Auto Loan Rates in Chappells, South Carolina (SC) for April 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Chappells, South Carolina. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Chappells, South Carolina include Market USA Federal Credit UnionMarket USA Federal Credit UnionA5.0 ★Texas Ratio: 6.88% offering New Auto at 3.49%, Columbia Post Office Credit UnionColumbia Post Office Credit UnionA+5.0 ★Texas Ratio: 0.49% offering New Cars 2023-2026 at 3.50%, Greenwood Municipal Federal Credit UnionGreenwood Municipal Federal Credit UnionA+5.0 ★Texas Ratio: 1.76% offering New Vehicle Loan at 3.50%, Upstate Federal Credit UnionUpstate Federal Credit UnionA+5.0 ★Texas Ratio: 1.70% offering New Vehicles at 3.99%, Palmetto Citizens Federal Credit UnionPalmetto Citizens Federal Credit UnionA+5.0 ★Texas Ratio: 4.17% offering New & Used Automobile or Truck at 3.99%. Auto loan rates as of April 5, 2026 according to verified data from MonitorBankRates.
Chappells borrowers have access to 20 lenders serving the South Carolina area, with auto loan rates as low as 3.49% APR from Market USA Federal Credit Union. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Chappells, South Carolina. Auto Loan Rates Last Updated and Verified: April 5, 2026
Compare Auto Loan Rates Today in Chappells, South Carolina & Surrounding Area
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedApr 4, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto Loan
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedApr 4, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedApr 4, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto Loan
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedApr 4, 2026
Details
As Low As
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
New Cars 2023-2026
3.50%
1-36
▼
APR3.50%
Term1-36
Last UpdatedMar 25, 2026
Details
Credit Scores 800-850; Percent Financed 100%
Greenwood Municipal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.76%
New Vehicle Loan
3.50%
120 Months
▼
APR3.50%
Term120 Months
Last UpdatedApr 5, 2026
Details
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
New Vehicles
3.99%
48 Months
▼
APR3.99%
Term48 Months
Last UpdatedMar 24, 2026
Details
As Low As; up to 48 months
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
New & Used Automobile or Truck
3.99%
Up to 36 months
▼
APR3.99%
TermUp to 36 months
Last UpdatedApr 4, 2026
Details
As Low As; (2023-New)
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
New & Used Automobile or Truck (2023-New)
3.99%
Up to 36 months
▼
APR3.99%
TermUp to 36 months
Last UpdatedApr 4, 2026
Details
As Low As
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
New Cars 2023-2026
4.00%
1-36
▼
APR4.00%
Term1-36
Last UpdatedMar 25, 2026
Details
Credit Scores 725-799; Percent Financed 100%
APR4.00%
TermUp to 36 months
Last UpdatedMar 28, 2026
Details
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
New Autos
4.19%
Up to 36 months
▼
APR4.19%
TermUp to 36 months
Last UpdatedApr 5, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
New Autos
4.24%
36 Months
▼
APR4.24%
Term36 Months
Last UpdatedApr 5, 2026
Details
As Low As
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
New Automobile Loan
4.25%
Up to 36 Months
▼
APR4.25%
TermUp to 36 Months
Last UpdatedApr 5, 2026
Details
As Low As
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
Used Automobile Loan
4.25%
Up to 36
▼
APR4.25%
TermUp to 36
Last UpdatedApr 5, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
New Autos
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedApr 5, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Auto Rate
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedApr 5, 2026
Details
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Automobiles (2025 and Newer)
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedApr 5, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
Vehicle Loan
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedApr 5, 2026
Details
As Low As
Greenville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
Auto Loan
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedApr 5, 2026
Details
Greenville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
Auto Loan 36 mos
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedApr 5, 2026
Details
As Low As
Greenville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
Vehicle Loan
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedApr 5, 2026
Details
As Low As; Limited Time
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
New Cars 2023-2026
4.50%
37-60
▼
APR4.50%
Term37-60
Last UpdatedMar 25, 2026
Details
Credit Scores 800-850; Percent Financed 100%
Edisto Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
Used Auto Loans
4.50%
More than 60
▼
APR4.50%
TermMore than 60
Last UpdatedApr 4, 2026
Details
As Low As
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
New Automobile Loan
4.50%
37 - 48 Months
▼
APR4.50%
Term37 - 48 Months
Last UpdatedApr 5, 2026
Details
As Low As
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
Used Automobile Loan
4.50%
37 - 48 Months
▼
APR4.50%
Term37 - 48 Months
Last UpdatedApr 5, 2026
Details
As Low As
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
New Autos
4.69%
37 - 60 months
▼
APR4.69%
Term37 - 60 months
Last UpdatedApr 5, 2026
Details
As Low As
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
Used Autos
4.69%
Up to 36 months
▼
APR4.69%
TermUp to 36 months
Last UpdatedApr 5, 2026
Details
As Low As
SRP Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.00%
New Vehicle (2024 or Newer)
4.74%
Up to 36
▼
APR4.74%
TermUp to 36
Last UpdatedMar 24, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedApr 4, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto Loan
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedApr 4, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedApr 4, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto Loan
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedApr 4, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
New Autos
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedApr 5, 2026
Details
As Low As
Parda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
New and Used Auto Loans
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedApr 5, 2026
Details
As Low As
Parda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
New and Used Vehicles
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedApr 5, 2026
Details
As Low As; Competitive interest rates as low as 4.74% APR2 for 36 months
APR4.75%
TermUp to 36 months
Last UpdatedMar 28, 2026
Details
Carolina Trust Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.29%
New Vehicles 2026 and Newer model years
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedApr 4, 2026
Details
As Low As
Carolina Trust Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.29%
Used Vehicles 2026 and 2025 model years
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedApr 4, 2026
Details
As Low As
Carolina Trust Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.29%
New Vehicles 2026 and Newer model years
4.84%
72 Months
▼
APR4.84%
Term72 Months
Last UpdatedApr 4, 2026
Details
As Low As
Carolina Trust Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.29%
Used Vehicles 2026 and 2025 model years
4.84%
60 Months
▼
APR4.84%
Term60 Months
Last UpdatedApr 4, 2026
Details
As Low As
South Carolina Methodist Conference Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
New Auto or Truck
4.95%
60 Months
▼
APR4.95%
Term60 Months
Last UpdatedMar 28, 2026
Details
As Low As
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
New Automobile Loan
4.95%
49 - 60 Months
▼
