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American Eagle Financial Credit Union Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
Location-Based Rate Tables
Bank & Credit Union Health Safety Ratings
Bank & Credit Union Star Ratings
Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated and Verified: October 7, 2026
American Eagle Financial Credit Union's top rates as of October 7, 2026 are 4.15% APY on its 8 Month IRA CD, 0.50% APY on savings, 0.05% APY on checking, 6.62% on its 15-Year Fixed Mortgage Loan, personal loans from 8.99% APR, and credit cards from 13.65% APR, according to rates verified by MonitorBankRates. Other American Eagle Financial Credit Union CD rates include 8-Month CD at 4.15%, 6 Month IRA CD at 3.75%, and 6-Month CD at 3.75%. Other American Eagle Financial Credit Union mortgage rates include 20-Year Fixed Mortgage Loan at 7.12%, 30-Year Fixed Mortgage Loan at 7.25%, and 30-Year Fixed Mortgage Loan at 7.25%. MonitorBankRates evaluates the financial stability of American Eagle Financial Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.67%. Rates last updated and verified on 10/07/2026.
American Eagle Financial Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at American Eagle Financial Credit Union? Share your experience about American Eagle Financial Credit Union by leaving a review below, or read customer reviews before you decide to use American Eagle Financial Credit Union.
American Eagle Financial Credit Union has earned an overall safety grade of A+ (Exceptional, Score: 98/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective NCUA regulatory data.
MonitorBankRates Rating
?
5.0
ExceptionalOut of 5.0 Stars
MonitorBankRates Star Rating
American Eagle Financial Credit Union has earned a Star Rating of 5.0 out of 5 stars (Exceptional).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
?
3.67%
ExcellentLower than avg
American Eagle Financial Credit Union Texas Ratio
American Eagle Financial Credit Union's Texas Ratio is 3.67%, which is considered excellent and is lower than the national average of 6.13%.
American Eagle Financial Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
American Eagle Financial Credit Union Health Trend
3.62% to 3.67% over 12 quarters, very strongFull history
Star Rating 5.0 to 5.0, Health Grade A+ to A+
The Texas Ratio for this credit union has stayed very strong since Q3 2023. Lower is healthier; the amber line is the 15% level required for the MBR Verified Healthy badge.
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.
American Eagle Financial Credit Union CD Rates
Product
Rate
APY
Term
View More
8 Month IRA Certificate
4.07%
4.15%
8-Month
No additional details.
Last Updated10/07/2026
Rate History
No change since Oct 7, 2026 · 4.15% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
8-Month Certificate
4.07%
4.15%
8 months
No additional details.
Last Updated10/07/2026
Rate History
No change since Sep 18, 2026 · 4.15% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
6 Month IRA Certificate
3.69%
3.75%
6-Month
No additional details.
Last Updated10/07/2026
Rate History
No change since Oct 7, 2026 · 3.75% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
6-Month Certificate
3.69%
3.75%
6 months
No additional details.
Last Updated10/07/2026
Rate History
No change since Sep 18, 2026 · 3.75% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
9 Month IRA Certificate
3.69%
3.75%
9-Month
No additional details.
Last Updated10/07/2026
Rate History
No change since Oct 7, 2026 · 3.75% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
9-Month Certificate
3.69%
3.75%
9 months
No additional details.
Last Updated10/07/2026
Rate History
No change since Sep 18, 2026 · 3.75% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
13 Month IRA Certificate
3.45%
3.50%
13-Month
No additional details.
Last Updated10/07/2026
Rate History
No change since Oct 7, 2026 · 3.50% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
13-Month Certificate
3.45%
3.50%
13 months
No additional details.
Last Updated10/07/2026
Rate History
No change since Sep 18, 2026 · 3.50% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
18 Month IRA Certificate
3.20%
3.25%
18-Month
No additional details.
