What are the current interest rates at Sun East Federal Credit Union?

Current rates for Sun East Federal Credit Union include: 12-Month CD: 3.70%, 18-Month CD: 3.50%, 24-Month CD: 3.40%, 60-Month CD: 3.40%, Savings: 3.20%, MMA: 3.30%

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Sun East Federal Credit Union

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Sun East Federal Credit Union Rates & Review October 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Sun East Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 12, 2026

Sun East Federal Credit Union's top rates as of October 12, 2026 are 4.30% APY on its 13 Month CD Special (New Money Required), 3.20% APY on savings, 3.30% APY on money market accounts, 0.20% APY on checking, 6.25% on its Conforming Mortgage 10-Year Fixed, and personal loans from 9.99% APR, according to rates verified by MonitorBankRates. Other Sun East Federal Credit Union CD rates include 8 Month CD Special (New Money Required) at 4.10%, 8 Month CD Special (Standard Rate) at 3.85%, and 12 month Regular / IRA at 3.70%. Other Sun East Federal Credit Union mortgage rates include Conforming Mortgage 15-Year Fixed at 6.38%, Conforming Mortgage 20-Year Fixed at 6.75%, and Jumbo 15-Year Fixed at 7.12%. MonitorBankRates evaluates the financial stability of Sun East Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 9.77%. Rates last updated and verified on 10/12/2026.

Sun East Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Sun East Federal Credit Union? Share your experience about Sun East Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Sun East Federal Credit Union.

Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

Excellent Health Score: 95/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

9.77%

Excellent Higher than avg

Health Trend

Steady 12 quarters

Full history ›

Sun East Federal Credit Union
Aston Branch

4500 Pennell Rd
Aston, PA 19014-1862

https://www.suneast.org

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Sun East Federal Credit Union CD Rates

Product	Rate	APY	Term
13 Month Certificate Special (New Money Required)	4.21%	4.30%	13 Month
Min Deposit $5,000 Details New money required; renews into 12 Month Certificate at then-current APY; penalty for early withdrawal; credit union membership required Last Updated 10/12/2026 Rate History 1 change since Sep 12, 2026 · 4.20% → 4.30% ▲ 0.10 pts · high 4.30% / low 4.20% Sep 25, 20264.30%▲ from 4.20% Sep 12, 20264.20%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.77%
8 Month Certificate Special (New Money Required)	4.02%	4.10%	8 Month
Min Deposit $500 Details New money required; renews into 12 Month Certificate at then-current APY; penalty for early withdrawal; credit union membership required Last Updated 10/12/2026 Rate History 1 change since Sep 12, 2026 · 4.00% → 4.10% ▲ 0.10 pts · high 4.10% / low 4.00% Sep 25, 20264.10%▲ from 4.00% Sep 12, 20264.00%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.77%
8 Month Certificate Special (Standard Rate)	3.78%	3.85%	8 Month
Min Deposit $500 Details Penalty for early withdrawal; credit union membership required Last Updated 10/12/2026 Rate History 1 change since Sep 12, 2026 · 3.75% → 3.85% ▲ 0.10 pts · high 3.85% / low 3.75% Sep 25, 20263.85%▲ from 3.75% Sep 12, 20263.75%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.77%
12 month Regular / IRA	3.63%	3.70%	12 Month
Min Deposit $500 Details Regular / IRA Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 3.70% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.77%
12 Month Youth Certificate	3.63%	3.70%	12 Month
Min Deposit $250 Details Youth certificate Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 3.70% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.77%
6 Month Regular / IRA	3.63%	3.70%	6 Month
Min Deposit $500 Details Regular / IRA Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 3.70% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.77%
6 Month Youth Certificate	3.63%	3.70%	6 Month
Min Deposit $250 Details Youth certificate Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 3.70% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.77%
18 Month Regular / IRA	3.44%	3.50%	18 Month
Min Deposit $500 Details Regular / IRA Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 3.50% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.77%
3 Month Regular / IRA	3.44%	3.50%	3 Month
Min Deposit $500 Details Regular / IRA Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 3.50% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.77%
24 Month Regular / IRA	3.34%	3.40%	24 Month
Min Deposit $500 Details Regular / IRA Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 3.40% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.77%
30 Month Regular / IRA	3.34%	3.40%	30 Month
Min Deposit $500 Details Regular / IRA Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 3.40% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.77%
36 Month Regular / IRA	3.34%	3.40%	36 Month
Min Deposit $500 Details Regular / IRA Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 3.40% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.77%
48 Month Regular / IRA	3.34%	3.40%	48 Month
Min Deposit $500 Details Regular / IRA Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 3.40% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.77%
60 Month Regular / IRA	3.34%	3.40%	60 Month
Min Deposit $500 Details Regular / IRA Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 3.40% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.77%

