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Signature Federal Credit Union Rates & Review October 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated and Verified: October 15, 2026

Signature Federal Credit Union's top rates as of October 15, 2026 are 4.10% APY on its 6 Month CD, 3.00% APY on savings, 1.50% APY on money market accounts, 5.00% APY on checking, personal loans from 4.89% APR, and credit cards from 10.99% APR, according to rates verified by MonitorBankRates. Other Signature Federal Credit Union CD rates include 6-Month CD at 4.10%, Share and IRA CD - 6 Month at 4.10%, and Share and IRA CD - 9 Month at 4.05%. MonitorBankRates evaluates the financial stability of Signature Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 10.99%. Rates last updated and verified on 10/15/2026.

Signature Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Signature Federal Credit Union? Share your experience about Signature Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Signature Federal Credit Union.

MonitorBankRates Verified Healthy Badge Q2 2026 Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A
Excellent Health Score: 95/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
10.99%
Excellent Higher than avg
Health Trend ?
Steady 12 quarters
Full history ›
Signature Federal Credit Union
Signature FCU
12 HERBERT ST
Alexandria, VA 22305
https://www.signaturefcu.org
Member NCUA
Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Signature Federal Credit Union CD Rates

Product Rate APY Term View More
6 Month Certificate - 4.10% 6 Month
Details Share and IRA Certificate Rates (Share/IRA/Roth/ESA)
Last Updated 10/15/2026
Rate History
No change since Sep 14, 2026 · 4.10% APY · checked 7 times
3.60%4.10%4.60%Sep 14, 2026: 4.10% APYSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.99%
6-Month Certificate - 4.10% 6 months
Details Featured rate
Last Updated 10/15/2026
Rate History
No change since Sep 14, 2026 · 4.10% APY · checked 7 times
3.60%4.10%4.60%Sep 14, 2026: 4.10% APYSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.99%
Share and IRA Certificate - 6 Month - 4.10% 6 Month
Min Deposit $500
Min Balance $500
Details Minimum Balance to Open and Earn APY: $500
Last Updated 10/15/2026
Rate History
No change since Oct 13, 2026 · 4.10% APY · checked 2 times
3.60%4.10%4.60%Oct 13, 2026: 4.10% APYOct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.99%
Share and IRA Certificate - 9 Month - 4.05% 9 Month
Min Deposit $500
Min Balance $500
Details Minimum Balance to Open and Earn APY: $500
Last Updated 10/15/2026
Rate History
No change since Oct 13, 2026 · 4.05% APY · checked 2 times
3.55%4.05%4.55%Oct 13, 2026: 4.05% APYOct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.99%
1 Year EZ Save - 4.00% 1 Year
Min Deposit $50
Min Balance $50
Details EZ Save Certificate; 12-month term; one EZ Save Certificate per account (limit $25,000); additional deposits allowed anytime
Last Updated 10/15/2026
Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 9 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APYSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.99%
Share and IRA Certificate - 12 Month - 4.00% 12 Month
Min Deposit $500
Min Balance $500
Details Minimum Balance to Open and Earn APY: $500
Last Updated 10/15/2026
Rate History
No change since Oct 13, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Oct 13, 2026: 4.00% APYOct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.99%
Share and IRA Certificate - 36 Month - 3.99% 36 Month
Min Deposit $500
Min Balance $500
Details Minimum Balance to Open and Earn APY: $500
Last Updated 10/15/2026
Rate History
No change since Oct 13, 2026 · 3.99% APY · checked 2 times
3.49%3.99%4.49%Oct 13, 2026: 3.99% APYOct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.99%
Share and IRA Certificate - 48 Month - 3.98% 48 Month
Min Deposit $500
Min Balance $500
Details Minimum Balance to Open and Earn APY: $500
Last Updated 10/15/2026
Rate History
No change since Oct 13, 2026 · 3.98% APY · checked 2 times
3.48%3.98%4.48%Oct 13, 2026: 3.98% APYOct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.99%
Share and IRA Certificate - 24 Month - 3.95% 24 Month
Min Deposit $500
Min Balance $500
Details Minimum Balance to Open and Earn APY: $500
Last Updated 10/15/2026
Rate History
No change since Oct 13, 2026 · 3.95% APY · checked 2 times
3.45%3.95%4.45%Oct 13, 2026: 3.95% APYOct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.99%
Share and IRA Certificate - 3 Month - 3.95% 3 Month
Min Deposit $500
Min Balance $500
Details Minimum Balance to Open and Earn APY: $500
Last Updated 10/15/2026
Rate History
No change since Oct 13, 2026 · 3.95% APY · checked 2 times
3.45%3.95%4.45%Oct 13, 2026: 3.95% APYOct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.99%
Share and IRA Certificate - 60 Month - 3.90% 60 Month
Min Deposit $500
Min Balance $500
Details Minimum Balance to Open and Earn APY: $500
Last Updated 10/15/2026
Rate History
No change since Oct 13, 2026 · 3.90% APY · checked 2 times
3.40%3.90%4.40%Oct 13, 2026: 3.90% APYOct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.99%
Share and IRA Certificate - 18 Month - 3.85% 18 Month
Min Deposit $500
Min Balance $500
Details Minimum Balance to Open and Earn APY: $500
Last Updated 10/15/2026
Rate History
No change since Oct 13, 2026 · 3.85% APY · checked 2 times
3.35%3.85%4.35%Oct 13, 2026: 3.85% APYOct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.99%

