MonitorBankRates
☰
Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of savers say their bank still has not raised their rate since the Fed funds rate increase. See the full results
  1. Home›
  2. Banks›
  3. United Savings Bank Philadelphia, PA
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

United Savings Bank Philadelphia, PA Rates & Review October 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
  • Automated Online Rate Data Aggregation
  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
  • Bank & Credit Union Star Ratings
  • Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated and Verified: October 11, 2026

United Savings Bank Philadelphia, PA's top rates as of October 11, 2026 are 3.00% APY on its 5-Month Certificate, 1.25% APY on savings, 2.50% APY on money market accounts, 0.05% APY on checking, and 6.125% on its 10 Year Fixed mortgage, according to rates verified by MonitorBankRates. Other United Savings Bank Philadelphia, PA CD rates include 6-Month Certificate at 3.00%, 7-Month Certificate at 3.00%, and 9-Month Certificate at 3.00%. Other United Savings Bank Philadelphia, PA mortgage rates include 15 Year Fixed at 6.25%, 10 Year Fixed at 6.50%, and 15 Year Fixed at 6.625%. MonitorBankRates evaluates the financial stability of United Savings Bank Philadelphia, PA with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.00%. Rates last updated and verified on 10/11/2026.

United Savings Bank Philadelphia, PA money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at United Savings Bank Philadelphia, PA? Share your experience about United Savings Bank Philadelphia, PA by leaving a review below, or read customer reviews before you decide to use United Savings Bank Philadelphia, PA.

MonitorBankRates Verified Healthy Badge Q2 2026 Verified Healthy Q2 2026 Use This Badge on Your Bank Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.00%
Perfect Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
United Savings Bank
1510 Packer Ave
Philadelphia, PA 19145
https://unitedsavingsbank.com/
MemberFDIC
Customer Reviews
Be the first to review
Write a Review
Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

