Farmers State Bank Waterloo, IA CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

  1. Home
  2. Banks
  3. Farmers State Bank Waterloo, IA Deposit Rates
Today's 12-month CD rates can be found at 4.37%, 6-month CD rates at 2.50% and 3-month CD rates at 2.38%. Current savings rates are at 0.50% and money market rates are at 0.10%. Mortgage rates today on 30-year fixed loans are around 7.16%. Credit Card rates are at 14.00%. Personal Loan rates are at 9.99%. All these rates, and more, can be found in our database of rates. Farmers State Bank Waterloo, IA's 60-Month CD rates are at 0.50%, 36-Month CD rates are at 0.40%, 24-Month CD rates are at 0.35%, 12-Month CD rates are at 0.20%. Farmers State Bank Waterloo, IA's savings rates are at 0.05%. Farmers State Bank Waterloo, IA's money market rates are at 2.25%. Farmers State Bank Waterloo, IA's 30-Year Fixed rates are at 6.62%, 15-Year Fixed rates are at 6.12%.

Farmers State Bank Waterloo, IA

To see how these rates compare to Farmers State Bank Waterloo, IA CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Farmers State Bank Waterloo, IA, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Farmers State Bank Waterloo, IA CD rates. You can also compare Farmers State Bank Waterloo, IA savings rates, MMA rates and mortgage rates using our other rate lists.

Farmers State Bank Waterloo, IA money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Farmers State Bank Waterloo, IA? Share your experience about Farmers State Bank Waterloo, IA by leaving a review below, or read customer reviews before you decide to use Farmers State Bank Waterloo, IA.

Farmers State Bank Waterloo, IA Texas Ratio

Farmers State Bank Waterloo, IA's Texas Ratio is at 5.84%, which is considered excellent. The Texas Ratio for Farmers State Bank Waterloo, IA is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Farmers State Bank Waterloo, IA is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
0.20%
18-Month CD
N/A
24-Month CD
0.35%
36-Month CD
0.40%
48-Month CD
N/A
60-Month CD
0.50%
Savings
0.05%
MMA
2.25%
30-Year Fixed
6.66%
Credit Card
N/A
Personal Loan
N/A
Farmers State Bank Waterloo, IA
131 Tower Park Dr
Waterloo, IA 50701
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Farmers State Bank Waterloo, IA CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
FSB Rewards Checking
3.00%
$0
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
Money Market Diamond MMDA
2.25%
$1,000,000
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
60-Month CD
0.50%
$5,000
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
Smart Start Savings Account
0.50%
$100
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
36-Month CD
0.40%
$2,500
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
24-Month CD
0.35%
$2,500
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
12-Month CD
0.20%
$2,500
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
Savings Account
0.05%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Farmers State Bank Waterloo, IA Mortgage Rates

Lender
Product
Rate
APR
Points
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
15-Year Fixed
6.125%
6.182%
0.000
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
30-Year Fixed
6.625%
6.660%
0.000

