Auto Loan Rates in New Zion, South Carolina (SC) for June 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in New Zion, South Carolina. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in New Zion, South Carolina include Market USA Federal Credit UnionMarket USA Federal Credit UnionA5.0 ★Texas Ratio: 5.99% offering New Auto at 3.49%, Greenwood Municipal Federal Credit UnionGreenwood Municipal Federal Credit UnionA+5.0 ★Texas Ratio: 1.69% offering New Vehicle Loan at 3.50%, Palmetto Citizens Federal Credit UnionPalmetto Citizens Federal Credit UnionA+5.0 ★Texas Ratio: 3.95% offering New & Used Automobile or Truck at 3.99%, Carolinas Telco Federal Credit UnionCarolinas Telco Federal Credit UnionA+5.0 ★Texas Ratio: 3.88% offering New Auto Loans at 3.99%, Upstate Federal Credit UnionUpstate Federal Credit UnionA+5.0 ★Texas Ratio: 1.63% offering New Vehicles Loan at 3.99%. Auto loan rates as of June 3, 2026 according to verified data from MonitorBankRates.
New Zion borrowers have access to 19 lenders serving the South Carolina area, with auto loan rates as low as 3.49% APR from Market USA Federal Credit Union. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in New Zion, South Carolina. Auto Loan Rates Last Updated and Verified: June 3, 2026
Compare Auto Loan Rates Today in New Zion, South Carolina & Surrounding Area
New Zion Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.99%
New Auto
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedMay 29, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.99%
New Auto Loan
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedMay 29, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.99%
Used Auto
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedMay 29, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.99%
Used Auto Loan
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedMay 29, 2026
Details
As Low As
Greenwood Municipal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.69%
New Vehicle Loan
3.50%
120 Months
▼
APR3.50%
Term120 Months
Last UpdatedMay 22, 2026
Details
As Low As; Up to 120 months*
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
New & Used Automobile or Truck
3.99%
Up to 36 months
▼
APR3.99%
TermUp to 36 months
Last UpdatedMay 17, 2026
Details
As Low As; (2023-New)
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
New & Used Automobile or Truck (2023-New)
3.99%
Up to 36 months
▼
APR3.99%
TermUp to 36 months
Last UpdatedMay 17, 2026
Details
As Low As
Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.88%
New Auto Loans
3.99%
12-36
▼
APR3.99%
Term12-36
Last UpdatedMay 22, 2026
Details
As Low As
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
New Vehicles Loan
3.99%
48 Months
▼
APR3.99%
Term48 Months
Last UpdatedMay 30, 2026
Details
APR4.00%
Term36 Months
Last UpdatedJun 1, 2026
Details
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.28%
New Autos
4.19%
Up to 36 months
▼
APR4.19%
TermUp to 36 months
Last UpdatedMay 22, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
New Autos
4.24%
36 Months
▼
APR4.24%
Term36 Months
Last UpdatedMay 22, 2026
Details
As Low As
Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.88%
New Auto Loans
4.24%
48 Months
▼
APR4.24%
Term48 Months
Last UpdatedMay 22, 2026
Details
As Low As
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
New Automobile Loan
4.25%
Up to 36
▼
APR4.25%
TermUp to 36
Last UpdatedMay 22, 2026
Details
As Low As
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
Used Automobile Loan
4.25%
36 Months
▼
APR4.25%
Term36 Months
Last UpdatedMay 22, 2026
Details
As Low As; Up to 36 Months
South Carolina State Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.08%
New Car Loan
4.25%
72 Months
▼
APR4.25%
Term72 Months
Last UpdatedMay 23, 2026
Details
As Low As; Rates as low as 4.25% APR for up to 72 months! Max term of 96 months!
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
New Autos
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMay 22, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
New Automobiles (2025 and Newer)
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMay 22, 2026
Details
As Low As
Greenville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.42%
Auto Loan
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMay 22, 2026
Details
Greenville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.42%
Auto Loan 36 mos
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMay 22, 2026
Details
As Low As
Edisto Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Used Auto Loans
4.50%
More than 60
▼
APR4.50%
TermMore than 60
Last UpdatedMay 17, 2026
Details
As Low As
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
New Automobile Loan
4.50%
37 - 48
▼
APR4.50%
Term37 - 48
Last UpdatedMay 22, 2026
Details
As Low As
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
Used Automobile Loan
4.50%
48 Months
▼
APR4.50%
Term48 Months
Last UpdatedMay 22, 2026
Details
As Low As; 37 - 48 Months
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.28%
New Autos
4.69%
37 - 60 months
▼
APR4.69%
Term37 - 60 months
Last UpdatedMay 22, 2026
Details
As Low As
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.28%
Used Autos
4.69%
Up to 36 months
▼
APR4.69%
TermUp to 36 months
Last UpdatedMay 22, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
New Autos
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedMay 22, 2026
Details
As Low As
Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.88%
Used Auto Loans
4.74%
12-36
▼
APR4.74%
Term12-36
Last UpdatedMay 22, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.99%
New Auto
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMay 29, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.99%
New Auto Loan
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMay 29, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.99%
Used Auto
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMay 29, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.99%
Used Auto Loan
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMay 29, 2026
Details
As Low As
APR4.75%
Term36 Months
Last UpdatedJun 1, 2026
Details
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
New Automobile Loan
4.95%
49 - 60
▼
APR4.95%
Term49 - 60
Last UpdatedMay 22, 2026
Details
As Low As
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
Used Automobile Loan
4.95%
60 Months
▼
APR4.95%
Term60 Months
Last UpdatedMay 22, 2026
Details
As Low As; 49 - 60 Months
South Carolina Methodist Conference Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
New Auto or Truck - up to 60 months financing
4.95%
60 Months
▼
APR4.95%
Term60 Months
Last UpdatedMay 23, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
New Autos
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMay 22, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
New Automobiles (2025 and Newer)
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedMay 22, 2026
Details
As Low As
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.28%
New Autos
4.99%
61 - 72 months
▼
APR4.99%
Term61 - 72 months
Last UpdatedMay 22, 2026
Details
As Low As
Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.88%
Used Auto Loans
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMay 22, 2026
Details
As Low As
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
New Vehicles Loan
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 30, 2026
Details
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
Used Vehicles 2019-2025 Loan
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMay 30, 2026
Details
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.28%
Used Autos
5.19%
37 - 60 months
▼
APR5.19%
Term37 - 60 months
Last UpdatedMay 22, 2026
Details
As Low As
APR5.23%
Term72 months
Last UpdatedJun 3, 2026
Details
Rates from 5.23% APR for new Cars. Annual Percentage Rate (APR) is accurate as of 02/02/2026 and includes a one-time $150 loan origination fee and 0.65% interest rate discount for automatic payment draft from a SouthState checking account. Minimum loan amount $4,000; maximum loan amount $150,000. 5.23% APR is based on an example loan amount of $42,500 for a term of 72 months with monthly payments of $686.61. Additional fees may apply. Other restrictions may apply. Your actual APR may vary based on creditworthiness, loan amount, loan term and vehicle. Rates, terms and conditions are subject to change based on borrower eligibility and market conditions. All loans are subject to credit approval.