United Savings Bank Philadelphia, PA CD Rates

Product Rate APY Term View More
5 Month Certificate 2.934% 3.00% 5 Month
Min Deposit $1,000
Last Updated 10/11/2026
Rate History
No change since Oct 7, 2026 · 3.00% APY · checked 2 times
2.50%3.00%3.50%Oct 7, 2026: 3.00% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
6 Month Certificate 2.937% 3.00% 6 Month
Min Deposit $1,000
Last Updated 10/11/2026
Rate History
No change since Oct 7, 2026 · 3.00% APY · checked 2 times
2.50%3.00%3.50%Oct 7, 2026: 3.00% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
7 Month Certificate 2.916% 3.00% 7 Month
Min Deposit $1,000
Last Updated 10/11/2026
Rate History
No change since Oct 7, 2026 · 3.00% APY · checked 2 times
2.50%3.00%3.50%Oct 7, 2026: 3.00% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
9 Month Certificate 2.916% 3.00% 9 Month
Min Deposit $1,000
Last Updated 10/11/2026
Rate History
No change since Oct 7, 2026 · 3.00% APY · checked 2 times
2.50%3.00%3.50%Oct 7, 2026: 3.00% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
10 Month Certificate 2.676% 2.75% 10 Month
Min Deposit $1,000
Last Updated 10/11/2026
Rate History
No change since Oct 7, 2026 · 2.75% APY · checked 2 times
2.25%2.75%3.25%Oct 7, 2026: 2.75% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
3 Month Certificate 2.685% 2.75% 3 Month
Min Deposit $1,000
Last Updated 10/11/2026
Rate History
No change since Oct 7, 2026 · 2.75% APY · checked 2 times
2.25%2.75%3.25%Oct 7, 2026: 2.75% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
12 Month Certificate 2.436% 2.50% 12 Month
Min Deposit $1,000
Last Updated 10/11/2026
Rate History
No change since Oct 7, 2026 · 2.50% APY · checked 2 times
2.00%2.50%3.00%Oct 7, 2026: 2.50% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
15 Month Certificate 2.436% 2.50% 15 Month
Min Deposit $1,000
Last Updated 10/11/2026
Rate History
No change since Oct 7, 2026 · 2.50% APY · checked 2 times
2.00%2.50%3.00%Oct 7, 2026: 2.50% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
17 Month Certificate 2.436% 2.50% 17 Month
Min Deposit $1,000
Last Updated 10/11/2026
Rate History
No change since Oct 7, 2026 · 2.50% APY · checked 2 times
2.00%2.50%3.00%Oct 7, 2026: 2.50% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
18 Month Certificate 2.436% 2.50% 18 Month
Min Deposit $1,000
Last Updated 10/11/2026
Rate History
No change since Oct 7, 2026 · 2.50% APY · checked 2 times
2.00%2.50%3.00%Oct 7, 2026: 2.50% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
24 Month Certificate 2.436% 2.50% 24 Month
Min Deposit $1,000
Last Updated 10/11/2026
Rate History
No change since Oct 7, 2026 · 2.50% APY · checked 2 times
2.00%2.50%3.00%Oct 7, 2026: 2.50% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
30 Month Certificate 2.436% 2.50% 30 Month
Min Deposit $1,000
Last Updated 10/11/2026
Rate History
No change since Oct 7, 2026 · 2.50% APY · checked 2 times
2.00%2.50%3.00%Oct 7, 2026: 2.50% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
36 Month Certificate 1.954% 2.00% 36 Month
Min Deposit $1,000
Last Updated 10/11/2026
Rate History
No change since Oct 7, 2026 · 2.00% APY · checked 2 times
1.50%2.00%2.50%Oct 7, 2026: 2.00% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
48 Month Certificate 1.954% 2.00% 48 Month
Min Deposit $1,000
Last Updated 10/11/2026
Rate History
No change since Oct 7, 2026 · 2.00% APY · checked 2 times
1.50%2.00%2.50%Oct 7, 2026: 2.00% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
60 Month Certificate 1.954% 2.00% 60 Month
Min Deposit $1,000
Last Updated 10/11/2026
Rate History
No change since Oct 7, 2026 · 2.00% APY · checked 2 times
1.50%2.00%2.50%Oct 7, 2026: 2.00% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%

United Savings Bank Philadelphia, PA Savings Rates

Product Rate APY View More
UniSavings Money Market 1.24% 1.25%
Min Balance $100,000
Details Balance: $100,000 - $249,999
Last Updated 10/11/2026
Rate History
No change since Sep 19, 2026 · 1.25% APY · checked 6 times
0.75%1.25%1.75%Sep 19, 2026: 1.25% APYSep 19, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
UniSavings Money Market 1.24% 1.25%
Min Balance $250,000
Details Balance: $250,000 - Over
Last Updated 10/11/2026
Rate History
No change since Sep 19, 2026 · 1.25% APY · checked 7 times
0.75%1.25%1.75%Sep 19, 2026: 1.25% APYSep 19, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
UniSavings Money Market - 1.25%
Min Deposit $100
Min Balance $250,000
Details Balances from $0 to $24,999 will earn 0.050% APY, $25,000 to $49,999 will earn 1.050% APY, $50,000 to $99,999 will earn 1.050%, $100,000 to $249,999 will earn 1.250% and $250,000 or more will earn 1.250% APY. Fees may reduce earnings.
Last Updated 10/11/2026
Rate History
No change since Sep 19, 2026 · 1.25% APY · checked 7 times
0.75%1.25%1.75%Sep 19, 2026: 1.25% APYSep 19, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
UniSavings Money Market 1.05% 1.05%
Min Balance $25,000
Details Balance: $25,000 - $49,999
Last Updated 10/11/2026
Rate History
No change since Sep 19, 2026 · 1.05% APY · checked 6 times
0.55%1.05%1.55%Sep 19, 2026: 1.05% APYSep 19, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
UniSavings Money Market 1.05% 1.05%
Min Balance $50,000
Details Balance: $50,000 - $99,999
Last Updated 10/11/2026
Rate History
No change since Sep 19, 2026 · 1.05% APY · checked 6 times
0.55%1.05%1.55%Sep 19, 2026: 1.05% APYSep 19, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Health Savings Account 0.05% 0.05%
Min Balance $1,000
Details Balance: $1,000 - $4,999
Last Updated 10/11/2026
Rate History
No change since Sep 19, 2026 · 0.05% APY · checked 7 times
0.00%0.28%0.55%Sep 19, 2026: 0.05% APYSep 19, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Health Savings Account 0.05% 0.05%
Min Balance $5,000
Details Balance: $5,000 - $14,999
Last Updated 10/11/2026
Rate History
No change since Sep 19, 2026 · 0.05% APY · checked 7 times
0.00%0.28%0.55%Sep 19, 2026: 0.05% APYSep 19, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Health Savings Account 0.05% 0.05%
Min Balance $15,000
Details Balance: $15,000 - $24,999
Last Updated 10/11/2026
Rate History
No change since Sep 19, 2026 · 0.05% APY · checked 7 times
0.00%0.28%0.55%Sep 19, 2026: 0.05% APYSep 19, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Health Savings Account 0.05% 0.05%
Min Balance $25,000
Details Balance: $25,000 - Over
Last Updated 10/11/2026
Rate History
No change since Sep 19, 2026 · 0.05% APY · checked 7 times
0.00%0.28%0.55%Sep 19, 2026: 0.05% APYSep 19, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Health Savings Account - 0.05%
Min Deposit $1
Min Balance $1,000
Details Balances from $0 to $999 will earn 0% APY, $1,000 to $4,999 will earn .050% APY, $5,000 to $14,999 will earn .050% APY, $15,000 to $24,999 will earn .050% APY and $25,000 or more will earn .050% APY. Fees may reduce earnings.
Last Updated 10/11/2026
Rate History
No change since Sep 19, 2026 · 0.05% APY · checked 7 times
0.00%0.28%0.55%Sep 19, 2026: 0.05% APYSep 19, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
UniSavings Money Market 0.05% 0.05%
Min Balance $0
Details Balance: $0 - $24,999
Last Updated 10/11/2026
Rate History
No change since Sep 19, 2026 · 0.05% APY · checked 6 times
0.00%0.28%0.55%Sep 19, 2026: 0.05% APYSep 19, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
UniSavings Money Market - 0.05%
Min Deposit $100
Min Balance $0
Details Balances from $0 to $24,999 will earn 0.050% APY, $25,000 to $49,999 will earn 1.050% APY, $50,000 to $99,999 will earn 1.050%, $100,000 to $249,999 will earn 1.250% and $250,000 or more will earn 1.250% APY. Fees may reduce earnings.
Last Updated 10/11/2026
Rate History
No change since Sep 19, 2026 · 0.05% APY · checked 6 times
0.00%0.28%0.55%Sep 19, 2026: 0.05% APYSep 19, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%

