Crest Savings Bank Rates and Review February 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Crest Savings Bank's 24-Month 24-Month IRA CD rates are at 3.40%, 24-Month 24-Month Special CD rates are at 3.40%, 19-Month 19-Month Special CD rates are at 3.20%, 12-Month 12-Month Special CD rates are at 3.10%, 36-Month 36-Month CD rates are at 3.00%. Crest Savings Bank's savings rates are at 0.05%. Crest Savings Bank's money market rates are at 0.25%.
Rate Updates and AvailabilityCrest Savings Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Crest Savings Bank? Share your experience about Crest Savings Bank by leaving a review below, or read customer reviews before you decide to use Crest Savings Bank. Crest Savings Bank Texas RatioCrest Savings Bank's Texas Ratio is at 0.46%, which is considered excellent. The Texas Ratio for Crest Savings Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. MonitorBankRates Rating
5.0
Excellent
Out of 5.0 Stars
Crest Savings Bank has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Overall, Crest Savings Bank is a excellent bank worth considering, with an overall rating of 5.0 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs. Avg
"N/A" indicates the product is not offered or the rate is unavailable. 
Crest Savings Bank CD Rates
Crest Savings Bank Savings Rates
Crest Savings Bank Money Market Rates
Crest Savings Bank Checking Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Crest Savings Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Crest Savings Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Crest Savings Bank's official website for the most current offers and terms.
Bank Profile & OverviewCrest Savings Bank
3301 Pacific AveWildwood, NJ 08260 Cape May Established Date: 01/01/1919 FDIC Certificate #: 28818 Date of FDIC Deposit Insurance: 08/09/1989 Bank Holding Company: CREST SAVINGS BCORP MHC How Many Domestic U.S. Offices? 8 How Many Branches are There? 8 Website: https://www.crestsavings.bank
Is Crest Savings Bank FDIC Insured? Yes
What is Crest Savings Bank's Cert number? 28818
What is the maximum amount for insured deposits? $250,000 per holder, per account
Financial Health & AssetsTotal Assets:
$564,203,000
Total Deposits:
$452,913,000
Equity Capital:
$46,927,000
Net Income:
$497,000
Return on Assets (ROA):
0.3784%
Return on Equity (ROE):
4.7200%
Headquarters:
Wildwood
Regulator:
FDIC
# of Offices:
8
Source: FDIC | Last Updated 03/31/2024
Frequently Asked Questions About Crest Savings BankHow do I open an account at Crest Savings Bank?You can typically open an account at Crest Savings Bank by visiting a local branch or applying through their official website. Is there a first-time homebuyer program?Currently, Crest Savings Bank provides a range of mortgage and home equity products. Is Crest Savings Bank a safe place to deposit money?Yes, Crest Savings Bank is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor. Does Crest Savings Bank offer online and mobile banking?Most modern institutions like Crest Savings Bank provide digital access including online balance checks and transfers. Compare to other Banks |
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