FourLeaf Federal Credit Union Rates and Review February 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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FourLeaf Federal Credit Union's 8 month FourLeaf CD 8 Month Promotional rates are at 4.00%, 9 month 9 Month Business CD Account rates are at 3.00%, 9 month FourLeaf CD 9 Month rates are at 3.00%, IRA CD 9 Month rates are at 3.00%, 60 month 60 Month Business CD Account rates are at 2.25%. FourLeaf Federal Credit Union's savings rates are at 0.10%. FourLeaf Federal Credit Union's money market rates are at 0.10%. FourLeaf Federal Credit Union's Personal Loan Rates are at 8.99%.
FourLeaf Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available.Have you opened an account or have any experiences at FourLeaf Federal Credit Union? Share your experience about by leaving a review below, or read customer reviews before you decide to use . FourLeaf Federal Credit Union Texas RatioFourLeaf Federal Credit Union's Texas Ratio is at 17.85%, which is considered good. The Texas Ratio for FourLeaf Federal Credit Union is higher than the national average of all banks, currently at 6.13%. The Texas Ratio is a key indicator of financial health. This suggests that while FourLeaf Federal Credit Union has some non-performing assets, it maintains sufficient capital reserves to handle potential losses. MonitorBankRates Rating
4.8
Excellent
Out of 5.0 Stars
FourLeaf Federal Credit Union has earned a Smart Rating of 4.8 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions. Overall, FourLeaf Federal Credit Union is an excellent credit union worth considering, with an overall rating of 4.8 stars out of 5 stars. Current Interest RatesProduct
APY/APR
vs.Avg
"N/A" indicates the product is not offered or the rate is unavailable.
FourLeaf Federal Credit Union
Bethpage 899 S Oyster Bay Rd
Bethpage, NY 11714 1030 
FourLeaf Federal Credit Union CD Rates
FourLeaf Federal Credit Union Savings Rates
FourLeaf Federal Credit Union Money Market Rates
FourLeaf Federal Credit Union Checking Rates
FourLeaf Federal Credit Union Mortgage Rates
FourLeaf Federal Credit Union Home Equity & HELOC
FourLeaf Federal Credit Union Auto Loan Rates
FourLeaf Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for FourLeaf Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather FourLeaf Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with FourLeaf Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & OverviewCredit Union Name: FourLeaf Federal Credit Union
Website: https://www.fourleaffcu.com/
Full Time Employees: 985Part Time Employees: 14 President: Anne Brigis CEO: Linda Armyn Branch Locations: 41 ATM Locations: 33 Corporate Office Address:
899 S Oyster Bay Rd
Bethpage, NY 11714 1030 Phone Number: 516-349-6800 Fax Number: 516-349-4251 FinancialsTotal Assets:
14,059,079,975
Total Amount of Shares and Deposits:
12,527,689,204
Total Shares and Deposits < 1 Year:
11,966,142,930
Total Shares and Deposits 1 3 Years:
401,912,507
Total Shares and Deposits > 3 Years:
159,633,767
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
1,493,525,277
Total Uninsured Shares and Deposits > $250K (F+J):
1,493,525,277
Total Insured Shares and Deposits > $250K (item 17 less item K):
11,034,163,927
Total Interest Expense (Sum of items 6 8):
234,637,101
Share Certificates:
87,874
Number of Accounts for Share Drafts:
334,752
IRA KEOGH Accounts:
23,711
Number of Accounts for Regular Shares:
593,885
Money Market Shares:
78,958
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
329,001,382
Total Liabilities:
12,959,392,946
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Source: NCUA Last Updated 09/30/2025
Customer ReviewsirLB
December 17, 2025
VRGW
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Frequently Asked Questions About FourLeaf Federal Credit UnionIs a member application needed to join FourLeaf Federal Credit Union?Yes, to access services at FourLeaf Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, FourLeaf Federal Credit Union provides a range of mortgage and home equity products. Is FourLeaf Federal Credit Union a safe place to deposit money?Yes, FourLeaf Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does FourLeaf Federal Credit Union offer online and mobile banking?Most modern institutions like FourLeaf Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
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