APR4.95%
Term49 - 60 Months
Last UpdatedApr 5, 2026
Details
As Low As
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
Used Automobile Loan
4.95%
49 - 60 Months
▼
APR4.95%
Term49 - 60 Months
Last UpdatedApr 5, 2026
Details
As Low As
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
New Vehicles
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 24, 2026
Details
As Low As; up to 60 months
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
Used Vehicles 2019-2025
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMar 24, 2026
Details
Carolina Trust Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.29%
Used Vehicles 2024, 2023, and 2022 model years
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedApr 4, 2026
Details
As Low As
Carolina Trust Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.29%
Used Vehicles 2026 and 2025 model years
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedApr 4, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
New Autos
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedApr 5, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Automobiles (2025 and Newer)
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedApr 5, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
Vehicle Loan
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedApr 5, 2026
Details
As Low As
Parda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
New and Used Auto Loans
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedApr 5, 2026
Details
As Low As
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
New Autos
4.99%
61 - 72 months
▼
APR4.99%
Term61 - 72 months
Last UpdatedApr 5, 2026
Details
As Low As
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
New Cars 2023-2026
5.00%
37-60
▼
APR5.00%
Term37-60
Last UpdatedMar 25, 2026
Details
Credit Scores 725-799; Percent Financed 100%
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
New Cars 2023-2026
5.00%
61-72
▼
APR5.00%
Term61-72
Last UpdatedMar 25, 2026
Details
Credit Scores 800-850; Percent Financed 100%
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
Used Vehicles 2016-2022
5.00%
1-36
▼
APR5.00%
Term1-36
Last UpdatedMar 25, 2026
Details
Credit Scores 750-850; Percent Financed 100%
Truliant Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
New Auto Loans 2025 - Newer
5.14%
36 - 63
▼
APR5.14%
Term36 - 63
Last UpdatedMar 29, 2026
Details
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
Used Autos
5.19%
37 - 60 months
▼
APR5.19%
Term37 - 60 months
Last UpdatedApr 5, 2026
Details
As Low As
Carolina Trust Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.29%
New Vehicles 2026 and Newer model years
5.20%
84 Months
▼
APR5.20%
Term84 Months
Last UpdatedApr 4, 2026
Details
As Low As
SRP Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.00%
New Vehicle (2024 or Newer)
5.24%
61-72
▼
APR5.24%
Term61-72
Last UpdatedMar 24, 2026
Details
As Low As
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
New Vehicles
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 24, 2026
Details
As Low As; up to 72 months
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedApr 4, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto Loan
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedApr 4, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedApr 4, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto Loan
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedApr 4, 2026
Details
As Low As
Carolina Trust Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.29%
Used Vehicles 2021 and 2020 model years
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedApr 4, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
New Autos
5.24%
73 Months
▼
APR5.24%
Term73 Months
Last UpdatedApr 5, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
Used Autos
5.24%
36 Months
▼
APR5.24%
Term36 Months
Last UpdatedApr 5, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
Used Automobiles
5.24%
66 Months
▼
APR5.24%
Term66 Months
Last UpdatedApr 5, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
Vehicle Loan
5.24%
66 Months
▼
APR5.24%
Term66 Months
Last UpdatedApr 5, 2026
Details
As Low As
Parda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
New and Used Auto Loans
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedApr 5, 2026
Details
As Low As
APR5.25%
Term37-48 months
Last UpdatedMar 28, 2026
Details
South Carolina Methodist Conference Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
Used Auto or Truck up to 2 model years old
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedMar 28, 2026
Details
As Low As
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
Used Autos
5.29%
61 - 72 months
▼
APR5.29%
Term61 - 72 months
Last UpdatedApr 5, 2026
Details
As Low As
Carolina Trust Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.29%
Used Vehicles 2024, 2023, and 2022 model years
5.44%
60 Months
▼
APR5.44%
Term60 Months
Last UpdatedApr 4, 2026
Details
As Low As
Carolina Trust Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.29%
Used Vehicles 2026 and 2025 model years
5.44%
84 Months
▼
APR5.44%
Term84 Months
Last UpdatedApr 4, 2026
Details
As Low As
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
New Vehicles
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedMar 24, 2026
Details
As Low As; up to 84 months
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
Used Autos
5.49%
48 Months
▼
APR5.49%
Term48 Months
Last UpdatedApr 5, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Automobiles (2025 and Newer)
5.49%
75 Months
▼
APR5.49%
Term75 Months
Last UpdatedApr 5, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
Vehicle Loan
5.49%
75 Months
▼
APR5.49%
Term75 Months
Last UpdatedApr 5, 2026
Details
As Low As
Parda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
New and Used Auto Loans
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedApr 5, 2026
Details
As Low As
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
New Cars 2023-2026
5.50%
61-72
▼
APR5.50%
Term61-72
Last UpdatedMar 25, 2026
Details
Credit Scores 725-799; Percent Financed 100%
APR5.50%
Term61-75 months
Last UpdatedMar 28, 2026
Details
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
New & Used Automobile or Truck
5.50%
37-48 months
▼
APR5.50%
Term37-48 months
Last UpdatedApr 4, 2026
Details
As Low As; (2023-New)
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
New & Used Automobile or Truck (2023-New)
5.50%
37-48 months
▼
APR5.50%
Term37-48 months
Last UpdatedApr 4, 2026
Details
As Low As
Truliant Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
New Auto Loans 2025 - Newer
5.54%
64 - 75
▼
APR5.54%
Term64 - 75
Last UpdatedMar 29, 2026
Details
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
New & Used Automobile or Truck
5.55%
49-60 months
▼
APR5.55%
Term49-60 months
Last UpdatedApr 4, 2026
Details
As Low As; (2023-New)
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
New & Used Automobile or Truck (2023-New)
5.55%
49-60 months
▼
APR5.55%
Term49-60 months
Last UpdatedApr 4, 2026
Details
As Low As
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
New & Used Automobile or Truck
5.60%
61-72 months
▼
APR5.60%
Term61-72 months
Last UpdatedApr 4, 2026
Details
As Low As; (2023-New)
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
New & Used Automobile or Truck (2023-New)
5.60%
61-72 months
▼
APR5.60%
Term61-72 months
Last UpdatedApr 4, 2026
Details
As Low As
Truliant Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
Used Auto Loan
5.64%
36 - 63
▼
APR5.64%
Term36 - 63
Last UpdatedMar 29, 2026
Details
Model Year: 2019 - 2024
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
New Autos
5.69%
73-84 months
▼
APR5.69%