Signature Federal Credit Union Savings Rates

Product Rate APY View More
Premium Savings - 3.00%
Min Deposit $0
Min Balance $100,000
Details Balance: $100,000.00 and over
Last Updated 10/15/2026
Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 9 times
2.50%3.00%3.50%Sep 14, 2026: 3.00% APYSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.99%
Premium Savings - 2.50%
Min Deposit $0
Min Balance $50,000
Details Balance: $50,000.00 - $99,999.99
Last Updated 10/15/2026
Rate History
No change since Sep 14, 2026 · 2.50% APY · checked 9 times
2.00%2.50%3.00%Sep 14, 2026: 2.50% APYSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.99%
Premium Savings - 2.25%
Min Deposit $0
Min Balance $10,000
Details Balance: $10,000.00 - $49,999.99
Last Updated 10/15/2026
Rate History
No change since Sep 14, 2026 · 2.25% APY · checked 9 times
1.75%2.25%2.75%Sep 14, 2026: 2.25% APYSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.99%
Premium Savings - 2.00%
Min Deposit $0
Min Balance $100
Details Balance: $100.00 - $9,999.99
Last Updated 10/15/2026
Rate History
No change since Sep 14, 2026 · 2.00% APY · checked 9 times
1.50%2.00%2.50%Sep 14, 2026: 2.00% APYSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.99%
IRA Savings - 1.00%
Min Deposit $0
Min Balance $100,000
Details Balance: $100,000.00 and over
Last Updated 10/15/2026
Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 9 times
0.50%1.00%1.50%Sep 14, 2026: 1.00% APYSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.99%
IRA Savings - 0.90%
Min Deposit $0
Min Balance $50,000
Details Balance: $50,000.00 - $99,999.99
Last Updated 10/15/2026
Rate History
No change since Sep 14, 2026 · 0.90% APY · checked 9 times
0.40%0.90%1.40%Sep 14, 2026: 0.90% APYSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.99%
IRA Savings - 0.80%
Min Deposit $0
Min Balance $20,000
Details Balance: $20,000.00 - $49,999.99
Last Updated 10/15/2026
Rate History
No change since Sep 14, 2026 · 0.80% APY · checked 9 times
0.30%0.80%1.30%Sep 14, 2026: 0.80% APYSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.99%
IRA Savings - 0.75%
Min Deposit $0
Min Balance $0
Details Balance: $0.00 - $19,999.99
Last Updated 10/15/2026
Rate History
No change since Sep 14, 2026 · 0.75% APY · checked 9 times
0.25%0.75%1.25%Sep 14, 2026: 0.75% APYSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.99%
Club Accounts - 0.25%
Min Deposit $0
Min Balance $100
Last Updated 10/15/2026
Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 9 times
0.00%0.38%0.75%Sep 14, 2026: 0.25% APYSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.99%
Youth Savings - 0.25%
Min Deposit $5
Min Balance $5
Last Updated 10/15/2026
Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 9 times
0.00%0.38%0.75%Sep 14, 2026: 0.25% APYSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.99%
Savings - 0.10%
Min Deposit $5
Min Balance $100
Details Balance: $100.00 and over
Last Updated 10/15/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 9 times
0.00%0.30%0.60%Sep 14, 2026: 0.10% APYSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.99%

