River Falls State Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.29%, 6-month CD rates at 1.77% and 3-month CD rates at 0.75%. Current savings rates are at 2.43% and money market rates are at 0.50%. Mortgage rates today on 30-year fixed loans are around 7.03%. Credit Card rates are at 17.99%. Personal Loan rates are at 11.99%. All these rates, and more, can be found in our database of rates. River Falls State Bank's 6-Month CD rates are at 5.04%, 60-Month CD rates are at 2.73%, 48-Month CD rates are at 2.47%, 36-Month CD rates are at 2.37%, 24-Month CD rates are at 2.22%. River Falls State Bank's savings rates are at 0.05%. River Falls State Bank's money market rates are at 0.60%. River Falls State Bank's 30-Year Fixed rates are at 7.12%, 20-Year Fixed rates are at 7.00%, 15-Year Fixed rates are at 6.50%.

River Falls State Bank

To see how these rates compare to River Falls State Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from River Falls State Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with River Falls State Bank CD rates. You can also compare River Falls State Bank savings rates, MMA rates and mortgage rates using our other rate lists.

River Falls State Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at River Falls State Bank? Share your experience about River Falls State Bank by leaving a review below, or read customer reviews before you decide to use River Falls State Bank.

River Falls State Bank Texas Ratio

River Falls State Bank's Texas Ratio is at 0.11%, which is considered excellent. The Texas Ratio for River Falls State Bank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, River Falls State Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
2.02%
18-Month CD
2.07%
24-Month CD
2.22%
36-Month CD
2.37%
48-Month CD
2.47%
60-Month CD
2.73%
Savings
0.05%
MMA
0.60%
30-Year Fixed
7.26%
Credit Card
N/A
Personal Loan
N/A
River Falls State Bank
124 S 2nd St
River Falls, WI 54022
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

River Falls State Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
River Falls State Bank
River Falls State Bank
6-Month CD
5.04%
$500
River Falls State Bank
River Falls State Bank
60-Month CD
2.73%
$500
River Falls State Bank
River Falls State Bank
48-Month CD
2.47%
$500
River Falls State Bank
River Falls State Bank
36-Month CD
2.37%
$500
River Falls State Bank
River Falls State Bank
24-Month CD
2.22%
$500
River Falls State Bank
River Falls State Bank
18-Month CD
2.07%
$500
River Falls State Bank
River Falls State Bank
12-Month CD
2.02%
$500
River Falls State Bank
River Falls State Bank
Money Market
0.60%
$1,000
River Falls State Bank
River Falls State Bank
Savings
0.05%
$90
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

River Falls State Bank Mortgage Rates

Lender
Product
Rate
APR
Points
River Falls State Bank
River Falls State Bank
15-Year Fixed
6.500%
6.712%
0.000
River Falls State Bank
River Falls State Bank
20-Year Fixed
7.000%
7.173%
0.000
River Falls State Bank
River Falls State Bank
30-Year Fixed
7.125%
7.259%
0.000

