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Utah Power Credit Union

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Utah Power Credit Union Rates & Review June 2026

Q: How many branches does Utah Power Credit Union operate?

Utah Power Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join Utah Power Credit Union?

Yes, to access services at Utah Power Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Utah Power Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: June 19, 2026

You can compare Utah Power Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 3.10%, 6-month share certificate rates at 0.35% and 3-month share certificate rates at 0.10%. Savings rates are at 0.66% and money market rates are at 0.37%. Mortgage rates on 30-year fixed loans are around 6.17%. All these rates can be compared to Utah Power Credit Union rates. MonitorBankRates evaluates the financial stability of Utah Power Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.00%. Rates were last updated on 06/19/2026.

Utah Power Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Utah Power Credit Union? Share your experience about Utah Power Credit Union by leaving a review below, or read customer reviews before you decide to use Utah Power Credit Union.

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

1.00%

Excellent Lower than avg

Utah Power Credit Union
Murray Office

957 E 6600 S
Murray, UT 84121 2444

https://www.utahpowercu.org

Current Rate Availability

We do not have Utah Power Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Utah Power Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Utah Power Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Utah Power Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Utah Power Credit Union

Website https://www.utahpowercu.org

Address 957 E 6600 S, Murray, UT 84121 2444

Phone 801-708-8900

Fax

President Stephen Hastings

CEO Ryan Pollick

Full-Time Employees 51

Part-Time Employees 16

Branch Locations 8

ATM Locations 4

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

1.00%

Return on Assets (ROA)

0.5242%

Return on Equity (ROE)

3.8732%

Non-Performing Loans Ratio (NPL)

0.28%

Total Assets

1,040,227,890

Total Amount of Shares and Deposits

902,515,731

Total Shares and Deposits < 1 Year

861,407,714

Total Shares and Deposits 1 3 Years

41,108,016

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

182,900,210

Total Uninsured Shares and Deposits > $250K (F+J)

182,900,210

Total Insured Shares and Deposits > $250K (item 17 less item K)

719,615,521

Total Interest Expense (Sum of items 6 8)

18,063,643

Share Certificates

11,100

Number of Accounts for Share Drafts

20,207

IRA KEOGH Accounts

843

Number of Accounts for Regular Shares

49,859

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

14,886,323

Total Liabilities

905,907,642

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About Utah Power Credit Union

How many branches does Utah Power Credit Union operate?

Utah Power Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Utah Power Credit Union?

Yes, to access services at Utah Power Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Utah Power Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Utah Power Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Utah Power Credit Union offer online and mobile banking?

Most modern institutions like Utah Power Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.utahpowercu.org.