Auto Loan Rates in Startex, South Carolina (SC) for March 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Startex, South Carolina. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Startex, South Carolina include Market USA Federal Credit UnionMarket USA Federal Credit Union201 Bi Lo Blvd, Greenville, SC, 29607 5346A5.0 ★Texas Ratio: 6.88% offering New Auto at 3.49%, Greenwood Municipal Federal Credit UnionGreenwood Municipal Federal Credit Union617 Durst Ave E, Greenwood, SC, 29649 2713A+5.0 ★Texas Ratio: 1.76% offering New Vehicle Loan at 3.50%, Columbia Post Office Credit UnionColumbia Post Office Credit Union1601 Assembly St, Columbia, SC, 29201 2762A+5.0 ★Texas Ratio: 0.49% offering New Cars 2023-2026 at 3.50%, Palmetto Citizens Federal Credit UnionPalmetto Citizens Federal Credit Union1320 Washington St, Columbia, SC, 29201 3382A+5.0 ★Texas Ratio: 4.17% offering New & Used Automobile or Truck at 3.99%, Upstate Federal Credit UnionUpstate Federal Credit Union123 Broadbent Way, Anderson, SC, 29625A+5.0 ★Texas Ratio: 1.70% offering New Vehicles at 3.99%. Auto loan rates as of March 24, 2026 according to verified data from MonitorBankRates.
Auto loan rates in Startex, South Carolina are continually updated to reflect market conditions. We recommend comparing rates from multiple lenders before visiting the dealership.
We empower borrowers with transparent financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently choose a stable, highly-rated institution.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Startex, South Carolina. Auto Loan Rates Last Updated and Verified: March 24, 2026
Compare Auto Loan Rates Today in Startex, South Carolina & Surrounding Area
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
201 Bi Lo Blvd, Greenville, SC, 29607 5346
New Auto
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
201 Bi Lo Blvd, Greenville, SC, 29607 5346
New Auto Loan
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
201 Bi Lo Blvd, Greenville, SC, 29607 5346
Used Auto
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
201 Bi Lo Blvd, Greenville, SC, 29607 5346
Used Auto Loan
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
Greenwood Municipal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.76%
617 Durst Ave E, Greenwood, SC, 29649 2713
New Vehicle Loan
3.50%
120 Months
▼
APR3.50%
Term120 Months
Last UpdatedMar 14, 2026
Details
As Low As; Up to 120 months*
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
1601 Assembly St, Columbia, SC, 29201 2762
New Cars 2023-2026
3.50%
1-36
▼
APR3.50%
Term1-36
Last UpdatedMar 18, 2026
Details
Credit Scores: 800-850; Percent Financed: 100%
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck
3.99%
Up to 36 months
▼
APR3.99%
TermUp to 36 months
Last UpdatedMar 21, 2026
Details
As Low As; (2023-New)
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck (2023-New)
3.99%
Up to 36 months
▼
APR3.99%
TermUp to 36 months
Last UpdatedMar 21, 2026
Details
As Low As
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
123 Broadbent Way, Anderson, SC, 29625
New Vehicles
3.99%
48 Months
▼
APR3.99%
Term48 Months
Last UpdatedMar 24, 2026
Details
As Low As; up to 48 months
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
1601 Assembly St, Columbia, SC, 29201 2762
New Cars 2023-2026
4.00%
1-36
▼
APR4.00%
Term1-36
Last UpdatedMar 18, 2026
Details
Credit Scores: 725-799; Percent Financed: 100%
REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
200 Marymeade Dr, Summerville, SC, 29483
New Auto
4.00%
Up to 36 months
▼
APR4.00%
TermUp to 36 months
Last UpdatedMar 21, 2026
Details
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
1066 E Montague Ave, North Charleston, SC, 29405
New Autos
4.19%
Up to 36 months
▼
APR4.19%
TermUp to 36 months
Last UpdatedMar 18, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC, 29303 3034
New Autos
4.24%
36 Months
▼
APR4.24%
Term36 Months
Last UpdatedMar 18, 2026
Details
As Low As
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
100 Fluor Daniel Dr # C102U, Greenville, SC, 29607 2761
New Automobile Loan
4.25%
Up to 36 Months
▼
APR4.25%
TermUp to 36 Months
Last UpdatedMar 20, 2026
Details
As Low As
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
100 Fluor Daniel Dr # C102U, Greenville, SC, 29607 2761
Used Automobile Loan
4.25%
Up to 36
▼
APR4.25%
TermUp to 36
Last UpdatedMar 20, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC, 29303 3034
New Autos
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 18, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
1111 Honda Way, Timmonsville, SC, 29161
New Automobiles (2025 and Newer)
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
1601 Assembly St, Columbia, SC, 29201 2762
New Cars 2023-2026
4.50%
37-60
▼
APR4.50%
Term37-60
Last UpdatedMar 18, 2026
Details
Credit Scores: 800-850; Percent Financed: 100%
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
100 Fluor Daniel Dr # C102U, Greenville, SC, 29607 2761
New Automobile Loan
4.50%
37 - 48 Months
▼
APR4.50%
Term37 - 48 Months
Last UpdatedMar 20, 2026
Details
As Low As
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
100 Fluor Daniel Dr # C102U, Greenville, SC, 29607 2761
Used Automobile Loan
4.50%
37 - 48 Months
▼
APR4.50%
Term37 - 48 Months
Last UpdatedMar 20, 2026
Details
As Low As
Edisto Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
1880 Russell St, Orangeburg, SC, 29115 6107
Used Auto Loans
4.50%
More than 60
▼
APR4.50%
TermMore than 60
Last UpdatedMar 23, 2026
Details
As Low As
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
1066 E Montague Ave, North Charleston, SC, 29405
New Autos
4.69%
37 - 60 months
▼
APR4.69%
Term37 - 60 months
Last UpdatedMar 18, 2026
Details
As Low As
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
1066 E Montague Ave, North Charleston, SC, 29405
Used Autos
4.69%
Up to 36 months
▼
APR4.69%
TermUp to 36 months
Last UpdatedMar 18, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC, 29303 3034
New Autos
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedMar 18, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
201 Bi Lo Blvd, Greenville, SC, 29607 5346
New Auto
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
201 Bi Lo Blvd, Greenville, SC, 29607 5346
New Auto Loan
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
201 Bi Lo Blvd, Greenville, SC, 29607 5346
Used Auto
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
201 Bi Lo Blvd, Greenville, SC, 29607 5346
Used Auto Loan
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
Parda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
1835 Bypass 72 NE, Greenwood, SC, 29649
New and Used Auto Loans
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 21, 2026
Details
As Low As
SRP Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.00%
10660 Dunbarton Blvd, Barnwell, SC, 29812
New Vehicle (2024 or Newer)
4.74%
Up to 36
▼
APR4.74%
TermUp to 36
Last UpdatedMar 24, 2026
Details
As Low As
Carolina Trust Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.29%
2518 Main St, Conway, SC, 29526 3365
New Vehicles 2026 and Newer model years
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMar 16, 2026
Details
As Low As
Carolina Trust Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.29%
2518 Main St, Conway, SC, 29526 3365
Used Vehicles 2026 and 2025 model years
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMar 16, 2026
Details
As Low As
REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
200 Marymeade Dr, Summerville, SC, 29483
Used Auto
4.75%
Up to 36 months
▼
APR4.75%
TermUp to 36 months
Last UpdatedMar 21, 2026
Details
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
225 W Blackstock Rd, Spartanburg, SC, 29301
Used Auto Loan (vehicle year 2022 - 2026)
4.75%
3 Months
▼
APR4.75%
Term3 Months
Last UpdatedMar 24, 2026
Details
As Low As; APR*
Carolina Trust Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.29%
2518 Main St, Conway, SC, 29526 3365
New Vehicles 2026 and Newer model years
4.84%
72 Months
▼
APR4.84%
Term72 Months
Last UpdatedMar 16, 2026
Details
As Low As
Carolina Trust Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.29%
2518 Main St, Conway, SC, 29526 3365
Used Vehicles 2026 and 2025 model years
4.84%
60 Months
▼
APR4.84%
Term60 Months
Last UpdatedMar 16, 2026
Details
As Low As
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
100 Fluor Daniel Dr # C102U, Greenville, SC, 29607 2761
New Automobile Loan
4.95%
49 - 60 Months
▼
APR4.95%
Term49 - 60 Months
Last UpdatedMar 20, 2026
Details
As Low As
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
100 Fluor Daniel Dr # C102U, Greenville, SC, 29607 2761
Used Automobile Loan
4.95%
49 - 60 Months
▼
APR4.95%
Term49 - 60 Months
Last UpdatedMar 20, 2026
Details
As Low As
South Carolina Methodist Conference Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
4901 Colonial Dr, Columbia, SC, 29203
New Auto or Truck
4.95%
60 Months
▼
APR4.95%
Term60 Months
Last UpdatedMar 21, 2026
Details
As Low As
Carolina Trust Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.29%
2518 Main St, Conway, SC, 29526 3365
Used Vehicles 2024, 2023, and 2022 model years
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMar 16, 2026
Details
As Low As
Carolina Trust Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.29%
2518 Main St, Conway, SC, 29526 3365
Used Vehicles 2026 and 2025 model years
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMar 16, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC, 29303 3034
New Autos
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMar 18, 2026
Details
As Low As
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
1066 E Montague Ave, North Charleston, SC, 29405
New Autos
4.99%
