Auto Loan Rates in South Carolina (SC) for May 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in South Carolina. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in South Carolina include Market USA Federal Credit UnionMarket USA Federal Credit Union201 Bi Lo Blvd, Greenville, SC, 29607 5346A5.0 ★Texas Ratio: 6.88% offering New Auto at 3.49%, Greenwood Municipal Federal Credit UnionGreenwood Municipal Federal Credit Union617 Durst Ave E, Greenwood, SC, 29649 2713A+5.0 ★Texas Ratio: 1.76% offering New Vehicle Loan at 3.50%, Palmetto Citizens Federal Credit UnionPalmetto Citizens Federal Credit Union1320 Washington St, Columbia, SC, 29201 3382A+5.0 ★Texas Ratio: 4.17% offering New & Used Automobile or Truck at 3.99%, Skyla Federal Credit UnionSkyla Federal Credit Union269 Harwich St, Rock Hill, SC, 29730A5.0 ★Texas Ratio: 6.28% offering Auto Loans at 3.99%, REVREV200 Marymeade Dr, Summerville, SC, 29483A+5.0 ★Texas Ratio: 0.30% offering New Auto at 4.00%. Auto loan rates as of May 2, 2026 according to verified data from MonitorBankRates.
Use the tabs below to compare auto loan rates across South Carolina side-by-side. South Carolina auto loan rates currently start as low as 3.49% APR from Market USA Federal Credit Union at 201 Bi Lo Blvd, Greenville, SC, 29607 5346. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in South Carolina. Auto Loan Rates Last Updated and Verified: May 2, 2026
Compare Auto Loan Rates Today in South Carolina
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
201 Bi Lo Blvd, Greenville, SC, 29607 5346
New Auto
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedApr 25, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
201 Bi Lo Blvd, Greenville, SC, 29607 5346
Used Auto
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedApr 25, 2026
Details
As Low As
Greenwood Municipal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.76%
617 Durst Ave E, Greenwood, SC, 29649 2713
New Vehicle Loan
3.50%
120 Months
▼
APR3.50%
Term120 Months
Last UpdatedApr 18, 2026
Details
Up to 120 months*
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck
3.99%
Up to 36 months
▼
APR3.99%
TermUp to 36 months
Last UpdatedApr 17, 2026
Details
As Low As; (2023-New)
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck (2023-New)
3.99%
Up to 36 months
▼
APR3.99%
TermUp to 36 months
Last UpdatedApr 17, 2026
Details
As Low As
Skyla Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.28%
269 Harwich St, Rock Hill, SC, 29730
Auto Loans
3.99%
0 - 48 months
▼
APR3.99%
Term0 - 48 months
Last UpdatedMay 2, 2026
Details
Auto loans as low as 3.99% APR for 0 - 48 months
REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
200 Marymeade Dr, Summerville, SC, 29483
New Auto
4.00%
Up to 36 months
▼
APR4.00%
TermUp to 36 months
Last UpdatedMay 2, 2026
Details
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
1066 E Montague Ave, North Charleston, SC, 29405
New Autos
4.19%
Up to 36 months
▼
APR4.19%
TermUp to 36 months
Last UpdatedApr 27, 2026
Details
As Low As; rates listed are best available based on approved credit; actual rate offered may be higher depending upon applicant credit rating and other underwriting factors.
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC, 29303 3034
New Autos
4.24%
Up to 36 Months
▼
APR4.24%
TermUp to 36 Months
Last UpdatedApr 26, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC, 29303 3034
New Autos
4.49%
37 - 48 Months
▼
APR4.49%
Term37 - 48 Months
Last UpdatedApr 26, 2026
Details
As Low As
Edisto Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
1880 Russell St, Orangeburg, SC, 29115 6107
Used Auto Loans
4.50%
More than 60 mos.
▼
APR4.50%
TermMore than 60 mos.
Last UpdatedApr 17, 2026
Details
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
1066 E Montague Ave, North Charleston, SC, 29405
New Autos
4.69%
37 - 60 months
▼
APR4.69%
Term37 - 60 months
Last UpdatedApr 27, 2026
Details
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
1066 E Montague Ave, North Charleston, SC, 29405
Used Autos
4.69%
Up to 36 months
▼
APR4.69%
TermUp to 36 months
Last UpdatedApr 27, 2026
Details
As Low As; rates listed are best available based on approved credit; actual rate offered may be higher depending upon applicant credit rating and other underwriting factors.