United Savings Bank Philadelphia, PA Money Market Rates

Product Rate APY View More
Personal Money Market 2.47% 2.50%
Min Balance $2,500
Details Balance: $2,500 - Over
Last Updated 10/11/2026
Rate History
No change since Sep 19, 2026 · 2.50% APY · checked 7 times
2.00%2.50%3.00%Sep 19, 2026: 2.50% APYSep 19, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
UniSavings Money Market 1.24% 1.25%
Min Balance $100,000
Details Balance: $100,000 - $249,999
Last Updated 10/11/2026
Rate History
No change since Sep 19, 2026 · 1.25% APY · checked 6 times
0.75%1.25%1.75%Sep 19, 2026: 1.25% APYSep 19, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
UniSavings Money Market 1.24% 1.25%
Min Balance $250,000
Details Balance: $250,000 - Over
Last Updated 10/11/2026
Rate History
No change since Sep 19, 2026 · 1.25% APY · checked 7 times
0.75%1.25%1.75%Sep 19, 2026: 1.25% APYSep 19, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
UniSavings Money Market - 1.25%
Min Deposit $100
Min Balance $250,000
Details Balances from $0 to $24,999 will earn 0.050% APY, $25,000 to $49,999 will earn 1.050% APY, $50,000 to $99,999 will earn 1.050%, $100,000 to $249,999 will earn 1.250% and $250,000 or more will earn 1.250% APY. Fees may reduce earnings.
Last Updated 10/11/2026
Rate History
No change since Sep 19, 2026 · 1.25% APY · checked 7 times
0.75%1.25%1.75%Sep 19, 2026: 1.25% APYSep 19, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Premium Money Market 1.14% 1.15%
Min Balance $25,000
Details Balance: $25,000 - Over
Last Updated 10/11/2026
Rate History
No change since Sep 19, 2026 · 1.15% APY · checked 7 times
0.65%1.15%1.65%Sep 19, 2026: 1.15% APYSep 19, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
UniSavings Money Market 1.05% 1.05%
Min Balance $25,000
Details Balance: $25,000 - $49,999
Last Updated 10/11/2026
Rate History
No change since Sep 19, 2026 · 1.05% APY · checked 6 times
0.55%1.05%1.55%Sep 19, 2026: 1.05% APYSep 19, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
UniSavings Money Market 1.05% 1.05%
Min Balance $50,000
Details Balance: $50,000 - $99,999
Last Updated 10/11/2026
Rate History
No change since Sep 19, 2026 · 1.05% APY · checked 6 times
0.55%1.05%1.55%Sep 19, 2026: 1.05% APYSep 19, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Money Market Plus 1.00% 1.00%
Min Balance $25,000
Details Balance: $25,000 - Over
Last Updated 10/11/2026
Rate History
No change since Sep 19, 2026 · 1.00% APY · checked 7 times
0.50%1.00%1.50%Sep 19, 2026: 1.00% APYSep 19, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Money Market Plus 0.05% 0.05%
Min Balance $100
Details Balance: $100 - $24,999
Last Updated 10/11/2026
Rate History
No change since Sep 19, 2026 · 0.05% APY · checked 7 times
0.00%0.28%0.55%Sep 19, 2026: 0.05% APYSep 19, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Money Market Plus - 0.05%
Min Deposit $100
Min Balance $100
Details Balances from $100 to $24,999 will earn .050% APY and $25,000 or more will earn 1.000% APY. Fees may reduce earnings.
Last Updated 10/11/2026
Rate History
No change since Sep 19, 2026 · 0.05% APY · checked 7 times
0.00%0.28%0.55%Sep 19, 2026: 0.05% APYSep 19, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Personal Money Market 0.05% 0.05%
Min Balance $100
Details Balance: $100 - $2,499
Last Updated 10/11/2026
Rate History
No change since Sep 19, 2026 · 0.05% APY · checked 7 times
0.00%0.28%0.55%Sep 19, 2026: 0.05% APYSep 19, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Personal Money Market - 0.05%
Min Deposit $100
Min Balance $100
Details Balances from $0 to $99 will earn 0.000% APY, $100 to $2,499 will earn 0.050% APY, $2,500 and Over will earn 2.500%. Fees may reduce earnings.
Last Updated 10/11/2026
Rate History
No change since Sep 19, 2026 · 0.05% APY · checked 7 times
0.00%0.28%0.55%Sep 19, 2026: 0.05% APYSep 19, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Premium Money Market 0.05% 0.05%
Min Balance $100
Details Balance: $100 - $24,999
Last Updated 10/11/2026
Rate History
No change since Sep 19, 2026 · 0.05% APY · checked 7 times
0.00%0.28%0.55%Sep 19, 2026: 0.05% APYSep 19, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Premium Money Market - 0.05%
Min Deposit $100
Min Balance $100
Details Balances from $0 to $99 will earn 0% APY, $100 to $24,999 will earn .050% APY, and $25,000 or more will earn 1.150% APY. Fees may reduce earnings.
Last Updated 10/11/2026
Rate History
No change since Sep 19, 2026 · 0.05% APY · checked 7 times
0.00%0.28%0.55%Sep 19, 2026: 0.05% APYSep 19, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
UniSavings Money Market 0.05% 0.05%
Min Balance $0
Details Balance: $0 - $24,999
Last Updated 10/11/2026
Rate History
No change since Sep 19, 2026 · 0.05% APY · checked 6 times
0.00%0.28%0.55%Sep 19, 2026: 0.05% APYSep 19, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
UniSavings Money Market - 0.05%
Min Deposit $100
Min Balance $0
Details Balances from $0 to $24,999 will earn 0.050% APY, $25,000 to $49,999 will earn 1.050% APY, $50,000 to $99,999 will earn 1.050%, $100,000 to $249,999 will earn 1.250% and $250,000 or more will earn 1.250% APY. Fees may reduce earnings.
Last Updated 10/11/2026
Rate History
No change since Sep 19, 2026 · 0.05% APY · checked 6 times
0.00%0.28%0.55%Sep 19, 2026: 0.05% APYSep 19, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%

