Farmers State Bank Waterloo, IA CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 0.20%, 6-month CD rates at 3.20% and 3-month CD rates at 4.27%. Current savings rates are at 0.10% and money market rates are at 0.10%. Mortgage rates today on 30-year fixed loans are around 7.01%. Credit Card rates are at 14.90%. Personal Loan rates are at 9.20%. All these rates, and more, can be found in our database of rates. Farmers State Bank Waterloo, IA's 60-Month CD rates are at 0.50%, 36-Month CD rates are at 0.40%, 24-Month CD rates are at 0.35%, 12-Month CD rates are at 0.20%. Farmers State Bank Waterloo, IA's savings rates are at 0.50%. Farmers State Bank Waterloo, IA's money market rates are at 2.25%. Farmers State Bank Waterloo, IA's 30-Year Fixed rates are at 6.50%, 15-Year Fixed rates are at 6.00%.

Farmers State Bank Waterloo, IA

To see how these rates compare to Farmers State Bank Waterloo, IA CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Farmers State Bank Waterloo, IA, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Farmers State Bank Waterloo, IA CD rates. You can also compare Farmers State Bank Waterloo, IA savings rates, MMA rates and mortgage rates using our other rate lists.

Farmers State Bank Waterloo, IA money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Farmers State Bank Waterloo, IA? Share your experience about Farmers State Bank Waterloo, IA by leaving a review below, or read customer reviews before you decide to use Farmers State Bank Waterloo, IA.

Farmers State Bank Waterloo, IA Texas Ratio

Farmers State Bank Waterloo, IA's Texas Ratio is at 4.41%, which is considered excellent. The Texas Ratio for Farmers State Bank Waterloo, IA is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Farmers State Bank Waterloo, IA is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
0.20%
18-Month CD
N/A
24-Month CD
0.35%
36-Month CD
0.40%
48-Month CD
N/A
60-Month CD
0.50%
Savings
0.50%
MMA
2.25%
30-Year Fixed
6.54%
Credit Card
N/A
Personal Loan
N/A
Farmers State Bank Waterloo, IA
131 Tower Park Dr
Waterloo, IA 50701
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Farmers State Bank Waterloo, IA CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
Rewards Checking
3.04%
$0
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
Diamond Money Market
2.25%
$1,000,000
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
60-Month CD
0.50%
$5,000
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
Smart Start Savings
0.50%
$100
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
Savings
0.50%
$100
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
36-Month CD
0.40%
$2,500
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
24-Month CD
0.35%
$2,500
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
12-Month CD
0.20%
$2,500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Farmers State Bank Waterloo, IA Mortgage Rates

Lender
Product
Rate
APR
Points
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
15-Year Fixed
6.000%
6.057%
0.000
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
30-Year Fixed
6.500%
6.535%
0.000

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Farmers State Bank Waterloo, IA Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Raymond James
3-Month CD
4.35%
$1,000
First State Bank of Harvey
First State Bank of Harvey
6-Month CD
4.14%
$1,000
Exchange Bank of Alabama
Exchange Bank of Alabama
12-Month CD
4.09%
$1,000
The MINT National Bank
The MINT National Bank
ManageMINT Emerald Money Market
4.00%
$250,000
CorTrust Bank
CorTrust Bank
24-Month CD
3.75%
$500
Farmers State Bank of Calhan
Farmers State Bank of Calhan
12-Month CD
3.70%
$500
ValleyDirect
ValleyDirect
24-Month CD
3.60%
$500
Garden Plain State Bank
Garden Plain State Bank
36-Month CD
3.55%
$1,000
Palo Savings Bank
18-Month CD
3.49%
$1,000
Ally Bank
Ally Bank
60-Month CD
3.40%
$0
Community Commerce Bank
Community Commerce Bank
The Vault Savings
3.30%
$50
Everence Trust Company
Everence Trust Company
48-Month CD
3.30%
$500
TFB Tecumseh Federal Bank
TFB Tecumseh Federal Bank
18-Month CD
3.03%
$500
Prairie Bank of Kansas
Prairie Bank of Kansas
18-Month CD
3.02%
$1,000
First National Bank and Trust AL
First National Bank and Trust AL
18-Month CD
3.00%
$1,000
Hinsdale Bank & Trust Company
Hinsdale Bank & Trust Company
33-Month CD
3.00%
$1,000
Kitsap Bank
Kitsap Bank
48-Month CD
2.85%
$5,000
State Bank & Trust Company
State Bank & Trust Company
48-Month CD
2.27%
$1,000
Brattleboro S&L
Brattleboro S&L
60-Month CD
2.25%
$500
Union Federal S&L
48-Month CD
2.25%
$200
First County Bank
First County Bank
High Yield Checking
2.22%
$1
Maine Community Bank
Maine Community Bank
6-Month CD
2.00%
$500
Leader Bank
Leader Bank
36-Month CD
2.00%
$1,000
Genesee Regional Bank
Genesee Regional Bank
60-Month CD
2.00%
$500
Freedom Bank of Southern Missouri
Freedom Bank of Southern Missouri
Money Market
1.76%
$250,000
UniBank for Savings
UniBank for Savings
60-Month CD
1.75%
$500
North Side Federal S&L of Chicago
North Side Federal S&L of Chicago
60-Month CD
1.50%
$2,000
Mutual Security Credit Union
Mutual Security Credit Union
12-Month CD
1.00%
$500
The Victory Bank
The Victory Bank
48-Month CD
0.75%
$500
T Bank
T Bank
T Savings
0.75%
$0
Bogota Savings Bank
Bogota Savings Bank
36-Month CD
0.75%
$1,000
Municipal Bank
Municipal Bank
48-Month CD
0.65%
$1,000
United Republic Bank
United Republic Bank
High Yield Money Market
0.50%
$0
Fayette Savings Bank, SSB
Fayette Savings Bank, SSB
Savings
0.40%
$100
Cape Ann Savings Bank
Cape Ann Savings Bank
6-Month CD
0.35%
$500
Wrentham Co-operative Bank
Wrentham Co-operative Bank
18-Month CD
0.35%
$500
4U Federal Credit Union
4U Federal Credit Union
Savings
0.30%
$100
State Bank of Medora
State Bank of Medora
Regular Savings
0.25%
$0
First State B&T Williston, ND
First State B&T Williston, ND
Classic Savings
0.25%
$200
Equitable S&L Co.
Equitable S&L Co.
36-Month CD
0.25%
$500
Clare Bank
Clare Bank
18-Month CD
0.20%
$500
First Hope Bank
First Hope Bank
24-Month CD
0.20%
$2,500
OBannon Bank
OBannon Bank
Savings
0.15%
$0
First Harvest Federal Credit Union
First Harvest Federal Credit Union
Progressive Money Market
0.15%
$1,500
Empire State Bank
Empire State Bank
Money Market
0.10%
$2,500
Greenfield Co-operative Bank
Greenfield Co-operative Bank
Savings
0.05%
$100
Busey Bank
Busey Bank
6-Month CD
0.05%
$1,000
Farm Bureau Bank FSB
Farm Bureau Bank FSB
Plus Money Market
0.03%
$2,500
Savings Bank of Danbury
Savings Bank of Danbury
Money Market
0.03%
$50
The Harrison B&L Assoc.
The Harrison B&L Assoc.
Checking
0.01%
$50
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Farmers State Bank Waterloo, IA Mortgage Rates

