What are the current interest rates at Police And Fire Federal Credit Union?

Current rates for Police And Fire Federal Credit Union include: 12-Month CD: 2.95%, 18-Month CD: 3.05%, 24-Month CD: 3.10%, 60-Month CD: 3.30%, Savings: 1.00%, MMA: 3.00%

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Police And Fire Federal Credit Union

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Police And Fire Federal Credit Union Rates & Review October 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Police And Fire Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 12, 2026

Police And Fire Federal Credit Union's top rates as of October 12, 2026 are 3.55% APY on its 5 Year IRA CD, 1.00% APY on savings, 3.00% APY on money market accounts, 0.25% APY on checking, 6.62% on its Adjustable-Rate Mortgages (ARMs) - 5/30 ARM, personal loans from 9.99% APR, and credit cards from 12.65% APR, according to rates verified by MonitorBankRates. Other Police And Fire Federal Credit Union CD rates include Jumbo CDs - 5 year at 3.55%, 4 Year IRA CD at 3.50%, and Jumbo CDs - 4 year at 3.50%. Other Police And Fire Federal Credit Union mortgage rates include EXPRESS Refi Mortgage - 5/30 ARM at 6.62%, Adjustable-Rate Mortgages (ARMs) - 7/30 ARM Jumbo at 6.88%, and EXPRESS Refi Mortgage - 7/30 ARM Jumbo at 6.88%. MonitorBankRates evaluates the financial stability of Police And Fire Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.70%. Rates last updated and verified on 10/12/2026.

Police And Fire Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Police And Fire Federal Credit Union? Share your experience about Police And Fire Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Police And Fire Federal Credit Union.

Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.70%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Police And Fire Federal Credit Union
Main Office

901 Arch St
Philadelphia, PA 19107-2404

https://www.pffcu.org

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Police And Fire Federal Credit Union CD Rates

