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Greenville Federal Credit Union Rates & Review April 2026

Greenville Federal Credit Union's Personal Loan Rates are at 11.99%. MonitorBankRates evaluates the financial stability of Greenville Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.63%. Rates were last updated on 04/23/2026.

Greenville Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Greenville Federal Credit Union? Share your experience about Greenville Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Greenville Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
4.63%
Excellent Lower than avg
Greenville Federal Credit Union
Main Corporate Office
1501 Wade Hampton Blvd
Greenville, SC 29609
https://greenvillefcu.com
Member NCUA

Greenville Federal Credit Union Mortgage Rates

Product Rate Points APR Term View More
Mortgage 2YR ARM - - 4.75%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.63%
Mortgages 2YR ARM - - 4.75%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.63%
5/1 ARM - - 5.13%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.63%
Mortgages 5/1 ARM - - 5.13%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.63%
5/1 ARM Loans 5.13% - 5.44%
Details As Low As; Rate fixed for 5 years
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.63%
Investment / Rental Property 2YR ARM - - 7.25%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.63%
Unimproved Property 2YR ARM - - 7.50%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.63%
Investment / Rental Property 5/1 ARM - - 7.75%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.63%
Unimproved Property 5/1 ARM - - 8.25%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.63%

Greenville Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit - - 6.75%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.63%
Home Equity Line of Credit - - 7.75%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.63%
Home Equity Line of Credit - - 8.75%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.63%

Greenville Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loan - - 4.49%
Details 4.49% APR* 36 months limited time
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.63%
Auto Loan 36 mos - - 4.49%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.63%

Greenville Federal Credit Union Credit Card Rates

Product Rate APR View More
Visa Platinum - 13.24%
Details As Low As; Regular APR: 17.99%
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.63%
Visa® Signature - 15.24%
Details quarterly variable
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.63%

Greenville Federal Credit Union Personal Loan Rates

Product Rate APR View More
Personal Note - 11.99%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.63%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Greenville Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Greenville Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Greenville Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Greenville Federal Credit Union
Address 1501 Wade Hampton Blvd, Greenville, SC 29609
Phone 864-235-6309
Fax 864-370-9414
President Dana Crowl
CEO Paul Hughes
Full-Time Employees 95
Part-Time Employees 7
Branch Locations 5
ATM Locations 4
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.63%
Return on Assets (ROA)
0.7265%
Return on Equity (ROE)
6.6473%
Non-Performing Loans Ratio (NPL)
0.71%
Total Assets
481,419,190
Total Amount of Shares and Deposits
416,084,883
Total Shares and Deposits < 1 Year
381,005,496
Total Shares and Deposits 1 3 Years
33,471,274
Total Shares and Deposits > 3 Years
1,608,113
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
18,738,150
Total Uninsured Shares and Deposits > $250K (F+J)
18,738,150
Total Insured Shares and Deposits > $250K (item 17 less item K)
397,346,733
Total Interest Expense (Sum of items 6 8)
5,394,649
Share Certificates
2,761
Number of Accounts for Share Drafts
28,342
IRA KEOGH Accounts
900
Number of Accounts for Regular Shares
39,161
Money Market Shares
3,812
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
67,612,715
Total Liabilities
429,207,290
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating
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Total Reviews
0
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Frequently Asked Questions About Greenville Federal Credit Union

Is Greenville Federal Credit Union a safe place to deposit money?

Yes, Greenville Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 4.6284287174427%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Greenville Federal Credit Union operate?

Greenville Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Greenville Federal Credit Union?

Yes, to access services at Greenville Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Greenville Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Greenville Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Greenville Federal Credit Union offer online and mobile banking?

Most modern institutions like Greenville Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://greenvillefcu.com.