Signature Federal Credit Union Money Market Rates

Product Rate APY View More
Money Market Account - 1.50%
Min Deposit $0
Min Balance $50,000
Details Balance: $50,000.00 and over
Last Updated 10/15/2026
Rate History
No change since Sep 14, 2026 · 1.50% APY · checked 9 times
1.00%1.50%2.00%Sep 14, 2026: 1.50% APYSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.99%
Money Market Account - 1.25%
Min Deposit $0
Min Balance $10,000
Details Balance: $10,000.00 - $49,999.99
Last Updated 10/15/2026
Rate History
No change since Sep 14, 2026 · 1.25% APY · checked 9 times
0.75%1.25%1.75%Sep 14, 2026: 1.25% APYSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.99%
Money Market Account - 1.10%
Min Deposit $0
Min Balance $500
Details Balance: $500.00 - $9,999.99
Last Updated 10/15/2026
Rate History
No change since Sep 14, 2026 · 1.10% APY · checked 9 times
0.60%1.10%1.60%Sep 14, 2026: 1.10% APYSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.99%

Signature Federal Credit Union Checking Rates

Product Rate APY View More
High-Yield Checking - 5.00%
No additional details.
Last Updated 10/15/2026
Rate History
No change since Sep 14, 2026 · 5.00% APY · checked 7 times
4.50%5.00%5.50%Sep 14, 2026: 5.00% APYSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.99%
Signature High-Yield Checking 4.889% 5.00%
Min Deposit $0
Min Balance $0
Details Balance: $0.00 - $25,000.00; Qualifying balance up to $25,000.00
Last Updated 10/15/2026
Rate History
1 change since Sep 14, 2026 · 4.89% → 5.00% ▲ 0.11 pts · high 5.00% / low 4.89%
4.39%4.94%5.50%Sep 14, 2026: 4.89% APYSep 18, 2026: 5.00% APYSep 14, 2026Oct 15, 2026
  • Sep 18, 20265.00%▲ from 4.89%
  • Sep 14, 20264.89%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.99%
Youth Checking - 0.10%
Min Deposit $0
Min Balance $0
Last Updated 10/15/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 9 times
0.00%0.30%0.60%Sep 14, 2026: 0.10% APYSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.99%

