026
Details
Up To $60,000; 100% NADA value; Years 2025-2026; Maximum mileage up to 8,000
Health Alliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.86%
Used Car Loans (2020,2021,2022)
5.99%
36-60
▼
APR5.99%
Term36-60
Last UpdatedApr 18, 2026
Details
Health Alliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.86%
Used Car Loans (2023,2024)
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedApr 18, 2026
Details
City of Boston Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.75%
Used Vehicle Loan
5.99%
48 Months
▼
APR5.99%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As; Maximum borrowed $50,000
St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
Used Car Loans 2021-2022 Models
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedApr 19, 2026
Details
Morton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.04%
Used Cars
5.99%
up to 6 years
▼
APR5.99%
Termup to 6 years
Last UpdatedApr 27, 2026
Details
Massachusetts Family Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
New Vehicle
5.99%
60 month
▼
APR5.99%
Term60 month
Last UpdatedMay 2, 2026
Details
As Low As; Over 60 Month: 6.75% APR***
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
5.99%
76 - 84 Months
▼
APR5.99%
Term76 - 84 Months
Last UpdatedMay 2, 2026
Details
As Low As; APR - 2023 - 2025*
APR5.99%
Term72 Months
Last UpdatedMay 2, 2026
Details
As Low As
Stoughton Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
Auto Loans - Used
5.99%
72 months
▼
APR5.99%
Term72 months
Last UpdatedMay 5, 2026
Details
St Anthony Of Padua Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
Used Auto Loans - with 15% down
5.99%
48 Months
▼
APR5.99%
Term48 Months
Last UpdatedMay 6, 2026
Details
As Low As; Maximum term to 48 months; Vehicles 1 - 5 years old
Community Credit Union Of Lynn
Institution Rating:
A-5.0 ★ Texas Ratio: 14.06%
Used Vehicle 2023
6.00%
67-75
▼
APR6.00%
Term67-75
Last UpdatedApr 8, 2026
Details
As Low As
Watertown Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Autos 2022/2023/2024 Models
6.00%
24 Months
▼
APR6.00%
Term24 Months
Last UpdatedApr 8, 2026
Details
Somerville School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
New Car (2025 - 2026)
6.00%
72 Months
▼
APR6.00%
Term72 Months
Last UpdatedApr 11, 2026
Details
Somerville School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
Used Car (2022 - 2024)
6.00%
60 Months
▼
APR6.00%
Term60 Months
Last UpdatedApr 11, 2026
Details
Notre Dame Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
New Autos
6.00%
36 Months
▼
APR6.00%
Term36 Months
Last UpdatedApr 17, 2026
Details
Notre Dame Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
Used Autos
6.00%
24 Months
▼
APR6.00%
Term24 Months
Last UpdatedApr 17, 2026
Details
St Annes Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.11%
New Auto 2026-2025
6.09%
36-60 Months
▼
APR6.09%
Term36-60 Months
Last UpdatedApr 8, 2026
Details
As Low As
Methuen Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
New Auto
6.12%
24 mo.
▼
APR6.12%
Term24 mo.
Last UpdatedMay 5, 2026
Details
(7)
Alltrust Credit Union
Institution Rating:
D3.5 ★ Texas Ratio: 33.38%
Auto Loan - Model Years 2023 or later
6.24%
84 Months
▼
APR6.24%
Term84 Months
Last UpdatedApr 8, 2026
Details
Up to 100% loan-to-value
Metrowest Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
Used Auto (Years 2021 - 2024)
6.24%
84 Months
▼
APR6.24%
Term84 Months
Last UpdatedApr 17, 2026
Details
Without Direct Deposit Auto Pay
First Priority Credit Union Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
New Auto
6.24%
48 Months
▼
APR6.24%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
Tremont Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.31%
Auto Loans (2025-2026 Model Years)
6.24%
73 to 84
▼
APR6.24%
Term73 to 84
Last UpdatedMay 2, 2026
Details
Community Credit Union Of Lynn
Institution Rating:
A-5.0 ★ Texas Ratio: 14.06%
Used Vehicle 2022
6.25%
24-75
▼
APR6.25%
Term24-75
Last UpdatedApr 8, 2026
Details
As Low As
Somerville School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
Older Used Car (2019 - 2023)
6.25%
60 Months
▼
APR6.25%
Term60 Months
Last UpdatedApr 11, 2026
Details
Lowell Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
NEW VEHICLES
6.25%
7 year
▼
APR6.25%
Term7 year
Last UpdatedApr 17, 2026
Details
Notre Dame Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
Used Autos
6.25%
36 Months
▼
APR6.25%
Term36 Months
Last UpdatedApr 17, 2026
Details
TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
Auto Loans: Used Vehicle
6.25%
5 Years
▼
APR6.25%
Term5 Years
Last UpdatedMay 4, 2026
Details
Dean Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Cars
6.25%
48 Months
▼
APR6.25%
Term48 Months
Last UpdatedMay 5, 2026
Details
As Low As
Methuen Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
New Auto
6.25%
36 mo.
▼
APR6.25%
Term36 mo.