United Savings Bank Philadelphia, PA Checking Rates

Product Rate APY View More
Premium Interest Checking 0.05% 0.05%
Min Balance $0
Details Balance: $0 - $999
Last Updated 10/11/2026
Rate History
No change since Sep 19, 2026 · 0.05% APY · checked 7 times
0.00%0.28%0.55%Sep 19, 2026: 0.05% APYSep 19, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Premium Interest Checking 0.05% 0.05%
Min Balance $1,000
Details Balance: $1,000 - $9,999
Last Updated 10/11/2026
Rate History
No change since Sep 19, 2026 · 0.05% APY · checked 7 times
0.00%0.28%0.55%Sep 19, 2026: 0.05% APYSep 19, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Premium Interest Checking 0.05% 0.05%
Min Balance $10,000
Details Balance: $10,000 - $24,999
Last Updated 10/11/2026
Rate History
No change since Sep 19, 2026 · 0.05% APY · checked 7 times
0.00%0.28%0.55%Sep 19, 2026: 0.05% APYSep 19, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Premium Interest Checking 0.05% 0.05%
Min Balance $25,000
Details Balance: $25,000 - Over
Last Updated 10/11/2026
Rate History
No change since Sep 19, 2026 · 0.05% APY · checked 7 times
0.00%0.28%0.55%Sep 19, 2026: 0.05% APYSep 19, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Premium Interest Checking - 0.05%
Min Deposit $1
Min Balance $10,000
Details Balances from $0 to $999 will earn .050% APY, $1,000 to $9,999 will earn .050% APY, $10,000 to $24,999 will earn .050% APY and $25,000 or more will earn .050% APY. Fees may reduce earnings.
Last Updated 10/11/2026
Rate History
No change since Sep 19, 2026 · 0.05% APY · checked 7 times
0.00%0.28%0.55%Sep 19, 2026: 0.05% APYSep 19, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%

United Savings Bank Philadelphia, PA Business Checking Rates

Product Rate APY View More
Business Interest Checking 0.05% 0.05%
Min Balance $1,501
Details Balance: $1,501 - $25,000
Last Updated 10/11/2026
Rate History
No change since Sep 19, 2026 · 0.05% APY · checked 7 times
0.00%0.28%0.55%Sep 19, 2026: 0.05% APYSep 19, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Business Interest Checking 0.05% 0.05%
Min Balance $25,000
Details Balance: $25,000 - Over
Last Updated 10/11/2026
Rate History
No change since Sep 19, 2026 · 0.05% APY · checked 7 times
0.00%0.28%0.55%Sep 19, 2026: 0.05% APYSep 19, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Business Interest Checking - 0.05%
Min Deposit $100
Min Balance $25,001
Details Balances from $0 to $1,500 will earn 0% APY, $1,501 to $25,000 will earn .050% APY, and $25,001 or more will earn .050% APY. Fees may reduce earnings.
Last Updated 10/11/2026
Rate History
No change since Oct 7, 2026 · 0.05% APY · checked 2 times
0.00%0.28%0.55%Oct 7, 2026: 0.05% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%

