|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 NCB North Cambridge Coopertive Bank Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 26, 2026
NCB North Cambridge Coopertive Bank's 1 Year CD rates are at 3.50%, 6-Month CD rates are at 3.50%, 2 Year CD rates are at 1.75%, 3 Year CD rates are at 1.75%, 5 Year CD rates are at 1.75%. NCB North Cambridge Coopertive Bank's savings rates are at 0.05%. NCB North Cambridge Coopertive Bank's money market rates are at 0.20%. NCB North Cambridge Coopertive Bank's checking rates are as high as 0.03%. NCB North Cambridge Coopertive Bank's 15 Year Fixed Rate rates are at 6.75%, 30 Year Fixed Rate rates are at 7.00%, 10 Year Fixed Rate rates are at 7.00%, 20 Year Fixed Rate rates are at 7.125%, Adjustable Rate Mortgage - 1 Year Adjustable rates are at 6.75%. NCB North Cambridge Coopertive Bank's Personal Loan Rates are as low as 9.75%. MonitorBankRates evaluates the financial stability of NCB North Cambridge Coopertive Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.00%. Rates last updated and verified on 10/26/2026. NCB North Cambridge Coopertive Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at NCB North Cambridge Coopertive Bank? Share your experience about NCB North Cambridge Coopertive Bank by leaving a review below, or read customer reviews before you decide to use NCB North Cambridge Coopertive Bank. NCB North Cambridge Coopertive Bank
2360 Massachusetts Ave
https://www.asknccb.com/ Cambridge, MA 02140 Customer Reviews
Be the first to review
Write a Review
Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends. NCB North Cambridge Coopertive Bank CD Rates
NCB North Cambridge Coopertive Bank Savings Rates
NCB North Cambridge Coopertive Bank Money Market Rates
NCB North Cambridge Coopertive Bank Checking Rates
NCB North Cambridge Coopertive Bank Mortgage Rates
NCB North Cambridge Coopertive Bank Home Equity & HELOC
NCB North Cambridge Coopertive Bank Auto Loan Rates
NCB North Cambridge Coopertive Bank Personal Loan Rates
Financial Health HistoryNCB North Cambridge Coopertive Bank’s Texas Ratio stayed near 0.00% in Q3 2023 to 0.00% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by
MonitorBankRates
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for NCB North Cambridge Coopertive Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather NCB North Cambridge Coopertive Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with NCB North Cambridge Coopertive Bank's official website for the most current offers and terms.
Bank Profile & Overview
Bank Name
NCB North Cambridge Coopertive Bank
Website
https://www.asknccb.com/
Address
2360 Massachusetts Ave,
Cambridge, MA 02140 · Middlesex
FDIC Certificate #
26567
Regulator
FDIC
Established
January 1, 1912
FDIC Insurance Date
February 5, 1986
Domestic Offices
1
Total Branches
1
FDIC Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.00%
National Average Texas Ratio
5.85%
Return on Assets (ROA)
0.1491%
Return on Equity (ROE)
0.5200%
Non-Performing Loans Ratio (NPL)
0.00%
Total Assets
$87,082,000
Total Deposits
$60,277,000
Equity Capital
$25,441,000
Net Income
$65,000
Headquarters
Cambridge
Total Branches and Offices
1
Source: FDIC — Last Updated June 30, 2026
Customer Reviews
There are no reviews for NCB North Cambridge Coopertive Bank yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for NCB North Cambridge Coopertive Bank
Frequently Asked Questions About NCB North Cambridge Coopertive BankDoes NCB North Cambridge Coopertive Bank offer CDs?Yes. NCB North Cambridge Coopertive Bank offers certificates of deposit (CDs) with fixed interest rates across multiple term lengths. CD rates verified by MonitorBankRates as of October 26, 2026 include 3.50% APY on its 1 Year CD, 3.50% APY on its 6-Month CD and 1.75% APY on its 2 Year CD. Are CDs from NCB North Cambridge Coopertive Bank FDIC insured?Yes. NCB North Cambridge Coopertive Bank is insured by the Federal Deposit Insurance Corporation (FDIC), so CDs opened there are insured up to $250,000 per depositor, per ownership category. What is the highest