Product	Rate	APY	Term
5 Year IRA Certificate	3.494%	3.55%	5 year
Min Deposit $1,000 Details IRA Certificate; $1,000 Minimum Last Updated 10/12/2026 Rate History 1 change since Sep 16, 2026 · 3.50% → 3.55% ▲ 0.05 pts · high 3.55% / low 3.50% Oct 4, 20263.55%▲ from 3.50% Sep 16, 20263.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.70%
Jumbo Certificates - 5 year	3.494%	3.55%	5 year
Min Deposit $50,000 Details Jumbo Certificate; $50,000 minimum Last Updated 10/12/2026 Rate History 1 change since Sep 16, 2026 · 3.50% → 3.55% ▲ 0.05 pts · high 3.55% / low 3.50% Oct 12, 20263.55%▲ from 3.50% Sep 16, 20263.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.70%
4 Year IRA Certificate	3.445%	3.50%	4 year
Min Deposit $1,000 Details IRA Certificate; $1,000 Minimum Last Updated 10/12/2026 Rate History 1 change since Sep 16, 2026 · 3.40% → 3.50% ▲ 0.10 pts · high 3.50% / low 3.40% Oct 4, 20263.50%▲ from 3.40% Sep 16, 20263.40%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.70%
Jumbo Certificates - 4 year	3.445%	3.50%	4 year
Min Deposit $50,000 Details Jumbo Certificate; $50,000 minimum Last Updated 10/12/2026 Rate History 1 change since Sep 16, 2026 · 3.40% → 3.50% ▲ 0.10 pts · high 3.50% / low 3.40% Oct 12, 20263.50%▲ from 3.40% Sep 16, 20263.40%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.70%
3 Year IRA Certificate	3.397%	3.45%	3 year
Min Deposit $1,000 Details IRA Certificate; $1,000 Minimum Last Updated 10/12/2026 Rate History 1 change since Sep 16, 2026 · 3.35% → 3.45% ▲ 0.10 pts · high 3.45% / low 3.35% Oct 4, 20263.45%▲ from 3.35% Sep 16, 20263.35%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.70%
Jumbo Certificates - 3 year	3.397%	3.45%	3 year
Min Deposit $50,000 Details Jumbo Certificate; $50,000 minimum Last Updated 10/12/2026 Rate History 1 change since Sep 16, 2026 · 3.35% → 3.45% ▲ 0.10 pts · high 3.45% / low 3.35% Oct 12, 20263.45%▲ from 3.35% Sep 16, 20263.35%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.70%
30 Month IRA Certificate	3.348%	3.40%	30 month
Min Deposit $1,000 Details IRA Certificate; $1,000 Minimum Last Updated 10/12/2026 Rate History 1 change since Sep 16, 2026 · 3.30% → 3.40% ▲ 0.10 pts · high 3.40% / low 3.30% Oct 4, 20263.40%▲ from 3.30% Sep 16, 20263.30%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.70%
Jumbo Certificates - 30 month	3.348%	3.40%	30 month
Min Deposit $50,000 Details Jumbo Certificate; $50,000 minimum Last Updated 10/12/2026 Rate History 1 change since Sep 16, 2026 · 3.30% → 3.40% ▲ 0.10 pts · high 3.40% / low 3.30% Oct 12, 20263.40%▲ from 3.30% Sep 16, 20263.30%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.70%
2 Year IRA Certificate	3.30%	3.35%	2 year
Min Deposit $1,000 Details IRA Certificate; $1,000 Minimum Last Updated 10/12/2026 Rate History 1 change since Sep 16, 2026 · 3.25% → 3.35% ▲ 0.10 pts · high 3.35% / low 3.25% Oct 4, 20263.35%▲ from 3.25% Sep 16, 20263.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.70%
Jumbo Certificates - 2 year	3.30%	3.35%	2 year
Min Deposit $50,000 Details Jumbo Certificate; $50,000 minimum Last Updated 10/12/2026 Rate History 1 change since Sep 16, 2026 · 3.25% → 3.35% ▲ 0.10 pts · high 3.35% / low 3.25% Oct 12, 20263.35%▲ from 3.25% Sep 16, 20263.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.70%
18 Month IRA Certificate	3.251%	3.30%	18 month
Min Deposit $1,000 Details IRA Certificate; $1,000 Minimum Last Updated 10/12/2026 Rate History 1 change since Sep 16, 2026 · 3.15% → 3.30% ▲ 0.15 pts · high 3.30% / low 3.15% Oct 4, 20263.30%▲ from 3.15% Sep 16, 20263.15%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.70%
