NCB North Cambridge Coopertive Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.80%, 6-month CD rates at 0.05% and 3-month CD rates at 0.10%. Current savings rates are at 0.15% and money market rates are at 0.75%. Mortgage rates today on 30-year fixed loans are around 7.07%. Credit Card rates are at 10.15%. Personal Loan rates are at 13.45%. All these rates, and more, can be found in our database of rates. NCB North Cambridge Coopertive Bank's 60-Month CD rates are at 3.00%, 36-Month CD rates are at 2.50%, 24-Month CD rates are at 2.00%, 12-Month CD rates are at 2.00%. NCB North Cambridge Coopertive Bank's savings rates are at 0.05%. NCB North Cambridge Coopertive Bank's money market rates are at 0.10%. NCB North Cambridge Coopertive Bank's 7/1 ARM rates are at 6.50%, 5/1 ARM rates are at 6.50%, 3/1 ARM rates are at 6.38%, 30-Year Fixed rates are at 7.00%, 20-Year Fixed rates are at 6.50%.

NCB North Cambridge Coopertive Bank

To see how these rates compare to NCB North Cambridge Coopertive Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from NCB North Cambridge Coopertive Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with NCB North Cambridge Coopertive Bank CD rates. You can also compare NCB North Cambridge Coopertive Bank savings rates, MMA rates and mortgage rates using our other rate lists.

NCB North Cambridge Coopertive Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at NCB North Cambridge Coopertive Bank? Share your experience about NCB North Cambridge Coopertive Bank by leaving a review below, or read customer reviews before you decide to use NCB North Cambridge Coopertive Bank.

NCB North Cambridge Coopertive Bank Texas Ratio

NCB North Cambridge Coopertive Bank's Texas Ratio is at 0.00%, which is considered excellent. The Texas Ratio for NCB North Cambridge Coopertive Bank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, NCB North Cambridge Coopertive Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
2.00%
18-Month CD
N/A
24-Month CD
2.00%
36-Month CD
2.50%
48-Month CD
N/A
60-Month CD
3.00%
Savings
0.05%
MMA
0.10%
30-Year Fixed
7.01%
Credit Card
N/A
Personal Loan
N/A
NCB North Cambridge Coopertive Bank
2360 Massachusetts Ave
Cambridge, MA 02140
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

NCB North Cambridge Coopertive Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
NCB North Cambridge Coopertive Bank
NCB North Cambridge Coopertive Bank
60-Month CD
3.00%
$1,000
NCB North Cambridge Coopertive Bank
NCB North Cambridge Coopertive Bank
36-Month CD
2.50%
$1,000
NCB North Cambridge Coopertive Bank
NCB North Cambridge Coopertive Bank
24-Month CD
2.00%
$1,000
NCB North Cambridge Coopertive Bank
NCB North Cambridge Coopertive Bank
12-Month CD
2.00%
$1,000
NCB North Cambridge Coopertive Bank
NCB North Cambridge Coopertive Bank
Money Market
0.10%
$2,500
NCB North Cambridge Coopertive Bank
NCB North Cambridge Coopertive Bank
Passbook Savings
0.05%
$10
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

