What are the current interest rates at Honor Credit Union?

Current rates for Honor Credit Union include: 12-Month CD: 1.50%, 24-Month CD: 1.85%, 60-Month CD: 2.40%, Savings: 0.25%, MMA: 4.00%

MonitorBankRates

☰

Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of savers say their bank still has not raised their rate since the Fed funds rate increase. See the full results

Home›
Credit Unions›
Honor Credit Union

iAdvertiser Disclosure

Honor Credit Union Rates & Review October 2026

Q: How many branches does Honor Credit Union operate?

Honor Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join Honor Credit Union?

Yes, to access services at Honor Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, Honor Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Honor Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 13, 2026

Honor Credit Union's top rates as of October 13, 2026 are 4.03% APY on its 8-Month CD Special, 0.25% APY on savings, 4.00% APY on money market accounts, 5.15% APY on checking, 6.50% on its MSHDA 30 Year Fixed mortgage, and personal loans from 11.99% APR, according to rates verified by MonitorBankRates. Other Honor Credit Union CD rates include 60 Month Jumbo CD at 2.40%, 48 Month Jumbo CD at 2.30%, and 36 Month Jumbo CD at 2.20%. Other Honor Credit Union mortgage rates include Mortgage - Fixed - 15 Year Fixed at 6.88%, Mortgage - Fixed - 15 Year Fixed at 7.12%, and Mortgage - Fixed - 30 Year Fixed at 7.25%. MonitorBankRates evaluates the financial stability of Honor Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.27%. Rates last updated and verified on 10/13/2026.

Honor Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Honor Credit Union? Share your experience about Honor Credit Union by leaving a review below, or read customer reviews before you decide to use Honor Credit Union.

Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 97/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

5.27%

Excellent Lower than avg

Health Trend

Steady 12 quarters

Full history ›

Honor Credit Union
Honor Credit Union

8385 Edgewood Rd
Berrien Springs, MI 49103-9004

https://www.honorcu.com

Customer Reviews

Be the first to review

Write a Review

Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Honor Credit Union CD Rates

Product	Rate	APY	Term
8-Month CD Special	-	4.03%	8 months
Min Deposit $1,000 Min Balance $1,000 Details Not applicable for Public Funds; Not eligible for Rate Protector; Early withdrawal penalty is 90 days of interest; Renews at standard 9-month CD terms upon maturity; Rates accurate as of Oct 13, 2026 Last Updated 10/13/2026 Rate History 1 change since Sep 18, 2026 · 3.94% → 4.03% ▲ 0.09 pts · high 4.03% / low 3.94% Oct 13, 20264.03%▲ from 3.94% Sep 18, 20263.94%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.27%
60 Month Jumbo Certificate	2.374%	2.40%	60 months
Min Deposit $100,000 Details Jumbo CD; minimum opening deposit for Jumbo CDs is $100,000.00; Jumbo 60 months; Rates accurate as of Oct 13, 2026 Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 2.40% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.27%
48 Month Jumbo Certificate	2.276%	2.30%	48 months
Min Deposit $100,000 Details Jumbo CD; minimum opening deposit for Jumbo CDs is $100,000.00; Jumbo 48 months; Rates accurate as of Oct 13, 2026 Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 2.30% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.27%
36 Month Jumbo Certificate	2.178%	2.20%	36 months
Min Deposit $100,000 Details Jumbo CD; minimum opening deposit for Jumbo CDs is $100,000.00; Jumbo 36 months; Rates accurate as of Oct 13, 2026 Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 2.20% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.27%
24 Month Jumbo Certificate	1.834%	1.85%	24 months
Min Deposit $100,000 Details Jumbo CD; minimum opening deposit for Jumbo CDs is $100,000.00; Jumbo 24 months; Rates accurate as of Oct 13, 2026 Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 1.85% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.27%
12 Month Jumbo Certificate	1.736%	1.75%	12 months
Min Deposit $100,000 Details Jumbo CD; minimum opening deposit for Jumbo CDs is $100,000.00; Jumbo 12 months; Rates accurate as of Oct 13, 2026 Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 1.75% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.27%
12 Month HSA Certificate of Deposit	1.49%	1.50%	12-month add-on HSA
Min Deposit $50 Details Available only on 12-month add-on CD rate and term; contact a member service representative to open; subject to IRS HSA limitations and penalties; not eligible for additional 0.25% youth APY or Rate Protector adjustment Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 1.50% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.27%