Signature Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
5-year Fixed Rate Home Equity Loan - - 6.50% 5-year
Details Up to 80% LTV; APR as low as; Fixed Rate Home Equity Loan Sale Rates
Last Updated 10/15/2026
Rate History
No change since Oct 15, 2026 · 6.50% APR
6.00%6.50%7.00%Oct 15, 2026: 6.50% APROct 15, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.99%
10-year Fixed Rate Home Equity Loan - - 6.75% 10-year
Details Up to 80% LTV; APR as low as; Fixed Rate Home Equity Loan Sale Rates
Last Updated 10/15/2026
Rate History
No change since Oct 15, 2026 · 6.75% APR
6.25%6.75%7.25%Oct 15, 2026: 6.75% APROct 15, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.99%
Home Equity Line of Credit (HELOC) - - 6.75%
Details As Low As; Up to 80% CLTV
Last Updated 10/15/2026
Rate History
No change since Oct 13, 2026 · 6.75% APR · checked 2 times
6.25%6.75%7.25%Oct 13, 2026: 6.75% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.99%
15-year Fixed Rate Home Equity Loan - - 7.00% 15-year
Details Up to 80% LTV; APR as low as; Fixed Rate Home Equity Loan Sale Rates
Last Updated 10/15/2026
Rate History
No change since Oct 15, 2026 · 7.00% APR
6.50%7.00%7.50%Oct 15, 2026: 7.00% APROct 15, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.99%
20-year Fixed Rate Home Equity Loan - - 7.25% 20-year
Details Up to 80% LTV; APR as low as; Fixed Rate Home Equity Loan Sale Rates
Last Updated 10/15/2026
Rate History
No change since Oct 15, 2026 · 7.25% APR
6.75%7.25%7.75%Oct 15, 2026: 7.25% APROct 15, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.99%
5-year Fixed Rate Home Equity Loan - - 7.25% 5-year
Details Up to 90% LTV; APR as low as; Fixed Rate Home Equity Loan Sale Rates
Last Updated 10/15/2026
Rate History
No change since Oct 15, 2026 · 7.25% APR
6.75%7.25%7.75%Oct 15, 2026: 7.25% APROct 15, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.99%
10-year Fixed Rate Home Equity Loan - - 7.50% 10-year
Details Up to 90% LTV; APR as low as; Fixed Rate Home Equity Loan Sale Rates
Last Updated 10/15/2026
Rate History
No change since Oct 15, 2026 · 7.50% APR
7.00%7.50%8.00%Oct 15, 2026: 7.50% APROct 15, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.99%
5-year Fixed Rate Home Equity Loan - - 7.50% 5-year
Details Up to 100% LTV; APR as low as; Fixed Rate Home Equity Loan Sale Rates
Last Updated 10/15/2026
Rate History
No change since Oct 15, 2026 · 7.50% APR
7.00%7.50%8.00%Oct 15, 2026: 7.50% APROct 15, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.99%
Business Home Equity Variable Rate Line of Credit - - 7.50%
Details As Low As
Last Updated 10/15/2026
Rate History
No change since Sep 14, 2026 · 7.50% APR · checked 11 times
7.00%7.50%8.00%Sep 14, 2026: 7.50% APRSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.99%
Home Equity Line of Credit (HELOC) - - 7.50%
Details As Low As; 80.01% - 90% CLTV
Last Updated 10/15/2026
Rate History
No change since Oct 13, 2026 · 7.50% APR · checked 2 times
7.00%7.50%8.00%Oct 13, 2026: 7.50% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.99%
15-year Fixed Rate Home Equity Loan - - 7.75% 15-year
Details Up to 90% LTV; APR as low as; Fixed Rate Home Equity Loan Sale Rates
Last Updated 10/15/2026
Rate History
No change since Oct 15, 2026 · 7.75% APR
7.25%7.75%8.25%Oct 15, 2026: 7.75% APROct 15, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.99%
10-year Fixed Rate Home Equity Loan - - 8.00% 10-year
Details Up to 100% LTV; APR as low as; Fixed Rate Home Equity Loan Sale Rates
Last Updated 10/15/2026
Rate History
No change since Oct 15, 2026 · 8.00% APR
7.50%8.00%8.50%Oct 15, 2026: 8.00% APROct 15, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.99%
15-year Fixed Rate Home Equity Loan - - 8.00% 15-year
Details Up to 100% LTV; APR as low as; Fixed Rate Home Equity Loan Sale Rates
Last Updated 10/15/2026
Rate History
No change since Oct 15, 2026 · 8.00% APR
7.50%8.00%8.50%Oct 15, 2026: 8.00% APROct 15, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.99%
20-year Fixed Rate Home Equity Loan - - 8.00% 20-year
Details Up to 90% LTV; APR as low as; Fixed Rate Home Equity Loan Sale Rates
Last Updated 10/15/2026
Rate History
No change since Oct 15, 2026 · 8.00% APR
7.50%8.00%8.50%Oct 15, 2026: 8.00% APROct 15, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.99%
Home Equity Line of Credit (HELOC) - - 8.00%
Details As Low As; 90.01% - 100% CLTV
Last Updated 10/15/2026
Rate History
No change since Oct 13, 2026 · 8.00% APR · checked 2 times
7.50%8.00%8.50%Oct 13, 2026: 8.00% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.99%
20-year Fixed Rate Home Equity Loan - - 8.25% 20-year
Details Up to 100% LTV; APR as low as; Fixed Rate Home Equity Loan Sale Rates
Last Updated 10/15/2026
Rate History
No change since Oct 15, 2026 · 8.25% APR
7.75%8.25%8.75%Oct 15, 2026: 8.25% APROct 15, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.99%

