First Northern Bank and Trust Company CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.60%, 6-month CD rates at 5.09% and 3-month CD rates at 2.50%. Current savings rates are at 0.25% and money market rates are at 2.50%. Mortgage rates today on 30-year fixed loans are around 6.28%. Credit Card rates are at 13.74%. Personal Loan rates are at 10.25%. All these rates, and more, can be found in our database of rates. First Northern Bank and Trust Company's 60-Month CD rates are at 1.30%, 48-Month CD rates are at 1.20%, 36-Month CD rates are at 1.10%, 30-Month CD rates are at 1.05%, 24-Month CD rates are at 1.00%. First Northern Bank and Trust Company's savings rates are at 0.25%. First Northern Bank and Trust Company's money market rates are at 0.05%. First Northern Bank and Trust Company's 30-Year Fixed rates are at 6.88%, 15-Year Fixed rates are at 6.38%.

First Northern Bank and Trust Company

To see how these rates compare to First Northern Bank and Trust Company CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First Northern Bank and Trust Company, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First Northern Bank and Trust Company CD rates. You can also compare First Northern Bank and Trust Company savings rates, MMA rates and mortgage rates using our other rate lists.

First Northern Bank and Trust Company money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Northern Bank and Trust Company? Share your experience about First Northern Bank and Trust Company by leaving a review below, or read customer reviews before you decide to use First Northern Bank and Trust Company.

First Northern Bank and Trust Company Texas Ratio

First Northern Bank and Trust Company's Texas Ratio is at 4.11%, which is considered excellent. The Texas Ratio for First Northern Bank and Trust Company is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, First Northern Bank and Trust Company is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
0.90%
18-Month CD
0.95%
24-Month CD
1.00%
36-Month CD
1.10%
48-Month CD
1.20%
60-Month CD
1.30%
Savings
0.25%
MMA
0.05%
30-Year Fixed
7.03%
Credit Card
N/A
Personal Loan
N/A
First Northern Bank and Trust Company
4th Street And Lafayette Avenue
Palmerton, PA 18071
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

First Northern Bank and Trust Company CD Rates and Interest Rates

Bank
Product
APY
Min Dep
First Northern Bank and Trust Company
First Northern Bank and Trust Company
Muni NOW Checking
5.38%
$1,000
First Northern Bank and Trust Company
First Northern Bank and Trust Company
60-Month CD
1.30%
$1,000
First Northern Bank and Trust Company
First Northern Bank and Trust Company
48-Month CD
1.20%
$1,000
First Northern Bank and Trust Company
First Northern Bank and Trust Company
36-Month CD
1.10%
$1,000
First Northern Bank and Trust Company
First Northern Bank and Trust Company
30-Month CD
1.05%
$1,000
First Northern Bank and Trust Company
First Northern Bank and Trust Company
24-Month CD
1.00%
$1,000
First Northern Bank and Trust Company
First Northern Bank and Trust Company
18-Month CD IRA
0.95%
$250
First Northern Bank and Trust Company
First Northern Bank and Trust Company
12-Month CD
0.90%
$1,000
First Northern Bank and Trust Company
First Northern Bank and Trust Company
Royal Savings
0.25%
$1,000
First Northern Bank and Trust Company
First Northern Bank and Trust Company
Consumer Money Market
0.05%
$2,500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

First Northern Bank and Trust Company Mortgage Rates

Lender
Product
Rate
APR
Points
First Northern Bank and Trust Company
First Northern Bank and Trust Company
15-Year Fixed
6.375%
6.615%
0.000
First Northern Bank and Trust Company
First Northern Bank and Trust Company
30-Year Fixed
6.875%
7.029%
0.000