Last UpdatedMay 5, 2026
Details
APR6.25%
Term12-48
Last UpdatedMay 5, 2026
Details
Country Bank for Savings
Institution Rating:
A5.0 ★ Texas Ratio: 7.70%
Auto Loan
6.25%
60 Months
▼
APR6.25%
Term60 Months
Last UpdatedMay 5, 2026
Details
Year of Vehicle: 2024-2026
St Annes Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.11%
New Auto 2026-2025
6.29%
61-75 Months
▼
APR6.29%
Term61-75 Months
Last UpdatedApr 8, 2026
Details
As Low As
Direct Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
Auto Loan 2018-2019
6.29%
60 Months
▼
APR6.29%
Term60 Months
Last UpdatedMay 6, 2026
Details
As Low As
Methuen Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
New Auto
6.38%
48 mo.
▼
APR6.38%
Term48 mo.
Last UpdatedMay 5, 2026
Details
Rockland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.47%
Auto Loans (2015-2016)
6.44%
48 Month
▼
APR6.44%
Term48 Month
Last UpdatedApr 27, 2026
Details
Estimated Payment Per $1,000: $23.69
Direct Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
Auto Loan 2018-2019
6.44%
66 Months
▼
APR6.44%
Term66 Months
Last UpdatedMay 6, 2026
Details
As Low As
St Annes Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.11%
Used Auto 2024-2016
6.49%
36-60 Months
▼
APR6.49%
Term36-60 Months
Last UpdatedApr 8, 2026
Details
As Low As
Stoneham Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.62%
Used Automobile
6.49%
12-72
▼
APR6.49%
Term12-72
Last UpdatedApr 18, 2026
Details
Up To $50,000; 90% NADA value; Years 2020-2026
First Priority Credit Union Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
New Auto
6.49%
60 Months
▼
APR6.49%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As
First Priority Credit Union Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
Used Auto
6.49%
48 Months
▼
APR6.49%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
APR6.49%
Term78 Months
Last UpdatedMay 2, 2026
Details
As Low As
Community Credit Union Of Lynn
Institution Rating:
A-5.0 ★ Texas Ratio: 14.06%
Used Vehicle 2021
6.50%
24-75
▼
APR6.50%
Term24-75
Last UpdatedApr 8, 2026
Details
As Low As
Watertown Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Autos 2022/2023/2024 Models
6.50%
36 Months
▼
APR6.50%
Term36 Months
Last UpdatedApr 8, 2026
Details
Somerville School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
Older Used Car (2018 and older) - 80% of KBB value
6.50%
48 Months
▼
APR6.50%
Term48 Months
Last UpdatedApr 11, 2026
Details
Lowell Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
NEW VEHICLES
6.50%
7 year
▼
APR6.50%
Term7 year
Last UpdatedApr 17, 2026
Details
Notre Dame Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
Used Autos
6.50%
72 Months
▼
APR6.50%
Term72 Months
Last UpdatedApr 17, 2026
Details
Health Alliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.86%
Used Car Loans (2018, 2019)
6.50%
36-60
▼
APR6.50%
Term36-60
Last UpdatedApr 18, 2026
Details
Dean Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Cars
6.50%
24 Months
▼
APR6.50%
Term24 Months
Last UpdatedMay 5, 2026
Details
As Low As
Methuen Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
New Auto
6.50%
60 mo.
▼
APR6.50%
Term60 mo.
Last UpdatedMay 5, 2026
Details
Webster Five Cents Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
New Cars (2024 - 2027)
6.50%
36 Months
▼
APR6.50%
Term36 Months
Last UpdatedMay 5, 2026
Details
As Low As
Country Bank for Savings
Institution Rating:
A5.0 ★ Texas Ratio: 7.70%
Auto Loan
6.50%
72 Months
▼
APR6.50%
Term72 Months
Last UpdatedMay 5, 2026
Details
Year of Vehicle: 2024-2026
Methuen Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
Used Auto
6.62%
24 mo.
▼
APR6.62%
Term24 mo.
Last UpdatedMay 5, 2026
Details
(3) (7)
Savers Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
Auto Loan
6.72%
60 Months
▼
APR6.72%
Term60 Months
Last UpdatedMay 5, 2026
Details
First Priority Credit Union Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
New Auto
6.74%
72 Months
▼
APR6.74%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As
First Priority Credit Union Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
Used Auto
6.74%
60 Months
▼
APR6.74%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As
Direct Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
Auto Loan 2018-2019
6.74%
72 Months
▼
APR6.74%
Term72 Months
Last UpdatedMay 6, 2026
Details
As Low As
Direct Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
Auto Loan 2020-2021
6.74%
78 Months
▼
APR6.74%
Term78 Months
Last UpdatedMay 6, 2026
Details
As Low As
Direct Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
Auto Loan 2022-2026
6.74%
84 Months
▼
APR6.74%
Term84 Months
Last UpdatedMay 6, 2026
Details
As Low As
Metrowest Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
Used Auto (Years 2018 - 2020)
6.75%
Up to 60 months
▼
APR6.75%
TermUp to 60 months
Last UpdatedApr 17, 2026
Details
Direct Deposit Auto Pay
Dean Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Cars
6.75%
60 Months
▼
APR6.75%
Term60 Months
Last UpdatedMay 5, 2026
Details
As Low As
Methuen Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
Used Auto
6.75%
36 mo.