Term73-84 months
Last UpdatedApr 5, 2026
Details
As Low As
South Carolina Methodist Conference Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
New Auto or Truck
5.70%
72 Months
▼
APR5.70%
Term72 Months
Last UpdatedMar 28, 2026
Details
As Low As
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
Used Vehicles 2019-2025
5.74%
60 Months
▼
APR5.74%
Term60 Months
Last UpdatedMar 24, 2026
Details
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
Used Autos
5.74%
60 Months
▼
APR5.74%
Term60 Months
Last UpdatedApr 5, 2026
Details
As Low As
APR5.75%
Term37-48 months
Last UpdatedMar 28, 2026
Details
South Carolina Methodist Conference Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
Used Auto or Truck from 3 to 7 model years old
5.75%
60 Months
▼
APR5.75%
Term60 Months
Last UpdatedMar 28, 2026
Details
As Low As
APR5.75%
Term84 Months
Last UpdatedMar 28, 2026
Details
up to 84 months
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
New Automobile Loan
5.75%
61 - 72 Months
▼
APR5.75%
Term61 - 72 Months
Last UpdatedApr 5, 2026
Details
As Low As
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
Used Automobile Loan
5.75%
61 - 72 Months
▼
APR5.75%
Term61 - 72 Months
Last UpdatedApr 5, 2026
Details
As Low As
Carolina Trust Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.29%
Used Vehicles 2024, 2023, and 2022 model years
5.94%
72 Months
▼
APR5.94%
Term72 Months
Last UpdatedApr 4, 2026
Details
As Low As
Truliant Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
New Auto Loans 2025 - Newer
5.99%
76 - 84
▼
APR5.99%
Term76 - 84
Last UpdatedMar 29, 2026
Details
Carolina Trust Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.29%
Used Vehicles 2021 and 2020 model years
5.99%
60 Months
▼
APR5.99%
Term60 Months
Last UpdatedApr 4, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
Used Autos
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedApr 5, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Automobiles (2025 and Newer)
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedApr 5, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
Vehicle Loan
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedApr 5, 2026
Details
As Low As
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
Used Vehicles Older-2018
6.00%
48 Months
▼
APR6.00%
Term48 Months
Last UpdatedMar 24, 2026
Details
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
New Cars 2023-2026
6.00%
37-60
▼
APR6.00%
Term37-60
Last UpdatedMar 25, 2026
Details
Credit Scores 625-724; Percent Financed 100%
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
New Cars 2023-2026
6.00%
1-36
▼
APR6.00%
Term1-36
Last UpdatedMar 25, 2026
Details
Credit Scores 550-624; Percent Financed 100%
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
Used Vehicles 2016-2022
6.00%
37-60
▼
APR6.00%
Term37-60
Last UpdatedMar 25, 2026
Details
Credit Scores 750-850; Percent Financed 100%
APR6.00%
Term61-75 months
Last UpdatedMar 28, 2026
Details
Truliant Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
Used Auto Loan
6.04%
64 - 75
▼
APR6.04%
Term64 - 75
Last UpdatedMar 29, 2026
Details
Model Year: 2019 - 2024
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
Used Automobiles
6.04%
75 Months
▼
APR6.04%
Term75 Months
Last UpdatedApr 5, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
Vehicle Loan
6.04%
75 Months
▼
APR6.04%
Term75 Months
Last UpdatedApr 5, 2026
Details
As Low As
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
Used Vehicles 2019-2025
6.24%
72 Months
▼
APR6.24%
Term72 Months
Last UpdatedMar 24, 2026
Details
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
High Mileage Used Autos
6.24%
36 Months
▼
APR6.24%
Term36 Months
Last UpdatedApr 5, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
Used Autos
6.24%
73 Months
▼
APR6.24%
Term73 Months
Last UpdatedApr 5, 2026
Details
As Low As
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
Used Vehicles Older-2018
6.25%
60 Months
▼
APR6.25%
Term60 Months
Last UpdatedMar 24, 2026
Details
APR6.25%
Term76-84 months
Last UpdatedMar 28, 2026
Details
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
New Automobile Loan
6.25%
73 - 84 Months
▼
APR6.25%
Term73 - 84 Months
Last UpdatedApr 5, 2026
Details
As Low As
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
Used Automobile Loan
6.25%
73 - 84 Months
▼
APR6.25%
Term73 - 84 Months
Last UpdatedApr 5, 2026
Details
As Low As
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
Used Autos
6.29%
73-84 months
▼
APR6.29%
Term73-84 months
Last UpdatedApr 5, 2026
Details
As Low As
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
Used Automobile or Truck
6.44%
48 Months
▼
APR6.44%
Term48 Months
Last UpdatedApr 4, 2026
Details
As Low As
Carolina Trust Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.29%
Used Vehicles 2024, 2023, and 2022 model years
6.44%
84 Months
▼
APR6.44%
Term84 Months
Last UpdatedApr 4, 2026
Details
As Low As;**
Truliant Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
Used Auto Loan
6.49%
76 - 84
▼
APR6.49%
Term76 - 84
Last UpdatedMar 29, 2026
Details
Model Year: 2019 - 2024
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto
6.49%
84 Months
▼
APR6.49%
Term84 Months
Last UpdatedApr 4, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto Loan
6.49%
84 Months
▼
APR6.49%
Term84 Months
Last UpdatedApr 4, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto
6.49%
84 Months
▼
APR6.49%
Term84 Months
Last UpdatedApr 4, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto Loan
6.49%
84 Months
▼
APR6.49%
Term84 Months
Last UpdatedApr 4, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
High Mileage Used Autos
6.49%
48 Months
▼
APR6.49%
Term48 Months
Last UpdatedApr 5, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Automobiles (2025 and Newer)
6.49%
96 Months
▼
APR6.49%
Term96 Months
Last UpdatedApr 5, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
Vehicle Loan
6.49%
96 Months
▼
APR6.49%
Term96 Months
Last UpdatedApr 5, 2026
Details
As Low As
Parda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
New and Used Auto Loans
6.49%
84 Months
▼
APR6.49%
Term84 Months
Last UpdatedApr 5, 2026
Details
As Low As
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
Used Vehicles 2016-2022
6.50%
37-60
▼
APR6.50%
Term37-60
Last UpdatedMar 25, 2026
Details
Credit Scores 650-749; Percent Financed 100%
REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
Used Auto
6.50%
76-84 months (2023 or Newer)
▼
APR6.50%
Term76-84 months (2023 or Newer)
Last UpdatedMar 28, 2026
Details
Self-Help Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
Used Car - less than 100,000 Miles
6.50%
84 Months
▼
APR6.50%
Term84 Months
Last UpdatedMar 28, 2026
Details
up to 84 months
Edisto Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
Used Auto Loans
6.50%
60 mos. or less
▼
APR6.50%
Term60 mos. or less
Last UpdatedApr 4, 2026
Details
As Low As
Secured Advantage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.07%
Used Auto Loans New 36 Months
6.50%
36 Months
▼
APR6.50%
Term36 Months
Last UpdatedApr 4, 2026
Details
SRP Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.00%
New Vehicle (2024 or Newer)
6.74%
73-84
▼
APR6.74%
Term73-84
Last UpdatedMar 24, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
High Mileage Used Autos
6.74%
60 Months
▼
APR6.74%
Term60 Months
Last UpdatedApr 5, 2026
Details
As Low As
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
Used Vehicles Older-2018
6.75%
72 Months
▼
APR6.75%
Term72 Months
Last UpdatedMar 24, 2026
Details
Secured Advantage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.07%
Used Auto Loans New 48 months
6.75%
48 months
▼
APR6.75%
Term48 months
Last UpdatedApr 4, 2026
Details
