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Greenville Federal Credit Union Rates & Review September 2026

Greenville Federal Credit Union's 31-Month CD Special rates are at 4.00%. Greenville Federal Credit Union's Personal Loan Rates are at 14.74%. MonitorBankRates evaluates the financial stability of Greenville Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.86%. Rates last updated and verified on 09/04/2026.

Greenville Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Greenville Federal Credit Union? Share your experience about Greenville Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Greenville Federal Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.86%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Greenville Federal Credit Union
Main Corporate Office
1501 Wade Hampton Blvd
Greenville, SC 29609
https://greenvillefcu.com
Member NCUA

Greenville Federal Credit Union CD Rates

Product Rate APY Term View More
31-Month CD Special - 4.00% 31 Months
No additional details.
Last Updated 09/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.86%

Greenville Federal Credit Union Mortgage Rates

Product Rate Points APR Term View More
2YR ARM - - 5.00%
Details as low as *11
Last Updated 09/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.86%
5/1 ARM - - 5.38%
Details as low as
Last Updated 09/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.86%

Greenville Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit - - 6.75%
Details 80% or less loan to value as low as
Last Updated 09/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.86%
Home Equity Line of Credit - - 7.75%
Details 90% or less loan to value as low as
Last Updated 09/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.86%
Home Equity Line of Credit - - 8.75%
Details greater than 90% loan to value as low as
Last Updated 09/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.86%

Greenville Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Vehicle Loan - - 3.74% 36 months or less
Details as low as *5
Last Updated 09/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.86%
New Vehicle Loan - - 3.99% 48 months or less
Details as low as *5
Last Updated 09/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.86%
New Vehicle Loan - - 4.99% 72 months or less
Details as low as *5
Last Updated 09/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.86%
Vehicle Loan - - 4.99% 48 months or less
Details as low as *6
Last Updated 09/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.86%
Vehicle Loan - - 5.24% 60 months or less
Details as low as *6
Last Updated 09/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.86%
New Vehicle Loan - - 5.49% 84 months or less
Details as low as *5
Last Updated 09/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.86%
Vehicle Loan - - 5.74% 72 months or less
Details as low as *6
Last Updated 09/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.86%
Vehicle Loan - - 6.99% 84 months or less
Details as low as *6
Last Updated 09/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.86%

Greenville Federal Credit Union Credit Card Rates

Product Rate APR View More
Visa Signature - 14.74%
Details quarterly variable *12
Last Updated 09/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.86%

Greenville Federal Credit Union Personal Loan Rates

Product APR Term View More
Visa Signature 14.74%
Details quarterly variable *12
Last Updated 09/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.86%

Financial Health History

Greenville Federal Credit Union’s Texas Ratio stayed near 1.94% in Q2 2023 to 1.86% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the amber line marks the 15% level a credit union must stay under to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 3.8% 2.0★ 7.5% 3.0★ 11.3% 4.0★ 15% 5.0★ 15% Verified Healthy line 1.94% A+ Q2 2023 A Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 1.86% A+ Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy threshold
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$511M1.86%5.0A+
December 31, 2025$495M3.63%5.0A+
September 30, 2025$481M4.42%5.0A+
June 30, 2025$483M5.00%5.0A+
March 31, 2025$477M3.43%5.0A+
December 31, 2024$476M5.28%5.0A+
September 30, 2024$462M5.73%5.0A+
June 30, 2024$455M4.44%5.0A+
March 31, 2024$448M3.11%5.0A+
December 31, 2023$439M4.58%5.0A+
September 30, 2023$426M6.01%5.0A
June 30, 2023$425M1.94%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Greenville Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Greenville Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Greenville Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Greenville Federal Credit Union
Address 1501 Wade Hampton Blvd, Greenville, SC 29609
Phone 864-235-6309
Fax 864-370-9414
President Dana Crowl
CEO Paul Hughes
Full-Time Employees 99
Part-Time Employees 7
Branch Locations 6
ATM Locations 4
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.86%
Return on Assets (ROA)
0.2602%
Return on Equity (ROE)
2.3959%
Non-Performing Loans Ratio (NPL)
0.31%
Total Assets
510,646,420
Total Amount of Shares and Deposits
443,080,876
Total Shares and Deposits < 1 Year
427,387,079
Total Shares and Deposits 1 3 Years
13,465,441
Total Shares and Deposits > 3 Years
2,228,357
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
24,690,167
Total Uninsured Shares and Deposits > $250K (F+J)
24,690,167
Total Insured Shares and Deposits > $250K (item 17 less item K)
418,390,709
Total Interest Expense (Sum of items 6 8)
1,745,405
Share Certificates
2,917
Number of Accounts for Share Drafts
28,607
IRA KEOGH Accounts
895
Number of Accounts for Regular Shares
39,329
Money Market Shares
3,988
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
86,784,073
Total Liabilities
455,704,823
Source: NCUA — Last Updated 03/31/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Greenville Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

<a href="https://monitorbankrates.com/credit-unions/greenville-federal-credit-union-rates-review-19116">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About Greenville Federal Credit Union

How many branches does Greenville Federal Credit Union operate?

Greenville Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Greenville Federal Credit Union?

Yes, to access services at Greenville Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Greenville Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Greenville Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Greenville Federal Credit Union offer online and mobile banking?

Most modern institutions like Greenville Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://greenvillefcu.com.