Signature Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loans - - 4.50%
Details As Low As; Starting at
Last Updated 10/15/2026
Rate History
1 change since Sep 17, 2026 · 4.25% → 4.50% ▲ 0.25 pts · high 4.50% / low 4.25%
3.75%4.38%5.00%Sep 17, 2026: 4.25% APROct 13, 2026: 4.50% APRSep 17, 2026Oct 15, 2026
  • Oct 13, 20264.50%▲ from 4.25%
  • Sep 17, 20264.25%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.99%
New Auto and Motorcycle Loans - 24 Months - - 4.50% 24 Months
Details As Low As; 100% financing
Last Updated 10/15/2026
Rate History
1 change since Sep 18, 2026 · 4.00% → 4.50% ▲ 0.50 pts · high 4.50% / low 4.00%
3.50%4.25%5.00%Sep 18, 2026: 4.00% APROct 9, 2026: 4.50% APRSep 18, 2026Oct 15, 2026
  • Oct 9, 20264.50%▲ from 4.00%
  • Sep 18, 20264.00%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.99%
New Auto and Motorcycle Loans - 36 Months - - 4.75% 36 Months
Details As Low As; 100% financing
Last Updated 10/15/2026
Rate History
1 change since Sep 18, 2026 · 4.25% → 4.75% ▲ 0.50 pts · high 4.75% / low 4.25%
3.75%4.50%5.25%Sep 18, 2026: 4.25% APROct 9, 2026: 4.75% APRSep 18, 2026Oct 15, 2026
  • Oct 9, 20264.75%▲ from 4.25%
  • Sep 18, 20264.25%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.99%
New Auto and Motorcycle Loans - 48 Months - - 5.00% 48 Months
Details As Low As; 100% financing
Last Updated 10/15/2026
Rate History
1 change since Sep 18, 2026 · 4.50% → 5.00% ▲ 0.50 pts · high 5.00% / low 4.50%
4.00%4.75%5.50%Sep 18, 2026: 4.50% APROct 9, 2026: 5.00% APRSep 18, 2026Oct 15, 2026
  • Oct 9, 20265.00%▲ from 4.50%
  • Sep 18, 20264.50%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.99%
Used Auto and Motorcycle Loans - 24 Months - - 5.00% 24 Months
Details As Low As; 100% financing
Last Updated 10/15/2026
Rate History
1 change since Sep 17, 2026 · 4.50% → 5.00% ▲ 0.50 pts · high 5.00% / low 4.50%
4.00%4.75%5.50%Sep 17, 2026: 4.50% APROct 5, 2026: 5.00% APRSep 17, 2026Oct 15, 2026
  • Oct 5, 20265.00%▲ from 4.50%
  • Sep 17, 20264.50%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.99%
New Auto and Motorcycle Loans - 60 Months - - 5.25% 60 Months
Details As Low As; 100% financing
Last Updated 10/15/2026
Rate History
1 change since Sep 18, 2026 · 4.75% → 5.25% ▲ 0.50 pts · high 5.25% / low 4.75%
4.25%5.00%5.75%Sep 18, 2026: 4.75% APROct 9, 2026: 5.25% APRSep 18, 2026Oct 15, 2026
  • Oct 9, 20265.25%▲ from 4.75%
  • Sep 18, 20264.75%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.99%
Used Auto and Motorcycle Loans - 36 Months - - 5.25% 36 Months
Details As Low As; 100% financing
Last Updated 10/15/2026
Rate History
1 change since Sep 17, 2026 · 4.75% → 5.25% ▲ 0.50 pts · high 5.25% / low 4.75%
4.25%5.00%5.75%Sep 17, 2026: 4.75% APROct 5, 2026: 5.25% APRSep 17, 2026Oct 15, 2026
  • Oct 5, 20265.25%▲ from 4.75%
  • Sep 17, 20264.75%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.99%
New Auto and Motorcycle Loans - 72 Months - - 5.50% 72 Months
Details As Low As; 100% financing
Last Updated 10/15/2026
Rate History
1 change since Sep 18, 2026 · 5.00% → 5.50% ▲ 0.50 pts · high 5.50% / low 5.00%
4.50%5.25%6.00%Sep 18, 2026: 5.00% APROct 9, 2026: 5.50% APRSep 18, 2026Oct 15, 2026
  • Oct 9, 20265.50%▲ from 5.00%
