Auto Loan Rates in East Falmouth, Massachusetts (MA) for July 2026
Content reviewed by
Brian McKay
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Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in East Falmouth, Massachusetts. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in East Falmouth, Massachusetts include St Anthony Of Padua Federal Credit UnionSt Anthony Of Padua Federal Credit UnionA+5.0 ★Texas Ratio: 5.37% offering Used Auto Loans at 3.10%, American Airlines Federal Credit UnionAmerican Airlines Federal Credit UnionA+5.0 ★Texas Ratio: 2.51% offering New Auto at 3.34%, PIONEER VALLEYPIONEER VALLEYA+5.0 ★Texas Ratio: 3.22% offering Vehicle Loan at 3.99%, Quincy Credit UnionQuincy Credit UnionA+5.0 ★Texas Ratio: 4.28% offering New Auto Loans at 3.99%, Worcester Credit UnionWorcester Credit UnionA+5.0 ★Texas Ratio: 4.09% offering Vehicle Loans at 4.24%. Auto loan rates as of July 25, 2026 according to verified data from MonitorBankRates.
East Falmouth borrowers have access to 37 lenders serving the Massachusetts area, with auto loan rates as low as 3.10% APR from St Anthony Of Padua Federal Credit Union. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in East Falmouth, Massachusetts. Auto Loan Rates Last Updated and Verified: July 25, 2026
Compare Auto Loan Rates Today in East Falmouth, Massachusetts & Surrounding Area
East Falmouth Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
St Anthony Of Padua Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.37%
Used Auto Loans
3.10%
36 months
▼
APR3.10%
Term36 months
Last UpdatedJul 22, 2026
Details
As Low As; Maximum term to 36 months
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
New Auto
3.34%
Up to 36 Months
▼
APR3.34%
TermUp to 36 Months
Last UpdatedJul 24, 2026
Details
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
Used Auto
3.84%
Up to 36 Months
▼
APR3.84%
TermUp to 36 Months
Last UpdatedJul 24, 2026
Details
APR3.99%
Term36 Months
Last UpdatedJul 16, 2026
Details
Rates as low as APR1
Quincy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.28%
New Auto Loans
3.99%
Up to 36 months
▼
APR3.99%
TermUp to 36 months
Last UpdatedJul 25, 2026
Details
APR with Auto Pay As Low As*
Quincy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.28%
Pre-Owned Auto Loans
3.99%
Up to 36 months
▼
APR3.99%
TermUp to 36 months
Last UpdatedJul 25, 2026
Details
APR with Auto Pay As Low As*
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
New Auto
4.09%
Up to 60 months
▼
APR4.09%
TermUp to 60 months
Last UpdatedJul 24, 2026
Details
St Anthony Of Padua Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.37%
Used Auto Loans
4.10%
48 months
▼
APR4.10%
Term48 months
Last UpdatedJul 22, 2026
Details
As Low As; Maximum term to 48 months
Worcester Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
Vehicle Loans
4.24%
up to 4 yr term
▼
APR4.24%
Termup to 4 yr term
Last UpdatedJul 16, 2026
Details
As Low As; New/Used, Buy/Refi*; Other great rates & terms available; APPLY - Drive Down Your Payments
City of Boston Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.18%
New** and Used Vehicle Loan
4.24%
Up to 48 Months
▼
APR4.24%
TermUp to 48 Months
Last UpdatedJul 25, 2026
Details
As low as 4.24% up to 7.99%
City of Boston Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.18%
Used Vehicle (2022-2024 Models) Loan
4.24%
Up to 36 Months
▼
APR4.24%
TermUp to 36 Months
Last UpdatedJul 25, 2026
Details
As low as; up to 7.99%
Webster First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
Auto Loan - Model Year 2023-27 - 36 Month
4.39%
36 Month
▼
APR4.39%
Term36 Month
Last UpdatedJul 24, 2026
Details
Albright Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.36%
New Auto Loans
4.44%
up to 60 months
▼
APR4.44%
Termup to 60 months
Last UpdatedJul 11, 2026
Details
Model year: 2025 or newer with less than 7,000 miles; Up to 100% financing available
St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
New Car Loans - 2025-2026 Models or newer
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedJul 11, 2026
Details
Annual Percentage Rate (APR) effective 6/1/26. Published rates reflects a .25% discount when you maintain automatic loan payments. Subject to credit approval. Rates and terms are subject to change at any time without notice. Other terms and conditions may apply.
City of Boston Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.18%
New** and Used Vehicle Loan
4.49%
49 - 71 Months
▼
APR4.49%
Term49 - 71 Months
Last UpdatedJul 25, 2026
Details
As low as 4.49% up to 8.24%
City of Boston Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.18%
Used Vehicle (2022-2024 Models) Loan
4.49%
2024 Mo
▼
APR4.49%
Term2024 Mo
Last UpdatedJul 25, 2026
Details
As low as; up to 8.24%
Quincy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.28%
New Auto Loans
4.50%
37 - 48 months
▼
APR4.50%
Term37 - 48 months
Last UpdatedJul 25, 2026
Details
APR with Auto Pay As Low As*
Quincy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.28%
Pre-Owned Auto Loans
4.50%
37 - 48 months
▼
APR4.50%
Term37 - 48 months
Last UpdatedJul 25, 2026
Details
APR with Auto Pay As Low As*
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
Used Auto
4.59%
Up to 60 months
▼
APR4.59%
TermUp to 60 months
Last UpdatedJul 24, 2026
Details
Albright Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.36%
New Auto Loans
4.64%
61-72 months
▼
APR4.64%
Term61-72 months
Last UpdatedJul 11, 2026
Details
Model year: 2025 or newer with less than 7,000 miles; Up to 100% financing available
Albright Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.36%
Used Auto Loans
4.64%
up to 48 months
▼
APR4.64%
Termup to 48 months
Last UpdatedJul 11, 2026
Details
Model years: 2023 or newer (and 2025 with more than 7,000 miles); Up to 100% financing available
Webster First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
Auto Loan - Model Year 2022 - 36 Month
4.64%
36 Month
▼
APR4.64%
Term36 Month
Last UpdatedJul 24, 2026
Details
St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
Used Car Loans - 2023-2024 Models
4.74%
24 Months
▼
APR4.74%
Term24 Months
Last UpdatedJul 11, 2026
Details
Annual Percentage Rate (APR) effective 6/1/26. Published rates reflect a .25% discount when you maintain automatic loan payments. Subject to credit approval. Rates and terms are subject to change at any time without notice. Other terms and conditions may apply.
City of Boston Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.18%
New** and Used Vehicle Loan
4.74%
72 - 84 Months
▼
APR4.74%
Term72 - 84 Months
Last UpdatedJul 25, 2026
Details
As low as 4.74% up to 8.74%
City of Boston Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.18%
Used Vehicle (2022-2024 Models) Loan
4.74%
2024 Mo
▼
APR4.74%
Term2024 Mo
Last UpdatedJul 25, 2026
Details
As low as; up to 8.74%
Quincy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.28%
New Auto Loans
4.75%
49 - 72 months
▼
APR4.75%
Term49 - 72 months
Last UpdatedJul 25, 2026
Details
APR with Auto Pay As Low As*
Quincy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.28%
Pre-Owned Auto Loans
4.75%
49 - 72 months
▼
APR4.75%
Term49 - 72 months
Last UpdatedJul 25, 2026
Details
APR with Auto Pay As Low As*
Webster First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
Auto Loan - Model Year 2021 - 36 Month
4.89%
36 Month
▼
APR4.89%
Term36 Month
Last UpdatedJul 24, 2026
Details
Webster First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
Auto Loan - Model Year 2023-27 - 48 Month
4.89%
48 Month
▼
APR4.89%
Term48 Month
Last UpdatedJul 24, 2026
Details
St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
New Car Loans - 2025-2026 Models or newer
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedJul 11, 2026
Details
Annual Percentage Rate (APR) effective 6/1/26. Published rates reflects a .25% discount when you maintain automatic loan payments. Subject to credit approval. Rates and terms are subject to change at any time without notice. Other terms and conditions may apply.