NCB North Cambridge Coopertive Bank Mortgage Rates

Lender
Product
Rate
APR
Points
NCB North Cambridge Coopertive Bank
NCB North Cambridge Coopertive Bank
15-Year Fixed
6.375%
6.392%
0.000
NCB North Cambridge Coopertive Bank
NCB North Cambridge Coopertive Bank
10-Year Fixed
6.375%
6.399%
0.000
NCB North Cambridge Coopertive Bank
NCB North Cambridge Coopertive Bank
20-Year Fixed
6.500%
6.513%
0.000
NCB North Cambridge Coopertive Bank
NCB North Cambridge Coopertive Bank
30-Year Fixed
7.000%
7.010%
0.000
NCB North Cambridge Coopertive Bank
NCB North Cambridge Coopertive Bank
3/1 ARM
6.375%
7.030%
0.000
NCB North Cambridge Coopertive Bank
NCB North Cambridge Coopertive Bank
7/1 ARM
6.500%
7.375%
0.000
NCB North Cambridge Coopertive Bank
NCB North Cambridge Coopertive Bank
5/1 ARM
6.500%
7.375%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare NCB North Cambridge Coopertive Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Toyota Financial Savings Bank
Toyota Financial Savings Bank
12-Month CD
5.09%
$1
Three Rivers Bank of Montana
Three Rivers Bank of Montana
Kasasa Savings
5.00%
$100
Hatboro Federal Savings
Hatboro Federal Savings
12-Month CD
5.00%
$1,000
FSB New Madison, OH
FSB New Madison, OH
8-Month CD (special)
4.90%
$1,000
Sallie Mae
Sallie Mae
6-Month CD
4.80%
$2,500
ACMG Federal Credit Union
ACMG Federal Credit Union
18-Month CD
4.65%
$1,000
USAA
USAA
15-Month CD
4.55%
$1,000
Cross River Bank
Cross River Bank
24-Month CD
4.50%
$500
EvaBank
EvaBank
24-Month CD
4.34%
$1,000
EagleBank
EagleBank
6-Month CD (CDARS)
4.30%
$10,000
Sandy Spring Bank
Sandy Spring Bank
12-Month CD
4.25%
$1,000
The Bank of the West
The Bank of the West
Money Market
4.07%
$1,500
Bank of Fayette County
Bank of Fayette County
18-Month CD
3.86%
$1,000
Kearney Trust Company
Kearney Trust Company
6-Month CD
3.79%
$25
F&M Bank of Hutsonville
F&M Bank of Hutsonville
Platinum Money Market
3.56%
$500,000
First National Bank in Marlow
First National Bank in Marlow
60-Month CD
3.38%
$500
Farmers Insurance Federal Credit Union
Farmers Insurance Federal Credit Union
6-Month CD
3.30%
$1,000
FSB of Burnet
FSB of Burnet
12-Month CD
3.29%
$1,000
PSB of Plainview
PSB of Plainview
60-Month CD
3.14%
$10,000
Adrian Bank
Adrian Bank
36-Month CD
3.03%
$1,000
Headwaters State Bank
Headwaters State Bank
48-Month CD
3.02%
$1,000
Cape Ann Savings Bank
Cape Ann Savings Bank
Money Market
2.52%
$1,000,000
WCB West Central Bank
WCB West Central Bank
30-Month CD (Flex)
2.37%
$1,000
1st Colonial Community Bank
1st Colonial Community Bank
Platinum Personal Checking
2.27%
$250,000
Brattleboro S&L
Brattleboro S&L
48-Month CD
2.15%
$500
North Star Bank
North Star Bank
12-Month CD
2.02%
$500
Magyar Bank
Magyar Bank
12-Month CD
2.00%
$500
G. W. Jones Exchange Bank
G. W. Jones Exchange Bank
36-Month CD
1.96%
$500
FNB of Raymond
FNB of Raymond
36-Month CD
1.71%
$1,000
GTE Financial Credit Union
GTE Financial Credit Union
Money Market
1.57%
$1
TrustCo Bank
TrustCo Bank
48-Month CD
1.50%
$500
First National Bank Ames, Iowa
First National Bank Ames, Iowa
48-Month CD
1.46%
$1,000
First State Bank of Campbell Hill
First State Bank of Campbell Hill
24-Month CD
1.26%
$500
F&M Bank of Hutsonville
F&M Bank of Hutsonville
24-Month CD
1.26%
$500
Northside Community Bank
Northside Community Bank
48-Month CD
1.05%
$1,000
Root River State Bank
Root River State Bank
3-Month CD
0.90%
$300
FNB of Peterstown
FNB of Peterstown
18-Month CD
0.75%
$2,500
F&M Bank of Hutsonville
F&M Bank of Hutsonville
6-Month CD
0.60%
$500
Fidelity Federal S&L of Delaware
Fidelity Federal S&L of Delaware
36-Month CD
0.55%
$500
Greenville Federal
Greenville Federal
60-Month CD
0.50%
$500
FNB of Nevada, Missouri
FNB of Nevada, Missouri
24-Month CD
0.50%
$1,000
BankPlus
BankPlus
48-Month CD
0.45%
$1,000
F&M Bank of St. Clair
F&M Bank of St. Clair
6-Month CD
0.42%
$500
Kennebunk Savings Bank
Kennebunk Savings Bank
24-Month CD
0.35%
$500
First Command Bank
First Command Bank
Money Market
0.30%
$0
Kentucky Farmers Bank
Kentucky Farmers Bank
Money Market
0.20%
$1,000
SNB St. Henry Bank
SNB St. Henry Bank
18-Month CD
0.15%
$1,000
Burke & Herbert Bank
Burke & Herbert Bank
18-Month CD
0.10%
$500
FirsTier Bank
FirsTier Bank
Business Savings
0.05%
$0
SaviBank
SaviBank
Business Money Market
0.05%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