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare First Northern Bank and Trust Company Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Ivy Bank, a div of Cambridge Savings Bank
Ivy Bank, a div of Cambridge Savings Bank
High Yield Savings
5.30%
$2,500
Linkbank
Linkbank
9-Month CD
5.05%
$500
Kanza Bank
Kanza Bank
7-Month CD (special)
5.00%
$1,000
Franklin Bank
Franklin Bank
9-Month CD
4.85%
$500
Profinium, Inc.
Profinium, Inc.
12-Month CD
4.80%
$500
Charles Schwab
Charles Schwab
24-Month CD
4.80%
$500
Security Bank USA
Security Bank USA
3-Month CD
4.58%
$25,000
The Harrison B&L Assoc.
The Harrison B&L Assoc.
15-Month CD
4.34%
$1,000
Centreville Bank
Centreville Bank
18-Month CD
4.25%
$1,000
Lone Star Bank
Lone Star Bank
6-Month CD
4.25%
$1,000
University First Federal Credit Union
University First Federal Credit Union
36-Month CD
4.09%
$500
Metz Banking Company
Metz Banking Company
48-Month CD
4.08%
$1,000
Citizens Savings Bank Bogalusa, LA
Citizens Savings Bank Bogalusa, LA
60-Month CD (Bump)
4.00%
$2,500
Monroe Savings Bank
Monroe Savings Bank
12-Month CD
4.00%
$500
Pentagon Federal Credit Union
Pentagon Federal Credit Union
Money Market
4.00%
$500
EagleBank
EagleBank
24-Month CD (CDARS)
4.00%
$10,000
Farmers Insurance Federal Credit Union
Farmers Insurance Federal Credit Union
12-Month CD
4.00%
$1,000
The Peoples S&L Co.
The Peoples S&L Co.
48-Month CD
3.80%
$500
Keen Bank
Keen Bank
24-Month CD
3.25%
$2,500
Spring Bank Brookfield, WI
Spring Bank Brookfield, WI
3-Month CD
3.10%
$1,000
705 Federal Credit Union
705 Federal Credit Union
48-Month CD
3.03%
$2,500
M.Y. Safra Bank
M.Y. Safra Bank
24-Month CD
3.00%
$500
First Harvest Federal Credit Union
First Harvest Federal Credit Union
60-Month CD
3.00%
$1,000
Manasquan Bank
Manasquan Bank
60-Month CD
3.00%
$500
Fifth District Savings Bank
Fifth District Savings Bank
24-Month CD (Step)
2.50%
$1,000
Ixonia Bank
Ixonia Bank
24-Month CD
2.35%
$1,000
Chelsea Savings Bank
Chelsea Savings Bank
36-Month CD
2.26%
$20,000
Western Nebraska Bank
Western Nebraska Bank
18-Month CD
2.12%
$250
Live Oak Bank
Live Oak Bank
36-Month CD
2.00%
$2,500
Methuen Co-operative Bank
Methuen Co-operative Bank
60-Month CD
2.00%
$1,000
First Bank of Utica
First Bank of Utica
30-Month CD
1.86%
$500
Northwest B&T Co.
Northwest B&T Co.
24-Month CD
1.75%
$1,000
Bank of Washington
Bank of Washington
36-Month CD
1.60%
$500
CNB Bank Berkeley Springs, WV
CNB Bank Berkeley Springs, WV
60-Month CD
1.50%
$500
Integrity Bank & Trust
Integrity Bank & Trust
Personal Savings
1.26%
$0
Parke Bank
Parke Bank
60-Month CD
1.25%
$500
Peoples B&T Co. Ryan, OK
Peoples B&T Co. Ryan, OK
60-Month CD
1.09%
$500
Longview Bank
Longview Bank
Money Market
1.00%
$25,000
Republic Bank of Chicago
Republic Bank of Chicago
12-Month CD
0.75%
$1,000
Riverside Savings Bank
Riverside Savings Bank
24-Month CD
0.45%
$1,000
Tremont First National Bank
Tremont First National Bank
36-Month CD
0.40%
$1,000
Peoples Bank Chestertown, MD
Peoples Bank Chestertown, MD
36-Month CD
0.40%
$500
Columbus Bank and Trust Company
Columbus Bank and Trust Company
Premier Checking
0.36%
$500
United Southern Bank
United Southern Bank
60-Month CD
0.30%
$1,000
BankWest Of Kansas
BankWest Of Kansas
6-Month CD
0.25%
$0
Union Bank Morrisville, VT
Union Bank Morrisville, VT
6-Month CD (CDARS)
0.25%
$250,000
First Southern Bank Florence, AL
First Southern Bank Florence, AL
12-Month CD
0.15%
$1,000
Magnolia Bank Elizabethtown, KY
Magnolia Bank Elizabethtown, KY
Money Market
0.15%
$2,500
Cape Cod Five Cents Savings Bank
Cape Cod Five Cents Savings Bank
24-Month CD
0.08%
$10,000
First Citizens Bank Luverne, AL
Savings
0.01%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

