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iAdvertiser Disclosure
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 Achieva Credit Union Rates & Review August 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: August 28, 2026
Achieva Credit Union's 6 month IRA CD rates are at 4.10%, 6 month IRA CD rates are at 4.05%, 6 month CD rates are at 4.00%, 6 month IRA CD rates are at 4.00%, Business 6 month CD rates are at 4.00%. Achieva Credit Union's savings rates are at 0.05%. Achieva Credit Union's money market rates are at 1.30%. Achieva Credit Union's 15 Year Fixed Rate rates are at 5.88%, 30 Year Fixed Rate Jumbo rates are at 6.38%, Mortgage Rates - 10/1 ARM (Jumbo) rates are at 6.00%, Mortgage Rates - 5/1 ARM (Jumbo) rates are at 5.88%, 30 Year Fixed Rate rates are at 6.38%. Achieva Credit Union's Personal Loan Rates are at 4.75%. MonitorBankRates evaluates the financial stability of Achieva Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.78%. Rates last updated and verified on 08/28/2026. Achieva Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Achieva Credit Union? Share your experience about Achieva Credit Union by leaving a review below, or read customer reviews before you decide to use Achieva Credit Union. 
Achieva Credit Union CD Rates
Achieva Credit Union Savings Rates
Achieva Credit Union Money Market Rates
Achieva Credit Union Checking Rates
Achieva Credit Union Mortgage Rates
Achieva Credit Union Home Equity & HELOC
Achieva Credit Union Auto Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Achieva Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Achieva Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Achieva Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Achieva Credit Union
Website
https://www.achievacu.com
Address
1659 Achieva Way,
Dunedin, FL 34698 7405
Phone
727-431-7680
Fax
President
Janet Cantees
CEO
Eric Jenkins
Full-Time Employees
530
Part-Time Employees
35
Branch Locations
28
ATM Locations
26
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.78%
Return on Assets (ROA)
0.6684%
Return on Equity (ROE)
6.5833%
Non-Performing Loans Ratio (NPL)
0.25%
Total Assets
3,012,814,054
Total Amount of Shares and Deposits
2,715,711,089
Total Shares and Deposits < 1 Year
2,654,504,272
Total Shares and Deposits 1 3 Years
52,074,393
Total Shares and Deposits > 3 Years
9,132,423
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
221,642,651
Total Uninsured Shares and Deposits > $250K (F+J)
221,642,651
Total Insured Shares and Deposits > $250K (item 17 less item K)
2,494,068,438
Total Interest Expense (Sum of items 6 8)
33,958,218
Share Certificates
19,323
Number of Accounts for Share Drafts
109,201
IRA KEOGH Accounts
7,137
Number of Accounts for Regular Shares
256,407
All other shares
956
Non Member Deposits
7
Money Market Shares
5,218
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
131,627,930
Total Liabilities
2,758,455,582
Source: NCUA — Last Updated 09/30/2025
Customer ReviewsziIr
December 17, 2025
UbKN
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Frequently Asked Questions About Achieva Credit UnionHow many branches does Achieva Credit Union operate?Achieva Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Achieva Credit Union?Yes, to access services at Achieva Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Achieva Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Achieva Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Achieva Credit Union offer online and mobile banking?Most modern institutions like Achieva Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.achievacu.com. Current Achieva Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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