Sun East Federal Credit Union Savings Rates

Product	Rate	APY
SEP-IRA Savings	3.15%	3.20%
Min Deposit $0 Min Balance $0 Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 3.20% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.77%
Holiday Club	0.10%	0.10%
Min Balance $0 Details Initial Deposit: January through 3rd Saturday in October Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 0.10% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.77%
Savings Account	0.10%	0.10%
Min Deposit $5 Min Balance $0 Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 0.10% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.77%
Vacation Club	0.10%	0.10%
Min Balance $0 Details Initial Deposit: Not Applicable Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 0.10% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.77%
Youth Savings	0.10%	0.10%
Min Deposit $5 Min Balance $0 Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 0.10% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.77%

Sun East Federal Credit Union Business Savings Rates

Product	Rate	APY
Primary Business Savings	0.04%	0.04%
Min Deposit $500 Min Balance $1,000 Details Balance: $1,000 - $4,999.99 Last Updated 10/12/2026 Rate History No change since Sep 17, 2026 · 0.04% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.77%
Primary Business Savings	0.04%	0.04%
Min Deposit $500 Min Balance $5,000 Details Balance: $5,000 - $9,999.99 Last Updated 10/12/2026 Rate History No change since Sep 18, 2026 · 0.04% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.77%
Primary Business Savings	0.04%	0.04%
Min Deposit $500 Min Balance $10,000 Details Balance: $10,000 and Over Last Updated 10/12/2026 Rate History No change since Sep 18, 2026 · 0.04% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.77%
Primary Business Savings	0.02%	0.02%
Min Deposit $500 Min Balance $0 Details Balance: $0.01 - $999.99 Last Updated 10/12/2026 Rate History No change since Sep 17, 2026 · 0.02% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.77%

Sun East Federal Credit Union Money Market Rates

Product	Rate	APY
Grow Money Market Account - New Money Only	-	3.30%
Min Deposit $2,500 Min Balance $2,500 Details Balance: $2,500 - No Max; New money only; limited time offer; effective 09/21/2026 Last Updated 10/12/2026 Rate History 1 change since Sep 12, 2026 · 3.20% → 3.30% ▲ 0.10 pts · high 3.30% / low 3.20% Sep 25, 20263.30%▲ from 3.20% Sep 12, 20263.20%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.77%
Performance Money Market Account	0.90%	0.90%
Min Deposit $2,500 Min Balance $250,000 Details Balance: $250,000 and Over Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 0.90% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.77%
Performance Money Market Account	0.75%	0.75%
Min Deposit $2,500 Min Balance $100,000 Details Balance: $100,000 - $249,999.99 Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 0.75% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.77%
Performance Money Market Account	0.60%	0.60%
Min Deposit $2,500 Min Balance $50,000 Details Balance: $50,000 - $74,999.99 Last Updated 10/12/2026 Rate History No change since Sep 17, 2026 · 0.60% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.77%
Performance Money Market Account	0.60%	0.60%
Min Deposit $2,500 Min Balance $75,000 Details Balance: $75,000 - $99,999.99 Last Updated 10/12/2026 Rate History No change since Sep 18, 2026 · 0.60% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.77%
Performance Money Market Account	0.40%	0.40%
Min Deposit $2,500 Min Balance $2,500 Details Balance: $2,500 - $49,999.99 Last Updated 10/12/2026 Rate History No change since Sep 17, 2026 · 0.40% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.77%

