Peoples Trust Co. of St. Albans CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.79%, 6-month CD rates at 0.05% and 3-month CD rates at 1.50%. Current savings rates are at 0.01% and money market rates are at 1.51%. Mortgage rates today on 30-year fixed loans are around 7.31%. Credit Card rates are at 14.74%. Personal Loan rates are at 12.74%. All these rates, and more, can be found in our database of rates. Peoples Trust Co. of St. Albans's 60-Month CD rates are at 1.10%, 48-Month CD rates are at 0.85%, 12-Month CD rates are at 0.80%, 36-Month CD rates are at 0.70%, 24-Month CD rates are at 0.60%. Peoples Trust Co. of St. Albans's savings rates are at 0.10%. Peoples Trust Co. of St. Albans's money market rates are at 0.10%. Peoples Trust Co. of St. Albans's 30-Year Fixed rates are at 6.88%, 15-Year Fixed rates are at 6.25%.

Peoples Trust Co. of St. Albans

To see how these rates compare to Peoples Trust Co. of St. Albans CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Peoples Trust Co. of St. Albans, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Peoples Trust Co. of St. Albans CD rates. You can also compare Peoples Trust Co. of St. Albans savings rates, MMA rates and mortgage rates using our other rate lists.

Peoples Trust Co. of St. Albans money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Peoples Trust Co. of St. Albans? Share your experience about Peoples Trust Co. of St. Albans by leaving a review below, or read customer reviews before you decide to use Peoples Trust Co. of St. Albans.

Peoples Trust Co. of St. Albans Texas Ratio

Peoples Trust Co. of St. Albans's Texas Ratio is at 4.42%, which is considered excellent. The Texas Ratio for Peoples Trust Co. of St. Albans is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Peoples Trust Co. of St. Albans is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
0.80%
18-Month CD
0.55%
24-Month CD
0.60%
36-Month CD
0.70%
48-Month CD
0.85%
60-Month CD
1.10%
Savings
0.10%
MMA
0.10%
30-Year Fixed
6.90%
Credit Card
N/A
Personal Loan
N/A
Peoples Trust Co. of St. Albans
25 Kingman St
Saint Albans, VT 05478
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Peoples Trust Co. of St. Albans CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Peoples Trust Co. of St. Albans
Peoples Trust Co. of St. Albans
60-Month CD
1.10%
$500
Peoples Trust Co. of St. Albans
Peoples Trust Co. of St. Albans
48-Month CD
0.85%
$500
Peoples Trust Co. of St. Albans
Peoples Trust Co. of St. Albans
12-Month CD
0.80%
$500
Peoples Trust Co. of St. Albans
Peoples Trust Co. of St. Albans
36-Month CD
0.70%
$500
Peoples Trust Co. of St. Albans
Peoples Trust Co. of St. Albans
24-Month CD
0.60%
$500
Peoples Trust Co. of St. Albans
Peoples Trust Co. of St. Albans
18-Month CD
0.55%
$500
Peoples Trust Co. of St. Albans
Peoples Trust Co. of St. Albans
Coach Club Savings
0.10%
$0
Peoples Trust Co. of St. Albans
Peoples Trust Co. of St. Albans
Personal Money Market
0.10%
$1,500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Peoples Trust Co. of St. Albans Mortgage Rates

Lender
Product
Rate
APR
Points
Peoples Trust Co. of St. Albans
Peoples Trust Co. of St. Albans
15-Year Fixed
6.250%
6.289%
0.000
Peoples Trust Co. of St. Albans
Peoples Trust Co. of St. Albans
30-Year Fixed
6.875%
6.899%
0.000