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
201 Bi Lo Blvd, Greenville, SC, 29607 5346
New Auto
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedApr 25, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
201 Bi Lo Blvd, Greenville, SC, 29607 5346
Used Auto
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedApr 25, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC, 29303 3034
New Autos
4.74%
49 - 60 Months
▼
APR4.74%
Term49 - 60 Months
Last UpdatedApr 26, 2026
Details
As Low As
REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
200 Marymeade Dr, Summerville, SC, 29483
Used Auto
4.75%
Up to 36 months
▼
APR4.75%
TermUp to 36 months
Last UpdatedMay 2, 2026
Details
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
100 Fluor Daniel Dr # C102U, Greenville, SC, 29607 2761
Vehicle Loans
4.95%
60 months
▼
APR4.95%
Term60 months
Last UpdatedApr 26, 2026
Details
As Low As; Finance Your Vehicle Loan with Us and We'll Give You $250!
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC, 29303 3034
New Autos
4.99%
61 - 72 Months
▼
APR4.99%
Term61 - 72 Months
Last UpdatedApr 26, 2026
Details
As Low As
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
1066 E Montague Ave, North Charleston, SC, 29405
New Autos
4.99%
61 - 72 months
▼
APR4.99%
Term61 - 72 months
Last UpdatedApr 27, 2026
Details
AllSouth Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
5470 Jackson Blvd, Columbia, SC, 29207
New or Used Auto Loans
5.04%
63 months
▼
APR5.04%
Term63 months
Last UpdatedApr 26, 2026
Details
As Low As
AllSouth Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
5470 Jackson Blvd, Columbia, SC, 29207
New or Used Auto Loans
5.14%
75 months
▼
APR5.14%
Term75 months
Last UpdatedApr 26, 2026
Details
As Low As
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
1066 E Montague Ave, North Charleston, SC, 29405
Used Autos
5.19%
37 - 60 months
▼
APR5.19%
Term37 - 60 months
Last UpdatedApr 27, 2026
Details
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
201 Bi Lo Blvd, Greenville, SC, 29607 5346
New Auto
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedApr 25, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
201 Bi Lo Blvd, Greenville, SC, 29607 5346
Used Auto
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedApr 25, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC, 29303 3034
New Autos
5.24%
Over 73 Months
▼
APR5.24%
TermOver 73 Months
Last UpdatedApr 26, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC, 29303 3034
Used Autos
5.24%
Up to 36 Months
▼
APR5.24%
TermUp to 36 Months
Last UpdatedApr 26, 2026
Details
As Low As
REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
200 Marymeade Dr, Summerville, SC, 29483
New Auto
5.25%
37-48 months
▼
APR5.25%
Term37-48 months
Last UpdatedMay 2, 2026
Details
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
1066 E Montague Ave, North Charleston, SC, 29405
Used Autos
5.29%
61 - 72 months
▼
APR5.29%
Term61 - 72 months
Last UpdatedApr 27, 2026
Details
AllSouth Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
5470 Jackson Blvd, Columbia, SC, 29207
New or Used Auto Loans
5.44%
84 months
▼
APR5.44%
Term84 months
Last UpdatedApr 26, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC, 29303 3034
Used Autos
5.49%
37 - 48 Months
▼
APR5.49%
Term37 - 48 Months
Last UpdatedApr 26, 2026
Details
As Low As
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck
5.50%
37-48 months
▼
APR5.50%
Term37-48 months
Last UpdatedApr 17, 2026
Details
As Low As; (2023-New)
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck (2023-New)
5.50%
37-48 months
▼
APR5.50%
Term37-48 months
Last UpdatedApr 17, 2026
Details
As Low As
REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
200 Marymeade Dr, Summerville, SC, 29483
New Auto
5.50%
61-75 months
▼
APR5.50%
Term61-75 months
Last UpdatedMay 2, 2026
Details
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck
5.55%
49-60 months
▼
APR5.55%
Term49-60 months
Last UpdatedApr 17, 2026
Details
As Low As; (2023-New)
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck (2023-New)
5.55%
49-60 months
▼
APR5.55%
Term49-60 months
Last UpdatedApr 17, 2026
Details
As Low As
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck
5.60%
61-72 months
▼
APR5.60%
Term61-72 months