NCB North Cambridge Coopertive Bank Mortgage Rates

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
4.750%
5.507%
0.000
5.000%
5.531%
0.000
5.500%
5.540%
0.000
15 Year Fixed
5.500%
5.568%
0.000
5.500%
5.614%
0.000
5.500%
5.716%
0.500
5.625%
5.777%
0.500
5.625%
5.786%
0.000
15-Year Fixed
5.625%
5.799%
0.000
5.625%
5.820%
0.250
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
5.675%
5.894%
0.000
5.500%
5.908%
2.000
15 Year Fixed
5.625%
5.941%
1.000
5.750%
5.954%
1.000
5.750%
5.957%
0.000
5.875%
5.970%
0.000
15-Year Fixed (Jumbo)
5.875%
5.970%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

NCB North Cambridge Coopertive Bank Information

NCB North Cambridge Coopertive Bank
2360 Massachusetts Ave
Cambridge, MA 02140
Middlesex
Established Date: 01/01/1912
FDIC Certificate #: 26567
Date of FDIC Deposit Insurance: 02/05/1986
How Many Domestic U.S. Offices? 1
How Many Branches are There? 1
Is NCB North Cambridge Coopertive Bank FDIC Insured? Yes
What is NCB North Cambridge Coopertive Bank's Cert number? 26567
What is the maximum amount for insured deposits? $250,000 per holder, per account

NCB North Cambridge Coopertive Bank Financials

Total Assets:
$87,252,000
Total Deposits:
$64,587,000
Equity Capital:
$21,976,000
Domestic Deposits:
$64,587,000
Net Income:
$63,000
Return on Assets:
-0.5316%
Quarterly Return on Assets:
0.2900%
Pretax Return on Assets:
0.4587%
Pretax Quarterly Return on Assets:
0.4600%
Return on Equity:
-2.1900%
Quarterly Return on Equity:
1.1500%
Common Equity Tier 1 Capital Ratio:
56.7386%
Tier 1 Risk-Based Capital Ratio:
56.7386%
Leverage Tier 1 (Core Capital) Ratio:
23.8600%
Total Risk-Based Capital Ratio (YTD):
57.9922%
Total Interest Income (YTD):
2.7709%
 
 
Headquarters:
Cambridge
FDIC Field Office:
North Boston
Regulator:
FDIC
County:
Middlesex
# of Offices:
1
Metropolitan Statistical Area (MSA):
Boston-Cambridge-Newton, MA-NH
Consolidated Metropolitan Statistical Area (CMSA):
Boston-Worcester-Lawrence, MA-NH-ME-CT
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC

Explore Other Rate Deals

The current national 3 month certificate of deposit rate is averaging 0.33 percent. The national average 6 month CD rate isn't much higher, averaging only 0.53 percent. Longer term rates aren't much better. The current average 12 month CD rate is 0.80 percent and 24 month CD rates are averaging 1.17 percent.
CD rates are not expected to increase much this year because the Federal Reserve is keeping their key benchmark interest rate, the federal funds rate, near zero percent. The federal funds rate is the interest rate at which banks trade (lend) balances to each other, usually overnight. These funds are held at the Federal Reserve and the Federal Reserve sets the fed funds rate, which is currently in a targeted range of zero to one quarter percent.
Earning your money is only half the battle - saving and knowing the basics about banking will help you earn the most with your savings. Savings rates can vary greatly between banks at any time, so shopping around for the best rates is also a "must" for smart banking. Money placed in a bank account is fully insured as long as you bank with an FDIC insured bank and keep your deposit under the insurable limit.

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