Homefield Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.20%
Auto Loan
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedJul 11, 2026
Details
As Low As
Tremont Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.56%
Auto Loans (2025-2026 Model Years)
4.99%
Up to 60 months
▼
APR4.99%
TermUp to 60 months
Last UpdatedJul 11, 2026
Details
Stoughton Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
Auto Loans - New
4.99%
Up to 60 months
▼
APR4.99%
TermUp to 60 months
Last UpdatedJul 12, 2026
Details
Vehicle Years: 2025 - 2026
APR4.99%
Term48 Months
Last UpdatedJul 16, 2026
Details
Rates as low as APR1
TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
Auto Loans: New Vehicle
4.99%
4 Years
▼
APR4.99%
Term4 Years
Last UpdatedJul 20, 2026
Details
St Anthony Of Padua Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.37%
New Auto Loans
4.99%
Maximum term to 60 months
▼
APR4.99%
TermMaximum term to 60 months
Last UpdatedJul 22, 2026
Details
As Low As
Norfolk Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
NEW Auto Loan
4.99%
Up to 72 months
▼
APR4.99%
TermUp to 72 months
Last UpdatedJul 22, 2026
Details
As Low As; Maximum Amount: $65,000
Morton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.04%
New Cars Loan
4.99%
up to 7 years
▼
APR4.99%
Termup to 7 years
Last UpdatedJul 24, 2026
Details
Webster First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
Auto Loan - Model Year 2022 - 48 Month
4.99%
48 Month
▼
APR4.99%
Term48 Month
Last UpdatedJul 24, 2026
Details
New Bedford Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.21%
New Auto - 2025 and newer models
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedJul 25, 2026
Details
As Low As; *
Lowell Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Auto WITH Direct Deposit
4.99%
3 Years
▼
APR4.99%
Term3 Years
Last UpdatedJul 25, 2026
Details
City of Boston Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.18%
Used Vehicle Loan
4.99%
Up to 36 Months
▼
APR4.99%
TermUp to 36 Months
Last UpdatedJul 25, 2026
Details
As low as 4.99% up to 8.99%
MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★ Texas Ratio: 7.09%
New Auto
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedJul 16, 2026
Details
MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★ Texas Ratio: 7.09%
New Mobility Vehicle Loan
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedJul 16, 2026
Details
Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
New Automobile Loans
5.00%
24 Months
▼
APR5.00%
Term24 Months
Last UpdatedJul 24, 2026
Details
LTV MAX: 100%, FICO Score: Platinum 720+
Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
Used Automobile Loans
5.00%
24 Months
▼
APR5.00%
Term24 Months
Last UpdatedJul 24, 2026
Details
LTV MAX: 100%
Quincy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.28%
New Auto Loans
5.00%
73 - 84 months
▼
APR5.00%
Term73 - 84 months
Last UpdatedJul 25, 2026
Details
APR with Auto Pay As Low As*
Webster First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
Auto Loan - Model Year 2023-27 - 66 Month
5.14%
66 Month
▼
APR5.14%
Term66 Month
Last UpdatedJul 24, 2026
Details
Webster First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
Auto Loan - Model Year 2022 - 66 Month
5.19%
66 Month
▼
APR5.19%
Term66 Month
Last UpdatedJul 24, 2026
Details
New Bedford Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.21%
Used Auto - 2021 - 2019 models
5.20%
36 Months
▼
APR5.20%
Term36 Months
Last UpdatedJul 25, 2026
Details
As Low As
New Bedford Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.21%
Used Auto - 2024 - 2022 models
5.20%
36 months
▼
APR5.20%
Term36 months
Last UpdatedJul 25, 2026
Details
As Low As
St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
Used Car Loans - 2021-2022 Models
5.24%
24 Months
▼
APR5.24%
Term24 Months
Last UpdatedJul 11, 2026
Details
Annual Percentage Rate (APR) effective 6/1/26. Published rates reflect a .25% discount when you maintain automatic loan payments. Subject to credit approval. Rates and terms are subject to change at any time without notice. Other terms and conditions may apply.
St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
Used Car Loans - 2023-2024 Models
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedJul 11, 2026
Details
Annual Percentage Rate (APR) effective 6/1/26. Published rates reflect a .25% discount when you maintain automatic loan payments. Subject to credit approval. Rates and terms are subject to change at any time without notice. Other terms and conditions may apply.
Tremont Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.56%
Auto Loans (2025-2026 Model Years)
5.24%
61 to 72 months
▼
APR5.24%
Term61 to 72 months
Last UpdatedJul 11, 2026
Details
MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★ Texas Ratio: 7.09%
Used Auto
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedJul 16, 2026
Details
Common Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
Vehicle New/Used Finance up to 120% of the Value of the vehicle Loan
5.24%
Up to 60 Months
▼
APR5.24%
TermUp to 60 Months
Last UpdatedJul 23, 2026
Details
As Low As; Year: 2024-2026
TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
Auto Loans: New Vehicle
5.25%
5 Years
▼
APR5.25%
Term5 Years
Last UpdatedJul 20, 2026
Details
Stoneham Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.59%
New Automobile
5.25%
1-48 months
▼
APR5.25%
Term1-48 months
Last UpdatedJul 23, 2026
Details
Up To $60,000; 100% NADA value; Years 2025-2026; Maximum mileage up to 8,000
Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
New Automobile Loans
5.25%
24 Months
▼
APR5.25%
Term24 Months
Last UpdatedJul 24, 2026
Details
LTV MAX: 90%, FICO Score: B 679-660
Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
Used Automobile Loans
5.25%
24 Months
▼
APR5.25%
Term24 Months
Last UpdatedJul 24, 2026
Details
LTV MAX: 90%
Lowell Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Auto WITH Direct Deposit
5.25%
4 Years
▼
APR5.25%
Term4 Years
Last UpdatedJul 25, 2026
Details
Greylock Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.81%
Auto Loan
5.29%
6 Years
▼
APR5.29%
Term6 Years
Last UpdatedJul 24, 2026
Details
0.50% discount for new and used Electronic Vehicles (excluding Hybrids).
MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★ Texas Ratio: 7.09%
Used Auto
5.38%
72 Months
▼
APR5.38%
Term72 Months
Last UpdatedJul 16, 2026
Details
Millbury Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
Car Loan - New and Used (2023-2026 Models)
5.39%
36 months
▼
APR5.39%
Term36 months
Last UpdatedJul 24, 2026
Details
As low as
Webster First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
Auto Loan - Model Year 2021 - 48 Month
5.39%
48 Month
▼
APR5.39%
Term48 Month
Last UpdatedJul 24, 2026
Details
Webster First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
Auto Loan - Model Year 2022 - 75 Month
5.44%
75 Month
▼
APR5.44%
Term75 Month
Last UpdatedJul 24, 2026
Details
Webster First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
Auto Loan - Model Year 2023-27 - 75 Month
5.44%
75 Month
▼
APR5.44%
Term75 Month
Last UpdatedJul 24, 2026
Details
St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
Used Car Loans - 2021-2022 Models
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedJul 11, 2026
Details
Annual Percentage Rate (APR) effective 6/1/26. Published rates reflect a .25% discount when you maintain automatic loan payments. Subject to credit approval. Rates and terms are subject to change at any time without notice. Other terms and conditions may apply.
Tremont Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.56%
Auto Loans (2022-2024 Model Years)
5.49%
Up to 60 months
▼
APR5.49%
TermUp to 60 months
Last UpdatedJul 11, 2026
Details
Tremont Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.56%
Auto Loans (2022-2024 Model Years) Up to 60 months
5.49%
Up to 60 months
▼
APR5.49%
TermUp to 60 months
Last UpdatedJul 11, 2026
Details
Stoughton Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
Auto Loans - Used
5.49%
Up to 60 months
▼
APR5.49%
TermUp to 60 months
Last UpdatedJul 12, 2026
Details
Vehicle Years: 2022 - 2025
APR5.49%
Term66 Months
Last UpdatedJul 16, 2026
Details
Rates as low as APR1
Common Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
Vehicle New Finance up to 120% of the Value of the vehicle Loan
5.49%
Up to 60 Months
▼
APR5.49%
TermUp to 60 Months
Last UpdatedJul 23, 2026
Details
As Low As; Maximum $100,000; Year: 2024-2026
Lowell Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Auto WITH Direct Deposit
5.49%
5 Years
▼
APR5.49%
Term5 Years
Last UpdatedJul 25, 2026
Details
Lowell Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
New Vehicles Loan
5.50%
7 year(s)
▼
APR5.50%
Term7 year(s)
Last UpdatedJul 6, 2026
Details
Model Yrs: 2024 - 2025; Credit Score: 700-850; Debt Ratio: 42 %; MAX: $ 100,000
APR5.50%
Term12-60 months
Last UpdatedJul 12, 2026
Details
Stoughton Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
Auto Loans - New
5.50%
72 months
▼
APR5.50%
Term72 months
Last UpdatedJul 12, 2026
Details
Vehicle Years: 2025 - 2026
MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★ Texas Ratio: 7.09%
New Auto
5.50%
72 Months
▼
APR5.50%
Term72 Months
Last UpdatedJul 16, 2026
Details
MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★ Texas Ratio: 7.09%
Used Mobility Vehicle Loan
5.50%
36 Months
▼
APR5.50%
Term36 Months
Last UpdatedJul 16, 2026
Details
Newburyport Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New Vehicles Loan
5.50%
48 Months
▼
APR5.50%
Term48 Months
Last UpdatedJul 20, 2026
Details
Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
New Automobile Loans
5.50%
24 Months
▼
APR5.50%
Term24 Months
Last UpdatedJul 24, 2026
Details
LTV MAX: 80%, FICO Score: C 659-640
Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
Used Automobile Loans
5.50%
24 Months
▼
APR5.50%
Term24 Months
Last UpdatedJul 24, 2026
Details
LTV MAX: 80%
Albright Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.36%
New Auto Loans
5.64%
73-84 months
▼
APR5.64%
Term73-84 months
Last UpdatedJul 11, 2026
Details
Model year: 2025 or newer with less than 7,000 miles; Up to 100% financing available
Albright Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.36%
Used Auto Loans
5.64%
61-72 months
▼
APR5.64%
Term61-72 months
Last UpdatedJul 11, 2026
Details
Model years: 2023 or newer (and 2025 with more than 7,000 miles); Up to 100% financing available
Webster First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
Auto Loan - Model Year 2021 - 66 Month
5.64%
66 Month
▼
APR5.64%
Term66 Month
Last UpdatedJul 24, 2026
Details
St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
New Car Loans - 2025-2026 Models or newer
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedJul 11, 2026
Details
Annual Percentage Rate (APR) effective 6/1/26. Published rates reflects a .25% discount when you maintain automatic loan payments. Subject to credit approval. Rates and terms are subject to change at any time without notice. Other terms and conditions may apply.