Certificates - 5 year	3.251%	3.30%	5 year
Min Balance $1,000 Details Balance: $1,000 - $49,999 Last Updated 10/12/2026 Rate History 1 change since Sep 16, 2026 · 3.25% → 3.30% ▲ 0.05 pts · high 3.30% / low 3.25% Oct 12, 20263.30%▲ from 3.25% Sep 16, 20263.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.70%
Jumbo Certificates - 18 month	3.251%	3.30%	18 month
Min Deposit $50,000 Details Jumbo Certificate; $50,000 minimum Last Updated 10/12/2026 Rate History 1 change since Sep 16, 2026 · 3.15% → 3.30% ▲ 0.15 pts · high 3.30% / low 3.15% Oct 12, 20263.30%▲ from 3.15% Sep 16, 20263.15%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.70%
15 Month IRA Certificate	3.203%	3.25%	15 month
Min Deposit $1,000 Details IRA Certificate; $1,000 Minimum Last Updated 10/12/2026 Rate History 1 change since Sep 16, 2026 · 3.05% → 3.25% ▲ 0.20 pts · high 3.25% / low 3.05% Oct 4, 20263.25%▲ from 3.05% Sep 16, 20263.05%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.70%
Certificates - 4 year	3.203%	3.25%	4 year
Min Balance $1,000 Details Balance: $1,000 - $49,999 Last Updated 10/12/2026 Rate History 1 change since Sep 16, 2026 · 3.15% → 3.25% ▲ 0.10 pts · high 3.25% / low 3.15% Oct 12, 20263.25%▲ from 3.15% Sep 16, 20263.15%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.70%
Jumbo Certificates - 15 month	3.203%	3.25%	15 month
Min Deposit $50,000 Details Jumbo Certificate; $50,000 minimum Last Updated 10/12/2026 Rate History 1 change since Sep 16, 2026 · 3.05% → 3.25% ▲ 0.20 pts · high 3.25% / low 3.05% Oct 12, 20263.25%▲ from 3.05% Sep 16, 20263.05%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.70%
1 Year IRA Certificate	3.154%	3.20%	1 year
Min Deposit $1,000 Details IRA Certificate; $1,000 Minimum Last Updated 10/12/2026 Rate History 1 change since Sep 16, 2026 · 3.00% → 3.20% ▲ 0.20 pts · high 3.20% / low 3.00% Oct 4, 20263.20%▲ from 3.00% Sep 16, 20263.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.70%
Certificates - 3 year	3.154%	3.20%	3 year
Min Balance $1,000 Details Balance: $1,000 - $49,999 Last Updated 10/12/2026 Rate History 1 change since Sep 16, 2026 · 3.10% → 3.20% ▲ 0.10 pts · high 3.20% / low 3.10% Oct 12, 20263.20%▲ from 3.10% Sep 16, 20263.10%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.70%
Jumbo Certificates - 1 year	3.154%	3.20%	1 year
Min Deposit $50,000 Details Jumbo Certificate; $50,000 minimum Last Updated 10/12/2026 Rate History 1 change since Sep 16, 2026 · 3.00% → 3.20% ▲ 0.20 pts · high 3.20% / low 3.00% Oct 12, 20263.20%▲ from 3.00% Sep 16, 20263.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.70%
9 Month IRA Certificate	3.105%	3.15%	9 month
Min Deposit $1,000 Details IRA Certificate; $1,000 Minimum Last Updated 10/12/2026 Rate History 1 change since Sep 16, 2026 · 2.90% → 3.15% ▲ 0.25 pts · high 3.15% / low 2.90% Oct 4, 20263.15%▲ from 2.90% Sep 16, 20262.90%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.70%
Certificates - 30 month	3.105%	3.15%	30 month
Min Balance $1,000 Details Balance: $1,000 - $49,999 Last Updated 10/12/2026 Rate History 1 change since Sep 16, 2026 · 3.05% → 3.15% ▲ 0.10 pts · high 3.15% / low 3.05% Oct 12, 20263.15%▲ from 3.05% Sep 16, 20263.05%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.70%
Jumbo Certificates - 9 month	3.105%	3.15%	9 month
Min Deposit $50,000 Details Jumbo Certificate; $50,000 minimum Last Updated 10/12/2026 Rate History 1 change since Sep 16, 2026 · 2.90% → 3.15% ▲ 0.25 pts · high 3.15% / low 2.90% Oct 12, 20263.15%▲ from 2.90% Sep 16, 20262.90%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.70%