Honor Credit Union Business CD Rates

Product	Rate	APY	Term	View More
Business Certificate of Deposit - 12-month add-on HSA	1.49%	1.50%	12-month
Min Deposit $50 Details HSA CD available only on the 12-month add-on CD rate and term; contact a member service representative to open; HSA may be subject to IRS limitations and/or penalties; minimum opening deposit $50.00 Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 1.50% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.27%

Honor Credit Union Savings Rates

Product	Rate	APY
Health Savings (HSA)	0.25%	0.25%
Details Youth under 18 receive an additional 0.25% APY unless otherwise noted Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.25% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.27%
Christmas Savings	0.01%	0.01%
Details Youth under 18 receive an additional 0.25% APY unless otherwise noted Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.01% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.27%
Share Savings	0.01%	0.01%
Min Balance $5 Details Balance: $5.00 or more; Youth under 18 receive an additional 0.25% APY unless otherwise noted Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.01% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.27%
Vacation Savings	0.01%	0.01%
Details Youth under 18 receive an additional 0.25% APY unless otherwise noted Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.01% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.27%

Honor Credit Union Business Savings Rates

Product	Rate	APY
Business Health Savings (HSA)	0.25%	0.25%
Details Business Savings Account; Rates variable and subject to change without notice after account is opened Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.25% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.27%
Business Share Savings	0.01%	0.01%
Min Balance $5 Details Business Savings Account; for balances on $5.00 or more; Rates variable and subject to change without notice after account is opened Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.01% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.27%

Honor Credit Union Money Market Rates

Product	Rate	APY
Surge Money Market	-	4.00%
Min Balance $0 Details Up to 4.00% APY; Blended tiered rate account, each rate applies only to the portion of balance within each tier; higher balances earn a lower APY; One account per membership; Rates accurate as of 11/1/24 Last Updated 10/13/2026 Rate History No change since Oct 9, 2026 · 4.00% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.27%
Amplify Money Market	-	3.37%
Min Balance $0 Details Qualifications Required; Balance: $0.01 and up; Bonus dividend rate 2.87% with bonus APY 3.37%; Base rate 0.50% / Base APY 0.50% without qualifications; Rates accurate as of Oct 13, 2026 Last Updated 10/13/2026 Rate History No change since Oct 9, 2026 · 3.37% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.27%
Momentum Money Market	0.99%	1.00%
Min Balance $500,000 Details Balance: $500,000.00 and over Last Updated 10/13/2026 Rate History No change since Oct 9, 2026 · 1.00% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.27%
Momentum Money Market	0.80%	0.80%
Min Balance $250,000 Details Balance: $250,000.00 - $499,999.99 Last Updated 10/13/2026 Rate History No change since Oct 9, 2026 · 0.80% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.27%
Momentum Money Market	0.60%	0.60%
Min Balance $100,000 Details Balance: $100,000.00 - $249,999.99 Last Updated 10/13/2026 Rate History No change since Oct 9, 2026 · 0.60% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.27%
Momentum Money Market	0.30%	0.30%
Min Balance $50,000 Details Balance: $50,000.00 - $99,999.99 Last Updated 10/13/2026 Rate History No change since Oct 9, 2026 · 0.30% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.27%
Momentum Money Market	0.15%	0.15%
Min Balance $2,500 Details Balance: $2,500.00 - $49,999.99 Last Updated 10/13/2026 Rate History No change since Oct 9, 2026 · 0.15% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.27%

Honor Credit Union Business Money Market Rates

Product	Rate	APY
Business Amplify Money Market Rate - Bonus	-	2.36%
Min Balance $0 Details Qualifications Required; Balance: $0.01 and up; Total dividend of 2.36% APY when both qualifying requirements are met; Bonus dividend of 2.11% APY Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 2.36% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.27%
Business Momentum Money Market	1.78%	1.80%
Min Balance $2,000,000 Details Balance: $2,000,000.00 - $10,000,000 Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 1.80% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.27%
Business Momentum Money Market	1.49%	1.50%
Min Balance $1,000,000 Details Balance: $1,000,000.00 - $1,999,999.99 Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 1.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.27%
Business Momentum Money Market	1.24%	1.25%
Min Balance $500,000 Details Balance: $500,000.00 - $999,999.99 Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 1.25% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.27%
Business Momentum Money Market	0.99%	1.00%
Min Balance $250,000 Details Balance: $250,000.00 - $499,999.99 Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 1.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.27%
Business Momentum Money Market	0.75%	0.75%
Min Balance $100,000 Details Balance: $100,000.00 - $249,999.99 Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 0.75% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.27%
Business Momentum Money Market	0.45%	0.45%
Min Balance $25,000 Details Balance: $25,000.00 - $99,999.99 Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 0.45% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.27%
Business Momentum Money Market	0.30%	0.30%
Min Balance $0 Details Balance: $0.01 - $24,999.99 Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 0.30% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.27%
Business Amplify Money Market Rate	0.25%	0.25%
Min Balance $0 Details Balance: $0.01 and up; Base dividend rate; Rates are variable and subject to change without notice Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.25% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.27%