Stoughton Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
Auto Loans - Used
5.74%
Up to 60 months
▼
APR5.74%
TermUp to 60 months
Last UpdatedJul 12, 2026
Details
Vehicle Years: 2018 - 2021
Common Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
Vehicle New/Used Finance up to 120% of the Value of the vehicle Loan
5.74%
Up to 61-84 Months
▼
APR5.74%
TermUp to 61-84 Months
Last UpdatedJul 23, 2026
Details
As Low As; Year: 2024-2026
New England Teamsters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.03%
New Auto Loan
5.74%
3 Year Term
▼
APR5.74%
Term3 Year Term
Last UpdatedJul 24, 2026
Details
Vehicle Age: 2023 and Newer
MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★ Texas Ratio: 7.09%
New Mobility Vehicle Loan
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedJul 16, 2026
Details
Dean Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Cars Loan
5.75%
36 Months
▼
APR5.75%
Term36 Months
Last UpdatedJul 20, 2026
Details
As Low As
Newburyport Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New Vehicles Loan
5.75%
60 Months
▼
APR5.75%
Term60 Months
Last UpdatedJul 20, 2026
Details
Newburyport Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
Used Vehicles Loan
5.75%
48 Months
▼
APR5.75%
Term48 Months
Last UpdatedJul 20, 2026
Details
Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
New Automobile Loans
5.75%
24 Months
▼
APR5.75%
Term24 Months
Last UpdatedJul 24, 2026
Details
LTV MAX: 70%, FICO Score: D 639-620
Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
Used Automobile Loans
5.75%
24 Months
▼
APR5.75%
Term24 Months
Last UpdatedJul 24, 2026
Details
LTV MAX: 70%
New Bedford Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.21%
New Auto - 2025 and newer models
5.75%
75 Months
▼
APR5.75%
Term75 Months
Last UpdatedJul 25, 2026
Details
As Low As; **
Greylock Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.81%
Auto Loan
5.79%
6 Years
▼
APR5.79%
Term6 Years
Last UpdatedJul 24, 2026
Details
0.50% discount for new and used Electronic Vehicles (excluding Hybrids).
Albright Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.36%
Used Auto Loans
5.90%
up to 36 months
▼
APR5.90%
Termup to 36 months
Last UpdatedJul 11, 2026
Details
Model years: 2021 -2022 (older considered on case by case basis); Up to 100% financing available
Fall River Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.25%
Used Auto
5.95%
60 Months
▼
APR5.95%
Term60 Months
Last UpdatedJul 25, 2026
Details
Used Auto (2022-2024)
St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
Used Car Loans - 2021-2022 Models
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedJul 11, 2026
Details
Annual Percentage Rate (APR) effective 6/1/26. Published rates reflect a .25% discount when you maintain automatic loan payments. Subject to credit approval. Rates and terms are subject to change at any time without notice. Other terms and conditions may apply.
Stoughton Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
Auto Loans - Used
5.99%
72 months
▼
APR5.99%
Term72 months
Last UpdatedJul 12, 2026
Details
Vehicle Years: 2022 - 2025
APR5.99%
Term72 Months
Last UpdatedJul 16, 2026
Details
Rates as low as APR1
St Anthony Of Padua Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.37%
Used Auto Loans - with 15% down
5.99%
Maximum term to 48 months
▼
APR5.99%
TermMaximum term to 48 months
Last UpdatedJul 22, 2026
Details
Vehicles 1 - 5 years old
Stoneham Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.59%
New Automobile
5.99%
49-72 months
▼
APR5.99%
Term49-72 months
Last UpdatedJul 23, 2026
Details
Up To $60,000; 100% NADA value; Years 2025-2026; Maximum mileage up to 8,000
Common Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
Vehicle New Finance up to 120% of the Value of the vehicle Loan
5.99%
Up to 61-84 Months
▼
APR5.99%
TermUp to 61-84 Months
Last UpdatedJul 23, 2026
Details
As Low As; Maximum $100,000; Year: 2024-2026
Common Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
Vehicle Used Finance up to 120% of the Value of the vehicle Loan
5.99%
Up to 60 Months
▼
APR5.99%
TermUp to 60 Months
Last UpdatedJul 23, 2026
Details
As Low As; Year: 2019-2023
Morton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.04%
Used Cars Loan
5.99%
up to 6 years
▼
APR5.99%
Termup to 6 years
Last UpdatedJul 24, 2026
Details
Millbury Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
Car Loan - New and Used (2023-2026 Models)
5.99%
72 months
▼
APR5.99%
Term72 months
Last UpdatedJul 24, 2026
Details
As low as
New England Teamsters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.03%
New Auto Loan
5.99%
4 Year Term
▼
APR5.99%
Term4 Year Term
Last UpdatedJul 24, 2026
Details
Vehicle Age: 2023 and Newer
Massachusetts Family Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
New Vehicle (60 month) Loan
5.99%
60 month
▼
APR5.99%
Term60 month
Last UpdatedJul 25, 2026
Details
Lowell Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Auto WITH Direct Deposit
5.99%
3 Years
▼
APR5.99%
Term3 Years
Last UpdatedJul 25, 2026
Details
Newburyport Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New Vehicles Loan
6.00%
72 Months
▼
APR6.00%
Term72 Months
Last UpdatedJul 20, 2026
Details
Newburyport Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
Used Vehicles Loan
6.00%
60 Months
▼
APR6.00%
Term60 Months
Last UpdatedJul 20, 2026
Details
Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
New Automobile Loans
6.00%
24 Months
▼
APR6.00%
Term24 Months
Last UpdatedJul 24, 2026
Details
LTV MAX: 60%, FICO Score: E < 619
Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
Used Automobile Loans
6.00%
24 Months
▼
APR6.00%
Term24 Months
Last UpdatedJul 24, 2026
Details
LTV MAX: 60%
New Bedford Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.21%
New Auto - 2025 and newer models
6.00%
84 Months
▼
APR6.00%
Term84 Months
Last UpdatedJul 25, 2026
Details
As Low As; **
Lowell Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
Used Vehicles 2010 - 2023 Loan
6.10%
6 year(s)
▼
APR6.10%
Term6 year(s)
Last UpdatedJul 6, 2026
Details
Tier 1; Credit Score 700-850; Debt Ratio 42 %; MAX $ 85,000
Methuen Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
24 Month New Auto Loan
6.12%
24 Month
▼
APR6.12%
Term24 Month
Last UpdatedJul 20, 2026
Details
Methuen Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
New Auto
6.12%
24 mo.
▼
APR6.12%
Term24 mo.
Last UpdatedJul 20, 2026
Details
(7)
Webster First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
Auto Loan - Model Year 2020 - 66 Month
6.14%
66 Month
▼
APR6.14%
Term66 Month
Last UpdatedJul 24, 2026
Details
Albright Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.36%
Used Auto Loans
6.15%
37-48 months
▼
APR6.15%
Term37-48 months
Last UpdatedJul 11, 2026
Details
Model years: 2021 -2022 (older considered on case by case basis); Up to 100% financing available
Tremont Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.56%
Auto Loans (2025-2026 Model Years)
6.24%
73 to 84 months
▼
APR6.24%
Term73 to 84 months
Last UpdatedJul 11, 2026
Details
Stoughton Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
Auto Loans - New
6.24%
84 months
▼
APR6.24%
Term84 months
Last UpdatedJul 12, 2026
Details
Vehicle Years: 2025 - 2026
Common Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
Vehicle Used Finance up to 120% of the Value of the vehicle Loan
6.24%
Up to 60 Months
▼
APR6.24%
TermUp to 60 Months
Last UpdatedJul 23, 2026
Details
As Low As; Maximum $75,000; Year: 2019-2023
New England Teamsters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.03%
Used Auto Loan
6.24%
3 Year Term
▼
APR6.24%
Term3 Year Term
Last UpdatedJul 24, 2026
Details
Vehicle Age: 2018 - 2022
First Priority Credit Union Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.65%
New Auto 4 Year term
6.24%
48 Months
▼
APR6.24%
Term48 Months
Last UpdatedJul 25, 2026
Details
Lowell Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
New Vehicles Loan
6.25%
7 year(s)
▼
APR6.25%
Term7 year(s)
Last UpdatedJul 6, 2026
Details
Model Yrs: 2024 - 2025; Credit Score: 600-699; Debt Ratio: 38 %; MAX: $ 100,000
APR6.25%
Term12-48 months
Last UpdatedJul 12, 2026
Details
MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★ Texas Ratio: 7.09%
Used Mobility Vehicle Loan
6.25%
72 Months
▼
APR6.25%
Term72 Months
Last UpdatedJul 16, 2026
Details
TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
Auto Loans: Used Vehicle
6.25%
5 Years
▼
APR6.25%
Term5 Years
Last UpdatedJul 20, 2026
Details
Dean Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Cars Loan
6.25%
48 Months
▼
APR6.25%
Term48 Months
Last UpdatedJul 20, 2026
Details
As Low As
Methuen Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
New Auto
6.25%
36 mo.
▼
APR6.25%
Term36 mo.
Last UpdatedJul 20, 2026
Details
(7)
Country Bank for Savings
Institution Rating:
A5.0 ★ Texas Ratio: 7.70%
New Auto Loan 2024-2026
6.25%
60 Months
▼
APR6.25%
Term60 Months
Last UpdatedJul 20, 2026
Details
Country Bank for Savings
Institution Rating:
A5.0 ★ Texas Ratio: 7.70%
Used Auto Loan 2020 & older
6.25%
36 Months
▼
APR6.25%
Term36 Months
Last UpdatedJul 20, 2026
Details
New Bedford Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.21%
Used Auto - 2024 - 2022 models
6.25%
75 months
▼
APR6.25%
Term75 months
Last UpdatedJul 25, 2026
Details
As Low As
Lowell Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Auto WITH Direct Deposit
6.25%
4 Years
▼
APR6.25%
Term4 Years
Last UpdatedJul 25, 2026
Details
Webster First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
Auto Loan - Model Year 2021 - 75 Month
6.34%
75 Month
▼
APR6.34%
Term75 Month
Last UpdatedJul 24, 2026
Details
Methuen Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
New Auto
6.38%
48 mo.
▼
APR6.38%
Term48 mo.
