Central State Bank Clayton, IL CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to Central State Bank Clayton, IL CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Central State Bank Clayton, IL, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Central State Bank Clayton, IL CD rates. You can also compare Central State Bank Clayton, IL savings rates, MMA rates and mortgage rates using our other rate lists. Central State Bank Clayton, IL money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Central State Bank Clayton, IL? Share your experience about Central State Bank Clayton, IL by leaving a review below, or read customer reviews before you decide to use Central State Bank Clayton, IL. Central State Bank Clayton, IL Texas Ratio Central State Bank Clayton, IL's Texas Ratio is at 24.00%, which is considered excellent. The Texas Ratio for Central State Bank Clayton, IL is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Central State Bank Clayton, IL is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars. Compare Central State Bank Clayton, IL Rates with Other Competitive Bank and Credit Union Rates
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates July 8, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have Central State Bank Clayton, IL rate data right now, check back for updates, we are adding rates all the time. Central State Bank Clayton, IL InformationCentral State Bank Clayton, IL
100 W Main StClayton, IL 62324 Adams Established Date: 05/01/1928 FDIC Certificate #: 8487 Date of FDIC Deposit Insurance: 01/01/1934 Bank Holding Company: CLAYTON BANCSHARES INC How Many Domestic U.S. Offices? 4 How Many Branches are There? 4 Website: https://www.csb123.com/
Is Central State Bank Clayton, IL FDIC Insured? Yes
What is Central State Bank Clayton, IL's Cert number? 8487
What is the maximum amount for insured deposits? $250,000 per holder, per account
Central State Bank Clayton, IL FinancialsTotal Assets:
$169,076,000
Total Deposits:
$141,424,000
Equity Capital:
$27,080,000
Domestic Deposits:
$141,424,000
Net Income:
$877,000
Return on Assets:
2.1404%
Quarterly Return on Assets:
2.1000%
Pretax Return on Assets:
2.0959%
Pretax Quarterly Return on Assets:
2.1000%
Return on Equity:
13.6700%
Quarterly Return on Equity:
13.1500%
Leverage Tier 1 (Core Capital) Ratio:
17.0961%
Total Interest Income (YTD):
5.5596%
Headquarters:
Clayton
FDIC Field Office:
Springfield Il
Regulator:
FDIC
County:
Adams
# of Offices:
4
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsThere were several changes to CD rates this week. The good news is, most of the changes were higher and there was only 1 decrease. The biggest increases were on EverBank's 3 month rate and E-Loan's 3 year rate. E-Loan also had the majority of increases this week.
The stage has been set for higher deposit rates in September. The Federal Open Market Committee (FOMC) is scheduled to meet on discuss monetary policy, including setting the federal funds rate, on September 16 and 17. Most Fed watchers believe Fed officials will vote for a 25 basis point increase during the September meeting.
 Mortgage rates continue to hover above recent lows set earlier this past week. Mortgage rates dropped over the past several weeks following bond yields lower. Disappointing economic numbers released, including poor housing numbers and employment numbers, drove mortgage rates lower. On Friday a disappointing consumer sentiment survey was released sending bond yields and mortgage rates down further.
Bank or Credit Union Offers and Dealsgiantbank.com 6 Month Jumbo CD Rates now at 0.80%Mortgage Rates: Current Lender's Mortgage Rates Sunday, October 30 Savings Rates are Set to Move Higher in 2014 if Federal Reserve Increases Federal Funds Rate Mortgage Rates Higher This Week: 30 Year Mortgage Rates at 4.68%, 15 Year Mortgage Rates at 4.11% Mortgage Rates: Today's Mortgage Rates Move Higher November 1, 2011 CD Rates National Average Rates and Best Rates Mortgage Rates: Current 30 Mortgage Rates Make New Low for 2011 Mortgage Rates: Updated May 4th Current Mortgage Interest Rates: November 2, 2009 Mortgage Rates: Current Mortgage Rates This Week Alternative Bank and Credit Union Offers to ExploreBank CD Rates - Average CD Rates DownMortgage Rates at Another Record Low: 30 Year Mortgage Rates at 4.58%, 15 Year Mortgage Rates at 4.04% Balance Transfer Credit Cards Mortgage Rates Mixed Week: 30 Year Mortgage Rate at 4.05% Mortgage Rates December 1, 2011, 15 Year Mortgage Rates at 3.36% Refinancing a Mortgage: When is a Good Time? Top Deposit Rates Still Offered by Online Banks Louisiana Federal Credit Union Savings Rates Mortgage Rates Mixed This Week: 30 Year Mortgage Rates at 5.05%, 15 Year Mortgage Rates at 4.40% WaMu Shut Down! Central State Bank Clayton, IL ReviewsThere are no reviews for Central State Bank Clayton, IL yet. Feel free to create one below.
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Today's 12-month CD rates can be found at 4.10%, 6-month CD rates at 3.55% and 3-month CD rates at 4.00%. Current savings rates are at 0.10% and money market rates are at 1.00%. Mortgage rates today on 30-year fixed loans are around 6.76%. Credit Card rates are at 17.04%. Personal Loan rates are at 13.24%. All these rates, and more, can be found in our database of rates. 
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