First National Bank of Orwell CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 0.20%, 6-month CD rates at 4.00% and 3-month CD rates at 2.00%. Current savings rates are at 0.25% and money market rates are at 2.02%. Mortgage rates today on 30-year fixed loans are around 6.64%. Credit Card rates are at 16.50%. Personal Loan rates are at 8.99%. All these rates, and more, can be found in our database of rates. First National Bank of Orwell's 12-Month CD rates are at 4.85%, 24-Month CD rates are at 3.04%, 18-Month CD rates are at 3.04%. First National Bank of Orwell's savings rates are at 1.00%. First National Bank of Orwell's 30-Year Fixed rates are at 7.00%, 15-Year Fixed rates are at 6.75%.

First National Bank of Orwell

To see how these rates compare to First National Bank of Orwell CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First National Bank of Orwell, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First National Bank of Orwell CD rates. You can also compare First National Bank of Orwell savings rates, MMA rates and mortgage rates using our other rate lists.

First National Bank of Orwell money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First National Bank of Orwell? Share your experience about First National Bank of Orwell by leaving a review below, or read customer reviews before you decide to use First National Bank of Orwell.

First National Bank of Orwell Texas Ratio

First National Bank of Orwell's Texas Ratio is at 7.84%, which is considered excellent. The Texas Ratio for First National Bank of Orwell is higher than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, First National Bank of Orwell is a good bank worth considering, with an overall rating of 3 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.85%
18-Month CD
3.04%
24-Month CD
3.04%
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
1.00%
MMA
N/A
30-Year Fixed
7.06%
Credit Card
N/A
Personal Loan
N/A
First National Bank of Orwell
441 Main St
Orwell, VT 05760
Member FDIC
MonitorBankRates' Rating
3/5
★★★☆☆

First National Bank of Orwell CD Rates and Interest Rates

Bank
Product
APY
Min Dep
First National Bank of Orwell
First National Bank of Orwell
12-Month CD
4.85%
$500
First National Bank of Orwell
First National Bank of Orwell
24-Month CD
3.04%
$500
First National Bank of Orwell
First National Bank of Orwell
18-Month CD
3.04%
$500
First National Bank of Orwell
First National Bank of Orwell
Passbook Savings
1.00%
$0

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

First National Bank of Orwell Mortgage Rates

Lender
Product
Rate
APR
Points
First National Bank of Orwell
First National Bank of Orwell
15-Year Fixed
6.750%
6.851%
0.000
First National Bank of Orwell
First National Bank of Orwell
30-Year Fixed
7.000%
7.063%
0.000

