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Port Washington State Bank Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
Location-Based Rate Tables
Bank & Credit Union Health Safety Ratings
Bank & Credit Union Star Ratings
Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated and Verified: October 20, 2026
Port Washington State Bank's 18-Month CD rates are at 4.15%, Individual Retirement Accounts - 2 Year rates are at 4.15%, 9-Month CD rates are at 3.82%, Certificate of Deposit - 1 Year rates are at 2.25%, Certificate of Deposit - 2 Year rates are at 2.25%. Port Washington State Bank's savings rates are at 0.32%. Port Washington State Bank's money market rates are at 2.53%. Port Washington State Bank's checking rates are as high as 0.01%. Port Washington State Bank's 15 Year Fixed Rate rates are at 6.875%, 10 Year Fixed Rate rates are at 6.875%, 20 Year Fixed Rate rates are at 7.125%, 30 Year Fixed Rate rates are at 7.375%, Vacant Land - 3 year ARM rates are at 6.99%. MonitorBankRates evaluates the financial stability of Port Washington State Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.97%. Rates last updated and verified on 10/20/2026.
Port Washington State Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Port Washington State Bank? Share your experience about Port Washington State Bank by leaving a review below, or read customer reviews before you decide to use Port Washington State Bank.
Port Washington State Bank has earned an overall safety grade of A+ (Exceptional, Score: 100/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective FDIC regulatory data.
MonitorBankRates Rating
?
5.0
ExceptionalOut of 5.0 Stars
MonitorBankRates Star Rating
Port Washington State Bank has earned a Star Rating of 5.0 out of 5 stars (Exceptional).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with customer feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
?
0.97%
ExcellentLower than avg
Port Washington State Bank Texas Ratio
Port Washington State Bank's Texas Ratio is 0.97%, which is considered excellent and is lower than the national average of 5.85%.
Port Washington State Bank has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
2.20% to 0.97% over 12 quarters, improvingFull history
Star Rating 2.9 to 5.0, Health Grade C+ to A+
The Texas Ratio for this bank has improved and is now very strong since Q3 2023. Lower is healthier; the amber line is the 15% level required for the MBR Verified Healthy badge.
Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.
Port Washington State Bank CD Rates
Product
Rate
APY
Term
View More
18-Month CD
4.07%
4.15%
18 months
Min Deposit$1,000
Min Balance$1,000
DetailsCertificate of Deposit Special Offer; Simple Interest Rate 4.07%
Last Updated10/20/2026
Rate History
1 change since Sep 19, 2026 · 3.56% → 4.15% ▲ 0.59 pts · high 4.15% / low 3.56%
Sep 27, 20264.15%▲ from 3.56%
Sep 19, 20263.56%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.97%
Individual Retirement Accounts - 2 Year
4.09%
4.15%
2 Year
Min Deposit$1
Min Balance$1
DetailsSimple Interest Rate: 4.09%; Minimum Balance to Receive APY: $1.00
Last Updated10/20/2026
Rate History
1 change since Sep 19, 2026 · 3.55% → 4.15% ▲ 0.60 pts · high 4.15% / low 3.55%
Sep 27, 20264.15%▲ from 3.55%
Sep 19, 20263.55%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.97%
9-Month CD
3.75%
3.82%
9 months
Min Deposit$1,000
Min Balance$1,000
DetailsCertificate of Deposit Special Offer; Simple Interest Rate 3.75%
Last Updated10/20/2026
Rate History
No change since Sep 19, 2026 · 3.82% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.97%
Certificate of Deposit - 1 Year
2.23%
2.25%
1 Year
Min Deposit$1,000
Min Balance$10,000
DetailsBalance: $10,000.00 or More
Last Updated10/20/2026
Rate History
No change since Oct 20, 2026 · 2.25% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.97%