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
New Autos
5.24%
73 Months
▼
APR5.24%
Term73 Months
Last UpdatedMay 22, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Used Autos
5.24%
36 Months
▼
APR5.24%
Term36 Months
Last UpdatedMay 22, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
Used Automobiles (2021 - 2024)
5.24%
66 Months
▼
APR5.24%
Term66 Months
Last UpdatedMay 22, 2026
Details
As Low As
Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.88%
New Auto Loans
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedMay 22, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.99%
New Auto
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMay 29, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.99%
New Auto Loan
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMay 29, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.99%
Used Auto
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMay 29, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.99%
Used Auto Loan
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMay 29, 2026
Details
As Low As
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
New Vehicles Loan
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMay 30, 2026
Details
South Carolina Methodist Conference Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
Used Auto or Truck up to 2 model years old - up to 60 months financing
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedMay 23, 2026
Details
As Low As
APR5.25%
Term48 Months
Last UpdatedJun 1, 2026
Details
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.28%
Used Autos
5.29%
61 - 72 months
▼
APR5.29%
Term61 - 72 months
Last UpdatedMay 22, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Used Autos
5.49%
48 Months
▼
APR5.49%
Term48 Months
Last UpdatedMay 22, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
New Automobiles (2025 and Newer)
5.49%
75 Months
▼
APR5.49%
Term75 Months
Last UpdatedMay 22, 2026
Details
As Low As
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
New Vehicles Loan
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedMay 30, 2026
Details
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
New & Used Automobile or Truck
5.50%
37-48 months
▼
APR5.50%
Term37-48 months
Last UpdatedMay 17, 2026
Details
As Low As; (2023-New)
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
New & Used Automobile or Truck (2023-New)
5.50%
37-48 months
▼
APR5.50%
Term37-48 months
Last UpdatedMay 17, 2026
Details
As Low As
APR5.50%
Term75 Months
Last UpdatedJun 1, 2026
Details
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
New & Used Automobile or Truck
5.55%
49-60 months
▼
APR5.55%
Term49-60 months
Last UpdatedMay 17, 2026
Details
As Low As; (2023-New)
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
New & Used Automobile or Truck (2023-New)
5.55%
49-60 months
▼
APR5.55%
Term49-60 months
Last UpdatedMay 17, 2026
Details
As Low As
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
New & Used Automobile or Truck
5.60%
61-72 months
▼
APR5.60%
Term61-72 months
Last UpdatedMay 17, 2026
Details
As Low As; (2023-New) ($15,000+)
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
New & Used Automobile or Truck (2023-New)
5.60%
61-72 months
▼
APR5.60%
Term61-72 months
Last UpdatedMay 17, 2026
Details
As Low As
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.28%
New Autos
5.69%
73-84 months
▼
APR5.69%
Term73-84 months
Last UpdatedMay 22, 2026
Details
As Low As
MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
Auto Loan
5.70%
24 Months
▼
APR5.70%
Term24 Months
Last UpdatedMay 22, 2026
Details
As Low As; Loan rates are based upon applicant's credit worthiness and may vary from those shown above. Contact a loan officer for complete details. Rates subject to change. Please call for quote. Additional discounts may be available.
MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
Vehicle Loan
5.70%
24 Months
▼
APR5.70%
Term24 Months
Last UpdatedMay 22, 2026
Details
As Low As; Loan rates are based upon applicant's credit worthiness and may vary from those shown above. Contact a loan officer for complete details. Rates subject to change. Please call for quote. Additional discounts may be available.
South Carolina Methodist Conference Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
New Auto or Truck - 72 months financing
5.70%
72 Months
▼
APR5.70%
Term72 Months
Last UpdatedMay 23, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Used Autos
5.74%
60 Months
▼
APR5.74%
Term60 Months
Last UpdatedMay 22, 2026
Details
As Low As
Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.88%
New Auto Loans
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedMay 22, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.99%
New Auto
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMay 29, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.99%
New Auto Loan
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMay 29, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.99%
Used Auto
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMay 29, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.99%
Used Auto Loan
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMay 29, 2026
Details
As Low As
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
Used Vehicles 2019-2025 Loan
5.74%
60 Months
▼
APR5.74%
Term60 Months
Last UpdatedMay 30, 2026
Details
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
New Automobile Loan
5.75%
61 - 72
▼
APR5.75%
Term61 - 72
Last UpdatedMay 22, 2026
Details
As Low As
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
Used Automobile Loan
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedMay 22, 2026
Details
As Low As; 61 - 72 Months
South Carolina Methodist Conference Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
Used Auto or Truck from 3 to 7 model years old - up to 60 months financing
5.75%
60 Months
▼
APR5.75%
Term60 Months
Last UpdatedMay 23, 2026
Details
As Low As
APR5.75%
Term48 Months
Last UpdatedJun 1, 2026
Details
MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
Auto Loan
5.95%
48 Months
▼
APR5.95%
Term48 Months
Last UpdatedMay 22, 2026
Details
As Low As; Loan rates are based upon applicant's credit worthiness and may vary from those shown above. Contact a loan officer for complete details. Rates subject to change. Please call for quote. Additional discounts may be available.
MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
Vehicle Loan
5.95%
48 Months
▼
APR5.95%
Term48 Months
Last UpdatedMay 22, 2026
Details
As Low As; Loan rates are based upon applicant's credit worthiness and may vary from those shown above. Contact a loan officer for complete details. Rates subject to change. Please call for quote. Additional discounts may be available.
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Used Autos
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedMay 22, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
New Automobiles (2025 and Newer)
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedMay 22, 2026
Details
As Low As
Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.88%
Used Auto Loans
5.99%
60 Months
▼
APR5.99%
Term60 Months
Last UpdatedMay 22, 2026
Details
As Low As
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
Used Vehicles Older-2018 Loan
6.00%
48 Months
▼
APR6.00%
Term48 Months
Last UpdatedMay 30, 2026
Details
APR6.00%
Term75 Months
Last UpdatedJun 1, 2026
Details
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
Used Automobiles (2021 - 2024)
6.04%
75 Months
▼
APR6.04%
Term75 Months
Last UpdatedMay 22, 2026
Details
As Low As
MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
Auto Loan
6.20%
60 Months
▼
APR6.20%
Term60 Months
Last UpdatedMay 22, 2026
Details
As Low As; Loan rates are based upon applicant's credit worthiness and may vary from those shown above. Contact a loan officer for complete details. Rates subject to change. Please call for quote. Additional discounts may be available.
MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
Vehicle Loan
6.20%
60 Months
▼
APR6.20%
Term60 Months
Last UpdatedMay 22, 2026
Details
As Low As; Loan rates are based upon applicant's credit worthiness and may vary from those shown above. Contact a loan officer for complete details. Rates subject to change. Please call for quote. Additional discounts may be available.
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
High Mileage Used Autos
6.24%
36 Months
▼
APR6.24%
Term36 Months
Last UpdatedMay 22, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Used Autos
6.24%
73 Months
▼
APR6.24%
Term73 Months
Last UpdatedMay 22, 2026
Details
As Low As
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
Used Vehicles 2019-2025 Loan
6.24%
72 Months
▼
APR6.24%
Term72 Months
Last UpdatedMay 30, 2026
Details
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
New Automobile Loan
6.25%
73 - 84
▼
APR6.25%
Term73 - 84
Last UpdatedMay 22, 2026
Details
As Low As
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
Used Automobile Loan
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedMay 22, 2026
Details
As Low As; 73 - 84 Months
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
Used Vehicles Older-2018 Loan
6.25%
60 Months
▼
APR6.25%
Term60 Months
Last UpdatedMay 30, 2026
Details
APR6.25%
Term84 Months
Last UpdatedJun 1, 2026
Details
Self-Help Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.49%
New Car Loan
6.25%
up to 84 months
▼
APR6.25%
Termup to 84 months
Last UpdatedJun 3, 2026
Details
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.28%
Used Autos
6.29%
73-84 months
▼
APR6.29%
Term73-84 months
Last UpdatedMay 22, 2026
Details
As Low As
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
Used Automobile or Truck
6.44%
up to 48 Months
▼
APR6.44%
Termup to 48 Months
Last UpdatedMay 17, 2026
Details
As Low As; (4-5 years old)
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
High Mileage Used Autos
6.49%
48 Months
▼
APR6.49%
Term48 Months
Last UpdatedMay 22, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
New Automobiles (2025 and Newer)
6.49%
96 Months
▼
APR6.49%
Term96 Months
Last UpdatedMay 22, 2026
Details
As Low As
Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.88%
Used Auto Loans
6.49%
72 Months
▼
APR6.49%
Term72 Months
Last UpdatedMay 22, 2026
Details
As Low As
Edisto Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Used Auto Loans
6.50%
60 mos. or less
▼
APR6.50%
Term60 mos. or less
Last UpdatedMay 17, 2026
Details
As Low As
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
New Automobile Loan
6.50%
48 Months
▼
APR6.50%
Term48 Months
Last UpdatedMay 22, 2026
Details
As Low As
APR6.50%
Term84 Months
Last UpdatedJun 1, 2026
Details
2023 or Newer
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
High Mileage Used Autos
6.74%
60 Months
▼
APR6.74%
Term60 Months
Last UpdatedMay 22, 2026
Details
As Low As
Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.88%
New Auto Loans
6.74%
84 Months
▼
APR6.74%
Term84 Months
Last UpdatedMay 22, 2026
Details
As Low As
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
Used Vehicles Older-2018 Loan
6.75%
72 Months
▼
APR6.75%
Term72 Months
Last UpdatedMay 30, 2026
Details
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
Used Automobiles (2021 - 2024)
6.84%
84 Months
▼
APR6.84%
Term84 Months
Last UpdatedMay 22, 2026
Details
As Low As
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
New Automobile Loan
6.95%
60 Months
▼
APR6.95%
Term60 Months
Last UpdatedMay 22, 2026
Details
As Low As
MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
Auto Loan
6.95%
72 Months
▼
APR6.95%
Term72 Months
Last UpdatedMay 22, 2026
Details
As Low As; Loan rates are based upon applicant's credit worthiness and may vary from those shown above. Contact a loan officer for complete details. Rates subject to change. Please call for quote. Additional discounts may be available.
MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
Vehicle Loan
6.95%
72 Months
▼
APR6.95%
Term72 Months
Last UpdatedMay 22, 2026
Details
As Low As; Loan rates are based upon applicant's credit worthiness and may vary from those shown above. Contact a loan officer for complete details. Rates subject to change. Please call for quote. Additional discounts may be available.
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
High Mileage Used Autos
6.99%
72 Months
▼
APR6.99%
Term72 Months
Last UpdatedMay 22, 2026
Details
As Low As
SPC Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.32%
Used Autos (> 100K miles)
6.99%
48 Months
▼
APR6.99%
Term48 Months
Last UpdatedMay 23, 2026
Details
As Low As
Self-Help Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.49%
Used Car - less than 100,000 Miles Loan
7.00%
up to 84 months
▼
APR7.00%
Termup to 84 months
Last UpdatedJun 3, 2026
Details
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
High Mileage Used Autos
7.24%
73 Months
▼
APR7.24%
Term73 Months
Last UpdatedMay 22, 2026
Details
As Low As
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
Used Vehicles 2019-2025 Loan
7.24%
84 Months
▼
APR7.24%
Term84 Months
Last UpdatedMay 30, 2026
Details
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
New & Used Automobile or Truck
7.29%
73-84 months
▼
APR7.29%
Term73-84 months
Last UpdatedMay 17, 2026
Details
As Low As; (2023-New) ($25,000+)
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
New & Used Automobile or Truck (2023-New)
7.29%
73-84 months
▼
APR7.29%
Term73-84 months
Last UpdatedMay 17, 2026
Details
As Low As
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
Used Vehicles Older-2018 Loan
7.50%
84 Months
▼
APR7.50%
Term84 Months
Last UpdatedMay 30, 2026
Details
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
New Recreational Use Vehicle Loan
7.74%
Up to 36 Months
▼
APR7.74%
TermUp to 36 Months
Last UpdatedMay 22, 2026
Details
As Low As
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
Used Automobile or Truck
7.75%
up to 48 Months
▼
APR7.75%
Termup to 48 Months
Last UpdatedMay 17, 2026
Details
As Low As; (6 years & older) (under $15,000)
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
New Automobile Loan
7.75%
72 Months
▼
APR7.75%
Term72 Months
Last UpdatedMay 22, 2026
Details
As Low As
MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
Auto Loan
7.95%
84 Months
▼
APR7.95%
Term84 Months
Last UpdatedMay 22, 2026
Details
As Low As; Loan rates are based upon applicant's credit worthiness and may vary from those shown above. Contact a loan officer for complete details. Rates subject to change. Please call for quote. Additional discounts may be available.
MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
Vehicle Loan
7.95%
84 Months
▼
APR7.95%
Term84 Months
Last UpdatedMay 22, 2026
Details
As Low As; Loan rates are based upon applicant's credit worthiness and may vary from those shown above. Contact a loan officer for complete details. Rates subject to change. Please call for quote. Additional discounts may be available.
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
New Recreational Use Vehicle Loan
7.99%
37 - 48 Months
▼
APR7.99%
Term37 - 48 Months
Last UpdatedMay 22, 2026
Details
As Low As
SPC Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.32%
Used Autos (> 100K miles)
7.99%
60 Months
▼
APR7.99%
Term60 Months
Last UpdatedMay 23, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
New Recreational Use Vehicle Loan
8.24%
49 - 60 Months
▼
APR8.24%
Term49 - 60 Months
Last UpdatedMay 22, 2026
Details
As Low As
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
New Automobile Loan
8.25%
84 Months
▼
APR8.25%
Term84 Months
Last UpdatedMay 22, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
New Recreational Use Vehicle Loan
8.49%
61 - 72 Months
▼
APR8.49%
Term61 - 72 Months
Last UpdatedMay 22, 2026
Details
As Low As
Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.88%
Extended Age and Mileage Used Auto Loans
8.65%
12-48
▼
APR8.65%
Term12-48
Last UpdatedMay 22, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
New Recreational Use Vehicle Loan
8.74%
Over 73 Months
▼
APR8.74%
TermOver 73 Months
Last UpdatedMay 22, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Used Recreational Use Vehicle Loan
8.74%
Up to 36 Months
▼
APR8.74%
TermUp to 36 Months
Last UpdatedMay 22, 2026
Details
As Low As
Greenville Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
Used Vehicles with more than 130,000 miles (Up to 48 Months Financing)
8.95%
48 Months
▼
APR8.95%
Term48 Months
Last UpdatedMay 22, 2026
Details
Greenville Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
Used Vehicles with more than 130,000 miles Loan
8.95%
Up to 48 Months Financing
▼
APR8.95%
TermUp to 48 Months Financing
Last UpdatedMay 22, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Used Recreational Use Vehicle Loan
8.99%
37 - 48 Months
▼
APR8.99%
Term37 - 48 Months
Last UpdatedMay 22, 2026
Details
As Low As
Self-Help Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.49%
Used Car - greater than 100,000 Miles Loan
9.00%
up to 72 months
▼
APR9.00%
Termup to 72 months
Last UpdatedJun 3, 2026
Details
Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.88%
Extended Age and Mileage Used Auto Loans
9.15%
60 Months
▼
APR9.15%
Term60 Months
Last UpdatedMay 22, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Used Recreational Use Vehicle Loan
9.24%
49 - 60 Months
▼
APR9.24%
Term49 - 60 Months
Last UpdatedMay 22, 2026
Details
As Low As
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
New & Used Automobile or Truck
9.29%
85-96 months
▼
APR9.29%
Term85-96 months
Last UpdatedMay 17, 2026
Details
As Low As; (2023-New) ($40,000+)
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
New & Used Automobile or Truck (2023-New)
9.29%
85-96 months
▼
APR9.29%
Term85-96 months
Last UpdatedMay 17, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Used Recreational Use Vehicle Loan
9.49%
61 - 72 Months
▼
APR9.49%
Term61 - 72 Months
Last UpdatedMay 22, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Used Recreational Use Vehicle Loan
9.74%
Over 73 Months
▼
APR9.74%
TermOver 73 Months
Last UpdatedMay 22, 2026
Details
As Low As
Powered by
MonitorBankRates
New Zion New Auto Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.99%