▼
APR6.75%
Term36 mo.
Last UpdatedMay 5, 2026
Details
Webster Five Cents Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
New Cars (2024 - 2027)
6.75%
48 Months
▼
APR6.75%
Term48 Months
Last UpdatedMay 5, 2026
Details
As Low As
Methuen Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
Used Auto
6.88%
48 mo.
▼
APR6.88%
Term48 mo.
Last UpdatedMay 5, 2026
Details
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
New Auto
3.74%
Up to 36 Months
▼
APR3.74%
TermUp to 36 Months
Last UpdatedApr 27, 2026
Details
As Low As
TEWKSBURY
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Vehicle Loans
3.79%
36 Months
▼
APR3.79%
Term36 Months
Last UpdatedMay 2, 2026
Details
As Low As
Chelsea Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
New Autos
3.99%
72 Months
▼
APR3.99%
Term72 Months
Last UpdatedApr 17, 2026
Details
90% Financing
Quincy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
New Auto Loans
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As; APR with Auto Pay
Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
New / Used Auto Loans 2022 - 2021
4.24%
60 Months
▼
APR4.24%
Term60 Months
Last UpdatedApr 17, 2026
Details
As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay.; 100% financing available for qualified vehicles.; Used Vehicle rates are based on J.D. Power book value; 84 Month Term for qualified vehicles and borrowers only; All rates are subject to change without notice.
Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
New / Used Auto Loans 2026 - 2023
4.24%
60 Months
▼
APR4.24%
Term60 Months
Last UpdatedApr 17, 2026
Details
As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay.; 100% financing available for qualified vehicles.; Used Vehicle rates are based on J.D. Power book value; 84 Month Term for qualified vehicles and borrowers only; All rates are subject to change without notice.
Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
New Vehicle
4.24%
60 Months
▼
APR4.24%
Term60 Months
Last UpdatedApr 17, 2026
Details
As Low As; Certain restrictions apply.
Quincy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
New Auto Loans
4.24%
48 Months
▼
APR4.24%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As; APR with Auto Pay
City of Boston Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.75%
New and Used Vehicle Loan
4.24%
48 Months
▼
APR4.24%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As; Maximum borrowed $150,000; Model Years 2025-2026
Watertown Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New/Refinanced New Autos 2024/2025 Models
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedApr 8, 2026
Details
Worcester Fire Dept Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
NEW CAR (2024-2026)
4.49%
4 years
▼
APR4.49%
Term4 years
Last UpdatedApr 19, 2026
Details
As Low As
Quincy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
New Auto Loans
4.49%
72 Months
▼
APR4.49%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As; APR with Auto Pay
City of Boston Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.75%
New and Used Vehicle Loan
4.49%
71 Months
▼
APR4.49%
Term71 Months
Last UpdatedApr 19, 2026
Details
As Low As; Maximum borrowed $150,000; Model Years 2025-2026
St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
New Car Loans 2025-2026 Models or newer
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedApr 19, 2026
Details
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
New Auto
4.49%
Up to 60 months
▼
APR4.49%
TermUp to 60 months
Last UpdatedApr 27, 2026
Details
As Low As
Mass Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
New < 25K miles Auto Loan
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedMay 2, 2026
Details
Somerville School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
New Car (2025 - 2026)
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedApr 11, 2026
Details
Watertown Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New/Refinanced New Autos 2024/2025 Models
4.55%
48 Months
▼
APR4.55%
Term48 Months
Last UpdatedApr 8, 2026
Details
Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
New / Used Auto Loans 2020 & Older
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedApr 17, 2026
Details
As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay.; 100% financing available for qualified vehicles.; Used Vehicle rates are based on J.D. Power book value; 84 Month Term for qualified vehicles and borrowers only; All rates are subject to change without notice.
Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
New / Used Auto Loans 2026 - 2023
4.74%
72 Months
▼
APR4.74%
Term72 Months
Last UpdatedApr 17, 2026
Details
As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay.; 100% financing available for qualified vehicles.; Used Vehicle rates are based on J.D. Power book value; 84 Month Term for qualified vehicles and borrowers only; All rates are subject to change without notice.
Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
New Vehicle
4.74%
72 Months
▼
APR4.74%
Term72 Months
Last UpdatedApr 17, 2026
Details
As Low As; Certain restrictions apply.