Sun East Federal Credit Union Business Money Market Rates

Product	Rate	APY
Grow Business Money Market Account - New Money Only	-	3.30%
Min Deposit $2,500 Min Balance $2,500 Details Balance: $2,500 - No Max; New money only; limited time offer; effective 09/21/2026 Last Updated 10/12/2026 Rate History 1 change since Sep 12, 2026 · 3.20% → 3.30% ▲ 0.10 pts · high 3.30% / low 3.20% Oct 4, 20263.30%▲ from 3.20% Sep 12, 20263.20%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.77%
Business Money Market Account	1.00%	1.00%
Min Deposit $2,500 Min Balance $500,000 Details Balance: $500,000 - $999,999.99 Last Updated 10/12/2026 Rate History No change since Sep 17, 2026 · 1.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.77%
Business Money Market Account	1.00%	1.00%
Min Deposit $2,500 Min Balance $1,000,000 Details Balance: $1,000,000 and Over Last Updated 10/12/2026 Rate History No change since Sep 18, 2026 · 1.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.77%
Business Money Market Account	0.85%	0.85%
Min Deposit $2,500 Min Balance $100,000 Details Balance: $100,000 - $499,999.99 Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 0.85% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.77%
Business Money Market Account	0.70%	0.70%
Min Deposit $2,500 Min Balance $50,000 Details Balance: $50,000 - $99,999.99 Last Updated 10/12/2026 Rate History No change since Sep 17, 2026 · 0.70% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.77%
Business Money Market Account	0.50%	0.50%
Min Deposit $2,500 Min Balance $25,000 Details Balance: $25,000 - $49,999.99 Last Updated 10/12/2026 Rate History No change since Sep 17, 2026 · 0.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.77%
Business Money Market Account	0.30%	0.30%
Min Deposit $2,500 Min Balance $2,500 Details Balance: $2,500 - $24,999.99 Last Updated 10/12/2026 Rate History No change since Sep 17, 2026 · 0.30% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.77%

Sun East Federal Credit Union Checking Rates

Product	Rate	APY
USave Interest Checking	0.10%	0.10%
Min Deposit $5 Min Balance $500 Details Balance: $500 - $9,999.99 Last Updated 10/12/2026 Rate History No change since Oct 4, 2026 · 0.10% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.77%
USave Interest Checking	0.10%	0.10%
Min Deposit $5 Min Balance $10,000 Details Balance: $10,000 - $49,999.99 Last Updated 10/12/2026 Rate History No change since Oct 4, 2026 · 0.10% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.77%
USave Interest Checking	0.10%	0.10%
Min Deposit $5 Min Balance $50,000 Details Balance: $50,000 - $99,999.99 Last Updated 10/12/2026 Rate History No change since Oct 4, 2026 · 0.10% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.77%
USave Interest Checking	0.10%	0.10%
Min Deposit $5 Min Balance $100,000 Details Balance: $100,000 and Over Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 0.10% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.77%

Sun East Federal Credit Union Business Checking Rates

Product	Rate	APY
Premium Business Checking	0.20%	0.20%
Min Deposit $5 Min Balance $100,000 Details Balance: $100,000.00 and Over Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 0.20% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.77%
Premium Business Checking	0.15%	0.15%
Min Deposit $5 Min Balance $25,000 Details Balance: $25,000.00 - $99,999.99 Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 0.15% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.77%
Premium Business Checking	0.10%	0.10%
Min Deposit $5 Min Balance $500 Details Balance: $500.00 - $9,999.99 Last Updated 10/12/2026 Rate History No change since Oct 4, 2026 · 0.10% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.77%
Premium Business Checking	0.10%	0.10%
Min Deposit $5 Min Balance $10,000 Details Balance: $10,000.00 - $24,999.99 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 0.10% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.77%

Sun East Federal Credit Union Mortgage Rates

Product	Rate	Points	APR	Term
Conforming Mortgage 10-Year Fixed	6.25%	0	6.415%	10 years
Details Conforming mortgage loan amounts from $50,000 to $832,750; effective 10/09/2026 Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 6.42% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.77%
Conforming Mortgage 15-Year Fixed	6.375%	0	6.493%	15 years
Details Conforming mortgage loan amounts from $50,000 to $832,750; effective 10/09/2026 Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 6.49% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.77%
Conforming Mortgage 20-Year Fixed	6.75%	0	6.845%	20 years
Details Conforming mortgage loan amounts from $50,000 to $832,750; effective 10/09/2026 Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 6.85% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.77%
Jumbo 15-Year Fixed	7.125%	0	7.155%	15 years
Details Jumbo Mortgage Loan Amounts Greater Than $832,750 Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 7.16% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.77%
5/1 Adjustable-Rate Mortgage (ARM)	6.50%	-	7.163%
Details As Low As; Fixed for first 5 years, then adjusts annually over 30-year term Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 7.16% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.77%
Conforming Mortgage 5/1 ARM	6.50%	0	7.163%	5 years
Details Fixed for first 5 years, then adjusts annually; 3.00% margin over CMT Index; 2/2/6 cap structure; 30-year amortization; maximum lifetime rate 12.500%; floor 3.00% Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 7.16% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.77%
7/1 Adjustable-Rate Mortgage (ARM)	6.75%	-	7.176%
Details As Low As; Fixed for first 7 years, then adjusts annually over 30-year term Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 7.18% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.77%
Conforming Mortgage 7/1 ARM	6.75%	0	7.176%	7 years
Details Adjustable-rate mortgage; see footnote 2 on source page Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 7.18% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.77%
Conforming Mortgage 40-Year Fixed	7.25%	0	7.315%	40 years
Details Conforming mortgage loan amounts from $50,000 to $832,750; effective 10/09/2026 Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 7.32% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.77%
Conforming Mortgage 30-Year Fixed	7.25%	0	7.325%	30 years
Details Conforming mortgage loan amounts from $50,000 to $832,750; effective 10/09/2026 Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 7.33% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.77%
15-Year Fixed FHA	6.50%	1.512	7.657%
Details FHA/VA Loans Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 7.66% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.77%
15-Year Fixed VA	6.50%	1.938	7.748%
Details FHA/VA Loans Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 7.75% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.77%
30-Year Fixed VA	7.50%	0	7.759%
Details FHA/VA Loans Last Updated 10/12/2026 Rate History 4 changes since Sep 17, 2026 · 7.13% → 7.76% ▲ 0.63 pts · high 7.76% / low 7.13% Oct 12, 20267.76%▲ from 7.63% Oct 4, 20267.63%▼ from 7.76% Oct 2, 20267.76%▲ from 7.25% Sep 25, 20267.25%▲ from 7.13% Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.77%
30-Year Fixed FHA	7.00%	0	7.809%
Details FHA/VA Loans Last Updated 10/12/2026 Rate History 3 changes since Sep 17, 2026 · 7.43% → 7.81% ▲ 0.38 pts · high 7.81% / low 7.43% Oct 12, 20267.81%▲ from 7.76% Oct 2, 20267.76%▲ from 7.63% Sep 25, 20267.63%▲ from 7.43% Sep 17, 20267.43%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.77%
30-Year Fixed 203K (FHA Only)	7.00%	0	7.887%
Details FHA/VA Loans Last Updated 10/12/2026 Rate History 3 changes since Sep 17, 2026 · 7.48% → 7.89% ▲ 0.41 pts · high 7.89% / low 7.48% Oct 12, 20267.89%▲ from 7.86% Oct 2, 20267.86%▲ from 7.73% Sep 25, 20267.73%▲ from 7.48% Sep 17, 20267.48%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.77%
Jumbo 30-Year Fixed	7.875%	0	7.894%	30 years
Details Jumbo Mortgage Loan Amounts Greater Than $832,750 Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 7.89% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.77%

Sun East Federal Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term
Home Equity Term Loan - Fixed 1st Lien	-	-	5.99%	1 - 5 Years
Details As Low As; Minimum Loan $10,000; Cost Per Thousand: $19.33 (Based on 60-month term) Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 5.99% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.77%
Home Equity Term Loan - Fixed 1st Lien	-	-	6.24%	6 - 10 Years
Details As Low As; Minimum Loan $25,000; Cost Per Thousand: $11.22 (Based on 120-month term) Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 6.24% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.77%
Home Equity Term Loan - Fixed 1st Lien	-	-	6.49%	11 - 15 Years
Details As Low As; Minimum Loan $35,000; Cost Per Thousand: $8.71 (Based on 180-month term) Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 6.49% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.77%
Home Equity Term Loan - Fixed 1st Lien	-	-	6.74%	16 - 20 Years
Details As Low As; Minimum Loan $35,000; Cost Per Thousand: $7.60 (Based on 240-month term) Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 6.74% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.77%
Home Equity Line of Credit (HELOC)	-	-	6.75%	10 years
Details Term: 10-Year Draw, Followed By 10 Year Repayment; As Low As; Intro Rate 4.99% for six months; After intro, APR as low as 6.75%; Minimum Loan $10,000; Cost Per Thousand: Variable Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 6.75% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.77%
Home Equity Term Loan - Fixed 2nd Lien	-	-	7.99%	1 - 5 Years
Details As Low As; Minimum Loan $10,000; Cost Per Thousand: $20.27 (Based on 60-month term) Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 7.99% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.77%
Home Equity Term Loan - Fixed 2nd Lien	-	-	8.24%	6 - 10 Years
Details As Low As; Minimum Loan $25,000; Cost Per Thousand: $12.26 (Based on 120-month term) Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 8.24% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.77%
Home Equity Term Loan - Fixed 2nd Lien	-	-	8.49%	11 - 15 Years
Details As Low As; Minimum Loan $35,000; Cost Per Thousand: $9.84 (Based on 180-month term) Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 8.49% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.77%
Home Equity Term Loan - Fixed 2nd Lien	-	-	8.74%	16 - 20 Years
Details As Low As; Minimum Loan $35,000; Cost Per Thousand: $8.83 (Based on 240-month term) Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 8.74% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.77%

Sun East Federal Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
Vehicle Loan	-	-	5.24%	Up to 75 Months
Details As Low As; Minimum Loan $10,000; Cost Per Thousand Borrowed: $15.90 (Based on 75-month term) Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 5.24% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.77%
Vehicle Loan	-	-	5.74%	76 to 84 Months
Details As Low As; Minimum Loan $40,000; Cost Per Thousand Borrowed: $14.60 (Based on 84-month term) Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 5.74% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.77%
Vehicle Loan	-	-	6.24%	85 to 96 Months
Details As Low As; Minimum Loan $65,000; Cost Per Thousand Borrowed: $13.38 (Based on 96-month term) Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 6.24% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.77%

Sun East Federal Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
New Motorcycle Loan - 24 to 48 Months	-	6.29%	24 to 48 Months
Details As Low As; Loan Amount: Minimum Loan $2,500; Cost Per Thousand Borrowed: $23.62 (Based on 48-month term); APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 6.29% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.77%
New Motorcycle Loan - 49 to 60 Months	-	6.54%	49 to 60 Months
Details As Low As; Loan Amount: Minimum Loan $5,000; Cost Per Thousand Borrowed: $19.58 (Based on 60-month term); APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 6.54% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.77%
New Motorcycle Loan - 61 to 72 Months	-	6.79%	61 to 72 Months
Details As Low As; Loan Amount: Minimum Loan $10,000 - Maximum Loan $35,000; Cost Per Thousand Borrowed: $16.95 (Based on 72-month term); APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 6.79% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.77%

