What are the current interest rates at Coast360 Federal Credit Union?

Current rates for Coast360 Federal Credit Union include: 12-Month CD: 4.05%, 18-Month CD: 4.10%, 24-Month CD: 3.80%, 60-Month CD: 3.85%, Savings: 0.50%, MMA: 1.00%

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Coast360 Federal Credit Union

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Coast360 Federal Credit Union Rates & Review October 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Coast360 Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 13, 2026

Coast360 Federal Credit Union's top rates as of October 13, 2026 are 4.15% APY on its 18 month Jumbo CDs CD, 0.50% APY on savings, 1.00% APY on money market accounts, 0.25% APY on checking, and personal loans from 6.99% APR, according to rates verified by MonitorBankRates. Other Coast360 Federal Credit Union CD rates include 36 month Jumbo CDs at 4.15%, 12 month Jumbo CDs at 4.10%, and 18 month CDs at 4.10%. MonitorBankRates evaluates the financial stability of Coast360 Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.37%. Rates last updated and verified on 10/13/2026.

Coast360 Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Coast360 Federal Credit Union? Share your experience about Coast360 Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Coast360 Federal Credit Union.

Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

4.37%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Coast360 Federal Credit Union
COAST360-Maite Member Center

450 Route 8
Maite, GU 96910-2010

https://www.coast360fcu.com

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Coast360 Federal Credit Union CD Rates

Product	Rate	APY	Term
18 month Jumbo Term Shares	-	4.15%	18 months
Min Deposit $100,000 Details Effective Date: October 1, 2026; Minimum $100,000 required to establish account Last Updated 10/13/2026 Rate History 1 change since Sep 21, 2026 · 3.75% → 4.15% ▲ 0.40 pts · high 4.15% / low 3.75% Oct 5, 20264.15%▲ from 3.75% Sep 21, 20263.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.37%
36 month Jumbo Term Shares	-	4.15%	36 months
Min Deposit $100,000 Details Effective Date: October 1, 2026; Minimum $100,000 required to establish account Last Updated 10/13/2026 Rate History 1 change since Sep 21, 2026 · 3.70% → 4.15% ▲ 0.45 pts · high 4.15% / low 3.70% Oct 5, 20264.15%▲ from 3.70% Sep 21, 20263.70%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.37%
12 month Jumbo Term Shares	-	4.10%	12 months
Min Deposit $100,000 Details Effective Date: October 1, 2026; Minimum $100,000 required to establish account Last Updated 10/13/2026 Rate History 1 change since Sep 21, 2026 · 3.80% → 4.10% ▲ 0.30 pts · high 4.10% / low 3.80% Oct 5, 20264.10%▲ from 3.80% Sep 21, 20263.80%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.37%
18 month Term Shares	-	4.10%	18 months
Min Deposit $500 Details Minimum $500 required to establish account Last Updated 10/13/2026 Rate History 1 change since Sep 14, 2026 · 3.70% → 4.10% ▲ 0.40 pts · high 4.10% / low 3.70% Oct 5, 20264.10%▲ from 3.70% Sep 14, 20263.70%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.37%
36 month Term Shares	-	4.10%	36 months
Min Deposit $500 Details Minimum $500 required to establish account Last Updated 10/13/2026 Rate History 1 change since Sep 14, 2026 · 3.65% → 4.10% ▲ 0.45 pts · high 4.10% / low 3.65% Oct 5, 20264.10%▲ from 3.65% Sep 14, 20263.65%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.37%
12 month Term Shares	-	4.05%	12 months
Min Deposit $500 Details Minimum $500 required to establish account Last Updated 10/13/2026 Rate History 1 change since Sep 14, 2026 · 3.75% → 4.05% ▲ 0.30 pts · high 4.05% / low 3.75% Oct 5, 20264.05%▲ from 3.75% Sep 14, 20263.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.37%