61 - 72 months
▼
APR4.99%
Term61 - 72 months
Last UpdatedMar 18, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
1111 Honda Way, Timmonsville, SC, 29161
New Automobiles (2025 and Newer)
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedMar 20, 2026
Details
As Low As
Parda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
1835 Bypass 72 NE, Greenwood, SC, 29649
New and Used Auto Loans
4.99%
37 - 48
▼
APR4.99%
Term37 - 48
Last UpdatedMar 21, 2026
Details
As Low As
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
123 Broadbent Way, Anderson, SC, 29625
New Vehicles
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 24, 2026
Details
As Low As; up to 60 months
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
123 Broadbent Way, Anderson, SC, 29625
Used Vehicles 2019-2025
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMar 24, 2026
Details
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
1601 Assembly St, Columbia, SC, 29201 2762
New Cars 2023-2026
5.00%
37-60
▼
APR5.00%
Term37-60
Last UpdatedMar 18, 2026
Details
Credit Scores: 725-799; Percent Financed: 100%
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
1601 Assembly St, Columbia, SC, 29201 2762
New Cars 2023-2026
5.00%
61-72
▼
APR5.00%
Term61-72
Last UpdatedMar 18, 2026
Details
Credit Scores: 800-850; Percent Financed: 100%
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
1601 Assembly St, Columbia, SC, 29201 2762
Used Vehicles 2016-2022
5.00%
1-36
▼
APR5.00%
Term1-36
Last UpdatedMar 18, 2026
Details
Credit Scores: 750-850; Percent Financed: 100%
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
225 W Blackstock Rd, Spartanburg, SC, 29301
Used Auto Loan (vehicle year 2022 - 2026)
5.00%
5 Months
▼
APR5.00%
Term5 Months
Last UpdatedMar 24, 2026
Details
As Low As; APR*
Truliant Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
3621 Pelham Rd, Greenville, SC, 29615
New Auto Loans 2025 - Newer
5.14%
36 - 63
▼
APR5.14%
Term36 - 63
Last UpdatedMar 22, 2026
Details
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
1066 E Montague Ave, North Charleston, SC, 29405
Used Autos
5.19%
37 - 60 months
▼
APR5.19%
Term37 - 60 months
Last UpdatedMar 18, 2026
Details
As Low As
Carolina Trust Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.29%
2518 Main St, Conway, SC, 29526 3365
New Vehicles 2026 and Newer model years
5.20%
84 Months
▼
APR5.20%
Term84 Months
Last UpdatedMar 16, 2026
Details
As Low As
Carolina Trust Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.29%
2518 Main St, Conway, SC, 29526 3365
Used Vehicles 2021 and 2020 model years
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedMar 16, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC, 29303 3034
New Autos
5.24%
73 Months
▼
APR5.24%
Term73 Months
Last UpdatedMar 18, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC, 29303 3034
Used Autos
5.24%
36 Months
▼
APR5.24%
Term36 Months
Last UpdatedMar 18, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
1111 Honda Way, Timmonsville, SC, 29161
Used Automobiles
5.24%
66 Months
▼
APR5.24%
Term66 Months
Last UpdatedMar 20, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
201 Bi Lo Blvd, Greenville, SC, 29607 5346
New Auto
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
201 Bi Lo Blvd, Greenville, SC, 29607 5346
New Auto Loan
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
201 Bi Lo Blvd, Greenville, SC, 29607 5346
Used Auto
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
201 Bi Lo Blvd, Greenville, SC, 29607 5346
Used Auto Loan
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As
Parda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
1835 Bypass 72 NE, Greenwood, SC, 29649
New and Used Auto Loans
5.24%
49 - 60
▼
APR5.24%
Term49 - 60
Last UpdatedMar 21, 2026
Details
As Low As
SRP Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.00%
10660 Dunbarton Blvd, Barnwell, SC, 29812
New Vehicle (2024 or Newer)
5.24%
61-72
▼
APR5.24%
Term61-72
Last UpdatedMar 24, 2026
Details
As Low As
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
123 Broadbent Way, Anderson, SC, 29625
New Vehicles
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 24, 2026
Details
As Low As; up to 72 months
REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
200 Marymeade Dr, Summerville, SC, 29483
New Auto
5.25%
37-48 months
▼
APR5.25%
Term37-48 months
Last UpdatedMar 21, 2026
Details
South Carolina Methodist Conference Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
4901 Colonial Dr, Columbia, SC, 29203
Used Auto or Truck up to 2 model years old
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedMar 21, 2026
Details
As Low As
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
225 W Blackstock Rd, Spartanburg, SC, 29301
Used Auto Loan (vehicle year 2022 - 2026)
5.25%
6 Months
▼
APR5.25%
Term6 Months
Last UpdatedMar 24, 2026
Details
As Low As; APR*
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
1066 E Montague Ave, North Charleston, SC, 29405
Used Autos
5.29%
61 - 72 months
▼
APR5.29%
Term61 - 72 months
Last UpdatedMar 18, 2026
Details
As Low As
Carolina Trust Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.29%
2518 Main St, Conway, SC, 29526 3365
Used Vehicles 2024, 2023, and 2022 model years
5.44%
60 Months
▼
APR5.44%
Term60 Months
Last UpdatedMar 16, 2026
Details
As Low As
Carolina Trust Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.29%
2518 Main St, Conway, SC, 29526 3365
Used Vehicles 2026 and 2025 model years
5.44%
84 Months
▼
APR5.44%
Term84 Months
Last UpdatedMar 16, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC, 29303 3034
Used Autos
5.49%
48 Months
▼
APR5.49%
Term48 Months
Last UpdatedMar 18, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
1111 Honda Way, Timmonsville, SC, 29161
New Automobiles (2025 and Newer)
5.49%
75 Months
▼
APR5.49%
Term75 Months
Last UpdatedMar 20, 2026
Details
As Low As
Parda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
1835 Bypass 72 NE, Greenwood, SC, 29649
New and Used Auto Loans
5.49%
61 - 72
▼
APR5.49%
Term61 - 72
Last UpdatedMar 21, 2026
Details
As Low As
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
123 Broadbent Way, Anderson, SC, 29625
New Vehicles
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedMar 24, 2026
Details
As Low As; up to 84 months
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
1601 Assembly St, Columbia, SC, 29201 2762
New Cars 2023-2026
5.50%
61-72
▼
APR5.50%
Term61-72
Last UpdatedMar 18, 2026
Details
Credit Scores: 725-799; Percent Financed: 100%
REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
200 Marymeade Dr, Summerville, SC, 29483
New Auto
5.50%
61-75 months
▼
APR5.50%
Term61-75 months
Last UpdatedMar 21, 2026
Details
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck
5.50%
37-48 months
▼
APR5.50%
Term37-48 months
Last UpdatedMar 21, 2026
Details
As Low As; (2023-New)
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck (2023-New)
5.50%
37-48 months
▼
APR5.50%
Term37-48 months
Last UpdatedMar 21, 2026
Details
As Low As
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
225 W Blackstock Rd, Spartanburg, SC, 29301
New Auto Loan (vehicle year 2025 - 2026)
5.50%
3 Months
▼
APR5.50%
Term3 Months
Last UpdatedMar 24, 2026
Details
As Low As; 4.50%
Truliant Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
3621 Pelham Rd, Greenville, SC, 29615
New Auto Loans 2025 - Newer
5.54%
64 - 75
▼
APR5.54%
Term64 - 75
Last UpdatedMar 22, 2026
Details
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck
5.55%
49-60 months
▼
APR5.55%
Term49-60 months
Last UpdatedMar 21, 2026
Details
As Low As; (2023-New)
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck (2023-New)
5.55%
49-60 months
▼
APR5.55%
Term49-60 months
Last UpdatedMar 21, 2026
Details
As Low As
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck
5.60%
61-72 months
▼
APR5.60%
Term61-72 months
Last UpdatedMar 21, 2026
Details
As Low As; (2023-New) ($15,000+)
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck (2023-New)
5.60%
61-72 months
▼
APR5.60%
Term61-72 months
Last UpdatedMar 21, 2026
Details
As Low As
Truliant Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
3621 Pelham Rd, Greenville, SC, 29615
Used Auto Loan
5.64%
36 - 63
▼
APR5.64%
Term36 - 63
Last UpdatedMar 22, 2026
Details
Model Year: 2019 - 2024
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
1066 E Montague Ave, North Charleston, SC, 29405
New Autos
5.69%
73-84 months
▼
APR5.69%
Term73-84 months
Last UpdatedMar 18, 2026
Details
As Low As
South Carolina Methodist Conference Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
4901 Colonial Dr, Columbia, SC, 29203
New Auto or Truck
5.70%
72 Months
▼
APR5.70%
Term72 Months
Last UpdatedMar 21, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC, 29303 3034
Used Autos
5.74%
60 Months
▼
APR5.74%
Term60 Months
Last UpdatedMar 18, 2026
Details
As Low As
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
123 Broadbent Way, Anderson, SC, 29625
Used Vehicles 2019-2025
5.74%
60 Months
▼
APR5.74%
Term60 Months
Last UpdatedMar 24, 2026
Details
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
100 Fluor Daniel Dr # C102U, Greenville, SC, 29607 2761
New Automobile Loan
5.75%
61 - 72 Months
▼
APR5.75%
Term61 - 72 Months
Last UpdatedMar 20, 2026
Details
As Low As
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
100 Fluor Daniel Dr # C102U, Greenville, SC, 29607 2761
Used Automobile Loan
5.75%
61 - 72 Months
▼
APR5.75%
Term61 - 72 Months
Last UpdatedMar 20, 2026
Details
As Low As
REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
200 Marymeade Dr, Summerville, SC, 29483
Used Auto
5.75%
37-48 months
▼
APR5.75%
Term37-48 months
Last UpdatedMar 21, 2026
Details
South Carolina Methodist Conference Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