Honor Credit Union Checking Rates

Product	Rate	APY	View More
Benefits Checking	5.03%	5.15%
Min Deposit $25 Min Balance $0 Details Qualifications Required; Balance: $0.01 - $10,000.00; Earn the 5.15% APY on balances of up to $10,000.00; Members not meeting the Dividend Requirements will not earn dividends; ATM foreign surcharge fees refunded monthly up to $20/month; One account per Member Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 5.15% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.27%

Honor Credit Union Business Checking Rates

Product	Rate	APY
Accelerate Business Checking Account	1.00%	1.00%
Min Deposit $25 Min Balance $0 Details Qualifications Required; Balance: $0.01 - $100,000.00; 1.00% APY earned on balances of up to $100,000.00; if any monthly requirement is not met, monthly interest for that period will not accrue; One account per business member Last Updated 10/13/2026 Rate History No change since Oct 9, 2026 · 1.00% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.27%
Business Advantage Checking Account	0.30%	0.30%
Min Deposit $25 Min Balance $250,000 Details Balance: $250,000.00 +; $25 minimum opening deposit required; Rates are variable and subject to change without notice after account is opened Last Updated 10/13/2026 Rate History No change since Oct 9, 2026 · 0.30% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.27%
Business Advantage Checking Account	0.25%	0.25%
Min Deposit $25 Min Balance $100,000 Details Balance: $100,000.00 - $249,999.99; $25 minimum opening deposit required; Rates are variable and subject to change without notice after account is opened Last Updated 10/13/2026 Rate History No change since Oct 9, 2026 · 0.25% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.27%
Business Advantage Checking Account	0.20%	0.20%
Min Deposit $25 Min Balance $50,000 Details Balance: $50,000.00 - $99,999.99; $25 minimum opening deposit required; Rates are variable and subject to change without notice after account is opened Last Updated 10/13/2026 Rate History No change since Oct 9, 2026 · 0.20% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.27%
Business Advantage Checking Account	0.15%	0.15%
Min Deposit $25 Min Balance $25,000 Details Balance: $25,000.00 - $49,999.99; $25 minimum opening deposit required; Rates are variable and subject to change without notice after account is opened Last Updated 10/13/2026 Rate History No change since Oct 9, 2026 · 0.15% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.27%
Business Advantage Checking Account	0.10%	0.10%
Min Deposit $25 Min Balance $10,000 Details Balance: $10,000.00 - $24,999.99; $25 minimum opening deposit required; Rates are variable and subject to change without notice after account is opened Last Updated 10/13/2026 Rate History No change since Oct 9, 2026 · 0.10% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.27%
Business Advantage Checking Account	0.05%	0.05%
Min Deposit $25 Min Balance $2,500 Details Balance: $2,500.00 - $9,999.99; $25 minimum opening deposit required; Rates are variable and subject to change without notice after account is opened Last Updated 10/13/2026 Rate History No change since Oct 9, 2026 · 0.05% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.27%

