South Carolina Auto Loan Rate Trends
Track current and weekly average auto loan rates in South Carolina, view interactive rate trend charts, and compare local SC aprs against the national average.
Current South Carolina Auto Loan Rate Trends
Auto Loan rates in South Carolina fell 0.022 this week to 4.859%, down from 4.881% last week.
At 4.859%, South Carolina’s average sits 0.843 below the current national average of 5.702%. SC borrowers may have a competitive advantage relative to the national market.
The South Carolina auto loan rate averages on this page are calculated from 125 verified auto loan rate quotes collected across 31 banks and credit unions actively operating in South Carolina. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
South Carolina Auto Loan Rate Trends Chart
Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
South Carolina auto loan rate averages compiled from 125 current rate quotes across 31 banks and credit unions operating in SC — updated daily.
As of May 24, 2026 • Data provided by MonitorBankRates.com
Historical Auto Loan Rate Trends in South Carolina
Quarterly average rates at credit unions headquartered in South Carolina, 1994–present. Different methodology from the daily chart above — this series reflects portfolio rates self-reported to NCUA each quarter.
Based on reporting credit unions in South Carolina (latest quarter).
Source: MonitorBankRates.com analysis of NCUA Call Report data, 1994–present.
Quarterly weighted averages calculated from credit union rate filings, weighted by loan portfolio balance.
