12-month CD rates can be found at 3.10%, 6-month CD rates at 4.00% and 3-month CD rates at 3.00%. Savings rates are at 0.15% and money market rates are at 1.51%. Mortgage rates on 30-year fixed loans are around 6.38%. Credit Card rates are at 9.50%. Personal Loan rates are at 8.50%. All these rates, and more, can be found in our database of rates which you can compare to One Credit Union rates.
Compare One Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of One Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.
One Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at One Credit Union? Share your experience about One Credit Union by leaving a review below, or read customer reviews before you decide to use One Credit Union.
Overall, One Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.
Compare One Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.
Compare One Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards
1st United Credit Union
Visa Platinum
13.900%
LMCU Lake Michigan Credit Union
Max Rewards Visa Credit Card
15.250%
Abbey Credit Union
VISA® Gold
11.960%
Aberdeen Proving Ground FCU
Visa Platinum Preferred
14.240% - 17.990%
Acipco Federal Credit Union
Visa Credit Card
9.990%
Marcus Bank
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
ACFCU
Secure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
Achieve Financial Credit Union
Visa Platinum with Rewards
9.900%
Y-12 Federal Credit Union
VISA Secured
18.000%
SchoolsFirst Federal Credit Union
Inspire Mastercard
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
705 Federal Credit Union
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
Canyon View Credit Union
Visa Student Rewards Card
17.990%
The Golden 1 Credit Union
Member First VISA
15.040%
No balance transfer fees or annual fees.
Suncoast Credit Union
Rewards Student Classic
16.500%
Credit Limit - $500
SchoolsFirst Federal Credit Union
Rewards Mastercard
15.000% - 17.900%
Maximum Loan Amount Up to $35,000.00
600 Atlantic Federal Credit Union
Visa Credit Card
11.900%
ACFCU
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
Access Federal Credit Union
Access FCU Visa Classic
13.500%
America First Federal Credit Union
CLASSIC REWARDS VISA
18.000%
LMCU Lake Michigan Credit Union
Prime Platinum Visa Credit Card
11.500%
Mountain America Federal Credit Union
Cash Back Credit Card
17.740%
Automatically get 1.5% cash back on all purchases with no fuss
AAC Credit Union
Visa Platinum
7.990%
Line of credit up to $20,000. $250,000 travel life insurance
Mountain America Federal Credit Union
Rewards Credit Card
14.240%
Acadian Federal Credit Union
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.
Compare One Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans
The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.
Our apologies, we do not have One Credit Union rate data right now, check back for updates, we are adding rates all the time.
Eight banks and one credit union in our database changed some of their CD rates this past week. Most of the CD rate changes were higher, which was nice to see. EverBank CD rates were changed more than once this past week, the most recent changes are at the top of the rate list below.
There is some good news regarding bank CD rates possibly moving higher in the near future. Despite September's employment numbers being slightly weaker than expected, CNBC reported the probability of a fed rate hike moved higher this morning. CNBC is basing their report on the CME Group's FedWatch Tool. The tool is used to track the market's expectation of a rate hike. Before the employment report, the probability of a December rate hike was at 63.9 percent. After Friday's report was released, it moved up to 70.2 percent.
If there is a December rate hike, it will most likely be 25 basis points. This hike might entice banks to increase their short term and intermediate term CD rates. If there is a rate hike, we won't see all banks and credit union increase their CD rates. It's likely that some online banks with the highest current CD rates will increase their rates.
Four banks and one credit union changed their CD rates this past week. The good news is most of the CD rate changes were higher, despite the fact that the Fed didn't increase the fed funds rate. 24 CD rate changes were made last week and only two CD rates were lowered, both from Connexus Credit Union.
You can see how the CD rates listed below compare with other rates available by searching our database of CD rates at MonitorBankRates.com.
Several banks and one credit union made changes to the CD rates they offer. The CD rate changes are listed below. You can see a list of rates from many banks and credit unions at MonitorBankRates.com.
Average 30 year jumbo mortgage rates had the largest weekly increase so far in 2015. 30 year jumbo rates averaged 4.67 percent, up 27 basis points from last week's average rate of 4.40 percent. Despite the large increase this week, there are still many lenders quoting 30 year jumbo rates below 4.00 percent.
On our rate table for the state of California, there are eight lenders quoting 30 year jumbo refinance rates below 4.00 percent. The lowest rate with points is at 3.50 percent from Carlyle Financial and erates mortgage. The lowest rate without points is at 3.75 percent from Star One Credit Union.
15 year jumbo mortgage rates today are currently averaging 4.21 percent, up from last week's average 15 year jumbo rate of 4.13 percent. We also have many lenders quoting 15 year jumbo refinance rates well below the average 15 year rate. The lowest 15 year rate on our rate table today is at 3.125 percent with no points from Star One Credit Union.
CD rates remain low as the Federal Open Market Committee will leave their policy on the federal funds rate intact when they meet next week, despite a surprising drop in the unemployment rate. The unemployment rate fell last month from 7.0 percent to 6.7 percent but a drop below 6.5 percent is no longer a trigger to increase in the federal funds rate.Prior to last month's meeting, many believed the Fed would increase the federal funds rate when the unemployment rate fell below 6.5 percent. We, too, believed this was going to happen sometime in 2014 which would send CD rates and other deposit rates higher.Just after the December meeting, the FOMC released a statement squashing a higher fed funds rate: Read more...
Ending 2013, some banks are increasing long term CD rates to compete with higher long term bond yields. For the past three months of 2013, about half a dozen banks have increased long term CD rates on our rate list. The same can't be said for shorter term CD rates because shorter term bond rates haven't increased and the Federal Reserve hasn't increased the federal funds rate.One credit union in our database of rates has sharply increased the rates they pay on long term certificates. Pentagon Federal Credit Union increased their 5 year and 7 year "money market certificates" to over 3.00 percent, which is much higher than any other comparable terms in our database. In fact, PenFed now has the best CD rates in our database for terms of 1 year to 5 years.
USA One Credit Union of Matteson, Illinois, is offering an 8 month Step-Up certificate of deposit that currently has a CD rate of 0.90 percent for the first four months and then the CD rate will Step-Up to 2.00 percent the last four months.The combined certificate of deposit annual percentage yield is 1.45 percent. That CD yield is one of the best 8 month CD yields currently available and is higher than the national average 24 month CD rate of 1.27 percent. New money is required for this CD deal and the minimum opening deposit is $10,000. Looking for the best CD rates? Use our CD rate tables at CDRates.MonitorBankRates.com to find the best CD rates in your area.Read more...
Bank of Internet is offering one of the highest online savings account yields available in the U.S.. The savings account currently yields 3.51%. There is an initial deposit requirement of $100 but no minimum daily balance requirement.
30 year mortgage rates increased for the third consecutive day after hitting an all-time low this past Friday. Current 30 year mortgage rates are averaging 4.12%, up from yesterday’s average 30 year mortgage rate of 4.07%. 15 year mortgage rates are averaging 3.36%, an increase from yesterday’s average 15 year mortgage rate of 3.31%.