6 Month IRA Certificate	3.057%	3.10%	6 month
Min Deposit $1,000 Details IRA Certificate; $1,000 Minimum Last Updated 10/12/2026 Rate History 1 change since Sep 16, 2026 · 2.85% → 3.10% ▲ 0.25 pts · high 3.10% / low 2.85% Oct 4, 20263.10%▲ from 2.85% Sep 16, 20262.85%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.70%
Certificates - 2 year	3.057%	3.10%	2 year
Min Balance $1,000 Details Balance: $1,000 - $49,999 Last Updated 10/12/2026 Rate History 1 change since Sep 16, 2026 · 3.00% → 3.10% ▲ 0.10 pts · high 3.10% / low 3.00% Oct 12, 20263.10%▲ from 3.00% Sep 16, 20263.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.70%
Jumbo Certificates - 6 month	3.057%	3.10%	6 month
Min Deposit $50,000 Details Jumbo Certificate; $50,000 minimum Last Updated 10/12/2026 Rate History 1 change since Sep 16, 2026 · 2.85% → 3.10% ▲ 0.25 pts · high 3.10% / low 2.85% Oct 12, 20263.10%▲ from 2.85% Sep 16, 20262.85%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.70%
3 Month IRA Certificate	3.008%	3.05%	3 month
Min Deposit $1,000 Details IRA Certificate; $1,000 Minimum Last Updated 10/12/2026 Rate History 1 change since Sep 16, 2026 · 2.80% → 3.05% ▲ 0.25 pts · high 3.05% / low 2.80% Oct 4, 20263.05%▲ from 2.80% Sep 16, 20262.80%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.70%
Certificates - 18 month	3.008%	3.05%	18 month
Min Balance $1,000 Details Balance: $1,000 - $49,999 Last Updated 10/12/2026 Rate History 1 change since Sep 16, 2026 · 2.90% → 3.05% ▲ 0.15 pts · high 3.05% / low 2.90% Oct 12, 20263.05%▲ from 2.90% Sep 16, 20262.90%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.70%
Jumbo Certificates - 3 month	3.008%	3.05%	3 month
Min Deposit $50,000 Details Jumbo Certificate; $50,000 minimum Last Updated 10/12/2026 Rate History 1 change since Sep 16, 2026 · 2.80% → 3.05% ▲ 0.25 pts · high 3.05% / low 2.80% Oct 12, 20263.05%▲ from 2.80% Sep 16, 20262.80%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.70%
Certificates - 15 month	2.96%	3.00%	15 month
Min Balance $1,000 Details Balance: $1,000 - $49,999 Last Updated 10/12/2026 Rate History 1 change since Sep 16, 2026 · 2.80% → 3.00% ▲ 0.20 pts · high 3.00% / low 2.80% Oct 12, 20263.00%▲ from 2.80% Sep 16, 20262.80%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.70%
Certificates - 1 year	2.911%	2.95%	1 year
Min Balance $1,000 Details Balance: $1,000 - $49,999 Last Updated 10/12/2026 Rate History 1 change since Sep 16, 2026 · 2.75% → 2.95% ▲ 0.20 pts · high 2.95% / low 2.75% Oct 12, 20262.95%▲ from 2.75% Sep 16, 20262.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.70%
Certificates - 9 month	2.862%	2.90%	9 month
Min Balance $1,000 Details Balance: $1,000 - $49,999 Last Updated 10/12/2026 Rate History 1 change since Sep 16, 2026 · 2.65% → 2.90% ▲ 0.25 pts · high 2.90% / low 2.65% Oct 12, 20262.90%▲ from 2.65% Sep 16, 20262.65%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.70%
Certificates - 6 month	2.813%	2.85%	6 month
Min Balance $1,000 Details Balance: $1,000 - $49,999 Last Updated 10/12/2026 Rate History 1 change since Sep 16, 2026 · 2.60% → 2.85% ▲ 0.25 pts · high 2.85% / low 2.60% Oct 12, 20262.85%▲ from 2.60% Sep 16, 20262.60%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.70%
Certificates - 3 month	2.765%	2.80%	3 month
Min Balance $1,000 Details Balance: $1,000 - $49,999 Last Updated 10/12/2026 Rate History 1 change since Sep 16, 2026 · 2.55% → 2.80% ▲ 0.25 pts · high 2.80% / low 2.55% Oct 12, 20262.80%▲ from 2.55% Sep 16, 20262.55%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.70%