Certificate of Deposit - 2 Year
2.23%
2.25%
2 Year
Min Deposit$1,000
Min Balance$10,000
DetailsBalance: $10,000.00 or More
Last Updated10/20/2026
Rate History
No change since Oct 20, 2026 · 2.25% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.97%
Certificate of Deposit - 3 Year
2.23%
2.25%
3 Year
Min Deposit$1,000
Min Balance$10,000
DetailsBalance: $10,000.00 or More
Last Updated10/20/2026
Rate History
No change since Oct 20, 2026 · 2.25% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.97%
Certificate of Deposit - 4 Year
2.23%
2.25%
4 Year
Min Deposit$1,000
Min Balance$10,000
DetailsBalance: $10,000.00 or More
Last Updated10/20/2026
Rate History
No change since Oct 20, 2026 · 2.25% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.97%
Certificate of Deposit - 5 Year
2.23%
2.25%
5 Year
Min Deposit$1,000
Min Balance$10,000
DetailsBalance: $10,000.00 or More
Last Updated10/20/2026
Rate History
No change since Oct 20, 2026 · 2.25% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.97%
Certificate of Deposit - 1 Year
2.13%
2.15%
1 Year
Min Deposit$1,000
Min Balance$1,000
DetailsBalance: $1,000.00 - $9,999.99
Last Updated10/20/2026
Rate History
No change since Oct 20, 2026 · 2.15% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.97%
Certificate of Deposit - 2 Year
2.13%
2.15%
2 Year
Min Deposit$1,000
Min Balance$1,000
DetailsBalance: $1,000.00 - $9,999.99
Last Updated10/20/2026
Rate History
No change since Oct 20, 2026 · 2.15% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.97%
Certificate of Deposit - 3 Year
2.13%
2.15%
3 Year
Min Deposit$1,000
Min Balance$1,000
DetailsBalance: $1,000.00 - $9,999.99
Last Updated10/20/2026
Rate History
No change since Oct 20, 2026 · 2.15% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.97%
Certificate of Deposit - 4 Year
2.13%
2.15%
4 Year
Min Deposit$1,000
Min Balance$1,000
DetailsBalance: $1,000.00 - $9,999.99
Last Updated10/20/2026
Rate History
No change since Oct 20, 2026 · 2.15% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.97%
Certificate of Deposit - 5 Year
2.13%
2.15%
5 Year
Min Deposit$1,000
Min Balance$1,000
DetailsBalance: $1,000.00 - $9,999.99
Last Updated10/20/2026
Rate History
No change since Oct 20, 2026 · 2.15% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.97%
Individual Retirement Accounts - 1 Year
2.13%
2.15%
1 Year
Min Deposit$1
Min Balance$1
DetailsSimple Interest Rate: 2.13%; Minimum Balance to Receive APY: $1.00
Last Updated10/20/2026
Rate History
No change since Sep 19, 2026 · 2.15% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.97%
Individual Retirement Accounts - 3 Year
2.13%
2.15%
3 Year
Min Deposit$1
Min Balance$1
DetailsSimple Interest Rate: 2.13%; Minimum Balance to Receive APY: $1.00
Last Updated10/20/2026
Rate History
No change since Sep 19, 2026 · 2.15% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.97%
Individual Retirement Accounts - 4 Year
2.13%
2.15%
4 Year
Min Deposit$1
Min Balance$1
DetailsSimple Interest Rate: 2.13%; Minimum Balance to Receive APY: $1.00
Last Updated10/20/2026
Rate History
No change since Sep 19, 2026 · 2.15% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.97%
Individual Retirement Accounts - 5 Year
2.13%
2.15%
5 Year
Min Deposit$1
Min Balance$1
DetailsSimple Interest Rate: 2.13%; Minimum Balance to Receive APY: $1.00
Last Updated10/20/2026
Rate History
No change since Sep 19, 2026 · 2.15% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.97%
182 Day Certificate of Deposit
0.75%
0.75%
182 Days
Min Deposit$1,000
Min Balance$1,000
DetailsSimple interest rate 0.75%; minimum balance to receive APY $1,000.00
Last Updated10/20/2026
Rate History
No change since Oct 7, 2026 · 0.75% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.97%
Certificate of Deposit - 182 Days
0.75%
0.75%
182 Days
Min Deposit$1,000
Min Balance$1,000
Last Updated10/20/2026
