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Auto Loan Rates in Camden, South Carolina (SC) for May 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Camden, South Carolina. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
| ✓Fact Checked | Auto Loan Rates — Last Updated and Verified: May 4, 2026

Current auto loan rates in Camden, South Carolina include Palmetto Citizens Federal Credit UnionPalmetto Citizens Federal Credit Union2100 W Dekalb St, Camden, SC, 29020 2071A+5.0 ★Texas Ratio: 4.17% offering New & Used Automobile or Truck at 3.99%, AllSouth Federal Credit UnionAllSouth Federal Credit Union8 Bay Ln, Camden, SC, 29020 5000A+5.0 ★Texas Ratio: 1.34% offering New or Used Auto Loans at 5.04%, Market USA Federal Credit UnionMarket USA Federal Credit UnionA5.0 ★Texas Ratio: 6.88% offering New Auto at 3.49%, Greenwood Municipal Federal Credit UnionGreenwood Municipal Federal Credit UnionA+5.0 ★Texas Ratio: 1.76% offering New Vehicle Loan at 3.50%, Skyla Federal Credit UnionSkyla Federal Credit UnionA5.0 ★Texas Ratio: 6.28% offering Auto Loans at 3.99%. Auto loan rates as of May 4, 2026 according to verified data from MonitorBankRates.

Camden has 2 local institutions in our database, with auto loan rates as low as 3.99% APR from Palmetto Citizens Federal Credit Union at 2100 W Dekalb St, Camden, SC, 29020 2071. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Camden, South Carolina. Auto Loan Rates Last Updated and Verified: May 4, 2026

Compare Auto Loan Rates Today in Camden, South Carolina & Surrounding Area

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
2100 W Dekalb St, Camden, SC, 29020 2071
New & Used Automobile or Truck
3.99%
Up to 36 months
View
▼
APR3.99%
TermUp to 36 months
Last UpdatedApr 17, 2026
Details

As Low As; (2023-New)

Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
2100 W Dekalb St, Camden, SC, 29020 2071
New & Used Automobile or Truck (2023-New)
3.99%
Up to 36 months
View
▼
APR3.99%
TermUp to 36 months
Last UpdatedApr 17, 2026
Details

As Low As

AllSouth Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
8 Bay Ln, Camden, SC, 29020 5000
New or Used Auto Loans
5.04%
63 months
View
▼
APR5.04%
Term63 months
Last UpdatedApr 26, 2026
Details

As Low As

AllSouth Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
8 Bay Ln, Camden, SC, 29020 5000
New or Used Auto Loans
5.14%
75 months
View
▼
APR5.14%
Term75 months
Last UpdatedApr 26, 2026
Details

As Low As

AllSouth Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
8 Bay Ln, Camden, SC, 29020 5000
New or Used Auto Loans
5.44%
84 months
View
▼
APR5.44%
Term84 months
Last UpdatedApr 26, 2026
Details

As Low As

Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
2100 W Dekalb St, Camden, SC, 29020 2071
New & Used Automobile or Truck
5.50%
37-48 months
View
▼
APR5.50%
Term37-48 months
Last UpdatedApr 17, 2026
Details

As Low As; (2023-New)

Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
2100 W Dekalb St, Camden, SC, 29020 2071
New & Used Automobile or Truck (2023-New)
5.50%
37-48 months
View
▼
APR5.50%
Term37-48 months
Last UpdatedApr 17, 2026
Details

As Low As

Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
2100 W Dekalb St, Camden, SC, 29020 2071
New & Used Automobile or Truck
5.55%
49-60 months
View
▼
APR5.55%
Term49-60 months
Last UpdatedApr 17, 2026
Details

As Low As; (2023-New)

Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
2100 W Dekalb St, Camden, SC, 29020 2071
New & Used Automobile or Truck (2023-New)
5.55%
49-60 months
View
▼
APR5.55%
Term49-60 months
Last UpdatedApr 17, 2026
Details