Honor Credit Union Mortgage Rates

Product	Rate	Points	APR
MSHDA 30 Year Fixed	6.50%	0.000%	6.619%
Details As Low As; Rate accurate as of Oct 13, 2026 Last Updated 10/13/2026 Rate History 1 change since Oct 2, 2026 · 6.24% → 6.62% ▲ 0.38 pts · high 6.62% / low 6.24% Oct 13, 20266.62%▲ from 6.24% Oct 2, 20266.24%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.27%
Mortgage - Fixed - 15 Year Fixed	6.875%	0.500%	7.095%
Details As Low As; Rate accurate as of Oct 13, 2026 Last Updated 10/13/2026 Rate History 1 change since Oct 2, 2026 · 7.26% → 7.10% ▼ 0.17 pts · high 7.26% / low 7.10% Oct 13, 20267.10%▼ from 7.26% Oct 2, 20267.26%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.27%
Mortgage - Fixed - 15 Year Fixed	7.125%	0.000%	7.265%
Details As Low As; Rate accurate as of Oct 13, 2026 Last Updated 10/13/2026 Rate History 1 change since Oct 2, 2026 · 7.26% → 7.27% ▲ 0.00 pts · high 7.27% / low 7.26% Oct 13, 20267.27%▲ from 7.26% Oct 2, 20267.26%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.27%
Mortgage - Fixed - 30 Year Fixed	7.25%	0.750%	7.414%
Details As Low As; Rate accurate as of Oct 13, 2026 Last Updated 10/13/2026 Rate History 1 change since Oct 2, 2026 · 7.54% → 7.41% ▼ 0.13 pts · high 7.54% / low 7.41% Oct 13, 20267.41%▼ from 7.54% Oct 2, 20267.54%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.27%
Mortgage - Fixed - 10 Year Fixed	7.25%	0.000%	7.446%
Details As Low As; Rate accurate as of Oct 13, 2026 Last Updated 10/13/2026 Rate History 1 change since Oct 2, 2026 · 7.45% → 7.45% ▲ 0.00 pts · high 7.45% / low 7.45% Oct 13, 20267.45%▲ from 7.45% Oct 2, 20267.45%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.27%
Mortgage - Fixed - 20 Year Fixed	7.375%	0.000%	7.489%
Details As Low As; Rate accurate as of Oct 13, 2026 Last Updated 10/13/2026 Rate History 1 change since Oct 2, 2026 · 7.74% → 7.49% ▼ 0.25 pts · high 7.74% / low 7.49% Oct 13, 20267.49%▼ from 7.74% Oct 2, 20267.74%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.27%
Mortgage - Fixed - 30 Year Fixed	7.50%	0.000%	7.589%
Details As Low As; Rate accurate as of Oct 13, 2026 Last Updated 10/13/2026 Rate History 1 change since Oct 2, 2026 · 7.54% → 7.59% ▲ 0.05 pts · high 7.59% / low 7.54% Oct 13, 20267.59%▲ from 7.54% Oct 2, 20267.54%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.27%
Mortgage - Fixed - FHA 30 Year Fixed	7.125%	1.250%	7.894%
Details As Low As; Rate accurate as of Oct 13, 2026 Last Updated 10/13/2026 Rate History 1 change since Oct 2, 2026 · 7.97% → 7.89% ▼ 0.07 pts · high 7.97% / low 7.89% Oct 13, 20267.89%▼ from 7.97% Oct 2, 20267.97%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.27%
Mortgage - Fixed - FHA 30 Year Fixed	7.375%	0.000%	8.013%
Details As Low As; Rate accurate as of Oct 13, 2026 Last Updated 10/13/2026 Rate History 1 change since Oct 2, 2026 · 7.97% → 8.01% ▲ 0.05 pts · high 8.01% / low 7.97% Oct 13, 20268.01%▲ from 7.97% Oct 2, 20267.97%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.27%
RD 30 Year Fixed	7.50%	0.000%	8.049%
Details As Low As; Rate accurate as of Oct 13, 2026 Last Updated 10/13/2026 Rate History 1 change since Oct 2, 2026 · 8.18% → 8.05% ▼ 0.13 pts · high 8.18% / low 8.05% Oct 13, 20268.05%▼ from 8.18% Oct 2, 20268.18%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.27%