Last UpdatedJul 20, 2026
Details
(7)
Webster First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
Auto Loan - Model Year 2019 - 60 Month
6.44%
60 Month
▼
APR6.44%
Term60 Month
Last UpdatedJul 24, 2026
Details
APR6.49%
Term78 Months
Last UpdatedJul 16, 2026
Details
Rates as low as APR1
Stoneham Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.59%
Used Automobile
6.49%
12-72 months
▼
APR6.49%
Term12-72 months
Last UpdatedJul 23, 2026
Details
Up To $50,000; 90% NADA value; Years 2020-2026
First Priority Credit Union Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.65%
New Auto 5 Year term
6.49%
60 Months
▼
APR6.49%
Term60 Months
Last UpdatedJul 25, 2026
Details
First Priority Credit Union Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.65%
Used Auto 4 Year term
6.49%
48 Months
▼
APR6.49%
Term48 Months
Last UpdatedJul 25, 2026
Details
Lowell Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Auto WITH Direct Deposit
6.49%
6 Years
▼
APR6.49%
Term6 Years
Last UpdatedJul 25, 2026
Details
Lowell Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
New Vehicles Loan
6.50%
7 year(s)
▼
APR6.50%
Term7 year(s)
Last UpdatedJul 6, 2026
Details
Model Yrs: 2024 - 2025; Credit Score: 500-599; Debt Ratio: 32 %; MAX: $ 100,000
Dean Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Cars Loan
6.50%
24 Months
▼
APR6.50%
Term24 Months
Last UpdatedJul 20, 2026
Details
As Low As
Methuen Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
New Auto
6.50%
60 mo.
▼
APR6.50%
Term60 mo.
Last UpdatedJul 20, 2026
Details
(7)
Country Bank for Savings
Institution Rating:
A5.0 ★ Texas Ratio: 7.70%
New Auto Loan 2024-2026
6.50%
72 Months
▼
APR6.50%
Term72 Months
Last UpdatedJul 20, 2026
Details
Country Bank for Savings
Institution Rating:
A5.0 ★ Texas Ratio: 7.70%
Used Auto Loan 2021-2023
6.50%
60 Months
▼
APR6.50%
Term60 Months
Last UpdatedJul 20, 2026
Details
Webster First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
Auto Loan - Model Year 2020 - 75 Month
6.54%
75 Month
▼
APR6.54%
Term75 Month
Last UpdatedJul 24, 2026
Details
Methuen Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
Used Auto
6.62%
24 mo.
▼
APR6.62%
Term24 mo.
Last UpdatedJul 20, 2026
Details
(3) (7)
MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★ Texas Ratio: 7.09%
New Auto
6.63%
84 Months
▼
APR6.63%
Term84 Months
Last UpdatedJul 16, 2026
Details
Albright Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.36%
Used Auto Loans
6.64%
49-60 months
▼
APR6.64%
Term49-60 months
Last UpdatedJul 11, 2026
Details
Model years: 2021 -2022 (older considered on case by case basis); Up to 100% financing available
Webster First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
Auto Loan - Model Year 2022 - 84 Month
6.64%
84 Month
▼
APR6.64%
Term84 Month
Last UpdatedJul 24, 2026
Details
Webster First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
Auto Loan - Model Year 2023-27 - 84 Month
6.64%
84 Month
▼
APR6.64%
Term84 Month
Last UpdatedJul 24, 2026
Details
MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★ Texas Ratio: 7.09%
Used Auto
6.74%
84 Months
▼
APR6.74%
Term84 Months
Last UpdatedJul 16, 2026
Details
Millbury Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
Car Loan - New and Used (2023-2026 Models)
6.74%
84 months
▼
APR6.74%
Term84 months
Last UpdatedJul 24, 2026
Details
As low as
New England Teamsters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.03%
Used Auto Loan
6.74%
4 Year Term
▼
APR6.74%
Term4 Year Term
Last UpdatedJul 24, 2026
Details
Vehicle Age: 2018 - 2022
First Priority Credit Union Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.65%
New Auto 6 Year term
6.74%
72 Months
▼
APR6.74%
Term72 Months
Last UpdatedJul 25, 2026
Details
First Priority Credit Union Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.65%
Used Auto 5 Year term
6.74%
60 Months
▼
APR6.74%
Term60 Months
Last UpdatedJul 25, 2026
Details
Lowell Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Auto WITH Direct Deposit
6.74%
7 Years
▼
APR6.74%
Term7 Years
Last UpdatedJul 25, 2026
Details
Dean Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Cars Loan
6.75%
60 Months
▼
APR6.75%
Term60 Months
Last UpdatedJul 20, 2026
Details
As Low As
Methuen Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
Used Auto
6.75%
36 mo.
▼
APR6.75%
Term36 mo.
Last UpdatedJul 20, 2026
Details
(3) (7)
Massachusetts Family Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
New Vehicle (Over 60 Month) Loan
6.75%
Over 60 Month
▼
APR6.75%
TermOver 60 Month
Last UpdatedJul 25, 2026
Details
Lowell Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
Used Vehicles 2010 - 2023 Loan
6.85%
6 year(s)
▼
APR6.85%
Term6 year(s)
Last UpdatedJul 6, 2026
Details
Tier 2; Credit Score 600-699; Debt Ratio 38 %; MAX $ 85,000
Methuen Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
Used Auto
6.88%
48 mo.
▼
APR6.88%
Term48 mo.
Last UpdatedJul 20, 2026
Details
(3) (7)
St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
Used Car Loans - 2018-2020 Models
6.99%
Up to 48 Months
▼
APR6.99%
TermUp to 48 Months
Last UpdatedJul 11, 2026
Details
Annual Percentage Rate (APR) effective 6/1/26. Published rates reflect a .25% discount when you maintain automatic loan payments. Subject to credit approval. Rates and terms are subject to change at any time without notice. Other terms and conditions may apply.
Stoughton Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
Auto Loans - Used
6.99%
84 months
▼
APR6.99%
Term84 months
Last UpdatedJul 12, 2026
Details
Vehicle Years: 2022 - 2025
APR6.99%
Term84 Months
Last UpdatedJul 16, 2026
Details
Rates as low as APR1
St Anthony Of Padua Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.37%
Used Auto Loans - with 15% down
6.99%
Maximum term to 48 months
▼
APR6.99%
TermMaximum term to 48 months
Last UpdatedJul 22, 2026
Details
Vehicles 6 years or older
Common Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
Vehicle Used Finance up to 80% of the Value of the vehicle Loan
6.99%
Up to 36 Months
▼
APR6.99%
TermUp to 36 Months
Last UpdatedJul 23, 2026
Details
As Low As; Year: 2009-2018
New England Teamsters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.03%
New Auto Loan
6.99%
6 Year Term
▼
APR6.99%
Term6 Year Term
Last UpdatedJul 24, 2026
Details
Vehicle Age: 2023 and Newer
First Priority Credit Union Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.65%
New Auto 7 Year term
6.99%
84 Months
▼
APR6.99%
Term84 Months
Last UpdatedJul 25, 2026
Details
First Priority Credit Union Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.65%
Used Auto 6 Year term
6.99%
72 Months
▼
APR6.99%
Term72 Months
Last UpdatedJul 25, 2026
Details
New Bedford Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.21%
Used Auto - 2024 - 2022 models
6.99%
84 months
▼
APR6.99%
Term84 months
Last UpdatedJul 25, 2026
Details
As Low As
Lowell Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Older Vehicles >10Years Loan
6.99%
3 Years
▼
APR6.99%
Term3 Years
Last UpdatedJul 25, 2026
Details
Lowell Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Specialty Vehicle Loans (Max. of
6.99%
3 Years
▼
APR6.99%
Term3 Years
Last UpdatedJul 25, 2026
Details
$100,000; APR**(Credit & Promotional Rates applied)
APR7.00%
Term12-48 months
Last UpdatedJul 12, 2026
Details
Lee Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.10%
New / Used Vehicle (2023-2026) Loan
7.00%
72 mo.
▼
APR7.00%
Term72 mo.
Last UpdatedJul 12, 2026
Details
0.25% discount with Lee Bank Relationship and Autopayment
MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★ Texas Ratio: 7.09%
New Mobility Vehicle Loan
7.00%
84 Months
▼
APR7.00%
Term84 Months
Last UpdatedJul 16, 2026
Details
St Michaels Fall River Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.45%
Auto Loans (new)
7.00%
60 mos
▼
APR7.00%
Term60 mos
Last UpdatedJul 22, 2026
Details
As Low As; Max Loan Amount: $40,000.00
Lowell Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
Used Vehicles 2010 - 2023 Loan
7.10%
6 year(s)
▼
APR7.10%
Term6 year(s)
Last UpdatedJul 6, 2026
Details
Tier 3; Credit Score 500-599; Debt Ratio 32 %; MAX $ 85,000
Webster First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
Auto Loan - Model Year 2018 or older - 48 Month
7.19%
48 Month
▼
APR7.19%
Term48 Month
Last UpdatedJul 24, 2026
Details
St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
Used Car Loans - 2018-2020 Models
7.24%
49 to 60 months
▼
APR7.24%
Term49 to 60 months
Last UpdatedJul 11, 2026
Details
Annual Percentage Rate (APR) effective 6/1/26. Published rates reflect a .25% discount when you maintain automatic loan payments. Subject to credit approval. Rates and terms are subject to change at any time without notice. Other terms and conditions may apply.