Police And Fire Federal Credit Union Savings Rates

Product	Rate	APY
Education Savings Account (S18)	0.995%	1.00%
No additional details. Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 1.00% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.70%
Savings Plus Account (S5)	0.995%	1.00%
No additional details. Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 1.00% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.70%
Savings (S1)	0.25%	0.25%
Min Deposit $5 Details minimum $5 deposit required Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 0.25% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.70%

Police And Fire Federal Credit Union Money Market Rates

Product	Rate	APY	View More
IRA Money Markets-Traditional and Roth (S6/S12)	2.96%	3.00%
No additional details. Last Updated 10/12/2026 Rate History 1 change since Sep 25, 2026 · 2.75% → 3.00% ▲ 0.25 pts · high 3.00% / low 2.75% Oct 4, 20263.00%▲ from 2.75% Sep 25, 20262.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.70%

Police And Fire Federal Credit Union Checking Rates

Product	Rate	APY	View More
Free PFFCU Checking Account	0.25%	0.25%
Details Checking (S4); On all balances Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 0.25% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.70%

Police And Fire Federal Credit Union Mortgage Rates

Product	Rate	Points	APR	Term
Adjustable-Rate Mortgages (ARMs) - 5/30 ARM	6.625%	-	6.587%
Details Origination Fee or Lender Credit: 0.000%; Conventional Fannie Mae Last Updated 10/12/2026 Rate History 3 changes since Sep 16, 2026 · 6.36% → 6.59% ▲ 0.22 pts · high 6.63% / low 6.36% Oct 12, 20266.59%▲ from 6.57% Oct 2, 20266.57%▼ from 6.63% Sep 25, 20266.63%▲ from 6.36% Sep 16, 20266.36%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.70%
EXPRESS Refi Mortgage - 5/30 ARM	6.625%	0.000%	6.598%
Details Origination Fee or Lender Credit: 0.000% Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 6.60% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.70%
Adjustable-Rate Mortgages (ARMs) - 7/30 ARM Jumbo	6.875%	-	6.706%
Details Origination Fee or Lender Credit: 0.000%; Conventional Fannie Mae Last Updated 10/12/2026 Rate History 3 changes since Sep 16, 2026 · 6.42% → 6.71% ▲ 0.29 pts · high 6.71% / low 6.42% Oct 12, 20266.71%▲ from 6.65% Oct 2, 20266.65%▲ from 6.56% Sep 25, 20266.56%▲ from 6.42% Sep 16, 20266.42%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.70%
EXPRESS Refi Mortgage - 7/30 ARM Jumbo	6.875%	0.000%	6.709%
Details Origination Fee or Lender Credit: 0.000% Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 6.71% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.70%
Adjustable-Rate Mortgages (ARMs) - 7/30 ARM	6.875%	-	6.733%
Details Origination Fee or Lender Credit: 0.000%; Conventional Fannie Mae Last Updated 10/12/2026 Rate History 2 changes since Sep 16, 2026 · 6.50% → 6.73% ▲ 0.23 pts · high 6.75% / low 6.50% Oct 12, 20266.73%▼ from 6.75% Sep 25, 20266.75%▲ from 6.50% Sep 16, 20266.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.70%
EXPRESS Refi Mortgage - 7/30 ARM	6.875%	0.000%	6.745%
Details Origination Fee or Lender Credit: 0.000% Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 6.75% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.70%
15-Year Fixed Jumbo	6.75%	0.000%	6.766%	15 years
Details Conventional Fannie Mae Mortgage; Origination Fee or Lender Credit: 0.000% Last Updated 10/12/2026 Rate History 1 change since Sep 16, 2026 · 6.39% → 6.77% ▲ 0.38 pts · high 6.77% / low 6.39% Sep 25, 20266.77%▲ from 6.39% Sep 16, 20266.39%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.70%
EXPRESS Refi Mortgage - 15-Year Fixed Rate Jumbo	6.75%	0.000%	6.771%	15 years
Details Origination Fee or Lender Credit: 0.000% Last Updated 10/12/2026 Rate History 1 change since Oct 8, 2026 · 6.65% → 6.77% ▲ 0.13 pts · high 6.77% / low 6.65% Oct 12, 20266.77%▲ from 6.65% Oct 8, 20266.65%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.70%
15-Year Fixed	6.75%	0.000%	6.811%	15 years
Details Conventional Fannie Mae Mortgage; Origination Fee or Lender Credit: 0.000% Last Updated 10/12/2026 Rate History 1 change since Sep 16, 2026 · 6.44% → 6.81% ▲ 0.38 pts · high 6.81% / low 6.44% Sep 25, 20266.81%▲ from 6.44% Sep 16, 20266.44%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.70%
EXPRESS Refi Mortgage - 15-Year Fixed Rate	6.75%	0.000%	6.83%	15 years
Details Origination Fee or Lender Credit: 0.000% Last Updated 10/12/2026 Rate History 1 change since Oct 8, 2026 · 6.70% → 6.83% ▲ 0.13 pts · high 6.83% / low 6.70% Oct 12, 20266.83%▲ from 6.70% Oct 8, 20266.70%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.70%
10-Year Fixed	6.75%	0.000%	6.836%	10 years
Details Conventional Fannie Mae Mortgage; Origination Fee or Lender Credit: 0.000% Last Updated 10/12/2026 Rate History 1 change since Sep 16, 2026 · 6.46% → 6.84% ▲ 0.38 pts · high 6.84% / low 6.46% Sep 25, 20266.84%▲ from 6.46% Sep 16, 20266.46%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.70%
EXPRESS Refi Mortgage - 10-Year Fixed Rate	6.75%	0.000%	6.862%	10 years
Details Origination Fee or Lender Credit: 0.000% Last Updated 10/12/2026 Rate History 1 change since Oct 8, 2026 · 6.74% → 6.86% ▲ 0.13 pts · high 6.86% / low 6.74% Oct 12, 20266.86%▲ from 6.74% Oct 8, 20266.74%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.70%
20-Year Fixed	7.375%	-0.120%	7.344%	20 years
Details Conventional Fannie Mae Mortgage; Origination Fee or Lender Credit: -0.120% Last Updated 10/12/2026 Rate History 4 changes since Sep 16, 2026 · 7.05% → 7.34% ▲ 0.30 pts · high 7.50% / low 7.05% Oct 12, 20267.34%▼ from 7.50% Oct 4, 20267.50%▲ from 7.42% Oct 2, 20267.42%▲ from 7.28% Sep 25, 20267.28%▲ from 7.05% Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.70%
30-Year Fixed	7.625%	-0.393%	7.665%	30 years
Details Conventional Fannie Mae Mortgage; Origination Fee or Lender Credit: -0.393% Last Updated 10/12/2026 Rate History 4 changes since Sep 16, 2026 · 7.16% → 7.67% ▲ 0.50 pts · high 7.80% / low 7.16% Oct 12, 20267.67%▼ from 7.80% Oct 4, 20267.80%▲ from 7.54% Oct 2, 20267.54%▲ from 7.41% Sep 25, 20267.41%▲ from 7.16% Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.70%
15-Year Fixed Rate Non-Owner Occupied	7.625%	-	7.747%	15 years
Details Conventional Fannie Mae Mortgage; Origination Fee or Lender Credit: 0.310% Last Updated 10/12/2026 Rate History 5 changes since Sep 16, 2026 · 7.70% → 7.75% ▲ 0.05 pts · high 7.75% / low 7.68% Oct 12, 20267.75%▲ from 7.72% Oct 8, 20267.72%▲ from 7.68% Oct 4, 20267.68%▼ from 7.69% Oct 2, 20267.69%▼ from 7.72% Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.70%
30-Year Fixed Rate Non-Owner Occupied	8.125%	-	8.172%	30 years
Details Conventional Fannie Mae Mortgage; Origination Fee or Lender Credit: -0.391% Last Updated 10/12/2026 Rate History 5 changes since Sep 16, 2026 · 7.42% → 8.17% ▲ 0.75 pts · high 8.31% / low 7.42% Oct 12, 20268.17%▲ from 8.05% Oct 8, 20268.05%▼ from 8.31% Oct 4, 20268.31%▲ from 8.30% Oct 2, 20268.30%▲ from 7.67% Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.70%