  • Sep 18, 20265.00%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.99%
Used Auto and Motorcycle Loans - 48 Months - - 5.50% 48 Months
Details As Low As; 100% financing
Last Updated 10/15/2026
Rate History
1 change since Sep 17, 2026 · 5.00% → 5.50% ▲ 0.50 pts · high 5.50% / low 5.00%
4.50%5.25%6.00%Sep 17, 2026: 5.00% APROct 5, 2026: 5.50% APRSep 17, 2026Oct 15, 2026
  • Oct 5, 20265.50%▲ from 5.00%
  • Sep 17, 20265.00%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.99%
New Auto and Motorcycle Loans - 84 Months - - 5.75% 84 Months
Details As Low As; 100% financing
Last Updated 10/15/2026
Rate History
1 change since Sep 18, 2026 · 5.25% → 5.75% ▲ 0.50 pts · high 5.75% / low 5.25%
4.75%5.50%6.25%Sep 18, 2026: 5.25% APROct 9, 2026: 5.75% APRSep 18, 2026Oct 15, 2026
  • Oct 9, 20265.75%▲ from 5.25%
  • Sep 18, 20265.25%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.99%
Used Auto and Motorcycle Loans - 60 Months - - 5.75% 60 Months
Details As Low As; 100% financing
Last Updated 10/15/2026
Rate History
1 change since Sep 17, 2026 · 5.25% → 5.75% ▲ 0.50 pts · high 5.75% / low 5.25%
4.75%5.50%6.25%Sep 17, 2026: 5.25% APROct 5, 2026: 5.75% APRSep 17, 2026Oct 15, 2026
  • Oct 5, 20265.75%▲ from 5.25%
  • Sep 17, 20265.25%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.99%
Used Auto and Motorcycle Loans - - 6.00% 72 Months
Details As Low As; 100% financing
Last Updated 10/15/2026
Rate History
1 change since Sep 17, 2026 · 5.50% → 6.00% ▲ 0.50 pts · high 6.00% / low 5.50%
5.00%5.75%6.50%Sep 17, 2026: 5.50% APROct 5, 2026: 6.00% APRSep 17, 2026Oct 15, 2026
  • Oct 5, 20266.00%▲ from 5.50%
  • Sep 17, 20265.50%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.99%
Business New Auto & Motorcycle Loan (up to 80%) - - 6.25% Up to 84 months
Details As Low As; Approximate Term in Months: Up to 84 months
Last Updated 10/15/2026
Rate History
No change since Sep 14, 2026 · 6.25% APR · checked 9 times
5.75%6.25%6.75%Sep 14, 2026: 6.25% APRSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.99%
New Auto and Motorcycle Loans - 96 Months - - 6.25% 96 Months
Details As Low As; 100% financing
Last Updated 10/15/2026
Rate History
1 change since Sep 18, 2026 · 5.75% → 6.25% ▲ 0.50 pts · high 6.25% / low 5.75%
5.25%6.00%6.75%Sep 18, 2026: 5.75% APROct 9, 2026: 6.25% APRSep 18, 2026Oct 15, 2026
  • Oct 9, 20266.25%▲ from 5.75%
  • Sep 18, 20265.75%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.99%
Used Auto and Motorcycle Loans - - 6.75% 84 Months
Details As Low As; 100% financing
Last Updated 10/15/2026
Rate History
1 change since Sep 17, 2026 · 6.25% → 6.75% ▲ 0.50 pts · high 6.75% / low 6.25%
5.75%6.50%7.25%Sep 17, 2026: 6.25% APROct 5, 2026: 6.75% APRSep 17, 2026Oct 15, 2026
  • Oct 5, 20266.75%▲ from 6.25%
  • Sep 17, 20266.25%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.99%
Used Auto and Motorcycle Loans - - 7.50% 96 Months
Details As Low As; 100% financing
Last Updated 10/15/2026
Rate History
1 change since Sep 17, 2026 · 7.00% → 7.50% ▲ 0.50 pts · high 7.50% / low 7.00%
6.50%7.25%8.00%Sep 17, 2026: 7.00% APROct 5, 2026: 7.50% APRSep 17, 2026Oct 15, 2026
  • Oct 5, 20267.50%▲ from 7.00%
  • Sep 17, 20267.00%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.99%