Last UpdatedApr 17, 2026
Details
As Low As; (2023-New) ($15,000+)
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck (2023-New)
5.60%
61-72 months
▼
APR5.60%
Term61-72 months
Last UpdatedApr 17, 2026
Details
As Low As
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
1066 E Montague Ave, North Charleston, SC, 29405
New Autos
5.69%
73-84 months
▼
APR5.69%
Term73-84 months
Last UpdatedApr 27, 2026
Details
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
201 Bi Lo Blvd, Greenville, SC, 29607 5346
New Auto
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedApr 25, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
201 Bi Lo Blvd, Greenville, SC, 29607 5346
Used Auto
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedApr 25, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC, 29303 3034
Used Autos
5.74%
49 - 60 Months
▼
APR5.74%
Term49 - 60 Months
Last UpdatedApr 26, 2026
Details
As Low As
REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
200 Marymeade Dr, Summerville, SC, 29483
Used Auto
5.75%
37-48 months
▼
APR5.75%
Term37-48 months
Last UpdatedMay 2, 2026
Details
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC, 29303 3034
Used Autos
5.99%
61 - 72 Months
▼
APR5.99%
Term61 - 72 Months
Last UpdatedApr 26, 2026
Details
As Low As
REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
200 Marymeade Dr, Summerville, SC, 29483
Used Auto
6.00%
61-75 months
▼
APR6.00%
Term61-75 months
Last UpdatedMay 2, 2026
Details
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC, 29303 3034
High Mileage Used Autos
6.24%
Up to 36 Months
▼
APR6.24%
TermUp to 36 Months
Last UpdatedApr 26, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC, 29303 3034
Used Autos
6.24%
Over 73 Months
▼
APR6.24%
TermOver 73 Months
Last UpdatedApr 26, 2026
Details
As Low As
REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
200 Marymeade Dr, Summerville, SC, 29483
New Auto
6.25%
76-84 months
▼
APR6.25%
Term76-84 months
Last UpdatedMay 2, 2026
Details
Self-Help Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
1724 Bush River Rd, Columbia, SC, 29210
New Car
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedMay 2, 2026
Details
up to 84 months
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
1066 E Montague Ave, North Charleston, SC, 29405
Used Autos
6.29%
73-84 months
▼
APR6.29%
Term73-84 months
Last UpdatedApr 27, 2026
Details
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
Used Automobile or Truck
6.44%
up to 48 Months
▼
APR6.44%
Termup to 48 Months
Last UpdatedApr 17, 2026
Details
As Low As; (4-5 years old)
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC, 29303 3034
High Mileage Used Autos
6.49%
37 - 48 Months
▼
APR6.49%
Term37 - 48 Months
Last UpdatedApr 26, 2026
Details
As Low As
Edisto Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
1880 Russell St, Orangeburg, SC, 29115 6107
Used Auto Loans
6.50%
60 mos. or less
▼
APR6.50%
Term60 mos. or less
Last UpdatedApr 17, 2026
Details
REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
200 Marymeade Dr, Summerville, SC, 29483
Used Auto
6.50%
76-84 months (2023 or Newer)
▼
APR6.50%
Term76-84 months (2023 or Newer)
Last UpdatedMay 2, 2026
Details
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC, 29303 3034
High Mileage Used Autos
6.74%
49 - 60 Months
▼
APR6.74%
Term49 - 60 Months
Last UpdatedApr 26, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC, 29303 3034
High Mileage Used Autos
6.99%
61 - 72 Months
▼
APR6.99%
Term61 - 72 Months
Last UpdatedApr 26, 2026
Details
As Low As
Self-Help Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
1724 Bush River Rd, Columbia, SC, 29210
Used Car - less than 100,000 Miles
7.00%
84 Months
▼
APR7.00%
Term84 Months
Last UpdatedMay 2, 2026
Details
up to 84 months
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC, 29303 3034
High Mileage Used Autos
7.24%
Over 73 Months
▼
APR7.24%
TermOver 73 Months
Last UpdatedApr 26, 2026
Details
As Low As
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck
7.29%
73-84 months
▼
APR7.29%
Term73-84 months
Last UpdatedApr 17, 2026
Details
As Low As; (2023-New) ($25,000+)
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck (2023-New)
7.29%
73-84 months
▼
APR7.29%
Term73-84 months
Last UpdatedApr 17, 2026
Details
As Low As
