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University of Wisconsin Credit Union Rates and Review January 2026

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University of Wisconsin Credit Union12-month CD rates can be found at 0.15%, 6-month CD rates at 0.50% and 3-month CD rates at 1.76%. Savings rates are at 0.50% and money market rates are at 0.25%. Mortgage rates on 30-year fixed loans are around 6.17%. Credit Card rates are at 29.24%. Personal Loan rates are at 10.25%. All these rates, and more, can be found in our database of rates which you can compare to University of Wisconsin Credit Union rates.

Compare University of Wisconsin Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of University of Wisconsin Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

University of Wisconsin Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at University of Wisconsin Credit Union? Share your experience about University of Wisconsin Credit Union by leaving a review below, or read customer reviews before you decide to use University of Wisconsin Credit Union.

Overall, University of Wisconsin Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

University of Wisconsin Credit Union
Community Building
8033 Excelsior Dr
Madison, WI 53717
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
Free e-checking
5.00%
$1
15-Month CD
4.01%
$500
7-Month CD
3.85%
$500
24-Month CD
3.80%
$5,000
3-Month CD
3.75%
$1,000
48-Month CD
3.75%
$250
18-Month CD
3.75%
$500
48-Month CD
3.75%
$500
60-Month CD
3.50%
$2,500
60-Month CD
3.40%
$500
60-Month CD
3.30%
$1,000
18-Month CD
3.30%
$500
18-Month CD
3.30%
$1,000
18-Month CD
3.25%
$1,000
26-Month CD
3.25%
$1,000
33-Month CD
3.25%
$1,000
60-Month CD
3.05%
$1,000
24-Month CD
3.03%
$1,000
24-Month CD
2.79%
$500
18-Month CD
2.75%
$500
36-Month CD
2.75%
$1,000
24-Month CD
2.63%
$1,000
36-Month CD
2.52%
$1,000
24-Month CD
2.26%
$1,000
18-Months CD
2.10%
$500
24-Month CD
2.02%
$500
60-Month CD
1.75%
$1,000
48-Month CD
1.51%
$500
24-Month CD
1.50%
$1,000
36-Month CD
1.50%
$500
36-Month CD
1.31%
$1,000
Statement Savings
0.95%
$200
24-Month CD
0.80%
$5,000
24-Month CD
0.50%
$1,000
Money Market
0.50%
$2,500
36-Month CD
0.50%
$1,000
Money Market
0.30%
$2,500
Power Advantage Checking
0.25%
$500
36-Month CD
0.25%
$1,000
18-Month CD
0.25%
$1,000
24-Month CD
0.20%
$500
24-Month CD
0.15%
$1,000
Interest-Bearing Checking
0.10%
$100
Statement Savings
0.10%
$10
Interest Checking
0.10%
$1
Preferred Checking
0.05%
$2,500
Money Market
0.02%
$0
Savings
0.01%
$0
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
20-Year Fixed
6.125%
6.201%
0.000
5.875%
6.055%
0.000
30-Year Fixed Jumbo
6.750%
6.825%
0.000
5.750%
5.827%
0.000
5.625%
6.461%
0.000
6.000%
6.059%
0.000
30-Year Fixed
6.125%
6.167%
0.000
5.375%
5.935%
0.000
5.500%
5.803%
0.000
20-Year Fixed
6.000%
6.097%
0.000
15 Year Fixed
5.120%
5.192%
0.000
30-Year Fixed Jumbo
6.500%
6.553%
0.000
5.500%
5.533%
0.000
30-Year Fixed
5.750%
5.788%
0.000
5.375%
5.488%
0.250
5.375%
5.999%
0.000
30-Year Fixed
5.875%
5.950%
0.000
30-Year Fixed
6.250%
6.263%
0.000
5.875%
6.019%
1.000
5/6 ARM
5.875%
5.947%
0.000
7.000%
7.168%
0.000
5.875%
6.190%
1.000
5.875%
5.958%
0.000
15 Year Fixed
5.500%
5.677%
0.000
30-Year Fixed
6.000%
6.048%
0.000
30 year Fixed
6.000%
6.034%
0.000
15-Year Fixed
5.125%
5.284%
0.000
15-Year Fixed
5.350%
5.462%
0.000
5.125%
5.173%
0.000
3-Year ARM
5.125%
5.911%
0.000
5.500%
5.680%
1.125
4.740%
7.533%
0.000
5.625%
5.741%
0.000
30-Year Fixed
6.125%
6.198%
0.000
4.875%
5.129%
0.000
5.750%
5.767%
0.000
30-Year (Jumbo)
6.000%
6.011%
0.000
5.850%
5.891%
0.000
5.875%
5.900%
0.000
4.240%
7.689%
0.000
15-Year Fixed
5.250%
5.347%
0.000
5.125%
5.637%
0.250
15 Year Fixed
5.250%
5.306%
0.000
30-Year Fixed
5.625%
5.658%
0.000
6.000%
6.160%
0.000
5.875%
6.055%
0.000
30-Year Fixed Jumbo
6.250%
6.261%
0.000
10-Year Fixed
5.375%
5.590%
0.000
5.625%
6.072%
0.000
5.000%
5.242%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
8.900%
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Security Service Power Rewards MasterCard
18.000%
VISA® Gold
11.960%
13.240%
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
8.900% - 13.900%
Based upon credit worthiness.
Visa Crimson Rewards Card
13.740%
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.
Prime Platinum Visa Credit Card
11.500%
Visa Student Rewards Card
17.990%
Visa Classic Card
12.900%
No annual fee
Savings Secured Visa®
18.000%
World Cash Back Credit Card Mastercard
18.000%
Platinum Low Rate VISA
12.240%
Low Rate Platinum Card
13.900%
Academic VISA® Gold
15.400%
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
16.240% - 27.240%
14.740%
Visa Platinum Preferred Starter
17.990%
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
9.990%
Visa Business Rewards Card
15.240%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
Open-End Unsecured Signature Loan-Line of Credit
10.200%
$0
Unsecured Signature Loan
9.250%
$0
1 - 24
Personal Line of Credit
13.040%
$0
Personal Loan
12.000% - 12.090%
$1,500 - $15,000
60 - 60
10.000%
$0
1 - 36
Personal/Signature Loans
11.150%
$0
60 - 60
Personal Line of Credit Variable
13.150%
$0
10.990%
$500
36
Personal Loan
12.000% - 12.110%
$1,500 - $15,000
48 - 48
9.200% - 17.950%
$0 - $15,000
60 - 60
11.240% - 17.950%
$0
25 - 36
Personal Loans
13.450%
$0
60
10.250% - 17.950%
$0
1 - 36
Preferred Personal Loan
10.000%
$0
60
9.990% - 16.240%
$0
61 - 66
Debt Consolidated
9.490%
$500
36
Personal Line of Credit
11.500%
$0
Personal Loan
13.000% - 13.140%
$1,500 - $15,000
36 - 36
9.990%
$0
1 - 60
10.650%
$0
13.450%
$0
Unsecured Personal Loan
12.740%
$0 - $50,000
61 - 72
Line of Credit Variable Rate
10.200% - 17.950%
$0 - $15,000
1 - 60
10.490%
$0
60 - 60
8.990% - 17.990%
$0
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have University of Wisconsin Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: University of Wisconsin Credit Union
Full Time Employees: 830
Part Time Employees: 72
President: Kelly Wilson
CEO: Paul Kundert
Branch Locations: 38
ATM Locations: 34
Corporate Office Address:
8033 Excelsior Dr
Madison, WI 53717
Phone Number: 608-232-5000
Fax Number: 608-232-5044