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Peoples Trust Co. of St. Albans Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Chicago Patrolmens Federal Credit Union
Chicago Patrolmens Federal Credit Union
6-Month CD
5.02%
$500
Westfield Bank, FSB
Westfield Bank, FSB
7-Month CD special
5.01%
$10,000
FSB of Randolph County
FSB of Randolph County
7-Month CD (special)
5.00%
$500
Western Heritage Bank
Western Heritage Bank
3-Month CD
4.85%
$1,000
First National Bank of America (FNBA)
First National Bank of America (FNBA)
24-Month CD
4.80%
$1,000
First United Bank Dimmitt, TX
First United Bank Dimmitt, TX
12-Month CD (Jumbo)
4.47%
$100,000
Bayer Heritage Federal Credit Union
Bayer Heritage Federal Credit Union
18-Month CD certificate
4.45%
$100
Farmers and Drovers Bank
Farmers and Drovers Bank
36-Month CD
4.10%
$500
Heritage Bank of St Tammany
Heritage Bank of St Tammany
18-Month CD
4.08%
$500
Bank of Old Monroe
Bank of Old Monroe
12-Month CD
4.04%
$1,000
Capital One Bank
Capital One Bank
36-Month CD
4.00%
$0
First Jackson Bank
First Jackson Bank
30-Month CD
4.00%
$1,000
Rolette State Bank
Rolette State Bank
48-Month CD
3.99%
$500
Columbia Bank
Columbia Bank
18-Month CD
3.75%
$500
Monroe Federal S&L
Monroe Federal S&L
12-Month CD
3.50%
$1,000
Financial Partners CU
Financial Partners CU
30-Month CD
3.40%
$1,000
Community Bank of Marshall
Community Bank of Marshall
36-Month CD
3.28%
$1,000
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
60-Month CD certificate
3.05%
$2,500
Citizens Bank Mooresville, IN
Citizens Bank Mooresville, IN
60-Month CD
3.04%
$500
Bank of Vici
Bank of Vici
18-Month CD
3.04%
$1,000
Citizens Bank & Trust Company NE
Citizens Bank & Trust Company NE
36-Month CD
3.03%
$500
FNB at St. James
FNB at St. James
12-Month CD
3.03%
$500
First FarmBank
First FarmBank
3-Month CD
3.00%
$1,000
FSB of St. Charles, MO
FSB of St. Charles, MO
18-Month CD
2.75%
$1,000
1st Northern California Credit Union
1st Northern California Credit Union
12-Month CD share certificate
2.63%
$1,000
Department of Commerce Federal Credit Union
Department of Commerce Federal Credit Union
IRA Money Market
2.25%
$100
Stock Exchange Bank, Caldwell, KS
Stock Exchange Bank, Caldwell, KS
24-Month CD
2.15%
$500
VisionBank Of Iowa
VisionBank Of Iowa
48-Month CD
2.00%
$2,500
American Bank of Beaver Dam
American Bank of Beaver Dam
48-Month CD
1.75%
$1,000
State Bank Fenton, MI
State Bank Fenton, MI
36-Month CD
1.66%
$500
Union Bank Morrisville, VT
Union Bank Morrisville, VT
6-Month CD
1.51%
$500
Kentucky Farmers Bank
Kentucky Farmers Bank
12-Month CD
1.25%
$1,000
Centier Bank
Centier Bank
18-Month CD
1.25%
$1,000
Shelby County State Bank
Shelby County State Bank
48-Month CD
1.10%
$1,000
Farmers State Bank of Western Illinois
Farmers State Bank of Western Illinois
36-Month CD
1.00%
$500
Nashville Savings Bank
Nashville Savings Bank
18-Month CD
0.90%
$1,000
FinWise Bank
FinWise Bank
Consumer Statement Savings
0.75%
$0
Bank of Franklin County
Bank of Franklin County
24-Month CD
0.75%
$500
Longview Bank
Longview Bank
Savings
0.50%
$0
Queenstown Bank
Queenstown Bank
24-Month CD
0.50%
$500
FirsTier Bank
FirsTier Bank
24-Month CD
0.50%
$0
Citizens Savings Bank Clarks Summit, PA
Citizens Savings Bank Clarks Summit, PA
18-Month CD
0.40%
$1,000
First National Bank of Eastern Arkansas
First National Bank of Eastern Arkansas
Money market Investment
0.25%
$1,000
First Community Bank of Hillsboro
First Community Bank of Hillsboro
18-Month CD
0.25%
$1,000
Pataskala Banking Company
Pataskala Banking Company
18-Month CD
0.20%
$500
Farmers Bank of Appomattox
Farmers Bank of Appomattox
Statement Savings
0.10%
$100
National Bank of Coxsackie
National Bank of Coxsackie
9-Month CD
0.10%
$500
FNB of South Carolina
FNB of South Carolina
Regular Savings
0.05%
$50
Jefferson Security Bank
Jefferson Security Bank
Simple Savings
0.05%
$0
The Bank of Princeton
The Bank of Princeton
Wise Savings
0.03%
$50
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Peoples Trust Co. of St. Albans Mortgage Rates