New Auto
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedMay 29, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.99%
New Auto Loan
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedMay 29, 2026
Details
As Low As
Greenwood Municipal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.69%
New Vehicle Loan
3.50%
120 Months
▼
APR3.50%
Term120 Months
Last UpdatedMay 22, 2026
Details
As Low As; Up to 120 months*
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
New & Used Automobile or Truck
3.99%
Up to 36 months
▼
APR3.99%
TermUp to 36 months
Last UpdatedMay 17, 2026
Details
As Low As; (2023-New)
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
New & Used Automobile or Truck (2023-New)
3.99%
Up to 36 months
▼
APR3.99%
TermUp to 36 months
Last UpdatedMay 17, 2026
Details
As Low As
Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.88%
New Auto Loans
3.99%
12-36
▼
APR3.99%
Term12-36
Last UpdatedMay 22, 2026
Details
As Low As
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
New Vehicles Loan
3.99%
48 Months
▼
APR3.99%
Term48 Months
Last UpdatedMay 30, 2026
Details
APR4.00%
Term36 Months
Last UpdatedJun 1, 2026
Details
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.28%
New Autos
4.19%
Up to 36 months
▼
APR4.19%
TermUp to 36 months
Last UpdatedMay 22, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
New Autos
4.24%
36 Months
▼
APR4.24%
Term36 Months
Last UpdatedMay 22, 2026
Details
As Low As
Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.88%
New Auto Loans
4.24%
48 Months
▼
APR4.24%
Term48 Months
Last UpdatedMay 22, 2026
Details
As Low As
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
New Automobile Loan
4.25%
Up to 36
▼
APR4.25%
TermUp to 36
Last UpdatedMay 22, 2026
Details
As Low As
South Carolina State Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.08%
New Car Loan
4.25%
72 Months
▼
APR4.25%
Term72 Months
Last UpdatedMay 23, 2026
Details
As Low As; Rates as low as 4.25% APR for up to 72 months! Max term of 96 months!
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
New Autos
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMay 22, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
New Automobiles (2025 and Newer)
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMay 22, 2026
Details
As Low As
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
New Automobile Loan
4.50%
37 - 48
▼
APR4.50%
Term37 - 48
Last UpdatedMay 22, 2026
Details
As Low As
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.28%
New Autos
4.69%
37 - 60 months
▼
APR4.69%
Term37 - 60 months
Last UpdatedMay 22, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
New Autos
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedMay 22, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.99%
New Auto
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMay 29, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.99%
New Auto Loan
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMay 29, 2026
Details
As Low As
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
New Automobile Loan
4.95%
49 - 60
▼
APR4.95%
Term49 - 60
Last UpdatedMay 22, 2026
Details
As Low As
South Carolina Methodist Conference Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
New Auto or Truck - up to 60 months financing
4.95%
60 Months
▼
APR4.95%
Term60 Months
Last UpdatedMay 23, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
New Autos
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMay 22, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
New Automobiles (2025 and Newer)
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedMay 22, 2026
Details
As Low As
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.28%
New Autos
4.99%
61 - 72 months
▼
APR4.99%
Term61 - 72 months
Last UpdatedMay 22, 2026
Details
As Low As
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
New Vehicles Loan
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 30, 2026
Details
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
New Autos
5.24%
73 Months
▼
APR5.24%
Term73 Months
Last UpdatedMay 22, 2026
Details
As Low As
Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.88%
New Auto Loans
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedMay 22, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.99%
New Auto
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMay 29, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.99%
New Auto Loan
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMay 29, 2026
Details
As Low As
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
New Vehicles Loan
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMay 30, 2026
Details
APR5.25%
Term48 Months
Last UpdatedJun 1, 2026
Details
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
New Automobiles (2025 and Newer)
5.49%
75 Months
▼
APR5.49%
Term75 Months
Last UpdatedMay 22, 2026
Details
As Low As
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
New Vehicles Loan
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedMay 30, 2026
Details
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
New & Used Automobile or Truck
5.50%
37-48 months
▼
APR5.50%
Term37-48 months
Last UpdatedMay 17, 2026
Details
As Low As; (2023-New)
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
New & Used Automobile or Truck (2023-New)
5.50%
37-48 months
▼
APR5.50%
Term37-48 months
Last UpdatedMay 17, 2026
Details
As Low As
APR5.50%
Term75 Months
Last UpdatedJun 1, 2026
Details
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
New & Used Automobile or Truck
5.55%
49-60 months
▼
APR5.55%
Term49-60 months
Last UpdatedMay 17, 2026
Details
As Low As; (2023-New)
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
New & Used Automobile or Truck (2023-New)
5.55%
49-60 months
▼
APR5.55%
Term49-60 months
Last UpdatedMay 17, 2026
Details
As Low As
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
New & Used Automobile or Truck
5.60%
61-72 months
▼
APR5.60%
Term61-72 months
Last UpdatedMay 17, 2026
Details
As Low As; (2023-New) ($15,000+)
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
New & Used Automobile or Truck (2023-New)
5.60%
61-72 months
▼
APR5.60%
Term61-72 months
Last UpdatedMay 17, 2026
Details
As Low As
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.28%