As Low As

Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
2100 W Dekalb St, Camden, SC, 29020 2071
New & Used Automobile or Truck
5.60%
61-72 months
View
▼
APR5.60%
Term61-72 months
Last UpdatedApr 17, 2026
Details

As Low As; (2023-New) ($15,000+)

Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
2100 W Dekalb St, Camden, SC, 29020 2071
New & Used Automobile or Truck (2023-New)
5.60%
61-72 months
View
▼
APR5.60%
Term61-72 months
Last UpdatedApr 17, 2026
Details

As Low As

Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
2100 W Dekalb St, Camden, SC, 29020 2071
Used Automobile or Truck
6.44%
up to 48 Months
View
▼
APR6.44%
Termup to 48 Months
Last UpdatedApr 17, 2026
Details

As Low As; (4-5 years old)

Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
2100 W Dekalb St, Camden, SC, 29020 2071
New & Used Automobile or Truck
7.29%
73-84 months
View
▼
APR7.29%
Term73-84 months
Last UpdatedApr 17, 2026
Details

As Low As; (2023-New) ($25,000+)

Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
2100 W Dekalb St, Camden, SC, 29020 2071
New & Used Automobile or Truck (2023-New)
7.29%
73-84 months
View
▼
APR7.29%
Term73-84 months
Last UpdatedApr 17, 2026
Details

As Low As

Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
2100 W Dekalb St, Camden, SC, 29020 2071
Used Automobile or Truck
7.75%
up to 48 Months
View
▼
APR7.75%
Termup to 48 Months
Last UpdatedApr 17, 2026
Details

As Low As; (6 years & older) (under $15,000)

Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
2100 W Dekalb St, Camden, SC, 29020 2071
New & Used Automobile or Truck
9.29%
85-96 months
View
▼
APR9.29%
Term85-96 months
Last UpdatedApr 17, 2026
Details

As Low As; (2023-New) ($40,000+)

Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
2100 W Dekalb St, Camden, SC, 29020 2071
New & Used Automobile or Truck (2023-New)
9.29%
85-96 months
View
▼
APR9.29%
Term85-96 months
Last UpdatedApr 17, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto
3.49%
36 Months
View
▼
APR3.49%
Term36 Months
Last UpdatedApr 25, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto
3.49%
36 Months
View
▼
APR3.49%
Term36 Months
Last UpdatedApr 25, 2026
Details

As Low As

Greenwood Municipal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.76%
New Vehicle Loan
3.50%
120 Months
View
▼
APR3.50%
Term120 Months
Last UpdatedApr 18, 2026
Details

Up to 120 months*

Skyla Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.28%
Auto Loans
3.99%
0 - 48 months
View
▼
APR3.99%
Term0 - 48 months
Last UpdatedMay 2, 2026
Details

Auto loans as low as 3.99% APR for 0 - 48 months

REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
New Auto
4.00%
Up to 36 months
View
▼
APR4.00%
TermUp to 36 months
Last UpdatedMay 2, 2026
Details

CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
New Autos
4.19%
Up to 36 months
View
▼
APR4.19%
TermUp to 36 months
Last UpdatedApr 27, 2026
Details

As Low As; rates listed are best available based on approved credit; actual rate offered may be higher depending upon applicant credit rating and other underwriting factors.

Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
New Autos
4.24%
Up to 36 Months
View
▼
APR4.24%
TermUp to 36 Months
Last UpdatedApr 26, 2026
Details

As Low As

Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
New Autos
4.49%
37 - 48 Months
View
▼
APR4.49%
Term37 - 48 Months
Last UpdatedApr 26, 2026
Details

As Low As

Edisto Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
Used Auto Loans
4.50%
More than 60 mos.
View
▼
APR4.50%
TermMore than 60 mos.
Last UpdatedApr 17, 2026
Details

CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
New Autos
4.69%
37 - 60 months
View
▼
APR4.69%
Term37 - 60 months
Last UpdatedApr 27, 2026
Details

CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
Used Autos
4.69%
Up to 36 months
View
▼
APR4.69%
TermUp to 36 months
Last UpdatedApr 27, 2026
Details

As Low As; rates listed are best available based on approved credit; actual rate offered may be higher depending upon applicant credit rating and other underwriting factors.