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare River Falls State Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Old National Bank
Old National Bank
7-Month CD
5.15%
$500
Home Loan Investment Bank
Home Loan Investment Bank
Soaring Savings
5.10%
$25,000
Vermillion State Bank
Vermillion State Bank
18-Month CD
4.81%
$500
Chesapeake Bank
Chesapeake Bank
7-Month CD
4.75%
$1,000
Aroostook County FS&L Assoc.
Aroostook County FS&L Assoc.
24-Month CD
4.35%
$500
FNB of Litchfield
FNB of Litchfield
12-Month CD
4.31%
$1,000
Profinium, Inc.
Profinium, Inc.
24-Month CD
4.17%
$500
Spring Bank Bronx, NY
Spring Bank Bronx, NY
60-Month CD
4.00%
$250
Teachers Federal Credit Union
Teachers Federal Credit Union
24-Month CD (Certificate)
3.92%
$1,000
Merchants Bank of Indiana
Merchants Bank of Indiana
6-Month CD
3.67%
$1,000
Premier Bank Omaha, NE
Premier Bank Omaha, NE
12-Month CD
3.55%
$500
Act 1st Federal Credit Union
Act 1st Federal Credit Union
24-Month CD share certificate
3.50%
$500
F&M State Bank Winterset, IA
F&M State Bank Winterset, IA
48-Month CD Jumbo
3.30%
$100,000
Abound Federal Credit Union
Abound Federal Credit Union
36-month CD
3.25%
$500
Coffee County Bank
Coffee County Bank
48-Month CD
3.20%
$1,000
Tucumcari Federal S&L
12-Month CD
3.09%
$1,000
Bethpage Federal Credit Union
Bethpage Federal Credit Union
39 Month Bump Up CD
3.00%
$50
City National B&T Co. of Lawton, OK
36-Month CD
3.00%
$500
Lowell Five SB
Lowell Five SB
High Yield Savings
3.00%
$50,000
Freedom Bank Huntingburg, IN
Freedom Bank Huntingburg, IN
48-Month CD
2.88%
$500
Woodruff Federal S&L
Woodruff Federal S&L
36-Month CD
2.83%
$1,000
PSB Indianola, IA
PSB Indianola, IA
60-Month CD
2.65%
$1,000
American Plus Bank, N.A.
American Plus Bank, N.A.
12-Month CD
2.60%
$25,000
First Commercial Bank, N.A.
First Commercial Bank, N.A.
24-Month CD
2.45%
$2,500
BayVanguard Bank
BayVanguard Bank
36-Month CD
2.02%
$1,000
Goldwater Bank
Goldwater Bank
Gold Checking
2.00%
$500
Itasca Bank & Trust Co.
Itasca Bank & Trust Co.
12-Month CD
1.60%
$1,000
American Bank of Beaver Dam
American Bank of Beaver Dam
24-Month CD
1.55%
$1,000
Bank of Herrin
Bank of Herrin
60-Month CD
1.53%
$1,000
FNB of Brookfield
FNB of Brookfield
Presidents Checking
1.26%
$2,500
Farmers State Bank of Western Illinois
Farmers State Bank of Western Illinois
48-Month CD
1.15%
$500
United Minnesota Bank
United Minnesota Bank
24-Month CD
1.10%
$500
Evergreen Federal Bank
Evergreen Federal Bank
48-Month CD
1.00%
$1,000
Mid-Missouri Bank
Mid-Missouri Bank
36-Month CD
0.90%
$1,000
Century SLA
Century SLA
Money Market
0.75%
$100,000
Hancock County SB
Hancock County SB
24-Month CD
0.60%
$500
Magnolia Bank Elizabethtown, KY
Magnolia Bank Elizabethtown, KY
36-Month CD
0.60%
$500
Napoleon State Bank
Napoleon State Bank
24-Month CD
0.50%
$500
Somerset Savings Bank
Somerset Savings Bank
48-Month CD
0.40%
$500
South Ottumwa SB
South Ottumwa SB
24-Month CD
0.35%
$500
Oxford Bank
Oxford Bank
60-Month CD
0.29%
$500
Local Bank Hulbert, OK
Local Bank Hulbert, OK
Money Market
0.25%
$3,000
1st Gateway Credit Union
1st Gateway Credit Union
Regular Savings
0.25%
$25
Citizens Bank & Trust Co. MN
Citizens Bank & Trust Co. MN
Money Market Checking
0.20%
$100
Hendricks County Bank and Trust
Hendricks County Bank and Trust
Money Market
0.10%
$0
Haven Savings Bank
Haven Savings Bank
N.O.W. Checking
0.10%
$100
Federation Bank
Federation Bank
Statement Savings
0.05%
$50
USB Union Savings Bank
USB Union Savings Bank
Money Market Savings
0.03%
$0
Badger Bank
Badger Bank
Badger Select Money Market
0.02%
$2,500
Bath State Bank
Bath State Bank
NOW Checking
0.01%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