First Priority Credit Union Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.65%
Used Auto 7 Year term
7.24%
84 Months
▼
APR7.24%
Term84 Months
Last UpdatedJul 25, 2026
Details
Dean Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Cars Loan
7.25%
72 Months
▼
APR7.25%
Term72 Months
Last UpdatedJul 20, 2026
Details
As Low As
Dean Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Cars Loan
7.25%
48 Months
▼
APR7.25%
Term48 Months
Last UpdatedJul 20, 2026
Details
As Low As
Reading Co-op Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.28%
New Auto Loans - 48 Months
7.25%
48 Months
▼
APR7.25%
Term48 Months
Last UpdatedJul 20, 2026
Details
Washington Savings Bank Lowell, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
Auto Loan
7.25%
with auto pay
▼
APR7.25%
Termwith auto pay
Last UpdatedJul 20, 2026
Details
Washington Savings Bank Lowell, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
New Auto Loans
7.25%
with auto pay
▼
APR7.25%
Termwith auto pay
Last UpdatedJul 20, 2026
Details
Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
New Automobile Loans
7.25%
72 Months
▼
APR7.25%
Term72 Months
Last UpdatedJul 24, 2026
Details
LTV MAX: 100%, FICO Score: Platinum 720+
Lowell Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Older Vehicles >10Years Loan
7.25%
4 Years
▼
APR7.25%
Term4 Years
Last UpdatedJul 25, 2026
Details
Lowell Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Specialty Vehicle Loans (Max. of
7.25%
4 Years
▼
APR7.25%
Term4 Years
Last UpdatedJul 25, 2026
Details
$100,000; APR**(Credit & Promotional Rates applied)
Tremont Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.56%
Auto Loans (2022-2024 Model Years)
7.49%
61 to 72 months
▼
APR7.49%
Term61 to 72 months
Last UpdatedJul 11, 2026
Details
Tremont Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.56%
Auto Loans (2022-2024 Model Years) 61 to 72 months
7.49%
61 to 72 months
▼
APR7.49%
Term61 to 72 months
Last UpdatedJul 11, 2026
Details
Common Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
Vehicle Used Finance up to 120% of the Value of the vehicle Loan
7.49%
Up to 36 Months
▼
APR7.49%
TermUp to 36 Months
Last UpdatedJul 23, 2026
Details
As Low As; Maximum $50,000; Year: 2009-2018
Lowell Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Auto WITH Direct Deposit
7.49%
6 Years
▼
APR7.49%
Term6 Years
Last UpdatedJul 25, 2026
Details
Lowell Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Older Vehicles >10Years Loan
7.49%
5 Years
▼
APR7.49%
Term5 Years
Last UpdatedJul 25, 2026
Details
Lowell Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Specialty Vehicle Loans (Max. of
7.49%
5 Years
▼
APR7.49%
Term5 Years
Last UpdatedJul 25, 2026
Details
$100,000; APR**(Credit & Promotional Rates applied)
MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★ Texas Ratio: 7.09%
Used Mobility Vehicle Loan
7.50%
84 Months
▼
APR7.50%
Term84 Months
Last UpdatedJul 16, 2026
Details
Powered by
MonitorBankRates
East Falmouth New Auto Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
New Auto
3.34%
Up to 36 Months
▼
APR3.34%
TermUp to 36 Months
Last UpdatedJul 24, 2026
Details
Quincy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.28%
New Auto Loans
3.99%
Up to 36 months
▼
APR3.99%
TermUp to 36 months
Last UpdatedJul 25, 2026
Details
APR with Auto Pay As Low As*
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
New Auto
4.09%
Up to 60 months
▼
APR4.09%
TermUp to 60 months
Last UpdatedJul 24, 2026
Details
City of Boston Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.18%
New** and Used Vehicle Loan
4.24%
Up to 48 Months
▼
APR4.24%
TermUp to 48 Months
Last UpdatedJul 25, 2026
Details
As low as 4.24% up to 7.99%
Albright Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.36%
New Auto Loans
4.44%
up to 60 months
▼
APR4.44%
Termup to 60 months
Last UpdatedJul 11, 2026
Details
Model year: 2025 or newer with less than 7,000 miles; Up to 100% financing available
St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
New Car Loans - 2025-2026 Models or newer
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedJul 11, 2026
Details
Annual Percentage Rate (APR) effective 6/1/26. Published rates reflects a .25% discount when you maintain automatic loan payments. Subject to credit approval. Rates and terms are subject to change at any time without notice. Other terms and conditions may apply.
City of Boston Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.18%
New** and Used Vehicle Loan
4.49%
49 - 71 Months
▼
APR4.49%
Term49 - 71 Months
Last UpdatedJul 25, 2026
Details
As low as 4.49% up to 8.24%
Quincy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.28%
New Auto Loans
4.50%
37 - 48 months
▼
APR4.50%
Term37 - 48 months
Last UpdatedJul 25, 2026
Details
APR with Auto Pay As Low As*
Albright Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.36%
New Auto Loans
4.64%
61-72 months
▼
APR4.64%
Term61-72 months
Last UpdatedJul 11, 2026
Details
Model year: 2025 or newer with less than 7,000 miles; Up to 100% financing available
City of Boston Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.18%
New** and Used Vehicle Loan
4.74%
72 - 84 Months
▼
APR4.74%
Term72 - 84 Months
Last UpdatedJul 25, 2026
Details
As low as 4.74% up to 8.74%
Quincy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.28%
New Auto Loans
4.75%
49 - 72 months
▼
APR4.75%
Term49 - 72 months
Last UpdatedJul 25, 2026
Details
APR with Auto Pay As Low As*
St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
New Car Loans - 2025-2026 Models or newer
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedJul 11, 2026
Details
Annual Percentage Rate (APR) effective 6/1/26. Published rates reflects a .25% discount when you maintain automatic loan payments. Subject to credit approval. Rates and terms are subject to change at any time without notice. Other terms and conditions may apply.
Stoughton Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
Auto Loans - New
4.99%
Up to 60 months
▼
APR4.99%
TermUp to 60 months
Last UpdatedJul 12, 2026
Details
Vehicle Years: 2025 - 2026
TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
Auto Loans: New Vehicle
4.99%
4 Years
▼
APR4.99%
Term4 Years
Last UpdatedJul 20, 2026
Details
St Anthony Of Padua Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.37%
New Auto Loans
4.99%
Maximum term to 60 months
▼
APR4.99%
TermMaximum term to 60 months
Last UpdatedJul 22, 2026
Details
As Low As
Norfolk Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
NEW Auto Loan
4.99%
Up to 72 months
▼
APR4.99%
TermUp to 72 months
Last UpdatedJul 22, 2026
Details
As Low As; Maximum Amount: $65,000
Morton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.04%
New Cars Loan
4.99%
up to 7 years
▼
APR4.99%
Termup to 7 years
Last UpdatedJul 24, 2026
Details
New Bedford Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.21%
New Auto - 2025 and newer models
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedJul 25, 2026
Details
As Low As; *
Lowell Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Auto WITH Direct Deposit
4.99%
3 Years
▼
APR4.99%
Term3 Years
Last UpdatedJul 25, 2026
Details
MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★ Texas Ratio: 7.09%
New Auto
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedJul 16, 2026
Details
MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★ Texas Ratio: 7.09%
New Mobility Vehicle Loan
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedJul 16, 2026
Details
Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
New Automobile Loans
5.00%
24 Months
▼
APR5.00%
Term24 Months
Last UpdatedJul 24, 2026
Details
LTV MAX: 100%, FICO Score: Platinum 720+
Quincy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.28%
New Auto Loans
5.00%
73 - 84 months
▼
APR5.00%
Term73 - 84 months
Last UpdatedJul 25, 2026
Details
APR with Auto Pay As Low As*
Common Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
Vehicle New/Used Finance up to 120% of the Value of the vehicle Loan
5.24%
Up to 60 Months
▼
APR5.24%
TermUp to 60 Months
Last UpdatedJul 23, 2026
Details
As Low As; Year: 2024-2026
TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
Auto Loans: New Vehicle
5.25%
5 Years
▼
APR5.25%
Term5 Years
Last UpdatedJul 20, 2026
Details
Stoneham Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.59%
New Automobile
5.25%
1-48 months
▼
APR5.25%
Term1-48 months
Last UpdatedJul 23, 2026
Details
Up To $60,000; 100% NADA value; Years 2025-2026; Maximum mileage up to 8,000
Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
New Automobile Loans
5.25%
24 Months
▼
APR5.25%
Term24 Months
Last UpdatedJul 24, 2026
Details
LTV MAX: 90%, FICO Score: B 679-660
Lowell Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Auto WITH Direct Deposit
5.25%
4 Years
▼
APR5.25%
Term4 Years
Last UpdatedJul 25, 2026
Details
Millbury Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
Car Loan - New and Used (2023-2026 Models)
5.39%
36 months
▼
APR5.39%
Term36 months
Last UpdatedJul 24, 2026
Details
As low as
Common Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
Vehicle New Finance up to 120% of the Value of the vehicle Loan
5.49%
Up to 60 Months
▼
APR5.49%
TermUp to 60 Months
Last UpdatedJul 23, 2026
Details
As Low As; Maximum $100,000; Year: 2024-2026
Lowell Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Auto WITH Direct Deposit
5.49%
5 Years
▼
APR5.49%
Term5 Years
Last UpdatedJul 25, 2026
Details
Lowell Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
New Vehicles Loan
5.50%
7 year(s)
▼
APR5.50%
Term7 year(s)
Last UpdatedJul 6, 2026
Details
Model Yrs: 2024 - 2025; Credit Score: 700-850; Debt Ratio: 42 %; MAX: $ 100,000
Stoughton Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
Auto Loans - New
5.50%
72 months
▼
APR5.50%
Term72 months
Last UpdatedJul 12, 2026
Details
Vehicle Years: 2025 - 2026
MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★ Texas Ratio: 7.09%
New Auto
5.50%
72 Months
▼
APR5.50%
Term72 Months
Last UpdatedJul 16, 2026
Details
Newburyport Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New Vehicles Loan
5.50%
48 Months
▼
APR5.50%
Term48 Months
Last UpdatedJul 20, 2026
Details
Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
New Automobile Loans
5.50%
24 Months
▼
APR5.50%
Term24 Months
Last UpdatedJul 24, 2026
Details
LTV MAX: 80%, FICO Score: C 659-640
Albright Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.36%
New Auto Loans
5.64%
73-84 months
▼
APR5.64%
Term73-84 months
Last UpdatedJul 11, 2026
Details
Model year: 2025 or newer with less than 7,000 miles; Up to 100% financing available
St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
New Car Loans - 2025-2026 Models or newer
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedJul 11, 2026
Details
Annual Percentage Rate (APR) effective 6/1/26. Published rates reflects a .25% discount when you maintain automatic loan payments. Subject to credit approval. Rates and terms are subject to change at any time without notice. Other terms and conditions may apply.
