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 Messiah Baptist Jubilee Federal Credit Union Rates & Review May 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: May 4, 2026
Messiah Baptist Jubilee Federal Credit Union's Personal Loan Rates are at 7.50%. MonitorBankRates evaluates the financial stability of Messiah Baptist Jubilee Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.32%. Rates were last updated on 05/04/2026. Messiah Baptist Jubilee Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Messiah Baptist Jubilee Federal Credit Union? Share your experience about Messiah Baptist Jubilee Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Messiah Baptist Jubilee Federal Credit Union. Messiah Baptist Jubilee Federal Credit Union
MBJFCU 80 Legion Pkwy
https://www.mbjfcu.org Brockton, MA 02301 
Messiah Baptist Jubilee Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Messiah Baptist Jubilee Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Messiah Baptist Jubilee Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Messiah Baptist Jubilee Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Messiah Baptist Jubilee Federal Credit Union
Website
https://www.mbjfcu.org
Address
80 Legion Pkwy,
Brockton, MA 02301
Phone
508-584-1963
Fax
508-588-3308
President
CEO
Steven Luke
Full-Time Employees
0
Part-Time Employees
0
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.32%
Return on Assets (ROA)
2.9987%
Return on Equity (ROE)
14.0450%
Non-Performing Loans Ratio (NPL)
1.28%
Total Assets
1,099,475
Total Amount of Shares and Deposits
864,730
Total Shares and Deposits < 1 Year
864,730
Total Insured Shares and Deposits > $250K (item 17 less item K)
864,730
Total Interest Expense (Sum of items 6 8)
1,667
Share Certificates
9
Number of Accounts for Regular Shares
226
Net Income (unless the amount is already included in Undivided Earnings)
34,684
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
153,740
Total Liabilities
864,730
Source: NCUA — Last Updated 09/30/2025
Customer Reviews
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Add Your Rating and Review for Messiah Baptist Jubilee Federal Credit Union
Frequently Asked Questions About Messiah Baptist Jubilee Federal Credit UnionIs Messiah Baptist Jubilee Federal Credit Union a safe place to deposit money?Yes, Messiah Baptist Jubilee Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 1.3168559195068%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Messiah Baptist Jubilee Federal Credit Union operate?Messiah Baptist Jubilee Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Messiah Baptist Jubilee Federal Credit Union?Yes, to access services at Messiah Baptist Jubilee Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Messiah Baptist Jubilee Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Messiah Baptist Jubilee Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Messiah Baptist Jubilee Federal Credit Union offer online and mobile banking?Most modern institutions like Messiah Baptist Jubilee Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.mbjfcu.org. Compare to Other Credit Unions
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