4901 Colonial Dr, Columbia, SC, 29203
Used Auto or Truck from 3 to 7 model years old
5.75%
60 Months
▼
APR5.75%
Term60 Months
Last UpdatedMar 21, 2026
Details
As Low As
Self-Help Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
1724 Bush River Rd, Columbia, SC, 29210
New Car
5.75%
84 Months
▼
APR5.75%
Term84 Months
Last UpdatedMar 21, 2026
Details
up to 84 months
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
225 W Blackstock Rd, Spartanburg, SC, 29301
New Auto Loan (vehicle year 2025 - 2026)
5.75%
5 Months
▼
APR5.75%
Term5 Months
Last UpdatedMar 24, 2026
Details
As Low As; 4.75%
Carolina Trust Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.29%
2518 Main St, Conway, SC, 29526 3365
Used Vehicles 2024, 2023, and 2022 model years
5.94%
72 Months
▼
APR5.94%
Term72 Months
Last UpdatedMar 16, 2026
Details
As Low As
Carolina Trust Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.29%
2518 Main St, Conway, SC, 29526 3365
Used Vehicles 2021 and 2020 model years
5.99%
60 Months
▼
APR5.99%
Term60 Months
Last UpdatedMar 16, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC, 29303 3034
Used Autos
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedMar 18, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
1111 Honda Way, Timmonsville, SC, 29161
New Automobiles (2025 and Newer)
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As
Truliant Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
3621 Pelham Rd, Greenville, SC, 29615
New Auto Loans 2025 - Newer
5.99%
76 - 84
▼
APR5.99%
Term76 - 84
Last UpdatedMar 22, 2026
Details
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
1601 Assembly St, Columbia, SC, 29201 2762
New Cars 2023-2026
6.00%
37-60
▼
APR6.00%
Term37-60
Last UpdatedMar 18, 2026
Details
Credit Scores: 625-724; Percent Financed: 100%
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
1601 Assembly St, Columbia, SC, 29201 2762
New Cars 2023-2026
6.00%
1-36
▼
APR6.00%
Term1-36
Last UpdatedMar 18, 2026
Details
Credit Scores: 550-624; Percent Financed: 100%
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
1601 Assembly St, Columbia, SC, 29201 2762
Used Vehicles 2016-2022
6.00%
37-60
▼
APR6.00%
Term37-60
Last UpdatedMar 18, 2026
Details
Credit Scores: 750-850; Percent Financed: 100%
REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
200 Marymeade Dr, Summerville, SC, 29483
Used Auto
6.00%
61-75 months
▼
APR6.00%
Term61-75 months
Last UpdatedMar 21, 2026
Details
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
225 W Blackstock Rd, Spartanburg, SC, 29301
New Auto Loan (vehicle year 2025 - 2026)
6.00%
6 Months
▼
APR6.00%
Term6 Months
Last UpdatedMar 24, 2026
Details
As Low As; 5.00%
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
123 Broadbent Way, Anderson, SC, 29625
Used Vehicles Older-2018
6.00%
48 Months
▼
APR6.00%
Term48 Months
Last UpdatedMar 24, 2026
Details
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
1111 Honda Way, Timmonsville, SC, 29161
Used Automobiles
6.04%
75 Months
▼
APR6.04%
Term75 Months
Last UpdatedMar 20, 2026
Details
As Low As
Truliant Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
3621 Pelham Rd, Greenville, SC, 29615
Used Auto Loan
6.04%
64 - 75
▼
APR6.04%
Term64 - 75
Last UpdatedMar 22, 2026
Details
Model Year: 2019 - 2024
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC, 29303 3034
High Mileage Used Autos
6.24%
36 Months
▼
APR6.24%
Term36 Months
Last UpdatedMar 18, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC, 29303 3034
Used Autos
6.24%
73 Months
▼
APR6.24%
Term73 Months
Last UpdatedMar 18, 2026
Details
As Low As
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
123 Broadbent Way, Anderson, SC, 29625
Used Vehicles 2019-2025
6.24%
72 Months
▼
APR6.24%
Term72 Months
Last UpdatedMar 24, 2026
Details
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
100 Fluor Daniel Dr # C102U, Greenville, SC, 29607 2761
New Automobile Loan
6.25%
73 - 84 Months
▼
APR6.25%
Term73 - 84 Months
Last UpdatedMar 20, 2026
Details
As Low As
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
100 Fluor Daniel Dr # C102U, Greenville, SC, 29607 2761
Used Automobile Loan
6.25%
73 - 84 Months
▼
APR6.25%
Term73 - 84 Months
Last UpdatedMar 20, 2026
Details
As Low As
REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
200 Marymeade Dr, Summerville, SC, 29483
New Auto
6.25%
76-84 months
▼
APR6.25%
Term76-84 months
Last UpdatedMar 21, 2026
Details
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
225 W Blackstock Rd, Spartanburg, SC, 29301
New Auto Loan (vehicle year 2025 - 2026)
6.25%
7 Months
▼
APR6.25%
Term7 Months
Last UpdatedMar 24, 2026
Details
As Low As; 5.25%
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
123 Broadbent Way, Anderson, SC, 29625
Used Vehicles Older-2018
6.25%
60 Months
▼
APR6.25%
Term60 Months
Last UpdatedMar 24, 2026
Details
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
1066 E Montague Ave, North Charleston, SC, 29405
Used Autos
6.29%
73-84 months
▼
APR6.29%
Term73-84 months
Last UpdatedMar 18, 2026
Details
As Low As
Carolina Trust Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.29%
2518 Main St, Conway, SC, 29526 3365
Used Vehicles 2024, 2023, and 2022 model years
6.44%
84 Months
▼
APR6.44%
Term84 Months
Last UpdatedMar 16, 2026
Details
As Low As
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
Used Automobile or Truck
6.44%
48 Months
▼
APR6.44%
Term48 Months
Last UpdatedMar 21, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC, 29303 3034
High Mileage Used Autos
6.49%
48 Months
▼
APR6.49%
Term48 Months
Last UpdatedMar 18, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
1111 Honda Way, Timmonsville, SC, 29161
New Automobiles (2025 and Newer)
6.49%
96 Months
▼
APR6.49%
Term96 Months
Last UpdatedMar 20, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
201 Bi Lo Blvd, Greenville, SC, 29607 5346
New Auto
6.49%
84 Months
▼
APR6.49%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
201 Bi Lo Blvd, Greenville, SC, 29607 5346
New Auto Loan
6.49%
84 Months
▼
APR6.49%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
201 Bi Lo Blvd, Greenville, SC, 29607 5346
Used Auto
6.49%
84 Months
▼
APR6.49%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
201 Bi Lo Blvd, Greenville, SC, 29607 5346
Used Auto Loan
6.49%
84 Months
▼
APR6.49%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As
Parda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
1835 Bypass 72 NE, Greenwood, SC, 29649
New and Used Auto Loans
6.49%
73 - 84
▼
APR6.49%
Term73 - 84
Last UpdatedMar 21, 2026
Details
As Low As
Truliant Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
3621 Pelham Rd, Greenville, SC, 29615
Used Auto Loan
6.49%
76 - 84
▼
APR6.49%
Term76 - 84
Last UpdatedMar 22, 2026
Details
Model Year: 2019 - 2024
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
1601 Assembly St, Columbia, SC, 29201 2762
Used Vehicles 2016-2022
6.50%
37-60
▼
APR6.50%
Term37-60
Last UpdatedMar 18, 2026
Details
Credit Scores: 650-749; Percent Financed: 100%
REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
200 Marymeade Dr, Summerville, SC, 29483
Used Auto
6.50%
76-84 months (2023 or Newer)
▼
APR6.50%
Term76-84 months (2023 or Newer)
Last UpdatedMar 21, 2026
Details
Self-Help Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
1724 Bush River Rd, Columbia, SC, 29210
Used Car - less than 100,000 Miles
6.50%
84 Months
▼
APR6.50%
Term84 Months
Last UpdatedMar 21, 2026
Details
up to 84 months
Edisto Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
1880 Russell St, Orangeburg, SC, 29115 6107
Used Auto Loans
6.50%
60 mos. or less
▼
APR6.50%
Term60 mos. or less
Last UpdatedMar 23, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC, 29303 3034
High Mileage Used Autos
6.74%
60 Months
▼
APR6.74%
Term60 Months
Last UpdatedMar 18, 2026
Details
As Low As
SRP Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.00%
10660 Dunbarton Blvd, Barnwell, SC, 29812
New Vehicle (2024 or Newer)
6.74%
73-84
▼
APR6.74%
Term73-84
Last UpdatedMar 24, 2026
Details
As Low As
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
123 Broadbent Way, Anderson, SC, 29625
Used Vehicles Older-2018
6.75%
72 Months
▼
APR6.75%
Term72 Months
Last UpdatedMar 24, 2026
Details
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
1111 Honda Way, Timmonsville, SC, 29161
Used Automobiles
6.84%
84 Months
▼
APR6.84%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As
Carolina Trust Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.29%
2518 Main St, Conway, SC, 29526 3365
Used Vehicles 2019 and older model years
6.99%
48 Months
▼
APR6.99%
Term48 Months
Last UpdatedMar 16, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC, 29303 3034
High Mileage Used Autos
6.99%
72 Months
▼
APR6.99%
Term72 Months
Last UpdatedMar 18, 2026
Details
As Low As
Truliant Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
3621 Pelham Rd, Greenville, SC, 29615
New Auto Loans 2025 - Newer
6.99%
85 - 96
▼
APR6.99%
Term85 - 96
Last UpdatedMar 22, 2026
Details
SPC Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.96%
204 N 5th St, Hartsville, SC, 29550 4136
Used Autos (> 100K miles)
6.99%
48 Months
▼
APR6.99%
Term48 Months
Last UpdatedMar 24, 2026
Details
As Low As
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
1601 Assembly St, Columbia, SC, 29201 2762
New Cars 2023-2026
7.00%
61-72
▼
APR7.00%
Term61-72
Last UpdatedMar 18, 2026
Details
Credit Scores: 625-724; Percent Financed: 100%
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
1601 Assembly St, Columbia, SC, 29201 2762
Used Vehicles 2016-2022
7.00%
1-36
▼
APR7.00%
Term1-36
Last UpdatedMar 18, 2026
Details
Credit Scores: 600-649; Percent Financed: 100%
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC, 29303 3034