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
Used Automobiles
6.84%
84 Months
▼
APR6.84%
Term84 Months
Last UpdatedApr 5, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
Vehicle Loan
6.84%
84 Months
▼
APR6.84%
Term84 Months
Last UpdatedApr 5, 2026
Details
As Low As
SPC Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.96%
Used Autos (> 100K miles)
6.99%
48 Months
▼
APR6.99%
Term48 Months
Last UpdatedMar 24, 2026
Details
As Low As
Truliant Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
New Auto Loans 2025 - Newer
6.99%
85 - 96
▼
APR6.99%
Term85 - 96
Last UpdatedMar 29, 2026
Details
Carolina Trust Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.29%
Used Vehicles 2019 and older model years
6.99%
48 Months
▼
APR6.99%
Term48 Months
Last UpdatedApr 4, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
High Mileage Used Autos
6.99%
72 Months
▼
APR6.99%
Term72 Months
Last UpdatedApr 5, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
Vehicle Loan
6.99%
75 Months
▼
APR6.99%
Term75 Months
Last UpdatedApr 5, 2026
Details
As Low As
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
New Cars 2023-2026
7.00%
61-72
▼
APR7.00%
Term61-72
Last UpdatedMar 25, 2026
Details
Credit Scores 625-724; Percent Financed 100%
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
Used Vehicles 2016-2022
7.00%
1-36
▼
APR7.00%
Term1-36
Last UpdatedMar 25, 2026
Details
Credit Scores 600-649; Percent Financed 100%
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
Used Vehicles 2019-2025
7.24%
84 Months
▼
APR7.24%
Term84 Months
Last UpdatedMar 24, 2026
Details
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
High Mileage Used Autos
7.24%
73 Months
▼
APR7.24%
Term73 Months
Last UpdatedApr 5, 2026
Details
As Low As
Secured Advantage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.07%
Used Auto Loans New 60 Months
7.25%
60 Months
▼
APR7.25%
Term60 Months
Last UpdatedApr 4, 2026
Details
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
New & Used Automobile or Truck
7.29%
73-84 months
▼
APR7.29%
Term73-84 months
Last UpdatedApr 4, 2026
Details
As Low As; (2023-New)
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
New & Used Automobile or Truck (2023-New)
7.29%
73-84 months
▼
APR7.29%
Term73-84 months
Last UpdatedApr 4, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
Vehicle Loans
7.49%
72 Months
▼
APR7.49%
Term72 Months
Last UpdatedApr 5, 2026
Details
As Low As
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
Used Vehicles Older-2018
7.50%
84 Months
▼
APR7.50%
Term84 Months
Last UpdatedMar 24, 2026
Details
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
New Cars 2023-2026
7.50%
37-60
▼
APR7.50%
Term37-60
Last UpdatedMar 25, 2026
Details
Credit Scores 550-624; Percent Financed 100%
Secured Advantage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.07%
Used Auto Loans Used up to 36 Months
7.50%
up to 36 Months
▼
APR7.50%
Termup to 36 Months
Last UpdatedApr 4, 2026
Details
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
Used Automobile or Truck
7.75%
48 Months
▼
APR7.75%
Term48 Months
Last UpdatedApr 4, 2026
Details
As Low As; (6 years & older) (under $15,000)
Secured Advantage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.07%
Used Auto Loans Used up to 48 Months
7.75%
up to 48 Months
▼
APR7.75%
Termup to 48 Months
Last UpdatedApr 4, 2026
Details
Truliant Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
Used Auto Loan
7.89%
36 - 63
▼
APR7.89%
Term36 - 63
Last UpdatedMar 29, 2026
Details
Model Year: 2016 - 2018
SPC Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.96%
Used Autos (> 100K miles)
7.99%
60 Months
▼
APR7.99%
Term60 Months
Last UpdatedMar 24, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
Vehicle Loans
7.99%
144 Months
▼
APR7.99%
Term144 Months
Last UpdatedApr 5, 2026
Details
As Low As
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
Used Vehicles 2016-2022
8.00%
1-36
▼
APR8.00%
Term1-36
Last UpdatedMar 25, 2026
Details
Credit Scores 550-599; Percent Financed 100%
Truliant Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
Used Auto Loan
8.29%
64 - 75
▼
APR8.29%
Term64 - 75
Last UpdatedMar 29, 2026
Details
Model Year: 2016 - 2018
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
Vehicle Loans
8.49%
180 Months
▼
APR8.49%
Term180 Months
Last UpdatedApr 5, 2026
Details
As Low As
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
Used Vehicles 2016-2022
8.50%
37-60
▼
APR8.50%
Term37-60
Last UpdatedMar 25, 2026
Details
Credit Scores 600-649; Percent Financed 100%
Self-Help Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
Used Car - greater than 100,000 Miles
8.50%
72 Months
▼
APR8.50%
Term72 Months
Last UpdatedMar 28, 2026
Details
up to 72 months
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
Used Vehicles 2016-2022
9.00%
1-36
▼
APR9.00%
Term1-36
Last UpdatedMar 25, 2026
Details
Credit Scores 549-Below**; Percent Financed 90%
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
New & Used Automobile or Truck
9.29%
85-96 months
▼
APR9.29%
Term85-96 months
Last UpdatedApr 4, 2026
Details
As Low As; (2023-New)
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
New & Used Automobile or Truck (2023-New)
9.29%
85-96 months
▼
APR9.29%
Term85-96 months
Last UpdatedApr 4, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
Vehicle Loan
9.49%
60 Months
▼
APR9.49%
Term60 Months
Last UpdatedApr 5, 2026
Details
As Low As
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
New Cars 2023-2026
9.50%
61-72
▼
APR9.50%
Term61-72
Last UpdatedMar 25, 2026
Details
Credit Scores 550-624; Percent Financed 100%
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
Vehicle Loan
9.99%
84 Months
▼
APR9.99%
Term84 Months
Last UpdatedApr 5, 2026
Details
As Low As
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
New Cars 2023-2026
10.00%
1-36
▼
APR10.00%
Term1-36
Last UpdatedMar 25, 2026
Details
Credit Scores 549-Below*; Percent Financed 90%
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
Used Vehicles 2016-2022
10.00%
37-48
▼
APR10.00%
Term37-48
Last UpdatedMar 25, 2026
Details
Credit Scores 550-599; Percent Financed 100%
Truliant Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
Classic Cars (20+ years old)
10.49%
36 - 60 Months
▼
APR10.49%
Term36 - 60 Months
Last UpdatedMar 29, 2026
Details
Truliant Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
Classic Cars (20+ years old)
10.99%
61 - 72 Months
▼
APR10.99%
Term61 - 72 Months
Last UpdatedMar 29, 2026
Details
Truliant Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
Classic Cars (20+ years old)
11.99%
73 - 84 Months
▼
APR11.99%
Term73 - 84 Months
Last UpdatedMar 29, 2026
Details
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
New Cars 2023-2026
12.00%
37-60
▼
APR12.00%
Term37-60
Last UpdatedMar 25, 2026
Details
Credit Scores 549-Below*; Percent Financed 90%
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
Used Vehicles 2016-2022
12.00%
37-48
▼
APR12.00%
Term37-48
Last UpdatedMar 25, 2026
Details
Credit Scores 549-Below**; Percent Financed 90%
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedApr 4, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto Loan
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedApr 4, 2026
Details
As Low As
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
New Cars 2023-2026
3.50%
1-36
▼
APR3.50%
Term1-36
Last UpdatedMar 25, 2026
Details
Credit Scores 800-850; Percent Financed 100%
Greenwood Municipal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.76%
New Vehicle Loan
3.50%
120 Months
▼
APR3.50%
Term120 Months
Last UpdatedApr 5, 2026
Details
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
New Vehicles
3.99%
48 Months
▼
APR3.99%
Term48 Months
Last UpdatedMar 24, 2026