Signature Federal Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
Business New Small RV Loans - 7.25% Up to 84 months
Details As Low As
Last Updated 10/15/2026
Rate History
No change since Sep 14, 2026 · 7.25% APR · checked 10 times
6.75%7.25%7.75%Sep 14, 2026: 7.25% APRSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.99%
Business New Boat & RV Loans - 80% Financing - 9.00% Up to 180 months
Details As Low As; Down payments as low as 20%; rates based on the Wall Street Journal Prime rate, plus or minus basis points
Last Updated 10/15/2026
Rate History
No change since Sep 14, 2026 · 9.00% APR · checked 9 times
8.50%9.00%9.50%Sep 14, 2026: 9.00% APRSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.99%

Signature Federal Credit Union Credit Card Rates

Product Rate APR View More
Student Visa - 10.99%
No additional details.
Last Updated 10/15/2026
Rate History
No change since Sep 14, 2026 · 10.99% APR · checked 10 times
10.49%10.99%11.49%Sep 14, 2026: 10.99% APRSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.99%
Student Visa - 11.99%
Details As Low As; Amount Limit: $10,000; Annual Fee:
Last Updated 10/15/2026
Rate History
1 change since Sep 14, 2026 · 10.99% → 11.99% ▲ 1.00 pts · high 11.99% / low 10.99%
9.99%11.49%12.99%Sep 14, 2026: 10.99% APROct 13, 2026: 11.99% APRSep 14, 2026Oct 15, 2026
  • Oct 13, 202611.99%▲ from 10.99%
  • Sep 14, 202610.99%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.99%
Visa Platinum - 12.99%
Details As Low As; Amount Limit: $25,000; Annual Fee:
Last Updated 10/15/2026
Rate History
No change since Oct 13, 2026 · 12.99% APR · checked 2 times
12.49%12.99%13.49%Oct 13, 2026: 12.99% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.99%
Business Visa Signature - 13.50%
Details As Low As
Last Updated 10/15/2026
Rate History
No change since Sep 14, 2026 · 13.50% APR · checked 10 times
13.00%13.50%14.00%Sep 14, 2026: 13.50% APRSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.99%
Visa Signature - 13.50%
Details As Low As; Amount Limit: No pre-set spending limit; Annual Fee:
Last Updated 10/15/2026
Rate History
No change since Sep 14, 2026 · 13.50% APR · checked 10 times
13.00%13.50%14.00%Sep 14, 2026: 13.50% APRSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.99%
Visa Classic - 13.99%
Details As Low As; Amount Limit: $10,000; Annual Fee:
Last Updated 10/15/2026
Rate History
No change since Sep 14, 2026 · 13.99% APR · checked 10 times
13.49%13.99%14.49%Sep 14, 2026: 13.99% APRSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.99%

Signature Federal Credit Union Personal Loan Rates

Product APR Term View More
Signature High-Yield Checking 4.889%
Details Balance: $0.00 - $25,000.00
Last Updated 10/15/2026
Rate History
2 changes since Sep 25, 2026 · 4.89% → 4.89% ▼ 0.00 pts · high 5.00% / low 4.89%
4.39%4.94%5.50%Sep 25, 2026: 4.89% APROct 5, 2026: 5.00% APROct 9, 2026: 4.89% APRSep 25, 2026Oct 15, 2026
  • Oct 9, 20264.89%▼ from 5.00%
  • Oct 5, 20265.00%▲ from 4.89%
  • Sep 25, 20264.89%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.99%
Personal Loan 9.75% 84 months
Details As Low As
Last Updated 10/15/2026
Rate History
No change since Oct 13, 2026 · 9.75% APR · checked 2 times
9.25%9.75%10.25%Oct 13, 2026: 9.75% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.99%
Personal Loan 10.50% 84 months
Details As Low As; Amount Limit: Up to $50,000; Estimated Payment:
Last Updated 10/15/2026
Rate History
No change since Oct 13, 2026 · 10.50% APR · checked 2 times
10.00%10.50%11.00%Oct 13, 2026: 10.50% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.99%
Business Visa Signature 13.50%
Details As Low As
Last Updated 10/15/2026
Rate History
No change since Sep 14, 2026 · 13.50% APR · checked 10 times
13.00%13.50%14.00%Sep 14, 2026: 13.50% APRSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.99%
Visa Signature 13.50%
Details As Low As; Amount Limit: No pre-set spending limit; Annual Fee:
Last Updated 10/15/2026
Rate History
No change since Sep 14, 2026 · 13.50% APR · checked 10 times
13.00%13.50%14.00%Sep 14, 2026: 13.50% APRSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.99%