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare First National Bank of Orwell Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Rolette State Bank
Rolette State Bank
12-Month CD
4.91%
$500
Woodruff Federal S&L
Woodruff Federal S&L
48-Month CD
4.58%
$1,000
Coastal Bank & Trust
Coastal Bank & Trust
18-Month CD
4.34%
$500
Liberty Bank Poulsbo, WA
Liberty Bank Poulsbo, WA
14-Month CD (Jumbo special)
4.33%
$100,000
Landmark Credit Union
Landmark Credit Union
24-Month CD certificate
4.30%
$500
Self-Help Credit Union
Self-Help Credit Union
24-Month CD
4.29%
$500
Vermont State Bank
Vermont State Bank
48-Month CD
4.24%
$500
Patriot Bank N.A.
Patriot Bank N.A.
18-Month CD
4.14%
$500
First State Bank Stuart, IA
First State Bank Stuart, IA
6-Month CD
4.05%
$500
Rhinebeck Bank
Rhinebeck Bank
24-Month CD
4.05%
$2,000
F&M Union Bank
48-Month CD
4.04%
$100
Acme Continental Credit Union
Acme Continental Credit Union
48-Month CD share certificate
3.81%
$1,000
MCT Credit Union
MCT Credit Union
60-Month CD
3.77%
$1,000
ACFCU
ACFCU
24-Month CD certificate
3.75%
$1,000
MidCountry Bank
MidCountry Bank
18-Month CD
3.55%
$10,000
The Bank of Steinauer
The Bank of Steinauer
12-Month CD
3.55%
$500
Monroe Federal S&L
Monroe Federal S&L
24-Month CD
3.50%
$1,000
First Bank Hampton
First Bank Hampton
60-Month CD (Jumbo)
3.25%
$100,000
Monroe Federal S&L
Monroe Federal S&L
48-Month CD
3.25%
$1,000
Truliant Federal Credit Union
Truliant Federal Credit Union
18-Month CD
3.18%
$250
Heritage Bank N.A.
Heritage Bank N.A.
36-Month CD
3.10%
$75,000
OBC Bank
OBC Bank
18-Month CD
3.04%
$1,000
Bonanza Valley State Bank
Bonanza Valley State Bank
60-Month CD
3.01%
$500
Bank Forward
Bank Forward
48-Month CD
3.00%
$500
First Technology Federal Credit Union
First Technology Federal Credit Union
60-Month CD share certificate
2.96%
$500
Laona State Bank
Laona State Bank
12-Month CD
2.53%
$500
United Trust Bank
United Trust Bank
12-Month CD
2.53%
$1,000
MidCountry Bank
MidCountry Bank
48-Month CD
2.52%
$10,000
PNB Peshtigo National Bank
PNB Peshtigo National Bank
36-Month CD
2.50%
$500
North Shore Bank of Commerce
North Shore Bank of Commerce
60-Month CD
2.00%
$1,000
Coastal Heritage Bank
Coastal Heritage Bank
24-Month CD
2.00%
$1,000
First Community Bank Batesville, AR
First Community Bank Batesville, AR
18-Month CD
1.51%
$500
Home National Bank Racine, OH
Home National Bank Racine, OH
12-Month CD
1.50%
$500
Northfield Bank
Northfield Bank
12-Month CD
1.25%
$2,500
ABCO Federal Credit Union
ABCO Federal Credit Union
Money Market
1.20%
$50,000
HomeBank
24-Month CD
1.16%
$2,500
American National Bank - Fox Cities
American National Bank - Fox Cities
18-Month CD
1.00%
$500
Movement Bank
Movement Bank
6-Month CD
0.65%
$500
PSB Provident Savings Bank
PSB Provident Savings Bank
36-Month CD
0.63%
$1,000
The Bank of Bennington
The Bank of Bennington
Savings
0.50%
$0
Academic Federal Credit Union
Academic Federal Credit Union
Money Markets
0.40%
$25,000
Community Bank of Elmhurst
Community Bank of Elmhurst
Savings Account
0.25%
$100
National Bank of Coxsackie
National Bank of Coxsackie
24-Month CD
0.20%
$500
Cecil Bank
Cecil Bank
Savings
0.15%
$10
Windsor Federal S&L
Windsor Federal S&L
6-Month CD
0.10%
$1,000
Busey Bank
Busey Bank
6-Month CD
0.05%
$1,000
Applied Bank
Applied Bank
24-Month CD
0.05%
$1,000
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Regular Share
0.05%
$5
Grand Rapids SB
Grand Rapids SB
Savings Account
0.03%
$100
Bank of America
Bank of America
Advantage Savings
0.01%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

First National Bank of Orwell Mortgage Rates

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
5.500%
5.614%
0.000
5.500%
5.716%
0.500
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
15-Year Fixed
5.750%
5.910%
0.000
5.870%
5.970%
0.000
15-Year Fixed Jumbo
5.875%
5.970%
0.000
5.950%
5.998%
0.000
6.000%
6.043%
0.000
15 Year Fixed
5.750%
6.046%
1.000
6.000%
6.056%
0.000
10-Year Power Rate Fixed
5.750%
6.068%
0.000
5.875%
6.071%
0.250
5.875%
6.079%
1.000
6.000%
6.084%
0.000
6.000%
6.084%
0.000
15-Year Power Rate Fixed
5.875%
6.101%
0.000
6.000%
6.121%
0.000
5.875%
6.121%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

First National Bank of Orwell Information

First National Bank of Orwell
441 Main St
Orwell, VT 05760
Addison
Established Date: 01/01/1863
FDIC Certificate #: 6280
Date of FDIC Deposit Insurance: 01/01/1934
How Many Domestic U.S. Offices? 2
How Many Branches are There? 2
Is First National Bank of Orwell FDIC Insured? Yes
What is First National Bank of Orwell's Cert number? 6280
What is the maximum amount for insured deposits? $250,000 per holder, per account

First National Bank of Orwell Financials

Total Assets:
$83,956,000
Total Deposits:
$74,763,000
Equity Capital:
$9,018,000
Domestic Deposits:
$74,763,000
Net Income:
$412,000
Return on Assets:
1.3594%
Quarterly Return on Assets:
1.9600%
Pretax Return on Assets:
2.4675%
Pretax Quarterly Return on Assets:
2.4700%
Return on Equity:
14.2600%
Quarterly Return on Equity:
18.7000%
Leverage Tier 1 (Core Capital) Ratio:
9.6362%
Total Interest Income (YTD):
4.3392%
 
 
Headquarters:
Orwell
FDIC Field Office:
Windsor
Regulator:
OCC
County:
Addison
# of Offices:
2
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC

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CD-Rates-Jump-Higher-This-WeekTo our surprise CD rates jumped higher this week over last week. For the past year CD rates have been slowly going lower, the trend started when the credit crisis hit us in the fall of last year.
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