High Mileage Used Autos
7.24%
73 Months
▼
APR7.24%
Term73 Months
Last UpdatedMar 18, 2026
Details
As Low As
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
123 Broadbent Way, Anderson, SC, 29625
Used Vehicles 2019-2025
7.24%
84 Months
▼
APR7.24%
Term84 Months
Last UpdatedMar 24, 2026
Details
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
225 W Blackstock Rd, Spartanburg, SC, 29301
Used Vehicles 2019-2025
7.25%
4 Months
▼
APR7.25%
Term4 Months
Last UpdatedMar 24, 2026
Details
As Low As
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck
7.29%
73-84 months
▼
APR7.29%
Term73-84 months
Last UpdatedMar 21, 2026
Details
As Low As; (2023-New) ($25,000+)
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck (2023-New)
7.29%
73-84 months
▼
APR7.29%
Term73-84 months
Last UpdatedMar 21, 2026
Details
As Low As
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
1601 Assembly St, Columbia, SC, 29201 2762
New Cars 2023-2026
7.50%
37-60
▼
APR7.50%
Term37-60
Last UpdatedMar 18, 2026
Details
Credit Scores: 550-624; Percent Financed: 100%
Secured Advantage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.07%
116 NE Main St, Simpsonville, SC, 29681 2656
Used Auto Loans
7.50%
up to 36
▼
APR7.50%
Termup to 36
Last UpdatedMar 21, 2026
Details
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
225 W Blackstock Rd, Spartanburg, SC, 29301
New Vehicles
7.50%
2 Months
▼
APR7.50%
Term2 Months
Last UpdatedMar 24, 2026
Details
As Low As; 6.500%
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
225 W Blackstock Rd, Spartanburg, SC, 29301
Used Vehicles 2017-2018
7.50%
3 Months
▼
APR7.50%
Term3 Months
Last UpdatedMar 24, 2026
Details
As Low As
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
123 Broadbent Way, Anderson, SC, 29625
Used Vehicles Older-2018
7.50%
84 Months
▼
APR7.50%
Term84 Months
Last UpdatedMar 24, 2026
Details
Secured Advantage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.07%
116 NE Main St, Simpsonville, SC, 29681 2656
Used Auto Loans
7.75%
up to 48
▼
APR7.75%
Termup to 48
Last UpdatedMar 21, 2026
Details
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
Used Automobile or Truck
7.75%
48 Months
▼
APR7.75%
Term48 Months
Last UpdatedMar 21, 2026
Details
As Low As; (6 years & older); (under $15,000)
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
225 W Blackstock Rd, Spartanburg, SC, 29301
New Vehicles
7.75%
4 Months
▼
APR7.75%
Term4 Months
Last UpdatedMar 24, 2026
Details
As Low As; 6.750%
Truliant Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
3621 Pelham Rd, Greenville, SC, 29615
Used Auto Loan
7.89%
36 - 63
▼
APR7.89%
Term36 - 63
Last UpdatedMar 22, 2026
Details
Model Year: 2016 - 2018
SPC Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.96%
204 N 5th St, Hartsville, SC, 29550 4136
Used Autos (> 100K miles)
7.99%
60 Months
▼
APR7.99%
Term60 Months
Last UpdatedMar 24, 2026
Details
As Low As
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
1601 Assembly St, Columbia, SC, 29201 2762
Used Vehicles 2016-2022
8.00%
1-36
▼
APR8.00%
Term1-36
Last UpdatedMar 18, 2026
Details
Credit Scores: 550-599; Percent Financed: 100%
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
225 W Blackstock Rd, Spartanburg, SC, 29301
New Vehicles
8.00%
5 Months
▼
APR8.00%
Term5 Months
Last UpdatedMar 24, 2026
Details
As Low As; 7.000%
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
225 W Blackstock Rd, Spartanburg, SC, 29301
New Vehicles
8.25%
6 Months
▼
APR8.25%
Term6 Months
Last UpdatedMar 24, 2026
Details
As Low As; 7.250%
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
225 W Blackstock Rd, Spartanburg, SC, 29301
Used Vehicles
8.25%
3 Months
▼
APR8.25%
Term3 Months
Last UpdatedMar 24, 2026
Details
As Low As
Truliant Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
3621 Pelham Rd, Greenville, SC, 29615
Used Auto Loan
8.29%
64 - 75
▼
APR8.29%
Term64 - 75
Last UpdatedMar 22, 2026
Details
Model Year: 2016 - 2018
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
1601 Assembly St, Columbia, SC, 29201 2762
Used Vehicles 2016-2022
8.50%
37-60
▼
APR8.50%
Term37-60
Last UpdatedMar 18, 2026
Details
Credit Scores: 600-649; Percent Financed: 100%
Self-Help Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
1724 Bush River Rd, Columbia, SC, 29210
Used Car - greater than 100,000 Miles
8.50%
72 Months
▼
APR8.50%
Term72 Months
Last UpdatedMar 21, 2026
Details
up to 72 months
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
225 W Blackstock Rd, Spartanburg, SC, 29301
Used Vehicles
8.50%
4 Months
▼
APR8.50%
Term4 Months
Last UpdatedMar 24, 2026
Details
As Low As
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
225 W Blackstock Rd, Spartanburg, SC, 29301
Used Vehicles
8.75%
5 Months
▼
APR8.75%
Term5 Months
Last UpdatedMar 24, 2026
Details
As Low As
Greenville Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.90%
350 Harrison Bridge Rd, Simpsonville, SC, 29680
Used Vehicles with more than 130,000 miles
8.95%
Up to 48 Months
▼
APR8.95%
TermUp to 48 Months
Last UpdatedMar 23, 2026
Details
As Low As
Greenville Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.90%
350 Harrison Bridge Rd, Simpsonville, SC, 29680
Used Vehicles with more than 130,000 miles (Up to 48 Months Financing)
8.95%
48 Months
▼
APR8.95%
Term48 Months
Last UpdatedMar 23, 2026
Details
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
1601 Assembly St, Columbia, SC, 29201 2762
Used Vehicles 2016-2022
9.00%
1-36
▼
APR9.00%
Term1-36
Last UpdatedMar 18, 2026
Details
Credit Scores: 549-Below**; Percent Financed: 90%
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck
9.29%
85-96 months
▼
APR9.29%
Term85-96 months
Last UpdatedMar 21, 2026
Details
As Low As; (2023-New) ($40,000+)
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck (2023-New)
9.29%
85-96 months
▼
APR9.29%
Term85-96 months
Last UpdatedMar 21, 2026
Details
As Low As
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
1601 Assembly St, Columbia, SC, 29201 2762
New Cars 2023-2026
9.50%
61-72
▼
APR9.50%
Term61-72
Last UpdatedMar 18, 2026
Details
Credit Scores: 550-624; Percent Financed: 100%
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
225 W Blackstock Rd, Spartanburg, SC, 29301
Used Vehicles 2015-2016
9.50%
2 Months
▼
APR9.50%
Term2 Months
Last UpdatedMar 24, 2026
Details
As Low As
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
1601 Assembly St, Columbia, SC, 29201 2762
New Cars 2023-2026
10.00%
1-36
▼
APR10.00%
Term1-36
Last UpdatedMar 18, 2026
Details
Credit Scores: 549-Below*; Percent Financed: 90%
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
1601 Assembly St, Columbia, SC, 29201 2762
Used Vehicles 2016-2022
10.00%
37-60
▼
APR10.00%
Term37-60
Last UpdatedMar 18, 2026
Details
Credit Scores: 550-599; Percent Financed: 100%; 48 mo max
Truliant Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
3621 Pelham Rd, Greenville, SC, 29615
Classic Cars (20+ years old)
10.49%
36 - 60 Months
▼
APR10.49%
Term36 - 60 Months
Last UpdatedMar 22, 2026
Details
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
225 W Blackstock Rd, Spartanburg, SC, 29301
Used Vehicles
10.50%
2 Months
▼
APR10.50%
Term2 Months
Last UpdatedMar 24, 2026
Details
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
225 W Blackstock Rd, Spartanburg, SC, 29301
Used Vehicles
10.75%
3 Months
▼
APR10.75%
Term3 Months
Last UpdatedMar 24, 2026
Details
Truliant Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
3621 Pelham Rd, Greenville, SC, 29615
Classic Cars (20+ years old)
10.99%
61 - 72 Months
▼
APR10.99%
Term61 - 72 Months
Last UpdatedMar 22, 2026
Details
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
225 W Blackstock Rd, Spartanburg, SC, 29301
Used Vehicles
11.00%
4 Months
▼
APR11.00%
Term4 Months
Last UpdatedMar 24, 2026
Details
Truliant Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
3621 Pelham Rd, Greenville, SC, 29615
Classic Cars (20+ years old)
11.99%
73 - 84 Months
▼
APR11.99%
Term73 - 84 Months
Last UpdatedMar 22, 2026
Details
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
1601 Assembly St, Columbia, SC, 29201 2762
New Cars 2023-2026
12.00%
37-60
▼
APR12.00%
Term37-60
Last UpdatedMar 18, 2026
Details
Credit Scores: 549-Below*; Percent Financed: 90%
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
1601 Assembly St, Columbia, SC, 29201 2762
Used Vehicles 2016-2022
12.00%
37-60
▼
APR12.00%
Term37-60
Last UpdatedMar 18, 2026
Details
Credit Scores: 549-Below**; Percent Financed: 90%; 48 mo max
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
201 Bi Lo Blvd, Greenville, SC, 29607 5346
New Auto
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
201 Bi Lo Blvd, Greenville, SC, 29607 5346
New Auto Loan
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
Greenwood Municipal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.76%
617 Durst Ave E, Greenwood, SC, 29649 2713
New Vehicle Loan
3.50%
120 Months
▼
APR3.50%
Term120 Months
Last UpdatedMar 14, 2026
Details
As Low As; Up to 120 months*
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
1601 Assembly St, Columbia, SC, 29201 2762
New Cars 2023-2026
3.50%
1-36
▼
APR3.50%
Term1-36
Last UpdatedMar 18, 2026
Details
Credit Scores: 800-850; Percent Financed: 100%
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck
3.99%
Up to 36 months
▼
APR3.99%
TermUp to 36 months
Last UpdatedMar 21, 2026
Details
As Low As; (2023-New)
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck (2023-New)
3.99%
Up to 36 months
▼
APR3.99%
TermUp to 36 months
Last UpdatedMar 21, 2026
Details
As Low As
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
123 Broadbent Way, Anderson, SC, 29625
New Vehicles
3.99%
48 Months
▼
APR3.99%
Term48 Months
Last UpdatedMar 24, 2026