60 month Jumbo Term Shares	-	3.90%	60 months
Min Deposit $100,000 Details Effective Date: October 1, 2026; Minimum $100,000 required to establish account Last Updated 10/13/2026 Rate History 1 change since Sep 21, 2026 · 3.60% → 3.90% ▲ 0.30 pts · high 3.90% / low 3.60% Oct 5, 20263.90%▲ from 3.60% Sep 21, 20263.60%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.37%
60 month Term Shares	-	3.85%	60 months
Min Deposit $500 Details Minimum $500 required to establish account Last Updated 10/13/2026 Rate History 1 change since Sep 14, 2026 · 3.55% → 3.85% ▲ 0.30 pts · high 3.85% / low 3.55% Oct 5, 20263.85%▲ from 3.55% Sep 14, 20263.55%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.37%
24 month Jumbo Term Shares	-	3.80%	24 months
Min Deposit $100,000 Details Effective Date: October 1, 2026; Minimum $100,000 required to establish account Last Updated 10/13/2026 Rate History 1 change since Sep 21, 2026 · 3.60% → 3.80% ▲ 0.20 pts · high 3.80% / low 3.60% Oct 5, 20263.80%▲ from 3.60% Sep 21, 20263.60%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.37%
24 month Term Shares	-	3.80%	24 months
Min Deposit $500 Details Minimum $500 required to establish account Last Updated 10/13/2026 Rate History 1 change since Sep 14, 2026 · 3.55% → 3.80% ▲ 0.25 pts · high 3.80% / low 3.55% Oct 5, 20263.80%▲ from 3.55% Sep 14, 20263.55%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.37%
9 month Jumbo Term Shares	-	3.65%	9 months
Min Deposit $100,000 Details Effective Date: October 1, 2026; Minimum $100,000 required to establish account Last Updated 10/13/2026 Rate History No change since Sep 21, 2026 · 3.65% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.37%
9 month Term Shares	-	3.60%	9 months
Min Deposit $500 Details Minimum $500 required to establish account Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 3.60% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.37%
6 month Jumbo Term Shares	-	3.55%	6 months
Min Deposit $100,000 Details Effective Date: October 1, 2026; Minimum $100,000 required to establish account Last Updated 10/13/2026 Rate History No change since Sep 21, 2026 · 3.55% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.37%
6 month Term Shares	-	3.50%	6 months
Min Deposit $500 Details Minimum $500 required to establish account Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 3.50% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.37%
48 month Jumbo Term Shares	-	3.20%	48 months
Min Deposit $100,000 Details Effective Date: October 1, 2026; Minimum $100,000 required to establish account Last Updated 10/13/2026 Rate History 1 change since Sep 21, 2026 · 3.00% → 3.20% ▲ 0.20 pts · high 3.20% / low 3.00% Oct 5, 20263.20%▲ from 3.00% Sep 21, 20263.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.37%
48 month Term Shares	-	3.15%	48 months
Min Deposit $500 Details Minimum $500 required to establish account Last Updated 10/13/2026 Rate History 1 change since Sep 14, 2026 · 2.95% → 3.15% ▲ 0.20 pts · high 3.15% / low 2.95% Oct 5, 20263.15%▲ from 2.95% Sep 14, 20262.95%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.37%
3 month Jumbo Term Shares	-	2.10%	3 months
Min Deposit $100,000 Details Effective Date: October 1, 2026; Minimum $100,000 required to establish account Last Updated 10/13/2026 Rate History No change since Sep 21, 2026 · 2.10% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.37%
3 month Term Shares	-	2.05%	3 months
Min Deposit $500 Details Minimum $500 required to establish account Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 2.05% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.37%

Coast360 Federal Credit Union Savings Rates

Product	Rate	APY
Christmas Club	-	1.35%
Min Deposit $5 Details Club Accounts; Rate is subject to change without notice. Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 1.35% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.37%
Kids360 Share Savings	-	0.50%
Min Deposit $5 Details Kids360 & Teen360 Program; Effective Date: June 22, 2020 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.50% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.37%
Summer Club	-	0.50%
Min Deposit $5 Details Kids360 & Teen360 Program; Effective Date: June 22, 2020; Available for Kids360 & Teen360 only Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.50% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.37%
Teen360 Share Savings	-	0.50%
Min Deposit $5 Details Kids360 & Teen360 Program; Effective Date: June 22, 2020 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.50% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.37%
Share Savings	-	0.25%
Min Deposit $5 Details Effective Date: June 22, 2020; APY is subject to change without notice. Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.25% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.37%

Coast360 Federal Credit Union Money Market Rates

Product	Rate	APY
Money Market	-	1.00%
Min Balance $100,000 Details Balance: $100,000 - $249,999.99 Last Updated 10/13/2026 Rate History No change since Sep 21, 2026 · 1.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.37%
Money Market	-	1.00%
Min Balance $250,000 Details Balance: $250,000 and over Last Updated 10/13/2026 Rate History No change since Sep 21, 2026 · 1.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.37%
Money Market	-	0.75%
Min Balance $25,000 Details Balance: $25,000 - $49,999.99 Last Updated 10/13/2026 Rate History No change since Sep 29, 2026 · 0.75% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.37%
Money Market	-	0.75%
Min Balance $50,000 Details Balance: $50,000 - $99,999.99 Last Updated 10/13/2026 Rate History No change since Sep 29, 2026 · 0.75% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.37%
Money Market	-	0.50%
Min Deposit $2,500 Min Balance $2,500 Details Balance: $2,500 - $9,999.99 Last Updated 10/13/2026 Rate History No change since Sep 29, 2026 · 0.50% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.37%
Money Market	-	0.50%
Min Balance $10,000 Details Balance: $10,000 - $24,999.99 Last Updated 10/13/2026 Rate History No change since Sep 29, 2026 · 0.50% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.37%

Coast360 Federal Credit Union Checking Rates

Product	Rate	APY
Teen360 Value Checking	-	0.25%
Min Deposit $25 Min Balance $1,000 Details Kids360 & Teen360 Program; Effective Date: June 22, 2020; Balance: $1000.00 and above Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.25% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.37%
Value Checking	0.25%	0.25%
Min Deposit $100 Min Balance $1,000 Details Tier 3; Balance: $1,000 and above Last Updated 10/13/2026 Rate History No change since Sep 29, 2026 · 0.25% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.37%
Teen360 Value Checking	-	0.20%
Min Deposit $25 Min Balance $750 Details Kids360 & Teen360 Program; Effective Date: June 22, 2020; Balance: $750.00 - $999.99 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.20% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.37%
Value Checking	0.20%	0.20%
Min Deposit $100 Min Balance $750 Details Tier 2; Balance: $750.00 - $999.99 Last Updated 10/13/2026 Rate History No change since Sep 29, 2026 · 0.20% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.37%
Teen360 Value Checking	-	0.15%
Min Deposit $25 Min Balance $500 Details Kids360 & Teen360 Program; Effective Date: June 22, 2020; Balance: $500.00 - $749.99 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.15% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.37%
Value Checking	0.15%	0.15%
Min Deposit $100 Details Tier 1; Balance: $749.99 or less Last Updated 10/13/2026 Rate History No change since Sep 29, 2026 · 0.15% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.37%

Coast360 Federal Credit Union Auto Loan Rates

Product	Rate	Points	APR
Auto/Motorcycle Loan - New Auto	-	-	4.50%
Details As Low As; Effective Date: June 1, 2026 Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 4.50% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.37%
Auto/Motorcycle Loan - Used Auto	-	-	4.75%
Details As Low As; Effective Date: June 1, 2026 Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 4.75% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.37%
Auto/Motorcycle Loan - New Motorcycle	-	-	7.99%
Details As Low As; Effective Date: June 1, 2026 Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 7.99% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.37%
Auto/Motorcycle Loan - Used Motorcycle	-	-	9.99%
Details As Low As; Effective Date: June 1, 2026 Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 9.99% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.37%

Coast360 Federal Credit Union Personal Loan Rates

Product	APR	Term	View More
Personal Loan	6.99%
Details As Low As; Effective Date: December 1, 2023 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 6.99% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.37%