Worcester Fire Dept Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
NEW CAR (2024-2026)
4.74%
5 years
▼
APR4.74%
Term5 years
Last UpdatedApr 19, 2026
Details
As Low As
Quincy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
New Auto Loans
4.74%
84 Months
▼
APR4.74%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As; APR with Auto Pay
City of Boston Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.75%
New and Used Vehicle Loan
4.74%
84 Months
▼
APR4.74%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As; Maximum borrowed $150,000; Model Years 2025-2026
Mass Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
New < 25K miles Auto Loans
4.74%
72 Months
▼
APR4.74%
Term72 Months
Last UpdatedMay 2, 2026
Details
Watertown Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New/Refinanced New Autos 2024/2025 Models
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedApr 8, 2026
Details
Malden Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
New Auto
4.95%
2 - 5 Years
▼
APR4.95%
Term2 - 5 Years
Last UpdatedApr 17, 2026
Details
As Low As
AllCom Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
Vehicle Loans New or Used Model Years 2019-2025 37 to 48-Month Term
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedApr 8, 2026
Details
As Low As
AllCom Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
Vehicle Loans New or Used Model Years 2019-2025 49 to 60-Month Term
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedApr 8, 2026
Details
As Low As
AllCom Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
Vehicle Loans New or Used Model Years 2019-2025 Up to 36-Month Term
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedApr 8, 2026
Details
As Low As
Health Alliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.86%
New Car Loans
4.99%
36-60
▼
APR4.99%
Term36-60
Last UpdatedApr 18, 2026
Details
As Low As
Worcester Fire Dept Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
NEW CAR (2024-2026)
4.99%
6 years
▼
APR4.99%
Term6 years
Last UpdatedApr 19, 2026
Details
As Low As
St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
New Car Loans 2025-2026 Models or newer
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedApr 19, 2026
Details
Morton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.04%
New Cars
4.99%
up to 7 years
▼
APR4.99%
Termup to 7 years
Last UpdatedApr 27, 2026
Details
TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
Auto Loans: New Vehicle
4.99%
4 Years
▼
APR4.99%
Term4 Years
Last UpdatedMay 4, 2026
Details
St Anthony Of Padua Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
New Auto Loans
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 6, 2026
Details
As Low As; Maximum term to 60 months
Norfolk Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.97%
Auto Loans NEW
4.99%
72 months
▼
APR4.99%
Term72 months
Last UpdatedMay 6, 2026
Details
As Low As; Maximum Amount: $65,000
Community Credit Union Of Lynn
Institution Rating:
A-5.0 ★ Texas Ratio: 14.06%
New Vehicle 2025-2026
5.00%
24-66
▼
APR5.00%
Term24-66
Last UpdatedApr 8, 2026
Details
As Low As; Less than 5K miles
Somerville School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
New Car (2025 - 2026)
5.00%
48 Months
▼
APR5.00%
Term48 Months
Last UpdatedApr 11, 2026
Details
Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
New / Used Auto Loans 2026 - 2023
5.24%
84 Months
▼
APR5.24%
Term84 Months
Last UpdatedApr 17, 2026
Details
As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay.; 100% financing available for qualified vehicles.; Used Vehicle rates are based on J.D. Power book value; 84 Month Term for qualified vehicles and borrowers only; All rates are subject to change without notice.
Metrowest Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
Auto Loans (2025 - Newer)
5.24%
84 Months
▼
APR5.24%
Term84 Months
Last UpdatedApr 17, 2026
Details
Direct Deposit Auto Pay
St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
New Car Loans 2025-2026 Models or newer
5.24%
84 Months
▼
APR5.24%
Term84 Months
Last UpdatedApr 19, 2026
Details
Community Credit Union Of Lynn
Institution Rating:
A-5.0 ★ Texas Ratio: 14.06%
New Vehicle 2025-2026
5.25%
67-84
▼
APR5.25%
Term67-84
Last UpdatedApr 8, 2026
Details
As Low As; Less than 5K miles
Stoneham Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.62%
New Automobile
5.25%
1-48
▼
APR5.25%
Term1-48
Last UpdatedApr 18, 2026
Details
Up To $60,000; 100% NADA value; Years 2025-2026; Maximum mileage up to 8,000
MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★ Texas Ratio: 18.63%
New Auto
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedMay 2, 2026
Details
TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
Auto Loans: New Vehicle
5.25%
5 Years
▼
APR5.25%
Term5 Years
Last UpdatedMay 4, 2026
Details
APR5.25%
Term48 Months
Last UpdatedMay 5, 2026
Details
Rockland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.47%
Auto Loans (2023-2026 New & Used)
5.39%
48 Month
▼
APR5.39%
Term48 Month
Last UpdatedApr 27, 2026
Details
As Low As; Estimated Payment Per $1,000: $23.21
AllCom Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
Vehicle Loans New or Used Model Years 2019-2025 61 to 72-Month Term*
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedApr 8, 2026
Details
As Low As
Watertown Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New/Refinanced New Autos 2024/2025 Models
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedApr 8, 2026
Details
Metrowest Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
Auto Loans (2025 - Newer)
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedApr 17, 2026
Details
Without Direct Deposit Auto Pay
Health Alliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.86%
New Car Loans
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedApr 18, 2026
Details