Details
As Low As; up to 48 months
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
1601 Assembly St, Columbia, SC, 29201 2762
New Cars 2023-2026
4.00%
1-36
▼
APR4.00%
Term1-36
Last UpdatedMar 18, 2026
Details
Credit Scores: 725-799; Percent Financed: 100%
REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
200 Marymeade Dr, Summerville, SC, 29483
New Auto
4.00%
Up to 36 months
▼
APR4.00%
TermUp to 36 months
Last UpdatedMar 21, 2026
Details
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
1066 E Montague Ave, North Charleston, SC, 29405
New Autos
4.19%
Up to 36 months
▼
APR4.19%
TermUp to 36 months
Last UpdatedMar 18, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC, 29303 3034
New Autos
4.24%
36 Months
▼
APR4.24%
Term36 Months
Last UpdatedMar 18, 2026
Details
As Low As
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
100 Fluor Daniel Dr # C102U, Greenville, SC, 29607 2761
New Automobile Loan
4.25%
Up to 36 Months
▼
APR4.25%
TermUp to 36 Months
Last UpdatedMar 20, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC, 29303 3034
New Autos
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 18, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
1111 Honda Way, Timmonsville, SC, 29161
New Automobiles (2025 and Newer)
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
1601 Assembly St, Columbia, SC, 29201 2762
New Cars 2023-2026
4.50%
37-60
▼
APR4.50%
Term37-60
Last UpdatedMar 18, 2026
Details
Credit Scores: 800-850; Percent Financed: 100%
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
100 Fluor Daniel Dr # C102U, Greenville, SC, 29607 2761
New Automobile Loan
4.50%
37 - 48 Months
▼
APR4.50%
Term37 - 48 Months
Last UpdatedMar 20, 2026
Details
As Low As
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
1066 E Montague Ave, North Charleston, SC, 29405
New Autos
4.69%
37 - 60 months
▼
APR4.69%
Term37 - 60 months
Last UpdatedMar 18, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC, 29303 3034
New Autos
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedMar 18, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
201 Bi Lo Blvd, Greenville, SC, 29607 5346
New Auto
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
201 Bi Lo Blvd, Greenville, SC, 29607 5346
New Auto Loan
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
Parda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
1835 Bypass 72 NE, Greenwood, SC, 29649
New and Used Auto Loans
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 21, 2026
Details
As Low As
SRP Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.00%
10660 Dunbarton Blvd, Barnwell, SC, 29812
New Vehicle (2024 or Newer)
4.74%
Up to 36
▼
APR4.74%
TermUp to 36
Last UpdatedMar 24, 2026
Details
As Low As
Carolina Trust Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.29%
2518 Main St, Conway, SC, 29526 3365
New Vehicles 2026 and Newer model years
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMar 16, 2026
Details
As Low As
Carolina Trust Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.29%
2518 Main St, Conway, SC, 29526 3365
New Vehicles 2026 and Newer model years
4.84%
72 Months
▼
APR4.84%
Term72 Months
Last UpdatedMar 16, 2026
Details
As Low As
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
100 Fluor Daniel Dr # C102U, Greenville, SC, 29607 2761
New Automobile Loan
4.95%
49 - 60 Months
▼
APR4.95%
Term49 - 60 Months
Last UpdatedMar 20, 2026
Details
As Low As
South Carolina Methodist Conference Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
4901 Colonial Dr, Columbia, SC, 29203
New Auto or Truck
4.95%
60 Months
▼
APR4.95%
Term60 Months
Last UpdatedMar 21, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC, 29303 3034
New Autos
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMar 18, 2026
Details
As Low As
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
1066 E Montague Ave, North Charleston, SC, 29405
New Autos
4.99%
61 - 72 months
▼
APR4.99%
Term61 - 72 months
Last UpdatedMar 18, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
1111 Honda Way, Timmonsville, SC, 29161
New Automobiles (2025 and Newer)
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedMar 20, 2026
Details
As Low As
Parda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
1835 Bypass 72 NE, Greenwood, SC, 29649
New and Used Auto Loans
4.99%
37 - 48
▼
APR4.99%
Term37 - 48
Last UpdatedMar 21, 2026
Details
As Low As
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
123 Broadbent Way, Anderson, SC, 29625
New Vehicles
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 24, 2026
Details
As Low As; up to 60 months
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
1601 Assembly St, Columbia, SC, 29201 2762
New Cars 2023-2026
5.00%
37-60
▼
APR5.00%
Term37-60
Last UpdatedMar 18, 2026
Details
Credit Scores: 725-799; Percent Financed: 100%
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
1601 Assembly St, Columbia, SC, 29201 2762
New Cars 2023-2026
5.00%
61-72
▼
APR5.00%
Term61-72
Last UpdatedMar 18, 2026
Details
Credit Scores: 800-850; Percent Financed: 100%
Truliant Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
3621 Pelham Rd, Greenville, SC, 29615
New Auto Loans 2025 - Newer
5.14%
36 - 63
▼
APR5.14%
Term36 - 63
Last UpdatedMar 22, 2026
Details
Carolina Trust Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.29%
2518 Main St, Conway, SC, 29526 3365
New Vehicles 2026 and Newer model years
5.20%
84 Months
▼
APR5.20%
Term84 Months
Last UpdatedMar 16, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC, 29303 3034
New Autos
5.24%
73 Months
▼
APR5.24%
Term73 Months
Last UpdatedMar 18, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
201 Bi Lo Blvd, Greenville, SC, 29607 5346
New Auto
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
201 Bi Lo Blvd, Greenville, SC, 29607 5346
New Auto Loan
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As
Parda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
1835 Bypass 72 NE, Greenwood, SC, 29649
New and Used Auto Loans
5.24%
49 - 60
▼
APR5.24%
Term49 - 60
Last UpdatedMar 21, 2026
Details
As Low As
SRP Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.00%
10660 Dunbarton Blvd, Barnwell, SC, 29812
New Vehicle (2024 or Newer)
5.24%
61-72
▼
APR5.24%
Term61-72
Last UpdatedMar 24, 2026
Details
As Low As
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
123 Broadbent Way, Anderson, SC, 29625
New Vehicles
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 24, 2026
Details
As Low As; up to 72 months
REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
200 Marymeade Dr, Summerville, SC, 29483
New Auto
5.25%
37-48 months
▼
APR5.25%
Term37-48 months
Last UpdatedMar 21, 2026
Details
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
1111 Honda Way, Timmonsville, SC, 29161
New Automobiles (2025 and Newer)
5.49%
75 Months
▼
APR5.49%
Term75 Months
Last UpdatedMar 20, 2026
Details
As Low As
Parda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
1835 Bypass 72 NE, Greenwood, SC, 29649
New and Used Auto Loans
5.49%
61 - 72
▼
APR5.49%
Term61 - 72
Last UpdatedMar 21, 2026
Details
As Low As
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
123 Broadbent Way, Anderson, SC, 29625
New Vehicles
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedMar 24, 2026
Details
As Low As; up to 84 months
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
1601 Assembly St, Columbia, SC, 29201 2762
New Cars 2023-2026
5.50%
61-72
▼
APR5.50%
Term61-72
Last UpdatedMar 18, 2026
Details
Credit Scores: 725-799; Percent Financed: 100%
REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
200 Marymeade Dr, Summerville, SC, 29483
New Auto
5.50%
61-75 months
▼
APR5.50%
Term61-75 months
Last UpdatedMar 21, 2026
Details
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck
5.50%
37-48 months
▼
APR5.50%
Term37-48 months
Last UpdatedMar 21, 2026
Details
As Low As; (2023-New)
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck (2023-New)
5.50%
37-48 months
▼
APR5.50%
Term37-48 months
Last UpdatedMar 21, 2026
Details
As Low As
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
225 W Blackstock Rd, Spartanburg, SC, 29301
New Auto Loan (vehicle year 2025 - 2026)
5.50%
3 Months
▼
APR5.50%
Term3 Months
Last UpdatedMar 24, 2026
Details
As Low As; 4.50%
Truliant Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
3621 Pelham Rd, Greenville, SC, 29615
New Auto Loans 2025 - Newer
5.54%
64 - 75
▼
APR5.54%
Term64 - 75
Last UpdatedMar 22, 2026
Details
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck
5.55%
49-60 months
▼
APR5.55%
Term49-60 months
Last UpdatedMar 21, 2026
Details
As Low As; (2023-New)
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck (2023-New)
5.55%
49-60 months
▼
APR5.55%
Term49-60 months
Last UpdatedMar 21, 2026
Details
As Low As
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck
5.60%
61-72 months
▼
APR5.60%
Term61-72 months
Last UpdatedMar 21, 2026
Details
As Low As; (2023-New) ($15,000+)
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck (2023-New)
5.60%
61-72 months
▼
APR5.60%
Term61-72 months
Last UpdatedMar 21, 2026
Details
As Low As
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
1066 E Montague Ave, North Charleston, SC, 29405
New Autos
5.69%
73-84 months
▼
APR5.69%
Term73-84 months
Last UpdatedMar 18, 2026
Details
As Low As
South Carolina Methodist Conference Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
4901 Colonial Dr, Columbia, SC, 29203
New Auto or Truck
5.70%
72 Months
▼
APR5.70%
Term72 Months
Last UpdatedMar 21, 2026
Details
As Low As
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
100 Fluor Daniel Dr # C102U, Greenville, SC, 29607 2761
New Automobile Loan
5.75%
61 - 72 Months
▼
APR5.75%
Term61 - 72 Months
Last UpdatedMar 20, 2026
Details