Common Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
Vehicle New/Used Finance up to 120% of the Value of the vehicle Loan
5.74%
Up to 61-84 Months
▼
APR5.74%
TermUp to 61-84 Months
Last UpdatedJul 23, 2026
Details
As Low As; Year: 2024-2026
New England Teamsters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.03%
New Auto Loan
5.74%
3 Year Term
▼
APR5.74%
Term3 Year Term
Last UpdatedJul 24, 2026
Details
Vehicle Age: 2023 and Newer
MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★ Texas Ratio: 7.09%
New Mobility Vehicle Loan
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedJul 16, 2026
Details
Dean Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Cars Loan
5.75%
36 Months
▼
APR5.75%
Term36 Months
Last UpdatedJul 20, 2026
Details
As Low As
Newburyport Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New Vehicles Loan
5.75%
60 Months
▼
APR5.75%
Term60 Months
Last UpdatedJul 20, 2026
Details
Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
New Automobile Loans
5.75%
24 Months
▼
APR5.75%
Term24 Months
Last UpdatedJul 24, 2026
Details
LTV MAX: 70%, FICO Score: D 639-620
New Bedford Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.21%
New Auto - 2025 and newer models
5.75%
75 Months
▼
APR5.75%
Term75 Months
Last UpdatedJul 25, 2026
Details
As Low As; **
Stoneham Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.59%
New Automobile
5.99%
49-72 months
▼
APR5.99%
Term49-72 months
Last UpdatedJul 23, 2026
Details
Up To $60,000; 100% NADA value; Years 2025-2026; Maximum mileage up to 8,000
Common Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
Vehicle New Finance up to 120% of the Value of the vehicle Loan
5.99%
Up to 61-84 Months
▼
APR5.99%
TermUp to 61-84 Months
Last UpdatedJul 23, 2026
Details
As Low As; Maximum $100,000; Year: 2024-2026
Millbury Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
Car Loan - New and Used (2023-2026 Models)
5.99%
72 months
▼
APR5.99%
Term72 months
Last UpdatedJul 24, 2026
Details
As low as
New England Teamsters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.03%
New Auto Loan
5.99%
4 Year Term
▼
APR5.99%
Term4 Year Term
Last UpdatedJul 24, 2026
Details
Vehicle Age: 2023 and Newer
Massachusetts Family Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
New Vehicle (60 month) Loan
5.99%
60 month
▼
APR5.99%
Term60 month
Last UpdatedJul 25, 2026
Details
Lowell Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Auto WITH Direct Deposit
5.99%
3 Years
▼
APR5.99%
Term3 Years
Last UpdatedJul 25, 2026
Details
Newburyport Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New Vehicles Loan
6.00%
72 Months
▼
APR6.00%
Term72 Months
Last UpdatedJul 20, 2026
Details
Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
New Automobile Loans
6.00%
24 Months
▼
APR6.00%
Term24 Months
Last UpdatedJul 24, 2026
Details
LTV MAX: 60%, FICO Score: E < 619
New Bedford Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.21%
New Auto - 2025 and newer models
6.00%
84 Months
▼
APR6.00%
Term84 Months
Last UpdatedJul 25, 2026
Details
As Low As; **
Methuen Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
24 Month New Auto Loan
6.12%
24 Month
▼
APR6.12%
Term24 Month
Last UpdatedJul 20, 2026
Details
Methuen Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
New Auto
6.12%
24 mo.
▼
APR6.12%
Term24 mo.
Last UpdatedJul 20, 2026
Details
(7)
Stoughton Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
Auto Loans - New
6.24%
84 months
▼
APR6.24%
Term84 months
Last UpdatedJul 12, 2026
Details
Vehicle Years: 2025 - 2026
First Priority Credit Union Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.65%
New Auto 4 Year term
6.24%
48 Months
▼
APR6.24%
Term48 Months
Last UpdatedJul 25, 2026
Details
Lowell Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
New Vehicles Loan
6.25%
7 year(s)
▼
APR6.25%
Term7 year(s)
Last UpdatedJul 6, 2026
Details
Model Yrs: 2024 - 2025; Credit Score: 600-699; Debt Ratio: 38 %; MAX: $ 100,000
Dean Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Cars Loan
6.25%
48 Months
▼
APR6.25%
Term48 Months
Last UpdatedJul 20, 2026
Details
As Low As
Methuen Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
New Auto
6.25%
36 mo.
▼
APR6.25%
Term36 mo.
Last UpdatedJul 20, 2026
Details
(7)
Country Bank for Savings
Institution Rating:
A5.0 ★ Texas Ratio: 7.70%
New Auto Loan 2024-2026
6.25%
60 Months
▼
APR6.25%
Term60 Months
Last UpdatedJul 20, 2026
Details
Lowell Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Auto WITH Direct Deposit
6.25%
4 Years
▼
APR6.25%
Term4 Years
Last UpdatedJul 25, 2026
Details
Methuen Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
New Auto
6.38%
48 mo.
▼
APR6.38%
Term48 mo.
Last UpdatedJul 20, 2026
Details
(7)
First Priority Credit Union Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.65%
New Auto 5 Year term
6.49%
60 Months
▼
APR6.49%
Term60 Months
Last UpdatedJul 25, 2026
Details
Lowell Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Auto WITH Direct Deposit
6.49%
6 Years
▼
APR6.49%
Term6 Years
Last UpdatedJul 25, 2026
Details
Lowell Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
New Vehicles Loan
6.50%
7 year(s)
▼
APR6.50%
Term7 year(s)
Last UpdatedJul 6, 2026
Details
Model Yrs: 2024 - 2025; Credit Score: 500-599; Debt Ratio: 32 %; MAX: $ 100,000
Methuen Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
New Auto
6.50%
60 mo.
▼
APR6.50%
Term60 mo.
Last UpdatedJul 20, 2026
Details
(7)
Country Bank for Savings
Institution Rating:
A5.0 ★ Texas Ratio: 7.70%
New Auto Loan 2024-2026
6.50%
72 Months
▼
APR6.50%
Term72 Months
Last UpdatedJul 20, 2026
Details
MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★ Texas Ratio: 7.09%
New Auto
6.63%
84 Months
▼
APR6.63%
Term84 Months
Last UpdatedJul 16, 2026
Details
Millbury Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
Car Loan - New and Used (2023-2026 Models)
6.74%
84 months
▼
APR6.74%
Term84 months
Last UpdatedJul 24, 2026
Details
As low as
First Priority Credit Union Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.65%
New Auto 6 Year term
6.74%
72 Months
▼
APR6.74%
Term72 Months
Last UpdatedJul 25, 2026
Details
Lowell Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Auto WITH Direct Deposit
6.74%
7 Years
▼
APR6.74%
Term7 Years
Last UpdatedJul 25, 2026
Details
Dean Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Cars Loan
6.75%
60 Months
▼
APR6.75%
Term60 Months
Last UpdatedJul 20, 2026
Details
As Low As
Massachusetts Family Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
New Vehicle (Over 60 Month) Loan
6.75%
Over 60 Month
▼
APR6.75%
TermOver 60 Month
Last UpdatedJul 25, 2026
Details
New England Teamsters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.03%
New Auto Loan
6.99%
6 Year Term
▼
APR6.99%
Term6 Year Term
Last UpdatedJul 24, 2026
Details
Vehicle Age: 2023 and Newer
First Priority Credit Union Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.65%
New Auto 7 Year term
6.99%
84 Months
▼
APR6.99%
Term84 Months
Last UpdatedJul 25, 2026
Details
Lee Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.10%
New / Used Vehicle (2023-2026) Loan
7.00%
72 mo.
▼
APR7.00%
Term72 mo.
Last UpdatedJul 12, 2026
Details
0.25% discount with Lee Bank Relationship and Autopayment
MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★ Texas Ratio: 7.09%
New Mobility Vehicle Loan
7.00%
84 Months
▼
APR7.00%
Term84 Months
Last UpdatedJul 16, 2026
Details
St Michaels Fall River Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.45%
Auto Loans (new)
7.00%
60 mos
▼
APR7.00%
Term60 mos
Last UpdatedJul 22, 2026
Details
As Low As; Max Loan Amount: $40,000.00
Dean Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Cars Loan
7.25%
72 Months
▼
APR7.25%
Term72 Months
Last UpdatedJul 20, 2026
Details
As Low As
Reading Co-op Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.28%
New Auto Loans - 48 Months
7.25%
48 Months
▼
APR7.25%
Term48 Months
Last UpdatedJul 20, 2026
Details
Washington Savings Bank Lowell, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
New Auto Loans
7.25%
with auto pay
▼
APR7.25%
Termwith auto pay
Last UpdatedJul 20, 2026
Details
Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
New Automobile Loans
7.25%
72 Months
▼
APR7.25%
Term72 Months
Last UpdatedJul 24, 2026
Details
LTV MAX: 100%, FICO Score: Platinum 720+
Lowell Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Auto WITH Direct Deposit
7.49%
6 Years
▼
APR7.49%
Term6 Years
Last UpdatedJul 25, 2026
Details
Powered by
MonitorBankRates
East Falmouth Used Auto Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
St Anthony Of Padua Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.37%
Used Auto Loans
3.10%
36 months
▼
APR3.10%
Term36 months
Last UpdatedJul 22, 2026
Details
As Low As; Maximum term to 36 months
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
Used Auto
3.84%
Up to 36 Months
▼
APR3.84%
TermUp to 36 Months
Last UpdatedJul 24, 2026
Details
Quincy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.28%
Pre-Owned Auto Loans
3.99%
Up to 36 months
▼
APR3.99%
TermUp to 36 months
Last UpdatedJul 25, 2026
Details
APR with Auto Pay As Low As*
St Anthony Of Padua Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.37%
Used Auto Loans
4.10%
48 months
▼
APR4.10%
Term48 months
Last UpdatedJul 22, 2026
Details
As Low As; Maximum term to 48 months
City of Boston Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.18%
New** and Used Vehicle Loan
4.24%
Up to 48 Months
▼
APR4.24%
TermUp to 48 Months
Last UpdatedJul 25, 2026
Details
As low as 4.24% up to 7.99%
City of Boston Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.18%
Used Vehicle (2022-2024 Models) Loan
4.24%
Up to 36 Months
▼
APR4.24%
TermUp to 36 Months
Last UpdatedJul 25, 2026
Details
As low as; up to 7.99%
City of Boston Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.18%
New** and Used Vehicle Loan
4.49%
49 - 71 Months
▼
APR4.49%
Term49 - 71 Months
Last UpdatedJul 25, 2026
Details
As low as 4.49% up to 8.24%
City of Boston Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.18%
Used Vehicle (2022-2024 Models) Loan
4.49%
2024 Mo
▼
APR4.49%
Term2024 Mo
Last UpdatedJul 25, 2026
Details
As low as; up to 8.24%
Quincy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.28%
Pre-Owned Auto Loans
4.50%
37 - 48 months
▼
APR4.50%
Term37 - 48 months
Last UpdatedJul 25, 2026
Details
APR with Auto Pay As Low As*
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
Used Auto
4.59%
Up to 60 months
▼
APR4.59%
TermUp to 60 months
Last UpdatedJul 24, 2026
Details
Albright Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.36%
Used Auto Loans
4.64%
up to 48 months
▼
APR4.64%
Termup to 48 months
Last UpdatedJul 11, 2026
Details
Model years: 2023 or newer (and 2025 with more than 7,000 miles); Up to 100% financing available
St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
Used Car Loans - 2023-2024 Models
4.74%
24 Months
▼
APR4.74%
Term24 Months
Last UpdatedJul 11, 2026
Details
Annual Percentage Rate (APR) effective 6/1/26. Published rates reflect a .25% discount when you maintain automatic loan payments. Subject to credit approval. Rates and terms are subject to change at any time without notice. Other terms and conditions may apply.
