First Northern Bank and Trust Company CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

Today's 12-month CD rates can be found at 3.66%, 6-month CD rates at 3.98% and 3-month CD rates at 3.90%. Current savings rates are at 0.50% and money market rates are at 1.55%. Mortgage rates today on 30-year fixed loans are around 6.55%. Credit Card rates are at 12.95%. Personal Loan rates are at 10.00%. All these rates, and more, can be found in our database of rates. First Northern Bank and Trust Company's 60-Month CD rates are at 1.30%, 48-Month CD rates are at 1.20%, 36-Month CD rates are at 1.10%, 30-Month CD rates are at 1.05%, 24-Month CD rates are at 1.00%. First Northern Bank and Trust Company's savings rates are at 0.25%. First Northern Bank and Trust Company's money market rates are at 0.05%. First Northern Bank and Trust Company's 30-Year Fixed rates are at 6.62%, 15-Year Fixed rates are at 6.00%.

First Northern Bank and Trust Company

To see how these rates compare to First Northern Bank and Trust Company CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First Northern Bank and Trust Company, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First Northern Bank and Trust Company CD rates. You can also compare First Northern Bank and Trust Company savings rates, MMA rates and mortgage rates using our other rate lists.

First Northern Bank and Trust Company money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Northern Bank and Trust Company? Share your experience about First Northern Bank and Trust Company by leaving a review below, or read customer reviews before you decide to use First Northern Bank and Trust Company.

First Northern Bank and Trust Company Texas Ratio

First Northern Bank and Trust Company's Texas Ratio is at 5.59%, which is considered excellent. The Texas Ratio for First Northern Bank and Trust Company is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, First Northern Bank and Trust Company is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate

APY/APR

vs Avg

12-Month CD

0.90%

2.56%

18-Month CD

0.95%

2.29%

24-Month CD

1.00%

2.29%

36-Month CD

1.10%

2.21%

48-Month CD

1.20%

2.14%

60-Month CD

1.30%

2.26%

Savings

0.25%

0.65%

MMA

0.05%

1.04%

30-Year Fixed

6.78%

6.63%

Credit Card

N/A

14.10%

Personal Loan

N/A

11.27%

First Northern Bank and Trust Company

4th Street And Lafayette Avenue
Palmerton, PA 18071

https://www.1stnorthern.bank

MonitorBankRates' Rating

4/5

★★★★☆

Review First Northern Bank and Trust Company

First Northern Bank and Trust Company CD Rates and Interest Rates

First Northern Bank and Trust Company

60-Month CD

1.30%

$1,000

First Northern Bank and Trust Company

48-Month CD

1.20%

$1,000

First Northern Bank and Trust Company

36-Month CD

1.10%

$1,000

First Northern Bank and Trust Company

30-Month CD

1.05%

$1,000

First Northern Bank and Trust Company

24-Month CD

1.00%

$1,000

First Northern Bank and Trust Company

18-Month CD IRA

0.95%

$250

First Northern Bank and Trust Company

12-Month CD

0.90%

$1,000

First Northern Bank and Trust Company

Royal Savings

0.25%

$1,000

First Northern Bank and Trust Company

NOW Checking

0.05%

$1,000

First Northern Bank and Trust Company

Consumer Money Market

0.05%

$2,500

Disclaimer

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

First Northern Bank and Trust Company Mortgage Rates

First Northern Bank and Trust Company

15-Year Fixed

6.000%

6.233%

0.000

First Northern Bank and Trust Company

30-Year Fixed

6.625%

6.775%

0.000

Disclaimer

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare First Northern Bank and Trust Company Rates with Other Competitive Bank and Credit Union Rates

Raymond James

12-Month CD

4.25%

$1,000

Pathway Bank

12-Month CD

4.20%

$1,000

Quaint Oak Bank

18-Month CD

4.00%

$500

Union Bank Morrisville, VT

12-Month CD (CDARS)

3.77%

$250,000

Apple Federal Credit Union

48-Month CD

3.75%

$500

Trinity Bank, N.A.

6-Month CD

3.70%

$1,000

Phelps County Bank

18-Month CD

3.60%

$1,000

Riverside Bank of Dublin

36-Month CD

3.60%

$500

F&M Union Bank

60-Month CD

3.58%

$1,000

Ridgewood Savings Bank

84-Month CD

3.55%

$100

First Community Bank Beemer, NE

48-Month CD

3.55%

$10,000

Maries County Bank

60-Month CD

3.14%

$1,000

Marthas Vineyard Bank

12-Month CD

3.00%

$1,000

Corebank

24-Month CD

2.78%

$1,000

BankVista

60-Month CD

2.75%

$1,000

FNB at St. James

36-Month CD

2.52%

$500

Achieve Credit Union

24-Month CD

2.50%

$500

BayFirst National Bank

24-Month CD

2.25%

$1,000

Community First Bank of Indiana

18-Month CD

2.25%

$1,000

Bank of Edmonson County

6-Month CD

2.01%

$500

NCB North Cambridge Coopertive Bank

24-Month CD

2.00%

$1,000

Arvest Bank

Money Market

1.71%

$5,000,000

South Central State Bank

24-Month CD

1.66%

$1,000

Grand Timber Bank

6-Month CD

1.51%

$2,500

Monroe Savings Bank

18-Month CD

1.50%

$500

I3 Bank

36-Month CD

0.90%

$500

Advantage Plus Federal Credit Union

Kasasa Savings

0.85%

CIBM Bank

48-Month CD

0.75%

$500

North Easton SB

48-Month CD

0.75%

$500

FirsTier Bank

60-Month CD

0.75%

Security FSB

12-Month CD

0.71%

$500

Bangor Savings Bank

18-Month CD

0.70%

$500

First National Bank of Steeleville

Money Market

0.60%

$250,000

Unico Bank

18-Month CD

0.50%

$1,000

Community Bank Delaware

18-Month CD

0.40%

$500

Farmers and Merchants Bank Milford, NE

6-Month CD

0.30%

$1,500

Century Bank of Florida

36-Month CD

0.30%

$500

New Mexico Bank and Trust

Savings

0.25%

$25,000

SNB St. Henry Bank

30-Month CD

0.25%

$1,000

Heartland State Bank Edgeley, ND

Statement Savings

0.20%

$25

Mayville State Bank

18-Month CD

0.20%

$1,000

Pulaski Savings Bank

Savings

0.15%

$50

First National Bank in Amboy

Money Market

0.15%

$2,500

State Bank Waterloo, IL

Savings

0.15%

$100

Hancock County SB

Money Market

0.05%

$2,000

FNB of River Falls

Regular Savings

0.05%

$200

Wakefield Co-operative Bank

Ultimate Plus Money Market

0.05%

$10,000

State Bank Freeport, IL

Savings

0.05%

Wells Fargo

Platinum Savings

0.05%

Greene County Commercial Bank

Money Market

0.01%

Disclaimer

First Northern Bank and Trust Company Mortgage Rates

1st Northern California Credit Union

7-Year Fixed

3.990%

4.357%

0.750

1st Northern California Credit Union

10-Year Fixed

4.250%

4.514%

0.750

1st Northern California Credit Union

15-Year Fixed

4.500%

4.685%

0.750

Catskill Hudson Bank

15-Year Fixed

5.125%

5.243%

0.625

Americas First Federal Credit Union

15-Year Fixed

5.560%

5.250%

0.000

Lakewood Credit Union

15 Year Fixed

5.300%

5.390%

0.000

Sikorsky Credit Union

15-Year Fixed

5.375%

5.431%

0.000

DCU Digital Federal Credit Union

10-Year Fixed

5.125%

5.447%

1.125

Navy Federal Credit Union

15-Year Fixed

5.250%

5.482%

0.500

Pioneer Federal Credit Union

15-Year Fixed

5.250%

5.491%

0.000

Piedmont Advantage Credit Union

15-Year Fixed

5.250%

5.506%

0.000

Pittsford Federal Credit Union

15-Year Fixed

5.375%

5.507%

0.000

State Employees Credit Union

10-Year Fixed

5.300%

5.518%

0.000

North Carolina Press Association Federal Credit Union

10 Year Fixed

5.300%

5.518%

0.000

1st Northern California Credit Union

15-Year Fixed (Jumbo)

5.375%

5.525%

0.750

Abound Federal Credit Union

15-Year Fixed Jumbo

5.500%

5.526%

0.000

Pittsford Federal Credit Union

10-Year Fixed

5.375%

5.563%

0.000

First FSB of Champaign Urbana

10-Year Fixed

5.500%

5.569%

0.000

Nuvision Federal Credit Union

15-Year Fixed

5.250%

5.570%

1.250

DCU Digital Federal Credit Union

15-Year Fixed

5.375%

5.582%

1.000

Mutual Security Credit Union

5/1 ARM

5.500%

5.614%

0.000

Hawaii State Federal Credit Union

15 Year Fixed

5.250%

5.615%

1.750

Hatboro Federal Savings

15-Year Fixed

5.250%

5.629%

2.000

Abound Federal Credit Union

15-Year Fixed

5.500%

5.638%

0.000

Norfolk Community Federal Credit Union

10 Year Fixed

5.500%

5.639%

0.250

Disclaimer

First Northern Bank and Trust Company Information

First Northern Bank and Trust Company

4th Street And Lafayette Avenue
Palmerton, PA 18071
Carbon
Established Date: 10/24/1907
FDIC Certificate #: 7675
Date of FDIC Deposit Insurance: 01/01/1934

Bank Holding Company: PALM BCORP

How Many Domestic U.S. Offices? 11

How Many Branches are There? 11

Website: https://www.1stnorthern.bank

Is First Northern Bank and Trust Company FDIC Insured? Yes

What is First Northern Bank and Trust Company's Cert number? 7675

What is the maximum amount for insured deposits? $250,000 per holder, per account

First Northern Bank and Trust Company Financials

Total Assets:

$890,703,000

Total Deposits:

$767,778,000

Equity Capital:

$112,873,000

Domestic Deposits:

$767,778,000

Net Income:

$2,605,000

Return on Assets:

1.1267%

Quarterly Return on Assets:

1.1500%

Pretax Return on Assets:

1.4358%

Pretax Quarterly Return on Assets:

1.4400%

Return on Equity:

10.3500%

Quarterly Return on Equity:

9.2300%

Leverage Tier 1 (Core Capital) Ratio:

12.8637%

Total Interest Income (YTD):

4.5713%

Headquarters:

Palmerton

FDIC Field Office:

Philadelphia

Regulator:

FED

County:

Carbon

# of Offices:

Metropolitan Statistical Area (MSA):

Allentown-Bethlehem-Easton, PA-NJ

Consolidated Metropolitan Statistical Area (CMSA):

OTS Region:

Northeast

FDIC Region:

New York

Source: FDIC Last Updated 03/31/2024

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