Stoughton Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
Auto Loans - New
5.49%
Up to 60 months
▼
APR5.49%
TermUp to 60 months
Last UpdatedMay 5, 2026
Details
Somerville School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
New Car (2025 - 2026)
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedApr 11, 2026
Details
Lowell Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
NEW VEHICLES
5.50%
7 year
▼
APR5.50%
Term7 year
Last UpdatedApr 17, 2026
Details
APR5.50%
Term60 Months
Last UpdatedMay 5, 2026
Details
Stoughton Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
Auto Loans - New
5.74%
72 months
▼
APR5.74%
Term72 months
Last UpdatedMay 5, 2026
Details
Notre Dame Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
New Autos
5.75%
24 Months
▼
APR5.75%
Term24 Months
Last UpdatedApr 17, 2026
Details
MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★ Texas Ratio: 18.63%
New Auto
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedMay 2, 2026
Details
Dean Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Cars
5.75%
36 Months
▼
APR5.75%
Term36 Months
Last UpdatedMay 5, 2026
Details
As Low As
APR5.75%
Term72 Months
Last UpdatedMay 5, 2026
Details
Rockland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.47%
Auto Loans (2023-2026 New & Used)
5.79%
72 Month
▼
APR5.79%
Term72 Month
Last UpdatedApr 27, 2026
Details
As Low As; Estimated Payment Per $1,000: $19.24
Stoneham Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.62%
New Automobile
5.99%
49-72
▼
APR5.99%
Term49-72
Last UpdatedApr 18, 2026
Details
Up To $60,000; 100% NADA value; Years 2025-2026; Maximum mileage up to 8,000
Massachusetts Family Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
New Vehicle
5.99%
60 month
▼
APR5.99%
Term60 month
Last UpdatedMay 2, 2026
Details
As Low As; Over 60 Month: 6.75% APR***
Somerville School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
New Car (2025 - 2026)
6.00%
72 Months
▼
APR6.00%
Term72 Months
Last UpdatedApr 11, 2026
Details
Notre Dame Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
New Autos
6.00%
36 Months
▼
APR6.00%
Term36 Months
Last UpdatedApr 17, 2026
Details
St Annes Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.11%
New Auto 2026-2025
6.09%
36-60 Months
▼
APR6.09%
Term36-60 Months
Last UpdatedApr 8, 2026
Details
As Low As
Methuen Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
New Auto
6.12%
24 mo.
▼
APR6.12%
Term24 mo.
Last UpdatedMay 5, 2026
Details
(7)
First Priority Credit Union Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
New Auto
6.24%
48 Months
▼
APR6.24%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
Lowell Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
NEW VEHICLES
6.25%
7 year
▼
APR6.25%
Term7 year
Last UpdatedApr 17, 2026
Details
Dean Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Cars
6.25%
48 Months
▼
APR6.25%
Term48 Months
Last UpdatedMay 5, 2026
Details
As Low As
Methuen Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
New Auto
6.25%
36 mo.
▼
APR6.25%
Term36 mo.
Last UpdatedMay 5, 2026
Details
St Annes Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.11%
New Auto 2026-2025
6.29%
61-75 Months
▼
APR6.29%
Term61-75 Months
Last UpdatedApr 8, 2026
Details
As Low As
Methuen Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
New Auto
6.38%
48 mo.
▼
APR6.38%
Term48 mo.
Last UpdatedMay 5, 2026
Details
First Priority Credit Union Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
New Auto
6.49%
60 Months
▼
APR6.49%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As
Lowell Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
NEW VEHICLES
6.50%
7 year
▼
APR6.50%
Term7 year
Last UpdatedApr 17, 2026
Details
Methuen Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
New Auto
6.50%
60 mo.
▼
APR6.50%
Term60 mo.
Last UpdatedMay 5, 2026
Details
Webster Five Cents Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
New Cars (2024 - 2027)
6.50%
36 Months
▼
APR6.50%
Term36 Months
Last UpdatedMay 5, 2026
Details
As Low As
First Priority Credit Union Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
New Auto
6.74%
72 Months
▼
APR6.74%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As
Dean Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Cars
6.75%
60 Months
▼
APR6.75%
Term60 Months
Last UpdatedMay 5, 2026
Details
As Low As
Webster Five Cents Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
New Cars (2024 - 2027)
6.75%
48 Months
▼
APR6.75%
Term48 Months
Last UpdatedMay 5, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
St Anthony Of Padua Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
Used Auto Loans - with 15% down
3.10%
36 Months
▼
APR3.10%
Term36 Months
Last UpdatedMay 6, 2026
Details
As Low As
TEWKSBURY
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Vehicle Loans
3.79%
36 Months
▼
APR3.79%
Term36 Months
Last UpdatedMay 2, 2026
Details
As Low As
Chelsea Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Used Autos 2025 - 2026
3.99%
72 Months
▼
APR3.99%
Term72 Months
Last UpdatedApr 17, 2026
Details
90% Financing
Quincy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
Pre-Owned Auto Loans
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As; APR with Auto Pay
St Anthony Of Padua Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
Used Auto Loans - with 15% down
4.10%
48 Months
▼
APR4.10%
Term48 Months
Last UpdatedMay 6, 2026
Details
As Low As
Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
New / Used Auto Loans 2022 - 2021
4.24%
60 Months
▼
APR4.24%
Term60 Months
Last UpdatedApr 17, 2026
Details
As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay.; 100% financing available for qualified vehicles.; Used Vehicle rates are based on J.D. Power book value; 84 Month Term for qualified vehicles and borrowers only; All rates are subject to change without notice.
Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
New / Used Auto Loans 2026 - 2023
4.24%
60 Months
▼
APR4.24%
Term60 Months
Last UpdatedApr 17, 2026
Details
As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay.; 100% financing available for qualified vehicles.; Used Vehicle rates are based on J.D. Power book value; 84 Month Term for qualified vehicles and borrowers only; All rates are subject to change without notice.
Quincy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
Pre-Owned Auto Loans
4.24%
48 Months
▼
APR4.24%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As; APR with Auto Pay
City of Boston Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.75%
New and Used Vehicle Loan
4.24%
48 Months
▼
APR4.24%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As; Maximum borrowed $150,000; Model Years 2025-2026
City of Boston Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.75%
Used Vehicle Loan (Model Years 2022-2024)
4.24%
36 Months
▼
APR4.24%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As; Maximum borrowed $150,000
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
Used Auto
4.24%
Up to 36 Months
▼
APR4.24%
TermUp to 36 Months
Last UpdatedApr 27, 2026
Details
As Low As
Quincy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
Pre-Owned Auto Loans
4.49%
72 Months
▼
APR4.49%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As; APR with Auto Pay
City of Boston Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.75%
New and Used Vehicle Loan
4.49%
71 Months
▼
APR4.49%
Term71 Months
Last UpdatedApr 19, 2026
Details
As Low As; Maximum borrowed $150,000; Model Years 2025-2026
City of Boston Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.75%
Used Vehicle Loan (Model Years 2022-2024)
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As; Maximum borrowed $150,000
Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
New / Used Auto Loans 2020 & Older
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedApr 17, 2026
Details
As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay.; 100% financing available for qualified vehicles.; Used Vehicle rates are based on J.D. Power book value; 84 Month Term for qualified vehicles and borrowers only; All rates are subject to change without notice.
Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
New / Used Auto Loans 2026 - 2023
4.74%
72 Months
▼
APR4.74%
Term72 Months
Last UpdatedApr 17, 2026
Details
As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay.; 100% financing available for qualified vehicles.; Used Vehicle rates are based on J.D. Power book value; 84 Month Term for qualified vehicles and borrowers only; All rates are subject to change without notice.
City of Boston Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.75%
New and Used Vehicle Loan
4.74%
84 Months
▼
APR4.74%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As; Maximum borrowed $150,000; Model Years 2025-2026
City of Boston Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.75%
Used Vehicle Loan (Model Years 2022-2024)
4.74%
72 Months
▼
APR4.74%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As; Maximum borrowed $150,000
St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
Used Car Loans 2023-2024 Models
4.74%
24 Months
▼
APR4.74%
Term24 Months
Last UpdatedApr 19, 2026
Details
Somerville School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
Used Car (2022 - 2024)
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedApr 11, 2026
Details
Malden Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
Used Auto (Under 4 Years Old)
4.95%
4 Years
▼
APR4.95%
Term4 Years
Last UpdatedApr 17, 2026
Details
As Low As
AllCom Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
Vehicle Loans New or Used Model Years 2019-2025 37 to 48-Month Term
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedApr 8, 2026
Details
As Low As
AllCom Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
Vehicle Loans New or Used Model Years 2019-2025 49 to 60-Month Term
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedApr 8, 2026
Details
As Low As
AllCom Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
Vehicle Loans New or Used Model Years 2019-2025 Up to 36-Month Term
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedApr 8, 2026
Details
As Low As
Chelsea Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Used Autos 2022 - 2024
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedApr 17, 2026
Details
90% Financing
Health Alliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.86%
Used Car Loans (2023,2024)
4.99%
36-60
▼
APR4.99%
Term36-60
Last UpdatedApr 18, 2026
Details
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
Used Auto
4.99%
Up to 60 months
▼
APR4.99%
TermUp to 60 months
Last UpdatedApr 27, 2026
Details
As Low As
Mass Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Used > 25K miles Auto Loan
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 2, 2026
Details
New Bedford Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.29%
Used Auto - 2021 - 2019 models
5.20%
36 Months
▼
APR5.20%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As; 100% financing available
Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
New / Used Auto Loans 2026 - 2023
5.24%
84 Months
▼
APR5.24%
Term84 Months
Last UpdatedApr 17, 2026
Details
As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay.; 100% financing available for qualified vehicles.; Used Vehicle rates are based on J.D. Power book value; 84 Month Term for qualified vehicles and borrowers only; All rates are subject to change without notice.
