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iAdvertiser Disclosure
Advertiser Disclosure
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 One Nevada Credit Union Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 3, 2026
One Nevada Credit Union's 1 Year CD rates are at 3.30%, 2 Year CD rates are at 3.04%, 3 Year CD rates are at 3.04%, 4 Year CD rates are at 3.04%, 6 Month CD rates are at 3.04%. One Nevada Credit Union's savings rates are at 0.05%. One Nevada Credit Union's money market rates are at 1.26%. One Nevada Credit Union's 15 Year Fixed rates are at 6.25%, FHA 30 Year Fixed rates are at 6.12%, Refi VA 30 Year Fixed rates are at 6.25%, 30 Year Fixed rates are at 6.75%, Refi 30 Year Fixed rates are at 6.88%. One Nevada Credit Union's Personal Loan Rates are at 11.75%. MonitorBankRates evaluates the financial stability of One Nevada Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.50%. Rates last updated and verified on 09/03/2026. One Nevada Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at One Nevada Credit Union? Share your experience about One Nevada Credit Union by leaving a review below, or read customer reviews before you decide to use One Nevada Credit Union. One Nevada Credit Union
Corporate Office 2645 S Mojave Rd
https://www.onenevada.org Las Vegas, NV 89121-1238 
One Nevada Credit Union CD Rates
One Nevada Credit Union Savings Rates
One Nevada Credit Union Money Market Rates
One Nevada Credit Union Mortgage Rates
One Nevada Credit Union Home Equity & HELOC
One Nevada Credit Union Auto Loan Rates
One Nevada Credit Union Credit Card Rates
One Nevada Credit Union Personal Loan Rates
Financial Health HistoryOne Nevada Credit Union’s Texas Ratio stayed near 0.78% in Q2 2023 to 0.50% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the amber line marks the 15% level a credit union must stay under to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy threshold
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MonitorBankRates
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for One Nevada Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather One Nevada Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with One Nevada Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
One Nevada Credit Union
Website
https://www.onenevada.org
Address
2645 S Mojave Rd,
Las Vegas, NV 89121-1238
Phone
702-457-1000
Fax
President
Mark Ferrario
CEO
Stephen O'Donnell
Full-Time Employees
182
Part-Time Employees
1
Branch Locations
15
ATM Locations
16
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.50%
Return on Assets (ROA)
0.3511%
Return on Equity (ROE)
2.1575%
Non-Performing Loans Ratio (NPL)
0.21%
Total Assets
1,512,243,286
Total Amount of Shares and Deposits
1,257,726,001
Total Shares and Deposits < 1 Year
1,246,268,273
Total Shares and Deposits 1 3 Years
10,198,129
Total Shares and Deposits > 3 Years
1,259,599
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
68,482,616
Total Uninsured Shares and Deposits > $250K (F+J)
68,482,616
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,189,243,385
Total Interest Expense (Sum of items 6 8)
2,801,797
Share Certificates
3,203
Number of Accounts for Share Drafts
54,536
IRA KEOGH Accounts
1,686
Number of Accounts for Regular Shares
117,484
Money Market Shares
6,501
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
346,168,278
Total Liabilities
1,274,690,766
Source: NCUA — Last Updated 03/31/2026
Customer ReviewsxdDI
December 17, 2025
ajKR
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Frequently Asked Questions About One Nevada Credit UnionHow many branches does One Nevada Credit Union operate?One Nevada Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join One Nevada Credit Union?Yes, to access services at One Nevada Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, One Nevada Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, One Nevada Credit Union provides members with tools to manage their accounts and build a solid financial history. Does One Nevada Credit Union offer online and mobile banking?Most modern institutions like One Nevada Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.onenevada.org. Current One Nevada Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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