Last Updated10/07/2026
Rate History
No change since Oct 7, 2026 · 3.25% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
18-Month Certificate
3.20%
3.25%
18 months
No additional details.
Last Updated10/07/2026
Rate History
No change since Sep 18, 2026 · 3.25% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
12 Month IRA Certificate
1.64%
1.65%
12-Month
No additional details.
Last Updated10/07/2026
Rate History
No change since Oct 7, 2026 · 1.65% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
12-Month Certificate
1.64%
1.65%
12 months
No additional details.
Last Updated10/07/2026
Rate History
No change since Sep 18, 2026 · 1.65% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
60 Month IRA Certificate
0.75%
0.75%
60-Month
No additional details.
Last Updated10/07/2026
Rate History
No change since Oct 7, 2026 · 0.75% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
60-Month Certificate
0.75%
0.75%
60 months
No additional details.
Last Updated10/07/2026
Rate History
No change since Sep 18, 2026 · 0.75% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
36 Month IRA Certificate
0.60%
0.60%
36-Month
No additional details.
Last Updated10/07/2026
Rate History
No change since Oct 7, 2026 · 0.60% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
36-Month Certificate
0.60%
0.60%
36 months
No additional details.
Last Updated10/07/2026
Rate History
No change since Sep 18, 2026 · 0.60% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
48 Month IRA Certificate
0.60%
0.60%
48-Month
No additional details.
Last Updated10/07/2026
Rate History
No change since Oct 7, 2026 · 0.60% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
48-Month Certificate
0.60%
0.60%
48 months
No additional details.
Last Updated10/07/2026
Rate History
No change since Sep 18, 2026 · 0.60% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
30 Month IRA Certificate
0.50%
0.50%
30-Month
No additional details.
Last Updated10/07/2026
Rate History
No change since Oct 7, 2026 · 0.50% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
30-Month Certificate
0.50%
0.50%
30 months
No additional details.
Last Updated10/07/2026
Rate History
No change since Sep 18, 2026 · 0.50% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
24 Month IRA Certificate
0.30%
0.30%
24-Month
No additional details.
Last Updated10/07/2026
Rate History
No change since Oct 7, 2026 · 0.30% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
24-Month Certificate
0.30%
0.30%
24 months
No additional details.
Last Updated10/07/2026
Rate History
No change since Sep 18, 2026 · 0.30% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
14 Month IRA Certificate (Promo)
0.20%
0.20%
14-Month
No additional details.
Last Updated10/07/2026
Rate History
No change since Oct 7, 2026 · 0.20% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
14-Month (Promo) Certificate
0.20%
0.20%
14 months
No additional details.
Last Updated10/07/2026
Rate History
No change since Sep 18, 2026 · 0.20% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
15 Month IRA Certificate
0.20%
0.20%
15-Month
No additional details.
Last Updated10/07/2026
Rate History
No change since Oct 7, 2026 · 0.20% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
15-Month Certificate
0.20%
0.20%
15 months
No additional details.
Last Updated10/07/2026
Rate History
No change since Sep 18, 2026 · 0.20% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
18 Month IRA Certificate (Bump Up)
0.20%
0.20%
18-Month
DetailsBump Up
Last Updated10/07/2026
Rate History
No change since Oct 7, 2026 · 0.20% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
18-Month (Bump Up) Certificate
0.20%
0.20%
18 months
No additional details.
Last Updated10/07/2026
Rate History
No change since Sep 18, 2026 · 0.20% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
3 Month IRA Certificate
0.15%
0.15%
3-Month
No additional details.
Last Updated10/07/2026
Rate History
No change since Oct 7, 2026 · 0.15% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
3-Month Certificate
0.15%
0.15%
3 months
No additional details.
