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Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

REV Rates & Review March 2026

REV's Regular CDs 12 Month Special rates are at 3.75%, Regular CDs 6 Month rates are at 3.75%, Regular CDs 9 Month Special rates are at 3.75%, Regular CDs 12 Month Savings Builder rates are at 3.50%, Regular CDs 13 Month Special rates are at 3.50%. REV's savings rates are at 0.01%. REV's money market rates are at 0.35%. REV's Personal Loan Rates are at 10.25%. MonitorBankRates evaluates the financial stability of REV with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.81%. Rates were last updated on 03/11/2026.

REV money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at REV? Share your experience about REV by leaving a review below, or read customer reviews before you decide to use REV.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
3.81%
Excellent Lower than avg
F&M Bank of Craig County
Corporate
200 Marymeade Dr
Summerville, SC 29483
http://www.revfcu.com
Member NCUA

REV CD Rates

Product Rate APY Term View More
Regular Certificates 12 Month Special 3.68% 3.75% 12
No additional details.
Last Updated 03/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.30%
Regular Certificates 6 Month 3.68% 3.75% 6
No additional details.
Last Updated 03/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.30%
Regular Certificates 9 Month Special 3.68% 3.75% 9
No additional details.
Last Updated 03/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.30%
Regular Certificates 12 Month Savings Builder 3.44% 3.50% 12
No additional details.
Last Updated 03/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.30%
Regular Certificates 13 Month Special 3.44% 3.50% 13
No additional details.
Last Updated 03/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.30%
Regular Certificates 18 Month Special 3.44% 3.50% 18
No additional details.
Last Updated 03/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.30%
Regular Certificates 24 Month 3.44% 3.50% 24
No additional details.
Last Updated 03/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.30%
Regular Certificates 24 Month Special 3.44% 3.50% 24
No additional details.
Last Updated 03/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.30%
Regular Certificates 7 Month Special 3.44% 3.50% 7
No additional details.
Last Updated 03/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.30%
Regular Certificates 12 Month 3.20% 3.25% 12
No additional details.
Last Updated 03/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.30%
IRA Certificates 12 Month Small Saver 2.96% 3.00% 12
No additional details.
Last Updated 03/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.30%
IRA Certificates 13 Month Special 2.96% 3.00% 13
No additional details.
Last Updated 03/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.30%
IRA Certificates 24 Month 2.96% 3.00% 24
No additional details.
Last Updated 03/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.30%
Regular Certificates 18 Month 2.96% 3.00% 18
No additional details.
Last Updated 03/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.30%
Regular Certificates 9 Month 2.96% 3.00% 9
No additional details.
Last Updated 03/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.30%
Regular Certificates 60 Month 2.76% 2.80% 60
No additional details.
Last Updated 03/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.30%
IRA Certificates 12 Month 2.71% 2.75% 12
No additional details.
Last Updated 03/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.30%
IRA Certificates 9 Month 2.47% 2.50% 9
No additional details.
Last Updated 03/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.30%
IRA Certificates 60 Month 2.27% 2.30% 60
No additional details.
Last Updated 03/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.30%
Regular Certificates 48 Month 2.27% 2.30% 48
No additional details.
Last Updated 03/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.30%
Regular Certificates 36 Month 2.22% 2.25% 36
No additional details.
Last Updated 03/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.30%
IRA Certificates 48 Month 1.78% 1.80% 48
No additional details.
Last Updated 03/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.30%
IRA Certificates 36 Month 1.74% 1.75% 36
No additional details.
Last Updated 03/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.30%

REV Savings Rates

Product Rate APY View More
Roth IRA Savings - 0.15%
Min Balance $1
Last Updated 03/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.30%
Traditional IRA Savings - 0.15%
Min Balance $1
Last Updated 03/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.30%
Custodial Savings - 0.05%
Min Balance $50,000
Last Updated 03/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.30%
Extra Savings - 0.05%
Min Balance $50,000
Last Updated 03/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.30%
Holiday Savings - 0.05%
Min Balance $50,000
Last Updated 03/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.30%
Primary Savings - 0.05%
Min Balance $50,000
Last Updated 03/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.30%
Custodial Savings - 0.01%
No additional details.
Last Updated 03/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.30%
Extra Savings - 0.01%
No additional details.
Last Updated 03/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.30%
Health Savings - 0.01%
No additional details.
Last Updated 03/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.30%
Holiday Savings - 0.01%
No additional details.
Last Updated 03/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.30%
Primary Savings - 0.01%
No additional details.
Last Updated 03/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.30%

REV Money Market Rates

Product Rate APY View More
Business Money Market - 3.15%
No additional details.
Last Updated 03/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.30%
Money Market - 3.15%
Min Balance $1,000,000
Last Updated 03/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.30%
Money Market - 0.55%
Min Balance $100,000
Last Updated 03/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.30%
Money Market - 0.45%
Min Balance $25,000
Last Updated 03/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.30%
Money Market - 0.35%
No additional details.
Last Updated 03/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.30%

REV Checking Rates

Product Rate APY View More
Premier Checking - 4.00%
Details Qualifying balance up to $10,000.00
Last Updated 03/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.30%
Easy Checking - 0.01%
No additional details.
Last Updated 03/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.30%

REV Personal Loan Rates

Product Rate APR View More
Personal (Lifestyle Loan) - 10.25%
Details As Low As
Last Updated 03/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.30%
Personal (Lifestyle Loan) - 10.75%
Details As Low As
Last Updated 03/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.30%
Personal (Lifestyle Loan) - 11.25%
Details As Low As
Last Updated 03/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.30%
Personal (Lifestyle Loan) - 11.75%
Details As Low As
Last Updated 03/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.30%
Personal Line of Credit - 14.50%
Details As Low As
Last Updated 03/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.30%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for REV is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather REV rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with REV's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name REV
Address 200 Marymeade Dr, Summerville, SC 29483
Phone 843-832-2600
Fax 843-832-2649
President Troy Draughn
CEO Jason Lee
Full-Time Employees 264
Part-Time Employees 0
Branch Locations 17
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.81%
Return on Assets (ROA)
0.4502%
Return on Equity (ROE)
3.0410%
Non-Performing Loans Ratio (NPL)
0.69%
Total Assets
1,145,014,941
Total Amount of Shares and Deposits
922,940,692
Total Shares and Deposits < 1 Year
898,656,588
Total Shares and Deposits 1 3 Years
20,598,442
Total Shares and Deposits > 3 Years
3,685,662
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
43,803,924
Total Uninsured Shares and Deposits > $250K (F+J)
43,803,924
Total Insured Shares and Deposits > $250K (item 17 less item K)
879,136,768
Total Interest Expense (Sum of items 6 8)
11,848,922
Share Certificates
7,058
Number of Accounts for Share Drafts
36,891
IRA KEOGH Accounts
1,790
Number of Accounts for Regular Shares
76,639
All other shares
196
Non Member Deposits
1
Money Market Shares
2,947
Net Income (unless the amount is already included in Undivided Earnings)
5,154,440
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
91,249,695
Total Liabilities
1,041,641,853
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About REV

Is REV a safe place to deposit money?

Yes, REV is considered a safe financial institution. With a Texas Ratio of 3.8136198786659%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does REV operate?

REV currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join REV?

Yes, to access services at REV, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, REV does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, REV provides members with tools to manage their accounts and build a solid financial history.

Does REV offer online and mobile banking?

Most modern institutions like REV provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.revfcu.com.

Current REV Rates

  • 12-Month CD2.75%
  • 18-Month CD3.00%
  • 24-Month CD3.00%
  • 60-Month CD2.30%
  • Savings0.01%
  • MMA0.35%
Retrieved from our database of financial products. Rates subject to change.