Coast360 Federal Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
Classic Loan	-	-	16.00%
Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 16.00% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.37%
Gold Loan	-	-	14.00%
Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 14.00% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.37%
IRA Jumbo Term Share	-	-	4.10%	12 months
Min Deposit $100,000 Details Traditional / ROTH / Coverdell ESA; Effective Date: October 1, 2026 Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 4.10% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.37%
IRA Jumbo Term Share	-	-	3.70%	24 months
Min Deposit $100,000 Details Traditional / ROTH / Coverdell ESA; Effective Date: October 1, 2026 Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 3.70% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.37%
IRA Jumbo Term Share	-	-	4.15%	36 months
Min Deposit $100,000 Details Traditional / ROTH / Coverdell ESA; Effective Date: October 1, 2026 Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 4.15% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.37%
IRA Jumbo Term Share	-	-	3.10%	48 months
Min Deposit $100,000 Details Traditional / ROTH / Coverdell ESA; Effective Date: October 1, 2026 Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 3.10% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.37%
IRA Jumbo Term Share	-	-	3.90%	60 months
Min Deposit $100,000 Details Traditional / ROTH / Coverdell ESA; Effective Date: October 1, 2026 Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 3.90% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.37%
IRA Term Shares - 12 months	-	-	4.05%	12 months
Min Deposit $500 Details IRAs Traditional / ROTH / Coverdell ESA; Effective Date: October 1, 2026 Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 4.05% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.37%
IRA Term Shares - 24 months	-	-	3.65%	24 months
Min Deposit $500 Details IRAs Traditional / ROTH / Coverdell ESA; Effective Date: October 1, 2026 Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 3.65% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.37%
IRA Term Shares - 36 months	-	-	4.10%	36 months
Min Deposit $500 Details IRAs Traditional / ROTH / Coverdell ESA; Effective Date: October 1, 2026 Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 4.10% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.37%
IRA Term Shares - 48 months	-	-	3.05%	48 months
Min Deposit $500 Details IRAs Traditional / ROTH / Coverdell ESA; Effective Date: October 1, 2026 Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 3.05% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.37%
IRA Term Shares - 60 months	-	-	3.85%	60 months
Min Deposit $500 Details IRAs Traditional / ROTH / Coverdell ESA; Effective Date: October 1, 2026 Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 3.85% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.37%
IRAs Traditional / ROTH / Coverdell ESA Savings Account	0.25%	-	0.25%
Min Balance $5 Details Effective Date: June 22, 2020; Dividend Compounded: Daily; Dividend Period: Quarterly Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.25% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.37%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Coast360 Federal Credit Union’s Texas Ratio rose from 2.09% in Q3 2023 to 4.37% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$633M	4.37%	5.0	A+
March 31, 2026	$626M	3.46%	5.0	A+
December 31, 2025	$619M	4.56%	5.0	A+
September 30, 2025	$610M	3.32%	5.0	A+
June 30, 2025	$595M	2.93%	5.0	A+
March 31, 2025	$586M	2.45%	5.0	A+
December 31, 2024	$567M	3.97%	5.0	A+
September 30, 2024	$555M	5.95%	5.0	A+
June 30, 2024	$549M	4.58%	5.0	A+
March 31, 2024	$546M	2.71%	5.0	A+
December 31, 2023	$523M	3.74%	5.0	A+
September 30, 2023	$509M	2.09%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Coast360 Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Coast360 Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Coast360 Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Coast360 Federal Credit Union

Website https://www.coast360fcu.com

Address 450 Route 8, Maite, GU 96910-2010

Phone 671-477-8736

Fax 671-477-1155

President Peter Roy Martinez

CEO Gener Deliquina

Full-Time Employees 135

Part-Time Employees 0

Branch Locations 3

ATM Locations 3

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (98/100)

Texas Ratio

4.37%

Return on Assets (ROA)

0.3803%

Return on Equity (ROE)

3.1366%

Non-Performing Loans Ratio (NPL)

0.81%

Total Assets

632,966,228

Total Amount of Shares and Deposits

553,488,332

Total Shares and Deposits < 1 Year

536,762,864

Total Shares and Deposits 1 3 Years

14,676,252

Total Shares and Deposits > 3 Years

2,049,217

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

105,793,530

Total Uninsured Shares and Deposits > $250K (F+J)

105,793,530

Total Insured Shares and Deposits > $250K (item 17 less item K)

447,694,802

Total Interest Expense (Sum of items 6 8)

5,246,751

Share Certificates

3,267

Number of Accounts for Share Drafts

22,413

IRA KEOGH Accounts

637

Number of Accounts for Regular Shares

49,728

All other shares

116

Money Market Shares

320

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

46,162,738

Total Liabilities

566,875,087

Source: NCUA — Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

Coast360 Federal Credit Union earned the Verified Healthy badge

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Frequently Asked Questions About Coast360 Federal Credit Union

How many branches does Coast360 Federal Credit Union operate?

Coast360 Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Coast360 Federal Credit Union?

Yes, to access services at Coast360 Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Coast360 Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Coast360 Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Coast360 Federal Credit Union offer online and mobile banking?

Most modern institutions like Coast360 Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.coast360fcu.com.

Current Coast360 Federal Credit Union Rates

12-Month CD4.05%
18-Month CD4.10%
24-Month CD3.80%
60-Month CD3.85%
Savings0.50%
MMA1.00%

Retrieved from our database of financial products. Rates subject to change.

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Coast360 Federal Credit Union Rates & Review October 2026

Brian McKay

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Coast360 Federal Credit Union earned the Verified Healthy badge

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Frequently Asked Questions About Coast360 Federal Credit Union

How many branches does Coast360 Federal Credit Union operate?

Is a member application needed to join Coast360 Federal Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Coast360 Federal Credit Union offer online and mobile banking?

Current Coast360 Federal Credit Union Rates

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