First National Bank of Orwell CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

Today's 12-month CD rates can be found at 1.41%, 6-month CD rates at 3.82% and 3-month CD rates at 0.05%. Current savings rates are at 1.01% and money market rates are at 0.15%. Mortgage rates today on 30-year fixed loans are around 6.83%. Credit Card rates are at 15.00%. Personal Loan rates are at 12.65%. All these rates, and more, can be found in our database of rates. First National Bank of Orwell's 12-Month CD rates are at 3.82%, 24-Month CD rates are at 3.04%, 18-Month CD rates are at 3.04%. First National Bank of Orwell's savings rates are at 1.00%. First National Bank of Orwell's 30-Year Fixed rates are at 6.50%, 15-Year Fixed rates are at 5.88%.

First National Bank of Orwell

To see how these rates compare to First National Bank of Orwell CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First National Bank of Orwell, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First National Bank of Orwell CD rates. You can also compare First National Bank of Orwell savings rates, MMA rates and mortgage rates using our other rate lists.

First National Bank of Orwell money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First National Bank of Orwell? Share your experience about First National Bank of Orwell by leaving a review below, or read customer reviews before you decide to use First National Bank of Orwell.

First National Bank of Orwell Texas Ratio

First National Bank of Orwell's Texas Ratio is at 10.15%, which is considered excellent. The Texas Ratio for First National Bank of Orwell is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, First National Bank of Orwell is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate

APY/APR

vs Avg

12-Month CD

3.82%

2.56%

18-Month CD

3.04%

2.29%

24-Month CD

3.04%

2.29%

36-Month CD

N/A

2.21%

48-Month CD

N/A

2.14%

60-Month CD

N/A

2.26%

Savings

1.00%

0.65%

MMA

N/A

1.04%

30-Year Fixed

6.56%

6.63%

Credit Card

N/A

14.10%

Personal Loan

N/A

11.27%

First National Bank of Orwell

441 Main St
Orwell, VT 05760

https://www.fnborwell.com

MonitorBankRates' Rating

4/5

★★★★☆

Review First National Bank of Orwell

First National Bank of Orwell CD Rates and Interest Rates

First National Bank of Orwell

12-Month CD

3.82%

$500

First National Bank of Orwell

24-Month CD

3.04%

$500

First National Bank of Orwell

18-Month CD

3.04%

$500

First National Bank of Orwell

Passbook Savings

1.00%

Disclaimer

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

First National Bank of Orwell Mortgage Rates

First National Bank of Orwell

15-Year Fixed

5.875%

5.973%

0.000

First National Bank of Orwell

30-Year Fixed

6.500%

6.561%

0.000

Disclaimer

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare First National Bank of Orwell Rates with Other Competitive Bank and Credit Union Rates

Fitness Bank

Elite Checking

5.35%

$10,000

Huntington FSB

6-Month CD

4.24%

$500

ABCO Federal Credit Union

18-Month CD

4.07%

$1,000

First Jackson Bank

24-Month CD

3.90%

$1,000

Randolph Brooks FCU

36-Month CD

3.71%

$1,000

Profinium, Inc.

18-Month CD

3.70%

$500

Acme Continental Credit Union

60-Month CD

3.56%

$1,000

FNB of Bellville

12-Month CD

3.50%

$1,000

CNB of Park Rapids

60-Month CD

3.44%

$10,000

Pathway Bank

18-Month CD

3.30%

$1,000

Citizens Bank & Trust Co. MN

36-Month CD

3.29%

$500

Dieterich Bank

18-Month CD

3.15%

$500

Bank Midwest

Premier Money Market

3.04%

$250,000

Home Savings Bank Salt Lake City, UT

36-Month CD

3.00%

$5,000

Superior National Bank

18-Month CD

3.00%

$500

PCB Payne County Bank

48-Month CD

2.75%

$1,000

Delaware NB of Delhi

60-Month CD

2.73%

$100

Kaw Valley Bank

30-Month CD

2.53%

$500

Senath State Bank

36-Month CD

2.52%

$500

Ambler Savings Bank

48-Month CD

2.50%

$1,000

Bank of Wolcott

12-Month CD

2.25%

$5,000

Profile Bank

36-Month CD

2.02%

$500

FNB of Lacon

18-Month CD

2.02%

$500

FCNB Bank

60-Month CD

2.00%

$1,000

Achieva Credit Union

36-Month CD

1.80%

$500

Bank of Hillsboro

6-Month CD

1.77%

$1,000

The Blue Grass Valley Bank

18-Month CD

1.40%

$1,000

Farm Bureau Bank FSB

3-Month CD

1.30%

$1,000

Dieterich Bank

Money Market Plus

1.06%

$500,000

Unison Bank

Savings

1.00%

Kearny Bank

High Yield Checking

1.00%

$100

Teachers Federal Credit Union

Money Market

0.75%

$2,500

American Eagle Financial Credit Union

48-Month CD

0.60%

$500

First National Bank in Olney

Statement Savings

0.55%

$100

Greenville Federal

60-Month CD

0.50%

$500

Grand Rapids SB

36-Month CD

0.45%

$1,000

The Wilmington Savings Bank

Premier Money Market

0.45%

$25,000

Hometown Bank Oxford, MA

36-Month CD

0.40%

$1,000

First National Bank of Shiner

Money Market

0.40%

$250,000

First Fidelity Bank Fort Payne, AL

Money Market

0.25%

$2,500

FSB of Forrest

Savings

0.25%

Minnstar Bank

Money Market

0.25%

SNB St. Henry Bank

36-Month CD

0.25%

$1,000

Buckeye Community Bank

18-Month CD

0.20%

$500

Somerset Savings Bank

18-Month CD

0.20%

$500

Huntington FSB

Statement Savings

0.10%

$50

The Honesdale National Bank

Statement Saving

0.10%

$100

FNB of South Carolina

Golden Secure Checking

0.05%

Bank of America

36-Month CD

0.03%

$1,000

Northwest Bank Warren, PA

Statement Savings

0.01%

$100

Disclaimer

First National Bank of Orwell Mortgage Rates

1st Northern California Credit Union

7-Year Fixed

3.990%

4.357%

0.750

1st Northern California Credit Union

10-Year Fixed

4.250%

4.514%

0.750

1st Northern California Credit Union

15-Year Fixed

4.500%

4.685%

0.750

Catskill Hudson Bank

15-Year Fixed

5.125%

5.243%

0.625

Americas First Federal Credit Union

15-Year Fixed

5.560%

5.250%

0.000

Lakewood Credit Union

15 Year Fixed

5.300%

5.390%

0.000

Sikorsky Credit Union

15-Year Fixed

5.375%

5.431%

0.000

DCU Digital Federal Credit Union

10-Year Fixed

5.125%

5.447%

1.125

Navy Federal Credit Union

15-Year Fixed

5.250%

5.482%

0.500

Pioneer Federal Credit Union

15-Year Fixed

5.250%

5.491%

0.000

Piedmont Advantage Credit Union

15-Year Fixed

5.250%

5.506%

0.000

Pittsford Federal Credit Union

15-Year Fixed

5.375%

5.507%

0.000

State Employees Credit Union

10-Year Fixed

5.300%

5.518%

0.000

North Carolina Press Association Federal Credit Union

10 Year Fixed

5.300%

5.518%

0.000

1st Northern California Credit Union

15-Year Fixed (Jumbo)

5.375%

5.525%

0.750

Abound Federal Credit Union

15-Year Fixed Jumbo

5.500%

5.526%

0.000

Pittsford Federal Credit Union

10-Year Fixed

5.375%

5.563%

0.000

First FSB of Champaign Urbana

10-Year Fixed

5.500%

5.569%

0.000

Nuvision Federal Credit Union

15-Year Fixed

5.250%

5.570%

1.250

DCU Digital Federal Credit Union

15-Year Fixed

5.375%

5.582%

1.000

Mutual Security Credit Union

5/1 ARM

5.500%

5.614%

0.000

Hawaii State Federal Credit Union

15 Year Fixed

5.250%

5.615%

1.750

Hatboro Federal Savings

15-Year Fixed

5.250%

5.629%

2.000

Abound Federal Credit Union

15-Year Fixed

5.500%

5.638%

0.000

Norfolk Community Federal Credit Union

10 Year Fixed

5.500%

5.639%

0.250

Disclaimer

First National Bank of Orwell Information

First National Bank of Orwell

441 Main St
Orwell, VT 05760
Addison
Established Date: 01/01/1863
FDIC Certificate #: 6280
Date of FDIC Deposit Insurance: 01/01/1934

How Many Domestic U.S. Offices? 2

How Many Branches are There? 2

Website: https://www.fnborwell.com

Is First National Bank of Orwell FDIC Insured? Yes

What is First National Bank of Orwell's Cert number? 6280

What is the maximum amount for insured deposits? $250,000 per holder, per account

First National Bank of Orwell Financials

Total Assets:

$78,008,000

Total Deposits:

$68,177,000

Equity Capital:

$9,657,000

Domestic Deposits:

$68,177,000

Net Income:

$282,000

Return on Assets:

1.8418%

Quarterly Return on Assets:

1.4400%

Pretax Return on Assets:

1.8158%

Pretax Quarterly Return on Assets:

1.8200%

Return on Equity:

17.0100%

Quarterly Return on Equity:

11.8500%

Leverage Tier 1 (Core Capital) Ratio:

11.3687%

Total Interest Income (YTD):

5.5830%

Headquarters:

Orwell

FDIC Field Office:

Windsor

Regulator:

OCC

County:

Addison

# of Offices:

Metropolitan Statistical Area (MSA):

Consolidated Metropolitan Statistical Area (CMSA):

OTS Region:

Northeast

FDIC Region:

New York

Source: FDIC Last Updated 03/31/2024

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Both mortgage rates and applications for mortgage loans declined in the latest mortgage survey released this morning. In the Weekly Mortgage Application Survey released by the Mortgage Bankers Association, the average 30 year mortgage rate decreased to 4.79 percent with 1.07 mortgage discount points for the week ending March 11, 2011. In the prior weeks 30 year mortgage rates averaged 4.93 percent with 0.87 mortgage discount points.

Credit Cards and Charge Cards

Credit cards and charge cards are actually two different types of cards. Credit cards allow you to make purchases and carry a running balance on the account month to month.