Details
As Low As; up to 48 months
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
New & Used Automobile or Truck
3.99%
Up to 36 months
▼
APR3.99%
TermUp to 36 months
Last UpdatedApr 4, 2026
Details
As Low As; (2023-New)
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
New & Used Automobile or Truck (2023-New)
3.99%
Up to 36 months
▼
APR3.99%
TermUp to 36 months
Last UpdatedApr 4, 2026
Details
As Low As
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
New Cars 2023-2026
4.00%
1-36
▼
APR4.00%
Term1-36
Last UpdatedMar 25, 2026
Details
Credit Scores 725-799; Percent Financed 100%
APR4.00%
TermUp to 36 months
Last UpdatedMar 28, 2026
Details
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
New Autos
4.19%
Up to 36 months
▼
APR4.19%
TermUp to 36 months
Last UpdatedApr 5, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
New Autos
4.24%
36 Months
▼
APR4.24%
Term36 Months
Last UpdatedApr 5, 2026
Details
As Low As
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
New Automobile Loan
4.25%
Up to 36 Months
▼
APR4.25%
TermUp to 36 Months
Last UpdatedApr 5, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
New Autos
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedApr 5, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Auto Rate
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedApr 5, 2026
Details
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Automobiles (2025 and Newer)
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedApr 5, 2026
Details
As Low As
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
New Cars 2023-2026
4.50%
37-60
▼
APR4.50%
Term37-60
Last UpdatedMar 25, 2026
Details
Credit Scores 800-850; Percent Financed 100%
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
New Automobile Loan
4.50%
37 - 48 Months
▼
APR4.50%
Term37 - 48 Months
Last UpdatedApr 5, 2026
Details
As Low As
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
New Autos
4.69%
37 - 60 months
▼
APR4.69%
Term37 - 60 months
Last UpdatedApr 5, 2026
Details
As Low As
SRP Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.00%
New Vehicle (2024 or Newer)
4.74%
Up to 36
▼
APR4.74%
TermUp to 36
Last UpdatedMar 24, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedApr 4, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto Loan
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedApr 4, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
New Autos
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedApr 5, 2026
Details
As Low As
Parda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
New and Used Auto Loans
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedApr 5, 2026
Details
As Low As
Parda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
New and Used Vehicles
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedApr 5, 2026
Details
As Low As; Competitive interest rates as low as 4.74% APR2 for 36 months
Carolina Trust Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.29%
New Vehicles 2026 and Newer model years
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedApr 4, 2026
Details
As Low As
Carolina Trust Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.29%
New Vehicles 2026 and Newer model years
4.84%
72 Months
▼
APR4.84%
Term72 Months
Last UpdatedApr 4, 2026
Details
As Low As
South Carolina Methodist Conference Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
New Auto or Truck
4.95%
60 Months
▼
APR4.95%
Term60 Months
Last UpdatedMar 28, 2026
Details
As Low As
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
New Automobile Loan
4.95%
49 - 60 Months
▼
APR4.95%
Term49 - 60 Months
Last UpdatedApr 5, 2026
Details
As Low As
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
New Vehicles
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 24, 2026
Details
As Low As; up to 60 months
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
New Autos
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedApr 5, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Automobiles (2025 and Newer)
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedApr 5, 2026
Details
As Low As
Parda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
New and Used Auto Loans
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedApr 5, 2026
Details
As Low As
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
New Autos
4.99%
61 - 72 months
▼
APR4.99%
Term61 - 72 months
Last UpdatedApr 5, 2026
Details
As Low As
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
New Cars 2023-2026
5.00%
37-60
▼
APR5.00%
Term37-60
Last UpdatedMar 25, 2026
Details
Credit Scores 725-799; Percent Financed 100%
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
New Cars 2023-2026
5.00%
61-72
▼
APR5.00%
Term61-72
Last UpdatedMar 25, 2026
Details
Credit Scores 800-850; Percent Financed 100%
Truliant Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
New Auto Loans 2025 - Newer
5.14%
36 - 63
▼
APR5.14%
Term36 - 63
Last UpdatedMar 29, 2026
Details
Carolina Trust Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.29%
New Vehicles 2026 and Newer model years
5.20%
84 Months
▼
APR5.20%
Term84 Months
Last UpdatedApr 4, 2026
Details
As Low As
SRP Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.00%
New Vehicle (2024 or Newer)
5.24%
61-72
▼
APR5.24%
Term61-72
Last UpdatedMar 24, 2026
Details
As Low As
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
New Vehicles
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 24, 2026
Details
As Low As; up to 72 months
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedApr 4, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto Loan
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedApr 4, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
New Autos
5.24%
73 Months
▼
APR5.24%
Term73 Months
Last UpdatedApr 5, 2026
Details
As Low As
Parda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
New and Used Auto Loans
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedApr 5, 2026
Details
As Low As
APR5.25%
Term37-48 months
Last UpdatedMar 28, 2026
Details
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
New Vehicles
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedMar 24, 2026
Details
As Low As; up to 84 months
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Automobiles (2025 and Newer)
5.49%
75 Months
▼
APR5.49%
Term75 Months
Last UpdatedApr 5, 2026
Details
As Low As
Parda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
New and Used Auto Loans
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedApr 5, 2026
Details
As Low As
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
New Cars 2023-2026
5.50%
61-72
▼
APR5.50%
Term61-72
Last UpdatedMar 25, 2026
Details
Credit Scores 725-799; Percent Financed 100%
APR5.50%
Term61-75 months
Last UpdatedMar 28, 2026
Details
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
New & Used Automobile or Truck
5.50%
37-48 months
▼
APR5.50%
Term37-48 months
Last UpdatedApr 4, 2026
Details
As Low As; (2023-New)
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
New & Used Automobile or Truck (2023-New)
5.50%
37-48 months
▼
APR5.50%
Term37-48 months
Last UpdatedApr 4, 2026
Details
As Low As
Truliant Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
New Auto Loans 2025 - Newer
5.54%
64 - 75
▼
APR5.54%
Term64 - 75
Last UpdatedMar 29, 2026
Details
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
New & Used Automobile or Truck
5.55%
49-60 months
▼
APR5.55%
Term49-60 months
Last UpdatedApr 4, 2026
Details
As Low As; (2023-New)
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
New & Used Automobile or Truck (2023-New)
5.55%
49-60 months
▼
APR5.55%
Term49-60 months
Last UpdatedApr 4, 2026
Details
As Low As