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedApr 25, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedApr 25, 2026
Details

As Low As

Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
New Autos
4.74%
49 - 60 Months
View
▼
APR4.74%
Term49 - 60 Months
Last UpdatedApr 26, 2026
Details

As Low As

REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
Used Auto
4.75%
Up to 36 months
View
▼
APR4.75%
TermUp to 36 months
Last UpdatedMay 2, 2026
Details

Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
Vehicle Loans
4.95%
60 months
View
▼
APR4.95%
Term60 months
Last UpdatedApr 26, 2026
Details

As Low As; Finance Your Vehicle Loan with Us and We'll Give You $250!

Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
New Autos
4.99%
61 - 72 Months
View
▼
APR4.99%
Term61 - 72 Months
Last UpdatedApr 26, 2026
Details

As Low As

CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
New Autos
4.99%
61 - 72 months
View
▼
APR4.99%
Term61 - 72 months
Last UpdatedApr 27, 2026
Details

CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
Used Autos
5.19%
37 - 60 months
View
▼
APR5.19%
Term37 - 60 months
Last UpdatedApr 27, 2026
Details

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedApr 25, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedApr 25, 2026
Details

As Low As

Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
New Autos
5.24%
Over 73 Months
View
▼
APR5.24%
TermOver 73 Months
Last UpdatedApr 26, 2026
Details

As Low As

Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
Used Autos
5.24%
Up to 36 Months
View
▼
APR5.24%
TermUp to 36 Months
Last UpdatedApr 26, 2026
Details

As Low As

REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
New Auto
5.25%
37-48 months
View
▼
APR5.25%
Term37-48 months
Last UpdatedMay 2, 2026
Details

CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
Used Autos
5.29%
61 - 72 months
View
▼
APR5.29%
Term61 - 72 months
Last UpdatedApr 27, 2026
Details

Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
Used Autos
5.49%
37 - 48 Months
View
▼
APR5.49%
Term37 - 48 Months
Last UpdatedApr 26, 2026
Details

As Low As

REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
New Auto
5.50%
61-75 months
View
▼
APR5.50%
Term61-75 months
Last UpdatedMay 2, 2026
Details

CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
New Autos
5.69%
73-84 months
View
▼
APR5.69%
Term73-84 months
Last UpdatedApr 27, 2026
Details

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto
5.74%
84 Months
View
▼
APR5.74%
Term84 Months
Last UpdatedApr 25, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto
5.74%
84 Months
View
▼
APR5.74%
Term84 Months
Last UpdatedApr 25, 2026
Details

As Low As

Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
Used Autos
5.74%
49 - 60 Months
View
▼
APR5.74%
Term49 - 60 Months
Last UpdatedApr 26, 2026
Details

As Low As

REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
Used Auto
5.75%
37-48 months
View
▼
APR5.75%
Term37-48 months
Last UpdatedMay 2, 2026
Details

Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
Used Autos
5.99%
61 - 72 Months
View
▼
APR5.99%
Term61 - 72 Months
Last UpdatedApr 26, 2026
Details

As Low As

REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
Used Auto
6.00%
61-75 months
View
▼
APR6.00%
Term61-75 months
Last UpdatedMay 2, 2026
Details

Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
High Mileage Used Autos
6.24%
Up to 36 Months
View
▼
APR6.24%
TermUp to 36 Months
Last UpdatedApr 26, 2026
Details

As Low As

Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
Used Autos
6.24%
Over 73 Months
View
▼
APR6.24%
TermOver 73 Months
Last UpdatedApr 26, 2026
Details