United Savings Bank Philadelphia, PA Mortgage Rates

Product Rate Points APR Term View More
10 Year Fixed 6.125% 1 6.466% 10 Year
No additional details.
Last Updated 10/11/2026
Rate History
2 changes since Sep 19, 2026 · 6.22% → 6.47% ▲ 0.25 pts · high 6.59% / low 6.22%
5.72%6.40%7.09%Sep 19, 2026: 6.22% APRSep 27, 2026: 6.59% APROct 11, 2026: 6.47% APRSep 19, 2026Oct 13, 2026
  • Oct 11, 20266.47%▼ from 6.59%
  • Sep 27, 20266.59%▲ from 6.22%
  • Sep 19, 20266.22%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
15 Year Fixed 6.25% 1 6.494% 15 Year
No additional details.
Last Updated 10/11/2026
Rate History
2 changes since Sep 19, 2026 · 6.24% → 6.49% ▲ 0.25 pts · high 6.62% / low 6.24%
5.74%6.43%7.12%Sep 19, 2026: 6.24% APRSep 27, 2026: 6.62% APROct 11, 2026: 6.49% APRSep 19, 2026Oct 13, 2026
  • Oct 11, 20266.49%▼ from 6.62%
  • Sep 27, 20266.62%▲ from 6.24%
  • Sep 19, 20266.24%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
10 Year Fixed 6.50% 0 6.62% 10 Year
No additional details.
Last Updated 10/11/2026
Rate History
2 changes since Sep 19, 2026 · 6.24% → 6.62% ▲ 0.38 pts · high 6.62% / low 6.24%
5.74%6.43%7.12%Sep 19, 2026: 6.24% APRSep 24, 2026: 6.37% APRSep 27, 2026: 6.62% APRSep 19, 2026Oct 13, 2026
  • Sep 27, 20266.62%▲ from 6.37%
  • Sep 24, 20266.37%▲ from 6.24%
  • Sep 19, 20266.24%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
15 Year Fixed 6.625% 0 6.711% 15 Year
No additional details.
Last Updated 10/11/2026
Rate History
2 changes since Sep 19, 2026 · 6.34% → 6.71% ▲ 0.38 pts · high 6.71% / low 6.34%
5.84%6.52%7.21%Sep 19, 2026: 6.34% APRSep 24, 2026: 6.46% APRSep 27, 2026: 6.71% APRSep 19, 2026Oct 13, 2026
  • Sep 27, 20266.71%▲ from 6.46%
  • Sep 24, 20266.46%▲ from 6.34%
  • Sep 19, 20266.34%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
20 Year Fixed 6.75% 1 6.949% 20 Year
No additional details.
Last Updated 10/11/2026
Rate History
3 changes since Sep 19, 2026 · 6.57% → 6.95% ▲ 0.38 pts · high 7.08% / low 6.57%
6.07%6.82%7.58%Sep 19, 2026: 6.57% APRSep 27, 2026: 6.82% APROct 1, 2026: 7.08% APROct 11, 2026: 6.95% APRSep 19, 2026Oct 13, 2026
  • Oct 11, 20266.95%▼ from 7.08%
  • Oct 1, 20267.08%▲ from 6.82%
  • Sep 27, 20266.82%▲ from 6.57%
  • Sep 19, 20266.57%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
5/1 Year ARM 6.375% 1 6.97% 5/1 Year ARM
No additional details.
Last Updated 10/11/2026
Rate History
2 changes since Sep 19, 2026 · 6.67% → 6.97% ▲ 0.30 pts · high 6.97% / low 6.67%
6.17%6.82%7.47%Sep 19, 2026: 6.67% APRSep 24, 2026: 6.79% APRSep 27, 2026: 6.97% APRSep 19, 2026Oct 13, 2026
  • Sep 27, 20266.97%▲ from 6.79%
  • Sep 24, 20266.79%▲ from 6.67%
  • Sep 19, 20266.67%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
5/1 Year ARM 6.625% 0 6.973% 5/1 Year ARM
No additional details.
Last Updated 10/11/2026
Rate History
2 changes since Sep 19, 2026 · 6.67% → 6.97% ▲ 0.30 pts · high 6.97% / low 6.67%
6.17%6.82%7.47%Sep 19, 2026: 6.67% APRSep 24, 2026: 6.80% APRSep 27, 2026: 6.97% APRSep 19, 2026Oct 13, 2026
  • Sep 27, 20266.97%▲ from 6.80%
  • Sep 24, 20266.80%▲ from 6.67%
  • Sep 19, 20266.67%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
20 Year Fixed 7.00% 0 7.07% 20 Year
No additional details.
Last Updated 10/11/2026
Rate History
3 changes since Sep 19, 2026 · 6.82% → 7.07% ▲ 0.25 pts · high 7.20% / low 6.82%
6.32%7.01%7.70%Sep 19, 2026: 6.82% APRSep 27, 2026: 7.07% APROct 1, 2026: 7.20% APROct 11, 2026: 7.07% APRSep 19, 2026Oct 13, 2026
  • Oct 11, 20267.07%▼ from 7.20%
  • Oct 1, 20267.20%▲ from 7.07%
  • Sep 27, 20267.07%▲ from 6.82%
  • Sep 19, 20266.82%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
30 Year Fixed 7.00% 1 7.165% 30 Year
No additional details.
Last Updated 10/11/2026
Rate History
3 changes since Sep 19, 2026 · 6.78% → 7.17% ▲ 0.39 pts · high 7.17% / low 6.78%
6.28%6.97%7.67%Sep 19, 2026: 6.78% APRSep 27, 2026: 7.03% APROct 1, 2026: 7.16% APROct 11, 2026: 7.17% APRSep 19, 2026Oct 13, 2026
  • Oct 11, 20267.17%▲ from 7.16%
  • Oct 1, 20267.16%▲ from 7.03%
  • Sep 27, 20267.03%▲ from 6.78%
  • Sep 19, 20266.78%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
30 Year Fixed 7.25% 0 7.316% 30 Year
No additional details.
Last Updated 10/11/2026
Rate History
2 changes since Sep 19, 2026 · 6.93% → 7.32% ▲ 0.39 pts · high 7.32% / low 6.93%
6.43%7.12%7.82%Sep 19, 2026: 6.93% APRSep 27, 2026: 7.18% APROct 1, 2026: 7.32% APRSep 19, 2026Oct 13, 2026
  • Oct 1, 20267.32%▲ from 7.18%
  • Sep 27, 20267.18%▲ from 6.93%
  • Sep 19, 20266.93%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%