Rate History
No change since Oct 14, 2026 · 0.75% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.97%
90 Day Certificate of Deposit
0.50%
0.50%
90 Days
Min Deposit$1,000
Min Balance$1,000
DetailsSimple interest rate 0.50%; minimum balance to receive APY $1,000.00
Last Updated10/20/2026
Rate History
No change since Oct 7, 2026 · 0.50% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.97%
Certificate of Deposit - 90 Days
0.50%
0.50%
90 Days
Min Deposit$1,000
Min Balance$1,000
Last Updated10/20/2026
Rate History
No change since Oct 14, 2026 · 0.50% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.97%
Port Washington State Bank Savings Rates
Product
Rate
APY
View More
Health Savings Accounts (HSA)
0.32%
0.32%
Min Deposit$25
Min Balance$15,000
DetailsBalance: $15,000.00 or More; Minimum Balance to Receive APY: $15,000.00
Last Updated10/20/2026
Rate History
No change since Sep 19, 2026 · 0.32% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.97%
Health Savings Accounts (HSA)
0.22%
0.22%
Min Deposit$25
Min Balance$5,000
DetailsBalance: $5,000.00 - $14,999.99; Minimum Balance to Receive APY: $5,000.00
Last Updated10/20/2026
Rate History
No change since Sep 19, 2026 · 0.22% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.97%
Health Savings Accounts (HSA)
0.12%
0.12%
Min Deposit$25
Min Balance$500
DetailsBalance: $500.00 - $4,999.99; Minimum Balance to Receive APY: $500.00
Last Updated10/20/2026
Rate History
No change since Sep 19, 2026 · 0.12% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.97%
Health Savings Accounts (HSA)
0.02%
0.02%
Min Deposit$25
Min Balance$0
DetailsBalance: $499.99 or Less; Minimum Balance to Receive APY: $0.00
Last Updated10/20/2026
Rate History
No change since Sep 19, 2026 · 0.02% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.97%
Holiday Savings
0.01%
0.01%
Min Deposit$1
Min Balance$0
DetailsMinimum Balance to Receive APY: $0.00
Last Updated10/20/2026
Rate History
No change since Sep 19, 2026 · 0.01% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.97%
Regular Savings
0.01%
0.01%
Min Deposit$1
Min Balance$0
DetailsMinimum Balance to Receive APY: $0.00
Last Updated10/20/2026
Rate History
No change since Sep 19, 2026 · 0.01% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.97%
Youth Savings
0.01%
0.01%
Min Deposit$1
Min Balance$0
DetailsMinimum Balance to Receive APY: $0.00
Last Updated10/20/2026
Rate History
No change since Sep 19, 2026 · 0.01% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.97%
Port Washington State Bank Money Market Rates
Product
Rate
APY
View More
Relationship Money Market
2.50%
2.53%
Min Deposit$25,000
Min Balance$250,000
DetailsBalance: $250,000.00 or More
Last Updated10/20/2026
Rate History
No change since Oct 14, 2026 · 2.53% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.97%
Relationship Money Market
1.70%
1.71%
Min Deposit$25,000
Min Balance$100,000
DetailsBalance: $100,000.00 - $249,999.99
Last Updated10/20/2026
Rate History
No change since Oct 14, 2026 · 1.71% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.97%
Relationship Money Market
0.70%
0.70%
Min Deposit$25,000
Min Balance$25,000
DetailsBalance: $25,000.00 - $99,999.99
Last Updated10/20/2026
Rate History
No change since Sep 19, 2026 · 0.70% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.97%
Premium Money Market
0.35%
0.35%
Min Deposit$10,000
Min Balance$10,000
DetailsBalance: $10,000.00 or More
Last Updated10/20/2026
Rate History
No change since Sep 19, 2026 · 0.35% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.97%
Relationship Money Market
0.35%
0.35%
Min Deposit$25,000
Min Balance$25,000
DetailsBalance: $0.00 - $24,999.99
Last Updated10/20/2026
Rate History
1 change since Sep 19, 2026 · 0.70% → 0.35% ▼ 0.35 pts · high 0.70% / low 0.35%
Oct 20, 20260.35%▼ from 0.70%
Sep 19, 20260.70%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.97%