New Autos
5.69%
73-84 months
▼
APR5.69%
Term73-84 months
Last UpdatedMay 22, 2026
Details
As Low As
South Carolina Methodist Conference Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
New Auto or Truck - 72 months financing
5.70%
72 Months
▼
APR5.70%
Term72 Months
Last UpdatedMay 23, 2026
Details
As Low As
Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.88%
New Auto Loans
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedMay 22, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.99%
New Auto
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMay 29, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.99%
New Auto Loan
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMay 29, 2026
Details
As Low As
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
New Automobile Loan
5.75%
61 - 72
▼
APR5.75%
Term61 - 72
Last UpdatedMay 22, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
New Automobiles (2025 and Newer)
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedMay 22, 2026
Details
As Low As
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
New Automobile Loan
6.25%
73 - 84
▼
APR6.25%
Term73 - 84
Last UpdatedMay 22, 2026
Details
As Low As
APR6.25%
Term84 Months
Last UpdatedJun 1, 2026
Details
Self-Help Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.49%
New Car Loan
6.25%
up to 84 months
▼
APR6.25%
Termup to 84 months
Last UpdatedJun 3, 2026
Details
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
New Automobiles (2025 and Newer)
6.49%
96 Months
▼
APR6.49%
Term96 Months
Last UpdatedMay 22, 2026
Details
As Low As
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
New Automobile Loan
6.50%
48 Months
▼
APR6.50%
Term48 Months
Last UpdatedMay 22, 2026
Details
As Low As
Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.88%
New Auto Loans
6.74%
84 Months
▼
APR6.74%
Term84 Months
Last UpdatedMay 22, 2026
Details
As Low As
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
New Automobile Loan
6.95%
60 Months
▼
APR6.95%
Term60 Months
Last UpdatedMay 22, 2026
Details
As Low As
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
New & Used Automobile or Truck
7.29%
73-84 months
▼
APR7.29%
Term73-84 months
Last UpdatedMay 17, 2026
Details
As Low As; (2023-New) ($25,000+)
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
New & Used Automobile or Truck (2023-New)
7.29%
73-84 months
▼
APR7.29%
Term73-84 months
Last UpdatedMay 17, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
New Recreational Use Vehicle Loan
7.74%
Up to 36 Months
▼
APR7.74%
TermUp to 36 Months
Last UpdatedMay 22, 2026
Details
As Low As
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
New Automobile Loan
7.75%
72 Months
▼
APR7.75%
Term72 Months
Last UpdatedMay 22, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
New Recreational Use Vehicle Loan
7.99%
37 - 48 Months
▼
APR7.99%
Term37 - 48 Months
Last UpdatedMay 22, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
New Recreational Use Vehicle Loan
8.24%
49 - 60 Months
▼
APR8.24%
Term49 - 60 Months
Last UpdatedMay 22, 2026
Details
As Low As
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
New Automobile Loan
8.25%
84 Months
▼
APR8.25%
Term84 Months
Last UpdatedMay 22, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
New Recreational Use Vehicle Loan
8.49%
61 - 72 Months
▼
APR8.49%
Term61 - 72 Months
Last UpdatedMay 22, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
New Recreational Use Vehicle Loan
8.74%
Over 73 Months
▼
APR8.74%
TermOver 73 Months
Last UpdatedMay 22, 2026
Details
As Low As
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
New & Used Automobile or Truck
9.29%
85-96 months
▼
APR9.29%
Term85-96 months
Last UpdatedMay 17, 2026
Details
As Low As; (2023-New) ($40,000+)
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
New & Used Automobile or Truck (2023-New)
9.29%
85-96 months
▼
APR9.29%
Term85-96 months
Last UpdatedMay 17, 2026
Details
As Low As
Powered by
MonitorBankRates
New Zion Used Auto Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.99%
Used Auto
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedMay 29, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.99%
Used Auto Loan
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedMay 29, 2026
Details
As Low As
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
New & Used Automobile or Truck
3.99%
Up to 36 months
▼
APR3.99%
TermUp to 36 months
Last UpdatedMay 17, 2026
Details
As Low As; (2023-New)
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
New & Used Automobile or Truck (2023-New)
3.99%
Up to 36 months
▼
APR3.99%
TermUp to 36 months
Last UpdatedMay 17, 2026
Details
As Low As
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
Used Automobile Loan
4.25%
36 Months
▼
APR4.25%
Term36 Months
Last UpdatedMay 22, 2026
Details
As Low As; Up to 36 Months
Edisto Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Used Auto Loans
4.50%
More than 60
▼
APR4.50%
TermMore than 60
Last UpdatedMay 17, 2026
Details
As Low As
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
Used Automobile Loan
4.50%
48 Months
▼
APR4.50%
Term48 Months
Last UpdatedMay 22, 2026
Details
As Low As; 37 - 48 Months
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.28%
Used Autos
4.69%
Up to 36 months
▼
APR4.69%
TermUp to 36 months
Last UpdatedMay 22, 2026
Details
As Low As
Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.88%
Used Auto Loans
4.74%
12-36
▼
APR4.74%
Term12-36
Last UpdatedMay 22, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.99%
Used Auto
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMay 29, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.99%
Used Auto Loan
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMay 29, 2026
Details
As Low As
APR4.75%
Term36 Months
Last UpdatedJun 1, 2026
Details
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
Used Automobile Loan
4.95%
60 Months
▼
APR4.95%
Term60 Months
Last UpdatedMay 22, 2026
Details
As Low As; 49 - 60 Months
Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.88%
Used Auto Loans
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMay 22, 2026
Details
As Low As
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
Used Vehicles 2019-2025 Loan
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMay 30, 2026