Police And Fire Federal Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term
Home Equity Lines of Credit	-	-	6.00%
Details Loan to Value: Up to 80%; Margin: -0.75%; Intro APR 4.99% held through December 31, 2027 Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 6.00% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.70%
Home Equity Loan	-	-	6.49%	10 Years
Details LTV: Up to 80%; Loan Amount: $50,000 - $600,000 Last Updated 10/12/2026 Rate History 1 change since Sep 16, 2026 · 6.24% → 6.49% ▲ 0.25 pts · high 6.49% / low 6.24% Oct 2, 20266.49%▲ from 6.24% Sep 16, 20266.24%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.70%
Home Equity Lines of Credit	-	-	6.50%
Details Loan to Value: Up to 80%; Margin: -0.25%; Intro APR 4.99% held through December 31, 2027 Last Updated 10/12/2026 Rate History 1 change since Sep 16, 2026 · 6.00% → 6.50% ▲ 0.50 pts · high 6.50% / low 6.00% Oct 12, 20266.50%▲ from 6.00% Sep 16, 20266.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.70%
Home Equity Loan	-	-	6.74%	15 Years
Details LTV: Up to 80%; Loan Amount: $50,000 - $600,000 Last Updated 10/12/2026 Rate History 1 change since Sep 16, 2026 · 6.49% → 6.74% ▲ 0.25 pts · high 6.74% / low 6.49% Oct 2, 20266.74%▲ from 6.49% Sep 16, 20266.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.70%
Home Equity Loan	-	-	6.99%	10 Years
Details LTV: Up to 80%; Loan Amount: $25,000 - $49,999 Last Updated 10/12/2026 Rate History 1 change since Sep 16, 2026 · 6.74% → 6.99% ▲ 0.25 pts · high 6.99% / low 6.74% Oct 2, 20266.99%▲ from 6.74% Sep 16, 20266.74%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.70%
Home Equity Loan	-	-	7.24%	15 Years
Details LTV: Up to 80%; Loan Amount: $25,000 - $49,999 Last Updated 10/12/2026 Rate History 1 change since Sep 16, 2026 · 6.99% → 7.24% ▲ 0.25 pts · high 7.24% / low 6.99% Oct 2, 20267.24%▲ from 6.99% Sep 16, 20266.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.70%
Home Equity Loan	-	-	8.49%	10 Years
Details LTV: 80.01% to 100%; Loan Amount: $50,000 - $100,000 Last Updated 10/12/2026 Rate History 1 change since Sep 16, 2026 · 8.24% → 8.49% ▲ 0.25 pts · high 8.49% / low 8.24% Oct 2, 20268.49%▲ from 8.24% Sep 16, 20268.24%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.70%
Home Equity Loan	-	-	8.74%	15 Years
Details LTV: 80.01% to 100%; Loan Amount: $50,000 - $100,000 Last Updated 10/12/2026 Rate History 1 change since Sep 16, 2026 · 8.49% → 8.74% ▲ 0.25 pts · high 8.74% / low 8.49% Oct 2, 20268.74%▲ from 8.49% Sep 16, 20268.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.70%
Home Equity Loan	-	-	8.99%	10 Years
Details LTV: 80.01% to 100%; Loan Amount: $25,000 - $49,999 Last Updated 10/12/2026 Rate History 1 change since Sep 16, 2026 · 8.74% → 8.99% ▲ 0.25 pts · high 8.99% / low 8.74% Oct 2, 20268.99%▲ from 8.74% Sep 16, 20268.74%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.70%
Home Equity Loan	-	-	9.24%	15 Years
Details LTV: 80.01% to 100%; Loan Amount: $25,000 - $49,999 Last Updated 10/12/2026 Rate History 1 change since Sep 16, 2026 · 8.99% → 9.24% ▲ 0.25 pts · high 9.24% / low 8.99% Oct 2, 20269.24%▲ from 8.99% Sep 16, 20268.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.70%
Non-Owner-Occupied Home Equity Loan	-	-	9.24%	15 Years
Details Additional APR listed for this product: 9.99%. LTV: Up to 65%; Loan Amount: $50,000 - $200,000 Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 9.24% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.70%

Police And Fire Federal Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
Auto Loans - 2027, 2026, and 2025 Model Vehicles	-	-	5.79%	63 months
Details Additional APR listed for this product: 6.04%, 7.04%, 8.04%. Minimum loan $7,500; Model Year: 2027/2026/2025 Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 5.79% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.70%
2024, 2023, and 2022 Model Vehicles Auto Loan	-	-	6.04%	63 months
Details Additional APR listed for this product: 6.29%, 7.29%, 8.29%. Minimum $7,500; Model Year: 2024, 2023, and 2022 Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 6.04% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.70%
Auto Loans - 2027, 2026, and 2025 Model Vehicles	-	-	6.04%	72 months
Details Additional APR listed for this product: 6.29%, 7.29%, 8.29%. Model Year: 2027, 2026, and 2025; Minimum loan $10,000 Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 6.04% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.70%
Auto Loans - 63 months	-	-	6.04%	63 months
Details Additional APR listed for this product: 6.29%, 7.29%, 8.29%. Model Year: 2024, 2023, and 2022 Model Vehicles; Minimum loan $7,500 Last Updated 10/12/2026 Rate History 1 change since Sep 16, 2026 · 5.99% → 6.04% ▲ 0.05 pts · high 6.04% / low 5.99% Oct 12, 20266.04%▲ from 5.99% Sep 16, 20265.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.70%
Auto Loans - 2024, 2023, and 2022 Model Vehicles	-	-	6.29%	72 months
Details Additional APR listed for this product: 6.54%, 7.54%, 8.54%. Model Year: 2024, 2023, and 2022; Minimum loan $10,000 Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 6.29% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.70%
Auto Loans - 2027, 2026, and 2025 Model Vehicles	-	-	6.29%	75 months
Details Additional APR listed for this product: 6.54%, 7.54%. Minimum loan $12,500 Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 6.29% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.70%
2027, 2026, and 2025 Model Vehicles Auto Loan	-	-	6.54%	84 months
Details Additional APR listed for this product: 6.79%, 7.79%. Minimum $15,000; Model Year: 2027/2026/2025 Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 6.54% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.70%
Auto Loans - 2021, 2020, and 2019 Model Vehicles	-	-	6.54%	63 months
Details Additional APR listed for this product: 6.79%, 7.79%, 8.79%. Model Year: 2021, 2020, and 2019; Minimum loan $7,500 Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 6.54% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.70%
Auto Loans - 2024, 2023, and 2022 Model Vehicles	-	-	6.54%	75 months
Details Additional APR listed for this product: 6.79%, 7.79%. Minimum loan amount $12,500 Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 6.54% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.70%
Auto Loans - 2027, 2026, and 2025 Model Vehicles - 84 months	-	-	6.54%	84 months
Details Additional APR listed for this product: 6.79%, 7.79%. Model Year: 2027, 2026, and 2025; Minimum loan amount $15,000 Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 6.54% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.70%
Auto Loans - 2021, 2020, and 2019 Model Vehicles	-	-	6.79%	72 months
Details Additional APR listed for this product: 7.04%, 8.04%. Model Year: 2021, 2020, and 2019; Minimum loan $10,000 Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 6.79% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.70%
2021, 2020, and 2019 Model Vehicles Auto Loan	-	-	7.04%	72 months
Details Minimum $10,000; APR tier 2 of 3 Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 7.04% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.70%
2021, 2020, and 2019 Model Vehicles Auto Loan	-	-	8.04%	72 months
Details Minimum $10,000; APR tier 3 of 3 Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 8.04% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.70%

Police And Fire Federal Credit Union Credit Card Rates

Product	Rate	APR
Credit Cards	-	12.65%
Details Variable APR: Prime + 5.9%; 0% introductory APR for twelve months after account opening; Monthly payment is 2.50% of outstanding balance with a minimum of $10 Last Updated 10/12/2026 Rate History 2 changes since Sep 16, 2026 · 12.65% → 12.65% ▼ 0.00 pts · high 19.99% / low 12.65% Oct 8, 202612.65%▼ from 19.99% Oct 4, 202619.99%▲ from 12.65% Sep 16, 202612.65%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.70%
Credit Cards	-	16.65%
Details Variable APR: Prime + 9.9%; 0% introductory APR for twelve months after account opening; Monthly payment is 2.50% of outstanding balance with a minimum of $10 Last Updated 10/12/2026 Rate History 3 changes since Sep 16, 2026 · 12.65% → 16.65% ▲ 4.00 pts · high 19.99% / low 12.65% Oct 12, 202616.65%▲ from 12.65% Oct 8, 202612.65%▼ from 19.99% Oct 4, 202619.99%▲ from 12.65% Sep 16, 202612.65%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.70%
Credit Cards	-	18.00%
Details Variable APR: Prime + 14.65%; 0% introductory APR for twelve months after account opening; Monthly payment is 2.50% of outstanding balance with a minimum of $10 Last Updated 10/12/2026 Rate History 3 changes since Sep 16, 2026 · 12.65% → 18.00% ▲ 5.35 pts · high 19.99% / low 12.65% Oct 12, 202618.00%▲ from 12.65% Oct 8, 202612.65%▼ from 19.99% Oct 4, 202619.99%▲ from 12.65% Sep 16, 202612.65%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.70%

Police And Fire Federal Credit Union Personal Loan Rates

Product	APR	Term
Signature Loan	9.99%	60 months
Details Additional APR listed for this product: 13.99%, 18.00%. Includes 0.50% discount with automatic payment from PFFCU checking/savings or payroll deposit Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 9.99% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.70%
Signature Loan	9.99%	72 months
Details Additional APR listed for this product: 13.99%, 18.00%. Includes 0.50% discount with automatic payment from PFFCU checking/savings or payroll deposit; 72-month term has $10,000 minimum loan Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 9.99% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.70%
Personal Line of Credit	11.65%
Details Variable APR: Prime + 4.9%; Minimum Rate: 8.9%; Monthly payment is 2.25% of the line amount with a minimum of $25 Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 11.65% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.70%
Personal Line of Credit	15.65%
Details Variable APR: Prime + 8.9%; Minimum Rate: 12.9%; Monthly payment is 2.25% of the line amount with a minimum of $25 Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 15.65% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.70%
Personal Line of Credit	18.00%
Details Variable APR: Prime + 12.9%; Minimum Rate: 17.9%; Monthly payment is 2.25% of the line amount with a minimum of $25 Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 18.00% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.70%