As Low As
Self-Help Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
1724 Bush River Rd, Columbia, SC, 29210
New Car
5.75%
84 Months
▼
APR5.75%
Term84 Months
Last UpdatedMar 21, 2026
Details
up to 84 months
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
225 W Blackstock Rd, Spartanburg, SC, 29301
New Auto Loan (vehicle year 2025 - 2026)
5.75%
5 Months
▼
APR5.75%
Term5 Months
Last UpdatedMar 24, 2026
Details
As Low As; 4.75%
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
1111 Honda Way, Timmonsville, SC, 29161
New Automobiles (2025 and Newer)
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As
Truliant Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
3621 Pelham Rd, Greenville, SC, 29615
New Auto Loans 2025 - Newer
5.99%
76 - 84
▼
APR5.99%
Term76 - 84
Last UpdatedMar 22, 2026
Details
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
1601 Assembly St, Columbia, SC, 29201 2762
New Cars 2023-2026
6.00%
37-60
▼
APR6.00%
Term37-60
Last UpdatedMar 18, 2026
Details
Credit Scores: 625-724; Percent Financed: 100%
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
1601 Assembly St, Columbia, SC, 29201 2762
New Cars 2023-2026
6.00%
1-36
▼
APR6.00%
Term1-36
Last UpdatedMar 18, 2026
Details
Credit Scores: 550-624; Percent Financed: 100%
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
225 W Blackstock Rd, Spartanburg, SC, 29301
New Auto Loan (vehicle year 2025 - 2026)
6.00%
6 Months
▼
APR6.00%
Term6 Months
Last UpdatedMar 24, 2026
Details
As Low As; 5.00%
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
100 Fluor Daniel Dr # C102U, Greenville, SC, 29607 2761
New Automobile Loan
6.25%
73 - 84 Months
▼
APR6.25%
Term73 - 84 Months
Last UpdatedMar 20, 2026
Details
As Low As
REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
200 Marymeade Dr, Summerville, SC, 29483
New Auto
6.25%
76-84 months
▼
APR6.25%
Term76-84 months
Last UpdatedMar 21, 2026
Details
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
225 W Blackstock Rd, Spartanburg, SC, 29301
New Auto Loan (vehicle year 2025 - 2026)
6.25%
7 Months
▼
APR6.25%
Term7 Months
Last UpdatedMar 24, 2026
Details
As Low As; 5.25%
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
1111 Honda Way, Timmonsville, SC, 29161
New Automobiles (2025 and Newer)
6.49%
96 Months
▼
APR6.49%
Term96 Months
Last UpdatedMar 20, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
201 Bi Lo Blvd, Greenville, SC, 29607 5346
New Auto
6.49%
84 Months
▼
APR6.49%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
201 Bi Lo Blvd, Greenville, SC, 29607 5346
New Auto Loan
6.49%
84 Months
▼
APR6.49%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As
Parda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
1835 Bypass 72 NE, Greenwood, SC, 29649
New and Used Auto Loans
6.49%
73 - 84
▼
APR6.49%
Term73 - 84
Last UpdatedMar 21, 2026
Details
As Low As
SRP Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.00%
10660 Dunbarton Blvd, Barnwell, SC, 29812
New Vehicle (2024 or Newer)
6.74%
73-84
▼
APR6.74%
Term73-84
Last UpdatedMar 24, 2026
Details
As Low As
Truliant Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
3621 Pelham Rd, Greenville, SC, 29615
New Auto Loans 2025 - Newer
6.99%
85 - 96
▼
APR6.99%
Term85 - 96
Last UpdatedMar 22, 2026
Details
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
1601 Assembly St, Columbia, SC, 29201 2762
New Cars 2023-2026
7.00%
61-72
▼
APR7.00%
Term61-72
Last UpdatedMar 18, 2026
Details
Credit Scores: 625-724; Percent Financed: 100%
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck
7.29%
73-84 months
▼
APR7.29%
Term73-84 months
Last UpdatedMar 21, 2026
Details
As Low As; (2023-New) ($25,000+)
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck (2023-New)
7.29%
73-84 months
▼
APR7.29%
Term73-84 months
Last UpdatedMar 21, 2026
Details
As Low As
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
1601 Assembly St, Columbia, SC, 29201 2762
New Cars 2023-2026
7.50%
37-60
▼
APR7.50%
Term37-60
Last UpdatedMar 18, 2026
Details
Credit Scores: 550-624; Percent Financed: 100%
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
225 W Blackstock Rd, Spartanburg, SC, 29301
New Vehicles
7.50%
2 Months
▼
APR7.50%
Term2 Months
Last UpdatedMar 24, 2026
Details
As Low As; 6.500%
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
225 W Blackstock Rd, Spartanburg, SC, 29301
New Vehicles
7.75%
4 Months
▼
APR7.75%
Term4 Months
Last UpdatedMar 24, 2026
Details
As Low As; 6.750%
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
225 W Blackstock Rd, Spartanburg, SC, 29301
New Vehicles
8.00%
5 Months
▼
APR8.00%
Term5 Months
Last UpdatedMar 24, 2026
Details
As Low As; 7.000%
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
225 W Blackstock Rd, Spartanburg, SC, 29301
New Vehicles
8.25%
6 Months
▼
APR8.25%
Term6 Months
Last UpdatedMar 24, 2026
Details
As Low As; 7.250%
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck
9.29%
85-96 months
▼
APR9.29%
Term85-96 months
Last UpdatedMar 21, 2026
Details
As Low As; (2023-New) ($40,000+)
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck (2023-New)
9.29%
85-96 months
▼
APR9.29%
Term85-96 months
Last UpdatedMar 21, 2026
Details
As Low As
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
1601 Assembly St, Columbia, SC, 29201 2762
New Cars 2023-2026
9.50%
61-72
▼
APR9.50%
Term61-72
Last UpdatedMar 18, 2026
Details
Credit Scores: 550-624; Percent Financed: 100%
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
1601 Assembly St, Columbia, SC, 29201 2762
New Cars 2023-2026
10.00%
1-36
▼
APR10.00%
Term1-36
Last UpdatedMar 18, 2026
Details
Credit Scores: 549-Below*; Percent Financed: 90%
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
1601 Assembly St, Columbia, SC, 29201 2762
New Cars 2023-2026
12.00%
37-60
▼
APR12.00%
Term37-60
Last UpdatedMar 18, 2026
Details
Credit Scores: 549-Below*; Percent Financed: 90%
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
201 Bi Lo Blvd, Greenville, SC, 29607 5346
Used Auto
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
201 Bi Lo Blvd, Greenville, SC, 29607 5346
Used Auto Loan
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck
3.99%
Up to 36 months
▼
APR3.99%
TermUp to 36 months
Last UpdatedMar 21, 2026
Details
As Low As; (2023-New)
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck (2023-New)
3.99%
Up to 36 months
▼
APR3.99%
TermUp to 36 months
Last UpdatedMar 21, 2026
Details
As Low As
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
100 Fluor Daniel Dr # C102U, Greenville, SC, 29607 2761
Used Automobile Loan
4.25%
Up to 36
▼
APR4.25%
TermUp to 36
Last UpdatedMar 20, 2026
Details
As Low As
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
100 Fluor Daniel Dr # C102U, Greenville, SC, 29607 2761
Used Automobile Loan
4.50%
37 - 48 Months
▼
APR4.50%
Term37 - 48 Months
Last UpdatedMar 20, 2026
Details
As Low As
Edisto Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
1880 Russell St, Orangeburg, SC, 29115 6107
Used Auto Loans
4.50%
More than 60
▼
APR4.50%
TermMore than 60
Last UpdatedMar 23, 2026
Details
As Low As
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
1066 E Montague Ave, North Charleston, SC, 29405
Used Autos
4.69%
Up to 36 months
▼
APR4.69%
TermUp to 36 months
Last UpdatedMar 18, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
201 Bi Lo Blvd, Greenville, SC, 29607 5346
Used Auto
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
201 Bi Lo Blvd, Greenville, SC, 29607 5346
Used Auto Loan
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
Parda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
1835 Bypass 72 NE, Greenwood, SC, 29649
New and Used Auto Loans
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 21, 2026
Details
As Low As
Carolina Trust Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.29%
2518 Main St, Conway, SC, 29526 3365
Used Vehicles 2026 and 2025 model years
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMar 16, 2026
Details
As Low As
REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
200 Marymeade Dr, Summerville, SC, 29483
Used Auto
4.75%
Up to 36 months
▼
APR4.75%
TermUp to 36 months
Last UpdatedMar 21, 2026
Details
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
225 W Blackstock Rd, Spartanburg, SC, 29301
Used Auto Loan (vehicle year 2022 - 2026)
4.75%
3 Months
▼
APR4.75%
Term3 Months
Last UpdatedMar 24, 2026
Details
As Low As; APR*
Carolina Trust Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.29%
2518 Main St, Conway, SC, 29526 3365
Used Vehicles 2026 and 2025 model years
4.84%
60 Months
▼
APR4.84%
Term60 Months
Last UpdatedMar 16, 2026
Details
As Low As
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
100 Fluor Daniel Dr # C102U, Greenville, SC, 29607 2761
Used Automobile Loan
4.95%
49 - 60 Months
▼
APR4.95%
Term49 - 60 Months
Last UpdatedMar 20, 2026
Details
As Low As
Carolina Trust Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.29%
2518 Main St, Conway, SC, 29526 3365
Used Vehicles 2024, 2023, and 2022 model years
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMar 16, 2026
Details
As Low As
Carolina Trust Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.29%
2518 Main St, Conway, SC, 29526 3365
Used Vehicles 2026 and 2025 model years
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMar 16, 2026
Details
As Low As
Parda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
1835 Bypass 72 NE, Greenwood, SC, 29649
New and Used Auto Loans
4.99%
37 - 48
▼
APR4.99%
Term37 - 48
Last UpdatedMar 21, 2026
Details
As Low As
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
123 Broadbent Way, Anderson, SC, 29625
Used Vehicles 2019-2025
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMar 24, 2026
Details
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