St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
Used Car Loans 2021-2022 Models
5.24%
24 Months
▼
APR5.24%
Term24 Months
Last UpdatedApr 19, 2026
Details
St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
Used Car Loans 2023-2024 Models
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedApr 19, 2026
Details
Mass Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Used > 25K miles Auto Loans
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMay 2, 2026
Details
Somerville School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
Older Used Car (2019 - 2023)
5.25%
36 Months
▼
APR5.25%
Term36 Months
Last UpdatedApr 11, 2026
Details
Rockland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.47%
Auto Loans (2021-2022 Used)
5.39%
48 Month
▼
APR5.39%
Term48 Month
Last UpdatedApr 27, 2026
Details
As Low As; Estimated Payment Per $1,000: $23.21
Rockland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.47%
Auto Loans (2023-2026 New & Used)
5.39%
48 Month
▼
APR5.39%
Term48 Month
Last UpdatedApr 27, 2026
Details
As Low As; Estimated Payment Per $1,000: $23.21
Malden Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
Used Auto (Over 4 Years Old; No More Than 10 Years)
5.45%
4 Years
▼
APR5.45%
Term4 Years
Last UpdatedApr 17, 2026
Details
As Low As
AllCom Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
Vehicle Loans New or Used Model Years 2019-2025 61 to 72-Month Term*
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedApr 8, 2026
Details
As Low As
Metrowest Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
Used Auto (Years 2021 - 2024)
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedApr 17, 2026
Details
Direct Deposit Auto Pay
City of Boston Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.75%
Used Vehicle Loan
5.49%
36 Months
▼
APR5.49%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As; Maximum borrowed $50,000
St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
Used Car Loans 2021-2022 Models
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedApr 19, 2026
Details
MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★ Texas Ratio: 18.63%
Used Auto
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMay 2, 2026
Details
Community Credit Union Of Lynn
Institution Rating:
A-5.0 ★ Texas Ratio: 14.06%
Used Vehicle 2025
5.50%
24-75
▼
APR5.50%
Term24-75
Last UpdatedApr 8, 2026
Details
As Low As
Somerville School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
Used Car (2022 - 2024)
5.50%
48 Months
▼
APR5.50%
Term48 Months
Last UpdatedApr 11, 2026
Details
APR5.50%
Term48 Months
Last UpdatedMay 5, 2026
Details
MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★ Texas Ratio: 18.63%
Used Auto
5.63%
72 Months
▼
APR5.63%
Term72 Months
Last UpdatedMay 2, 2026
Details
Metrowest Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
Used Auto (Years 2021 - 2024)
5.74%
60 Months
▼
APR5.74%
Term60 Months
Last UpdatedApr 17, 2026
Details
Without Direct Deposit Auto Pay
St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
Used Car Loans 2023-2024 Models
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedApr 19, 2026
Details
Stoughton Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
Auto Loans - Used
5.74%
Up to 60 months
▼
APR5.74%
TermUp to 60 months
Last UpdatedMay 5, 2026
Details
Community Credit Union Of Lynn
Institution Rating:
A-5.0 ★ Texas Ratio: 14.06%
Used Vehicle 2024
5.75%
24-75
▼
APR5.75%
Term24-75
Last UpdatedApr 8, 2026
Details
As Low As
Somerville School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
Older Used Car (2019 - 2023)
5.75%
48 Months
▼
APR5.75%
Term48 Months
Last UpdatedApr 11, 2026
Details
APR5.75%
Term60 Months
Last UpdatedMay 5, 2026
Details
Rockland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.47%
Auto Loans (2021-2022 Used)
5.79%
72 Month
▼
APR5.79%
Term72 Month
Last UpdatedApr 27, 2026
Details
As Low As; Estimated Payment Per $1,000: $19.24
Rockland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.47%
Auto Loans (2023-2026 New & Used)
5.79%
72 Month
▼
APR5.79%
Term72 Month
Last UpdatedApr 27, 2026
Details
As Low As; Estimated Payment Per $1,000: $19.24
Chelsea Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Used Autos 2019 - 2021
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedApr 17, 2026
Details
90% Financing
Metrowest Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
Used Auto (Years 2021 - 2024)
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedApr 17, 2026
Details
Direct Deposit Auto Pay
Health Alliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.86%
Used Car Loans (2020,2021,2022)
5.99%
36-60
▼
APR5.99%
Term36-60
Last UpdatedApr 18, 2026
Details
Health Alliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.86%
Used Car Loans (2023,2024)
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedApr 18, 2026
Details
City of Boston Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.75%
Used Vehicle Loan
5.99%
48 Months
▼
APR5.99%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As; Maximum borrowed $50,000
St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
Used Car Loans 2021-2022 Models
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedApr 19, 2026
Details
Morton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.04%
Used Cars
5.99%
up to 6 years
▼
APR5.99%
Termup to 6 years
Last UpdatedApr 27, 2026
Details
Stoughton Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
Auto Loans - Used
5.99%
72 months
▼
APR5.99%
Term72 months
Last UpdatedMay 5, 2026
Details
St Anthony Of Padua Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