Last Updated10/07/2026
Rate History
No change since Sep 18, 2026 · 0.15% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
American Eagle Financial Credit Union Savings Rates
Product
Rate
APY
View More
Money Market Plus Savings
0.50%
0.50%
Min Balance$100,000
DetailsBalance: $100,000 - Over
Last Updated10/07/2026
Rate History
No change since Oct 7, 2026 · 0.50% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
Money Market Plus Savings
0.45%
0.45%
Min Balance$50,000
DetailsBalance: $50,000 - $99,999
Last Updated10/07/2026
Rate History
No change since Oct 7, 2026 · 0.45% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
My Ultimate Money Market Savings
0.45%
0.45%
Min Balance$40,000
DetailsBalance: $40,000 - Over
Last Updated10/07/2026
Rate History
No change since Oct 7, 2026 · 0.45% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
IRA Statement Savings
0.05%
0.05%
No additional details.
Last Updated10/07/2026
Rate History
No change since Sep 18, 2026 · 0.05% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
Money Market Plus Savings
0.05%
0.05%
Min Balance$0
DetailsBalance: Less than $49,999
Last Updated10/07/2026
Rate History
No change since Oct 7, 2026 · 0.05% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
My Ultimate Money Market Savings
0.05%
0.05%
Min Balance$0
DetailsBalance: Less than $2,000
Last Updated10/07/2026
Rate History
No change since Oct 7, 2026 · 0.05% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
My Ultimate Money Market Savings
0.05%
0.05%
Min Balance$2,000
DetailsBalance: $2,000 - $4,999
Last Updated10/07/2026
Rate History
No change since Oct 7, 2026 · 0.05% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
My Ultimate Money Market Savings
0.05%
0.05%
Min Balance$5,000
DetailsBalance: $5,000 - $9,999
Last Updated10/07/2026
Rate History
No change since Oct 7, 2026 · 0.05% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
My Ultimate Money Market Savings
0.05%
0.05%
Min Balance$10,000
DetailsBalance: $10,000 - $19,999
Last Updated10/07/2026
Rate History
No change since Oct 7, 2026 · 0.05% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
My Ultimate Money Market Savings
0.05%
0.05%
Min Balance$20,000
DetailsBalance: $20,000 - $39,999
Last Updated10/07/2026
Rate History
No change since Oct 7, 2026 · 0.05% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
Savings
0.05%
0.05%
No additional details.
Last Updated10/07/2026
Rate History
No change since Sep 18, 2026 · 0.05% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
Secondary Savings
0.05%
0.05%
No additional details.
Last Updated10/07/2026
Rate History
No change since Sep 18, 2026 · 0.05% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
American Eagle Financial Credit Union Money Market Rates
Product
Rate
APY
View More
Money Market Plus Savings
0.50%
0.50%
Min Balance$100,000
DetailsBalance: $100,000 - Over
Last Updated10/07/2026
Rate History
No change since Oct 7, 2026 · 0.50% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
Money Market Plus Savings
0.45%
0.45%
Min Balance$50,000
DetailsBalance: $50,000 - $99,999
Last Updated10/07/2026
Rate History
No change since Oct 7, 2026 · 0.45% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
My Ultimate Money Market Savings
0.45%
0.45%
Min Balance$40,000
DetailsBalance: $40,000 - Over
Last Updated10/07/2026
Rate History
No change since Oct 7, 2026 · 0.45% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
Money Market Plus Savings
0.05%
0.05%
Min Balance$0
DetailsBalance: Less than $49,999
Last Updated10/07/2026
Rate History
No change since Oct 7, 2026 · 0.05% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
My Ultimate Money Market Savings
0.05%
0.05%
Min Balance$0
DetailsBalance: Less than $2,000
Last Updated10/07/2026
Rate History
No change since Oct 7, 2026 · 0.05% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
My Ultimate Money Market Savings
0.05%
0.05%
Min Balance$2,000
DetailsBalance: $2,000 - $4,999
Last Updated10/07/2026
Rate History
No change since Oct 7, 2026 · 0.05% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
My Ultimate Money Market Savings
0.05%
0.05%
Min Balance$5,000
DetailsBalance: $5,000 - $9,999
Last Updated10/07/2026
Rate History
No change since Oct 7, 2026 · 0.05% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
My Ultimate Money Market Savings
0.05%
0.05%
Min Balance$10,000
DetailsBalance: $10,000 - $19,999
Last Updated10/07/2026
Rate History
No change since Oct 7, 2026 · 0.05% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
My Ultimate Money Market Savings
0.05%
0.05%
Min Balance$20,000
DetailsBalance: $20,000 - $39,999
Last Updated10/07/2026
Rate History
No change since Oct 7, 2026 · 0.05% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
American Eagle Financial Credit Union Checking Rates
Product
Rate
APY
View More
Interest Checking
0.05%
0.05%
No additional details.