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.125%
5.230%
0.000
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.500%
5.614%
0.000
5.500%
5.654%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.625%
5.797%
0.000
5.750%
5.801%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.832%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Farmers State Bank Waterloo, IA Information

Farmers State Bank Waterloo, IA
131 Tower Park Dr
Waterloo, IA 50701
Black Hawk
Established Date: 06/25/1903
FDIC Certificate #: 12855
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: FSB FINANCIAL SERVICES INC
How Many Domestic U.S. Offices? 8
How Many Branches are There? 8
Is Farmers State Bank Waterloo, IA FDIC Insured? Yes
What is Farmers State Bank Waterloo, IA's Cert number? 12855
What is the maximum amount for insured deposits? $250,000 per holder, per account

Farmers State Bank Waterloo, IA Financials

Total Assets:
$1,580,482,000
Total Deposits:
$1,207,464,000
Equity Capital:
$140,901,000
Domestic Deposits:
$1,207,464,000
Net Income:
$872,000
Return on Assets:
0.4533%
Quarterly Return on Assets:
0.2200%
Pretax Return on Assets:
0.2348%
Pretax Quarterly Return on Assets:
0.2300%
Return on Equity:
4.9900%
Quarterly Return on Equity:
2.4500%
Common Equity Tier 1 Capital Ratio:
12.3564%
Tier 1 Risk-Based Capital Ratio:
12.3564%
Leverage Tier 1 (Core Capital) Ratio:
9.8415%
Total Risk-Based Capital Ratio (YTD):
13.5972%
Total Interest Income (YTD):
4.6508%
 
 
Headquarters:
Waterloo
FDIC Field Office:
Cedar Rapids
Regulator:
FDIC
County:
Black Hawk
# of Offices:
8
Metropolitan Statistical Area (MSA):
Waterloo-Cedar Falls, IA
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Mortgage rates hit yet another record low in this week's mortgage rate survey. 30 year mortgage rates are averaging 4.01%, down from last week's average 30 year mortgage rate of 4.09%. This is the lowest point ever for 30 year rates in Freddie Mac's Primary Mortgage Market Survey. Late last week we reported 30 year mortgage rates hitting an record low of 4.00% in MBR's average mortgage rates survey.
Mortgage Rates Move Higher as Treasury Yields IncreaseMortgage rates rose today as expected since Treasury yields increased 10 basis points yesterday to 2.05%. Mortgage rates on 30 year home mortgage loans hit a new record low of 3.99% yesterday but increased to 4.07% today. 15 year mortgage rates are also higher today averaging 3.35%, up from yesterday's average 15 year mortgage rate of 3.30%.
Strong economic news sent bond yields and fixed mortgage rates higher this week. Despite the increase, mortgage rates today are still near record lows set two years ago. The Bureau of Labor Statistics released the January Employment report which showed the economy added 257,000 new jobs in January, higher than the expected 235,000 jobs forecast.

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