Money Market
0.10%
0.10%
Min Deposit$1,000
Min Balance$1,000
DetailsBalance: $1,000.00 or More
Last Updated10/20/2026
Rate History
No change since Sep 19, 2026 · 0.10% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.97%
Premium Money Market
0.10%
0.10%
Min Deposit$10,000
Min Balance$10,000
DetailsBalance: $0.00 - $9,999.99
Last Updated10/20/2026
Rate History
1 change since Sep 19, 2026 · 0.35% → 0.10% ▼ 0.25 pts · high 0.35% / low 0.10%
Oct 20, 20260.10%▼ from 0.35%
Sep 19, 20260.35%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.97%
Money Market
0.01%
0.01%
Min Deposit$1,000
Min Balance$1,000
DetailsBalance: $0.00 - $999.99
Last Updated10/20/2026
Rate History
1 change since Sep 19, 2026 · 0.10% → 0.01% ▼ 0.09 pts · high 0.10% / low 0.01%
Oct 20, 20260.01%▼ from 0.10%
Sep 19, 20260.10%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.97%
Port Washington State Bank Checking Rates
Product
Rate
APY
View More
AdvantEdge Checking Plus Interest
0.01%
0.01%
Min Deposit$25
Min Balance$0
DetailsBalance: $0.00 - $2,499.99; Minimum Balance to Receive APY: $0.00
Last Updated10/20/2026
Rate History
No change since Sep 19, 2026 · 0.01% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.97%
AdvantEdge Checking Plus Interest
0.01%
0.01%
Min Deposit$25
Min Balance$2,500
DetailsBalance: $2,500.00 - $4,999.99; Minimum Balance to Receive APY: $2,500.00
Last Updated10/20/2026
Rate History
No change since Sep 19, 2026 · 0.01% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.97%
AdvantEdge Checking Plus Interest
0.01%
0.01%
Min Deposit$25
Min Balance$5,000
DetailsBalance: $5,000.00 - $9,999.99; Minimum Balance to Receive APY: $5,000.00
Last Updated10/20/2026
Rate History
No change since Sep 19, 2026 · 0.01% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.97%
AdvantEdge Checking Plus Interest
0.01%
0.01%
Min Deposit$25
Min Balance$10,000
DetailsBalance: $10,000.00 - $24,999.99; Minimum Balance to Receive APY: $10,000.00
Last Updated10/20/2026
Rate History
No change since Sep 19, 2026 · 0.01% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.97%
AdvantEdge Checking Plus Interest
0.01%
0.01%
Min Deposit$25
Min Balance$25,000
DetailsBalance: $25,000.00 and over; Minimum Balance to Receive APY: $25,000.00
Last Updated10/20/2026
Rate History
No change since Sep 19, 2026 · 0.01% APY · checked 10 times
2 changes since Sep 24, 2026 · 7.57% → 7.57% ▼ 0.00 pts · high 7.57% / low 7.44%
Oct 20, 20267.57%▲ from 7.44%
Oct 20, 20267.44%▼ from 7.57%
Sep 24, 20267.57%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.97%
Financial Health History
Port Washington State Bank’s Texas Ratio fell from 2.20% in Q3 2023 to 0.97% in Q2 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 2.9 to 5.0 and its Health Grade from C+ to A+. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.
Show the quarterly figures
Quarter
Total assets
Texas Ratio
Star Rating
Health Grade
June 30, 2026
$1.0B
0.97%
5.0
A+
March 31, 2026
$1.0B
1.93%
5.0
A+
December 31, 2025
$1.0B
1.73%
4.8
A
September 30, 2025
$971M
1.83%
4.9
A+
June 30, 2025
$946M
2.64%
4.7
A
March 31, 2025
$963M
4.50%
4.3
A-
December 31, 2024
$960M
3.43%
4.0
B+
September 30, 2024
$910M
2.11%
4.8
A
June 30, 2024
$903M
2.03%
4.0
B+
March 31, 2024
$907M
2.74%
4.0
B+
December 31, 2023
$972M
1.47%
3.7
B
September 30, 2023
$899M
2.20%
2.9
C+
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data Sources
MonitorBankRates Star Rating:
Our rating for Port Washington State Bank is derived from comprehensive financial data published quarterly by the FDIC.
Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.
Texas Ratio:
We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation:
We gather Port Washington State Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Port Washington State Bank's official website for the most current offers and terms.