Last Updated10/07/2026
Rate History
No change since Sep 18, 2026 · 0.05% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
American Eagle Financial Credit Union Business Checking Rates
Product
Rate
APY
View More
Small Business Checking
0.05%
0.05%
No additional details.
Last Updated10/07/2026
Rate History
No change since Sep 18, 2026 · 0.05% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
American Eagle Financial Credit Union Mortgage Rates
Product
Rate
Points
APR
Term
View More
15-Year Fixed Mortgage Loan
6.625%
-
6.772%
15 years
DetailsLoan Amount: Any; As Low As
Last Updated10/07/2026
Rate History
3 changes since Sep 15, 2026 · 6.14% → 6.77% ▲ 0.63 pts · high 6.77% / low 6.14%
Oct 7, 20266.77%▲ from 6.65%
Sep 27, 20266.65%▲ from 6.39%
Sep 18, 20266.39%▲ from 6.14%
Sep 15, 20266.14%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
20-Year Fixed Mortgage Loan
7.125%
-
7.248%
20 years
DetailsLoan Amount: Any; As Low As
Last Updated10/07/2026
Rate History
1 change since Sep 15, 2026 · 6.74% → 7.25% ▲ 0.51 pts · high 7.25% / low 6.74%
Sep 27, 20267.25%▲ from 6.74%
Sep 15, 20266.74%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
30-Year Fixed Mortgage Loan
7.25%
-
7.327%
30 years
DetailsLoan Amount: $451K+; As Low As
Last Updated10/07/2026
Rate History
2 changes since Sep 15, 2026 · 6.82% → 7.33% ▲ 0.50 pts · high 7.33% / low 6.82%
Sep 27, 20267.33%▲ from 7.08%
Sep 18, 20267.08%▲ from 6.82%
Sep 15, 20266.82%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
30-Year Fixed Mortgage Loan
7.25%
-
7.346%
30 years
DetailsLoan Amount: $301-325K; As Low As
Last Updated10/07/2026
Rate History
2 changes since Sep 15, 2026 · 6.71% → 7.35% ▲ 0.63 pts · high 7.35% / low 6.71%
Sep 27, 20267.35%▲ from 7.08%
Sep 18, 20267.08%▲ from 6.71%
Sep 15, 20266.71%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
American Eagle Financial Credit Union Home Equity & HELOC
Product
Rate
Points
APR
Term
View More
Home Equity 5-Year Fixed
5.00%
-
5.00%
1 - 60 Months
DetailsEffective Date: October 1, 2026
Last Updated10/07/2026
Rate History
1 change since Sep 15, 2026 · 6.00% → 5.00% ▼ 1.00 pts · high 6.00% / low 5.00%
Oct 7, 20265.00%▼ from 6.00%
Sep 15, 20266.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
Home Equity 10-Year Fixed
5.75%
-
5.75%
61 - 120 Months
DetailsEffective Date: October 1, 2026
Last Updated10/07/2026
Rate History
1 change since Sep 15, 2026 · 6.75% → 5.75% ▼ 1.00 pts · high 6.75% / low 5.75%
Oct 7, 20265.75%▼ from 6.75%
Sep 15, 20266.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
Home Equity 15-Year Fixed
5.75%
-
5.75%
121 - 180 Months
DetailsEffective Date: October 1, 2026
Last Updated10/07/2026
Rate History
1 change since Sep 15, 2026 · 7.00% → 5.75% ▼ 1.25 pts · high 7.00% / low 5.75%
Oct 7, 20265.75%▼ from 7.00%
Sep 15, 20267.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
Home Equity 5-Year Fixed
6.00%
-
6.00%
1 - 60 Months
No additional details.