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
New & Used Automobile or Truck
5.60%
61-72 months
▼
APR5.60%
Term61-72 months
Last UpdatedApr 4, 2026
Details
As Low As; (2023-New)
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
New & Used Automobile or Truck (2023-New)
5.60%
61-72 months
▼
APR5.60%
Term61-72 months
Last UpdatedApr 4, 2026
Details
As Low As
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
New Autos
5.69%
73-84 months
▼
APR5.69%
Term73-84 months
Last UpdatedApr 5, 2026
Details
As Low As
South Carolina Methodist Conference Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
New Auto or Truck
5.70%
72 Months
▼
APR5.70%
Term72 Months
Last UpdatedMar 28, 2026
Details
As Low As
APR5.75%
Term84 Months
Last UpdatedMar 28, 2026
Details
up to 84 months
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
New Automobile Loan
5.75%
61 - 72 Months
▼
APR5.75%
Term61 - 72 Months
Last UpdatedApr 5, 2026
Details
As Low As
Truliant Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
New Auto Loans 2025 - Newer
5.99%
76 - 84
▼
APR5.99%
Term76 - 84
Last UpdatedMar 29, 2026
Details
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Automobiles (2025 and Newer)
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedApr 5, 2026
Details
As Low As
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
New Cars 2023-2026
6.00%
37-60
▼
APR6.00%
Term37-60
Last UpdatedMar 25, 2026
Details
Credit Scores 625-724; Percent Financed 100%
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
New Cars 2023-2026
6.00%
1-36
▼
APR6.00%
Term1-36
Last UpdatedMar 25, 2026
Details
Credit Scores 550-624; Percent Financed 100%
APR6.25%
Term76-84 months
Last UpdatedMar 28, 2026
Details
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
New Automobile Loan
6.25%
73 - 84 Months
▼
APR6.25%
Term73 - 84 Months
Last UpdatedApr 5, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto
6.49%
84 Months
▼
APR6.49%
Term84 Months
Last UpdatedApr 4, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto Loan
6.49%
84 Months
▼
APR6.49%
Term84 Months
Last UpdatedApr 4, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Automobiles (2025 and Newer)
6.49%
96 Months
▼
APR6.49%
Term96 Months
Last UpdatedApr 5, 2026
Details
As Low As
Parda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
New and Used Auto Loans
6.49%
84 Months
▼
APR6.49%
Term84 Months
Last UpdatedApr 5, 2026
Details
As Low As
Secured Advantage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.07%
Used Auto Loans New 36 Months
6.50%
36 Months
▼
APR6.50%
Term36 Months
Last UpdatedApr 4, 2026
Details
SRP Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.00%
New Vehicle (2024 or Newer)
6.74%
73-84
▼
APR6.74%
Term73-84
Last UpdatedMar 24, 2026
Details
As Low As
Secured Advantage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.07%
Used Auto Loans New 48 months
6.75%
48 months
▼
APR6.75%
Term48 months
Last UpdatedApr 4, 2026
Details
Truliant Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
New Auto Loans 2025 - Newer
6.99%
85 - 96
▼
APR6.99%
Term85 - 96
Last UpdatedMar 29, 2026
Details
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
New Cars 2023-2026
7.00%
61-72
▼
APR7.00%
Term61-72
Last UpdatedMar 25, 2026
Details
Credit Scores 625-724; Percent Financed 100%
Secured Advantage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.07%
Used Auto Loans New 60 Months
7.25%
60 Months
▼
APR7.25%
Term60 Months
Last UpdatedApr 4, 2026
Details
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
New & Used Automobile or Truck
7.29%
73-84 months
▼
APR7.29%
Term73-84 months
Last UpdatedApr 4, 2026
Details
As Low As; (2023-New)
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
New & Used Automobile or Truck (2023-New)
7.29%
73-84 months
▼
APR7.29%
Term73-84 months
Last UpdatedApr 4, 2026
Details
As Low As
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
New Cars 2023-2026
7.50%
37-60
▼
APR7.50%
Term37-60
Last UpdatedMar 25, 2026
Details
Credit Scores 550-624; Percent Financed 100%
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
New & Used Automobile or Truck
9.29%
85-96 months
▼
APR9.29%
Term85-96 months
Last UpdatedApr 4, 2026
Details
As Low As; (2023-New)
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
New & Used Automobile or Truck (2023-New)
9.29%
85-96 months
▼
APR9.29%
Term85-96 months
Last UpdatedApr 4, 2026
Details
As Low As
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
New Cars 2023-2026
9.50%
61-72
▼
APR9.50%
Term61-72
Last UpdatedMar 25, 2026
Details
Credit Scores 550-624; Percent Financed 100%
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
New Cars 2023-2026
10.00%
1-36
▼
APR10.00%
Term1-36
Last UpdatedMar 25, 2026
Details
Credit Scores 549-Below*; Percent Financed 90%
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
New Cars 2023-2026
12.00%
37-60
▼
APR12.00%
Term37-60
Last UpdatedMar 25, 2026
Details
Credit Scores 549-Below*; Percent Financed 90%
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedApr 4, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto Loan
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedApr 4, 2026
Details
As Low As
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
New & Used Automobile or Truck
3.99%
Up to 36 months
▼
APR3.99%
TermUp to 36 months
Last UpdatedApr 4, 2026
Details
As Low As; (2023-New)
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
New & Used Automobile or Truck (2023-New)
3.99%
Up to 36 months
▼
APR3.99%
TermUp to 36 months
Last UpdatedApr 4, 2026
Details
As Low As
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
Used Automobile Loan
4.25%
Up to 36
▼
APR4.25%
TermUp to 36
Last UpdatedApr 5, 2026
Details
As Low As
Edisto Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
Used Auto Loans
4.50%
More than 60
▼
APR4.50%
TermMore than 60
Last UpdatedApr 4, 2026
Details
As Low As
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
Used Automobile Loan
4.50%
37 - 48 Months
▼
APR4.50%
Term37 - 48 Months
Last UpdatedApr 5, 2026
Details
As Low As
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
Used Autos
4.69%
Up to 36 months
▼
APR4.69%
TermUp to 36 months
Last UpdatedApr 5, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedApr 4, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto Loan
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedApr 4, 2026
Details
As Low As
Parda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
New and Used Auto Loans
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedApr 5, 2026
Details
As Low As
Parda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
New and Used Vehicles
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedApr 5, 2026
Details
As Low As; Competitive interest rates as low as 4.74% APR2 for 36 months
APR4.75%
TermUp to 36 months
Last UpdatedMar 28, 2026
Details
Carolina Trust Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.29%
Used Vehicles 2026 and 2025 model years
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedApr 4, 2026
Details
As Low As
Carolina Trust Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.29%
Used Vehicles 2026 and 2025 model years
4.84%
60 Months
▼
APR4.84%
Term60 Months
Last UpdatedApr 4, 2026
Details
As Low As
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
Used Automobile Loan
4.95%
49 - 60 Months
▼
APR4.95%
Term49 - 60 Months
Last UpdatedApr 5, 2026
Details
As Low As
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
Used Vehicles 2019-2025
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMar 24, 2026
Details
Carolina Trust Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.29%
Used Vehicles 2024, 2023, and 2022 model years
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedApr 4, 2026