As Low As

REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
New Auto
6.25%
76-84 months
View
▼
APR6.25%
Term76-84 months
Last UpdatedMay 2, 2026
Details

Self-Help Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
New Car
6.25%
84 Months
View
▼
APR6.25%
Term84 Months
Last UpdatedMay 4, 2026
Details

up to 84 months

CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
Used Autos
6.29%
73-84 months
View
▼
APR6.29%
Term73-84 months
Last UpdatedApr 27, 2026
Details

Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
High Mileage Used Autos
6.49%
37 - 48 Months
View
▼
APR6.49%
Term37 - 48 Months
Last UpdatedApr 26, 2026
Details

As Low As

Edisto Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
Used Auto Loans
6.50%
60 mos. or less
View
▼
APR6.50%
Term60 mos. or less
Last UpdatedApr 17, 2026
Details

REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
Used Auto
6.50%
76-84 months (2023 or Newer)
View
▼
APR6.50%
Term76-84 months (2023 or Newer)
Last UpdatedMay 2, 2026
Details

Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
High Mileage Used Autos
6.74%
49 - 60 Months
View
▼
APR6.74%
Term49 - 60 Months
Last UpdatedApr 26, 2026
Details

As Low As

Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
High Mileage Used Autos
6.99%
61 - 72 Months
View
▼
APR6.99%
Term61 - 72 Months
Last UpdatedApr 26, 2026
Details

As Low As

Self-Help Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
Used Car - less than 100,000 Miles
7.00%
84 Months
View
▼
APR7.00%
Term84 Months
Last UpdatedMay 4, 2026
Details

up to 84 months

Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
High Mileage Used Autos
7.24%
Over 73 Months
View
▼
APR7.24%
TermOver 73 Months
Last UpdatedApr 26, 2026
Details

As Low As

Greenville Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.90%
Used Vehicles with more than 130,000 miles
8.95%
Up to 48 Months
View
▼
APR8.95%
TermUp to 48 Months
Last UpdatedApr 17, 2026
Details

As Low As

Greenville Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.90%
Used Vehicles with more than 130,000 miles (Up to 48 Months Financing)
8.95%
48 Months
View
▼
APR8.95%
Term48 Months
Last UpdatedApr 17, 2026
Details

Self-Help Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
Used Car - greater than 100,000 Miles
9.00%
72 Months
View
▼
APR9.00%
Term72 Months
Last UpdatedMay 4, 2026
Details

up to 72 months

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
2100 W Dekalb St, Camden, SC, 29020 2071
New & Used Automobile or Truck
3.99%
Up to 36 months
View
▼
APR3.99%
TermUp to 36 months
Last UpdatedApr 17, 2026
Details

As Low As; (2023-New)

Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
2100 W Dekalb St, Camden, SC, 29020 2071
New & Used Automobile or Truck (2023-New)
3.99%
Up to 36 months
View
▼
APR3.99%
TermUp to 36 months
Last UpdatedApr 17, 2026
Details

As Low As

AllSouth Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
8 Bay Ln, Camden, SC, 29020 5000
New or Used Auto Loans
5.04%
63 months
View
▼
APR5.04%
Term63 months
Last UpdatedApr 26, 2026
Details

As Low As

AllSouth Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
8 Bay Ln, Camden, SC, 29020 5000
New or Used Auto Loans
5.14%
75 months
View
▼
APR5.14%
Term75 months
Last UpdatedApr 26, 2026
Details

As Low As

AllSouth Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
8 Bay Ln, Camden, SC, 29020 5000
New or Used Auto Loans
5.44%
84 months
View
▼
APR5.44%
Term84 months
Last UpdatedApr 26, 2026
Details

As Low As

Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
2100 W Dekalb St, Camden, SC, 29020 2071
New & Used Automobile or Truck
5.50%
37-48 months
View
▼
APR5.50%
Term37-48 months
Last UpdatedApr 17, 2026
Details

As Low As; (2023-New)

Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
2100 W Dekalb St, Camden, SC, 29020 2071
New & Used Automobile or Truck (2023-New)
5.50%
37-48 months
View
▼
APR5.50%
Term37-48 months
Last UpdatedApr 17, 2026
Details

As Low As

Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
2100 W Dekalb St, Camden, SC, 29020 2071
New & Used Automobile or Truck
5.55%
49-60 months
View
▼
APR5.55%
Term49-60 months
Last UpdatedApr 17, 2026
Details

As Low As; (2023-New)

Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
2100 W Dekalb St, Camden, SC, 29020 2071
New & Used Automobile or Truck (2023-New)
5.55%
49-60 months
View
▼
APR5.55%
Term49-60 months
Last UpdatedApr 17, 2026
Details

As Low As

Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
2100 W Dekalb St, Camden, SC, 29020 2071
New & Used Automobile or Truck
5.60%
61-72 months
View
▼
APR5.60%
Term61-72 months
Last UpdatedApr 17, 2026
Details

As Low As; (2023-New) ($15,000+)

Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
2100 W Dekalb St, Camden, SC, 29020 2071
New & Used Automobile or Truck (2023-New)
5.60%
61-72 months
View
▼
APR5.60%
Term61-72 months
Last UpdatedApr 17, 2026
Details

As Low As

Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
2100 W Dekalb St, Camden, SC, 29020 2071
New & Used Automobile or Truck
7.29%
73-84 months
View
▼
APR7.29%
Term73-84 months
Last UpdatedApr 17, 2026
Details

As Low As; (2023-New) ($25,000+)

Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
2100 W Dekalb St, Camden, SC, 29020 2071
New & Used Automobile or Truck (2023-New)
7.29%
73-84 months
View
▼
APR7.29%
Term73-84 months
Last UpdatedApr 17, 2026
Details

As Low As

Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
2100 W Dekalb St, Camden, SC, 29020 2071
New & Used Automobile or Truck
9.29%
85-96 months
View
▼
APR9.29%
Term85-96 months
Last UpdatedApr 17, 2026
Details

As Low As; (2023-New) ($40,000+)

Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
2100 W Dekalb St, Camden, SC, 29020 2071
New & Used Automobile or Truck (2023-New)
9.29%
85-96 months
View
▼
APR9.29%
Term85-96 months
Last UpdatedApr 17, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto
3.49%
36 Months
View
▼
APR3.49%
Term36 Months
Last UpdatedApr 25, 2026
Details

As Low As

Greenwood Municipal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.76%
New Vehicle Loan
3.50%
120 Months
View
▼
APR3.50%
Term120 Months
Last UpdatedApr 18, 2026
Details

Up to 120 months*

REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
New Auto
4.00%
Up to 36 months
View
▼
APR4.00%
TermUp to 36 months
Last UpdatedMay 2, 2026
Details

CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
New Autos
4.19%
Up to 36 months
View
▼
APR4.19%
TermUp to 36 months
Last UpdatedApr 27, 2026
Details

As Low As; rates listed are best available based on approved credit; actual rate offered may be higher depending upon applicant credit rating and other underwriting factors.

Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
New Autos
4.24%
Up to 36 Months
View
▼
APR4.24%
TermUp to 36 Months
Last UpdatedApr 26, 2026
Details

As Low As

Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
New Autos
4.49%
37 - 48 Months
View
▼
APR4.49%
Term37 - 48 Months
Last UpdatedApr 26, 2026
Details

As Low As

CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
New Autos
4.69%
37 - 60 months
View
▼
APR4.69%
Term37 - 60 months
Last UpdatedApr 27, 2026
Details

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedApr 25, 2026
Details

As Low As

Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
New Autos
4.74%
49 - 60 Months
View
▼
APR4.74%
Term49 - 60 Months
Last UpdatedApr 26, 2026
Details

As Low As

Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
New Autos
4.99%
61 - 72 Months
View
▼
APR4.99%
Term61 - 72 Months
Last UpdatedApr 26, 2026
Details