River Falls State Bank Mortgage Rates

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
5.500%
5.614%
0.000
5.500%
5.716%
0.500
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
15-Year Fixed
5.750%
5.910%
0.000
5.870%
5.970%
0.000
15-Year Fixed Jumbo
5.875%
5.970%
0.000
5.950%
5.998%
0.000
6.000%
6.043%
0.000
15 Year Fixed
5.750%
6.046%
1.000
6.000%
6.056%
0.000
10-Year Power Rate Fixed
5.750%
6.068%
0.000
5.875%
6.071%
0.250
5.875%
6.079%
1.000
6.000%
6.084%
0.000
6.000%
6.084%
0.000
15-Year Power Rate Fixed
5.875%
6.101%
0.000
6.000%
6.121%
0.000
5.875%
6.121%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

River Falls State Bank Information

River Falls State Bank
124 S 2nd St
River Falls, WI 54022
Pierce
Established Date: 10/03/1949
FDIC Certificate #: 16840
Date of FDIC Deposit Insurance: 10/03/1949
Bank Holding Company: RIVER FALLS BANCSHARES INC
How Many Domestic U.S. Offices? 1
How Many Branches are There? 1
Is River Falls State Bank FDIC Insured? Yes
What is River Falls State Bank's Cert number? 16840
What is the maximum amount for insured deposits? $250,000 per holder, per account

River Falls State Bank Financials

Total Assets:
$126,635,000
Total Deposits:
$111,492,000
Equity Capital:
$10,801,000
Domestic Deposits:
$111,492,000
Net Income:
$244,000
Return on Assets:
0.8984%
Quarterly Return on Assets:
0.7700%
Pretax Return on Assets:
0.7709%
Pretax Quarterly Return on Assets:
0.7700%
Return on Equity:
9.4400%
Quarterly Return on Equity:
9.3400%
Leverage Tier 1 (Core Capital) Ratio:
11.3959%
Total Interest Income (YTD):
3.1980%
 
 
Headquarters:
River Falls
FDIC Field Office:
Eau Claire
Regulator:
FDIC
County:
Pierce
# of Offices:
1
Metropolitan Statistical Area (MSA):
Minneapolis-St. Paul-Bloomington, MN-WI
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC

Explore Other Rate Deals

Mortgage Rates: 30 Year Mortgage Rates Under 5.00%Mortgage rates are down again this week over last. 30 year mortgage rates are back under 5.00 percent at 4.95 percent, matching the lows set in March of 2010. This is the third consecutive week of declines for 30 year mortgage rates.
Mortgage rates are finally taking a breather from the recent increases and have declined the past week. Since the beginning of May, mortgage rates on 30 year conforming loans moved 1.00 percent higher from 3.50 percent to around 4.50 percent. In late June, 30 year mortgage rates shot up more than 50 basis points in just one week.

Luana Savings Bank CD rates were changed again, the second change in less than a week. CD rates were lowered on jumbo and jumbo IRA certificates of deposit. The most recent round of rate changes are listed below. You can compare the new rates at Luana Savings Bank with other bank CD rates by searching our rate database at MonitorBankRates.com.

BankProductRate (New / Old)Yield (New / Old)
Luana Savings Bank1 yr jumbo CD0.55 / 0.600.55 / 0.60
Luana Savings Bank2.5 yr jumbo CD0.90 / 1.000.90 / 1.00
Luana Savings Bank5 yr jumbo CD1.40 / 1.501.41 / 1.51
Luana Savings Bank18 month IRA CD0.75 / 0.850.75 / 0.85
Luana Savings Bank18 month jumbo CD0.65 / 0.750.65 / 0.75
Luana Savings Bank3 yr jumbo CD1.00 / 1.11.00 / 1.1
Luana Savings Bank18 month jumbo IRA CD0.75 / 0.850.75 / 0.85
Luana Savings Bank4 yr jumbo CD1.25 / 1.351.25 / 1.36

Bank or Credit Union Offers and Deals

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FOMC Officials Differ on Raising Interest Rates
30 Year Conforming Mortgage Rates Hit New Low for 2017
Ally Bank 18 Month CD Rates now at 1.29%
Average Mortgage Rates in Arizona Decline This Week: 30 Year Conforming Rates at 6.96%
Mortgage Rates Mixed as Mortgage Applications Increase 7 Percent

Alternative Bank and Credit Union Offers to Explore

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QE3 Will Bring Even Lower CD Rates & Mortgage Rates
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