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
Used Automobile or Truck
7.75%
up to 48 Months
▼
APR7.75%
Termup to 48 Months
Last UpdatedApr 17, 2026
Details
As Low As; (6 years & older) (under $15,000)
Greenville Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.90%
350 Harrison Bridge Rd, Simpsonville, SC, 29680
Used Vehicles with more than 130,000 miles
8.95%
Up to 48 Months
▼
APR8.95%
TermUp to 48 Months
Last UpdatedApr 17, 2026
Details
As Low As
Greenville Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.90%
350 Harrison Bridge Rd, Simpsonville, SC, 29680
Used Vehicles with more than 130,000 miles (Up to 48 Months Financing)
8.95%
48 Months
▼
APR8.95%
Term48 Months
Last UpdatedApr 17, 2026
Details
Self-Help Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
1724 Bush River Rd, Columbia, SC, 29210
Used Car - greater than 100,000 Miles
9.00%
72 Months
▼
APR9.00%
Term72 Months
Last UpdatedMay 2, 2026
Details
up to 72 months
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck
9.29%
85-96 months
▼
APR9.29%
Term85-96 months
Last UpdatedApr 17, 2026
Details
As Low As; (2023-New) ($40,000+)
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck (2023-New)
9.29%
85-96 months
▼
APR9.29%
Term85-96 months
Last UpdatedApr 17, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
201 Bi Lo Blvd, Greenville, SC, 29607 5346
New Auto
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedApr 25, 2026
Details
As Low As
Greenwood Municipal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.76%
617 Durst Ave E, Greenwood, SC, 29649 2713
New Vehicle Loan
3.50%
120 Months
▼
APR3.50%
Term120 Months
Last UpdatedApr 18, 2026
Details
Up to 120 months*
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck
3.99%
Up to 36 months
▼
APR3.99%
TermUp to 36 months
Last UpdatedApr 17, 2026
Details
As Low As; (2023-New)
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck (2023-New)
3.99%
Up to 36 months
▼
APR3.99%
TermUp to 36 months
Last UpdatedApr 17, 2026
Details
As Low As
REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
200 Marymeade Dr, Summerville, SC, 29483
New Auto
4.00%
Up to 36 months
▼
APR4.00%
TermUp to 36 months
Last UpdatedMay 2, 2026
Details
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
1066 E Montague Ave, North Charleston, SC, 29405
New Autos
4.19%
Up to 36 months
▼
APR4.19%
TermUp to 36 months
Last UpdatedApr 27, 2026
Details
As Low As; rates listed are best available based on approved credit; actual rate offered may be higher depending upon applicant credit rating and other underwriting factors.
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC, 29303 3034
New Autos
4.24%
Up to 36 Months
▼
APR4.24%
TermUp to 36 Months
Last UpdatedApr 26, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC, 29303 3034
New Autos
4.49%
37 - 48 Months
▼
APR4.49%
Term37 - 48 Months
Last UpdatedApr 26, 2026
Details
As Low As
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
1066 E Montague Ave, North Charleston, SC, 29405
New Autos
4.69%
37 - 60 months
▼
APR4.69%
Term37 - 60 months
Last UpdatedApr 27, 2026
Details
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
201 Bi Lo Blvd, Greenville, SC, 29607 5346
New Auto
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedApr 25, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC, 29303 3034
New Autos
4.74%
49 - 60 Months
▼
APR4.74%
Term49 - 60 Months
Last UpdatedApr 26, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC, 29303 3034
New Autos
4.99%
61 - 72 Months
▼
APR4.99%
Term61 - 72 Months
Last UpdatedApr 26, 2026
Details
As Low As
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
1066 E Montague Ave, North Charleston, SC, 29405
New Autos
4.99%
61 - 72 months
▼
APR4.99%
Term61 - 72 months
Last UpdatedApr 27, 2026
Details
AllSouth Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
5470 Jackson Blvd, Columbia, SC, 29207
New or Used Auto Loans
5.04%
63 months
▼
APR5.04%
Term63 months
Last UpdatedApr 26, 2026
Details
As Low As
AllSouth Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
5470 Jackson Blvd, Columbia, SC, 29207
New or Used Auto Loans
5.14%
75 months
▼
APR5.14%
Term75 months
Last UpdatedApr 26, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
201 Bi Lo Blvd, Greenville, SC, 29607 5346
New Auto
