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 Launch Credit Union Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 3, 2026
Launch Credit Union's 18 Month CD rates are at 4.59%, 24 Month CD rates are at 3.82%, 60 Month CD rates are at 3.82%, 12 Month CD rates are at 3.76%, 6 Month CD rates are at 3.76%. Launch Credit Union's savings rates are at 0.05%. Launch Credit Union's money market rates are at 1.41%. Launch Credit Union's First Mortgage Rates - 10 Year Fixed rates are at 5.50%, First Mortgage Rates - 15 Year Fixed rates are at 5.75%, First Mortgage Rates - 10 Year Fixed rates are at 5.75%, First Mortgage Rates - 20 Year Fixed rates are at 6.00%, First Mortgage Rates - 15 Year Fixed rates are at 6.00%. Launch Credit Union's Personal Loan Rates are at 10.50%. MonitorBankRates evaluates the financial stability of Launch Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.92%. Rates last updated and verified on 09/03/2026. Launch Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Launch Credit Union? Share your experience about Launch Credit Union by leaving a review below, or read customer reviews before you decide to use Launch Credit Union. Launch Credit Union
Administration Building 300 S Plumosa St
https://launchcu.com Merritt Island, FL 32952 
Launch Credit Union CD Rates
Launch Credit Union Savings Rates
Launch Credit Union Money Market Rates
Launch Credit Union Checking Rates
Launch Credit Union Mortgage Rates
Launch Credit Union Home Equity & HELOC
Launch Credit Union Auto Loan Rates
Launch Credit Union Credit Card Rates
Launch Credit Union Personal Loan Rates
Financial Health HistoryLaunch Credit Union’s Texas Ratio stayed near 2.13% in Q2 2023 to 1.92% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the amber line marks the 15% level a credit union must stay under to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy threshold
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Launch Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Launch Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Launch Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Launch Credit Union
Website
https://launchcu.com
Address
300 S Plumosa St,
Merritt Island, FL 32952
Phone
321-455-9400
Fax
321-452-7007
President
Hollimarie Montijo
CEO
Joseph Mirachi
Full-Time Employees
303
Part-Time Employees
0
Branch Locations
19
ATM Locations
19
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.92%
Return on Assets (ROA)
0.0537%
Return on Equity (ROE)
0.5880%
Non-Performing Loans Ratio (NPL)
0.25%
Total Assets
1,459,776,824
Total Amount of Shares and Deposits
1,213,587,563
Total Shares and Deposits < 1 Year
1,199,032,933
Total Shares and Deposits 1 3 Years
13,156,433
Total Shares and Deposits > 3 Years
1,398,197
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
78,282,809
Total Uninsured Shares and Deposits > $250K (F+J)
78,282,809
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,135,304,754
Total Interest Expense (Sum of items 6 8)
4,427,851
Share Certificates
8,379
Number of Accounts for Share Drafts
58,899
IRA KEOGH Accounts
1,943
Number of Accounts for Regular Shares
92,702
All other shares
2,444
Non Member Deposits
1
Money Market Shares
3,016
Net Income (unless the amount is already included in Undivided Earnings)
784,560
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
177,047,922
Total Liabilities
1,326,772,706
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
There are no reviews for Launch Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Launch Credit Union
Frequently Asked Questions About Launch Credit UnionHow many branches does Launch Credit Union operate?Launch Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Launch Credit Union?Yes, to access services at Launch Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Launch Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Launch Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Launch Credit Union offer online and mobile banking?Most modern institutions like Launch Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://launchcu.com. Current Launch Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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