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Farmers State Bank Waterloo, IA Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
MyBankingDirect.com
MyBankingDirect.com
5-Month CD
5.50%
$2,500
Needham Bank
Needham Bank
12-Month CD
5.00%
$1,000
Lone Star Bank
Lone Star Bank
Personal Money Market
5.00%
$500,000
Heritage Bank N.A.
Heritage Bank N.A.
12-Month CD
4.79%
$75,000
Kaw Valley Bank
Kaw Valley Bank
14-Month CD
4.76%
$1,000
LimeLight Bank
LimeLight Bank
6-Month CD
4.50%
$1,000
First Federal Bank of Wisconsin
First Federal Bank of Wisconsin
7-Month CD (special)
4.50%
$500
The Huntington National Bank
The Huntington National Bank
Money Market (Non-Relationship)
4.49%
$25,000
Tower Community Bank
Tower Community Bank
24-Month CD (special)
4.37%
$1,000
Busey Bank
Busey Bank
7-Month CD (special)
4.30%
$1,000
Five Star Credit Union
Five Star Credit Union
48-Month CD (Certificate)
4.25%
$500
Bank of Old Monroe
Bank of Old Monroe
14-Month CD
4.04%
$1,000
First Missouri State Bank of Cape County
First Missouri State Bank of Cape County
18-Month CD
4.00%
$1,000
Alabama Credit Union
Alabama Credit Union
6-Month CD
4.00%
$500
Integrity Bank & Trust
Integrity Bank & Trust
18-Month CD
3.80%
$500
Everence Trust Company
Everence Trust Company
24-Month CD
3.80%
$500
Schaumburg Bank & Trust Company
Schaumburg Bank & Trust Company
26-Month CD
3.50%
$1,000
Osgood Bank OB
Osgood Bank OB
6-Month CD
3.20%
$1,000
Phoenixville Federal B&T
18-Month CD
3.10%
$500
Centreville Bank
Centreville Bank
12-Month CD
3.00%
$1,000
Westbury Bank
Westbury Bank
48-Month CD
3.00%
$500
Black River Country Bank
Black River Country Bank
48-Month CD
2.75%
$1,000
Ponce Bank
Ponce Bank
Non-Profit Business Checking
2.50%
$0
Heritage Bank of St Tammany
Heritage Bank of St Tammany
24-Month CD Bump Option
2.28%
$500
Eureka Savings Bank
Eureka Savings Bank
60-Month CD
2.28%
$1,000
Lake City Federal Bank
Lake City Federal Bank
12-Month CD
2.02%
$1,000
Benton State Bank
Benton State Bank
18-Month CD
2.01%
$500
Southwest Missouri Bank
Southwest Missouri Bank
60-Month CD
2.00%
$500
1st Gateway Credit Union
1st Gateway Credit Union
1st Rate Checking
2.00%
$500
1st Gateway Credit Union
1st Gateway Credit Union
Money Market (Share Plus)
2.00%
$75,000
Ohio State Bank
Ohio State Bank
48-Month CD
1.85%
$500
Bank5 Connect
Bank5 Connect
High-Interest Savings
1.50%
$100
First Bank Waverly, IA
First Bank Waverly, IA
24-Month CD
1.00%
$1,000
PeopleFirst Bank
PeopleFirst Bank
24-Month CD
1.00%
$2,500
Landmark Credit Union
Landmark Credit Union
6-Month CD certificate
1.00%
$500
Oakdale State Bank
Oakdale State Bank
18-Month CD
0.90%
$1,000
Cornerstone State Bank
Cornerstone State Bank
Personal Savings
0.75%
$1
FirsTier Bank
FirsTier Bank
48-Month CD
0.65%
$0
Farmers State Bank Center, TX
Farmers State Bank Center, TX
Savings Account
0.60%
$100
The Honesdale National Bank
The Honesdale National Bank
24-Month CD
0.60%
$1,000
Town & Country B&T Co.
Town & Country B&T Co.
48-Month CD
0.35%
$100
Montecito Bank & Trust
Montecito Bank & Trust
48-Month CD
0.15%
$1,000
Eclipse Bank
Eclipse Bank
Money Market
0.15%
$2,500
Westfield Bank
Westfield Bank
12-Month CD WB Classic
0.10%
$1,000
Eclipse Bank
Eclipse Bank
Classic Savings
0.10%
$0
Jonestown Bank and Trust Company
Jonestown Bank and Trust Company
Business Money Market
0.10%
$2,500
Bank of 1889
Bank of 1889
Regular Savings
0.10%
$100
Community Bank of Pleasant Hill
Community Bank of Pleasant Hill
60-Month CD
0.05%
$500
Federation Bank
Federation Bank
Statement Savings
0.05%
$50
Cincinnatus S&L Co.
Cincinnatus S&L Co.
Statement Savings
0.05%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Farmers State Bank Waterloo, IA Mortgage Rates

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
5.500%
5.614%
0.000
5.500%
5.716%
0.500
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
15-Year Fixed
5.750%
5.910%
0.000
5.870%
5.970%
0.000
15-Year Fixed Jumbo
5.875%
5.970%
0.000
5.950%
5.998%
0.000
6.000%
6.043%
0.000
15 Year Fixed
5.750%
6.046%
1.000
6.000%
6.056%
0.000
10-Year Power Rate Fixed
5.750%
6.068%
0.000
5.875%
6.071%
0.250
5.875%
6.079%
1.000
6.000%
6.084%
0.000
6.000%
6.084%
0.000
15-Year Power Rate Fixed
5.875%
6.101%
0.000
6.000%
6.121%
0.000
5.875%
6.121%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Farmers State Bank Waterloo, IA Information

