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 Carolina Foothills Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 18, 2026
Carolina Foothills Federal Credit Union's Nine Month Special - New Money Only Term CDs rates are at 4.10%, Nine-Month CD Special rates are at 4.10%, Sixty Month Term CDs rates are at 3.70%, Twelve Month Term CDs rates are at 3.70%, Six Month Term CDs rates are at 3.65%. Carolina Foothills Federal Credit Union's savings rates are at 0.00%. Carolina Foothills Federal Credit Union's money market rates are at 0.00%. Carolina Foothills Federal Credit Union's Personal Loan Rates are at 10.25%. MonitorBankRates evaluates the financial stability of Carolina Foothills Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 8.30%. Rates were last updated on 04/18/2026. Carolina Foothills Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Carolina Foothills Federal Credit Union? Share your experience about Carolina Foothills Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Carolina Foothills Federal Credit Union. Carolina Foothills Federal Credit Union
Spartanburg 520 N Church St
https://www.carolinafoothillsfcu.coop/ Spartanburg, SC 29303 3034 
Carolina Foothills Federal Credit Union CD Rates
Carolina Foothills Federal Credit Union Savings Rates
Carolina Foothills Federal Credit Union Checking Rates
Carolina Foothills Federal Credit Union Credit Card Rates
Carolina Foothills Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Carolina Foothills Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Carolina Foothills Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Carolina Foothills Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Carolina Foothills Federal Credit Union
Address
520 N Church St,
Spartanburg, SC 29303 3034
Phone
864-585-6838
Fax
864-585-3896
President
Isaac Dickson
CEO
Scott Weaver
Full-Time Employees
58
Part-Time Employees
5
Branch Locations
6
ATM Locations
6
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
8.30%
Return on Assets (ROA)
0.7169%
Return on Equity (ROE)
6.0109%
Non-Performing Loans Ratio (NPL)
1.35%
Total Assets
211,041,048
Total Amount of Shares and Deposits
182,352,159
Total Shares and Deposits < 1 Year
171,934,747
Total Shares and Deposits 1 3 Years
8,721,448
Total Shares and Deposits > 3 Years
1,695,964
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
7,912,899
Total Uninsured Shares and Deposits > $250K (F+J)
7,912,899
Total Insured Shares and Deposits > $250K (item 17 less item K)
174,439,260
Total Interest Expense (Sum of items 6 8)
2,275,557
Share Certificates
1,122
Number of Accounts for Share Drafts
13,156
IRA KEOGH Accounts
618
Number of Accounts for Regular Shares
19,619
Non Member Deposits
25
Money Market Shares
559
Net Income (unless the amount is already included in Undivided Earnings)
1,513,011
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
8,846,664
Total Liabilities
185,988,810
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Carolina Foothills Federal Credit UnionIs Carolina Foothills Federal Credit Union a safe place to deposit money?Yes, Carolina Foothills Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 8.2974544884199%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Carolina Foothills Federal Credit Union operate?Carolina Foothills Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Carolina Foothills Federal Credit Union?Yes, to access services at Carolina Foothills Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Carolina Foothills Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Carolina Foothills Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Carolina Foothills Federal Credit Union offer online and mobile banking?Most modern institutions like Carolina Foothills Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.carolinafoothillsfcu.coop/. Current Carolina Foothills Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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