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedApr 25, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC, 29303 3034
New Autos
5.24%
Over 73 Months
▼
APR5.24%
TermOver 73 Months
Last UpdatedApr 26, 2026
Details
As Low As
REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
200 Marymeade Dr, Summerville, SC, 29483
New Auto
5.25%
37-48 months
▼
APR5.25%
Term37-48 months
Last UpdatedMay 2, 2026
Details
AllSouth Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
5470 Jackson Blvd, Columbia, SC, 29207
New or Used Auto Loans
5.44%
84 months
▼
APR5.44%
Term84 months
Last UpdatedApr 26, 2026
Details
As Low As
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck
5.50%
37-48 months
▼
APR5.50%
Term37-48 months
Last UpdatedApr 17, 2026
Details
As Low As; (2023-New)
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck (2023-New)
5.50%
37-48 months
▼
APR5.50%
Term37-48 months
Last UpdatedApr 17, 2026
Details
As Low As
REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
200 Marymeade Dr, Summerville, SC, 29483
New Auto
5.50%
61-75 months
▼
APR5.50%
Term61-75 months
Last UpdatedMay 2, 2026
Details
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck
5.55%
49-60 months
▼
APR5.55%
Term49-60 months
Last UpdatedApr 17, 2026
Details
As Low As; (2023-New)
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck (2023-New)
5.55%
49-60 months
▼
APR5.55%
Term49-60 months
Last UpdatedApr 17, 2026
Details
As Low As
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck
5.60%
61-72 months
▼
APR5.60%
Term61-72 months
Last UpdatedApr 17, 2026
Details
As Low As; (2023-New) ($15,000+)
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck (2023-New)
5.60%
61-72 months
▼
APR5.60%
Term61-72 months
Last UpdatedApr 17, 2026
Details
As Low As
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
1066 E Montague Ave, North Charleston, SC, 29405
New Autos
5.69%
73-84 months
▼
APR5.69%
Term73-84 months
Last UpdatedApr 27, 2026
Details
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
201 Bi Lo Blvd, Greenville, SC, 29607 5346
New Auto
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedApr 25, 2026
Details
As Low As
REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
200 Marymeade Dr, Summerville, SC, 29483
New Auto
6.25%
76-84 months
▼
APR6.25%
Term76-84 months
Last UpdatedMay 2, 2026
Details
Self-Help Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
1724 Bush River Rd, Columbia, SC, 29210
New Car
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedMay 2, 2026
Details
up to 84 months
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck
7.29%
73-84 months
▼
APR7.29%
Term73-84 months
Last UpdatedApr 17, 2026
Details
As Low As; (2023-New) ($25,000+)
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck (2023-New)
7.29%
73-84 months
▼
APR7.29%
Term73-84 months
Last UpdatedApr 17, 2026
Details
As Low As
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck
9.29%
85-96 months
▼
APR9.29%
Term85-96 months
Last UpdatedApr 17, 2026
Details
As Low As; (2023-New) ($40,000+)
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck (2023-New)
9.29%
85-96 months
▼
APR9.29%
Term85-96 months
Last UpdatedApr 17, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
201 Bi Lo Blvd, Greenville, SC, 29607 5346
Used Auto
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedApr 25, 2026
Details
As Low As
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck
3.99%
Up to 36 months
▼
APR3.99%
TermUp to 36 months
Last UpdatedApr 17, 2026
Details
As Low As; (2023-New)
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck (2023-New)
3.99%
Up to 36 months
▼
APR3.99%
TermUp to 36 months
Last UpdatedApr 17, 2026
Details
As Low As
Edisto Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
1880 Russell St, Orangeburg, SC, 29115 6107
Used Auto Loans
4.50%
More than 60 mos.
▼
APR4.50%
TermMore than 60 mos.
Last UpdatedApr 17, 2026
Details
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
1066 E Montague Ave, North Charleston, SC, 29405
Used Autos
4.69%
Up to 36 months
▼
APR4.69%
TermUp to 36 months
Last UpdatedApr 27, 2026
Details
As Low As; rates listed are best available based on approved credit; actual rate offered may be higher depending upon applicant credit rating and other underwriting factors.
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
201 Bi Lo Blvd, Greenville, SC, 29607 5346
Used Auto
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedApr 25, 2026
Details
As Low As
REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
200 Marymeade Dr, Summerville, SC, 29483
Used Auto
4.75%
Up to 36 months
▼
APR4.75%
TermUp to 36 months
Last UpdatedMay 2, 2026
Details
AllSouth Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
5470 Jackson Blvd, Columbia, SC, 29207
New or Used Auto Loans
5.04%
63 months
▼
APR5.04%
Term63 months
Last UpdatedApr 26, 2026
Details
As Low As
AllSouth Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
5470 Jackson Blvd, Columbia, SC, 29207
New or Used Auto Loans
5.14%
75 months
▼
APR5.14%
Term75 months
Last UpdatedApr 26, 2026
Details
As Low As
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
1066 E Montague Ave, North Charleston, SC, 29405
Used Autos
5.19%
37 - 60 months
▼
APR5.19%
Term37 - 60 months
Last UpdatedApr 27, 2026
Details
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
201 Bi Lo Blvd, Greenville, SC, 29607 5346
Used Auto
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedApr 25, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC, 29303 3034
Used Autos
5.24%
Up to 36 Months
▼
APR5.24%
TermUp to 36 Months
Last UpdatedApr 26, 2026
Details
As Low As
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
1066 E Montague Ave, North Charleston, SC, 29405
Used Autos
5.29%
61 - 72 months
▼
APR5.29%
Term61 - 72 months
Last UpdatedApr 27, 2026
Details
AllSouth Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
5470 Jackson Blvd, Columbia, SC, 29207
New or Used Auto Loans
5.44%
84 months
▼
APR5.44%
Term84 months
Last UpdatedApr 26, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC, 29303 3034
Used Autos
5.49%
37 - 48 Months
▼
APR5.49%
Term37 - 48 Months
Last UpdatedApr 26, 2026
Details
As Low As
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck
5.50%
37-48 months
▼
APR5.50%
Term37-48 months
Last UpdatedApr 17, 2026
Details
As Low As; (2023-New)
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck (2023-New)
5.50%
37-48 months
▼
APR5.50%
Term37-48 months
Last UpdatedApr 17, 2026
Details
As Low As
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck
5.55%
49-60 months
▼
APR5.55%
Term49-60 months
Last UpdatedApr 17, 2026
Details
As Low As; (2023-New)
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck (2023-New)
5.55%
49-60 months
▼
APR5.55%
Term49-60 months
Last UpdatedApr 17, 2026
Details
As Low As
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck
5.60%
61-72 months
▼
APR5.60%
Term61-72 months
Last UpdatedApr 17, 2026
Details
As Low As; (2023-New) ($15,000+)
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck (2023-New)
5.60%
61-72 months
▼
APR5.60%
Term61-72 months
Last UpdatedApr 17, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
201 Bi Lo Blvd, Greenville, SC, 29607 5346
Used Auto
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedApr 25, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC, 29303 3034
Used Autos
5.74%
49 - 60 Months
▼
APR5.74%
Term49 - 60 Months
Last UpdatedApr 26, 2026
Details
As Low As
REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
200 Marymeade Dr, Summerville, SC, 29483
Used Auto
5.75%
37-48 months
▼
APR5.75%
Term37-48 months
Last UpdatedMay 2, 2026
Details
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC, 29303 3034
Used Autos
5.99%
61 - 72 Months
▼
APR5.99%
Term61 - 72 Months
Last UpdatedApr 26, 2026
Details
As Low As
REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
200 Marymeade Dr, Summerville, SC, 29483
Used Auto
6.00%
61-75 months
▼
APR6.00%
Term61-75 months
Last UpdatedMay 2, 2026
Details
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC, 29303 3034
High Mileage Used Autos
6.24%
Up to 36 Months
▼
APR6.24%
TermUp to 36 Months
Last UpdatedApr 26, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC, 29303 3034
Used Autos
6.24%
Over 73 Months
▼
APR6.24%
TermOver 73 Months
Last UpdatedApr 26, 2026
Details
As Low As
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
1066 E Montague Ave, North Charleston, SC, 29405
Used Autos
6.29%
73-84 months
▼
APR6.29%
Term73-84 months
Last UpdatedApr 27, 2026
Details
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
Used Automobile or Truck
6.44%
up to 48 Months
▼
APR6.44%
Termup to 48 Months
Last UpdatedApr 17, 2026
Details
As Low As; (4-5 years old)
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC, 29303 3034