Honor Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term
Advantage HELOC	7.00%	-	7.00%
Details As Low As; Home equity line of credit; Rates accurate as of Oct 13, 2026; Based on $10,000 loan, CLTV 80% or less, credit score 730 or above Last Updated 10/13/2026 Rate History 1 change since Sep 14, 2026 · 6.75% → 7.00% ▲ 0.25 pts · high 7.00% / low 6.75% Sep 18, 20267.00%▲ from 6.75% Sep 14, 20266.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.27%
Interest-Only HELOC	7.00%	-	7.00%
Details As Low As; Home equity line of credit; Rates accurate as of Oct 13, 2026; Based on $10,000 loan, CLTV 80% or less, credit score 730 or above Last Updated 10/13/2026 Rate History 1 change since Sep 14, 2026 · 6.75% → 7.00% ▲ 0.25 pts · high 7.00% / low 6.75% Sep 18, 20267.00%▲ from 6.75% Sep 14, 20266.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.27%
Traditional HELOC	7.00%	-	7.00%
Details As Low As; Home equity line of credit; Rates accurate as of Oct 13, 2026; Based on $10,000 loan, CLTV 80% or less, credit score 730 or above Last Updated 10/13/2026 Rate History 1 change since Sep 14, 2026 · 6.75% → 7.00% ▲ 0.25 pts · high 7.00% / low 6.75% Sep 18, 20267.00%▲ from 6.75% Sep 14, 20266.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.27%
Home Equity 10 Year Fixed	7.00%	-	7.682%	10 years
Details As Low As; Home equity fixed loan; Rates accurate as of Oct 13, 2026; Based on $10,000 loan, CLTV 80% or less, credit score 730 or above; 0.25% discount with new or existing Honor checking account with direct deposit Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 7.68% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.27%
Home Equity 15 Year Fixed	7.50%	-	7.996%	15 years
Details As Low As; Home equity fixed loan; Rates accurate as of Oct 13, 2026; Based on $10,000 loan, CLTV 80% or less, credit score 730 or above; 0.25% discount with new or existing Honor checking account with direct deposit Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 8.00% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.27%
Home Equity 5 Year Fixed	6.75%	-	8.007%	5 years
Details As Low As; Home equity fixed loan; Rates accurate as of Oct 13, 2026; Based on $10,000 loan, CLTV 80% or less, credit score 730 or above; 0.25% discount with new or existing Honor checking account with direct deposit Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 8.01% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.27%

Honor Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
Auto, Light Truck, Motorcycle Loan	-	-	4.99%	Up to 48 months
Details As Low As; Advertised rate reflects 0.25% APR discount for credit score 750+ Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 4.99% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.27%
Auto, Light Truck, Motorcycle Loan	-	-	5.49%	49 - 60 months
Details As Low As; Advertised rate reflects 0.25% APR discount for credit score 750+ Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 5.49% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.27%
Auto, Light Truck, Motorcycle Loan	-	-	5.89%	61 - 75 months
Details As Low As; Minimum loan amount $10,000.00; Advertised rate reflects 0.25% APR discount for credit score 750+ Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 5.89% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.27%
Auto, Light Truck, Motorcycle Loan	-	-	6.79%	76 - 84 months
Details As Low As; Minimum loan amount $20,000.00; Advertised rate reflects 0.25% APR discount for credit score 750+ Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 6.79% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.27%
Auto, Light Truck, Motorcycle Loan	-	-	7.69%	85 - 96 months
Details As Low As; Minimum loan amount $30,000.00; Advertised rate reflects 0.25% APR discount for credit score 750+ Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 7.69% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.27%

Honor Credit Union Personal Loan Rates

Product	APR	Term
Personal Loan	11.99%	Up to 24 months
Details As Low As; APR shown is the advertised rate for the Personal Loan table Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 11.99% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.27%
Personal Loan	12.99%	Up to 36 months
Details As Low As; APR shown is the advertised rate for the Personal Loan table Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 12.99% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.27%
Personal Loan	13.99%	Up to 48 months
Details As Low As; APR shown is the advertised rate for the Personal Loan table Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 13.99% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.27%
Personal Loan	14.99%	Up to 60 months
Details As Low As; APR shown is the advertised rate for the Personal Loan table; Minimum loan amount for 60-month term is $10,000 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 14.99% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.27%