Details
As Low As
Carolina Trust Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.29%
Used Vehicles 2026 and 2025 model years
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedApr 4, 2026
Details
As Low As
Parda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
New and Used Auto Loans
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedApr 5, 2026
Details
As Low As
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
Used Vehicles 2016-2022
5.00%
1-36
▼
APR5.00%
Term1-36
Last UpdatedMar 25, 2026
Details
Credit Scores 750-850; Percent Financed 100%
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
Used Autos
5.19%
37 - 60 months
▼
APR5.19%
Term37 - 60 months
Last UpdatedApr 5, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedApr 4, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto Loan
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedApr 4, 2026
Details
As Low As
Carolina Trust Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.29%
Used Vehicles 2021 and 2020 model years
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedApr 4, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
Used Autos
5.24%
36 Months
▼
APR5.24%
Term36 Months
Last UpdatedApr 5, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
Used Automobiles
5.24%
66 Months
▼
APR5.24%
Term66 Months
Last UpdatedApr 5, 2026
Details
As Low As
Parda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
New and Used Auto Loans
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedApr 5, 2026
Details
As Low As
South Carolina Methodist Conference Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
Used Auto or Truck up to 2 model years old
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedMar 28, 2026
Details
As Low As
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
Used Autos
5.29%
61 - 72 months
▼
APR5.29%
Term61 - 72 months
Last UpdatedApr 5, 2026
Details
As Low As
Carolina Trust Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.29%
Used Vehicles 2024, 2023, and 2022 model years
5.44%
60 Months
▼
APR5.44%
Term60 Months
Last UpdatedApr 4, 2026
Details
As Low As
Carolina Trust Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.29%
Used Vehicles 2026 and 2025 model years
5.44%
84 Months
▼
APR5.44%
Term84 Months
Last UpdatedApr 4, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
Used Autos
5.49%
48 Months
▼
APR5.49%
Term48 Months
Last UpdatedApr 5, 2026
Details
As Low As
Parda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
New and Used Auto Loans
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedApr 5, 2026
Details
As Low As
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
New & Used Automobile or Truck
5.50%
37-48 months
▼
APR5.50%
Term37-48 months
Last UpdatedApr 4, 2026
Details
As Low As; (2023-New)
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
New & Used Automobile or Truck (2023-New)
5.50%
37-48 months
▼
APR5.50%
Term37-48 months
Last UpdatedApr 4, 2026
Details
As Low As
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
New & Used Automobile or Truck
5.55%
49-60 months
▼
APR5.55%
Term49-60 months
Last UpdatedApr 4, 2026
Details
As Low As; (2023-New)
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
New & Used Automobile or Truck (2023-New)
5.55%
49-60 months
▼
APR5.55%
Term49-60 months
Last UpdatedApr 4, 2026
Details
As Low As
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
New & Used Automobile or Truck
5.60%
61-72 months
▼
APR5.60%
Term61-72 months
Last UpdatedApr 4, 2026
Details
As Low As; (2023-New)
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
New & Used Automobile or Truck (2023-New)
5.60%
61-72 months
▼
APR5.60%
Term61-72 months
Last UpdatedApr 4, 2026
Details
As Low As
Truliant Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
Used Auto Loan
5.64%
36 - 63
▼
APR5.64%
Term36 - 63
Last UpdatedMar 29, 2026
Details
Model Year: 2019 - 2024
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
Used Vehicles 2019-2025
5.74%
60 Months
▼
APR5.74%
Term60 Months
Last UpdatedMar 24, 2026
Details
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
Used Autos
5.74%
60 Months
▼
APR5.74%
Term60 Months
Last UpdatedApr 5, 2026
Details
As Low As
APR5.75%
Term37-48 months
Last UpdatedMar 28, 2026
Details
South Carolina Methodist Conference Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
Used Auto or Truck from 3 to 7 model years old
5.75%
60 Months
▼
APR5.75%
Term60 Months
Last UpdatedMar 28, 2026
Details
As Low As
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
Used Automobile Loan
5.75%
61 - 72 Months
▼
APR5.75%
Term61 - 72 Months
Last UpdatedApr 5, 2026
Details
As Low As
Carolina Trust Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.29%
Used Vehicles 2024, 2023, and 2022 model years
5.94%
72 Months
▼
APR5.94%
Term72 Months
Last UpdatedApr 4, 2026
Details
As Low As
Carolina Trust Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.29%
Used Vehicles 2021 and 2020 model years
5.99%
60 Months
▼
APR5.99%
Term60 Months
Last UpdatedApr 4, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
Used Autos
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedApr 5, 2026
Details
As Low As
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
Used Vehicles Older-2018
6.00%
48 Months
▼
APR6.00%
Term48 Months
Last UpdatedMar 24, 2026
Details
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
Used Vehicles 2016-2022
6.00%
37-60
▼
APR6.00%
Term37-60
Last UpdatedMar 25, 2026
Details
Credit Scores 750-850; Percent Financed 100%
APR6.00%
Term61-75 months
Last UpdatedMar 28, 2026
Details
Truliant Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
Used Auto Loan
6.04%
64 - 75
▼
APR6.04%
Term64 - 75
Last UpdatedMar 29, 2026
Details
Model Year: 2019 - 2024
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
Used Automobiles
6.04%
75 Months
▼
APR6.04%
Term75 Months
Last UpdatedApr 5, 2026
Details
As Low As
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
Used Vehicles 2019-2025
6.24%
72 Months
▼
APR6.24%
Term72 Months
Last UpdatedMar 24, 2026
Details
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
High Mileage Used Autos
6.24%
36 Months
▼
APR6.24%
Term36 Months
Last UpdatedApr 5, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
Used Autos
6.24%
73 Months
▼
APR6.24%
Term73 Months
Last UpdatedApr 5, 2026
Details
As Low As
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
Used Vehicles Older-2018
6.25%
60 Months
▼
APR6.25%
Term60 Months
Last UpdatedMar 24, 2026
Details
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
Used Automobile Loan
6.25%
73 - 84 Months
▼
APR6.25%
Term73 - 84 Months
Last UpdatedApr 5, 2026
Details
As Low As
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
Used Autos
6.29%
73-84 months
▼
APR6.29%
Term73-84 months
Last UpdatedApr 5, 2026
Details
As Low As
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
Used Automobile or Truck
6.44%
48 Months
▼
APR6.44%
Term48 Months
Last UpdatedApr 4, 2026
Details
As Low As
Carolina Trust Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.29%
Used Vehicles 2024, 2023, and 2022 model years
6.44%
84 Months
▼
APR6.44%
Term84 Months
Last UpdatedApr 4, 2026
Details
As Low As;**
Truliant Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
Used Auto Loan
6.49%
76 - 84
▼
APR6.49%
Term76 - 84
Last UpdatedMar 29, 2026
Details
Model Year: 2019 - 2024
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto
6.49%
84 Months
▼
APR6.49%
Term84 Months
Last UpdatedApr 4, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto Loan
6.49%
84 Months
▼
APR6.49%
Term84 Months
Last UpdatedApr 4, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
High Mileage Used Autos
6.49%
48 Months
▼
APR6.49%
Term48 Months