CD rate at NCB North Cambridge Coopertive Bank?The highest CD rate MonitorBankRates has verified for NCB North Cambridge Coopertive Bank is 3.50% APY on its 1 Year CD, as of October 26, 2026. What CD terms does NCB North Cambridge Coopertive Bank offer?The NCB North Cambridge Coopertive Bank CD terms MonitorBankRates tracks include 6 month, 12 month, 2 year, 3 year and 5 year terms, with rates from 1.75% to 3.50% APY. The institution may offer other terms or specials that are not listed here, so check with NCB North Cambridge Coopertive Bank for its full lineup. What is the highest savings rate at NCB North Cambridge Coopertive Bank?The highest savings rate MonitorBankRates has verified for NCB North Cambridge Coopertive Bank is 0.05% APY on its Passbook Savings, as of October 26, 2026. What is the highest money market rate at NCB North Cambridge Coopertive Bank?The highest money market rate MonitorBankRates has verified for NCB North Cambridge Coopertive Bank is 0.20% APY on its Tiered Rate Money Market, as of October 26, 2026. What is the highest checking rate at NCB North Cambridge Coopertive Bank?The highest checking rate MonitorBankRates has verified for NCB North Cambridge Coopertive Bank is 0.03% APY on its NOW Checking, as of October 26, 2026. What is the lowest 30 year fixed mortgage rate at NCB North Cambridge Coopertive Bank?The lowest 30 year fixed mortgage rate MonitorBankRates has verified for NCB North Cambridge Coopertive Bank is 7.00% rate on its 30 Year Fixed Rate, as of October 26, 2026. What is the lowest auto loan rate at NCB North Cambridge Coopertive Bank?The lowest auto loan rate MonitorBankRates has verified for NCB North Cambridge Coopertive Bank is 6.25% rate on its Auto Loan - New Automobile, as of October 26, 2026. What is the lowest personal loan rate at NCB North Cambridge Coopertive Bank?The lowest personal loan rate MonitorBankRates has verified for NCB North Cambridge Coopertive Bank is 9.75% rate on its Unsecured Personal Loan, as of October 26, 2026. How many branches does NCB North Cambridge Coopertive Bank operate?NCB North Cambridge Coopertive Bank currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, NCB North Cambridge Coopertive Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, NCB North Cambridge Coopertive Bank provides members with tools to manage their accounts and build a solid financial history. Does NCB North Cambridge Coopertive Bank offer online and mobile banking?Most modern institutions like NCB North Cambridge Coopertive Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.asknccb.com/. Are all CD rates listed on MonitorBankRates federally insured?Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account. I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Confirm the current rate and terms with the institution before you deposit. If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money. Why are some CD offers not available for me to open?Some offers are limited to certain states or local areas, require membership or an existing account, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules. How do NCB North Cambridge Coopertive Bank rates compare?NCB North Cambridge Coopertive Bank's top rates are 3.50% APY on its 1 Year CD, 0.05% APY on its Passbook Savings, 0.20% APY on its Tiered Rate Money Market, 0.03% APY on its NOW Checking, 6.75% on its 15 Year Fixed Rate and 9.75% APR on its Unsecured Personal Loan, verified by MonitorBankRates on October 26, 2026. Current NCB North Cambridge Coopertive Bank Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Banks
Gate City Bank
Hustisford State Bank
Cowboy State Bank
Home State Bank Jefferson, IA
Maynard Savings Bank
Manasquan Bank
Smackover State Bank
The Dart Bank
Cendera Bank
First Business Bank
American Bank & Trust Co, Inc.
Servbank
Croghan Colonial Bank
BankSouth
Tompkins Community Bank
Zions Bank
Citizens Bank Kilgore, TX
Farmers State Bank Wathena, KS
F&M Bank Miamisburg, OH
Security State Bank of Aitkin
Cache Valley Bank
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