Honor Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
10 Year Balloon Loan	8.00%	-	8.132%	10 years
Details As Low As; Balloon product; Balloon rates include 0.25% discount for applicants with an Honor Credit Union checking account with direct deposit; Rates for new purchases of a single family primary residence, $175,000 loan, 75% LTV or less, 780+ credit score Last Updated 10/13/2026 Rate History 3 changes since Sep 14, 2026 · 7.51% → 8.13% ▲ 0.63 pts · high 8.13% / low 7.51% Oct 9, 20268.13%▲ from 8.01% Sep 29, 20268.01%▲ from 7.76% Sep 18, 20267.76%▲ from 7.51% Sep 14, 20267.51%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.27%
5.5 Year Balloon Loan	6.75%	-	6.944%	5.5 years
Details As Low As; Balloon product; Balloon rates include 0.25% discount for applicants with an Honor Credit Union checking account with direct deposit; Rates for new purchases of a single family primary residence, $175,000 loan, 75% LTV or less, 780+ credit score Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 6.94% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.27%
7 Year Balloon Loan	7.25%	-	7.414%	7 years
Details As Low As; Balloon product; Balloon rates include 0.25% discount for applicants with an Honor Credit Union checking account with direct deposit; Rates for new purchases of a single family primary residence, $175,000 loan, 75% LTV or less, 780+ credit score Last Updated 10/13/2026 Rate History 3 changes since Sep 14, 2026 · 6.79% → 7.41% ▲ 0.63 pts · high 7.41% / low 6.79% Oct 9, 20267.41%▲ from 7.29% Sep 29, 20267.29%▲ from 7.04% Sep 18, 20267.04%▲ from 6.79% Sep 14, 20266.79%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.27%
12 Month Roth Certificate of Deposit	1.49%	-	1.50%	12 months
Min Deposit $50 Details Rate Protector eligible: one-time rate adjustment for 3-36 month terms; youth additional 0.25% APY applies; Rate Protector, IRA, Roth IRA, HSA, Coverdell Education Certificate Rates Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 1.50% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.27%
18 Month Roth Certificate of Deposit	1.49%	-	1.50%	18 months
Min Deposit $50 Details Rate Protector eligible: one-time rate adjustment for 3-36 month terms; youth additional 0.25% APY applies; Rate Protector, IRA, Roth IRA, HSA, Coverdell Education Certificate Rates Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 1.50% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.27%
24 Month Roth Certificate of Deposit	1.588%	-	1.60%	24 months
Min Deposit $50 Details Rate Protector eligible: one-time rate adjustment for 3-36 month terms; youth additional 0.25% APY applies; Rate Protector, IRA, Roth IRA, HSA, Coverdell Education Certificate Rates Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 1.60% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.27%
3 Month Roth Certificate of Deposit	0.499%	-	0.50%	3 months
Min Deposit $50 Details Rate Protector eligible: one-time rate adjustment for 3-36 month terms; youth additional 0.25% APY applies; Rate Protector, IRA, Roth IRA, HSA, Coverdell Education Certificate Rates Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 0.50% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.27%
30 Month Roth Certificate of Deposit	1.588%	-	1.60%	30 months
Min Deposit $50 Details Rate Protector eligible: one-time rate adjustment for 3-36 month terms; youth additional 0.25% APY applies; Rate Protector, IRA, Roth IRA, HSA, Coverdell Education Certificate Rates Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 1.60% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.27%
36 Month Roth Certificate of Deposit	1.933%	-	1.95%	36 months
Min Deposit $50 Details Rate Protector eligible: one-time rate adjustment for 3-36 month terms; youth additional 0.25% APY applies; Rate Protector, IRA, Roth IRA, HSA, Coverdell Education Certificate Rates Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 1.95% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.27%
48 Month Roth Certificate of Deposit	2.031%	-	2.05%	48 months
Min Deposit $50 Details Rate Protector eligible: two-time rate adjustment for 37-60 month terms; youth additional 0.25% APY applies; Rate Protector, IRA, Roth IRA, HSA, Coverdell Education Certificate Rates Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 2.05% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.27%
6 Month Roth Certificate of Deposit	1.243%	-	1.25%	6 months
Min Deposit $50 Details Rate Protector eligible: one-time rate adjustment for 3-36 month terms; youth additional 0.25% APY applies; Rate Protector, IRA, Roth IRA, HSA, Coverdell Education Certificate Rates Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 1.25% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.27%
60 Month Roth Certificate of Deposit	2.129%	-	2.15%	60 months
Min Deposit $50 Details Rate Protector eligible: two-time rate adjustment for 37-60 month terms; youth additional 0.25% APY applies; Rate Protector, IRA, Roth IRA, HSA, Coverdell Education Certificate Rates Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 2.15% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.27%
8 Month Roth Certificate of Deposit	3.957%	-	4.03%	8-month special
Min Deposit $1,000 Details 8-month CD Special at 4.03% APY; not applicable for Public Funds; not eligible for Rate Protector; early withdrawal penalty is 90 days of interest; renews at standard 9-month CD terms at maturity; Rate Protector, IRA, Roth IRA, HSA, Coverdell Education Certificate Rates Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 4.03% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.27%
9 Month Roth Certificate of Deposit	1.243%	-	1.25%	9 months
Min Deposit $50 Details Rate Protector eligible: one-time rate adjustment for 3-36 month terms; youth additional 0.25% APY applies; Rate Protector, IRA, Roth IRA, HSA, Coverdell Education Certificate Rates Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 1.25% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.27%
Business Roth Certificate of Deposit - 12 months	1.49%	-	1.50%	12 months