Sun East Federal Credit Union Personal Loan Rates

Product	APR	Term
Personal Loan	9.99%	12 to 35 Months
Details As Low As; Loan Amount: Minimum Loan $1,000 - Maximum Loan $20,000; Cost Per Thousand Borrowed $33.05 (Based on 35-month term); APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking Last Updated 10/12/2026 Rate History No change since Sep 17, 2026 · 9.99% APR · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.77%
Personal Loan	10.99%	36 to 59 Months
Details As Low As; Loan Amount: Minimum Loan $3,000 - Maximum Loan $20,000; Cost Per Thousand Borrowed $22.01 (Based on 59-month term); APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 10.99% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.77%
Personal Loan	11.99%	60 to 72 Months
Details As Low As; Loan Amount: Minimum Loan $5,000 - Maximum Loan $20,000; Cost Per Thousand Borrowed $19.54 (Based on 72-month term); APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 11.99% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.77%

Sun East Federal Credit Union Other Rates

Product	Rate	Points	APY/APR	Term	View More
Variable IRA	0.50%	-	0.50%
Min Deposit $0 Min Balance $0 Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 0.50% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.77%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Sun East Federal Credit Union’s Texas Ratio rose from 8.49% in Q3 2023 to 9.77% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$909M	9.77%	5.0	A
March 31, 2026	$916M	11.59%	5.0	A
December 31, 2025	$907M	8.43%	5.0	A
September 30, 2025	$861M	8.40%	5.0	A
June 30, 2025	$853M	9.80%	5.0	A
March 31, 2025	$857M	10.13%	5.0	A
December 31, 2024	$837M	12.26%	5.0	A
September 30, 2024	$815M	22.15%	4.4	B-
June 30, 2024	$836M	17.63%	4.8	B+
March 31, 2024	$846M	10.90%	5.0	A
December 31, 2023	$849M	13.74%	5.0	A
September 30, 2023	$869M	8.49%	5.0	A

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Sun East Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Sun East Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Sun East Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Sun East Federal Credit Union

Website https://www.suneast.org

Address 4500 Pennell Rd, Aston, PA 19014-1862

Phone 610-485-2960

Fax

President Joel Romaine

CEO Debbie Cook

Full-Time Employees 141

Part-Time Employees 7

Branch Locations 7

ATM Locations 7

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (95/100)

Texas Ratio

9.77%

Return on Assets (ROA)

0.2918%

Return on Equity (ROE)

3.4129%

Non-Performing Loans Ratio (NPL)

1.11%

Total Assets

908,579,385

Total Amount of Shares and Deposits

830,017,555

Total Shares and Deposits < 1 Year

814,854,026

Total Shares and Deposits 1 3 Years

11,944,594

Total Shares and Deposits > 3 Years

3,218,935

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

85,681,218

Total Uninsured Shares and Deposits > $250K (F+J)

85,681,218

Total Insured Shares and Deposits > $250K (item 17 less item K)

744,336,337

Total Interest Expense (Sum of items 6 8)

7,487,228

Share Certificates

6,311

Number of Accounts for Share Drafts

32,058

IRA KEOGH Accounts

3,036

Number of Accounts for Regular Shares

60,926

Non Member Deposits

Money Market Shares

3,719

Net Income (unless the amount is already included in Undivided Earnings)

2,651,618

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

59,702,972

Total Liabilities

833,718,741

Source: NCUA — Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

Sun East Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Total Reviews

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Frequently Asked Questions About Sun East Federal Credit Union

How many branches does Sun East Federal Credit Union operate?

Sun East Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Sun East Federal Credit Union?

Yes, to access services at Sun East Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Sun East Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Sun East Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Sun East Federal Credit Union offer online and mobile banking?

Most modern institutions like Sun East Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.suneast.org.

Current Sun East Federal Credit Union Rates

12-Month CD3.70%
18-Month CD3.50%
24-Month CD3.40%
60-Month CD3.40%
Savings3.20%
MMA3.30%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Sun East Federal Credit Union Rates & Review October 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Sun East Federal Credit Union Texas Ratio

Sun East Federal Credit Union Health Trend

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Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Sun East Federal Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Sun East Federal Credit Union

How many branches does Sun East Federal Credit Union operate?

Is a member application needed to join Sun East Federal Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Sun East Federal Credit Union offer online and mobile banking?

Current Sun East Federal Credit Union Rates

Compare to Other Credit Unions