Details
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.28%
Used Autos
5.19%
37 - 60 months
▼
APR5.19%
Term37 - 60 months
Last UpdatedMay 22, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Used Autos
5.24%
36 Months
▼
APR5.24%
Term36 Months
Last UpdatedMay 22, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
Used Automobiles (2021 - 2024)
5.24%
66 Months
▼
APR5.24%
Term66 Months
Last UpdatedMay 22, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.99%
Used Auto
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMay 29, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.99%
Used Auto Loan
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMay 29, 2026
Details
As Low As
South Carolina Methodist Conference Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
Used Auto or Truck up to 2 model years old - up to 60 months financing
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedMay 23, 2026
Details
As Low As
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.28%
Used Autos
5.29%
61 - 72 months
▼
APR5.29%
Term61 - 72 months
Last UpdatedMay 22, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Used Autos
5.49%
48 Months
▼
APR5.49%
Term48 Months
Last UpdatedMay 22, 2026
Details
As Low As
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
New & Used Automobile or Truck
5.50%
37-48 months
▼
APR5.50%
Term37-48 months
Last UpdatedMay 17, 2026
Details
As Low As; (2023-New)
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
New & Used Automobile or Truck (2023-New)
5.50%
37-48 months
▼
APR5.50%
Term37-48 months
Last UpdatedMay 17, 2026
Details
As Low As
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
New & Used Automobile or Truck
5.55%
49-60 months
▼
APR5.55%
Term49-60 months
Last UpdatedMay 17, 2026
Details
As Low As; (2023-New)
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
New & Used Automobile or Truck (2023-New)
5.55%
49-60 months
▼
APR5.55%
Term49-60 months
Last UpdatedMay 17, 2026
Details
As Low As
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
New & Used Automobile or Truck
5.60%
61-72 months
▼
APR5.60%
Term61-72 months
Last UpdatedMay 17, 2026
Details
As Low As; (2023-New) ($15,000+)
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
New & Used Automobile or Truck (2023-New)
5.60%
61-72 months
▼
APR5.60%
Term61-72 months
Last UpdatedMay 17, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Used Autos
5.74%
60 Months
▼
APR5.74%
Term60 Months
Last UpdatedMay 22, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.99%
Used Auto
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMay 29, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.99%
Used Auto Loan
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMay 29, 2026
Details
As Low As
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
Used Vehicles 2019-2025 Loan
5.74%
60 Months
▼
APR5.74%
Term60 Months
Last UpdatedMay 30, 2026
Details
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
Used Automobile Loan
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedMay 22, 2026
Details
As Low As; 61 - 72 Months
South Carolina Methodist Conference Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
Used Auto or Truck from 3 to 7 model years old - up to 60 months financing
5.75%
60 Months
▼
APR5.75%
Term60 Months
Last UpdatedMay 23, 2026
Details
As Low As
APR5.75%
Term48 Months
Last UpdatedJun 1, 2026
Details
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Used Autos
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedMay 22, 2026
Details
As Low As
Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.88%
Used Auto Loans
5.99%
60 Months
▼
APR5.99%
Term60 Months
Last UpdatedMay 22, 2026
Details
As Low As
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
Used Vehicles Older-2018 Loan
6.00%
48 Months
▼
APR6.00%
Term48 Months
Last UpdatedMay 30, 2026
Details
APR6.00%
Term75 Months
Last UpdatedJun 1, 2026
Details
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
Used Automobiles (2021 - 2024)
6.04%
75 Months
▼
APR6.04%
Term75 Months
Last UpdatedMay 22, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
High Mileage Used Autos
6.24%
36 Months
▼
APR6.24%
Term36 Months
Last UpdatedMay 22, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Used Autos
6.24%
73 Months
▼
APR6.24%
Term73 Months
Last UpdatedMay 22, 2026
Details
As Low As
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
Used Vehicles 2019-2025 Loan
6.24%
72 Months
▼
APR6.24%
Term72 Months
Last UpdatedMay 30, 2026
Details
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
Used Automobile Loan
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedMay 22, 2026
Details
As Low As; 73 - 84 Months
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
Used Vehicles Older-2018 Loan
6.25%
60 Months
▼
APR6.25%
Term60 Months
Last UpdatedMay 30, 2026
Details
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.28%
Used Autos
6.29%
73-84 months
▼
APR6.29%
Term73-84 months
Last UpdatedMay 22, 2026
Details
As Low As
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
Used Automobile or Truck
6.44%
up to 48 Months
▼
APR6.44%
Termup to 48 Months
Last UpdatedMay 17, 2026
Details
As Low As; (4-5 years old)
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
High Mileage Used Autos
6.49%
48 Months
▼
APR6.49%
Term48 Months
Last UpdatedMay 22, 2026
Details
As Low As
Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.88%
Used Auto Loans
6.49%
72 Months
▼
APR6.49%
Term72 Months
Last UpdatedMay 22, 2026
Details
As Low As
Edisto Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Used Auto Loans
6.50%
60 mos. or less
▼
APR6.50%
Term60 mos. or less
Last UpdatedMay 17, 2026
Details
As Low As
APR6.50%
Term84 Months
Last UpdatedJun 1, 2026
Details
2023 or Newer
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
High Mileage Used Autos
6.74%
60 Months
▼
APR6.74%
Term60 Months
Last UpdatedMay 22, 2026
Details
As Low As
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
Used Vehicles Older-2018 Loan
6.75%
72 Months
▼
APR6.75%
Term72 Months
Last UpdatedMay 30, 2026
Details
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
Used Automobiles (2021 - 2024)
6.84%
84 Months
▼
APR6.84%
Term84 Months
Last UpdatedMay 22, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
High Mileage Used Autos