Min Deposit $50 Details Rate Protector eligible: one-time rate adjustment for 3-36 month term CDs; minimum opening deposit $50.00; youth under 18 receive additional 0.25% APY; Rate Protector, IRA, Roth IRA, HSA, Coverdell Education Certificate Rates Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 1.50% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.27%
Business Roth Certificate of Deposit - 12-month add-on	1.49%	-	1.50%	12-month
Min Deposit $50 Details Not eligible for additional 0.25% youth rate bump or rate protector adjustment; not eligible for IRA CDs; minimum opening deposit $50.00; Rate Protector, IRA, Roth IRA, HSA, Coverdell Education Certificate Rates Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 1.50% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.27%
Business Roth Certificate of Deposit - 18 months	1.49%	-	1.50%	18 months
Min Deposit $50 Details Rate Protector eligible: one-time rate adjustment for 3-36 month term CDs; minimum opening deposit $50.00; youth under 18 receive additional 0.25% APY; Rate Protector, IRA, Roth IRA, HSA, Coverdell Education Certificate Rates Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 1.50% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.27%
Business Roth Certificate of Deposit - 24 months	1.588%	-	1.60%	24 months
Min Deposit $50 Details Rate Protector eligible: one-time rate adjustment for 3-36 month term CDs; minimum opening deposit $50.00; youth under 18 receive additional 0.25% APY; Rate Protector, IRA, Roth IRA, HSA, Coverdell Education Certificate Rates Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 1.60% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.27%
Business Roth Certificate of Deposit - 3 months	0.499%	-	0.50%	3 months
Min Deposit $50 Details Rate Protector eligible: one-time rate adjustment for 3-36 month term CDs; minimum opening deposit $50.00; youth under 18 receive additional 0.25% APY; Rate Protector, IRA, Roth IRA, HSA, Coverdell Education Certificate Rates Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 0.50% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.27%
Business Roth Certificate of Deposit - 30 months	1.588%	-	1.60%	30 months
Min Deposit $50 Details Rate Protector eligible: one-time rate adjustment for 3-36 month term CDs; minimum opening deposit $50.00; youth under 18 receive additional 0.25% APY; Rate Protector, IRA, Roth IRA, HSA, Coverdell Education Certificate Rates Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 1.60% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.27%
Business Roth Certificate of Deposit - 36 months	1.933%	-	1.95%	36 months
Min Deposit $50 Details Rate Protector eligible: one-time rate adjustment for 3-36 month term CDs; minimum opening deposit $50.00; youth under 18 receive additional 0.25% APY; Rate Protector, IRA, Roth IRA, HSA, Coverdell Education Certificate Rates Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 1.95% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.27%
Business Roth Certificate of Deposit - 48 months	2.031%	-	2.05%	48 months
Min Deposit $50 Details Rate Protector eligible: two-time rate adjustment for 37-60 month term CDs; minimum opening deposit $50.00; youth under 18 receive additional 0.25% APY; Rate Protector, IRA, Roth IRA, HSA, Coverdell Education Certificate Rates Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 2.05% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.27%
Business Roth Certificate of Deposit - 6 months	1.243%	-	1.25%	6 months
Min Deposit $50 Details Rate Protector eligible: one-time rate adjustment for 3-36 month term CDs; minimum opening deposit $50.00; youth under 18 receive additional 0.25% APY; Rate Protector, IRA, Roth IRA, HSA, Coverdell Education Certificate Rates Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 1.25% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.27%
Business Roth Certificate of Deposit - 60 months	2.129%	-	2.15%	60 months
Min Deposit $50 Details Rate Protector eligible: two-time rate adjustment for 37-60 month term CDs; minimum opening deposit $50.00; youth under 18 receive additional 0.25% APY; Rate Protector, IRA, Roth IRA, HSA, Coverdell Education Certificate Rates Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 2.15% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.27%
Business Roth Certificate of Deposit - 8-month special	3.957%	-	4.03%	8-month
Min Deposit $1,000 Details 8-month CD Special; minimum opening balance $1,000; not applicable for Public Funds; not eligible for rate protector; early withdrawal penalty is 90 days of interest; renews at standard 9-month CD terms at maturity; youth under 18 receive additional 0.25% APY; Rate Protector, IRA, Roth IRA, HSA, Coverdell Education Certificate Rates Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 4.03% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.27%
Business Roth Certificate of Deposit - 9 months	1.243%	-	1.25%	9 months
Min Deposit $50 Details Rate Protector eligible: one-time rate adjustment for 3-36 month term CDs; minimum opening deposit $50.00; youth under 18 receive additional 0.25% APY; Rate Protector, IRA, Roth IRA, HSA, Coverdell Education Certificate Rates Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 1.25% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.27%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Honor Credit Union’s Texas Ratio stayed near 5.36% in Q3 2023 to 5.27% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$1.9B	5.27%	5.0	A+
March 31, 2026	$1.9B	4.83%	5.0	A+
December 31, 2025	$1.8B	6.92%	5.0	A
September 30, 2025	$1.8B	5.50%	5.0	A+
June 30, 2025	$1.8B	5.20%	5.0	A+
March 31, 2025	$1.8B	4.48%	5.0	A+
December 31, 2024	$1.7B	6.20%	5.0	A
September 30, 2024	$1.7B	6.97%	5.0	A
June 30, 2024	$1.7B	7.41%	5.0	A
March 31, 2024	$1.7B	4.99%	5.0	A+
December 31, 2023	$1.7B	6.06%	5.0	A
September 30, 2023	$1.7B	5.36%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Honor Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Honor Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Honor Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Honor Credit Union