Police And Fire Federal Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
Pledge Loan	-	-	4.99%	84 months
Details Term based on 84 months Last Updated 10/12/2026 Rate History 1 change since Oct 4, 2026 · 6.50% → 4.99% ▼ 1.51 pts · high 6.50% / low 4.99% Oct 12, 20264.99%▼ from 6.50% Oct 4, 20266.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.70%
Premium Yield Account	2.716%	-	2.75%
Min Balance $2,500 Details Balance: $2,500 - $49,999 Last Updated 10/12/2026 Rate History 2 changes since Sep 16, 2026 · 2.50% → 2.75% ▲ 0.25 pts · high 3.00% / low 2.50% Oct 12, 20262.75%▼ from 3.00% Sep 25, 20263.00%▲ from 2.50% Sep 16, 20262.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.70%
Premium Yield Account	2.96%	-	3.00%
Min Balance $50,000 Details Balance: $50,000 and over Last Updated 10/12/2026 Rate History 1 change since Sep 16, 2026 · 2.75% → 3.00% ▲ 0.25 pts · high 3.00% / low 2.75% Oct 12, 20263.00%▲ from 2.75% Sep 16, 20262.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.70%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Police And Fire Federal Credit Union’s Texas Ratio stayed near 0.60% in Q3 2023 to 0.70% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$10.2B	0.70%	5.0	A+
March 31, 2026	$10.2B	0.49%	5.0	A+
December 31, 2025	$10.0B	0.73%	5.0	A+
September 30, 2025	$9.8B	0.61%	5.0	A+
June 30, 2025	$9.8B	0.67%	5.0	A+
March 31, 2025	$9.7B	0.50%	5.0	A+
December 31, 2024	$9.5B	0.65%	5.0	A+
September 30, 2024	$9.3B	0.72%	5.0	A+
June 30, 2024	$9.2B	0.83%	5.0	A+
March 31, 2024	$9.0B	0.67%	5.0	A+
December 31, 2023	$8.8B	0.59%	5.0	A+
September 30, 2023	$8.6B	0.60%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Police And Fire Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Police And Fire Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Police And Fire Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Police And Fire Federal Credit Union

Website https://www.pffcu.org

Address 901 Arch St, Philadelphia, PA 19107-2404

Phone 215-931-0300

Fax

President Anthony La Rosa

CEO James Duke

Full-Time Employees 809

Part-Time Employees 22

Branch Locations 17

ATM Locations 17

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (100/100)

Texas Ratio

0.70%

Return on Assets (ROA)

0.9774%

Return on Equity (ROE)

5.2659%

Non-Performing Loans Ratio (NPL)

0.24%

Total Assets

10,229,312,227

Total Amount of Shares and Deposits

8,272,156,292

Total Shares and Deposits < 1 Year

7,891,909,779

Total Shares and Deposits 1 3 Years

284,723,511

Total Shares and Deposits > 3 Years

95,523,000

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

756,613,398

Total Uninsured Shares and Deposits > $250K (F+J)

756,613,398

Total Insured Shares and Deposits > $250K (item 17 less item K)

7,515,542,894

Total Interest Expense (Sum of items 6 8)

90,561,093

Share Certificates

31,071

Number of Accounts for Share Drafts

370,350

IRA KEOGH Accounts

37,306

Number of Accounts for Regular Shares

547,657

All other shares

139,445

Money Market Shares

280,935

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

3,168,974,717

Total Liabilities

8,337,689,830

Source: NCUA — Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

Police And Fire Federal Credit Union earned the Verified Healthy badge

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Customer Reviews

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Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About Police And Fire Federal Credit Union

How many branches does Police And Fire Federal Credit Union operate?

Police And Fire Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Police And Fire Federal Credit Union?

Yes, to access services at Police And Fire Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Police And Fire Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Police And Fire Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Police And Fire Federal Credit Union offer online and mobile banking?

Most modern institutions like Police And Fire Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.pffcu.org.

Current Police And Fire Federal Credit Union Rates

12-Month CD2.95%
18-Month CD3.05%
24-Month CD3.10%
60-Month CD3.30%
Savings1.00%
MMA3.00%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Police And Fire Federal Credit Union Rates & Review October 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Police And Fire Federal Credit Union Texas Ratio

Police And Fire Federal Credit Union Health Trend

Police And Fire Federal Credit Union CD Rates

Police And Fire Federal Credit Union Savings Rates

Police And Fire Federal Credit Union Money Market Rates

Police And Fire Federal Credit Union Checking Rates

Police And Fire Federal Credit Union Mortgage Rates

Police And Fire Federal Credit Union Home Equity & HELOC

Police And Fire Federal Credit Union Auto Loan Rates

Police And Fire Federal Credit Union Credit Card Rates

Police And Fire Federal Credit Union Personal Loan Rates

Police And Fire Federal Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Police And Fire Federal Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Police And Fire Federal Credit Union

How many branches does Police And Fire Federal Credit Union operate?

Is a member application needed to join Police And Fire Federal Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Police And Fire Federal Credit Union offer online and mobile banking?

Current Police And Fire Federal Credit Union Rates

Compare to Other Credit Unions