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 Greenville Heritage Federal Credit Union Rates & Review May 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: May 6, 2026
Greenville Heritage Federal Credit Union's Term CDs 6 month rates are at 4.34%, Term CDs 12 month rates are at 4.08%, Term CDs 6 month rates are at 4.08%, Term CDs 12 month rates are at 3.82%, Term CDs 6 month rates are at 3.82%. Greenville Heritage Federal Credit Union's savings rates are at 1.00%. Greenville Heritage Federal Credit Union's money market rates are at 0.76%. MonitorBankRates evaluates the financial stability of Greenville Heritage Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.90%. Rates were last updated on 05/06/2026. Greenville Heritage Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Greenville Heritage Federal Credit Union? Share your experience about Greenville Heritage Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Greenville Heritage Federal Credit Union. Greenville Heritage Federal Credit Union
Main 520 W Washington St
https://www.greenvilleheritage.com Greenville, SC 29601 
Greenville Heritage Federal Credit Union CD Rates
Greenville Heritage Federal Credit Union Savings Rates
Greenville Heritage Federal Credit Union Checking Rates
Greenville Heritage Federal Credit Union Home Equity & HELOC
Greenville Heritage Federal Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Greenville Heritage Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Greenville Heritage Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Greenville Heritage Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Greenville Heritage Federal Credit Union
Address
520 W Washington St,
Greenville, SC 29601
Phone
864-467-4160
Fax
864-467-4162
President
William McDowell Jr
CEO
Alan Berry
Full-Time Employees
34
Part-Time Employees
1
Branch Locations
3
ATM Locations
3
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.90%
Return on Assets (ROA)
0.6392%
Return on Equity (ROE)
4.9479%
Non-Performing Loans Ratio (NPL)
0.22%
Total Assets
168,712,296
Total Amount of Shares and Deposits
146,349,791
Total Shares and Deposits < 1 Year
142,353,847
Total Shares and Deposits 1 3 Years
3,542,980
Total Shares and Deposits > 3 Years
452,964
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
13,224,961
Total Uninsured Shares and Deposits > $250K (F+J)
13,224,961
Total Insured Shares and Deposits > $250K (item 17 less item K)
133,124,830
Total Interest Expense (Sum of items 6 8)
1,903,256
Share Certificates
830
Number of Accounts for Share Drafts
6,904
IRA KEOGH Accounts
151
Number of Accounts for Regular Shares
12,018
All other shares
244
Money Market Shares
324
Net Income (unless the amount is already included in Undivided Earnings)
529,563
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
9,055,120
Total Liabilities
147,065,091
Source: NCUA — Last Updated 09/30/2025
Customer Reviews
There are no reviews for Greenville Heritage Federal Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Greenville Heritage Federal Credit Union
Frequently Asked Questions About Greenville Heritage Federal Credit UnionHow many branches does Greenville Heritage Federal Credit Union operate?Greenville Heritage Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Greenville Heritage Federal Credit Union?Yes, to access services at Greenville Heritage Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Greenville Heritage Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Greenville Heritage Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Greenville Heritage Federal Credit Union offer online and mobile banking?Most modern institutions like Greenville Heritage Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.greenvilleheritage.com. Current Greenville Heritage Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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