United Savings Bank Philadelphia, PA Other Rates

Product Rate Points APY/APR Term View More
Second Homes - 15 Year Fixed 7.125% 0 7.212% 15 Year
Last Updated 10/11/2026
Rate History
No change since Oct 3, 2026 · 7.21% APR · checked 4 times
6.71%7.21%7.71%Oct 3, 2026: 7.21% APROct 3, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Second Homes - 15 Year Fixed 7.25% 1 7.338% 15 Year
Last Updated 10/11/2026
Rate History
1 change since Sep 15, 2026 · 7.00% → 7.34% ▲ 0.34 pts · high 7.34% / low 7.00%
6.50%7.17%7.84%Sep 15, 2026: 7.00% APROct 7, 2026: 7.34% APRSep 15, 2026Oct 13, 2026
  • Oct 7, 20267.34%▲ from 7.00%
  • Sep 15, 20267.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Second Homes - 30 Year Fixed 7.75% 0 7.807% 30 Year
Last Updated 10/11/2026
Rate History
No change since Oct 3, 2026 · 7.81% APR · checked 4 times
7.31%7.81%8.31%Oct 3, 2026: 7.81% APROct 3, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Second Homes - 30 Year Fixed 7.875% 1 7.932% 30 Year
Last Updated 10/11/2026
Rate History
1 change since Sep 15, 2026 · 7.53% → 7.93% ▲ 0.40 pts · high 7.93% / low 7.53%
7.03%7.73%8.43%Sep 15, 2026: 7.53% APROct 7, 2026: 7.93% APRSep 15, 2026Oct 13, 2026
  • Oct 7, 20267.93%▲ from 7.53%
  • Sep 15, 20267.53%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.
Powered by MonitorBankRates