1601 Assembly St, Columbia, SC, 29201 2762
Used Vehicles 2016-2022
5.00%
1-36
▼
APR5.00%
Term1-36
Last UpdatedMar 18, 2026
Details
Credit Scores: 750-850; Percent Financed: 100%
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
225 W Blackstock Rd, Spartanburg, SC, 29301
Used Auto Loan (vehicle year 2022 - 2026)
5.00%
5 Months
▼
APR5.00%
Term5 Months
Last UpdatedMar 24, 2026
Details
As Low As; APR*
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
1066 E Montague Ave, North Charleston, SC, 29405
Used Autos
5.19%
37 - 60 months
▼
APR5.19%
Term37 - 60 months
Last UpdatedMar 18, 2026
Details
As Low As
Carolina Trust Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.29%
2518 Main St, Conway, SC, 29526 3365
Used Vehicles 2021 and 2020 model years
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedMar 16, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC, 29303 3034
Used Autos
5.24%
36 Months
▼
APR5.24%
Term36 Months
Last UpdatedMar 18, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
1111 Honda Way, Timmonsville, SC, 29161
Used Automobiles
5.24%
66 Months
▼
APR5.24%
Term66 Months
Last UpdatedMar 20, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
201 Bi Lo Blvd, Greenville, SC, 29607 5346
Used Auto
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
201 Bi Lo Blvd, Greenville, SC, 29607 5346
Used Auto Loan
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As
Parda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
1835 Bypass 72 NE, Greenwood, SC, 29649
New and Used Auto Loans
5.24%
49 - 60
▼
APR5.24%
Term49 - 60
Last UpdatedMar 21, 2026
Details
As Low As
South Carolina Methodist Conference Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
4901 Colonial Dr, Columbia, SC, 29203
Used Auto or Truck up to 2 model years old
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedMar 21, 2026
Details
As Low As
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
225 W Blackstock Rd, Spartanburg, SC, 29301
Used Auto Loan (vehicle year 2022 - 2026)
5.25%
6 Months
▼
APR5.25%
Term6 Months
Last UpdatedMar 24, 2026
Details
As Low As; APR*
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
1066 E Montague Ave, North Charleston, SC, 29405
Used Autos
5.29%
61 - 72 months
▼
APR5.29%
Term61 - 72 months
Last UpdatedMar 18, 2026
Details
As Low As
Carolina Trust Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.29%
2518 Main St, Conway, SC, 29526 3365
Used Vehicles 2024, 2023, and 2022 model years
5.44%
60 Months
▼
APR5.44%
Term60 Months
Last UpdatedMar 16, 2026
Details
As Low As
Carolina Trust Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.29%
2518 Main St, Conway, SC, 29526 3365
Used Vehicles 2026 and 2025 model years
5.44%
84 Months
▼
APR5.44%
Term84 Months
Last UpdatedMar 16, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC, 29303 3034
Used Autos
5.49%
48 Months
▼
APR5.49%
Term48 Months
Last UpdatedMar 18, 2026
Details
As Low As
Parda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
1835 Bypass 72 NE, Greenwood, SC, 29649
New and Used Auto Loans
5.49%
61 - 72
▼
APR5.49%
Term61 - 72
Last UpdatedMar 21, 2026
Details
As Low As
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck
5.50%
37-48 months
▼
APR5.50%
Term37-48 months
Last UpdatedMar 21, 2026
Details
As Low As; (2023-New)
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck (2023-New)
5.50%
37-48 months
▼
APR5.50%
Term37-48 months
Last UpdatedMar 21, 2026
Details
As Low As
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck
5.55%
49-60 months
▼
APR5.55%
Term49-60 months
Last UpdatedMar 21, 2026
Details
As Low As; (2023-New)
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck (2023-New)
5.55%
49-60 months
▼
APR5.55%
Term49-60 months
Last UpdatedMar 21, 2026
Details
As Low As
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck
5.60%
61-72 months
▼
APR5.60%
Term61-72 months
Last UpdatedMar 21, 2026
Details
As Low As; (2023-New) ($15,000+)
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck (2023-New)
5.60%
61-72 months
▼
APR5.60%
Term61-72 months
Last UpdatedMar 21, 2026
Details
As Low As
Truliant Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
3621 Pelham Rd, Greenville, SC, 29615
Used Auto Loan
5.64%
36 - 63
▼
APR5.64%
Term36 - 63
Last UpdatedMar 22, 2026
Details
Model Year: 2019 - 2024
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC, 29303 3034
Used Autos
5.74%
60 Months
▼
APR5.74%
Term60 Months
Last UpdatedMar 18, 2026
Details
As Low As
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
123 Broadbent Way, Anderson, SC, 29625
Used Vehicles 2019-2025
5.74%
60 Months
▼
APR5.74%
Term60 Months
Last UpdatedMar 24, 2026
Details
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
100 Fluor Daniel Dr # C102U, Greenville, SC, 29607 2761
Used Automobile Loan
5.75%
61 - 72 Months
▼
APR5.75%
Term61 - 72 Months
Last UpdatedMar 20, 2026
Details
As Low As
REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
200 Marymeade Dr, Summerville, SC, 29483
Used Auto
5.75%
37-48 months
▼
APR5.75%
Term37-48 months
Last UpdatedMar 21, 2026
Details
South Carolina Methodist Conference Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
4901 Colonial Dr, Columbia, SC, 29203
Used Auto or Truck from 3 to 7 model years old
5.75%
60 Months
▼
APR5.75%
Term60 Months
Last UpdatedMar 21, 2026
Details
As Low As
Carolina Trust Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.29%
2518 Main St, Conway, SC, 29526 3365
Used Vehicles 2024, 2023, and 2022 model years
5.94%
72 Months
▼
APR5.94%
Term72 Months
Last UpdatedMar 16, 2026
Details
As Low As
Carolina Trust Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.29%
2518 Main St, Conway, SC, 29526 3365
Used Vehicles 2021 and 2020 model years
5.99%
60 Months
▼
APR5.99%
Term60 Months
Last UpdatedMar 16, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC, 29303 3034
Used Autos
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedMar 18, 2026
Details
As Low As
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
1601 Assembly St, Columbia, SC, 29201 2762
Used Vehicles 2016-2022
6.00%
37-60
▼
APR6.00%
Term37-60
Last UpdatedMar 18, 2026
Details
Credit Scores: 750-850; Percent Financed: 100%
REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
200 Marymeade Dr, Summerville, SC, 29483
Used Auto
6.00%
61-75 months
▼
APR6.00%
Term61-75 months
Last UpdatedMar 21, 2026
Details
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
123 Broadbent Way, Anderson, SC, 29625
Used Vehicles Older-2018
6.00%
48 Months
▼
APR6.00%
Term48 Months
Last UpdatedMar 24, 2026
Details
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
1111 Honda Way, Timmonsville, SC, 29161
Used Automobiles
6.04%
75 Months
▼
APR6.04%
Term75 Months
Last UpdatedMar 20, 2026
Details
As Low As
Truliant Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
3621 Pelham Rd, Greenville, SC, 29615
Used Auto Loan
6.04%
64 - 75
▼
APR6.04%
Term64 - 75
Last UpdatedMar 22, 2026
Details
Model Year: 2019 - 2024
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC, 29303 3034
High Mileage Used Autos
6.24%
36 Months
▼
APR6.24%
Term36 Months
Last UpdatedMar 18, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC, 29303 3034
Used Autos
6.24%
73 Months
▼
APR6.24%
Term73 Months
Last UpdatedMar 18, 2026
Details
As Low As
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
123 Broadbent Way, Anderson, SC, 29625
Used Vehicles 2019-2025
6.24%
72 Months
▼
APR6.24%
Term72 Months
Last UpdatedMar 24, 2026
Details
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
100 Fluor Daniel Dr # C102U, Greenville, SC, 29607 2761
Used Automobile Loan
6.25%
73 - 84 Months
▼
APR6.25%
Term73 - 84 Months
Last UpdatedMar 20, 2026
Details
As Low As
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
123 Broadbent Way, Anderson, SC, 29625
Used Vehicles Older-2018
6.25%
60 Months
▼
APR6.25%
Term60 Months
Last UpdatedMar 24, 2026
Details
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
1066 E Montague Ave, North Charleston, SC, 29405
Used Autos
6.29%
73-84 months
▼
APR6.29%
Term73-84 months
Last UpdatedMar 18, 2026
Details
As Low As
Carolina Trust Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.29%
2518 Main St, Conway, SC, 29526 3365
Used Vehicles 2024, 2023, and 2022 model years
6.44%
84 Months
▼
APR6.44%
Term84 Months
Last UpdatedMar 16, 2026
Details
As Low As
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
Used Automobile or Truck
6.44%
48 Months
▼
APR6.44%
Term48 Months
Last UpdatedMar 21, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC, 29303 3034
High Mileage Used Autos
6.49%
48 Months
▼
APR6.49%
Term48 Months
Last UpdatedMar 18, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
201 Bi Lo Blvd, Greenville, SC, 29607 5346
Used Auto
6.49%
84 Months
▼
APR6.49%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
201 Bi Lo Blvd, Greenville, SC, 29607 5346
Used Auto Loan
6.49%
84 Months
▼
APR6.49%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As
Parda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
1835 Bypass 72 NE, Greenwood, SC, 29649
New and Used Auto Loans
6.49%
73 - 84
▼
APR6.49%
Term73 - 84
Last UpdatedMar 21, 2026
Details
As Low As
Truliant Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
3621 Pelham Rd, Greenville, SC, 29615
Used Auto Loan
6.49%
76 - 84
▼
APR6.49%
Term76 - 84
Last UpdatedMar 22, 2026
Details
Model Year: 2019 - 2024
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
1601 Assembly St, Columbia, SC, 29201 2762
Used Vehicles 2016-2022
6.50%
37-60
▼
APR6.50%
Term37-60
Last UpdatedMar 18, 2026
Details
Credit Scores: 650-749; Percent Financed: 100%
REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
200 Marymeade Dr, Summerville, SC, 29483
Used Auto
6.50%
76-84 months (2023 or Newer)
