Achieva Credit Union Rates and Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Achieva Credit Union's 19 month CD rates are at 4.25%, 19 month CD rates are at 4.15%, 19 month CD rates are at 4.00%, 24 month IRA CD rates are at 3.85%, 11 Month Add on HSA CD rates are at 3.75%. Achieva Credit Union's savings rates are at 0.05%. Achieva Credit Union's money market rates are at 0.30%. Achieva Credit Union's 15 Year Fixed Rate rates are at 5.38%, 10/1 ARM rates are at 5.50%, 7/1 ARM Jumbo rates are at 5.12%, 15 Year Fixed Rate Jumbo rates are at 5.88%, 5/1 ARM Jumbo rates are at 5.12%. Achieva Credit Union's Personal Loan Rates are at 11.00%. Achieva Credit Union's Credit Card Rates are at 12.49%. MonitorBankRates evaluates the financial stability of Achieva Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.90%. Rates were last updated on 03/02/2026.
Achieva Credit Union money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available.Have you opened an account or have any experiences at Achieva Credit Union? Share your experience about by leaving a review below, or read customer reviews before you decide to use . Achieva Credit Union Texas RatioAchieva Credit Union's Texas Ratio is at 1.90%, which is considered excellent. The Texas Ratio for Achieva Credit Union is lower than the national average of all banks, currently at 6.13%. The Texas Ratio is a key indicator of financial health. This indicates that Achieva Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet. MonitorBankRates Rating
5.0
Exceptional
Out of 5.0 Stars
Achieva Credit Union has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions. Overall, Achieva Credit Union is an excellent credit union worth considering, with an overall rating of 5.0 stars out of 5 stars. Overall Health & Safety Grade
A+
Exceptional Health
Score: 99/100
Achieva Credit Union has earned an overall safety grade of A+. This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability. Current Interest RatesProduct
APY/APR
vs.Avg
"N/A" indicates the product is not offered or the rate is unavailable. Rates Last Updated: 03/02/2026 
Achieva Credit Union CD Rates
Achieva Credit Union Savings Rates
Achieva Credit Union Money Market Rates
Achieva Credit Union Checking Rates
Achieva Credit Union Mortgage Rates
Achieva Credit Union Credit Card Rates
Achieva Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Achieva Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Achieva Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Achieva Credit Union's official website for the most current offers and terms.
Credit Union Profile & OverviewCredit Union Name: Achieva Credit Union
Website: https://www.achievacu.com
Full Time Employees: 530Part Time Employees: 35 President: Janet Cantees CEO: Eric Jenkins Branch Locations: 28 ATM Locations: 26 Corporate Office Address:
1659 Achieva Way
Dunedin, FL 34698 7405 Phone Number: 727-431-7680 Fax Number: FinancialsMonitorBankRates Star Rating:
5.0 / 5.0 ★
Overall Health & Safety Grade:
A+ (99/100)
Texas Ratio:
1.90%
Return on Assets (ROA):
0.6684%
Return on Equity (ROE):
6.5833%
Non-Performing Loans Ratio (NPL):
0.25%
Total Assets:
3,012,814,054
Total Amount of Shares and Deposits:
2,715,711,089
Total Shares and Deposits < 1 Year:
2,654,504,272
Total Shares and Deposits 1 3 Years:
52,074,393
Total Shares and Deposits > 3 Years:
9,132,423
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
221,642,651
Total Uninsured Shares and Deposits > $250K (F+J):
221,642,651
Total Insured Shares and Deposits > $250K (item 17 less item K):
2,494,068,438
Total Interest Expense (Sum of items 6 8):
33,958,218
Share Certificates:
19,323
Number of Accounts for Share Drafts:
109,201
IRA KEOGH Accounts:
7,137
Number of Accounts for Regular Shares:
256,407
All other shares:
956
Non Member Deposits:
7
Money Market Shares:
5,218
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
131,627,930
Total Liabilities:
2,758,455,582
Show More
Source: NCUA Last Updated 09/30/2025
Frequently Asked Questions About Achieva Credit UnionIs a member application needed to join Achieva Credit Union?Yes, to access services at Achieva Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Achieva Credit Union provides a range of mortgage and home equity products. Is Achieva Credit Union a safe place to deposit money?Yes, Achieva Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Achieva Credit Union offer online and mobile banking?Most modern institutions like Achieva Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
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