Financials

Total Assets:
6,174,111,524
Total Amount of Shares and Deposits:
5,353,227,606
Total Shares and Deposits < 1 Year:
5,218,906,513
Total Shares and Deposits 1 3 Years:
122,785,978
Total Shares and Deposits > 3 Years:
11,535,115
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
509,634,539
Total Uninsured Shares and Deposits > $250K (F+J):
509,634,539
Total Insured Shares and Deposits > $250K (item 17 less item K):
4,843,593,067
Total Interest Expense (Sum of items 6 8):
77,236,667
Share Certificates:
32,724
Number of Accounts for Share Drafts:
296,071
IRA KEOGH Accounts:
8,654
Number of Accounts for Regular Shares:
455,136
Money Market Shares:
35,680
Net Income (unless the amount is already included in Undivided Earnings):
41,375,880
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
327,023,971
Total Liabilities:
5,613,492,108
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About University of Wisconsin Credit Union

Is a member application needed to join University of Wisconsin Credit Union?

Yes, to access services at University of Wisconsin Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, University of Wisconsin Credit Union provides a range of mortgage and home equity products.

Is University of Wisconsin Credit Union a safe place to deposit money?

Yes, University of Wisconsin Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does University of Wisconsin Credit Union offer online and mobile banking?

Most modern institutions like University of Wisconsin Credit Union provide digital access including online balance checks and transfers.

Current University of Wisconsin Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions