Peoples Trust Co. of St. Albans CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Today's 12-month CD rates can be found at 4.00%, 6-month CD rates at 0.75% and 3-month CD rates at 0.10%. Current savings rates are at 0.11% and money market rates are at 0.38%. Mortgage rates today on 30-year fixed loans are around 6.02%. Credit Card rates are at 16.50%. Personal Loan rates are at 12.15%. All these rates, and more, can be found in our database of rates. Peoples Trust Co. of St. Albans's 60-Month CD rates are at 1.10%, 48-Month CD rates are at 0.85%, 12-Month CD rates are at 0.80%, 36-Month CD rates are at 0.70%, 24-Month CD rates are at 0.60%. Peoples Trust Co. of St. Albans's savings rates are at 0.10%. Peoples Trust Co. of St. Albans's money market rates are at 0.10%. Peoples Trust Co. of St. Albans's 30-Year Fixed rates are at 6.38%, 15-Year Fixed rates are at 5.88%.
To see how these rates compare to Peoples Trust Co. of St. Albans CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Peoples Trust Co. of St. Albans, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Peoples Trust Co. of St. Albans CD rates. You can also compare Peoples Trust Co. of St. Albans savings rates, MMA rates and mortgage rates using our other rate lists. Peoples Trust Co. of St. Albans money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Peoples Trust Co. of St. Albans? Share your experience about Peoples Trust Co. of St. Albans by leaving a review below, or read customer reviews before you decide to use Peoples Trust Co. of St. Albans. Peoples Trust Co. of St. Albans Texas Ratio Peoples Trust Co. of St. Albans's Texas Ratio is at 3.69%, which is considered excellent. The Texas Ratio for Peoples Trust Co. of St. Albans is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Peoples Trust Co. of St. Albans is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Rate
APY/APR
vs Avg
Peoples Trust Co. of St. Albans CD Rates and Interest Rates
Peoples Trust Co. of St. Albans
60-Month CD
1.10%
$500
Peoples Trust Co. of St. Albans
48-Month CD
0.85%
$500
Peoples Trust Co. of St. Albans
12-Month CD
0.80%
$500
Peoples Trust Co. of St. Albans
36-Month CD
0.70%
$500
Peoples Trust Co. of St. Albans
24-Month CD
0.60%
$500
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Peoples Trust Co. of St. Albans Mortgage Rates
Peoples Trust Co. of St. Albans
15-Year Fixed
5.875%
5.913%
0.000
Peoples Trust Co. of St. Albans
30-Year Fixed
6.375%
6.398%
0.000
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Compare Peoples Trust Co. of St. Albans Rates with Other Competitive Bank and Credit Union Rates
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Kasasa Checking
4.50%
$100
Home Savings Bank Salt Lake City, UT
12-Month CD
4.35%
$25,000
Community Bank and Trust - West Georgia
24-Month CD
4.30%
$500
Crossroads Bank Effingham, IL
48-Month CD
4.10%
$2,000
Central Bank Provo, UT
24-Month CD
4.01%
$500
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Peoples Trust Co. of St. Albans Mortgage RatesShow More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Peoples Trust Co. of St. Albans InformationPeoples Trust Co. of St. Albans
25 Kingman StSaint Albans, VT 05478 Franklin Established Date: 11/12/1866 FDIC Certificate #: 14168 Date of FDIC Deposit Insurance: 04/02/1934 How Many Domestic U.S. Offices? 5 How Many Branches are There? 5 Website: https://www.ptcvt.com
Is Peoples Trust Co. of St. Albans FDIC Insured? Yes
What is Peoples Trust Co. of St. Albans's Cert number? 14168
What is the maximum amount for insured deposits? $250,000 per holder, per account
Peoples Trust Co. of St. Albans FinancialsTotal Assets:
$363,663,000
Total Deposits:
$323,430,000
Equity Capital:
$35,210,000
Domestic Deposits:
$323,430,000
Net Income:
$710,000
Return on Assets:
0.8471%
Quarterly Return on Assets:
0.7900%
Pretax Return on Assets:
0.8983%
Pretax Quarterly Return on Assets:
0.9000%
Return on Equity:
9.4200%
Quarterly Return on Equity:
8.0600%
Common Equity Tier 1 Capital Ratio:
15.7258%
Tier 1 Risk-Based Capital Ratio:
15.7258%
Leverage Tier 1 (Core Capital) Ratio:
10.7898%
Total Risk-Based Capital Ratio (YTD):
16.9791%
Total Interest Income (YTD):
4.3168%
Headquarters:
Saint Albans
FDIC Field Office:
Windsor
Regulator:
FDIC
County:
Franklin
# of Offices:
5
Metropolitan Statistical Area (MSA):
Burlington-South Burlington, VT
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsTinker Federal Credit Union (FCU) of Oklahoma City, Oklahoma is offering savings account rates that are some of the highest savings account rates available today for large savings account balances (jumbo savings account).
 The best CD rates on Christmas Eve are stable, no new highs to report on even though the fed funds rate was increased last week. Here is a list of the best CD rates on short term certificates of deposit of 1 year or less. The best 1 month CD rates are at 1.35 percent from Colorado Federal Savings Bank. The best CD rates on 3 month certificates of deposit are at 2.15 percent from Popular Bank. The highest CD rates on 6 month CDs are at 2.46 percent from VirtualBank. The top 9 month CD rate is at 2.31 percent from Luana Savings Bank. The highest 1 year CD rate is at 2.90 percent from ablebanking. Best Auto Insurance: Rental car insurance is an after thought for most consumers until they are actually in the process of renting a car. Most people now shop online for the best rental car rates they can find but those savings can be wiped out by purchasing unnecessary rental car insurance.
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