City of Boston Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.18%
New** and Used Vehicle Loan
4.74%
72 - 84 Months
▼
APR4.74%
Term72 - 84 Months
Last UpdatedJul 25, 2026
Details
As low as 4.74% up to 8.74%
City of Boston Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.18%
Used Vehicle (2022-2024 Models) Loan
4.74%
2024 Mo
▼
APR4.74%
Term2024 Mo
Last UpdatedJul 25, 2026
Details
As low as; up to 8.74%
Quincy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.28%
Pre-Owned Auto Loans
4.75%
49 - 72 months
▼
APR4.75%
Term49 - 72 months
Last UpdatedJul 25, 2026
Details
APR with Auto Pay As Low As*
Lowell Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Auto WITH Direct Deposit
4.99%
3 Years
▼
APR4.99%
Term3 Years
Last UpdatedJul 25, 2026
Details
City of Boston Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.18%
Used Vehicle Loan
4.99%
Up to 36 Months
▼
APR4.99%
TermUp to 36 Months
Last UpdatedJul 25, 2026
Details
As low as 4.99% up to 8.99%
Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
Used Automobile Loans
5.00%
24 Months
▼
APR5.00%
Term24 Months
Last UpdatedJul 24, 2026
Details
LTV MAX: 100%
New Bedford Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.21%
Used Auto - 2021 - 2019 models
5.20%
36 Months
▼
APR5.20%
Term36 Months
Last UpdatedJul 25, 2026
Details
As Low As
New Bedford Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.21%
Used Auto - 2024 - 2022 models
5.20%
36 months
▼
APR5.20%
Term36 months
Last UpdatedJul 25, 2026
Details
As Low As
St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
Used Car Loans - 2021-2022 Models
5.24%
24 Months
▼
APR5.24%
Term24 Months
Last UpdatedJul 11, 2026
Details
Annual Percentage Rate (APR) effective 6/1/26. Published rates reflect a .25% discount when you maintain automatic loan payments. Subject to credit approval. Rates and terms are subject to change at any time without notice. Other terms and conditions may apply.
St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
Used Car Loans - 2023-2024 Models
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedJul 11, 2026
Details
Annual Percentage Rate (APR) effective 6/1/26. Published rates reflect a .25% discount when you maintain automatic loan payments. Subject to credit approval. Rates and terms are subject to change at any time without notice. Other terms and conditions may apply.
MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★ Texas Ratio: 7.09%
Used Auto
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedJul 16, 2026
Details
Common Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
Vehicle New/Used Finance up to 120% of the Value of the vehicle Loan
5.24%
Up to 60 Months
▼
APR5.24%
TermUp to 60 Months
Last UpdatedJul 23, 2026
Details
As Low As; Year: 2024-2026
Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
Used Automobile Loans
5.25%
24 Months
▼
APR5.25%
Term24 Months
Last UpdatedJul 24, 2026
Details
LTV MAX: 90%
Lowell Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Auto WITH Direct Deposit
5.25%
4 Years
▼
APR5.25%
Term4 Years
Last UpdatedJul 25, 2026
Details
MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★ Texas Ratio: 7.09%
Used Auto
5.38%
72 Months
▼
APR5.38%
Term72 Months
Last UpdatedJul 16, 2026
Details
Millbury Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
Car Loan - New and Used (2023-2026 Models)
5.39%
36 months
▼
APR5.39%
Term36 months
Last UpdatedJul 24, 2026
Details
As low as
St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
Used Car Loans - 2021-2022 Models
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedJul 11, 2026
Details
Annual Percentage Rate (APR) effective 6/1/26. Published rates reflect a .25% discount when you maintain automatic loan payments. Subject to credit approval. Rates and terms are subject to change at any time without notice. Other terms and conditions may apply.
Stoughton Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
Auto Loans - Used
5.49%
Up to 60 months
▼
APR5.49%
TermUp to 60 months
Last UpdatedJul 12, 2026
Details
Vehicle Years: 2022 - 2025
Lowell Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Auto WITH Direct Deposit
5.49%
5 Years
▼
APR5.49%
Term5 Years
Last UpdatedJul 25, 2026
Details
MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★ Texas Ratio: 7.09%
Used Mobility Vehicle Loan
5.50%
36 Months
▼
APR5.50%
Term36 Months
Last UpdatedJul 16, 2026
Details
Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
Used Automobile Loans
5.50%
24 Months
▼
APR5.50%
Term24 Months
Last UpdatedJul 24, 2026
Details
LTV MAX: 80%
Albright Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.36%
Used Auto Loans
5.64%
61-72 months
▼
APR5.64%
Term61-72 months
Last UpdatedJul 11, 2026
Details
Model years: 2023 or newer (and 2025 with more than 7,000 miles); Up to 100% financing available
Stoughton Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
Auto Loans - Used
5.74%
Up to 60 months
▼
APR5.74%
TermUp to 60 months
Last UpdatedJul 12, 2026
Details
Vehicle Years: 2018 - 2021
Common Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
Vehicle New/Used Finance up to 120% of the Value of the vehicle Loan
5.74%
Up to 61-84 Months
▼
APR5.74%
TermUp to 61-84 Months
Last UpdatedJul 23, 2026
Details
As Low As; Year: 2024-2026
Newburyport Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
Used Vehicles Loan
5.75%
48 Months
▼
APR5.75%
Term48 Months
Last UpdatedJul 20, 2026
Details
Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
Used Automobile Loans
5.75%
24 Months
▼
APR5.75%
Term24 Months
Last UpdatedJul 24, 2026
Details
LTV MAX: 70%
Albright Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.36%
Used Auto Loans
5.90%
up to 36 months
▼
APR5.90%
Termup to 36 months
Last UpdatedJul 11, 2026
Details
Model years: 2021 -2022 (older considered on case by case basis); Up to 100% financing available
Fall River Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.25%
Used Auto
5.95%
60 Months
▼
APR5.95%
Term60 Months
Last UpdatedJul 25, 2026
Details
Used Auto (2022-2024)
St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
Used Car Loans - 2021-2022 Models
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedJul 11, 2026
Details
Annual Percentage Rate (APR) effective 6/1/26. Published rates reflect a .25% discount when you maintain automatic loan payments. Subject to credit approval. Rates and terms are subject to change at any time without notice. Other terms and conditions may apply.