First Northern Bank and Trust Company Mortgage Rates

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
4.750%
5.507%
0.000
5.000%
5.531%
0.000
5.500%
5.540%
0.000
15 Year Fixed
5.500%
5.568%
0.000
5.500%
5.614%
0.000
5.500%
5.716%
0.500
5.625%
5.777%
0.500
5.625%
5.786%
0.000
15-Year Fixed
5.625%
5.799%
0.000
5.625%
5.820%
0.250
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
5.675%
5.894%
0.000
5.500%
5.908%
2.000
15 Year Fixed
5.625%
5.941%
1.000
5.750%
5.954%
1.000
5.750%
5.957%
0.000
5.875%
5.970%
0.000
15-Year Fixed (Jumbo)
5.875%
5.970%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

First Northern Bank and Trust Company Information

First Northern Bank and Trust Company
4th Street And Lafayette Avenue
Palmerton, PA 18071
Carbon
Established Date: 10/24/1907
FDIC Certificate #: 7675
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: PALM BCORP
How Many Domestic U.S. Offices? 11
How Many Branches are There? 11
Is First Northern Bank and Trust Company FDIC Insured? Yes
What is First Northern Bank and Trust Company's Cert number? 7675
What is the maximum amount for insured deposits? $250,000 per holder, per account

First Northern Bank and Trust Company Financials

Total Assets:
$925,100,000
Total Deposits:
$807,210,000
Equity Capital:
$106,092,000
Domestic Deposits:
$807,210,000
Net Income:
$2,715,000
Return on Assets:
0.8176%
Quarterly Return on Assets:
1.1400%
Pretax Return on Assets:
1.3443%
Pretax Quarterly Return on Assets:
1.3400%
Return on Equity:
7.4400%
Quarterly Return on Equity:
10.4500%
Leverage Tier 1 (Core Capital) Ratio:
11.9080%
Total Interest Income (YTD):
3.2702%
 
 
Headquarters:
Palmerton
FDIC Field Office:
Philadelphia
Regulator:
FED
County:
Carbon
# of Offices:
11
Metropolitan Statistical Area (MSA):
Allentown-Bethlehem-Easton, PA-NJ
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC

Explore Other Rate Deals

Mortgage Rates Head Lower on Poor Job Numbers and Fears in Europe: 30 Year Mortgage Rates at 4.85%Mortgage rates continue to head lower following Treasury yields lower on poor job numbers and concerns of the financial crisis in Europe. 30 year mortgage rate dropped from 4.96 percent to 4.85 percent over the weekend. U.S. Treasury yields were down 21 basis points on Friday on a report showing only 432,000 jobs were created in May, which was less than the 513,000 jobs analysts had expected. Fears of Hungary defaulting on its debt also sent Treasury yields down.  The ongoing concerns in Europe will drive Treasury yields and mortgage rates lower this week.
This is a first in a very long time, both average 1 year CD rates and the best 1 year CD rates in our database are higher this week. Average 1 year CD rates increased from 0.88 percent to 0.90 percent and the highest 1 year rate offered by banks in our database increased from 1.05 percent to 1.07 percent.
Bond yields rose slightly this past week causing refinance rates to increase which lowered the demand for refinance mortgage applications. The Mortgage Bankers Association's Weekly Application Survey showed an increase in average 30 year conforming mortgage rates and 30 year jumbo mortgage rates.

Bank or Credit Union Offers and Deals

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McGraw-Hill FCU Money Market Account Rates and Savings Rates
Mortgage Rates Hit Record Low: 30 Year Mortgage Rates at 4.69%, 15 Year Mortgage Rates at 4.13%
Silvergate Bank Money Market Account Rates now at 1.10%

Alternative Bank and Credit Union Offers to Explore

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1.35% APY - New Highest 1 Year CD Rate in our Database
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AimLoan Mortgage Rates: 30 Year Loan 4.88%
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Today's Mortgage Rates Wednesday, November 23, 2011

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