Last UpdatedApr 5, 2026
Details
As Low As
Parda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
New and Used Auto Loans
6.49%
84 Months
▼
APR6.49%
Term84 Months
Last UpdatedApr 5, 2026
Details
As Low As
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
Used Vehicles 2016-2022
6.50%
37-60
▼
APR6.50%
Term37-60
Last UpdatedMar 25, 2026
Details
Credit Scores 650-749; Percent Financed 100%
REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
Used Auto
6.50%
76-84 months (2023 or Newer)
▼
APR6.50%
Term76-84 months (2023 or Newer)
Last UpdatedMar 28, 2026
Details
Self-Help Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
Used Car - less than 100,000 Miles
6.50%
84 Months
▼
APR6.50%
Term84 Months
Last UpdatedMar 28, 2026
Details
up to 84 months
Edisto Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
Used Auto Loans
6.50%
60 mos. or less
▼
APR6.50%
Term60 mos. or less
Last UpdatedApr 4, 2026
Details
As Low As
Secured Advantage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.07%
Used Auto Loans New 36 Months
6.50%
36 Months
▼
APR6.50%
Term36 Months
Last UpdatedApr 4, 2026
Details
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
High Mileage Used Autos
6.74%
60 Months
▼
APR6.74%
Term60 Months
Last UpdatedApr 5, 2026
Details
As Low As
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
Used Vehicles Older-2018
6.75%
72 Months
▼
APR6.75%
Term72 Months
Last UpdatedMar 24, 2026
Details
Secured Advantage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.07%
Used Auto Loans New 48 months
6.75%
48 months
▼
APR6.75%
Term48 months
Last UpdatedApr 4, 2026
Details
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
Used Automobiles
6.84%
84 Months
▼
APR6.84%
Term84 Months
Last UpdatedApr 5, 2026
Details
As Low As
SPC Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.96%
Used Autos (> 100K miles)
6.99%
48 Months
▼
APR6.99%
Term48 Months
Last UpdatedMar 24, 2026
Details
As Low As
Carolina Trust Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.29%
Used Vehicles 2019 and older model years
6.99%
48 Months
▼
APR6.99%
Term48 Months
Last UpdatedApr 4, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
High Mileage Used Autos
6.99%
72 Months
▼
APR6.99%
Term72 Months
Last UpdatedApr 5, 2026
Details
As Low As
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
Used Vehicles 2016-2022
7.00%
1-36
▼
APR7.00%
Term1-36
Last UpdatedMar 25, 2026
Details
Credit Scores 600-649; Percent Financed 100%
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
Used Vehicles 2019-2025
7.24%
84 Months
▼
APR7.24%
Term84 Months
Last UpdatedMar 24, 2026
Details
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
High Mileage Used Autos
7.24%
73 Months
▼
APR7.24%
Term73 Months
Last UpdatedApr 5, 2026
Details
As Low As
Secured Advantage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.07%
Used Auto Loans New 60 Months
7.25%
60 Months
▼
APR7.25%
Term60 Months
Last UpdatedApr 4, 2026
Details
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
New & Used Automobile or Truck
7.29%
73-84 months
▼
APR7.29%
Term73-84 months
Last UpdatedApr 4, 2026
Details
As Low As; (2023-New)
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
New & Used Automobile or Truck (2023-New)
7.29%
73-84 months
▼
APR7.29%
Term73-84 months
Last UpdatedApr 4, 2026
Details
As Low As
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
Used Vehicles Older-2018
7.50%
84 Months
▼
APR7.50%
Term84 Months
Last UpdatedMar 24, 2026
Details
Secured Advantage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.07%
Used Auto Loans Used up to 36 Months
7.50%
up to 36 Months
▼
APR7.50%
Termup to 36 Months
Last UpdatedApr 4, 2026
Details
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
Used Automobile or Truck
7.75%
48 Months
▼
APR7.75%
Term48 Months
Last UpdatedApr 4, 2026
Details
As Low As; (6 years & older) (under $15,000)
Secured Advantage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.07%
Used Auto Loans Used up to 48 Months
7.75%
up to 48 Months
▼
APR7.75%
Termup to 48 Months
Last UpdatedApr 4, 2026
Details
Truliant Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
Used Auto Loan
7.89%
36 - 63
▼
APR7.89%
Term36 - 63
Last UpdatedMar 29, 2026
Details
Model Year: 2016 - 2018
SPC Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.96%
Used Autos (> 100K miles)
7.99%
60 Months
▼
APR7.99%
Term60 Months
Last UpdatedMar 24, 2026
Details
As Low As
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
Used Vehicles 2016-2022
8.00%
1-36
▼
APR8.00%
Term1-36
Last UpdatedMar 25, 2026
Details
Credit Scores 550-599; Percent Financed 100%
Truliant Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
Used Auto Loan
8.29%
64 - 75
▼
APR8.29%
Term64 - 75
Last UpdatedMar 29, 2026
Details
Model Year: 2016 - 2018
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
Used Vehicles 2016-2022
8.50%
37-60
▼
APR8.50%
Term37-60
Last UpdatedMar 25, 2026
Details
Credit Scores 600-649; Percent Financed 100%
Self-Help Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
Used Car - greater than 100,000 Miles
8.50%
72 Months
▼
APR8.50%
Term72 Months
Last UpdatedMar 28, 2026
Details
up to 72 months
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
Used Vehicles 2016-2022
9.00%
1-36
▼
APR9.00%
Term1-36
Last UpdatedMar 25, 2026
Details
Credit Scores 549-Below**; Percent Financed 90%
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
New & Used Automobile or Truck
9.29%
85-96 months
▼
APR9.29%
Term85-96 months
Last UpdatedApr 4, 2026
Details
As Low As; (2023-New)
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
New & Used Automobile or Truck (2023-New)
9.29%
85-96 months
▼
APR9.29%
Term85-96 months
Last UpdatedApr 4, 2026
Details
As Low As
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
Used Vehicles 2016-2022
10.00%
37-48
▼
APR10.00%
Term37-48
Last UpdatedMar 25, 2026
Details
Credit Scores 550-599; Percent Financed 100%
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
Used Vehicles 2016-2022
12.00%
37-48
▼
APR12.00%
Term37-48
Last UpdatedMar 25, 2026
Details
Credit Scores 549-Below**; Percent Financed 90%
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MonitorBankRates
Chappells, SC Auto Loan Rate Trends
Compare local Chappells, SC auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Auto Loan — SC Avg
6.596%
▲ 0.775 vs 7 days ago
South Carolina new auto rates rose 0.775 points over the past 7 days to 6.596% APR.
Used Auto Loan — SC Avg
6.963%
▲ 0.342 vs 7 days ago
South Carolina used auto rates rose 0.342 points over the past 7 days to 6.963% APR.
As of Apr 5, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions about Auto Loans in Chappells, South Carolina
How does my credit score affect my car loan rate in South Carolina?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Chappells, South Carolina with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in South Carolina *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Chappells, South Carolina typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Chappells, South Carolina?
Based on our current data, some of the lowest auto loan rates available in Chappells, South Carolina include:
- Market USA Federal Credit Union: 3.49% (New Auto)
- Columbia Post Office Credit Union: 3.50% (New Cars 2023-2026)
- Greenwood Municipal Federal Credit Union: 3.50% (New Vehicle Loan)
- Upstate Federal Credit Union: 3.99% (New Vehicles)
- Palmetto Citizens Federal Credit Union: 3.99% (New & Used Automobile or Truck)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Chappells, South Carolina. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 5, 2026
Rate Assistant
MonitorBankRates.com · Live Data
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