▼
APR6.50%
Term76-84 months (2023 or Newer)
Last UpdatedMar 21, 2026
Details
Self-Help Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
1724 Bush River Rd, Columbia, SC, 29210
Used Car - less than 100,000 Miles
6.50%
84 Months
▼
APR6.50%
Term84 Months
Last UpdatedMar 21, 2026
Details
up to 84 months
Edisto Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
1880 Russell St, Orangeburg, SC, 29115 6107
Used Auto Loans
6.50%
60 mos. or less
▼
APR6.50%
Term60 mos. or less
Last UpdatedMar 23, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC, 29303 3034
High Mileage Used Autos
6.74%
60 Months
▼
APR6.74%
Term60 Months
Last UpdatedMar 18, 2026
Details
As Low As
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
123 Broadbent Way, Anderson, SC, 29625
Used Vehicles Older-2018
6.75%
72 Months
▼
APR6.75%
Term72 Months
Last UpdatedMar 24, 2026
Details
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
1111 Honda Way, Timmonsville, SC, 29161
Used Automobiles
6.84%
84 Months
▼
APR6.84%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As
Carolina Trust Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.29%
2518 Main St, Conway, SC, 29526 3365
Used Vehicles 2019 and older model years
6.99%
48 Months
▼
APR6.99%
Term48 Months
Last UpdatedMar 16, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC, 29303 3034
High Mileage Used Autos
6.99%
72 Months
▼
APR6.99%
Term72 Months
Last UpdatedMar 18, 2026
Details
As Low As
SPC Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.96%
204 N 5th St, Hartsville, SC, 29550 4136
Used Autos (> 100K miles)
6.99%
48 Months
▼
APR6.99%
Term48 Months
Last UpdatedMar 24, 2026
Details
As Low As
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
1601 Assembly St, Columbia, SC, 29201 2762
Used Vehicles 2016-2022
7.00%
1-36
▼
APR7.00%
Term1-36
Last UpdatedMar 18, 2026
Details
Credit Scores: 600-649; Percent Financed: 100%
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC, 29303 3034
High Mileage Used Autos
7.24%
73 Months
▼
APR7.24%
Term73 Months
Last UpdatedMar 18, 2026
Details
As Low As
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
123 Broadbent Way, Anderson, SC, 29625
Used Vehicles 2019-2025
7.24%
84 Months
▼
APR7.24%
Term84 Months
Last UpdatedMar 24, 2026
Details
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
225 W Blackstock Rd, Spartanburg, SC, 29301
Used Vehicles 2019-2025
7.25%
4 Months
▼
APR7.25%
Term4 Months
Last UpdatedMar 24, 2026
Details
As Low As
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck
7.29%
73-84 months
▼
APR7.29%
Term73-84 months
Last UpdatedMar 21, 2026
Details
As Low As; (2023-New) ($25,000+)
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck (2023-New)
7.29%
73-84 months
▼
APR7.29%
Term73-84 months
Last UpdatedMar 21, 2026
Details
As Low As
Secured Advantage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.07%
116 NE Main St, Simpsonville, SC, 29681 2656
Used Auto Loans
7.50%
up to 36
▼
APR7.50%
Termup to 36
Last UpdatedMar 21, 2026
Details
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
225 W Blackstock Rd, Spartanburg, SC, 29301
Used Vehicles 2017-2018
7.50%
3 Months
▼
APR7.50%
Term3 Months
Last UpdatedMar 24, 2026
Details
As Low As
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
123 Broadbent Way, Anderson, SC, 29625
Used Vehicles Older-2018
7.50%
84 Months
▼
APR7.50%
Term84 Months
Last UpdatedMar 24, 2026
Details
Secured Advantage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.07%
116 NE Main St, Simpsonville, SC, 29681 2656
Used Auto Loans
7.75%
up to 48
▼
APR7.75%
Termup to 48
Last UpdatedMar 21, 2026
Details
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
Used Automobile or Truck
7.75%
48 Months
▼
APR7.75%
Term48 Months
Last UpdatedMar 21, 2026
Details
As Low As; (6 years & older); (under $15,000)
Truliant Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
3621 Pelham Rd, Greenville, SC, 29615
Used Auto Loan
7.89%
36 - 63
▼
APR7.89%
Term36 - 63
Last UpdatedMar 22, 2026
Details
Model Year: 2016 - 2018
SPC Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.96%
204 N 5th St, Hartsville, SC, 29550 4136
Used Autos (> 100K miles)
7.99%
60 Months
▼
APR7.99%
Term60 Months
Last UpdatedMar 24, 2026
Details
As Low As
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
1601 Assembly St, Columbia, SC, 29201 2762
Used Vehicles 2016-2022
8.00%
1-36
▼
APR8.00%
Term1-36
Last UpdatedMar 18, 2026
Details
Credit Scores: 550-599; Percent Financed: 100%
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
225 W Blackstock Rd, Spartanburg, SC, 29301
Used Vehicles
8.25%
3 Months
▼
APR8.25%
Term3 Months
Last UpdatedMar 24, 2026
Details
As Low As
Truliant Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
3621 Pelham Rd, Greenville, SC, 29615
Used Auto Loan
8.29%
64 - 75
▼
APR8.29%
Term64 - 75
Last UpdatedMar 22, 2026
Details
Model Year: 2016 - 2018
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
1601 Assembly St, Columbia, SC, 29201 2762
Used Vehicles 2016-2022
8.50%
37-60
▼
APR8.50%
Term37-60
Last UpdatedMar 18, 2026
Details
Credit Scores: 600-649; Percent Financed: 100%
Self-Help Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
1724 Bush River Rd, Columbia, SC, 29210
Used Car - greater than 100,000 Miles
8.50%
72 Months
▼
APR8.50%
Term72 Months
Last UpdatedMar 21, 2026
Details
up to 72 months
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
225 W Blackstock Rd, Spartanburg, SC, 29301
Used Vehicles
8.50%
4 Months
▼
APR8.50%
Term4 Months
Last UpdatedMar 24, 2026
Details
As Low As
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
225 W Blackstock Rd, Spartanburg, SC, 29301
Used Vehicles
8.75%
5 Months
▼
APR8.75%
Term5 Months
Last UpdatedMar 24, 2026
Details
As Low As
Greenville Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.90%
350 Harrison Bridge Rd, Simpsonville, SC, 29680
Used Vehicles with more than 130,000 miles
8.95%
Up to 48 Months
▼
APR8.95%
TermUp to 48 Months
Last UpdatedMar 23, 2026
Details
As Low As
Greenville Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.90%
350 Harrison Bridge Rd, Simpsonville, SC, 29680
Used Vehicles with more than 130,000 miles (Up to 48 Months Financing)
8.95%
48 Months
▼
APR8.95%
Term48 Months
Last UpdatedMar 23, 2026
Details
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
1601 Assembly St, Columbia, SC, 29201 2762
Used Vehicles 2016-2022
9.00%
1-36
▼
APR9.00%
Term1-36
Last UpdatedMar 18, 2026
Details
Credit Scores: 549-Below**; Percent Financed: 90%
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck
9.29%
85-96 months
▼
APR9.29%
Term85-96 months
Last UpdatedMar 21, 2026
Details
As Low As; (2023-New) ($40,000+)
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck (2023-New)
9.29%
85-96 months
▼
APR9.29%
Term85-96 months
Last UpdatedMar 21, 2026
Details
As Low As
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
225 W Blackstock Rd, Spartanburg, SC, 29301
Used Vehicles 2015-2016
9.50%
2 Months
▼
APR9.50%
Term2 Months
Last UpdatedMar 24, 2026
Details
As Low As
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
1601 Assembly St, Columbia, SC, 29201 2762
Used Vehicles 2016-2022
10.00%
37-60
▼
APR10.00%
Term37-60
Last UpdatedMar 18, 2026
Details
Credit Scores: 550-599; Percent Financed: 100%; 48 mo max
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
225 W Blackstock Rd, Spartanburg, SC, 29301
Used Vehicles
10.50%
2 Months
▼
APR10.50%
Term2 Months
Last UpdatedMar 24, 2026
Details
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
225 W Blackstock Rd, Spartanburg, SC, 29301
Used Vehicles
10.75%
3 Months
▼
APR10.75%
Term3 Months
Last UpdatedMar 24, 2026
Details
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
225 W Blackstock Rd, Spartanburg, SC, 29301
Used Vehicles
11.00%
4 Months
▼
APR11.00%
Term4 Months
Last UpdatedMar 24, 2026
Details
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
1601 Assembly St, Columbia, SC, 29201 2762
Used Vehicles 2016-2022
12.00%
37-60
▼
APR12.00%
Term37-60
Last UpdatedMar 18, 2026
Details
Credit Scores: 549-Below**; Percent Financed: 90%; 48 mo max
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MonitorBankRates
National Auto Loan Rate Trends
Weekly national average APRs for new and used auto loans
Auto loan rate data from our database of 8,500+ banks and credit unions — updated weekly.
New Auto Loan — National Avg APR
5.365%
▼ 0.045 from last week
New auto loan rates fell 0.045 points this week to 5.365% APR, down from 5.410% last week.
Used Auto Loan — National Avg APR
5.673%
▼ 0.016 from last week
Used auto loan rates fell 0.016 points this week to 5.673% APR, down from 5.689% last week.
National averages as of Mar 24, 2026 • Weekly data from 8,500+ U.S. banks & credit unions
Powered byMonitorBankRates
Frequently Asked Questions about Auto Loans in Startex, South Carolina
How does my credit score affect my car loan rate in South Carolina?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Startex, South Carolina with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in South Carolina *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Startex, South Carolina typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Startex, South Carolina?
Based on our current data, some of the lowest auto loan rates available in Startex, South Carolina include:
- Market USA Federal Credit Union: 3.49% (New Auto)
- Greenwood Municipal Federal Credit Union: 3.50% (New Vehicle Loan)
- Columbia Post Office Credit Union: 3.50% (New Cars 2023-2026)
- Palmetto Citizens Federal Credit Union: 3.99% (New & Used Automobile or Truck)
- Upstate Federal Credit Union: 3.99% (New Vehicles)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Startex, South Carolina. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 24, 2026