Used Auto Loans - with 15% down
5.99%
48 Months
▼
APR5.99%
Term48 Months
Last UpdatedMay 6, 2026
Details
As Low As; Maximum term to 48 months; Vehicles 1 - 5 years old
Community Credit Union Of Lynn
Institution Rating:
A-5.0 ★ Texas Ratio: 14.06%
Used Vehicle 2023
6.00%
67-75
▼
APR6.00%
Term67-75
Last UpdatedApr 8, 2026
Details
As Low As
Watertown Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Autos 2022/2023/2024 Models
6.00%
24 Months
▼
APR6.00%
Term24 Months
Last UpdatedApr 8, 2026
Details
Somerville School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
Used Car (2022 - 2024)
6.00%
60 Months
▼
APR6.00%
Term60 Months
Last UpdatedApr 11, 2026
Details
Notre Dame Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
Used Autos
6.00%
24 Months
▼
APR6.00%
Term24 Months
Last UpdatedApr 17, 2026
Details
Metrowest Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
Used Auto (Years 2021 - 2024)
6.24%
84 Months
▼
APR6.24%
Term84 Months
Last UpdatedApr 17, 2026
Details
Without Direct Deposit Auto Pay
Community Credit Union Of Lynn
Institution Rating:
A-5.0 ★ Texas Ratio: 14.06%
Used Vehicle 2022
6.25%
24-75
▼
APR6.25%
Term24-75
Last UpdatedApr 8, 2026
Details
As Low As
Somerville School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
Older Used Car (2019 - 2023)
6.25%
60 Months
▼
APR6.25%
Term60 Months
Last UpdatedApr 11, 2026
Details
Notre Dame Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
Used Autos
6.25%
36 Months
▼
APR6.25%
Term36 Months
Last UpdatedApr 17, 2026
Details
TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
Auto Loans: Used Vehicle
6.25%
5 Years
▼
APR6.25%
Term5 Years
Last UpdatedMay 4, 2026
Details
St Annes Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.11%
Used Auto 2024-2016
6.49%
36-60 Months
▼
APR6.49%
Term36-60 Months
Last UpdatedApr 8, 2026
Details
As Low As
Stoneham Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.62%
Used Automobile
6.49%
12-72
▼
APR6.49%
Term12-72
Last UpdatedApr 18, 2026
Details
Up To $50,000; 90% NADA value; Years 2020-2026
First Priority Credit Union Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
Used Auto
6.49%
48 Months
▼
APR6.49%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
Community Credit Union Of Lynn
Institution Rating:
A-5.0 ★ Texas Ratio: 14.06%
Used Vehicle 2021
6.50%
24-75
▼
APR6.50%
Term24-75
Last UpdatedApr 8, 2026
Details
As Low As
Watertown Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Autos 2022/2023/2024 Models
6.50%
36 Months
▼
APR6.50%
Term36 Months
Last UpdatedApr 8, 2026
Details
Somerville School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
Older Used Car (2018 and older) - 80% of KBB value
6.50%
48 Months
▼
APR6.50%
Term48 Months
Last UpdatedApr 11, 2026
Details
Notre Dame Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
Used Autos
6.50%
72 Months
▼
APR6.50%
Term72 Months
Last UpdatedApr 17, 2026
Details
Health Alliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.86%
Used Car Loans (2018, 2019)
6.50%
36-60
▼
APR6.50%
Term36-60
Last UpdatedApr 18, 2026
Details
Dean Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Cars
6.50%
24 Months
▼
APR6.50%
Term24 Months
Last UpdatedMay 5, 2026
Details
As Low As
Methuen Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
Used Auto
6.62%
24 mo.
▼
APR6.62%
Term24 mo.
Last UpdatedMay 5, 2026
Details
(3) (7)
First Priority Credit Union Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
Used Auto
6.74%
60 Months
▼
APR6.74%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As
Metrowest Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
Used Auto (Years 2018 - 2020)
6.75%
Up to 60 months
▼
APR6.75%
TermUp to 60 months
Last UpdatedApr 17, 2026
Details
Direct Deposit Auto Pay
Methuen Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
Used Auto
6.75%
36 mo.
▼
APR6.75%
Term36 mo.
Last UpdatedMay 5, 2026
Details
Methuen Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
Used Auto
6.88%
48 mo.
▼
APR6.88%
Term48 mo.
Last UpdatedMay 5, 2026
Details
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MonitorBankRates
Middlefield, MA Auto Loan Rate Trends
Compare local Middlefield, MA auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Auto Loan — MA Avg
6.332%
▼ 0.037 vs 7 days ago
Massachusetts new auto rates fell 0.037 points over the past 7 days to 6.332% APR.
Used Auto Loan — MA Avg
6.433%
▼ 0.068 vs 7 days ago
Massachusetts used auto rates fell 0.068 points over the past 7 days to 6.433% APR.
As of May 7, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions about Auto Loans in Middlefield, Massachusetts
How does my credit score affect my car loan rate in Massachusetts?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Middlefield, Massachusetts with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Massachusetts *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Middlefield, Massachusetts typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Middlefield, Massachusetts?
Based on our current data, some of the lowest auto loan rates available in Middlefield, Massachusetts include:
- St Anthony Of Padua Federal Credit Union: 3.10% (Used Auto Loans - with 15% down)
- Baxter Credit Union: 3.24% (Auto Loans)
- American Airlines Federal Credit Union: 3.74% (New Auto)
- TEWKSBURY: 3.79% (New & Used Vehicle Loans)
- Chelsea Employees Federal Credit Union: 3.99% (New Autos)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Middlefield, Massachusetts. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 6, 2026
Middlefield, Massachusetts Rates & Resources
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