Website https://www.honorcu.com

Address 8385 Edgewood Rd, Berrien Springs, MI 49103-9004

Phone 269-983-6357

Fax 269-983-3445

President Brian Brown

CEO Scott McFarland

Full-Time Employees 500

Part-Time Employees 12

Branch Locations 27

ATM Locations 28

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (97/100)

Texas Ratio

5.27%

Return on Assets (ROA)

0.4334%

Return on Equity (ROE)

3.5643%

Non-Performing Loans Ratio (NPL)

0.92%

Total Assets

1,883,528,208

Total Amount of Shares and Deposits

1,623,366,508

Total Shares and Deposits < 1 Year

1,608,662,870

Total Shares and Deposits 1 3 Years

10,085,180

Total Shares and Deposits > 3 Years

4,618,456

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

156,321,798

Total Uninsured Shares and Deposits > $250K (F+J)

156,321,798

Total Insured Shares and Deposits > $250K (item 17 less item K)

1,467,044,710

Total Interest Expense (Sum of items 6 8)

13,455,118

Share Certificates

8,711

Number of Accounts for Share Drafts

81,487

IRA KEOGH Accounts

2,632

Number of Accounts for Regular Shares

131,410

All other shares

1,589

Money Market Shares

38,355

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

126,582,637

Total Liabilities

1,666,853,881

Source: NCUA — Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

Honor Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

<a href="https://www.monitorbankrates.com/credit-unions/honor-credit-union-rates-review-63004">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for Honor Credit Union yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for Honor Credit Union

Frequently Asked Questions About Honor Credit Union

How many branches does Honor Credit Union operate?

Honor Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Honor Credit Union?

Yes, to access services at Honor Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Honor Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Honor Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Honor Credit Union offer online and mobile banking?

Most modern institutions like Honor Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.honorcu.com.

Current Honor Credit Union Rates

12-Month CD1.50%
24-Month CD1.85%
60-Month CD2.40%
Savings0.25%
MMA4.00%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Honor Credit Union Rates & Review October 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Honor Credit Union Texas Ratio

Honor Credit Union Health Trend

Honor Credit Union CD Rates

Honor Credit Union Business CD Rates

Honor Credit Union Savings Rates

Honor Credit Union Business Savings Rates

Honor Credit Union Money Market Rates

Honor Credit Union Business Money Market Rates

Honor Credit Union Checking Rates

Honor Credit Union Business Checking Rates

Honor Credit Union Mortgage Rates

Honor Credit Union Home Equity & HELOC

Honor Credit Union Auto Loan Rates

Honor Credit Union Personal Loan Rates

Honor Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Honor Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Honor Credit Union

How many branches does Honor Credit Union operate?

Is a member application needed to join Honor Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Honor Credit Union offer online and mobile banking?

Current Honor Credit Union Rates

Compare to Other Credit Unions