Stoughton Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
Auto Loans - Used
5.99%
72 months
▼
APR5.99%
Term72 months
Last UpdatedJul 12, 2026
Details
Vehicle Years: 2022 - 2025
St Anthony Of Padua Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.37%
Used Auto Loans - with 15% down
5.99%
Maximum term to 48 months
▼
APR5.99%
TermMaximum term to 48 months
Last UpdatedJul 22, 2026
Details
Vehicles 1 - 5 years old
Common Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
Vehicle Used Finance up to 120% of the Value of the vehicle Loan
5.99%
Up to 60 Months
▼
APR5.99%
TermUp to 60 Months
Last UpdatedJul 23, 2026
Details
As Low As; Year: 2019-2023
Morton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.04%
Used Cars Loan
5.99%
up to 6 years
▼
APR5.99%
Termup to 6 years
Last UpdatedJul 24, 2026
Details
Millbury Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
Car Loan - New and Used (2023-2026 Models)
5.99%
72 months
▼
APR5.99%
Term72 months
Last UpdatedJul 24, 2026
Details
As low as
Lowell Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Auto WITH Direct Deposit
5.99%
3 Years
▼
APR5.99%
Term3 Years
Last UpdatedJul 25, 2026
Details
Newburyport Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
Used Vehicles Loan
6.00%
60 Months
▼
APR6.00%
Term60 Months
Last UpdatedJul 20, 2026
Details
Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
Used Automobile Loans
6.00%
24 Months
▼
APR6.00%
Term24 Months
Last UpdatedJul 24, 2026
Details
LTV MAX: 60%
Lowell Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
Used Vehicles 2010 - 2023 Loan
6.10%
6 year(s)
▼
APR6.10%
Term6 year(s)
Last UpdatedJul 6, 2026
Details
Tier 1; Credit Score 700-850; Debt Ratio 42 %; MAX $ 85,000
Albright Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.36%
Used Auto Loans
6.15%
37-48 months
▼
APR6.15%
Term37-48 months
Last UpdatedJul 11, 2026
Details
Model years: 2021 -2022 (older considered on case by case basis); Up to 100% financing available
Common Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
Vehicle Used Finance up to 120% of the Value of the vehicle Loan
6.24%
Up to 60 Months
▼
APR6.24%
TermUp to 60 Months
Last UpdatedJul 23, 2026
Details
As Low As; Maximum $75,000; Year: 2019-2023
New England Teamsters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.03%
Used Auto Loan
6.24%
3 Year Term
▼
APR6.24%
Term3 Year Term
Last UpdatedJul 24, 2026
Details
Vehicle Age: 2018 - 2022
MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★ Texas Ratio: 7.09%
Used Mobility Vehicle Loan
6.25%
72 Months
▼
APR6.25%
Term72 Months
Last UpdatedJul 16, 2026
Details
TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
Auto Loans: Used Vehicle
6.25%
5 Years
▼
APR6.25%
Term5 Years
Last UpdatedJul 20, 2026
Details
Country Bank for Savings
Institution Rating:
A5.0 ★ Texas Ratio: 7.70%
Used Auto Loan 2020 & older
6.25%
36 Months
▼
APR6.25%
Term36 Months
Last UpdatedJul 20, 2026
Details
New Bedford Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.21%
Used Auto - 2024 - 2022 models
6.25%
75 months
▼
APR6.25%
Term75 months
Last UpdatedJul 25, 2026
Details
As Low As
Lowell Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Auto WITH Direct Deposit
6.25%
4 Years
▼
APR6.25%
Term4 Years
Last UpdatedJul 25, 2026
Details
Stoneham Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.59%
Used Automobile
6.49%
12-72 months
▼
APR6.49%
Term12-72 months
Last UpdatedJul 23, 2026
Details
Up To $50,000; 90% NADA value; Years 2020-2026
First Priority Credit Union Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.65%
Used Auto 4 Year term
6.49%
48 Months
▼
APR6.49%
Term48 Months
Last UpdatedJul 25, 2026
Details
Lowell Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Auto WITH Direct Deposit
6.49%
6 Years
▼
APR6.49%
Term6 Years
Last UpdatedJul 25, 2026
Details
Dean Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Cars Loan
6.50%
24 Months
▼
APR6.50%
Term24 Months
Last UpdatedJul 20, 2026
Details
As Low As
Country Bank for Savings
Institution Rating:
A5.0 ★ Texas Ratio: 7.70%
Used Auto Loan 2021-2023
6.50%
60 Months
▼
APR6.50%
Term60 Months
Last UpdatedJul 20, 2026
Details
Methuen Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
Used Auto
6.62%
24 mo.
▼
APR6.62%
Term24 mo.
Last UpdatedJul 20, 2026
Details
(3) (7)
Albright Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.36%
Used Auto Loans
6.64%
49-60 months
▼
APR6.64%
Term49-60 months
Last UpdatedJul 11, 2026
Details
Model years: 2021 -2022 (older considered on case by case basis); Up to 100% financing available
MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★ Texas Ratio: 7.09%
Used Auto
6.74%
84 Months
▼
APR6.74%
Term84 Months
Last UpdatedJul 16, 2026
Details
Millbury Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
Car Loan - New and Used (2023-2026 Models)
6.74%
84 months
▼
APR6.74%
Term84 months
Last UpdatedJul 24, 2026
Details
As low as
New England Teamsters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.03%
Used Auto Loan
6.74%
4 Year Term
▼
APR6.74%
Term4 Year Term
Last UpdatedJul 24, 2026
Details
Vehicle Age: 2018 - 2022
First Priority Credit Union Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.65%
Used Auto 5 Year term
6.74%
60 Months
▼
APR6.74%
Term60 Months
Last UpdatedJul 25, 2026
Details
Lowell Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Auto WITH Direct Deposit
6.74%
7 Years
▼
APR6.74%
Term7 Years
Last UpdatedJul 25, 2026
Details
Methuen Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
Used Auto
6.75%
36 mo.
▼
APR6.75%
Term36 mo.
Last UpdatedJul 20, 2026
Details
(3) (7)
Lowell Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
Used Vehicles 2010 - 2023 Loan
6.85%
6 year(s)
▼
APR6.85%
Term6 year(s)
Last UpdatedJul 6, 2026
Details
Tier 2; Credit Score 600-699; Debt Ratio 38 %; MAX $ 85,000
Methuen Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
Used Auto
6.88%
48 mo.
▼
APR6.88%
Term48 mo.
Last UpdatedJul 20, 2026
Details
(3) (7)
St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
Used Car Loans - 2018-2020 Models
6.99%
Up to 48 Months
▼
APR6.99%
TermUp to 48 Months
Last UpdatedJul 11, 2026
Details
Annual Percentage Rate (APR) effective 6/1/26. Published rates reflect a .25% discount when you maintain automatic loan payments. Subject to credit approval. Rates and terms are subject to change at any time without notice. Other terms and conditions may apply.
Stoughton Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
Auto Loans - Used
6.99%
84 months
▼
APR6.99%
Term84 months
Last UpdatedJul 12, 2026
Details
Vehicle Years: 2022 - 2025
St Anthony Of Padua Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.37%
Used Auto Loans - with 15% down
6.99%
Maximum term to 48 months
▼
APR6.99%
TermMaximum term to 48 months
Last UpdatedJul 22, 2026
Details
Vehicles 6 years or older
Common Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
Vehicle Used Finance up to 80% of the Value of the vehicle Loan
6.99%
Up to 36 Months
▼
APR6.99%
TermUp to 36 Months
Last UpdatedJul 23, 2026
Details
As Low As; Year: 2009-2018
First Priority Credit Union Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.65%
Used Auto 6 Year term
6.99%
72 Months
▼
APR6.99%
Term72 Months
Last UpdatedJul 25, 2026
Details
New Bedford Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.21%
Used Auto - 2024 - 2022 models
6.99%
84 months
▼
APR6.99%
Term84 months
Last UpdatedJul 25, 2026
Details
As Low As
Lee Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.10%
New / Used Vehicle (2023-2026) Loan
7.00%
72 mo.
▼
APR7.00%
Term72 mo.
Last UpdatedJul 12, 2026
Details
0.25% discount with Lee Bank Relationship and Autopayment
Lowell Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
Used Vehicles 2010 - 2023 Loan
7.10%
6 year(s)
▼
APR7.10%
Term6 year(s)
Last UpdatedJul 6, 2026
Details
Tier 3; Credit Score 500-599; Debt Ratio 32 %; MAX $ 85,000
St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
Used Car Loans - 2018-2020 Models
7.24%
49 to 60 months
▼
APR7.24%
Term49 to 60 months
Last UpdatedJul 11, 2026
Details
Annual Percentage Rate (APR) effective 6/1/26. Published rates reflect a .25% discount when you maintain automatic loan payments. Subject to credit approval. Rates and terms are subject to change at any time without notice. Other terms and conditions may apply.
First Priority Credit Union Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.65%
Used Auto 7 Year term
7.24%
84 Months
▼
APR7.24%
Term84 Months
Last UpdatedJul 25, 2026
Details
Dean Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Cars Loan
7.25%
48 Months
▼
APR7.25%
Term48 Months
Last UpdatedJul 20, 2026
Details
As Low As
Common Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
Vehicle Used Finance up to 120% of the Value of the vehicle Loan
7.49%
Up to 36 Months
▼
APR7.49%
TermUp to 36 Months
Last UpdatedJul 23, 2026
Details
As Low As; Maximum $50,000; Year: 2009-2018
Lowell Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Auto WITH Direct Deposit
7.49%
6 Years
▼
APR7.49%
Term6 Years
Last UpdatedJul 25, 2026
Details
MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★ Texas Ratio: 7.09%
Used Mobility Vehicle Loan
7.50%
84 Months
▼
APR7.50%
Term84 Months
Last UpdatedJul 16, 2026
Details
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MonitorBankRates
East Falmouth, MA Auto Loan Rate Trends
Compare local East Falmouth, MA auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Auto Loan — MA Avg
6.521%
Unchanged vs 7 days ago
Massachusetts new auto loan rates currently average 6.521% APR.
Used Auto Loan — MA Avg
6.382%
▲ 0.107 vs 7 days ago
Massachusetts used auto rates rose 0.107 points over the past 7 days to 6.382% APR.
As of Jul 26, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our East Falmouth, Massachusetts auto loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Auto Loan Rate Data: We aggregate new and used auto loan rates for East Falmouth, Massachusetts directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the lenders’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available auto loan products in East Falmouth, Massachusetts. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national auto lenders available to borrowers in MA.
Regularly Updated APRs: Our rate updaters verify and update auto loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Auto loan APRs shown typically represent the lowest available rate for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, loan term, vehicle age, and other underwriting factors.
Frequently Asked Questions about Auto Loans in East Falmouth, Massachusetts
How does my credit score affect my car loan rate in Massachusetts?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in East Falmouth, Massachusetts with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Massachusetts *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in East Falmouth, Massachusetts typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in East Falmouth, Massachusetts?
Based on our current data, some of the lowest auto loan rates available in East Falmouth, Massachusetts include:
- St Anthony Of Padua Federal Credit Union: 3.10% (Used Auto Loans)
- American Airlines Federal Credit Union: 3.34% (New Auto)
- PIONEER VALLEY: 3.99% (Vehicle Loan)
- Quincy Credit Union: 3.99% (New Auto Loans)
- Worcester Credit Union: 4.24% (Vehicle Loans)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in East Falmouth, Massachusetts. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: July 25, 2026
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