Farmers State Bank Waterloo, IA
131 Tower Park Dr
Waterloo, IA 50701
Black Hawk
Established Date: 06/25/1903
FDIC Certificate #: 12855
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: FSB FINANCIAL SERVICES INC
How Many Domestic U.S. Offices? 8
How Many Branches are There? 8
Is Farmers State Bank Waterloo, IA FDIC Insured? Yes
What is Farmers State Bank Waterloo, IA's Cert number? 12855
What is the maximum amount for insured deposits? $250,000 per holder, per account

Farmers State Bank Waterloo, IA Financials

Total Assets:
$1,535,877,000
Total Deposits:
$1,232,347,000
Equity Capital:
$144,771,000
Domestic Deposits:
$1,232,347,000
Net Income:
$2,582,000
Return on Assets:
1.6391%
Quarterly Return on Assets:
0.6700%
Pretax Return on Assets:
0.7058%
Pretax Quarterly Return on Assets:
0.7100%
Return on Equity:
16.7600%
Quarterly Return on Equity:
7.1800%
Common Equity Tier 1 Capital Ratio:
12.9293%
Tier 1 Risk-Based Capital Ratio:
12.9293%
Leverage Tier 1 (Core Capital) Ratio:
10.2488%
Total Risk-Based Capital Ratio (YTD):
14.1358%
Total Interest Income (YTD):
4.1648%
 
 
Headquarters:
Waterloo
FDIC Field Office:
Cedar Rapids
Regulator:
FDIC
County:
Black Hawk
# of Offices:
8
Metropolitan Statistical Area (MSA):
Waterloo-Cedar Falls, IA
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Kansas City
Source: FDIC

Explore Other Rate Deals

foreclosuresForeclosures are more common these days, finding a foreclosed property to buy has become a lot easier than it was during the housing bubble. When home prices were increasing in the double digits annually and anyone could qualify for a mortgage , the supply of foreclosed homes was low.
The Federal Reserve is considering ways to cut back on their buying mortgage-backed securities and long term U.S. bonds without sending interest rates higher and hurting the economy.  As a result, U.S. banks are warning they will start charging depositors if the Federal Reserve cuts the interest rate they give banks.

Bank or Credit Union Offers and Deals

Home Mortgage Rates Today and Current Refinance Rates: 30 Year Mortgage Rates at 4.32%, 15 Year Mortgage Rates at 3.65%
Mortgage Rates Down This Week: 30 Year Mortgage Rates at 5.06% and 15 Year Mortgage Rates at 4.44%
Weekly Savings Account Rates: Updated June 17, 2009
Mortgage Rates: Current Mortgage Rates Today
Mortgage Rates Bounce Off of Record Lows Freddie Mac: 30 Year Mortgage Rates at 4.39%, 15 Year Mortgage Rates at 3.76%
Compare Mortgage Types When Shopping for a Mortgage
Mortgage Rates 9/28: 30 Year Mortgage Rates at 4.12%, 15 Year Mortgage Rates at 3.36%
Capital One CD Account Review: 11-Month Special CD Rate Now at 5.00% APY
Current Mortgage Rates:30 Year Mortgage Rates at 5.09% and 15 Year Mortgage Rates at 4.50%
Best CD Rates

Alternative Bank and Credit Union Offers to Explore

US Economy Grows by 3.50% in the 3rd Quarter
Mortgage Rates This Week: 30 Year Mortgage Rates at 3.92%
Applied Bank MMA 50K Rates now at 0.15%
Interest Mortgage Rates 11/20: 30 Year Mortgage Rates Averaging 4.38%, 15 Year Mortgage Rates Averaging 3.78%
Current CD Rates from Milford Bank
Top 12 Month CD Rates
Average Credit Card Rates
Fed Stands Pat on Rates as Online CD Rates March Higher
Nationwide Bank Money Market Accounts
Mortgage Rates at Lowest Level in 2010: 30 Year Mortgage Rates at 4.84%

Farmers State Bank Waterloo, IA Reviews

There are no reviews for Farmers State Bank Waterloo, IA yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Farmers State Bank Waterloo, IA
Your Name:
Your Rating:

See how Farmers State Bank Waterloo, IA Compares to other banks