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
5.500%
5.614%
0.000
5.500%
5.716%
0.500
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
15-Year Fixed
5.750%
5.910%
0.000
5.870%
5.970%
0.000
15-Year Fixed Jumbo
5.875%
5.970%
0.000
5.950%
5.998%
0.000
6.000%
6.043%
0.000
15 Year Fixed
5.750%
6.046%
1.000
3/5 Conforming ARM
5.000%
6.053%
0.250
6.000%
6.056%
0.000
5.000%
6.063%
0.250
10-Year Power Rate Fixed
5.750%
6.068%
0.000
5.875%
6.079%
1.000
6.000%
6.084%
0.000
6.000%
6.084%
0.000
15-Year Power Rate Fixed
5.875%
6.101%
0.000
6.000%
6.121%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Peoples Trust Co. of St. Albans Information

Peoples Trust Co. of St. Albans
25 Kingman St
Saint Albans, VT 05478
Franklin
Established Date: 11/12/1866
FDIC Certificate #: 14168
Date of FDIC Deposit Insurance: 04/02/1934
How Many Domestic U.S. Offices? 5
How Many Branches are There? 5
Is Peoples Trust Co. of St. Albans FDIC Insured? Yes
What is Peoples Trust Co. of St. Albans's Cert number? 14168
What is the maximum amount for insured deposits? $250,000 per holder, per account

Peoples Trust Co. of St. Albans Financials

Total Assets:
$356,052,000
Total Deposits:
$318,086,000
Equity Capital:
$33,127,000
Domestic Deposits:
$318,086,000
Net Income:
$714,000
Return on Assets:
0.4536%
Quarterly Return on Assets:
0.7900%
Pretax Return on Assets:
0.9127%
Pretax Quarterly Return on Assets:
0.9100%
Return on Equity:
5.0700%
Quarterly Return on Equity:
8.7900%
Common Equity Tier 1 Capital Ratio:
17.6006%
Tier 1 Risk-Based Capital Ratio:
17.6006%
Leverage Tier 1 (Core Capital) Ratio:
9.9433%
Total Risk-Based Capital Ratio (YTD):
18.8524%
Total Interest Income (YTD):
3.0960%
 
 
Headquarters:
Saint Albans
FDIC Field Office:
Windsor
Regulator:
FDIC
County:
Franklin
# of Offices:
5
Metropolitan Statistical Area (MSA):
Burlington-South Burlington, VT
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC

Explore Other Rate Deals

Mortgage rates continued to decline this week. Mortgage rates have been driven lower because of  the weak employment report last week and the sovereign government debt crisis in Europe. Investors have flocked to the safety of bonds and as a result have driven bond yield lower. Mortgage rates are tied to bond yields and have also gone lower. 30 year mortgage rates hit a low of 4.75 percent this morning, down from a rate of 4.85 percent earlier this week.
On our savings account rate list in Phoenix, Arizona, American Express Bank has the best rate. American Express Bank's current savings rate is 1.29 percent with a savings yield of 1.30 percent. Coming in with the second highest rate on our list is Sallie Mae Bank. Sallie Mae's current savings rate is 1.24 percent with a yield of 1.25 percent.
Both short term and long term mortgage rates are up this week compared to last week. Bond yields and mortgage rates have fluctuated wildly this past week on news about Greece's debt and the country's ability to repay its debt. 10 year bond yields which were as low as 2.95% early last week hit a high of 3.22% on Friday are currently at 3.14%. 30 year conforming mortgage rates are averaging 4.55%, up from last week's average mortgage rate of 4.43%.

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