Financial Health History

United Savings Bank Philadelphia, PA’s Texas Ratio stayed near 0.00% in Q3 2023 to 0.00% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 0.3% 2.0★ 0.5% 3.0★ 0.8% 4.0★ 1% 5.0★ Healthy zone – entire history below the 15% limit 0.00% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 0.00% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$461M0.00%5.0A+
March 31, 2026$460M0.00%5.0A+
December 31, 2025$448M0.00%5.0A+
September 30, 2025$451M0.00%5.0A+
June 30, 2025$448M0.00%5.0A+
March 31, 2025$438M0.13%5.0A+
December 31, 2024$435M0.13%5.0A+
September 30, 2024$440M0.14%5.0A+
June 30, 2024$444M0.14%5.0A+
March 31, 2024$446M0.14%5.0A+
December 31, 2023$446M0.26%5.0A+
September 30, 2023$453M0.00%5.0A+
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for United Savings Bank Philadelphia, PA is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather United Savings Bank Philadelphia, PA rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with United Savings Bank Philadelphia, PA's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name United Savings Bank Philadelphia, PA
FDIC Certificate # 28836
Address 1510 Packer Ave, Philadelphia, PA 19145  ·  Philadelphia
Website https://unitedsavingsbank.com/
Established 19230101
FDIC Insurance Date 19890809
Domestic Offices 6
Total Branches 6
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.00%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.8352%
Return on Equity (ROE) 4.5900%
Non-Performing Loans (NPL) 0.00%
Total Assets $460,566,000
Total Deposits $332,127,000
Equity Capital $83,980,000
Net Income $1,906,000
Headquarters Philadelphia
Total Branches and Offices 6
Source: FDIC  |  Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge Q2 2026
Q2 2026 MBR Health & Safety Badge

United Savings Bank Philadelphia, PA earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

<a href="https://www.monitorbankrates.com/banks/united-savings-bank-philadelphia-pa-rates-review-28836">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for United Savings Bank Philadelphia, PA yet. Feel free to create one below.
Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for United Savings Bank Philadelphia, PA
Your Name:
Your Rating:

Frequently Asked Questions About United Savings Bank Philadelphia, PA

How many branches does United Savings Bank Philadelphia, PA operate?

United Savings Bank Philadelphia, PA currently maintains approximately 6 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, United Savings Bank Philadelphia, PA does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, United Savings Bank Philadelphia, PA provides members with tools to manage their accounts and build a solid financial history.

Does United Savings Bank Philadelphia, PA offer online and mobile banking?

Most modern institutions like United Savings Bank Philadelphia, PA provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://unitedsavingsbank.com/.

Current United Savings Bank Philadelphia, PA Rates

  • 12-Month CD2.50%
  • 18-Month CD2.50%
  • 24-Month CD2.50%
  • 36-Month CD2.00%
  • 48-Month CD2.00%
  • 60-Month CD2.00%
  • Savings1.25%
  • MMA2.50%
Retrieved from our database of financial products. Rates subject to change.

Compare to Other Banks

Farmers State Bank Phillipsburg, KS F&M Bank Miamisburg, OH 1st Bank of Sea Isle City Vision Bank Citizens Bank of West Virginia, Inc. Fisher National Bank BayFirst National Bank Sturdy Savings Bank Scale Bank Community Bank Longview, TX Macatawa Bank Coastal Heritage Bank First Central Bank McCook Home Banking Company INSBank CBBC Bank Hustisford State Bank Mountain Pacific Bank Franklin B&T Co. First Horizon Bank360