Signature Federal Credit Union Other Rates

Product Rate Points APY/APR Term View More
Educational Term Loan - - 8.25% 1 to 84 months
Details Up to $50,000
Last Updated 10/15/2026
Rate History
1 change since Sep 14, 2026 · 8.00% → 8.25% ▲ 0.25 pts · high 8.25% / low 8.00%
7.50%8.13%8.75%Sep 14, 2026: 8.00% APROct 5, 2026: 8.25% APRSep 14, 2026Oct 15, 2026
  • Oct 5, 20268.25%▲ from 8.00%
  • Sep 14, 20268.00%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.99%
Educational Term Loan - - 8.50% 85 to 144 months
Details Up to $50,000
Last Updated 10/15/2026
Rate History
1 change since Sep 14, 2026 · 8.25% → 8.50% ▲ 0.25 pts · high 8.50% / low 8.25%
7.75%8.38%9.00%Sep 14, 2026: 8.25% APROct 5, 2026: 8.50% APRSep 14, 2026Oct 15, 2026
  • Oct 5, 20268.50%▲ from 8.25%
  • Sep 14, 20268.25%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.99%
Educational Term Loan - - 8.75% 145 to 180 months
Details Up to $50,000
Last Updated 10/15/2026
Rate History
1 change since Sep 14, 2026 · 8.50% → 8.75% ▲ 0.25 pts · high 8.75% / low 8.50%
8.00%8.63%9.25%Sep 14, 2026: 8.50% APROct 5, 2026: 8.75% APRSep 14, 2026Oct 15, 2026
  • Oct 5, 20268.75%▲ from 8.50%
  • Sep 14, 20268.50%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.99%
Express Money LOC - - 11.50% Open-end Line of Credit
Details Term: Open-end Line of Credit; As Low As; Amount Limit: Up to $25,000
Last Updated 10/15/2026
Rate History
No change since Oct 15, 2026 · 11.50% APR
11.00%11.50%12.00%Oct 15, 2026: 11.50% APROct 15, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.99%
Fast Cash Loan - - 28.00%
Details As Low As; Amount Limit: $1,000; Repayment Term: Ask for details
Last Updated 10/15/2026
Rate History
No change since Sep 21, 2026 · 28.00% APR · checked 6 times
27.50%28.00%28.50%Sep 21, 2026: 28.00% APRSep 21, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.99%
Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.
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Financial Health History

Signature Federal Credit Union’s Texas Ratio rose from 2.33% in Q3 2023 to 10.99% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 4.1% 2.0★ 8.3% 3.0★ 12.4% 4.0★ 16.5% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 2.33% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A Q3 2025 A Q4 2025 A Q1 2026 10.99% A Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$421M10.99%5.0A
March 31, 2026$407M7.65%5.0A
December 31, 2025$428M8.31%5.0A
September 30, 2025$449M6.76%5.0A
June 30, 2025$457M3.49%5.0A+
March 31, 2025$461M2.59%5.0A+
December 31, 2024$444M4.04%5.0A+
September 30, 2024$423M3.52%5.0A+
June 30, 2024$455M3.06%5.0A+
March 31, 2024$464M2.31%5.0A+
December 31, 2023$451M1.76%5.0A+
September 30, 2023$435M2.33%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Signature Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Signature Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Signature Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Signature Federal Credit Union
Website https://www.signaturefcu.org
Address 12 HERBERT ST, Alexandria, VA 22305
Phone 800-336-0284
Fax 703-683-1573
President ANN MCDORMAN
CEO Paula Hoelzel
Full-Time Employees 54
Part-Time Employees 5
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (95/100)
Texas Ratio
10.99%
Return on Assets (ROA)
0.0781%
Return on Equity (ROE)
0.7403%
Non-Performing Loans Ratio (NPL)
1.53%
Total Assets
421,445,906
Total Amount of Shares and Deposits
328,670,819
Total Shares and Deposits < 1 Year
279,466,440
Total Shares and Deposits 1 3 Years
37,964,106
Total Shares and Deposits > 3 Years
11,240,272
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
25,473,754
Total Uninsured Shares and Deposits > $250K (F+J)
25,473,754
Total Insured Shares and Deposits > $250K (item 17 less item K)
303,197,065
Total Interest Expense (Sum of items 6 8)
5,101,013
Share Certificates
4,132
Number of Accounts for Share Drafts
10,291
IRA KEOGH Accounts
853
Number of Accounts for Regular Shares
27,934
Non Member Deposits
3
Money Market Shares
1,145
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
28,924,350
Total Liabilities
377,325,552
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge Q2 2026
Q2 2026 MBR Health & Safety Badge

Signature Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

<a href="https://www.monitorbankrates.com/credit-unions/signature-federal-credit-union-rates-review-20061">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for Signature Federal Credit Union yet. Feel free to create one below.
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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Signature Federal Credit Union

How many branches does Signature Federal Credit Union operate?

Signature Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Signature Federal Credit Union?

Yes, to access services at Signature Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Signature Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Signature Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Signature Federal Credit Union offer online and mobile banking?

Most modern institutions like Signature Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.signaturefcu.org.

Current Signature Federal Credit Union Rates

  • 12-Month CD4.00%
  • 18-Month CD3.85%
  • 24-Month CD3.95%
  • 60-Month CD3.90%
  • Savings3.00%
  • MMA1.50%
Retrieved from our database of financial products. Rates subject to change.

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