6.99%
72 Months
▼
APR6.99%
Term72 Months
Last UpdatedMay 22, 2026
Details
As Low As
SPC Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.32%
Used Autos (> 100K miles)
6.99%
48 Months
▼
APR6.99%
Term48 Months
Last UpdatedMay 23, 2026
Details
As Low As
Self-Help Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.49%
Used Car - less than 100,000 Miles Loan
7.00%
up to 84 months
▼
APR7.00%
Termup to 84 months
Last UpdatedJun 3, 2026
Details
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
High Mileage Used Autos
7.24%
73 Months
▼
APR7.24%
Term73 Months
Last UpdatedMay 22, 2026
Details
As Low As
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
Used Vehicles 2019-2025 Loan
7.24%
84 Months
▼
APR7.24%
Term84 Months
Last UpdatedMay 30, 2026
Details
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
New & Used Automobile or Truck
7.29%
73-84 months
▼
APR7.29%
Term73-84 months
Last UpdatedMay 17, 2026
Details
As Low As; (2023-New) ($25,000+)
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
New & Used Automobile or Truck (2023-New)
7.29%
73-84 months
▼
APR7.29%
Term73-84 months
Last UpdatedMay 17, 2026
Details
As Low As
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
Used Vehicles Older-2018 Loan
7.50%
84 Months
▼
APR7.50%
Term84 Months
Last UpdatedMay 30, 2026
Details
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
Used Automobile or Truck
7.75%
up to 48 Months
▼
APR7.75%
Termup to 48 Months
Last UpdatedMay 17, 2026
Details
As Low As; (6 years & older) (under $15,000)
SPC Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.32%
Used Autos (> 100K miles)
7.99%
60 Months
▼
APR7.99%
Term60 Months
Last UpdatedMay 23, 2026
Details
As Low As
Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.88%
Extended Age and Mileage Used Auto Loans
8.65%
12-48
▼
APR8.65%
Term12-48
Last UpdatedMay 22, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Used Recreational Use Vehicle Loan
8.74%
Up to 36 Months
▼
APR8.74%
TermUp to 36 Months
Last UpdatedMay 22, 2026
Details
As Low As
Greenville Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
Used Vehicles with more than 130,000 miles (Up to 48 Months Financing)
8.95%
48 Months
▼
APR8.95%
Term48 Months
Last UpdatedMay 22, 2026
Details
Greenville Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
Used Vehicles with more than 130,000 miles Loan
8.95%
Up to 48 Months Financing
▼
APR8.95%
TermUp to 48 Months Financing
Last UpdatedMay 22, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Used Recreational Use Vehicle Loan
8.99%
37 - 48 Months
▼
APR8.99%
Term37 - 48 Months
Last UpdatedMay 22, 2026
Details
As Low As
Self-Help Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.49%
Used Car - greater than 100,000 Miles Loan
9.00%
up to 72 months
▼
APR9.00%
Termup to 72 months
Last UpdatedJun 3, 2026
Details
Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.88%
Extended Age and Mileage Used Auto Loans
9.15%
60 Months
▼
APR9.15%
Term60 Months
Last UpdatedMay 22, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Used Recreational Use Vehicle Loan
9.24%
49 - 60 Months
▼
APR9.24%
Term49 - 60 Months
Last UpdatedMay 22, 2026
Details
As Low As
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
New & Used Automobile or Truck
9.29%
85-96 months
▼
APR9.29%
Term85-96 months
Last UpdatedMay 17, 2026
Details
As Low As; (2023-New) ($40,000+)
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
New & Used Automobile or Truck (2023-New)
9.29%
85-96 months
▼
APR9.29%
Term85-96 months
Last UpdatedMay 17, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Used Recreational Use Vehicle Loan
9.49%
61 - 72 Months
▼
APR9.49%
Term61 - 72 Months
Last UpdatedMay 22, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Used Recreational Use Vehicle Loan
9.74%
Over 73 Months
▼
APR9.74%
TermOver 73 Months
Last UpdatedMay 22, 2026
Details
As Low As
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MonitorBankRates
New Zion, SC Auto Loan Rate Trends
Compare local New Zion, SC auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Auto Loan — SC Avg
4.859%
▲ 0.001 vs 7 days ago
South Carolina new auto rates rose 0.001 points over the past 7 days to 4.859% APR.
Used Auto Loan — SC Avg
6.551%
▲ 0.014 vs 7 days ago
South Carolina used auto rates rose 0.014 points over the past 7 days to 6.551% APR.
As of Jun 3, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our New Zion, South Carolina auto loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Auto Loan Rate Data: We aggregate new and used auto loan rates for New Zion, South Carolina directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the lenders’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available auto loan products in New Zion, South Carolina. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national auto lenders available to borrowers in SC.
Regularly Updated APRs: Our rate updaters verify and update auto loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Auto loan APRs shown typically represent the lowest available rate for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, loan term, vehicle age, and other underwriting factors.
Frequently Asked Questions about Auto Loans in New Zion, South Carolina
How does my credit score affect my car loan rate in South Carolina?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in New Zion, South Carolina with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in South Carolina *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in New Zion, South Carolina typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in New Zion, South Carolina?
Based on our current data, some of the lowest auto loan rates available in New Zion, South Carolina include:
- Market USA Federal Credit Union: 3.49% (New Auto)
- Greenwood Municipal Federal Credit Union: 3.50% (New Vehicle Loan)
- Palmetto Citizens Federal Credit Union: 3.99% (New & Used Automobile or Truck)
- Carolinas Telco Federal Credit Union: 3.99% (New Auto Loans)
- Upstate Federal Credit Union: 3.99% (New Vehicles Loan)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in New Zion, South Carolina. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: June 3, 2026
New Zion, South Carolina Rates & Resources
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