Address
206 N Franklin St,
Port Washington, WI 53074 · Ozaukee
Bank Holding CompanyPORT BANCSHARES INC
FDIC Certificate #8698
RegulatorFDIC
EstablishedSeptember 11, 1899
FDIC Insurance DateJanuary 1, 1934
Domestic Offices8
Total Branches8
FDIC Insured✓ Yes, up to $250,000 per depositor
Financials
MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.97%
National Average Texas Ratio
5.85%
Return on Assets (ROA)
0.7151%
Return on Equity (ROE)
10.2500%
Non-Performing Loans Ratio (NPL)
0.07%
Total Assets
$1,009,818,000
Total Deposits
$926,853,000
Equity Capital
$72,493,000
Net Income
$3,632,000
Headquarters
Port Washington
Total Branches and Offices
8
Source: FDIC — Last Updated June 30, 2026
2026 MBR Health & Safety Badge
Port Washington State Bank earned the Verified Healthy badge
Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.
Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.
Learn more about the MBR Health & Safety Badge program on our methodology page.
Customer Reviews
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Total Reviews
0
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Frequently Asked Questions About Port Washington State Bank
Does Port Washington State Bank offer CDs?
Yes. Port Washington State Bank offers certificates of deposit (CDs) with fixed interest rates across multiple term lengths. Its current CD rates, verified by MonitorBankRates, are listed on this page.
Are CDs from Port Washington State Bank FDIC insured?
Yes. Port Washington State Bank is insured by the Federal Deposit Insurance Corporation (FDIC), so CDs opened there are insured up to $250,000 per depositor, per ownership category.
What is the highest CD rate at Port Washington State Bank?
The highest CD rate MonitorBankRates has verified for Port Washington State Bank is 4.15% APY on its 18-Months 18-Month CD, as of October 20, 2026.
What CD terms does Port Washington State Bank offer?
The Port Washington State Bank CD terms we track include 9 month, 12 month, 18 month, 2 year, 3 year, 4 year and 5 year terms, with rates from 2.25% to 4.15% APY. The institution may offer other terms or specials that are not listed here, so check with Port Washington State Bank for its full lineup.
What is the highest savings rate at Port Washington State Bank?
The highest savings rate MonitorBankRates has verified for Port Washington State Bank is 0.32% APY on its Health Savings Accounts (HSA), as of October 20, 2026.
What is the highest money market rate at Port Washington State Bank?
The highest money market rate MonitorBankRates has verified for Port Washington State Bank is 2.53% APY on its Relationship Money Market, as of October 20, 2026.
What is the highest checking rate at Port Washington State Bank?
The highest checking rate MonitorBankRates has verified for Port Washington State Bank is 0.01% APY on its AdvantEdge Checking Plus Interest, as of October 20, 2026.
What is the lowest 30 year fixed mortgage rate at Port Washington State Bank?
The lowest 30 year fixed mortgage rate MonitorBankRates has verified for Port Washington State Bank is 7.375% rate on its 30 Year Fixed Rate, as of October 20, 2026.
How many branches does Port Washington State Bank operate?
Port Washington State Bank currently maintains approximately 8 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is there a first-time homebuyer program?
Currently, Port Washington State Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, Port Washington State Bank provides members with tools to manage their accounts and build a solid financial history.
Does Port Washington State Bank offer online and mobile banking?
Most modern institutions like Port Washington State Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.pwsb.bank.
Are all CD rates listed on MonitorBankRates federally insured?
Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.
I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?
You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Confirm the current rate and terms with the institution before you deposit.
If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?
Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.
Why are some CD offers not available for me to open?
Some offers are limited to certain states or local areas, require membership or an existing account, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.
How do Port Washington State Bank rates compare?
Port Washington State Bank's top rates are 4.15% APY on its 18-Months 18-Month CD, 0.32% APY on savings, 2.53% APY on money market, 0.01% APY on checking and 6.50% on its Vacant Land - 1 year ARM, verified by MonitorBankRates on October 20, 2026. To compare Port Washington State Bank with the top rates nationwide, see our best CD rates, best savings rates, best money market rates and best mortgage rates, updated daily from banks and credit unions across the country.
Current Port Washington State Bank Rates
12-Month CD2.15%
18-Month CD4.15%
24-Month CD2.15%
36-Month CD2.15%
48-Month CD2.15%
60-Month CD2.15%
Savings0.32%
MMA2.53%
Retrieved from our database of financial products. Rates subject to change.