Last Updated10/07/2026
Rate History
1 change since Sep 15, 2026 · 5.00% → 6.00% ▲ 1.00 pts · high 6.00% / low 5.00%
Sep 24, 20266.00%▲ from 5.00%
Sep 15, 20265.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
Home Equity 20-Year Fixed
6.25%
-
6.25%
181 - 240 Months
DetailsEffective Date: October 1, 2026
Last Updated10/07/2026
Rate History
1 change since Sep 15, 2026 · 7.50% → 6.25% ▼ 1.25 pts · high 7.50% / low 6.25%
Oct 7, 20266.25%▼ from 7.50%
Sep 15, 20267.50%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
Home Equity 10-Year Fixed
6.75%
-
6.75%
61 - 120 Months
No additional details.
Last Updated10/07/2026
Rate History
1 change since Sep 15, 2026 · 5.75% → 6.75% ▲ 1.00 pts · high 6.75% / low 5.75%
Sep 24, 20266.75%▲ from 5.75%
Sep 15, 20265.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
Home Equity 15-Year Fixed
7.00%
-
7.00%
121 - 180 Months
No additional details.
Last Updated10/07/2026
Rate History
1 change since Sep 15, 2026 · 5.75% → 7.00% ▲ 1.25 pts · high 7.00% / low 5.75%
Sep 24, 20267.00%▲ from 5.75%
Sep 15, 20265.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
Home Equity Line of Credit
-
-
7.25%
300 Months
DetailsRate: Prime + 0.25%
Last Updated10/07/2026
Rate History
1 change since Sep 15, 2026 · 7.00% → 7.25% ▲ 0.25 pts · high 7.25% / low 7.00%
Sep 18, 20267.25%▲ from 7.00%
Sep 15, 20267.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
Home Equity 20-Year Fixed
7.50%
-
7.50%
181 - 240 Months
No additional details.
Last Updated10/07/2026
Rate History
1 change since Sep 15, 2026 · 6.25% → 7.50% ▲ 1.25 pts · high 7.50% / low 6.25%
Sep 24, 20267.50%▲ from 6.25%
Sep 15, 20266.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
American Eagle Financial Credit Union RV, Boat and Powersport Loan Rates
Product
Rate
APR
Term
View More
New Motorcycle Loan
-
8.25%
36 Months
DetailsAs Low As*
Last Updated10/07/2026
Rate History
No change since Oct 7, 2026 · 8.25% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
New Motorcycle Loan
-
8.75%
60 Months
DetailsAs Low As*
Last Updated10/07/2026
Rate History
No change since Oct 7, 2026 · 8.75% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
Used Motorcycle Loan
-
9.00%
24 Months
DetailsAs Low As*
Last Updated10/07/2026
Rate History
No change since Oct 7, 2026 · 9.00% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
Used Motorcycle Loan
-
9.50%
48 Months
DetailsAs Low As*
Last Updated10/07/2026
Rate History
No change since Oct 7, 2026 · 9.50% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
Boat & RV Loan
-
9.85%
60 Months
DetailsAs Low As*
Last Updated10/07/2026
Rate History
No change since Oct 7, 2026 · 9.85% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
Boat & RV Loan
-
10.35%
84 Months
DetailsAs Low As*
Last Updated10/07/2026
Rate History
No change since Oct 7, 2026 · 10.35% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
Boat & RV Loan
-
10.85%
120 Months
DetailsAs Low As*
Last Updated10/07/2026
Rate History
No change since Oct 7, 2026 · 10.85% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
American Eagle Financial Credit Union Student Loan Rates
Product
Rate
Points
APR
Term
View More
5-Year Student Loan
-
-
7.50%
60 months
DetailsAs low as
Last Updated10/07/2026
Rate History
No change since Sep 18, 2026 · 7.50% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
10-Year Student Loan
-
-
8.00%
120 months
DetailsAs low as
Last Updated10/07/2026
Rate History
No change since Sep 18, 2026 · 8.00% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
15-Year Student Loan
-
-
9.00%
180 months
DetailsAs low as
Last Updated10/07/2026
Rate History
No change since Sep 18, 2026 · 9.00% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
American Eagle Financial Credit Union Credit Card Rates
Product
Rate
APR
View More
VISA Platinum Credit Card
-
13.65%
DetailsAs low as:; For Purchases; Regular APR: 13.65%; 15.25%; 17.25%; and 18.00%
Last Updated10/07/2026
Rate History
1 change since Sep 15, 2026 · 13.40% → 13.65% ▲ 0.25 pts · high 13.65% / low 13.40%
Oct 2, 202613.65%▲ from 13.40%
Sep 15, 202613.40%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
VISA Signature Card
-
14.65%
DetailsAs low as:; For Purchases: 14.65%; 16.25%; and 18.00%
Last Updated10/07/2026
Rate History
1 change since Sep 15, 2026 · 14.40% → 14.65% ▲ 0.25 pts · high 14.65% / low 14.40%
Oct 2, 202614.65%▲ from 14.40%
Sep 15, 202614.40%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
VISA Platinum Rewards Credit Card
-
15.65%
DetailsAs low as:; For Purchases: 15.65%; 17.25%; and 18.00%; For Cash Advances: 15.65%; For Balance Transfers: 15.65%
Last Updated10/07/2026
Rate History
1 change since Sep 15, 2026 · 15.40% → 15.65% ▲ 0.25 pts · high 15.65% / low 15.40%
Oct 2, 202615.65%▲ from 15.40%
Sep 15, 202615.40%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
VISA Secured Credit Card
-
18.00%
DetailsAs low as: For Purchases
Last Updated10/07/2026
Rate History
No change since Sep 15, 2026 · 18.00% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
American Eagle Financial Credit Union Personal Loan Rates
Product
APR
Term
View More
Personal Loan
8.99%
12 Months
DetailsEffective Date: October 06, 2026
Last Updated10/07/2026
Rate History
No change since Sep 15, 2026 · 8.99% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
Personal Loan
9.49%
24 Months
DetailsEffective Date: October 06, 2026
Last Updated10/07/2026
Rate History
No change since Sep 15, 2026 · 9.49% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
Personal Loan
9.99%
36 Months
DetailsEffective Date: October 06, 2026
Last Updated10/07/2026
Rate History
No change since Sep 15, 2026 · 9.99% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
Personal Loan
10.49%
48 Months
DetailsEffective Date: October 06, 2026
Last Updated10/07/2026
Rate History
No change since Sep 15, 2026 · 10.49% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
Personal Loan
10.99%
60 Months
DetailsEffective Date: October 06, 2026
Last Updated10/07/2026
Rate History
No change since Sep 15, 2026 · 10.99% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
Personal Loan
13.99%
72 Months
DetailsEffective Date: October 06, 2026
Last Updated10/07/2026
Rate History
No change since Sep 15, 2026 · 13.99% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
VISA Signature Card
14.65%
DetailsAs low as:; For Purchases: 14.65%; 16.25%; and 18.00%
Last Updated10/07/2026
Rate History
1 change since Sep 15, 2026 · 14.40% → 14.65% ▲ 0.25 pts · high 14.65% / low 14.40%
1 change since Sep 15, 2026 · 5.99% → 6.03% ▲ 0.04 pts · high 6.03% / low 5.99%
Oct 7, 20266.03%▲ from 5.99%
Sep 15, 20265.99%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
Financial Health History
American Eagle Financial Credit Union’s Texas Ratio stayed near 3.62% in Q3 2023 to 3.67% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.
Show the quarterly figures
Quarter
Total assets
Texas Ratio
Star Rating
Health Grade
June 30, 2026
$2.8B
3.67%
5.0
A+
March 31, 2026
$2.8B
4.30%
5.0
A+
December 31, 2025
$2.6B
4.17%
5.0
A+
September 30, 2025
$2.6B
3.72%
5.0
A+
June 30, 2025
$2.6B
3.49%
5.0
A+
March 31, 2025
$2.6B
3.70%
5.0
A+
December 31, 2024
$2.6B
3.97%
5.0
A+
September 30, 2024
$2.5B
3.45%
5.0
A+
June 30, 2024
$2.7B
3.28%
5.0
A+
March 31, 2024
$2.7B
2.90%
5.0
A+
December 31, 2023
$2.7B
4.08%
5.0
A+
September 30, 2023
$2.6B
3.62%
5.0
A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data Sources
MonitorBankRates Star Rating
Our rating for American Eagle Financial Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather American Eagle Financial Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with American Eagle Financial Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union NameAmerican Eagle Financial Credit Union
Address
333 E River Dr,
EAST HARTFORD, CT 06108-4200
Phone860-568-2020
Fax860-659-6915
PresidentMichael Hawman
CEOHoward Brady
Full-Time Employees361
Part-Time Employees18
Branch Locations18
ATM Locations16
NCUA Insured✓ Yes, up to $250,000 per depositor
Financials
MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.67%
Return on Assets (ROA)
0.3196%
Return on Equity (ROE)
3.2191%
Non-Performing Loans Ratio (NPL)
0.57%
Total Assets
2,765,767,615
Total Amount of Shares and Deposits
2,441,380,851
Total Shares and Deposits < 1 Year
2,416,833,974
Total Shares and Deposits 1 3 Years
23,830,049
Total Shares and Deposits > 3 Years
716,828
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
130,151,210
Total Uninsured Shares and Deposits > $250K (F+J)
130,151,210
Total Insured Shares and Deposits > $250K (item 17 less item K)
2,311,229,641
Total Interest Expense (Sum of items 6 8)
17,782,741
Share Certificates
18,149
Number of Accounts for Share Drafts
127,677
IRA KEOGH Accounts
4,716
Number of Accounts for Regular Shares
203,603
Money Market Shares
7,247
Net Income (unless the amount is already included in Undivided Earnings)
8,838,620
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
356,398,430
Total Liabilities
2,491,499,043
Source: NCUA — Last Updated 06/30/2026
Q2 2026 MBR Health & Safety Badge
American Eagle Financial Credit Union earned the Verified Healthy badge
Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.
Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.
Learn more about the MBR Health & Safety Badge program on our methodology page.
Customer Reviews
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Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for American Eagle Financial Credit Union
Frequently Asked Questions About American Eagle Financial Credit Union
How many branches does American Eagle Financial Credit Union operate?
American Eagle Financial Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is a member application needed to join American Eagle Financial Credit Union?
Yes, to access services at American Eagle Financial Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.
Is there a first-time homebuyer program?
Currently, American Eagle Financial Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, American Eagle Financial Credit Union provides members with tools to manage their accounts and build a solid financial history.
Does American Eagle Financial Credit Union offer online and mobile banking?
Most modern institutions like American Eagle Financial Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.americaneagle.org.
Current American Eagle Financial Credit Union Rates
12-Month CD1.65%
18-Month CD0.20%
24-Month CD0.30%
60-Month CD0.75%
Savings0.50%
Retrieved from our database of financial products. Rates subject to change.