As Low As

CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
New Autos
4.99%
61 - 72 months
View
▼
APR4.99%
Term61 - 72 months
Last UpdatedApr 27, 2026
Details

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedApr 25, 2026
Details

As Low As

Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
New Autos
5.24%
Over 73 Months
View
▼
APR5.24%
TermOver 73 Months
Last UpdatedApr 26, 2026
Details

As Low As

REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
New Auto
5.25%
37-48 months
View
▼
APR5.25%
Term37-48 months
Last UpdatedMay 2, 2026
Details

REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
New Auto
5.50%
61-75 months
View
▼
APR5.50%
Term61-75 months
Last UpdatedMay 2, 2026
Details

CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
New Autos
5.69%
73-84 months
View
▼
APR5.69%
Term73-84 months
Last UpdatedApr 27, 2026
Details

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto
5.74%
84 Months
View
▼
APR5.74%
Term84 Months
Last UpdatedApr 25, 2026
Details

As Low As

REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
New Auto
6.25%
76-84 months
View
▼
APR6.25%
Term76-84 months
Last UpdatedMay 2, 2026
Details

Self-Help Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
New Car
6.25%
84 Months
View
▼
APR6.25%
Term84 Months
Last UpdatedMay 4, 2026
Details

up to 84 months

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
2100 W Dekalb St, Camden, SC, 29020 2071
New & Used Automobile or Truck
3.99%
Up to 36 months
View
▼
APR3.99%
TermUp to 36 months
Last UpdatedApr 17, 2026
Details

As Low As; (2023-New)

Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
2100 W Dekalb St, Camden, SC, 29020 2071
New & Used Automobile or Truck (2023-New)
3.99%
Up to 36 months
View
▼
APR3.99%
TermUp to 36 months
Last UpdatedApr 17, 2026
Details

As Low As

AllSouth Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
8 Bay Ln, Camden, SC, 29020 5000
New or Used Auto Loans
5.04%
63 months
View
▼
APR5.04%
Term63 months
Last UpdatedApr 26, 2026
Details

As Low As

AllSouth Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
8 Bay Ln, Camden, SC, 29020 5000
New or Used Auto Loans
5.14%
75 months
View
▼
APR5.14%
Term75 months
Last UpdatedApr 26, 2026
Details

As Low As

AllSouth Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
8 Bay Ln, Camden, SC, 29020 5000
New or Used Auto Loans
5.44%
84 months
View
▼
APR5.44%
Term84 months
Last UpdatedApr 26, 2026
Details

As Low As

Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
2100 W Dekalb St, Camden, SC, 29020 2071
New & Used Automobile or Truck
5.50%
37-48 months
View
▼
APR5.50%
Term37-48 months
Last UpdatedApr 17, 2026
Details

As Low As; (2023-New)

Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
2100 W Dekalb St, Camden, SC, 29020 2071
New & Used Automobile or Truck (2023-New)
5.50%
37-48 months
View
▼
APR5.50%
Term37-48 months
Last UpdatedApr 17, 2026
Details

As Low As

Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
2100 W Dekalb St, Camden, SC, 29020 2071
New & Used Automobile or Truck
5.55%
49-60 months
View
▼
APR5.55%
Term49-60 months
Last UpdatedApr 17, 2026
Details

As Low As; (2023-New)

Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
2100 W Dekalb St, Camden, SC, 29020 2071
New & Used Automobile or Truck (2023-New)
5.55%
49-60 months
View
▼
APR5.55%
Term49-60 months
Last UpdatedApr 17, 2026
Details

As Low As

Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
2100 W Dekalb St, Camden, SC, 29020 2071
New & Used Automobile or Truck
5.60%
61-72 months
View
▼
APR5.60%
Term61-72 months
Last UpdatedApr 17, 2026
Details

As Low As; (2023-New) ($15,000+)

Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
2100 W Dekalb St, Camden, SC, 29020 2071
New & Used Automobile or Truck (2023-New)
5.60%
61-72 months
View
▼
APR5.60%
Term61-72 months
Last UpdatedApr 17, 2026
Details

As Low As

Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
2100 W Dekalb St, Camden, SC, 29020 2071
Used Automobile or Truck
6.44%
up to 48 Months
View
▼
APR6.44%
Termup to 48 Months
Last UpdatedApr 17, 2026
Details

As Low As; (4-5 years old)

Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
2100 W Dekalb St, Camden, SC, 29020 2071
New & Used Automobile or Truck
7.29%
73-84 months
View
▼
APR7.29%
Term73-84 months
Last UpdatedApr 17, 2026
Details

As Low As; (2023-New) ($25,000+)

Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
2100 W Dekalb St, Camden, SC, 29020 2071
New & Used Automobile or Truck (2023-New)
7.29%
73-84 months
View
▼
APR7.29%
Term73-84 months
Last UpdatedApr 17, 2026
Details

As Low As

Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
2100 W Dekalb St, Camden, SC, 29020 2071
Used Automobile or Truck
7.75%
up to 48 Months
View
▼
APR7.75%
Termup to 48 Months
Last UpdatedApr 17, 2026
Details

As Low As; (6 years & older) (under $15,000)

Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
2100 W Dekalb St, Camden, SC, 29020 2071
New & Used Automobile or Truck
9.29%
85-96 months
View
▼
APR9.29%
Term85-96 months
Last UpdatedApr 17, 2026
Details

As Low As; (2023-New) ($40,000+)

Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
2100 W Dekalb St, Camden, SC, 29020 2071
New & Used Automobile or Truck (2023-New)
9.29%
85-96 months
View
▼
APR9.29%
Term85-96 months
Last UpdatedApr 17, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto
3.49%
36 Months
View
▼
APR3.49%
Term36 Months
Last UpdatedApr 25, 2026
Details

As Low As

Edisto Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
Used Auto Loans
4.50%
More than 60 mos.
View
▼
APR4.50%
TermMore than 60 mos.
Last UpdatedApr 17, 2026
Details

CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
Used Autos
4.69%
Up to 36 months
View
▼
APR4.69%
TermUp to 36 months
Last UpdatedApr 27, 2026
Details

As Low As; rates listed are best available based on approved credit; actual rate offered may be higher depending upon applicant credit rating and other underwriting factors.

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedApr 25, 2026
Details

As Low As

REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
Used Auto
4.75%
Up to 36 months
View
▼
APR4.75%
TermUp to 36 months
Last UpdatedMay 2, 2026
Details

CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
Used Autos
5.19%
37 - 60 months
View
▼
APR5.19%
Term37 - 60 months
Last UpdatedApr 27, 2026
Details

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedApr 25, 2026
Details

As Low As

Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
Used Autos
5.24%
Up to 36 Months
View
▼
APR5.24%
TermUp to 36 Months
Last UpdatedApr 26, 2026
Details

As Low As

CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
Used Autos
5.29%
61 - 72 months
View
▼
APR5.29%
Term61 - 72 months
Last UpdatedApr 27, 2026
Details

Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
Used Autos
5.49%
37 - 48 Months
View
▼
APR5.49%
Term37 - 48 Months
Last UpdatedApr 26, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto
5.74%
84 Months
View
▼
APR5.74%
Term84 Months
Last UpdatedApr 25, 2026
Details

As Low As

Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
Used Autos
5.74%
49 - 60 Months
View
▼
APR5.74%
Term49 - 60 Months
Last UpdatedApr 26, 2026
Details

As Low As

REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
Used Auto
5.75%
37-48 months
View
▼
APR5.75%
Term37-48 months
Last UpdatedMay 2, 2026
Details

Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
Used Autos
5.99%
61 - 72 Months
View
▼
APR5.99%
Term61 - 72 Months
Last UpdatedApr 26, 2026
Details