High Mileage Used Autos
6.49%
37 - 48 Months
▼
APR6.49%
Term37 - 48 Months
Last UpdatedApr 26, 2026
Details
As Low As
Edisto Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
1880 Russell St, Orangeburg, SC, 29115 6107
Used Auto Loans
6.50%
60 mos. or less
▼
APR6.50%
Term60 mos. or less
Last UpdatedApr 17, 2026
Details
REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
200 Marymeade Dr, Summerville, SC, 29483
Used Auto
6.50%
76-84 months (2023 or Newer)
▼
APR6.50%
Term76-84 months (2023 or Newer)
Last UpdatedMay 2, 2026
Details
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC, 29303 3034
High Mileage Used Autos
6.74%
49 - 60 Months
▼
APR6.74%
Term49 - 60 Months
Last UpdatedApr 26, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC, 29303 3034
High Mileage Used Autos
6.99%
61 - 72 Months
▼
APR6.99%
Term61 - 72 Months
Last UpdatedApr 26, 2026
Details
As Low As
Self-Help Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
1724 Bush River Rd, Columbia, SC, 29210
Used Car - less than 100,000 Miles
7.00%
84 Months
▼
APR7.00%
Term84 Months
Last UpdatedMay 2, 2026
Details
up to 84 months
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC, 29303 3034
High Mileage Used Autos
7.24%
Over 73 Months
▼
APR7.24%
TermOver 73 Months
Last UpdatedApr 26, 2026
Details
As Low As
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck
7.29%
73-84 months
▼
APR7.29%
Term73-84 months
Last UpdatedApr 17, 2026
Details
As Low As; (2023-New) ($25,000+)
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck (2023-New)
7.29%
73-84 months
▼
APR7.29%
Term73-84 months
Last UpdatedApr 17, 2026
Details
As Low As
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
Used Automobile or Truck
7.75%
up to 48 Months
▼
APR7.75%
Termup to 48 Months
Last UpdatedApr 17, 2026
Details
As Low As; (6 years & older) (under $15,000)
Greenville Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.90%
350 Harrison Bridge Rd, Simpsonville, SC, 29680
Used Vehicles with more than 130,000 miles
8.95%
Up to 48 Months
▼
APR8.95%
TermUp to 48 Months
Last UpdatedApr 17, 2026
Details
As Low As
Greenville Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.90%
350 Harrison Bridge Rd, Simpsonville, SC, 29680
Used Vehicles with more than 130,000 miles (Up to 48 Months Financing)
8.95%
48 Months
▼
APR8.95%
Term48 Months
Last UpdatedApr 17, 2026
Details
Self-Help Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
1724 Bush River Rd, Columbia, SC, 29210
Used Car - greater than 100,000 Miles
9.00%
72 Months
▼
APR9.00%
Term72 Months
Last UpdatedMay 2, 2026
Details
up to 72 months
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck
9.29%
85-96 months
▼
APR9.29%
Term85-96 months
Last UpdatedApr 17, 2026
Details
As Low As; (2023-New) ($40,000+)
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck (2023-New)
9.29%
85-96 months
▼
APR9.29%
Term85-96 months
Last UpdatedApr 17, 2026
Details
As Low As
Powered by
MonitorBankRates
South Carolina Auto Loan Rate Trends
Compare local South Carolina auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Auto Loan — SC Avg
4.849%
▲ 0.068 vs 7 days ago
South Carolina new auto rates rose 0.068 points over the past 7 days to 4.849% APR.
Used Auto Loan — SC Avg
5.804%
▼ 0.534 vs 7 days ago
South Carolina used auto rates fell 0.534 points over the past 7 days to 5.804% APR.
As of May 5, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions about Auto Loans in South Carolina
How does my credit score affect my car loan rate in South Carolina?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in South Carolina with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in South Carolina *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in South Carolina typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in South Carolina?
Based on our current data, some of the lowest auto loan rates available in South Carolina include:
- Market USA Federal Credit Union: 3.49% (New Auto)
- Greenwood Municipal Federal Credit Union: 3.50% (New Vehicle Loan)
- Palmetto Citizens Federal Credit Union: 3.99% (New & Used Automobile or Truck)
- Skyla Federal Credit Union: 3.99% (Auto Loans)
- REV: 4.00% (New Auto)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in South Carolina. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 2, 2026
Auto Loan Rates by City in South Carolina
Rate Assistant
MonitorBankRates.com · Live Data
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