As Low As

REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
Used Auto
6.00%
61-75 months
View
▼
APR6.00%
Term61-75 months
Last UpdatedMay 2, 2026
Details

Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
High Mileage Used Autos
6.24%
Up to 36 Months
View
▼
APR6.24%
TermUp to 36 Months
Last UpdatedApr 26, 2026
Details

As Low As

Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
Used Autos
6.24%
Over 73 Months
View
▼
APR6.24%
TermOver 73 Months
Last UpdatedApr 26, 2026
Details

As Low As

CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
Used Autos
6.29%
73-84 months
View
▼
APR6.29%
Term73-84 months
Last UpdatedApr 27, 2026
Details

Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
High Mileage Used Autos
6.49%
37 - 48 Months
View
▼
APR6.49%
Term37 - 48 Months
Last UpdatedApr 26, 2026
Details

As Low As

Edisto Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
Used Auto Loans
6.50%
60 mos. or less
View
▼
APR6.50%
Term60 mos. or less
Last UpdatedApr 17, 2026
Details

REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
Used Auto
6.50%
76-84 months (2023 or Newer)
View
▼
APR6.50%
Term76-84 months (2023 or Newer)
Last UpdatedMay 2, 2026
Details

Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
High Mileage Used Autos
6.74%
49 - 60 Months
View
▼
APR6.74%
Term49 - 60 Months
Last UpdatedApr 26, 2026
Details

As Low As

Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
High Mileage Used Autos
6.99%
61 - 72 Months
View
▼
APR6.99%
Term61 - 72 Months
Last UpdatedApr 26, 2026
Details

As Low As

Self-Help Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
Used Car - less than 100,000 Miles
7.00%
84 Months
View
▼
APR7.00%
Term84 Months
Last UpdatedMay 4, 2026
Details

up to 84 months

Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
High Mileage Used Autos
7.24%
Over 73 Months
View
▼
APR7.24%
TermOver 73 Months
Last UpdatedApr 26, 2026
Details

As Low As

Greenville Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.90%
Used Vehicles with more than 130,000 miles
8.95%
Up to 48 Months
View
▼
APR8.95%
TermUp to 48 Months
Last UpdatedApr 17, 2026
Details

As Low As

Greenville Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.90%
Used Vehicles with more than 130,000 miles (Up to 48 Months Financing)
8.95%
48 Months
View
▼
APR8.95%
Term48 Months
Last UpdatedApr 17, 2026
Details

Self-Help Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
Used Car - greater than 100,000 Miles
9.00%
72 Months
View
▼
APR9.00%
Term72 Months
Last UpdatedMay 4, 2026
Details

up to 72 months

Camden, SC Auto Loan Rate Trends

Compare local Camden, SC auto loan rates against the statewide average

Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full South Carolina Auto Trends →
New Auto Loan — SC Avg
4.849%
▲ 0.068 vs 7 days ago

South Carolina new auto rates rose 0.068 points over the past 7 days to 4.849% APR.

Used Auto Loan — SC Avg
5.804%
▼ 0.534 vs 7 days ago

South Carolina used auto rates fell 0.534 points over the past 7 days to 5.804% APR.

As of May 5, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions about Auto Loans in Camden, South Carolina

How does my credit score affect my car loan rate in South Carolina?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Camden, South Carolina with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in South Carolina *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Camden, South Carolina typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in Camden, South Carolina?

Based on our current data, some of the lowest auto loan rates available in Camden, South Carolina include:
  • Palmetto Citizens Federal Credit Union: 3.99% (New & Used Automobile or Truck)
  • AllSouth Federal Credit Union: 5.04% (New or Used Auto Loans)
  • Market USA Federal Credit Union: 3.49% (New Auto)
  • Greenwood Municipal Federal Credit Union: 3.50% (New Vehicle Loan)
  • Skyla Federal Credit Union: 3.99% (Auto Loans)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Camden, South Carolina. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 4, 2026

Camden, South Carolina Rates & Resources

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